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CD Rate Trends

Kekoskee, Wisconsin Best CD Rates October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: October 12, 2026

Kekoskee, Wisconsin CD rates from banks and credit unions serving Wisconsin range from 2.00% to 6.00% APY, verified by MonitorBankRates as of October 12, 2026. Current Kekoskee, Wisconsin CD rates include CO-OP Credit UnionCO-OP Credit UnionA+5.0 ★Texas Ratio: 5.54%Real return: +3.20%APY minus CPI (February 2026) offering 12 Month Youth Saver Certificate at 6.00% APY, Gundersen Credit UnionGundersen Credit UnionA+5.0 ★Texas Ratio: 0.40%Real return: +2.70%APY minus CPI (February 2026) offering Teenager (Age 13-17) - 12 Month Term Certificate at 5.50% APY, Fort Community Credit UnionFort Community Credit UnionA5.0 ★Texas Ratio: 8.84%Real return: +2.35%APY minus CPI (February 2026) offering 60-Month Certificate at 5.15% APY, 1st Community Credit Union1st Community Credit UnionA+5.0 ★Texas Ratio: 5.97%Real return: +2.33%APY minus CPI (February 2026) offering 36-MONTH TEEN CERTIFICATE SPECIAL at 5.13% APY, and Northwoods Community Credit UnionNorthwoods Community Credit UnionA+5.0 ★Texas Ratio: 2.66%Real return: +2.26%APY minus CPI (February 2026) offering 6 Month Youth share certificate at 5.06% APY. CD rates as of October 12, 2026 according to verified data from MonitorBankRates.

Kekoskee is a smaller community with no bank or credit union branches currently in our database. 750 institutions serving the Wisconsin area are available to Kekoskee residents, with CD rates as high as 6.00% APY from CO-OP Credit Union. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 12, 2026

Compare Best CD Rates in Kekoskee, Wisconsin & the Surrounding Area

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Kekoskee 3 Month CD Rates

Wisconsin 3 Month CD Average1.54% APYNational 2.09%▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
90 Day Certificate of Deposit
$1,000
4.21% ▲ 2.67% above Wisconsin avg
View
▼
Rate4.14%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average1.54%▲ 2.67% above avgNationally 2.09%
Details

Rate History
No change since Sep 19, 2026 · 4.21% APY · checked 6 times
3.71%4.21%4.71%Sep 19, 2026: 4.21% APYSep 19, 2026Oct 13, 2026
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
3 Month CD
$75,000
3.92% ▲ 2.38% above Wisconsin avg
View
▼
Rate3.85%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average1.54%▲ 2.38% above avgNationally 2.09%
Details

Minimum $75,000.00

Rate History
1 change since Sep 25, 2026 · 3.41% → 3.92% ▲ 0.51 pts · high 3.92% / low 3.41%
2.90%3.67%4.43%Sep 25, 2026: 3.41% APYOct 12, 2026: 3.92% APYSep 25, 2026Oct 13, 2026
  • Oct 12, 20263.92%▲ from 3.41%
  • Sep 25, 20263.41%first recorded
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share Certificate (3 Month)
$10,000
3.90% ▲ 2.36% above Wisconsin avg
View
▼
Rate3.84%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 2.36% above avgNationally 2.09%
Details

Rate History
No change since Oct 5, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 5, 2026: 3.90% APYOct 5, 2026Oct 13, 2026
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3-MONTH TIME DEPOSIT ACCOUNT
$500
3.85% ▲ 2.31% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 2, 2026
Wisconsin Average1.54%▲ 2.31% above avgNationally 2.09%
Details

Special Offer. Apply now: balances under $100k. Effective Date: 10/2/2026. Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals.

Rate History
No change since Sep 27, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Sep 27, 2026: 3.85% APYSep 27, 2026Oct 13, 2026
Farmers & Merchants State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
90 Day Option CD
$500
3.85% ▲ 2.31% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average1.54%▲ 2.31% above avgNationally 2.09%
Details

Special; Compounding: Quarterly; Can deposit or withdraw balance without penalty at each 90 day anniversary; $500 minimum balance must be maintained; aggregate deposits may not exceed $250,000; no institutional money

Rate History
No change since Oct 4, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 4, 2026: 3.85% APYOct 4, 2026Oct 13, 2026
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
3 Month Certificate
$5,000
3.75% ▲ 2.21% above Wisconsin avg
View
▼
Rate3.69%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average1.54%▲ 2.21% above avgNationally 2.09%
Details

HSA Certificate - Members who have amassed a balance in their Health Savings Account can use those funds to open an HSA certificate. HSA certificates are offered in the same terms as regular certificates. If you have questions or are interested in opening an HSA certificate, contact us today. APY = Annual Percentage Yield. For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
3 Month CD
$20,000
3.67% ▲ 2.13% above Wisconsin avg
View
▼
Rate3.60%
Min Deposit$20,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average1.54%▲ 2.13% above avgNationally 2.09%
Details

Minimum $20,000.00

Rate History
1 change since Sep 25, 2026 · 3.41% → 3.67% ▲ 0.26 pts · high 3.67% / low 3.41%
2.91%3.54%4.17%Sep 25, 2026: 3.41% APYOct 12, 2026: 3.67% APYSep 25, 2026Oct 13, 2026
  • Oct 12, 20263.67%▲ from 3.41%
  • Sep 25, 20263.41%first recorded
Conservation First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
3 Month CD
$0
3.60% ▲ 2.06% above Wisconsin avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.54%▲ 2.06% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
3 Month CD
$0
3.60% ▲ 2.06% above Wisconsin avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average1.54%▲ 2.06% above avgNationally 2.09%
Details

Earn Up To

Rate History
3 changes since Sep 14, 2026 · 2.20% → 3.60% ▲ 1.40 pts · high 3.60% / low 2.20%
0.80%2.90%5.00%Sep 14, 2026: 2.20% APYSep 18, 2026: 3.60% APYSep 25, 2026: 2.20% APYOct 8, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
  • Oct 8, 20263.60%▲ from 2.20%
  • Sep 25, 20262.20%▼ from 3.60%
  • Sep 18, 20263.60%▲ from 2.20%
  • Sep 14, 20262.20%first recorded
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
90 Day IRA Certificate
$1,000
3.56% ▲ 2.02% above Wisconsin avg
View
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.54%▲ 2.02% above avgNationally 2.09%
Details

Rate History
No change since Oct 7, 2026 · 3.56% APY · checked 2 times
3.06%3.56%4.06%Oct 7, 2026: 3.56% APYOct 7, 2026Oct 13, 2026
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Certificate of Deposit (CDs) - 90 Day
$1,000
3.56% ▲ 2.02% above Wisconsin avg
View
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.54%▲ 2.02% above avgNationally 2.09%
Details

Rate History
No change since Oct 7, 2026 · 3.56% APY · checked 2 times
3.06%3.56%4.06%Oct 7, 2026: 3.56% APYOct 7, 2026Oct 13, 2026
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$10,000
3.50% ▲ 1.96% above Wisconsin avg
View
▼
Rate3.46%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.54%▲ 1.96% above avgNationally 2.09%
Details

A penalty of 91 days of interest on the amount withdrawn may be imposed for CD terms less than one year. APY is subject to change without prior notice.

Rate History
1 change since Sep 14, 2026 · 2.25% → 3.50% ▲ 1.25 pts · high 3.50% / low 2.25%
1.00%2.88%4.75%Sep 14, 2026: 2.25% APYOct 3, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
  • Oct 3, 20263.50%▲ from 2.25%
  • Sep 14, 20262.25%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Month Certificate of Deposit
$100,000
3.45% ▲ 1.91% above Wisconsin avg
View
▼
Rate3.41%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average1.54%▲ 1.91% above avgNationally 2.09%
Details

Interest Compounded:; Interest Credited: At Maturity

Rate History
No change since Oct 8, 2026 · 3.45% APY · checked 2 times
2.95%3.45%3.95%Oct 8, 2026: 3.45% APYOct 8, 2026Oct 13, 2026
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
3-Month Certificate
$0
3.44% ▲ 1.90% above Wisconsin avg
View
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.90% above avgNationally 2.09%
Details

Rate History
1 change since Sep 14, 2026 · 3.19% → 3.44% ▲ 0.25 pts · high 3.44% / low 3.19%
2.69%3.32%3.94%Sep 14, 2026: 3.19% APYOct 5, 2026: 3.44% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.44%▲ from 3.19%
  • Sep 14, 20263.19%first recorded
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
3 Month CD
$500
3.41% ▲ 1.87% above Wisconsin avg
View
▼
Rate3.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average1.54%▲ 1.87% above avgNationally 2.09%
Details

Rate History
No change since Sep 25, 2026 · 3.41% APY · checked 4 times
2.91%3.41%3.91%Sep 25, 2026: 3.41% APYSep 25, 2026Oct 13, 2026
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Share Certificate (3 Month)
$1,000
3.40% ▲ 1.86% above Wisconsin avg
View
▼
Rate3.36%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.86% above avgNationally 2.09%
Details

Rate History
No change since Oct 5, 2026 · 3.40% APY · checked 2 times
2.90%3.40%3.90%Oct 5, 2026: 3.40% APYOct 5, 2026Oct 13, 2026
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
3 Month Share Certificate
$0
3.25% ▲ 1.71% above Wisconsin avg
View
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.71% above avgNationally 2.09%
Details

Rate History
1 change since Sep 18, 2026 · 1.65% → 3.25% ▲ 1.60 pts · high 3.25% / low 1.65%
0.05%2.45%4.85%Sep 18, 2026: 1.65% APYOct 9, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
  • Oct 9, 20263.25%▲ from 1.65%
  • Sep 18, 20261.65%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Month Certificate of Deposit
$25,000
3.15% ▲ 1.61% above Wisconsin avg
View
▼
Rate3.11%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average1.54%▲ 1.61% above avgNationally 2.09%
Details

Interest Compounded:; Interest Credited: At Maturity

Rate History
No change since Oct 8, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 8, 2026: 3.15% APYOct 8, 2026Oct 13, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 3 Month
$0
3.05% ▲ 1.51% above Wisconsin avg
View
▼
Rate3.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average1.54%▲ 1.51% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 7 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Oct 13, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Month Certificate of Deposit
$1,000
3.05% ▲ 1.51% above Wisconsin avg
View
▼
Rate3.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average1.54%▲ 1.51% above avgNationally 2.09%
Details

Interest Compounded:; Interest Credited: At Maturity

Rate History
No change since Oct 8, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Oct 8, 2026: 3.05% APYOct 8, 2026Oct 13, 2026
Oostburg State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
3-Month CD
$1,000
3.03% ▲ 1.49% above Wisconsin avg
View
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.54%▲ 1.49% above avgNationally 2.09%
Details

Rate History
1 change since Sep 27, 2026 · 1.61% → 3.03% ▲ 1.42 pts · high 3.03% / low 1.61%
0.19%2.32%4.45%Sep 27, 2026: 1.61% APYOct 7, 2026: 3.03% APYSep 27, 2026Oct 13, 2026
  • Oct 7, 20263.03%▲ from 1.61%
  • Sep 27, 20261.61%first recorded
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3 Month Certificate
$2,500
3.00% ▲ 1.46% above Wisconsin avg
View
▼
Rate2.96%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.46% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
3 Month Certificate
$0
3.00% ▲ 1.46% above Wisconsin avg
View
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.46% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
3 Month Certificate
$0
3.00% ▲ 1.46% above Wisconsin avg
View
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.46% above avgNationally 2.09%
Details

Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 22, 2026: 3.00% APYSep 22, 2026Oct 13, 2026
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
3 Month Share/IRA Certificate
$0
3.00% ▲ 1.46% above Wisconsin avg
View
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.46% above avgNationally 2.09%
Details

Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 22, 2026: 3.00% APYSep 22, 2026Oct 13, 2026
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Flex SC 3 month
$0
2.99% ▲ 1.45% above Wisconsin avg
View
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.45% above avgNationally 2.09%
Details

New money*. Deposit any time.

Rate History
No change since Sep 14, 2026 · 2.99% APY · checked 5 times
2.49%2.99%3.49%Sep 14, 2026: 2.99% APYSep 14, 2026Oct 13, 2026
GreenLeaf Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
3 Month Certificate
$2,500
2.85% ▲ 1.31% above Wisconsin avg
View
▼
Rate2.85%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.54%▲ 1.31% above avgNationally 2.09%
Details

Rate History
No change since Sep 19, 2026 · 2.85% APY · checked 6 times
2.35%2.85%3.35%Sep 19, 2026: 2.85% APYSep 19, 2026Oct 13, 2026
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
3 MO Share Certificate
$500
2.85% ▲ 1.31% above Wisconsin avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.31% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 2.85% APY · checked 2 times
2.35%2.85%3.35%Sep 14, 2026: 2.85% APYSep 14, 2026Oct 13, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificate
$0
2.85% ▲ 1.31% above Wisconsin avg
View
▼
Rate2.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.31% above avgNationally 2.09%
Details

Rate History
1 change since Sep 14, 2026 · 2.75% → 2.85% ▲ 0.10 pts · high 2.85% / low 2.75%
2.25%2.80%3.35%Sep 14, 2026: 2.75% APYOct 9, 2026: 2.85% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20262.85%▲ from 2.75%
  • Sep 14, 20262.75%first recorded
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
IRA Certificates - 3 Months
$0
2.85% ▲ 1.31% above Wisconsin avg
View
▼
Rate2.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.31% above avgNationally 2.09%
Details

With $250,000 Minimum

Rate History
No change since Sep 14, 2026 · 2.85% APY · checked 7 times
2.35%2.85%3.35%Sep 14, 2026: 2.85% APYSep 14, 2026Oct 13, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
Regular - 3 Month
$250,000
2.85% ▲ 1.31% above Wisconsin avg
View
▼
Rate2.81%
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.31% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 2.85% APY · checked 7 times
2.35%2.85%3.35%Sep 14, 2026: 2.85% APYSep 14, 2026Oct 13, 2026
West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
3 Month Fixed Rate Certificate of Deposit
$1,000
2.83% ▲ 1.29% above Wisconsin avg
View
▼
Rate2.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.54%▲ 1.29% above avgNationally 2.09%
Details

Rate History
No change since Oct 7, 2026 · 2.83% APY · checked 2 times
2.33%2.83%3.33%Oct 7, 2026: 2.83% APYOct 7, 2026Oct 13, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificate
$0
2.80% ▲ 1.26% above Wisconsin avg
View
▼
Rate2.76%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.26% above avgNationally 2.09%
Details

Rate History
1 change since Sep 14, 2026 · 2.75% → 2.80% ▲ 0.05 pts · high 2.80% / low 2.75%
2.25%2.78%3.30%Sep 14, 2026: 2.75% APYOct 9, 2026: 2.80% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20262.80%▲ from 2.75%
  • Sep 14, 20262.75%first recorded
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
IRA Certificates - 3 Months
$0
2.80% ▲ 1.26% above Wisconsin avg
View
▼
Rate2.76%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.26% above avgNationally 2.09%
Details

Individual Retirement Account (IRAs) with $10,000 Minimum

Rate History
2 changes since Sep 14, 2026 · 2.80% → 2.80% ▼ 0.00 pts · high 2.80% / low 2.75%
2.25%2.78%3.30%Sep 14, 2026: 2.80% APYSep 22, 2026: 2.75% APYOct 9, 2026: 2.80% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20262.80%▲ from 2.75%
  • Sep 22, 20262.75%▼ from 2.80%
  • Sep 14, 20262.80%first recorded
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
Regular - 3 Month
$0
2.80% ▲ 1.26% above Wisconsin avg
View
▼
Rate2.76%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.26% above avgNationally 2.09%
Details

Rate History
No change since Sep 22, 2026 · 2.80% APY · checked 5 times
2.30%2.80%3.30%Sep 22, 2026: 2.80% APYSep 22, 2026Oct 13, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
CD - 3 Month
$0
2.75% ▲ 1.21% above Wisconsin avg
View
▼
Rate2.72%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average1.54%▲ 1.21% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificate
$500
2.75% ▲ 1.21% above Wisconsin avg
View
▼
Rate2.71%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.21% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
IRA Certificates - 3 Months
$0
2.75% ▲ 1.21% above Wisconsin avg
View
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.21% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
Regular - 3 Month
$0
2.75% ▲ 1.21% above Wisconsin avg
View
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 1.21% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
3 Month Certificate
$500
2.52% ▲ 0.98% above Wisconsin avg
View
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.54%▲ 0.98% above avgNationally 2.09%
Details

Rate History
1 change since Sep 14, 2026 · 1.41% → 2.52% ▲ 1.11 pts · high 2.52% / low 1.41%
0.30%1.96%3.63%Sep 14, 2026: 1.41% APYOct 7, 2026: 2.52% APYSep 14, 2026Oct 13, 2026
  • Oct 7, 20262.52%▲ from 1.41%
  • Sep 14, 20261.41%first recorded
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
32 - 90 Days Certificate
$500
2.52% ▲ 0.98% above Wisconsin avg
View
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.54%▲ 0.98% above avgNationally 2.09%
Details

Rate History
No change since Oct 7, 2026 · 2.52% APY · checked 2 times
2.02%2.52%3.02%Oct 7, 2026: 2.52% APYOct 7, 2026Oct 13, 2026
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
90 Day Share Certificate
$1,000
2.52% ▲ 0.98% above Wisconsin avg
View
▼
Rate2.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 0.98% above avgNationally 2.09%
Details

Rate History
No change since Sep 18, 2026 · 2.52% APY · checked 2 times
2.02%2.52%3.02%Sep 18, 2026: 2.52% APYSep 18, 2026Oct 13, 2026
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3-month CD
$0
2.50% ▲ 0.96% above Wisconsin avg
View
▼
Rate2.48%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average1.54%▲ 0.96% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
3 Month Share Certificate
$1,000
2.40% ▲ 0.86% above Wisconsin avg
View
▼
Rate2.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 0.86% above avgNationally 2.09%
Details

Term: 3-Month, 6-Month, 9 Month

Rate History
No change since Oct 5, 2026 · 2.40% APY · checked 2 times
1.90%2.40%2.90%Oct 5, 2026: 2.40% APYOct 5, 2026Oct 13, 2026
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
3 month CD
$2,500
2.20% ▲ 0.66% above Wisconsin avg
View
▼
Rate2.20%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average1.54%▲ 0.66% above avgNationally 2.09%
Details

Rate History
2 changes since Sep 14, 2026 · 2.20% → 2.20% ▼ 0.00 pts · high 3.60% / low 2.20%
0.80%2.90%5.00%Sep 14, 2026: 2.20% APYSep 18, 2026: 3.60% APYSep 25, 2026: 2.20% APYSep 14, 2026Oct 13, 2026
  • Sep 25, 20262.20%▼ from 3.60%
  • Sep 18, 20263.60%▲ from 2.20%
  • Sep 14, 20262.20%first recorded
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
3 Month Certificate of Deposit
$500
2.00% ▲ 0.46% above Wisconsin avg
View
▼
Rate1.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average1.54%▲ 0.46% above avgNationally 2.09%
Details

Rate History
No change since Oct 7, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 7, 2026: 2.00% APYOct 7, 2026Oct 13, 2026
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
90 Day Share Certificate
$100
2.00% ▲ 0.46% above Wisconsin avg
View
▼
Rate2.00%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 0.46% above avgNationally 2.09%
Details

Minimum to Open or Earn Dividends.

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Share Certificates - 90 Day
$0
2.00% ▲ 0.46% above Wisconsin avg
View
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 0.46% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3 Month Certificate
$1,000
2.00% ▲ 0.46% above Wisconsin avg
View
▼
Rate1.99%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 0.46% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
WCCU Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
3 Month Share & IRA Certificates
$10,000
2.00% ▲ 0.46% above Wisconsin avg
View
▼
Rate1.99%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average1.54%▲ 0.46% above avgNationally 2.09%
Details

Balance: $10,000 and over

Rate History
1 change since Sep 14, 2026 · 0.65% → 2.00% ▲ 1.35 pts · high 2.00% / low 0.65%
0.00%1.68%3.35%Sep 14, 2026: 0.65% APYOct 5, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20262.00%▲ from 0.65%
  • Sep 14, 20260.65%first recorded

Kekoskee 6 Month CD Rates

Wisconsin 6 Month CD Average2.40% APYNational 2.78%▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
6 Month Youth share certificate
$100
5.06% ▲ 2.66% above Wisconsin avg
View
▼
Rate5.00%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 2.66% above avgNationally 2.78%
Details

Teen Cents Club Junior Savers Kangaroo Kids Club Maximum $5,000.00 (Aggregate)

Rate History
No change since Sep 18, 2026 · 5.06% APY · checked 6 times
4.56%5.06%5.56%Sep 18, 2026: 5.06% APYSep 18, 2026Oct 13, 2026
Midwest Family Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
6 Month LOYALTY CERTIFICATE PROMO
$0
4.59% ▲ 2.19% above Wisconsin avg
View
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 2.19% above avgNationally 2.78%
Details

Qualifications Required: Checking and Savings account; Debit card; must currently have Direct Deposit; Money must be new to MWFFCU; Requirements for LOYALTY CERTIFICATE PROMO: Checking and Savings account, Debit card and must currently have Direct Deposit. Money must be new to MWFFCU. APY=Annual Percentage Yield. All dividend rates and APY may change at any time, as determined by Midwest Family FCU Board of Directors. The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Penalty for Early Withdrawal is loss of 90 days dividends.

Rate History
No change since Sep 17, 2026 · 4.59% APY · checked 6 times
4.09%4.59%5.09%Sep 17, 2026: 4.59% APYSep 17, 2026Oct 13, 2026
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
6 MO Share Certificate
$500
4.50% ▲ 2.10% above Wisconsin avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 2.10% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 4.50% APY · checked 2 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APYSep 14, 2026Oct 13, 2026
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
6 Month Certificate of Deposit
$500
4.40% ▲ 2.00% above Wisconsin avg
View
▼
Rate4.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.40%▲ 2.00% above avgNationally 2.78%
Details

Rate History
No change since Sep 19, 2026 · 4.40% APY · checked 6 times
3.90%4.40%4.90%Sep 19, 2026: 4.40% APYSep 19, 2026Oct 13, 2026
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
6 Month CD
$0
4.30% ▲ 1.90% above Wisconsin avg
View
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 1.90% above avgNationally 2.78%
Details

APY is based upon an assumption that dividends will remain in the account until maturity. Dividends paid semi-annually and at maturity. Early withdrawal penalties may apply.

Rate History
1 change since Sep 14, 2026 · 2.26% → 4.30% ▲ 2.04 pts · high 4.30% / low 2.26%
0.22%3.28%6.34%Sep 14, 2026: 2.26% APYOct 1, 2026: 4.30% APYSep 14, 2026Oct 13, 2026
  • Oct 1, 20264.30%▲ from 2.26%
  • Sep 14, 20262.26%first recorded
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
6 Month CD
$500
4.25% ▲ 1.85% above Wisconsin avg
View
▼
Rate4.19%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.40%▲ 1.85% above avgNationally 2.78%
Details

Balance: $500 - $9,999.99

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 14, 2026: 4.00% APYSep 24, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.25%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
6 Month Jumbo Certificate
$0
4.25% ▲ 1.85% above Wisconsin avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 1.85% above avgNationally 2.78%
Details

Rate History
No change since Oct 5, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 5, 2026: 4.25% APYOct 5, 2026Oct 13, 2026
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
Jumbo Certificates and IRAs - 6 Months
$0
4.25% ▲ 1.85% above Wisconsin avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 1.85% above avgNationally 2.78%
Details

Rate History
No change since Oct 9, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 9, 2026: 4.25% APYOct 9, 2026Oct 13, 2026
Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.32%
6 Months Certificate of Deposit
$1,000
4.15% ▲ 1.75% above Wisconsin avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 1.75% above avgNationally 2.78%
Details

Rate History
5 changes since Sep 14, 2026 · 4.18% → 4.15% ▼ 0.03 pts · high 4.18% / low 4.15%
3.65%4.17%4.68%Sep 14, 2026: 4.18% APYSep 18, 2026: 4.15% APYSep 21, 2026: 4.18% APYSep 25, 2026: 4.15% APYSep 29, 2026: 4.18% APYOct 5, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.15%▼ from 4.18%
  • Sep 29, 20264.18%▲ from 4.15%
  • Sep 25, 20264.15%▼ from 4.18%
  • Sep 21, 20264.18%▲ from 4.15%
Ladysmith Federal S&L
Institution Rating:
B4.6 ★Texas Ratio: 19.45%
6 Month IRA Certificate
$0
4.11% ▲ 1.71% above Wisconsin avg
View
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.40%▲ 1.71% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 1.51% → 4.11% ▲ 2.60 pts · high 4.11% / low 1.51%
0.00%3.36%6.71%Sep 14, 2026: 1.51% APYOct 7, 2026: 4.11% APYSep 14, 2026Oct 13, 2026
  • Oct 7, 20264.11%▲ from 1.51%
  • Sep 14, 20261.51%first recorded
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
6 Month Share Certificate
$0
4.10% ▲ 1.70% above Wisconsin avg
View
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 1.70% above avgNationally 2.78%
Details

Rate History
1 change since Sep 18, 2026 · 2.40% → 4.10% ▲ 1.70 pts · high 4.10% / low 2.40%
0.70%3.25%5.80%Sep 18, 2026: 2.40% APYOct 9, 2026: 4.10% APYSep 18, 2026Oct 13, 2026
  • Oct 9, 20264.10%▲ from 2.40%
  • Sep 18, 20262.40%first recorded
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
6 Month Certificate
$0
4.10% ▲ 1.70% above Wisconsin avg
View
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 1.70% above avgNationally 2.78%
Details

Rate History
No change since Sep 22, 2026 · 4.10% APY · checked 5 times
3.60%4.10%4.60%Sep 22, 2026: 4.10% APYSep 22, 2026Oct 13, 2026
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
6 Month Certificate
$500
4.10% ▲ 1.70% above Wisconsin avg
View
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.40%▲ 1.70% above avgNationally 2.78%
Details

HSA Certificate - Members who have amassed a balance in their Health Savings Account can use those funds to open an HSA certificate. HSA certificates are offered in the same terms as regular certificates. If you have questions or are interested in opening an HSA certificate, contact us today. APY = Annual Percentage Yield. For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 14, 2026: 4.00% APYSep 27, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Sep 27, 20264.10%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
6-MONTH CD
$2,500
4.10% ▲ 1.70% above Wisconsin avg
View
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.40%▲ 1.70% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 4.10% ▲ 0.40 pts · high 4.10% / low 3.70%
3.20%3.90%4.60%Sep 14, 2026: 3.70% APYOct 10, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.10%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
6-month CD
$1,000
4.00% ▲ 1.60% above Wisconsin avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.40%▲ 1.60% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.56% → 4.00% ▲ 0.44 pts · high 4.00% / low 3.56%
3.06%3.78%4.50%Sep 14, 2026: 3.56% APYSep 24, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.00%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
The Bank of Brodhead
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
Certificates of Deposit Special - 6 Month
$500
4.00% ▲ 1.60% above Wisconsin avg
View
▼
Rate3.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.40%▲ 1.60% above avgNationally 2.78%
Details

Rate History
No change since Oct 7, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
6 Month IRA Certificate
$1,000
4.00% ▲ 1.60% above Wisconsin avg
View
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.40%▲ 1.60% above avgNationally 2.78%
Details

Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Certificate of Deposit (CDs) - 6 Month
$1,000
4.00% ▲ 1.60% above Wisconsin avg
View
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.40%▲ 1.60% above avgNationally 2.78%
Details

Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Alliance Bank WI
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
6 Month CD Special
$500
4.00% ▲ 1.60% above Wisconsin avg
View
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.40%▲ 1.60% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
PyraMax Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
6 Month Fixed Rate Special
$5,000
4.00% ▲ 1.60% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.40%▲ 1.60% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85%
3.35%3.93%4.50%Sep 14, 2026: 3.85% APYSep 24, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.00%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 6 Month Certificate of Deposit
$100,000
4.00% ▲ 1.60% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.40%▲ 1.60% above avgNationally 2.78%
Details

Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 13, 2026
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6-Month CD
$1,000
4.00% ▲ 1.60% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.40%▲ 1.60% above avgNationally 2.78%
Details

Rate History
1 change since Sep 20, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
3.40%3.95%4.50%Sep 20, 2026: 3.90% APYOct 8, 2026: 4.00% APYSep 20, 2026Oct 13, 2026
  • Oct 8, 20264.00%▲ from 3.90%
  • Sep 20, 20263.90%first recorded
Farmers & Merchants State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate
$500
4.00% ▲ 1.60% above Wisconsin avg
View
▼
Rate3.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.40%▲ 1.60% above avgNationally 2.78%
Details

Special; Certificates & IRAs; Compounding: At Maturity

Rate History
No change since Oct 4, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 4, 2026: 4.00% APYOct 4, 2026Oct 13, 2026
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
Certificate Special - 6-month
$0
4.00% ▲ 1.60% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 1.60% above avgNationally 2.78%
Details

Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 5, 2026: 4.00% APYOct 5, 2026Oct 13, 2026
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share Certificate (6 Month)
$10,000
4.00% ▲ 1.60% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 1.60% above avgNationally 2.78%
Details

Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 5, 2026: 4.00% APYOct 5, 2026Oct 13, 2026
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
6 Month Certificate
$0
4.00% ▲ 1.60% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.40%▲ 1.60% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
R.I.A. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6 Month Share Certificate
$500
3.92% ▲ 1.52% above Wisconsin avg
View
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 1.52% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.92% APY · checked 7 times
3.42%3.92%4.42%Sep 14, 2026: 3.92% APYSep 14, 2026Oct 13, 2026
Bank of Luxemburg
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6 Month CD
$1,000
3.90% ▲ 1.50% above Wisconsin avg
View
▼
Rate3.82%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.40%▲ 1.50% above avgNationally 2.78%
Details

Rate History
No change since Sep 19, 2026 · 3.90% APY · checked 6 times
3.40%3.90%4.40%Sep 19, 2026: 3.90% APYSep 19, 2026Oct 13, 2026
GreenLeaf Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
6 Month Certificate
$2,500
3.90% ▲ 1.50% above Wisconsin avg
View
▼
Rate3.90%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.40%▲ 1.50% above avgNationally 2.78%
Details

Rate History
No change since Sep 19, 2026 · 3.90% APY · checked 6 times
3.40%3.90%4.40%Sep 19, 2026: 3.90% APYSep 19, 2026Oct 13, 2026
Conservation First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
6 Month CD
$0
3.90% ▲ 1.50% above Wisconsin avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.40%▲ 1.50% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 6 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 13, 2026
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6-Month CD / IRA
$500
3.90% ▲ 1.50% above Wisconsin avg
View
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.40%▲ 1.50% above avgNationally 2.78%
Details

Rate History
No change since Oct 8, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 8, 2026: 3.90% APYOct 8, 2026Oct 13, 2026
Ladysmith Federal S&L
Institution Rating:
B4.6 ★Texas Ratio: 19.45%
6 Month Certificate
$1,000
3.86% ▲ 1.46% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.40%▲ 1.46% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.86% APY · checked 6 times
3.36%3.86%4.36%Sep 14, 2026: 3.86% APYSep 14, 2026Oct 13, 2026
Laona State Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
6 Month Certificate Special
$10,000
3.82% ▲ 1.42% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.40%▲ 1.42% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 7 times
3.32%3.82%4.32%Sep 14, 2026: 3.82% APYSep 14, 2026Oct 13, 2026
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
6 Month CD
$75,000
3.82% ▲ 1.42% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.40%▲ 1.42% above avgNationally 2.78%
Details

Minimum $75,000.00

Rate History
1 change since Sep 25, 2026 · 3.30% → 3.82% ▲ 0.52 pts · high 3.82% / low 3.30%
2.78%3.56%4.34%Sep 25, 2026: 3.30% APYOct 12, 2026: 3.82% APYSep 25, 2026Oct 13, 2026
  • Oct 12, 20263.82%▲ from 3.30%
  • Sep 25, 20263.30%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 6 Month Certificate of Deposit
$25,000
3.80% ▲ 1.40% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.40%▲ 1.40% above avgNationally 2.78%
Details

Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 8, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 8, 2026: 3.80% APYOct 8, 2026Oct 13, 2026
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
6 Month Certificate
$1,000
3.80% ▲ 1.40% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 1.40% above avgNationally 2.78%
Details

Balance: $100,000+

Rate History
No change since Sep 29, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 29, 2026: 3.80% APYSep 29, 2026Oct 13, 2026
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
6 Months Certificate
$1,000
3.80% ▲ 1.40% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 1.40% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
The Bank of New Glarus
Institution Rating:
A-5.0 ★Texas Ratio: 15.01%
6 Month CD/IRA
$2,000
3.75% ▲ 1.35% above Wisconsin avg
View
▼
Rate3.70%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.40%▲ 1.35% above avgNationally 2.78%
Details

Rate History
No change since Sep 19, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 19, 2026: 3.75% APYSep 19, 2026Oct 13, 2026
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$5,000
3.75% ▲ 1.35% above Wisconsin avg
View
▼
Rate3.70%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.40%▲ 1.35% above avgNationally 2.78%
Details

A penalty of 91 days of interest on the amount withdrawn may be imposed for CD terms less than one year. APY is subject to change without prior notice.

Rate History
1 change since Sep 14, 2026 · 2.50% → 3.75% ▲ 1.25 pts · high 3.75% / low 2.50%
1.25%3.13%5.00%Sep 14, 2026: 2.50% APYOct 3, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
  • Oct 3, 20263.75%▲ from 2.50%
  • Sep 14, 20262.50%first recorded
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
Share Certificates - 6 months
$1,000
3.75% ▲ 1.35% above Wisconsin avg
View
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.40%▲ 1.35% above avgNationally 2.78%
Details

Dividends Compounded & Credited: Quarterly; Dividend Period: Quarterly

Rate History
No change since Oct 12, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 12, 2026: 3.75% APYOct 12, 2026Oct 13, 2026
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
6 Month Certificate
$1,000
3.75% ▲ 1.35% above Wisconsin avg
View
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 1.35% above avgNationally 2.78%
Details

Balance: $25,000.00 - $49,999.99

Rate History
No change since Sep 29, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 29, 2026: 3.75% APYSep 29, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
6-Month CD
$0
3.75% ▲ 1.35% above Wisconsin avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.40%▲ 1.35% above avgNationally 2.78%
Details

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
6-Month Term
$1,000
3.75% ▲ 1.35% above Wisconsin avg
View
▼
Rate3.68%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.40%▲ 1.35% above avgNationally 2.78%
Details

Rate History
No change since Sep 27, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 27, 2026: 3.75% APYSep 27, 2026Oct 13, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 6 Month Certificate of Deposit
$1,000
3.70% ▲ 1.30% above Wisconsin avg
View
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.40%▲ 1.30% above avgNationally 2.78%
Details

Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 8, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 8, 2026: 3.70% APYOct 8, 2026Oct 13, 2026
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
6 Month Certificate
$1,000
3.70% ▲ 1.30% above Wisconsin avg
View
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 1.30% above avgNationally 2.78%
Details

Balance: $10,000.00 - $24,999.99

Rate History
No change since Sep 29, 2026 · 3.70% APY · checked 3 times
3.20%3.70%4.20%Sep 29, 2026: 3.70% APYSep 29, 2026Oct 13, 2026
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
IRA Certificates - 6 Month
$2,000
3.70% ▲ 1.30% above Wisconsin avg
View
▼
Rate3.67%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 1.30% above avgNationally 2.78%
Details

Dividend Compounded: At Maturity; Dividend Added: At Maturity

Rate History
No change since Oct 9, 2026 · 3.70% APY
3.20%3.70%4.20%Oct 9, 2026: 3.70% APYOct 9, 2026Oct 13, 2026
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Share Certificates (CDs) - 6 Months
$500
3.70% ▲ 1.30% above Wisconsin avg
View
▼
Rate3.67%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.40%▲ 1.30% above avgNationally 2.78%
Details

Dividends Compounded: At Maturity; Dividend Added: At Maturity

Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APYSep 14, 2026Oct 13, 2026
Public Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
6 Month Certificate
$1,000
3.67% ▲ 1.27% above Wisconsin avg
View
▼
Rate3.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 6, 2026
Wisconsin Average2.40%▲ 1.27% above avgNationally 2.78%
Details

Rate History
No change since Sep 30, 2026 · 3.67% APY · checked 3 times
3.17%3.67%4.17%Sep 30, 2026: 3.67% APYSep 30, 2026Oct 13, 2026
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 6 mo.
$0
3.65% ▲ 1.25% above Wisconsin avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 3, 2026
Wisconsin Average2.40%▲ 1.25% above avgNationally 2.78%
Details

Balance: $100,000 and over

Rate History
No change since Sep 19, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 19, 2026: 3.65% APYSep 19, 2026Oct 13, 2026
AbbyBank
Institution Rating:
A5.0 ★Texas Ratio: 11.72%
6 Month Certificate
$0
3.65% ▲ 1.25% above Wisconsin avg
View
▼
Rate3.58%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.40%▲ 1.25% above avgNationally 2.78%
Details

Rate History
No change since Oct 7, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Oct 7, 2026: 3.65% APYOct 7, 2026Oct 13, 2026

Kekoskee 12 Month CD Rates

Wisconsin 12 Month CD Average2.80% APYNational 2.99%▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
12 Month Youth Saver Certificate
$100
6.00% ▲ 3.20% above Wisconsin avg
View
▼
Rate5.87%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 3.20% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 6.00% APY · checked 7 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APYSep 14, 2026Oct 13, 2026
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
Teenager (Age 13-17) - 12 Month Term Certificate
$100
5.50% ▲ 2.70% above Wisconsin avg
View
▼
Rate5.39%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 2.70% above avgNationally 2.99%
Details

Age: 13-17

Rate History
No change since Oct 9, 2026 · 5.50% APY
5.00%5.50%6.00%Oct 9, 2026: 5.50% APYOct 9, 2026Oct 13, 2026
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
12 Month IRA Share Certificate
$500
5.00% ▲ 2.20% above Wisconsin avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 2.20% above avgNationally 2.99%
Details

Rate History
No change since Oct 5, 2026 · 5.00% APY · checked 2 times
4.50%5.00%5.50%Oct 5, 2026: 5.00% APYOct 5, 2026Oct 13, 2026
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
12 Month Term Share Certificate
$500
5.00% ▲ 2.20% above Wisconsin avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 2.20% above avgNationally 2.99%
Details

Rate History
No change since Oct 5, 2026 · 5.00% APY · checked 2 times
4.50%5.00%5.50%Oct 5, 2026: 5.00% APYOct 5, 2026Oct 13, 2026
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
12 Month Certificate
$0
4.63% ▲ 1.83% above Wisconsin avg
View
▼
Rate4.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.80%▲ 1.83% above avgNationally 2.99%
Details

Balance: $35,000+

Rate History
1 change since Sep 14, 2026 · 3.55% → 4.63% ▲ 1.08 pts · high 4.63% / low 3.55%
2.47%4.09%5.71%Sep 14, 2026: 3.55% APYSep 24, 2026: 4.63% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.63%▲ from 3.55%
  • Sep 14, 20263.55%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
12-Month CD
$100,000
4.59% ▲ 1.79% above Wisconsin avg
View
▼
Rate4.50%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.79% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 4.33% → 4.59% ▲ 0.26 pts · high 4.59% / low 4.33%
3.83%4.46%5.09%Sep 14, 2026: 4.33% APYOct 5, 2026: 4.59% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.59%▲ from 4.33%
  • Sep 14, 20264.33%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
12-Month Traditional/Roth IRA CD
$100,000
4.59% ▲ 1.79% above Wisconsin avg
View
▼
Rate4.50%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.79% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 4.33% → 4.59% ▲ 0.26 pts · high 4.59% / low 4.33%
3.83%4.46%5.09%Sep 14, 2026: 4.33% APYSep 29, 2026: 4.59% APYSep 14, 2026Oct 13, 2026
  • Sep 29, 20264.59%▲ from 4.33%
  • Sep 14, 20264.33%first recorded
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
12 Month CD SPECIAL
$500
4.50% ▲ 1.70% above Wisconsin avg
View
▼
Rate4.43%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.70% above avgNationally 2.99%
Details

Rate History
1 change since Sep 18, 2026 · 3.60% → 4.50% ▲ 0.90 pts · high 4.50% / low 3.60%
2.70%4.05%5.40%Sep 18, 2026: 3.60% APYOct 1, 2026: 4.50% APYSep 18, 2026Oct 13, 2026
  • Oct 1, 20264.50%▲ from 3.60%
  • Sep 18, 20263.60%first recorded
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
CD SPECIAL - 12 months
$1,000
4.50% ▲ 1.70% above Wisconsin avg
View
▼
Rate4.41%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.70% above avgNationally 2.99%
Details

Rate History
No change since Oct 1, 2026 · 4.50% APY · checked 2 times
4.00%4.50%5.00%Oct 1, 2026: 4.50% APYOct 1, 2026Oct 13, 2026
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
12 Month Jumbo Certificate
$0
4.50% ▲ 1.70% above Wisconsin avg
View
▼
Rate4.43%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.70% above avgNationally 2.99%
Details

Rate History
No change since Oct 5, 2026 · 4.50% APY · checked 2 times
4.00%4.50%5.00%Oct 5, 2026: 4.50% APYOct 5, 2026Oct 13, 2026
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
Jumbo Certificates and IRAs - 12 Months
$0
4.50% ▲ 1.70% above Wisconsin avg
View
▼
Rate4.43%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.70% above avgNationally 2.99%
Details

Rate History
No change since Oct 9, 2026 · 4.50% APY
4.00%4.50%5.00%Oct 9, 2026: 4.50% APYOct 9, 2026Oct 13, 2026
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
12-Month CD
$500
4.44% ▲ 1.64% above Wisconsin avg
View
▼
Rate4.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.64% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 4.18% → 4.44% ▲ 0.26 pts · high 4.44% / low 4.18%
3.68%4.31%4.94%Sep 14, 2026: 4.18% APYOct 5, 2026: 4.44% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.44%▲ from 4.18%
  • Sep 14, 20264.18%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
12-Month Traditional/Roth IRA CD
$500
4.44% ▲ 1.64% above Wisconsin avg
View
▼
Rate4.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.64% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 4.18% → 4.44% ▲ 0.26 pts · high 4.44% / low 4.18%
3.68%4.31%4.94%Sep 14, 2026: 4.18% APYSep 29, 2026: 4.44% APYSep 14, 2026Oct 13, 2026
  • Sep 29, 20264.44%▲ from 4.18%
  • Sep 14, 20264.18%first recorded
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
12 Month Certificate
$0
4.40% ▲ 1.60% above Wisconsin avg
View
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.60% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 4.40% APY · checked 6 times
3.90%4.40%4.90%Sep 18, 2026: 4.40% APYSep 18, 2026Oct 13, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
12 Month Open Certificate Account
$0
4.40% ▲ 1.60% above Wisconsin avg
View
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.60% above avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 4.40% APY · checked 2 times
3.90%4.40%4.90%Oct 7, 2026: 4.40% APYOct 7, 2026Oct 13, 2026
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
12-month CD
$1,000
4.35% ▲ 1.55% above Wisconsin avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.55% above avgNationally 2.99%
Details

Featured rate

Rate History
1 change since Sep 14, 2026 · 4.15% → 4.35% ▲ 0.20 pts · high 4.35% / low 4.15%
3.65%4.25%4.85%Sep 14, 2026: 4.15% APYSep 24, 2026: 4.35% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.35%▲ from 4.15%
  • Sep 14, 20264.15%first recorded
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
12 Month IRA Certificate
$0
4.35% ▲ 1.55% above Wisconsin avg
View
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.55% above avgNationally 2.99%
Details

Rate History
1 change since Oct 5, 2026 · 3.85% → 4.35% ▲ 0.50 pts · high 4.35% / low 3.85%
3.35%4.10%4.85%Oct 5, 2026: 3.85% APYOct 9, 2026: 4.35% APYOct 5, 2026Oct 13, 2026
  • Oct 9, 20264.35%▲ from 3.85%
  • Oct 5, 20263.85%first recorded
Fidelity Bank & Trust (IA)
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
12 Month Certificate
$0
4.30% ▲ 1.50% above Wisconsin avg
View
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.50% above avgNationally 2.99%
Details

$500 to $99,999.99

Rate History
No change since Oct 7, 2026 · 4.30% APY · checked 2 times
3.80%4.30%4.80%Oct 7, 2026: 4.30% APYOct 7, 2026Oct 13, 2026
River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
12 Month CD & IRA
$1,000
4.30% ▲ 1.50% above Wisconsin avg
View
▼
Rate4.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.50% above avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 4.30% APY · checked 3 times
3.80%4.30%4.80%Oct 7, 2026: 4.30% APYOct 7, 2026Oct 13, 2026
FNB of Bangor
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
12 Month Certificate
$0
4.30% ▲ 1.50% above Wisconsin avg
View
▼
Rate4.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.80%▲ 1.50% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 4.30% APY · checked 7 times
3.80%4.30%4.80%Sep 14, 2026: 4.30% APYSep 14, 2026Oct 13, 2026
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
12 Month Business Certificate
$0
4.30% ▲ 1.50% above Wisconsin avg
View
▼
Rate4.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.50% above avgNationally 2.99%
Details

Rate History
1 change since Sep 22, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
3.30%4.05%4.80%Sep 22, 2026: 3.80% APYOct 9, 2026: 4.30% APYSep 22, 2026Oct 13, 2026
  • Oct 9, 20264.30%▲ from 3.80%
  • Sep 22, 20263.80%first recorded
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
12 Month Certificate
$0
4.30% ▲ 1.50% above Wisconsin avg
View
▼
Rate4.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.50% above avgNationally 2.99%
Details

Rate History
1 change since Oct 5, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
3.30%4.05%4.80%Oct 5, 2026: 3.80% APYOct 9, 2026: 4.30% APYOct 5, 2026Oct 13, 2026
  • Oct 9, 20264.30%▲ from 3.80%
  • Oct 5, 20263.80%first recorded
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
12 Month Certificate
$500
4.30% ▲ 1.50% above Wisconsin avg
View
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.80%▲ 1.50% above avgNationally 2.99%
Details

HSA Certificate - Members who have amassed a balance in their Health Savings Account can use those funds to open an HSA certificate. HSA certificates are offered in the same terms as regular certificates. If you have questions or are interested in opening an HSA certificate, contact us today. APY = Annual Percentage Yield. For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Rate History
1 change since Sep 14, 2026 · 4.25% → 4.30% ▲ 0.05 pts · high 4.30% / low 4.25%
3.75%4.28%4.80%Sep 14, 2026: 4.25% APYSep 27, 2026: 4.30% APYSep 14, 2026Oct 13, 2026
  • Sep 27, 20264.30%▲ from 4.25%
  • Sep 14, 20264.25%first recorded
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
12-MONTH CD
$500
4.30% ▲ 1.50% above Wisconsin avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.80%▲ 1.50% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
3.30%4.05%4.80%Sep 14, 2026: 3.80% APYOct 10, 2026: 4.30% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.30%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
12 Month Certificate of Deposit
$500
4.25% ▲ 1.45% above Wisconsin avg
View
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.45% above avgNationally 2.99%
Details

Rate History
No change since Sep 19, 2026 · 4.25% APY · checked 6 times
3.75%4.25%4.75%Sep 19, 2026: 4.25% APYSep 19, 2026Oct 13, 2026
The Bank of New Glarus
Institution Rating:
A-5.0 ★Texas Ratio: 15.01%
12 Month CD/IRA
$2,000
4.25% ▲ 1.45% above Wisconsin avg
View
▼
Rate4.18%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.80%▲ 1.45% above avgNationally 2.99%
Details

Rate History
No change since Sep 19, 2026 · 4.25% APY · checked 7 times
3.75%4.25%4.75%Sep 19, 2026: 4.25% APYSep 19, 2026Oct 13, 2026
Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.32%
12 Months Certificate of Deposit
$1,000
4.25% ▲ 1.45% above Wisconsin avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.45% above avgNationally 2.99%
Details

Rate History
5 changes since Sep 14, 2026 · 4.29% → 4.25% ▼ 0.04 pts · high 4.29% / low 4.25%
3.75%4.27%4.79%Sep 14, 2026: 4.29% APYSep 18, 2026: 4.25% APYSep 21, 2026: 4.29% APYSep 25, 2026: 4.25% APYSep 29, 2026: 4.29% APYOct 5, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.25%▼ from 4.29%
  • Sep 29, 20264.29%▲ from 4.25%
  • Sep 25, 20264.25%▼ from 4.29%
  • Sep 21, 20264.29%▲ from 4.25%
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
Youngster (Age 0-12) - 12 Month Term Certificate
$100
4.25% ▲ 1.45% above Wisconsin avg
View
▼
Rate4.18%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.45% above avgNationally 2.99%
Details

Age: 0-12

Rate History
No change since Oct 9, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 9, 2026: 4.25% APYOct 9, 2026Oct 13, 2026
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Share Certificates - 12 Months
$0
4.25% ▲ 1.45% above Wisconsin avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.45% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 6 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit - 1 year
$1,000
4.24% ▲ 1.44% above Wisconsin avg
View
▼
Rate4.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.44% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 4.03% → 4.24% ▲ 0.21 pts · high 4.24% / low 4.03%
3.53%4.14%4.74%Sep 14, 2026: 4.03% APYOct 9, 2026: 4.24% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.24%▲ from 4.03%
  • Sep 14, 20264.03%first recorded
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
IRA Certificate - 1 year
$1,000
4.24% ▲ 1.44% above Wisconsin avg
View
▼
Rate4.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.44% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 4.03% → 4.24% ▲ 0.21 pts · high 4.24% / low 4.03%
3.53%4.14%4.74%Sep 14, 2026: 4.03% APYOct 9, 2026: 4.24% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.24%▲ from 4.03%
  • Sep 14, 20264.03%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 1 Year Certificate of Deposit
$100,000
4.20% ▲ 1.40% above Wisconsin avg
View
▼
Rate4.14%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.80%▲ 1.40% above avgNationally 2.99%
Details

Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 8, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 8, 2026: 4.20% APYOct 8, 2026Oct 13, 2026
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
Jumbo Individual Retirement Account Certificates - 12-month
$0
4.15% ▲ 1.35% above Wisconsin avg
View
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.35% above avgNationally 2.99%
Details

Traditional, Roth, and Coverdell IRA account. Penalty may be imposed for early withdrawal. APY=Annual percentage yield. All dividend rates subject to change without notice. Other terms and conditions apply. Annual Percentage Yield (APY) assumes all principal and interest remain on deposit for the full term. Membership required. Federally insured by NCUA.

Rate History
1 change since Sep 14, 2026 · 3.16% → 4.15% ▲ 0.99 pts · high 4.15% / low 3.16%
2.17%3.66%5.14%Sep 14, 2026: 3.16% APYOct 5, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.15%▲ from 3.16%
  • Sep 14, 20263.16%first recorded
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
12 Month Certificate Special
$2,500
4.10% ▲ 1.30% above Wisconsin avg
View
▼
Rate4.02%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.80%▲ 1.30% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 14, 2026: 4.00% APYOct 7, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 7, 20264.10%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
12 Month IRA Certificate Special
$2,500
4.10% ▲ 1.30% above Wisconsin avg
View
▼
Rate4.02%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.80%▲ 1.30% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 14, 2026: 4.00% APYOct 7, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 7, 20264.10%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
12-month IRA
$0
4.10% ▲ 1.30% above Wisconsin avg
View
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.30% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.11% → 4.10% ▲ 0.99 pts · high 4.10% / low 3.11%
2.12%3.61%5.09%Sep 14, 2026: 3.11% APYOct 5, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.10%▲ from 3.11%
  • Sep 14, 20263.11%first recorded
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (12 Month)
$10,000
4.10% ▲ 1.30% above Wisconsin avg
View
▼
Rate4.04%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.30% above avgNationally 2.99%
Details

Rate History
No change since Oct 5, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 5, 2026: 4.10% APYOct 5, 2026Oct 13, 2026
Laona State Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
12 Month Certificate Special
$10,000
4.07% ▲ 1.27% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.80%▲ 1.27% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 4.07% APY · checked 7 times
3.57%4.07%4.57%Sep 14, 2026: 4.07% APYSep 14, 2026Oct 13, 2026
FNC Bank Richmond, WI
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
1 Year Certificate of Deposit Options
$250
4.06% ▲ 1.26% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.26% above avgNationally 2.99%
Details

Rate History
No change since Sep 29, 2026 · 4.06% APY · checked 4 times
3.56%4.06%4.56%Sep 29, 2026: 4.06% APYSep 29, 2026Oct 13, 2026
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
12 Month Jumbo Certificate
$0
4.05% ▲ 1.25% above Wisconsin avg
View
▼
Rate3.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.25% above avgNationally 2.99%
Details

Balance: $100,000

Rate History
1 change since Sep 14, 2026 · 3.05% → 4.05% ▲ 1.00 pts · high 4.05% / low 3.05%
2.05%3.55%5.05%Sep 14, 2026: 3.05% APYOct 5, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.05%▲ from 3.05%
  • Sep 14, 20263.05%first recorded
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 mo Certificate of Deposit
$500
4.02% ▲ 1.22% above Wisconsin avg
View
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.80%▲ 1.22% above avgNationally 2.99%
Details

Opening Balance: $10,000 or above; Interest credited Monthly; Fixed

Rate History
No change since Sep 14, 2026 · 4.02% APY · checked 6 times
3.52%4.02%4.52%Sep 14, 2026: 4.02% APYSep 14, 2026Oct 13, 2026
Park Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1 Year Certificate of Deposit
$0
4.01% ▲ 1.21% above Wisconsin avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.80%▲ 1.21% above avgNationally 2.99%
Details

Minimum Daily Balance of $10,000 or More to Earn Annual Percentage Yield

Rate History
No change since Sep 19, 2026 · 4.01% APY · checked 6 times
3.51%4.01%4.51%Sep 19, 2026: 4.01% APYSep 19, 2026Oct 13, 2026
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
Share CertificatesIRAs - 12 Month
$0
4.01% ▲ 1.21% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.21% above avgNationally 2.99%
Details

Rate History
No change since Oct 9, 2026 · 4.01% APY
3.51%4.01%4.51%Oct 9, 2026: 4.01% APYOct 9, 2026Oct 13, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 12 Month
$0
4.00% ▲ 1.20% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.20% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
3.30%3.90%4.50%Sep 14, 2026: 3.80% APYSep 24, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.00%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
One Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
1 Year Certificate (Promo)
$10,000
4.00% ▲ 1.20% above Wisconsin avg
View
▼
Rate3.96%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.20% above avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
The Bank of Brodhead
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
Certificates of Deposit Special - 12 Month
$500
4.00% ▲ 1.20% above Wisconsin avg
View
▼
Rate3.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.20% above avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 12 Mo.
$0
4.00% ▲ 1.20% above Wisconsin avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 3, 2026
Wisconsin Average2.80%▲ 1.20% above avgNationally 2.99%
Details

Balance: $100,000 and over

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
AbbyBank
Institution Rating:
A5.0 ★Texas Ratio: 11.72%
12 Month Certificate
$0
4.00% ▲ 1.20% above Wisconsin avg
View
▼
Rate3.92%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.80%▲ 1.20% above avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year Certificate of Deposit
$500
4.00% ▲ 1.20% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.80%▲ 1.20% above avgNationally 2.99%
Details

Rate History
1 change since Sep 19, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 19, 2026: 3.75% APYOct 7, 2026: 4.00% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20264.00%▲ from 3.75%
  • Sep 19, 20263.75%first recorded
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year IRA
$0
4.00% ▲ 1.20% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.80%▲ 1.20% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 14, 2026: 3.75% APYOct 3, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 3, 20264.00%▲ from 3.75%
  • Sep 14, 20263.75%first recorded

Kekoskee 18 Month CD Rates

Wisconsin 18 Month CD Average2.80% APYNational 2.87%▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 mo Variable Rate IRA
$500
4.84% ▲ 2.04% above Wisconsin avg
View
▼
Rate4.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.80%▲ 2.04% above avgNationally 2.87%
Details

18 mo Certificate of Deposit; Interest credited Quarterly; Variable

Rate History
No change since Oct 12, 2026 · 4.84% APY
4.34%4.84%5.34%Oct 12, 2026: 4.84% APYOct 12, 2026Oct 13, 2026
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
18 Month IRA Certificate
$0
4.75% ▲ 1.95% above Wisconsin avg
View
▼
Rate4.67%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.95% above avgNationally 2.87%
Details

Rate History
1 change since Oct 5, 2026 · 3.95% → 4.75% ▲ 0.80 pts · high 4.75% / low 3.95%
3.15%4.35%5.55%Oct 5, 2026: 3.95% APYOct 9, 2026: 4.75% APYOct 5, 2026Oct 13, 2026
  • Oct 9, 20264.75%▲ from 3.95%
  • Oct 5, 20263.95%first recorded
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
18 Month Business Certificate
$0
4.70% ▲ 1.90% above Wisconsin avg
View
▼
Rate4.62%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.90% above avgNationally 2.87%
Details

Rate History
1 change since Sep 22, 2026 · 3.90% → 4.70% ▲ 0.80 pts · high 4.70% / low 3.90%
3.10%4.30%5.50%Sep 22, 2026: 3.90% APYOct 9, 2026: 4.70% APYSep 22, 2026Oct 13, 2026
  • Oct 9, 20264.70%▲ from 3.90%
  • Sep 22, 20263.90%first recorded
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
18 Month Certificate
$0
4.70% ▲ 1.90% above Wisconsin avg
View
▼
Rate4.62%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.90% above avgNationally 2.87%
Details

Rate History
1 change since Oct 5, 2026 · 3.90% → 4.70% ▲ 0.80 pts · high 4.70% / low 3.90%
3.10%4.30%5.50%Oct 5, 2026: 3.90% APYOct 9, 2026: 4.70% APYOct 5, 2026Oct 13, 2026
  • Oct 9, 20264.70%▲ from 3.90%
  • Oct 5, 20263.90%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
18-Month CD
$500
4.49% ▲ 1.69% above Wisconsin avg
View
▼
Rate4.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.69% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 4.02% → 4.49% ▲ 0.47 pts · high 4.49% / low 4.02%
3.52%4.26%4.99%Sep 14, 2026: 4.02% APYOct 5, 2026: 4.49% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.49%▲ from 4.02%
  • Sep 14, 20264.02%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
18-Month Traditional/Roth IRA CD
$500
4.49% ▲ 1.69% above Wisconsin avg
View
▼
Rate4.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.69% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 4.02% → 4.49% ▲ 0.47 pts · high 4.49% / low 4.02%
3.52%4.26%4.99%Sep 14, 2026: 4.02% APYSep 29, 2026: 4.49% APYSep 14, 2026Oct 13, 2026
  • Sep 29, 20264.49%▲ from 4.02%
  • Sep 14, 20264.02%first recorded
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
Share CertificatesIRAs - 18 Month Variable Rate IRA
$0
4.49% ▲ 1.69% above Wisconsin avg
View
▼
Rate4.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.69% above avgNationally 2.87%
Details

Rate History
No change since Oct 9, 2026 · 4.49% APY
3.99%4.49%4.99%Oct 9, 2026: 4.49% APYOct 9, 2026Oct 13, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
18 Month Certificate
$0
4.40% ▲ 1.60% above Wisconsin avg
View
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.60% above avgNationally 2.87%
Details

Rate History
No change since Sep 18, 2026 · 4.40% APY · checked 6 times
3.90%4.40%4.90%Sep 18, 2026: 4.40% APYSep 18, 2026Oct 13, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
18 Month Open Certificate Account
$0
4.40% ▲ 1.60% above Wisconsin avg
View
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.60% above avgNationally 2.87%
Details

Rate History
No change since Oct 7, 2026 · 4.40% APY · checked 2 times
3.90%4.40%4.90%Oct 7, 2026: 4.40% APYOct 7, 2026Oct 13, 2026
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
18 Month Certificate
$500
4.40% ▲ 1.60% above Wisconsin avg
View
▼
Rate4.31%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.80%▲ 1.60% above avgNationally 2.87%
Details

HSA Certificate - Members who have amassed a balance in their Health Savings Account can use those funds to open an HSA certificate. HSA certificates are offered in the same terms as regular certificates. If you have questions or are interested in opening an HSA certificate, contact us today. APY = Annual Percentage Yield. For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Rate History
1 change since Sep 14, 2026 · 4.20% → 4.40% ▲ 0.20 pts · high 4.40% / low 4.20%
3.70%4.30%4.90%Sep 14, 2026: 4.20% APYSep 27, 2026: 4.40% APYSep 14, 2026Oct 13, 2026
  • Sep 27, 20264.40%▲ from 4.20%
  • Sep 14, 20264.20%first recorded
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate of Deposit
$500
4.35% ▲ 1.55% above Wisconsin avg
View
▼
Rate4.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.80%▲ 1.55% above avgNationally 2.87%
Details

Rate History
1 change since Sep 19, 2026 · 3.90% → 4.35% ▲ 0.45 pts · high 4.35% / low 3.90%
3.40%4.13%4.85%Sep 19, 2026: 3.90% APYOct 7, 2026: 4.35% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20264.35%▲ from 3.90%
  • Sep 19, 20263.90%first recorded
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month IRA
$0
4.35% ▲ 1.55% above Wisconsin avg
View
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.80%▲ 1.55% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.90% → 4.35% ▲ 0.45 pts · high 4.35% / low 3.90%
3.40%4.13%4.85%Sep 14, 2026: 3.90% APYOct 3, 2026: 4.35% APYSep 14, 2026Oct 13, 2026
  • Oct 3, 20264.35%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.32%
18 Months Certificate of Deposit
$1,000
4.35% ▲ 1.55% above Wisconsin avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.55% above avgNationally 2.87%
Details

Rate History
5 changes since Sep 14, 2026 · 4.41% → 4.35% ▼ 0.06 pts · high 4.41% / low 4.35%
3.85%4.38%4.91%Sep 14, 2026: 4.41% APYSep 18, 2026: 4.35% APYSep 21, 2026: 4.41% APYSep 25, 2026: 4.35% APYSep 29, 2026: 4.41% APYOct 5, 2026: 4.35% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.35%▼ from 4.41%
  • Sep 29, 20264.41%▲ from 4.35%
  • Sep 25, 20264.35%▼ from 4.41%
  • Sep 21, 20264.41%▲ from 4.35%
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit - 18 months
$1,000
4.34% ▲ 1.54% above Wisconsin avg
View
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.54% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 4.13% → 4.34% ▲ 0.21 pts · high 4.34% / low 4.13%
3.63%4.23%4.84%Sep 14, 2026: 4.13% APYOct 9, 2026: 4.34% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.34%▲ from 4.13%
  • Sep 14, 20264.13%first recorded
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
IRA Certificate - 18 months
$1,000
4.34% ▲ 1.54% above Wisconsin avg
View
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.54% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 4.13% → 4.34% ▲ 0.21 pts · high 4.34% / low 4.13%
3.63%4.23%4.84%Sep 14, 2026: 4.13% APYOct 9, 2026: 4.34% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.34%▲ from 4.13%
  • Sep 14, 20264.13%first recorded
Fidelity Bank & Trust (IA)
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
18 Month Certificate
$0
4.30% ▲ 1.50% above Wisconsin avg
View
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.50% above avgNationally 2.87%
Details

$500 to $99,999.99

Rate History
No change since Oct 7, 2026 · 4.30% APY · checked 2 times
3.80%4.30%4.80%Oct 7, 2026: 4.30% APYOct 7, 2026Oct 13, 2026
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
18 Month Certificate of Deposit
$500
4.30% ▲ 1.50% above Wisconsin avg
View
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.50% above avgNationally 2.87%
Details

Rate History
No change since Sep 19, 2026 · 4.30% APY · checked 6 times
3.80%4.30%4.80%Sep 19, 2026: 4.30% APYSep 19, 2026Oct 13, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 18 Month
$0
4.25% ▲ 1.45% above Wisconsin avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.45% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 4.10% → 4.25% ▲ 0.15 pts · high 4.25% / low 4.10%
3.60%4.18%4.75%Sep 14, 2026: 4.10% APYSep 24, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.25%▲ from 4.10%
  • Sep 14, 20264.10%first recorded
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
18 Month Share Certificate Special
$0
4.25% ▲ 1.45% above Wisconsin avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.45% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 6 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Share Certificates - 18 Months
$0
4.25% ▲ 1.45% above Wisconsin avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.45% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Special 18 Months Share Certificate
$100
4.25% ▲ 1.45% above Wisconsin avg
View
▼
Rate4.18%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.45% above avgNationally 2.87%
Details

Rate History
No change since Oct 9, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 9, 2026: 4.25% APYOct 9, 2026Oct 13, 2026
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
18-Month Certificate
$0
4.25% ▲ 1.45% above Wisconsin avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.45% above avgNationally 2.87%
Details

Balance: $5000 and over

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 6 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
18-MONTH CD
$500
4.25% ▲ 1.45% above Wisconsin avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.80%▲ 1.45% above avgNationally 2.87%
Details

Rate History
No change since Oct 10, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 10, 2026: 4.25% APYOct 10, 2026Oct 13, 2026
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (18 Month)
$10,000
4.20% ▲ 1.40% above Wisconsin avg
View
▼
Rate4.13%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.40% above avgNationally 2.87%
Details

Rate History
No change since Oct 5, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 5, 2026: 4.20% APYOct 5, 2026Oct 13, 2026
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
18-month CD
$1,000
4.15% ▲ 1.35% above Wisconsin avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.35% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
3.50%4.08%4.65%Sep 14, 2026: 4.00% APYSep 24, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.15%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
18-Month CD
$1,000
4.15% ▲ 1.35% above Wisconsin avg
View
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.35% above avgNationally 2.87%
Details

Rate History
1 change since Sep 19, 2026 · 3.56% → 4.15% ▲ 0.59 pts · high 4.15% / low 3.56%
2.97%3.86%4.74%Sep 19, 2026: 3.56% APYSep 27, 2026: 4.15% APYSep 19, 2026Oct 13, 2026
  • Sep 27, 20264.15%▲ from 3.56%
  • Sep 19, 20263.56%first recorded
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 18 mo.
$0
4.15% ▲ 1.35% above Wisconsin avg
View
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 3, 2026
Wisconsin Average2.80%▲ 1.35% above avgNationally 2.87%
Details

Balance: $50,000 to $99,999.99

Rate History
No change since Oct 3, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 3, 2026: 4.15% APYOct 3, 2026Oct 13, 2026
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 18 mo.
$0
4.05% ▲ 1.25% above Wisconsin avg
View
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 3, 2026
Wisconsin Average2.80%▲ 1.25% above avgNationally 2.87%
Details

Balance: $10,000 to $49,999.99

Rate History
No change since Oct 3, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 3, 2026: 4.05% APYOct 3, 2026Oct 13, 2026
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month IRA CD
$10,000
4.00% ▲ 1.20% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.80%▲ 1.20% above avgNationally 2.87%
Details

A penalty of 91 days of interest on the amount withdrawn may be imposed for the 18 Month IRA CD. APY is subject to change without prior notice.

Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
2.50%3.63%4.75%Sep 14, 2026: 3.25% APYOct 3, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 3, 20264.00%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
CD SPECIAL - 9 & 18 months
$1,000
4.00% ▲ 1.20% above Wisconsin avg
View
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.20% above avgNationally 2.87%
Details

Rate History
No change since Oct 9, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 9, 2026: 4.00% APYOct 9, 2026Oct 13, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
CD - 18 Month
$0
3.95% ▲ 1.15% above Wisconsin avg
View
▼
Rate3.89%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.15% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 3.95% ▲ 0.15 pts · high 3.95% / low 3.80%
3.30%3.88%4.45%Sep 14, 2026: 3.80% APYSep 24, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20263.95%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
FNC Bank Richmond, WI
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
18 Month Certificate of Deposit Options
$250
3.92% ▲ 1.12% above Wisconsin avg
View
▼
Rate3.86%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.12% above avgNationally 2.87%
Details

Rate History
No change since Sep 29, 2026 · 3.92% APY · checked 4 times
3.42%3.92%4.42%Sep 29, 2026: 3.92% APYSep 29, 2026Oct 13, 2026
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
CD Specials - 18 months
$5,000
3.85% ▲ 1.05% above Wisconsin avg
View
▼
Rate3.84%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.05% above avgNationally 2.87%
Details

Balance: $5,000.00 to $99,999.99; Interest Paid: Annual; Compounding: Simple

Rate History
1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55%
3.05%3.70%4.35%Sep 14, 2026: 3.55% APYOct 2, 2026: 3.85% APYSep 14, 2026Oct 13, 2026
  • Oct 2, 20263.85%▲ from 3.55%
  • Sep 14, 20263.55%first recorded
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
IRA CD Specials - 18 month
$300
3.85% ▲ 1.05% above Wisconsin avg
View
▼
Rate3.84%
Min Deposit$300
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 1.05% above avgNationally 2.87%
Details

IRA CD Specials - 18 month; $300.00 to $99,999.99; Annual

Rate History
1 change since Sep 24, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55%
3.05%3.70%4.35%Sep 24, 2026: 3.55% APYOct 2, 2026: 3.85% APYSep 24, 2026Oct 13, 2026
  • Oct 2, 20263.85%▲ from 3.55%
  • Sep 24, 20263.55%first recorded
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
18 Months Certificate
$1,000
3.80% ▲ 1.00% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 1.00% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
18-month term
$0
3.80% ▲ 1.00% above Wisconsin avg
View
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.80%▲ 1.00% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.65% → 3.80% ▲ 0.15 pts · high 3.80% / low 3.65%
3.15%3.72%4.30%Sep 14, 2026: 3.65% APYOct 10, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.80%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
IRA Certificates (CDs) - 18-month term
$0
3.80% ▲ 1.00% above Wisconsin avg
View
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.80%▲ 1.00% above avgNationally 2.87%
Details

Rate History
No change since Oct 10, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 10, 2026: 3.80% APYOct 10, 2026Oct 13, 2026
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
18-Month Certificate
$0
3.75% ▲ 0.95% above Wisconsin avg
View
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 0.95% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.45% → 3.75% ▲ 0.30 pts · high 3.75% / low 3.45%
2.95%3.60%4.25%Sep 14, 2026: 3.45% APYOct 5, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.75%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
18 Months Share/IRA Certificate
$0
3.70% ▲ 0.90% above Wisconsin avg
View
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 0.90% above avgNationally 2.87%
Details

Balance: 18 Months

Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 4 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APYSep 14, 2026Oct 13, 2026
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Share or IRA Certificate (18 Month)
$1,000
3.70% ▲ 0.90% above Wisconsin avg
View
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 0.90% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.60% → 3.70% ▲ 0.10 pts · high 3.70% / low 3.60%
3.10%3.65%4.20%Sep 14, 2026: 3.60% APYOct 5, 2026: 3.70% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.70%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
18 Month Fixed Rate Certificate of Deposit
$500
3.66% ▲ 0.86% above Wisconsin avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.80%▲ 0.86% above avgNationally 2.87%
Details

Rate History
No change since Oct 7, 2026 · 3.66% APY · checked 2 times
3.16%3.66%4.16%Oct 7, 2026: 3.66% APYOct 7, 2026Oct 13, 2026
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
18-month CD Rate
$1,000
3.66% ▲ 0.86% above Wisconsin avg
View
▼
Rate3.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.80%▲ 0.86% above avgNationally 2.87%
Details

Rate History
No change since Sep 22, 2026 · 3.66% APY · checked 4 times
3.16%3.66%4.16%Sep 22, 2026: 3.66% APYSep 22, 2026Oct 13, 2026
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
18-month CD
$0
3.65% ▲ 0.85% above Wisconsin avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.80%▲ 0.85% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 7 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 18 mo.
$0
3.65% ▲ 0.85% above Wisconsin avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 3, 2026
Wisconsin Average2.80%▲ 0.85% above avgNationally 2.87%
Details

Balance: $100,000 and over

Rate History
No change since Oct 3, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Oct 3, 2026: 3.65% APYOct 3, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
18 Month Certificate
$1,000
3.65% ▲ 0.85% above Wisconsin avg
View
▼
Rate3.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 0.85% above avgNationally 2.87%
Details

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
18 Month IRA Certificate
$0
3.65% ▲ 0.85% above Wisconsin avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 0.85% above avgNationally 2.87%
Details

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Oct 13, 2026
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 18 mo.
$0
3.60% ▲ 0.80% above Wisconsin avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 3, 2026
Wisconsin Average2.80%▲ 0.80% above avgNationally 2.87%
Details

Balance: $50,000 to $99,999.99

Rate History
No change since Oct 3, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 3, 2026: 3.60% APYOct 3, 2026Oct 13, 2026
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
18 Month CD SPECIAL
$1,000
3.60% ▲ 0.80% above Wisconsin avg
View
▼
Rate3.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 0.80% above avgNationally 2.87%
Details

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Oct 13, 2026
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
18 Month IRA Certificate
$500
3.60% ▲ 0.80% above Wisconsin avg
View
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 0.80% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
Share Certificates - 18 months
$1,000
3.60% ▲ 0.80% above Wisconsin avg
View
▼
Rate3.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.80%▲ 0.80% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 5 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026

Kekoskee 24 Month CD Rates

Wisconsin 24 Month CD Average2.90% APYNational 2.88%▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 24 Month
$0
4.50% ▲ 1.60% above Wisconsin avg
View
▼
Rate4.43%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.90%▲ 1.60% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 4.15% → 4.50% ▲ 0.35 pts · high 4.50% / low 4.15%
3.65%4.33%5.00%Sep 14, 2026: 4.15% APYSep 24, 2026: 4.50% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.50%▲ from 4.15%
  • Sep 14, 20264.15%first recorded
The Bank of New Glarus
Institution Rating:
A-5.0 ★Texas Ratio: 15.01%
24 Month CD/IRA
$2,000
4.50% ▲ 1.60% above Wisconsin avg
View
▼
Rate4.43%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.90%▲ 1.60% above avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 4.50% APY · checked 7 times
4.00%4.50%5.00%Sep 19, 2026: 4.50% APYSep 19, 2026Oct 13, 2026
Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.32%
24 Months Certificate of Deposit
$1,000
4.45% ▲ 1.55% above Wisconsin avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.90%▲ 1.55% above avgNationally 2.88%
Details

Rate History
5 changes since Sep 14, 2026 · 4.52% → 4.45% ▼ 0.07 pts · high 4.52% / low 4.45%
3.95%4.48%5.02%Sep 14, 2026: 4.52% APYSep 18, 2026: 4.45% APYSep 21, 2026: 4.52% APYSep 25, 2026: 4.45% APYSep 29, 2026: 4.52% APYOct 5, 2026: 4.45% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.45%▼ from 4.52%
  • Sep 29, 20264.52%▲ from 4.45%
  • Sep 25, 20264.45%▼ from 4.52%
  • Sep 21, 20264.52%▲ from 4.45%
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit - 2 years
$1,000
4.45% ▲ 1.55% above Wisconsin avg
View
▼
Rate4.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.90%▲ 1.55% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 4.24% → 4.45% ▲ 0.21 pts · high 4.45% / low 4.24%
3.74%4.35%4.95%Sep 14, 2026: 4.24% APYOct 9, 2026: 4.45% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.45%▲ from 4.24%
  • Sep 14, 20264.24%first recorded
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
IRA Certificate - 2 years
$1,000
4.45% ▲ 1.55% above Wisconsin avg
View
▼
Rate4.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.90%▲ 1.55% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 4.24% → 4.45% ▲ 0.21 pts · high 4.45% / low 4.24%
3.74%4.35%4.95%Sep 14, 2026: 4.24% APYOct 9, 2026: 4.45% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.45%▲ from 4.24%
  • Sep 14, 20264.24%first recorded
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
2 Year Certificate
$0
4.40% ▲ 1.50% above Wisconsin avg
View
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.90%▲ 1.50% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 4.40% APY · checked 6 times
3.90%4.40%4.90%Sep 18, 2026: 4.40% APYSep 18, 2026Oct 13, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
2 Year Open Certificate Account
$0
4.40% ▲ 1.50% above Wisconsin avg
View
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.90%▲ 1.50% above avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 4.40% APY · checked 2 times
3.90%4.40%4.90%Oct 7, 2026: 4.40% APYOct 7, 2026Oct 13, 2026
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2-Year CD
$1,000
4.40% ▲ 1.50% above Wisconsin avg
View
▼
Rate4.33%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.90%▲ 1.50% above avgNationally 2.88%
Details

Rate History
No change since Sep 20, 2026 · 4.40% APY · checked 6 times
3.90%4.40%4.90%Sep 20, 2026: 4.40% APYSep 20, 2026Oct 13, 2026
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2-Year Choice Plus CD / IRA
$5,000
4.40% ▲ 1.50% above Wisconsin avg
View
▼
Rate4.33%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.90%▲ 1.50% above avgNationally 2.88%
Details

1 time rate bump. Additions of $500 or more at any time.

Rate History
No change since Sep 28, 2026 · 4.40% APY · checked 4 times
3.90%4.40%4.90%Sep 28, 2026: 4.40% APYSep 28, 2026Oct 13, 2026
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
2 1/2 Year Certificate of Deposit
$500
4.35% ▲ 1.45% above Wisconsin avg
View
▼
Rate4.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.90%▲ 1.45% above avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 4.35% APY
3.85%4.35%4.85%Oct 7, 2026: 4.35% APYOct 7, 2026Oct 13, 2026
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
2 Year Certificate of Deposit
$500
4.35% ▲ 1.45% above Wisconsin avg
View
▼
Rate4.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.90%▲ 1.45% above avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 4.35% APY · checked 6 times
3.85%4.35%4.85%Sep 19, 2026: 4.35% APYSep 19, 2026Oct 13, 2026
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (2 Year)
$10,000
4.35% ▲ 1.45% above Wisconsin avg
View
▼
Rate4.28%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.90%▲ 1.45% above avgNationally 2.88%
Details

Rate History
No change since Oct 5, 2026 · 4.35% APY · checked 2 times
3.85%4.35%4.85%Oct 5, 2026: 4.35% APYOct 5, 2026Oct 13, 2026
Fidelity Bank & Trust (IA)
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
24 Month Certificate
$0
4.30% ▲ 1.40% above Wisconsin avg
View
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.90%▲ 1.40% above avgNationally 2.88%
Details

$500 to $99,999.99

Rate History
No change since Oct 7, 2026 · 4.30% APY · checked 2 times
3.80%4.30%4.80%Oct 7, 2026: 4.30% APYOct 7, 2026Oct 13, 2026
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
24-Month CD
$50,000
4.28% ▲ 1.38% above Wisconsin avg
View
▼
Rate4.20%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.90%▲ 1.38% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.97% → 4.28% ▲ 0.31 pts · high 4.28% / low 3.97%
3.47%4.13%4.78%Sep 14, 2026: 3.97% APYOct 5, 2026: 4.28% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.28%▲ from 3.97%
  • Sep 14, 20263.97%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
24-Month Traditional/Roth IRA CD
$50,000
4.28% ▲ 1.38% above Wisconsin avg
View
▼
Rate4.20%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.90%▲ 1.38% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.97% → 4.28% ▲ 0.31 pts · high 4.28% / low 3.97%
3.47%4.13%4.78%Sep 14, 2026: 3.97% APYSep 29, 2026: 4.28% APYSep 14, 2026Oct 13, 2026
  • Sep 29, 20264.28%▲ from 3.97%
  • Sep 14, 20263.97%first recorded
East Wisconsin Savings Bank
Institution Rating:
B-3.3 ★Texas Ratio: 0.83%
24 Month CD
$500
4.25% ▲ 1.35% above Wisconsin avg
View
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.90%▲ 1.35% above avgNationally 2.88%
Details

Renews to 30 mo

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.25% ▲ 0.45 pts · high 4.25% / low 3.80%
3.30%4.03%4.75%Sep 14, 2026: 3.80% APYSep 19, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Sep 19, 20264.25%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
24-Month Fixed Rate CD Special
$2,500
4.25% ▲ 1.35% above Wisconsin avg
View
▼
Rate4.21%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.90%▲ 1.35% above avgNationally 2.88%
Details

Rate History
1 change since Sep 20, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 20, 2026: 4.00% APYSep 24, 2026: 4.25% APYSep 20, 2026Oct 13, 2026
  • Sep 24, 20264.25%▲ from 4.00%
  • Sep 20, 20264.00%first recorded
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
24-Month Certificate
$0
4.25% ▲ 1.35% above Wisconsin avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.90%▲ 1.35% above avgNationally 2.88%
Details

Balance: $5000 and over

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 6 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
24 Month Certificate
$500
4.25% ▲ 1.35% above Wisconsin avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.90%▲ 1.35% above avgNationally 2.88%
Details

HSA Certificate - Members who have amassed a balance in their Health Savings Account can use those funds to open an HSA certificate. HSA certificates are offered in the same terms as regular certificates. If you have questions or are interested in opening an HSA certificate, contact us today. APY = Annual Percentage Yield. For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Rate History
1 change since Sep 14, 2026 · 4.15% → 4.25% ▲ 0.10 pts · high 4.25% / low 4.15%
3.65%4.20%4.75%Sep 14, 2026: 4.15% APYSep 27, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Sep 27, 20264.25%▲ from 4.15%
  • Sep 14, 20264.15%first recorded
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
24-MONTH CD
$500
4.25% ▲ 1.35% above Wisconsin avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.90%▲ 1.35% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 4.25% ▲ 0.55 pts · high 4.25% / low 3.70%
3.15%3.98%4.80%Sep 14, 2026: 3.70% APYOct 10, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.25%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
CD - 24 Month
$0
4.20% ▲ 1.30% above Wisconsin avg
View
▼
Rate4.14%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.90%▲ 1.30% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.20% ▲ 0.35 pts · high 4.20% / low 3.85%
3.35%4.03%4.70%Sep 14, 2026: 3.85% APYSep 24, 2026: 4.20% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.20%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 2 Year Certificate of Deposit
$100,000
4.20% ▲ 1.30% above Wisconsin avg
View
▼
Rate4.14%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.90%▲ 1.30% above avgNationally 2.88%
Details

Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 8, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 8, 2026: 4.20% APYOct 8, 2026Oct 13, 2026
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
IRA Certificate 2 Year
$1
4.15% ▲ 1.25% above Wisconsin avg
View
▼
Rate4.09%
Min Deposit$1
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.90%▲ 1.25% above avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 13, 2026
GreenLeaf Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2 Year Certificate
$1,000
4.15% ▲ 1.25% above Wisconsin avg
View
▼
Rate4.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.90%▲ 1.25% above avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 4.15% APY · checked 6 times
3.65%4.15%4.65%Sep 19, 2026: 4.15% APYSep 19, 2026Oct 13, 2026
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 mo Certificate of Deposit
$500
4.13% ▲ 1.23% above Wisconsin avg
View
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.90%▲ 1.23% above avgNationally 2.88%
Details

Opening Balance: $10,000 or above; Interest credited Monthly; Fixed

Rate History
No change since Sep 14, 2026 · 4.13% APY · checked 6 times
3.63%4.13%4.63%Sep 14, 2026: 4.13% APYSep 14, 2026Oct 13, 2026
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
24-Month CD
$500
4.13% ▲ 1.23% above Wisconsin avg
View
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.90%▲ 1.23% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.13% ▲ 0.33 pts · high 4.13% / low 3.80%
3.30%3.97%4.63%Sep 14, 2026: 3.80% APYOct 5, 2026: 4.13% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.13%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
24-Month Traditional/Roth IRA CD
$500
4.13% ▲ 1.23% above Wisconsin avg
View
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.90%▲ 1.23% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.13% ▲ 0.33 pts · high 4.13% / low 3.80%
3.30%3.97%4.63%Sep 14, 2026: 3.80% APYSep 29, 2026: 4.13% APYSep 14, 2026Oct 13, 2026
  • Sep 29, 20264.13%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
24 Month Certificate
$0
4.06% ▲ 1.16% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.90%▲ 1.16% above avgNationally 2.88%
Details

Balance: $35,000+

Rate History
1 change since Sep 14, 2026 · 3.44% → 4.06% ▲ 0.62 pts · high 4.06% / low 3.44%
2.82%3.75%4.68%Sep 14, 2026: 3.44% APYSep 24, 2026: 4.06% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.06%▲ from 3.44%
  • Sep 14, 20263.44%first recorded
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 mo Certificate of Deposit
$500
4.05% ▲ 1.15% above Wisconsin avg
View
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.90%▲ 1.15% above avgNationally 2.88%
Details

Opening Balance: Under $10,000; Interest credited Annually; Fixed

Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 6 times
3.55%4.05%4.55%Sep 14, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
Oostburg State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
24-Month CD
$1,000
4.04% ▲ 1.14% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.90%▲ 1.14% above avgNationally 2.88%
Details

Rate History
1 change since Sep 27, 2026 · 2.62% → 4.04% ▲ 1.42 pts · high 4.04% / low 2.62%
1.20%3.33%5.46%Sep 27, 2026: 2.62% APYOct 7, 2026: 4.04% APYSep 27, 2026Oct 13, 2026
  • Oct 7, 20264.04%▲ from 2.62%
  • Sep 27, 20262.62%first recorded
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
24 Month Share Certificates and IRA Certificates
$0
4.01% ▲ 1.11% above Wisconsin avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.90%▲ 1.11% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 4.01% APY · checked 4 times
3.51%4.01%4.51%Sep 18, 2026: 4.01% APYSep 18, 2026Oct 13, 2026
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
24 Months Share/IRA Certificate
$0
4.01% ▲ 1.11% above Wisconsin avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.90%▲ 1.11% above avgNationally 2.88%
Details

Balance: 24 Months

Rate History
1 change since Sep 14, 2026 · 3.70% → 4.01% ▲ 0.31 pts · high 4.01% / low 3.70%
3.20%3.86%4.51%Sep 14, 2026: 3.70% APYSep 22, 2026: 4.01% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.01%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
24-month CD
$1,000
4.00% ▲ 1.10% above Wisconsin avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.90%▲ 1.10% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.00% → 4.00% ▲ 1.00 pts · high 4.00% / low 3.00%
2.00%3.50%5.00%Sep 14, 2026: 3.00% APYSep 24, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.00%▲ from 3.00%
  • Sep 14, 20263.00%first recorded
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year Certificate of Deposit
$500
4.00% ▲ 1.10% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.90%▲ 1.10% above avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Oct 13, 2026
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year IRA
$0
4.00% ▲ 1.10% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.90%▲ 1.10% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 8 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year CD
$1,000
4.00% ▲ 1.10% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.90%▲ 1.10% above avgNationally 2.88%
Details

A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice.

Rate History
1 change since Sep 14, 2026 · 3.35% → 4.00% ▲ 0.65 pts · high 4.00% / low 3.35%
2.70%3.68%4.65%Sep 14, 2026: 3.35% APYOct 3, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 3, 20264.00%▲ from 3.35%
  • Sep 14, 20263.35%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 2 Year Certificate of Deposit
$25,000
4.00% ▲ 1.10% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.90%▲ 1.10% above avgNationally 2.88%
Details

Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 13, 2026
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
24-Month Certificate
$0
4.00% ▲ 1.10% above Wisconsin avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.90%▲ 1.10% above avgNationally 2.88%
Details

Balance: $500.00 minimum

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
2 Year Share Certificate
$0
4.00% ▲ 1.10% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.90%▲ 1.10% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 2.85% → 4.00% ▲ 1.15 pts · high 4.00% / low 2.85%
1.70%3.43%5.15%Sep 18, 2026: 2.85% APYOct 9, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 2.85%
  • Sep 18, 20262.85%first recorded
Centricity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
24 Month Share Certificate Special
$0
4.00% ▲ 1.10% above Wisconsin avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.90%▲ 1.10% above avgNationally 2.88%
Details

NEW MONEY = funds that are not currently on deposit with Centricity Credit Union

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
24-Month Step-Up Certificate
$0
3.97% ▲ 1.07% above Wisconsin avg
View
▼
Rate3.91%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.90%▲ 1.07% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.54% → 3.97% ▲ 0.43 pts · high 3.97% / low 3.54%
3.04%3.76%4.47%Sep 18, 2026: 3.54% APYOct 5, 2026: 3.97% APYSep 18, 2026Oct 13, 2026
  • Oct 5, 20263.97%▲ from 3.54%
  • Sep 18, 20263.54%first recorded
Cleveland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
24 Month Certificate of Deposit Specials
$5,000
3.94% ▲ 1.04% above Wisconsin avg
View
▼
Rate3.90%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.90%▲ 1.04% above avgNationally 2.88%
Details

Substantial penalty may apply for early withdrawal on certificate of deposit

Rate History
No change since Oct 7, 2026 · 3.94% APY · checked 2 times
3.44%3.94%4.44%Oct 7, 2026: 3.94% APYOct 7, 2026Oct 13, 2026
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 7.55%
24 Month Certificate of Deposit
$2,500
3.93% ▲ 1.03% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.90%▲ 1.03% above avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 3.93% APY · checked 3 times
3.43%3.93%4.43%Sep 19, 2026: 3.93% APYSep 19, 2026Oct 13, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 2 Year Certificate of Deposit
$1,000
3.90% ▲ 1.00% above Wisconsin avg
View
▼
Rate3.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.90%▲ 1.00% above avgNationally 2.88%
Details

Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 8, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 8, 2026: 3.90% APYOct 8, 2026Oct 13, 2026
FNC Bank Richmond, WI
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
2 Year Certificate of Deposit Options
$250
3.87% ▲ 0.97% above Wisconsin avg
View
▼
Rate3.81%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.90%▲ 0.97% above avgNationally 2.88%
Details

Rate History
No change since Sep 29, 2026 · 3.87% APY · checked 4 times
3.37%3.87%4.37%Sep 29, 2026: 3.87% APYSep 29, 2026Oct 13, 2026
Unity Bank Augusta, WI
Institution Rating:
F1.0 ★Texas Ratio: 70.30%
24 Month IRA CD
$2,500
3.85% ▲ 0.95% above Wisconsin avg
View
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.90%▲ 0.95% above avgNationally 2.88%
Details

Rate History
No change since Oct 8, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 8, 2026: 3.85% APYOct 8, 2026Oct 13, 2026
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
2 year CD
$2,500
3.85% ▲ 0.95% above Wisconsin avg
View
▼
Rate3.85%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.90%▲ 0.95% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 5 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 13, 2026
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2-year Share Certificate
$5,000
3.85% ▲ 0.95% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.90%▲ 0.95% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 18, 2026: 3.85% APYSep 18, 2026Oct 13, 2026
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Share or IRA Certificate (2 Year)
$1,000
3.85% ▲ 0.95% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.90%▲ 0.95% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 3.85% ▲ 0.15 pts · high 3.85% / low 3.70%
3.20%3.78%4.35%Sep 14, 2026: 3.70% APYOct 5, 2026: 3.85% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.85%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
2-year CD Rate
$1,000
3.81% ▲ 0.91% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.90%▲ 0.91% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 1.76% → 3.81% ▲ 2.05 pts · high 3.81% / low 1.76%
0.00%2.93%5.86%Sep 14, 2026: 1.76% APYSep 22, 2026: 3.81% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20263.81%▲ from 1.76%
  • Sep 14, 20261.76%first recorded

Kekoskee 36 Month CD Rates

Wisconsin 36 Month CD Average2.87% APYNational 2.81%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.97%
36-MONTH TEEN CERTIFICATE SPECIAL
$500
5.13% ▲ 2.26% above Wisconsin avg
View
▼
Rate5.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 2.26% above avgNationally 2.81%
Details

FOR AGES 13-15 YEARS OLD; Minimum deposit of $500, Maximum $10,000. Annual Percentage Yield is based on assumption that dividends will remain in account until maturity. A penalty may be imposed for withdrawals before maturity. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions. Youth members may have one of each Youth Certificate type. Teen members may have one Teen Certificate and one of each Youth Certificate type. Certificates are subject to age restrictions. Cannot be opened as UTMA account. Certificate must be in the minor's name. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Federally insured by NCUA.

Rate History
No change since Sep 14, 2026 · 5.13% APY · checked 7 times
4.63%5.13%5.63%Sep 14, 2026: 5.13% APYSep 14, 2026Oct 13, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 36 Month
$0
4.60% ▲ 1.73% above Wisconsin avg
View
▼
Rate4.52%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.87%▲ 1.73% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 4.20% → 4.60% ▲ 0.40 pts · high 4.60% / low 4.20%
3.70%4.40%5.10%Sep 14, 2026: 4.20% APYSep 24, 2026: 4.60% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.60%▲ from 4.20%
  • Sep 14, 20264.20%first recorded
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3-Year CD
$1,000
4.50% ▲ 1.63% above Wisconsin avg
View
▼
Rate4.43%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.87%▲ 1.63% above avgNationally 2.81%
Details

Rate History
1 change since Sep 20, 2026 · 4.00% → 4.50% ▲ 0.50 pts · high 4.50% / low 4.00%
3.50%4.25%5.00%Sep 20, 2026: 4.00% APYOct 8, 2026: 4.50% APYSep 20, 2026Oct 13, 2026
  • Oct 8, 20264.50%▲ from 4.00%
  • Sep 20, 20264.00%first recorded
Farmers & Merchants State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate - 10% New Money
$500
4.50% ▲ 1.63% above Wisconsin avg
View
▼
Rate4.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.87%▲ 1.63% above avgNationally 2.81%
Details

10 for 10 Special; Certificates only (No IRA or HSA); 10% of total CD amount must be funds from another financial institution; Compounding: Annually

Rate History
No change since Oct 12, 2026 · 4.50% APY
4.00%4.50%5.00%Oct 12, 2026: 4.50% APYOct 12, 2026Oct 13, 2026
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
36 Month Certificate of Deposit, IRA, or HSA
$2,500
4.45% ▲ 1.58% above Wisconsin avg
View
▼
Rate4.40%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.87%▲ 1.58% above avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 4.45% APY
3.95%4.45%4.95%Oct 7, 2026: 4.45% APYOct 7, 2026Oct 13, 2026
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
HSA 36 Month Certificate of Deposit
$2,500
4.45% ▲ 1.58% above Wisconsin avg
View
▼
Rate4.40%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.87%▲ 1.58% above avgNationally 2.81%
Details

Certificate of Deposits, IRAs, and HSA**5

Rate History
No change since Sep 19, 2026 · 4.45% APY · checked 6 times
3.95%4.45%4.95%Sep 19, 2026: 4.45% APYSep 19, 2026Oct 13, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
3 Year Certificate
$0
4.40% ▲ 1.53% above Wisconsin avg
View
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.87%▲ 1.53% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 4.40% APY · checked 6 times
3.90%4.40%4.90%Sep 18, 2026: 4.40% APYSep 18, 2026Oct 13, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
3 Year Open Certificate Account
$0
4.40% ▲ 1.53% above Wisconsin avg
View
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.87%▲ 1.53% above avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 4.40% APY · checked 2 times
3.90%4.40%4.90%Oct 7, 2026: 4.40% APYOct 7, 2026Oct 13, 2026
Farmers & Merchants State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate
$500
4.40% ▲ 1.53% above Wisconsin avg
View
▼
Rate4.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.87%▲ 1.53% above avgNationally 2.81%
Details

10 for 10 Special; Certificates only (No IRA or HSA); Compounding: Annually

Rate History
No change since Oct 4, 2026 · 4.40% APY · checked 3 times
3.90%4.40%4.90%Oct 4, 2026: 4.40% APYOct 4, 2026Oct 13, 2026
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 mo Certificate of Deposit
$500
4.39% ▲ 1.52% above Wisconsin avg
View
▼
Rate4.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.87%▲ 1.52% above avgNationally 2.81%
Details

Opening Balance: $10,000 or above; Interest credited Monthly; Fixed

Rate History
No change since Sep 14, 2026 · 4.39% APY · checked 6 times
3.89%4.39%4.89%Sep 14, 2026: 4.39% APYSep 14, 2026Oct 13, 2026
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (3 Year)
$10,000
4.35% ▲ 1.48% above Wisconsin avg
View
▼
Rate4.28%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 1.48% above avgNationally 2.81%
Details

Rate History
No change since Oct 5, 2026 · 4.35% APY · checked 2 times
3.85%4.35%4.85%Oct 5, 2026: 4.35% APYOct 5, 2026Oct 13, 2026
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
36-Month CD
$50,000
4.33% ▲ 1.46% above Wisconsin avg
View
▼
Rate4.25%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 1.46% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.33% ▲ 0.58 pts · high 4.33% / low 3.75%
3.17%4.04%4.91%Sep 14, 2026: 3.75% APYOct 5, 2026: 4.33% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.33%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
36-Month Traditional/Roth IRA CD
$50,000
4.33% ▲ 1.46% above Wisconsin avg
View
▼
Rate4.25%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 1.46% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.33% ▲ 0.58 pts · high 4.33% / low 3.75%
3.17%4.04%4.91%Sep 14, 2026: 3.75% APYSep 29, 2026: 4.33% APYSep 14, 2026Oct 13, 2026
  • Sep 29, 20264.33%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 mo Certificate of Deposit
$500
4.30% ▲ 1.43% above Wisconsin avg
View
▼
Rate4.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.87%▲ 1.43% above avgNationally 2.81%
Details

Opening Balance: Under $10,000; Interest credited Annually; Fixed

Rate History
No change since Sep 14, 2026 · 4.30% APY · checked 6 times
3.80%4.30%4.80%Sep 14, 2026: 4.30% APYSep 14, 2026Oct 13, 2026
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
3 Year Certificate of Deposit
$500
4.27% ▲ 1.40% above Wisconsin avg
View
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.87%▲ 1.40% above avgNationally 2.81%
Details

Rate History
No change since Sep 19, 2026 · 4.27% APY · checked 6 times
3.77%4.27%4.77%Sep 19, 2026: 4.27% APYSep 19, 2026Oct 13, 2026
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year CD
$1,000
4.20% ▲ 1.33% above Wisconsin avg
View
▼
Rate4.14%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.87%▲ 1.33% above avgNationally 2.81%
Details

A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice.

Rate History
1 change since Sep 14, 2026 · 3.45% → 4.20% ▲ 0.75 pts · high 4.20% / low 3.45%
2.70%3.83%4.95%Sep 14, 2026: 3.45% APYOct 3, 2026: 4.20% APYSep 14, 2026Oct 13, 2026
  • Oct 3, 20264.20%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Year Certificate of Deposit
$100,000
4.20% ▲ 1.33% above Wisconsin avg
View
▼
Rate4.14%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.87%▲ 1.33% above avgNationally 2.81%
Details

Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 8, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 8, 2026: 4.20% APYOct 8, 2026Oct 13, 2026
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
36-Month CD
$500
4.18% ▲ 1.31% above Wisconsin avg
View
▼
Rate4.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 1.31% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.56% → 4.18% ▲ 0.62 pts · high 4.18% / low 3.56%
2.94%3.87%4.80%Sep 14, 2026: 3.56% APYOct 5, 2026: 4.18% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.18%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
36-Month Traditional/Roth IRA CD
$500
4.18% ▲ 1.31% above Wisconsin avg
View
▼
Rate4.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 1.31% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.56% → 4.18% ▲ 0.62 pts · high 4.18% / low 3.56%
2.94%3.87%4.80%Sep 14, 2026: 3.56% APYSep 29, 2026: 4.18% APYSep 14, 2026Oct 13, 2026
  • Sep 29, 20264.18%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
3 Year Share Certificate
$0
4.15% ▲ 1.28% above Wisconsin avg
View
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 1.28% above avgNationally 2.81%
Details

Rate History
1 change since Sep 18, 2026 · 3.05% → 4.15% ▲ 1.10 pts · high 4.15% / low 3.05%
1.95%3.60%5.25%Sep 18, 2026: 3.05% APYOct 9, 2026: 4.15% APYSep 18, 2026Oct 13, 2026
  • Oct 9, 20264.15%▲ from 3.05%
  • Sep 18, 20263.05%first recorded
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
CD - 36 Month
$0
4.10% ▲ 1.23% above Wisconsin avg
View
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.87%▲ 1.23% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 4.10% ▲ 0.40 pts · high 4.10% / low 3.70%
3.20%3.90%4.60%Sep 14, 2026: 3.70% APYSep 24, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.10%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
36-Month Certificate
$0
4.06% ▲ 1.19% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 1.19% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.65% → 4.06% ▲ 0.41 pts · high 4.06% / low 3.65%
3.15%3.85%4.56%Sep 14, 2026: 3.65% APYOct 5, 2026: 4.06% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.06%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Oostburg State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
36-Month CD
$1,000
4.04% ▲ 1.17% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.87%▲ 1.17% above avgNationally 2.81%
Details

Rate History
1 change since Sep 27, 2026 · 2.87% → 4.04% ▲ 1.17 pts · high 4.04% / low 2.87%
1.70%3.46%5.21%Sep 27, 2026: 2.87% APYOct 7, 2026: 4.04% APYSep 27, 2026Oct 13, 2026
  • Oct 7, 20264.04%▲ from 2.87%
  • Sep 27, 20262.87%first recorded
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
36 Month CD / IRA
$1,000
4.00% ▲ 1.13% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.87%▲ 1.13% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 2.30% → 4.00% ▲ 1.70 pts · high 4.00% / low 2.30%
0.60%3.15%5.70%Sep 14, 2026: 2.30% APYOct 2, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 2, 20264.00%▲ from 2.30%
  • Sep 14, 20262.30%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Year Certificate of Deposit
$25,000
4.00% ▲ 1.13% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.87%▲ 1.13% above avgNationally 2.81%
Details

Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 13, 2026
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
30, 36 Month Share Certificate
$500
4.00% ▲ 1.13% above Wisconsin avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 1.13% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 14, 2026: 3.75% APYOct 1, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 1, 20264.00%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
36 Month Certificate
$500
4.00% ▲ 1.13% above Wisconsin avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.87%▲ 1.13% above avgNationally 2.81%
Details

HSA Certificate - Members who have amassed a balance in their Health Savings Account can use those funds to open an HSA certificate. HSA certificates are offered in the same terms as regular certificates. If you have questions or are interested in opening an HSA certificate, contact us today. APY = Annual Percentage Yield. For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 14, 2026: 3.75% APYOct 1, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 1, 20264.00%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
36 Month IRA CD
$1,000
3.94% ▲ 1.07% above Wisconsin avg
View
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.87%▲ 1.07% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.94% APY · checked 7 times
3.44%3.94%4.44%Sep 14, 2026: 3.94% APYSep 14, 2026Oct 13, 2026
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
Jumbo Individual Retirement Account Certificates - 36-month
$0
3.91% ▲ 1.04% above Wisconsin avg
View
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 1.04% above avgNationally 2.81%
Details

Traditional, Roth, and Coverdell IRA account. Penalty may be imposed for early withdrawal. APY=Annual percentage yield. All dividend rates subject to change without notice. Other terms and conditions apply. Annual Percentage Yield (APY) assumes all principal and interest remain on deposit for the full term. Membership required. Federally insured by NCUA.

Rate History
1 change since Sep 14, 2026 · 3.40% → 3.91% ▲ 0.51 pts · high 3.91% / low 3.40%
2.89%3.66%4.42%Sep 14, 2026: 3.40% APYOct 5, 2026: 3.91% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.91%▲ from 3.40%
  • Sep 14, 20263.40%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Year Certificate of Deposit
$1,000
3.90% ▲ 1.03% above Wisconsin avg
View
▼
Rate3.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.87%▲ 1.03% above avgNationally 2.81%
Details

Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 8, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 8, 2026: 3.90% APYOct 8, 2026Oct 13, 2026
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
36 Month CD
$1,000
3.89% ▲ 1.02% above Wisconsin avg
View
▼
Rate3.85%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.87%▲ 1.02% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.89% APY · checked 3 times
3.39%3.89%4.39%Sep 14, 2026: 3.89% APYSep 14, 2026Oct 13, 2026
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
36 Month HSA CD
$1,000
3.89% ▲ 1.02% above Wisconsin avg
View
▼
Rate3.85%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.87%▲ 1.02% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.89% APY · checked 7 times
3.39%3.89%4.39%Sep 14, 2026: 3.89% APYSep 14, 2026Oct 13, 2026
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
36 Month Certificate
$0
3.85% ▲ 0.98% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.87%▲ 0.98% above avgNationally 2.81%
Details

Balance: $35,000+

Rate History
2 changes since Sep 14, 2026 · 3.44% → 3.85% ▲ 0.41 pts · high 3.85% / low 3.44%
2.94%3.64%4.35%Sep 14, 2026: 3.44% APYSep 24, 2026: 3.80% APYSep 27, 2026: 3.85% APYSep 14, 2026Oct 13, 2026
  • Sep 27, 20263.85%▲ from 3.80%
  • Sep 24, 20263.80%▲ from 3.44%
  • Sep 14, 20263.44%first recorded
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
36 Months Share/IRA Certificate
$0
3.85% ▲ 0.98% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 0.98% above avgNationally 2.81%
Details

Balance: 36 Months

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 13, 2026
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3-year Share Certificate
$5,000
3.85% ▲ 0.98% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 0.98% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 18, 2026: 3.85% APYSep 18, 2026Oct 13, 2026
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
36-month IRA
$0
3.85% ▲ 0.98% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 0.98% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.35% → 3.85% ▲ 0.50 pts · high 3.85% / low 3.35%
2.85%3.60%4.35%Sep 14, 2026: 3.35% APYOct 5, 2026: 3.85% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.85%▲ from 3.35%
  • Sep 14, 20263.35%first recorded
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Share or IRA Certificate (3 Year)
$1,000
3.85% ▲ 0.98% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 0.98% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.75% → 3.85% ▲ 0.10 pts · high 3.85% / low 3.75%
3.25%3.80%4.35%Sep 14, 2026: 3.75% APYOct 5, 2026: 3.85% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.85%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3-year CD Rate
$1,000
3.81% ▲ 0.94% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.87%▲ 0.94% above avgNationally 2.81%
Details

Rate History
No change since Sep 22, 2026 · 3.81% APY · checked 4 times
3.31%3.81%4.31%Sep 22, 2026: 3.81% APYSep 22, 2026Oct 13, 2026
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year Certificate of Deposit
$500
3.80% ▲ 0.93% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.87%▲ 0.93% above avgNationally 2.81%
Details

Rate History
1 change since Sep 19, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70%
3.20%3.75%4.30%Sep 19, 2026: 3.70% APYOct 7, 2026: 3.80% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20263.80%▲ from 3.70%
  • Sep 19, 20263.70%first recorded
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year IRA
$0
3.80% ▲ 0.93% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.87%▲ 0.93% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70%
3.20%3.75%4.30%Sep 14, 2026: 3.70% APYOct 3, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
  • Oct 3, 20263.80%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
36 Month Certificate
$0
3.80% ▲ 0.93% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.87%▲ 0.93% above avgNationally 2.81%
Details

Balance: $35,000+

Rate History
1 change since Sep 14, 2026 · 3.44% → 3.80% ▲ 0.36 pts · high 3.80% / low 3.44%
2.94%3.62%4.30%Sep 14, 2026: 3.44% APYSep 24, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20263.80%▲ from 3.44%
  • Sep 14, 20263.44%first recorded
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
36-Month Term Certificate
$0
3.80% ▲ 0.93% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.87%▲ 0.93% above avgNationally 2.81%
Details

Balance: $30,000 and over

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 5 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
3 Year Certificate
$1,000
3.80% ▲ 0.93% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 0.93% above avgNationally 2.81%
Details

Balance: $100,000+

Rate History
No change since Sep 29, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 29, 2026: 3.80% APYSep 29, 2026Oct 13, 2026
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
36 Month Share Certificates and IRA Certificates
$0
3.80% ▲ 0.93% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 0.93% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3 Year Certificate
$1,000
3.80% ▲ 0.93% above Wisconsin avg
View
▼
Rate3.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 0.93% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3 Year IRA Certificate
$0
3.80% ▲ 0.93% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 0.93% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
36 Month Jumbo Certificate
$0
3.80% ▲ 0.93% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 0.93% above avgNationally 2.81%
Details

Balance: $100,000

Rate History
1 change since Sep 14, 2026 · 3.30% → 3.80% ▲ 0.50 pts · high 3.80% / low 3.30%
2.80%3.55%4.30%Sep 14, 2026: 3.30% APYOct 5, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.80%▲ from 3.30%
  • Sep 14, 20263.30%first recorded
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
36 Month CD
$0
3.79% ▲ 0.92% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.87%▲ 0.92% above avgNationally 2.81%
Details

APY is based upon an assumption that dividends will remain in the account until maturity. Dividends paid semi-annually and at maturity. Early withdrawal penalties may apply.

Rate History
No change since Sep 14, 2026 · 3.79% APY · checked 5 times
3.29%3.79%4.29%Sep 14, 2026: 3.79% APYSep 14, 2026Oct 13, 2026
West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
36 Month Fixed Rate Certificate of Deposit
$500
3.76% ▲ 0.89% above Wisconsin avg
View
▼
Rate3.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.87%▲ 0.89% above avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 3.76% APY · checked 2 times
3.26%3.76%4.26%Oct 7, 2026: 3.76% APYOct 7, 2026Oct 13, 2026
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
36 Month Certificate
$0
3.75% ▲ 0.88% above Wisconsin avg
View
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.87%▲ 0.88% above avgNationally 2.81%
Details

Balance: $10,000 - $34,999.99

Rate History
2 changes since Sep 19, 2026 · 3.24% → 3.75% ▲ 0.51 pts · high 3.75% / low 3.24%
2.73%3.50%4.26%Sep 19, 2026: 3.24% APYSep 24, 2026: 3.70% APYSep 27, 2026: 3.75% APYSep 19, 2026Oct 13, 2026
  • Sep 27, 20263.75%▲ from 3.70%
  • Sep 24, 20263.70%▲ from 3.24%
  • Sep 19, 20263.24%first recorded

Kekoskee 48 Month CD Rates

Wisconsin 48 Month CD Average2.76% APYNational 2.80%▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 48 Month
$0
4.70% ▲ 1.94% above Wisconsin avg
View
▼
Rate4.62%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.76%▲ 1.94% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 4.25% → 4.70% ▲ 0.45 pts · high 4.70% / low 4.25%
3.75%4.48%5.20%Sep 14, 2026: 4.25% APYSep 24, 2026: 4.70% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.70%▲ from 4.25%
  • Sep 14, 20264.25%first recorded
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
4 Year Certificate
$0
4.40% ▲ 1.64% above Wisconsin avg
View
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.76%▲ 1.64% above avgNationally 2.80%
Details

Rate History
No change since Sep 18, 2026 · 4.40% APY · checked 6 times
3.90%4.40%4.90%Sep 18, 2026: 4.40% APYSep 18, 2026Oct 13, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
4 Year Open Certificate Account
$0
4.40% ▲ 1.64% above Wisconsin avg
View
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.76%▲ 1.64% above avgNationally 2.80%
Details

Rate History
No change since Oct 7, 2026 · 4.40% APY · checked 2 times
3.90%4.40%4.90%Oct 7, 2026: 4.40% APYOct 7, 2026Oct 13, 2026
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (4 Year)
$10,000
4.40% ▲ 1.64% above Wisconsin avg
View
▼
Rate4.33%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.64% above avgNationally 2.80%
Details

Rate History
No change since Oct 5, 2026 · 4.40% APY · checked 2 times
3.90%4.40%4.90%Oct 5, 2026: 4.40% APYOct 5, 2026Oct 13, 2026
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
48-Month CD
$50,000
4.39% ▲ 1.63% above Wisconsin avg
View
▼
Rate4.30%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.63% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.76% → 4.39% ▲ 0.63 pts · high 4.39% / low 3.76%
3.13%4.07%5.02%Sep 14, 2026: 3.76% APYOct 5, 2026: 4.39% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.39%▲ from 3.76%
  • Sep 14, 20263.76%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
48-Month Traditional/Roth IRA CD
$50,000
4.39% ▲ 1.63% above Wisconsin avg
View
▼
Rate4.30%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.63% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.76% → 4.39% ▲ 0.63 pts · high 4.39% / low 3.76%
3.13%4.07%5.02%Sep 14, 2026: 3.76% APYSep 29, 2026: 4.39% APYSep 14, 2026Oct 13, 2026
  • Sep 29, 20264.39%▲ from 3.76%
  • Sep 14, 20263.76%first recorded
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
4 Year Share Certificate
$0
4.35% ▲ 1.59% above Wisconsin avg
View
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.59% above avgNationally 2.80%
Details

Rate History
1 change since Sep 18, 2026 · 3.10% → 4.35% ▲ 1.25 pts · high 4.35% / low 3.10%
1.85%3.73%5.60%Sep 18, 2026: 3.10% APYOct 9, 2026: 4.35% APYSep 18, 2026Oct 13, 2026
  • Oct 9, 20264.35%▲ from 3.10%
  • Sep 18, 20263.10%first recorded
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
48 Month CD / IRA
$1,000
4.25% ▲ 1.49% above Wisconsin avg
View
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.76%▲ 1.49% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 2.40% → 4.25% ▲ 1.85 pts · high 4.25% / low 2.40%
0.55%3.32%6.10%Sep 14, 2026: 2.40% APYOct 2, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Oct 2, 20264.25%▲ from 2.40%
  • Sep 14, 20262.40%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 4 Year Certificate of Deposit
$100,000
4.25% ▲ 1.49% above Wisconsin avg
View
▼
Rate4.18%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.76%▲ 1.49% above avgNationally 2.80%
Details

Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 8, 2026: 4.25% APYOct 8, 2026Oct 13, 2026
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
48 Month Certificates
$0
4.24% ▲ 1.48% above Wisconsin avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.48% above avgNationally 2.80%
Details

Rate History
No change since Sep 26, 2026 · 4.24% APY · checked 4 times
3.74%4.24%4.74%Sep 26, 2026: 4.24% APYSep 26, 2026Oct 13, 2026
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
48-Month CD
$500
4.23% ▲ 1.47% above Wisconsin avg
View
▼
Rate4.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.47% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.61% → 4.23% ▲ 0.62 pts · high 4.23% / low 3.61%
2.99%3.92%4.85%Sep 14, 2026: 3.61% APYOct 5, 2026: 4.23% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.23%▲ from 3.61%
  • Sep 14, 20263.61%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
48-Month Traditional/Roth IRA CD
$500
4.23% ▲ 1.47% above Wisconsin avg
View
▼
Rate4.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.47% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.61% → 4.23% ▲ 0.62 pts · high 4.23% / low 3.61%
2.99%3.92%4.85%Sep 14, 2026: 3.61% APYSep 29, 2026: 4.23% APYSep 14, 2026Oct 13, 2026
  • Sep 29, 20264.23%▲ from 3.61%
  • Sep 14, 20263.61%first recorded
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
CD - 48 Month
$0
4.20% ▲ 1.44% above Wisconsin avg
View
▼
Rate4.14%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.76%▲ 1.44% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.20% ▲ 0.45 pts · high 4.20% / low 3.75%
3.25%3.98%4.70%Sep 14, 2026: 3.75% APYSep 24, 2026: 4.20% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.20%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year IRA CD
$25,000
4.20% ▲ 1.44% above Wisconsin avg
View
▼
Rate4.14%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.76%▲ 1.44% above avgNationally 2.80%
Details

A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice.

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.20% ▲ 0.35 pts · high 4.20% / low 3.85%
3.35%4.03%4.70%Sep 14, 2026: 3.85% APYOct 3, 2026: 4.20% APYSep 14, 2026Oct 13, 2026
  • Oct 3, 20264.20%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
48 Month Share Certificate
$500
4.15% ▲ 1.39% above Wisconsin avg
View
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.39% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.15% ▲ 0.35 pts · high 4.15% / low 3.80%
3.30%3.98%4.65%Sep 14, 2026: 3.80% APYOct 1, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Oct 1, 20264.15%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
Jumbo Individual Retirement Account Certificates - 48-month
$0
4.15% ▲ 1.39% above Wisconsin avg
View
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.39% above avgNationally 2.80%
Details

Traditional, Roth, and Coverdell IRA account. Penalty may be imposed for early withdrawal. APY=Annual percentage yield. All dividend rates subject to change without notice. Other terms and conditions apply. Annual Percentage Yield (APY) assumes all principal and interest remain on deposit for the full term. Membership required. Federally insured by NCUA.

Rate History
1 change since Sep 14, 2026 · 3.40% → 4.15% ▲ 0.75 pts · high 4.15% / low 3.40%
2.65%3.78%4.90%Sep 14, 2026: 3.40% APYOct 5, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.15%▲ from 3.40%
  • Sep 14, 20263.40%first recorded
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
48-Month Certificate
$0
4.13% ▲ 1.37% above Wisconsin avg
View
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.37% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 4.13% ▲ 0.43 pts · high 4.13% / low 3.70%
3.20%3.92%4.63%Sep 14, 2026: 3.70% APYOct 5, 2026: 4.13% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.13%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
48-month IRA
$0
4.10% ▲ 1.34% above Wisconsin avg
View
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.34% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.35% → 4.10% ▲ 0.75 pts · high 4.10% / low 3.35%
2.60%3.73%4.85%Sep 14, 2026: 3.35% APYOct 5, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.10%▲ from 3.35%
  • Sep 14, 20263.35%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 4 Year Certificate of Deposit
$25,000
4.05% ▲ 1.29% above Wisconsin avg
View
▼
Rate3.99%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.76%▲ 1.29% above avgNationally 2.80%
Details

Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 8, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 8, 2026: 4.05% APYOct 8, 2026Oct 13, 2026
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
48 Month Jumbo Certificate
$0
4.05% ▲ 1.29% above Wisconsin avg
View
▼
Rate3.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.29% above avgNationally 2.80%
Details

Balance: $100,000

Rate History
1 change since Sep 14, 2026 · 3.30% → 4.05% ▲ 0.75 pts · high 4.05% / low 3.30%
2.55%3.68%4.80%Sep 14, 2026: 3.30% APYOct 5, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.05%▲ from 3.30%
  • Sep 14, 20263.30%first recorded
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
4-Year CD
$1,000
4.00% ▲ 1.24% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.76%▲ 1.24% above avgNationally 2.80%
Details

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Oct 13, 2026
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
48-month Certificate
$0
4.00% ▲ 1.24% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.24% above avgNationally 2.80%
Details

Penalty may be imposed for early withdrawal and subject to account closure. APY is current as of 10/01/2026. All dividend rates subject to change without notice. Other terms and conditions apply. Annual Percentage Yield assumes all principal and interest remain on deposit for the full term. Membership required. Federally insured by NCUA.

Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 5, 2026: 4.00% APYOct 5, 2026Oct 13, 2026
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
48 Month IRA CD
$1,000
3.99% ▲ 1.23% above Wisconsin avg
View
▼
Rate3.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.76%▲ 1.23% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 3.99% APY · checked 7 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APYSep 14, 2026Oct 13, 2026
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
48 Month Certificate
$0
3.96% ▲ 1.20% above Wisconsin avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.76%▲ 1.20% above avgNationally 2.80%
Details

Balance: $35,000+

Rate History
1 change since Sep 14, 2026 · 3.44% → 3.96% ▲ 0.52 pts · high 3.96% / low 3.44%
2.92%3.70%4.48%Sep 14, 2026: 3.44% APYSep 27, 2026: 3.96% APYSep 14, 2026Oct 13, 2026
  • Sep 27, 20263.96%▲ from 3.44%
  • Sep 14, 20263.44%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 4 Year Certificate of Deposit
$1,000
3.95% ▲ 1.19% above Wisconsin avg
View
▼
Rate3.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.76%▲ 1.19% above avgNationally 2.80%
Details

Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 8, 2026 · 3.95% APY · checked 2 times
3.45%3.95%4.45%Oct 8, 2026: 3.95% APYOct 8, 2026Oct 13, 2026
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
48 Month CD
$1,000
3.94% ▲ 1.18% above Wisconsin avg
View
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.76%▲ 1.18% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 3.94% APY · checked 3 times
3.44%3.94%4.44%Sep 14, 2026: 3.94% APYSep 14, 2026Oct 13, 2026
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
48 Month HSA CD
$1,000
3.94% ▲ 1.18% above Wisconsin avg
View
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.76%▲ 1.18% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 3.94% APY · checked 7 times
3.44%3.94%4.44%Sep 14, 2026: 3.94% APYSep 14, 2026Oct 13, 2026
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year Certificate of Deposit
$500
3.90% ▲ 1.14% above Wisconsin avg
View
▼
Rate3.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.76%▲ 1.14% above avgNationally 2.80%
Details

Rate History
1 change since Sep 19, 2026 · 3.75% → 3.90% ▲ 0.15 pts · high 3.90% / low 3.75%
3.25%3.83%4.40%Sep 19, 2026: 3.75% APYOct 7, 2026: 3.90% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20263.90%▲ from 3.75%
  • Sep 19, 20263.75%first recorded
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year IRA
$0
3.90% ▲ 1.14% above Wisconsin avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.76%▲ 1.14% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.75% → 3.90% ▲ 0.15 pts · high 3.90% / low 3.75%
3.25%3.83%4.40%Sep 14, 2026: 3.75% APYOct 3, 2026: 3.90% APYSep 14, 2026Oct 13, 2026
  • Oct 3, 20263.90%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
48 Months Share/IRA Certificate
$0
3.90% ▲ 1.14% above Wisconsin avg
View
▼
Rate3.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.14% above avgNationally 2.80%
Details

Balance: 48 Months

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 4 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 13, 2026
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Share or IRA Certificate (4 Year)
$1,000
3.90% ▲ 1.14% above Wisconsin avg
View
▼
Rate3.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.14% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 3.90% ▲ 0.10 pts · high 3.90% / low 3.80%
3.30%3.85%4.40%Sep 14, 2026: 3.80% APYOct 5, 2026: 3.90% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.90%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
48 Month Certificate
$0
3.85% ▲ 1.09% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.76%▲ 1.09% above avgNationally 2.80%
Details

Balance: $10,000 - $34,999.99

Rate History
2 changes since Sep 19, 2026 · 3.24% → 3.85% ▲ 0.61 pts · high 3.85% / low 2.93%
2.01%3.39%4.77%Sep 19, 2026: 3.24% APYSep 24, 2026: 2.93% APYSep 27, 2026: 3.85% APYSep 19, 2026Oct 13, 2026
  • Sep 27, 20263.85%▲ from 2.93%
  • Sep 24, 20262.93%▼ from 3.24%
  • Sep 19, 20263.24%first recorded
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
48 Months CD
$0
3.85% ▲ 1.09% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.76%▲ 1.09% above avgNationally 2.80%
Details

Balance: $10,000 - $34,999.99

Rate History
1 change since Sep 27, 2026 · 2.93% → 3.85% ▲ 0.92 pts · high 3.85% / low 2.93%
2.01%3.39%4.77%Sep 27, 2026: 2.93% APYOct 7, 2026: 3.85% APYSep 27, 2026Oct 13, 2026
  • Oct 7, 20263.85%▲ from 2.93%
  • Sep 27, 20262.93%first recorded
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
48 Month Certificate
$1,000
3.85% ▲ 1.09% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.09% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 6 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 13, 2026
Oakwood Bank Pigeon Falls, WI
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
4 Year Certificate of Deposit
$100
3.80% ▲ 1.04% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.76%▲ 1.04% above avgNationally 2.80%
Details

Rate History
No change since Sep 30, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 30, 2026: 3.80% APYSep 30, 2026Oct 13, 2026
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
48 Month Share Certificate
$500
3.80% ▲ 1.04% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 1.04% above avgNationally 2.80%
Details

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
48 Month Fixed Rate Certificate of Deposit
$500
3.76% ▲ 1.00% above Wisconsin avg
View
▼
Rate3.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.76%▲ 1.00% above avgNationally 2.80%
Details

Rate History
No change since Oct 7, 2026 · 3.76% APY · checked 2 times
3.26%3.76%4.26%Oct 7, 2026: 3.76% APYOct 7, 2026Oct 13, 2026
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 48 Mo.
$0
3.75% ▲ 0.99% above Wisconsin avg
View
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 3, 2026
Wisconsin Average2.76%▲ 0.99% above avgNationally 2.80%
Details

Balance: $100,000 and over

Rate History
1 change since Sep 19, 2026 · 3.35% → 3.75% ▲ 0.40 pts · high 3.75% / low 3.35%
2.85%3.55%4.25%Sep 19, 2026: 3.35% APYSep 24, 2026: 3.75% APYSep 19, 2026Oct 13, 2026
  • Sep 24, 20263.75%▲ from 3.35%
  • Sep 19, 20263.35%first recorded
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
48 Month Certificate
$0
3.75% ▲ 0.99% above Wisconsin avg
View
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.76%▲ 0.99% above avgNationally 2.80%
Details

Balance: $250 - $9,999.99

Rate History
2 changes since Sep 19, 2026 · 3.14% → 3.75% ▲ 0.61 pts · high 3.75% / low 2.83%
1.91%3.29%4.67%Sep 19, 2026: 3.14% APYSep 24, 2026: 2.83% APYSep 27, 2026: 3.75% APYSep 19, 2026Oct 13, 2026
  • Sep 27, 20263.75%▲ from 2.83%
  • Sep 24, 20262.83%▼ from 3.14%
  • Sep 19, 20263.14%first recorded
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
48 Months CD
$0
3.75% ▲ 0.99% above Wisconsin avg
View
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.76%▲ 0.99% above avgNationally 2.80%
Details

Balance: $250 - $9,999.99

Rate History
1 change since Sep 27, 2026 · 2.83% → 3.75% ▲ 0.92 pts · high 3.75% / low 2.83%
1.91%3.29%4.67%Sep 27, 2026: 2.83% APYOct 7, 2026: 3.75% APYSep 27, 2026Oct 13, 2026
  • Oct 7, 20263.75%▲ from 2.83%
  • Sep 27, 20262.83%first recorded
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
4 Year Certificate
$1,000
3.75% ▲ 0.99% above Wisconsin avg
View
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 0.99% above avgNationally 2.80%
Details

Balance: $1,000.00+

Rate History
No change since Sep 29, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 29, 2026: 3.75% APYSep 29, 2026Oct 13, 2026
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
48 Month - Traditional or Roth IRA Certificate
$1,000
3.75% ▲ 0.99% above Wisconsin avg
View
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 0.99% above avgNationally 2.80%
Details

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Oct 13, 2026
Tri County Credit Union Marinette, WI
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
48 Months IRA Share Certificate
$500
3.75% ▲ 0.99% above Wisconsin avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 0.99% above avgNationally 2.80%
Details

Early Withdrawal Penalty: 270 days

Rate History
No change since Oct 9, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 9, 2026: 3.75% APYOct 9, 2026Oct 13, 2026
Tri County Credit Union Marinette, WI
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
48 Months Share Certificate
$500
3.75% ▲ 0.99% above Wisconsin avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 0.99% above avgNationally 2.80%
Details

Early Withdrawal Penalty: 270 days

Rate History
No change since Oct 9, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 9, 2026: 3.75% APYOct 9, 2026Oct 13, 2026
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
48 Month Certificate
$0
3.75% ▲ 0.99% above Wisconsin avg
View
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 0.99% above avgNationally 2.80%
Details

Early Withdrawal Penalty: 365 Days

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
48-Month Certificate
$0
3.75% ▲ 0.99% above Wisconsin avg
View
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 0.99% above avgNationally 2.80%
Details

Balance: $5000 and over

Rate History
1 change since Sep 14, 2026 · 3.35% → 3.75% ▲ 0.40 pts · high 3.75% / low 3.35%
2.85%3.55%4.25%Sep 14, 2026: 3.35% APYOct 5, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.75%▲ from 3.35%
  • Sep 14, 20263.35%first recorded
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
48 Month Certificate
$500
3.75% ▲ 0.99% above Wisconsin avg
View
▼
Rate3.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.76%▲ 0.99% above avgNationally 2.80%
Details

HSA Certificate - Members who have amassed a balance in their Health Savings Account can use those funds to open an HSA certificate. HSA certificates are offered in the same terms as regular certificates. If you have questions or are interested in opening an HSA certificate, contact us today. APY = Annual Percentage Yield. For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
3.00%3.63%4.25%Sep 14, 2026: 3.50% APYOct 1, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
  • Oct 1, 20263.75%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
48 Month Certificate
$0
3.75% ▲ 0.99% above Wisconsin avg
View
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.76%▲ 0.99% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 48 Mo.
$0
3.70% ▲ 0.94% above Wisconsin avg
View
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 3, 2026
Wisconsin Average2.76%▲ 0.94% above avgNationally 2.80%
Details

Balance: $50,000 to $99,999.99

Rate History
1 change since Sep 19, 2026 · 3.30% → 3.70% ▲ 0.40 pts · high 3.70% / low 3.30%
2.80%3.50%4.20%Sep 19, 2026: 3.30% APYSep 24, 2026: 3.70% APYSep 19, 2026Oct 13, 2026
  • Sep 24, 20263.70%▲ from 3.30%
  • Sep 19, 20263.30%first recorded
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
4 Year Term Share Certificate
$0
3.70% ▲ 0.94% above Wisconsin avg
View
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.76%▲ 0.94% above avgNationally 2.80%
Details

Dividend Paid: Quarterly

Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APYSep 14, 2026Oct 13, 2026

Kekoskee 60 Month CD Rates

Wisconsin 60 Month CD Average2.97% APYNational 2.90%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
60-Month Certificate
$0
5.15% ▲ 2.18% above Wisconsin avg
View
▼
Rate5.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 2.18% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 4.47% → 5.15% ▲ 0.68 pts · high 5.15% / low 4.47%
3.79%4.81%5.83%Sep 14, 2026: 4.47% APYOct 5, 2026: 5.15% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20265.15%▲ from 4.47%
  • Sep 14, 20264.47%first recorded
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 60 Month
$0
4.75% ▲ 1.78% above Wisconsin avg
View
▼
Rate4.67%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.97%▲ 1.78% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 4.35% → 4.75% ▲ 0.40 pts · high 4.75% / low 4.35%
3.85%4.55%5.25%Sep 14, 2026: 4.35% APYSep 24, 2026: 4.75% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.75%▲ from 4.35%
  • Sep 14, 20264.35%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
Jumbo Individual Retirement Account Certificates - 60-month
$0
4.66% ▲ 1.69% above Wisconsin avg
View
▼
Rate4.58%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.69% above avgNationally 2.90%
Details

Traditional, Roth, and Coverdell IRA account. Penalty may be imposed for early withdrawal. APY=Annual percentage yield. All dividend rates subject to change without notice. Other terms and conditions apply. Annual Percentage Yield (APY) assumes all principal and interest remain on deposit for the full term. Membership required. Federally insured by NCUA.

Rate History
1 change since Sep 14, 2026 · 3.65% → 4.66% ▲ 1.01 pts · high 4.66% / low 3.65%
2.64%4.15%5.67%Sep 14, 2026: 3.65% APYOct 5, 2026: 4.66% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.66%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
60-month IRA
$0
4.61% ▲ 1.64% above Wisconsin avg
View
▼
Rate4.53%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.64% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.60% → 4.61% ▲ 1.01 pts · high 4.61% / low 3.60%
2.59%4.11%5.62%Sep 14, 2026: 3.60% APYOct 5, 2026: 4.61% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.61%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.97%
60-MONTH YOUTH CERTIFICATE SPECIAL
$500
4.60% ▲ 1.63% above Wisconsin avg
View
▼
Rate4.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.63% above avgNationally 2.90%
Details

FOR AGES 0-12 YEARS OLD; Minimum deposit of $500, Maximum $10,000. Annual Percentage Yield is based on assumption that dividends will remain in account until maturity. A penalty may be imposed for withdrawals before maturity. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions. Youth members may have one of each Youth Certificate type. Teen members may have one Teen Certificate and one of each Youth Certificate type. Certificates are subject to age restrictions. Cannot be opened as UTMA account. Certificate must be in the minor's name. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Federally insured by NCUA.

Rate History
No change since Sep 14, 2026 · 4.60% APY · checked 7 times
4.10%4.60%5.10%Sep 14, 2026: 4.60% APYSep 14, 2026Oct 13, 2026
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
60 Month Jumbo Certificate
$0
4.55% ▲ 1.58% above Wisconsin avg
View
▼
Rate4.48%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.58% above avgNationally 2.90%
Details

Balance: $100,000

Rate History
1 change since Sep 14, 2026 · 3.55% → 4.55% ▲ 1.00 pts · high 4.55% / low 3.55%
2.55%4.05%5.55%Sep 14, 2026: 3.55% APYOct 5, 2026: 4.55% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.55%▲ from 3.55%
  • Sep 14, 20263.55%first recorded
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 mo Certificate of Deposit
$500
4.54% ▲ 1.57% above Wisconsin avg
View
▼
Rate4.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.97%▲ 1.57% above avgNationally 2.90%
Details

Opening Balance: $10,000 or above; Interest credited Monthly; Fixed

Rate History
No change since Sep 14, 2026 · 4.54% APY · checked 6 times
4.04%4.54%5.04%Sep 14, 2026: 4.54% APYSep 14, 2026Oct 13, 2026
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
60 Month CD / IRA
$1,000
4.50% ▲ 1.53% above Wisconsin avg
View
▼
Rate4.43%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.97%▲ 1.53% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 2.50% → 4.50% ▲ 2.00 pts · high 4.50% / low 2.50%
0.50%3.50%6.50%Sep 14, 2026: 2.50% APYOct 2, 2026: 4.50% APYSep 14, 2026Oct 13, 2026
  • Oct 2, 20264.50%▲ from 2.50%
  • Sep 14, 20262.50%first recorded
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
5 year Share Certificate
$0
4.50% ▲ 1.53% above Wisconsin avg
View
▼
Rate4.43%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.53% above avgNationally 2.90%
Details

Rate History
1 change since Sep 18, 2026 · 3.65% → 4.50% ▲ 0.85 pts · high 4.50% / low 3.65%
2.80%4.07%5.35%Sep 18, 2026: 3.65% APYOct 9, 2026: 4.50% APYSep 18, 2026Oct 13, 2026
  • Oct 9, 20264.50%▲ from 3.65%
  • Sep 18, 20263.65%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
60-month Certificate
$0
4.50% ▲ 1.53% above Wisconsin avg
View
▼
Rate4.43%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.53% above avgNationally 2.90%
Details

Penalty may be imposed for early withdrawal and subject to account closure. APY is current as of 10/01/2026. All dividend rates subject to change without notice. Other terms and conditions apply. Annual Percentage Yield assumes all principal and interest remain on deposit for the full term. Membership required. Federally insured by NCUA.

Rate History
No change since Oct 5, 2026 · 4.50% APY · checked 2 times
4.00%4.50%5.00%Oct 5, 2026: 4.50% APYOct 5, 2026Oct 13, 2026
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 mo Certificate of Deposit
$500
4.45% ▲ 1.48% above Wisconsin avg
View
▼
Rate4.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.97%▲ 1.48% above avgNationally 2.90%
Details

Opening Balance: Under $10,000; Interest credited Annually; Fixed

Rate History
No change since Sep 14, 2026 · 4.45% APY · checked 6 times
3.95%4.45%4.95%Sep 14, 2026: 4.45% APYSep 14, 2026Oct 13, 2026
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (5 Year)
$10,000
4.45% ▲ 1.48% above Wisconsin avg
View
▼
Rate4.38%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.48% above avgNationally 2.90%
Details

Rate History
No change since Oct 5, 2026 · 4.45% APY · checked 2 times
3.95%4.45%4.95%Oct 5, 2026: 4.45% APYOct 5, 2026Oct 13, 2026
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
60-Month CD
$50,000
4.44% ▲ 1.47% above Wisconsin avg
View
▼
Rate4.35%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.47% above avgNationally 2.90%
Details

Rate History
No change since Oct 5, 2026 · 4.44% APY · checked 2 times
3.94%4.44%4.94%Oct 5, 2026: 4.44% APYOct 5, 2026Oct 13, 2026
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
60-Month Traditional/Roth IRA CD
$50,000
4.44% ▲ 1.47% above Wisconsin avg
View
▼
Rate4.35%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.47% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.76% → 4.44% ▲ 0.68 pts · high 4.44% / low 3.76%
3.08%4.10%5.12%Sep 14, 2026: 3.76% APYSep 29, 2026: 4.44% APYSep 14, 2026Oct 13, 2026
  • Sep 29, 20264.44%▲ from 3.76%
  • Sep 14, 20263.76%first recorded
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
5 Year Certificate
$0
4.40% ▲ 1.43% above Wisconsin avg
View
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.97%▲ 1.43% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 4.40% APY · checked 6 times
3.90%4.40%4.90%Sep 18, 2026: 4.40% APYSep 18, 2026Oct 13, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
5 Year Open Certificate Account
$0
4.40% ▲ 1.43% above Wisconsin avg
View
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.97%▲ 1.43% above avgNationally 2.90%
Details

Rate History
No change since Oct 7, 2026 · 4.40% APY · checked 2 times
3.90%4.40%4.90%Oct 7, 2026: 4.40% APYOct 7, 2026Oct 13, 2026
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year CD
$5,000
4.30% ▲ 1.33% above Wisconsin avg
View
▼
Rate4.23%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.97%▲ 1.33% above avgNationally 2.90%
Details

A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice.

Rate History
1 change since Sep 14, 2026 · 3.50% → 4.30% ▲ 0.80 pts · high 4.30% / low 3.50%
2.70%3.90%5.10%Sep 14, 2026: 3.50% APYOct 3, 2026: 4.30% APYSep 14, 2026Oct 13, 2026
  • Oct 3, 20264.30%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 5 Year Certificate of Deposit
$100,000
4.30% ▲ 1.33% above Wisconsin avg
View
▼
Rate4.23%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.97%▲ 1.33% above avgNationally 2.90%
Details

Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 8, 2026 · 4.30% APY · checked 2 times
3.80%4.30%4.80%Oct 8, 2026: 4.30% APYOct 8, 2026Oct 13, 2026
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
60-Month CD
$500
4.28% ▲ 1.31% above Wisconsin avg
View
▼
Rate4.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.31% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.61% → 4.28% ▲ 0.67 pts · high 4.28% / low 3.61%
2.94%3.95%4.95%Sep 14, 2026: 3.61% APYOct 5, 2026: 4.28% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.28%▲ from 3.61%
  • Sep 14, 20263.61%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
60-Month Traditional/Roth IRA CD
$500
4.28% ▲ 1.31% above Wisconsin avg
View
▼
Rate4.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.31% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.61% → 4.28% ▲ 0.67 pts · high 4.28% / low 3.61%
2.94%3.95%4.95%Sep 14, 2026: 3.61% APYSep 29, 2026: 4.28% APYSep 14, 2026Oct 13, 2026
  • Sep 29, 20264.28%▲ from 3.61%
  • Sep 14, 20263.61%first recorded
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
CD - 60 Month
$0
4.25% ▲ 1.28% above Wisconsin avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.97%▲ 1.28% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
3.35%4.05%4.75%Sep 14, 2026: 3.85% APYSep 24, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.25%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
60 Month Share Certificate
$500
4.15% ▲ 1.18% above Wisconsin avg
View
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.18% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.90% → 4.15% ▲ 0.25 pts · high 4.15% / low 3.90%
3.40%4.03%4.65%Sep 14, 2026: 3.90% APYOct 1, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Oct 1, 20264.15%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 5 Year Certificate of Deposit
$25,000
4.10% ▲ 1.13% above Wisconsin avg
View
▼
Rate4.04%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.97%▲ 1.13% above avgNationally 2.90%
Details

Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 8, 2026: 4.10% APYOct 8, 2026Oct 13, 2026
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
60 Month IRA CD
$1,000
4.09% ▲ 1.12% above Wisconsin avg
View
▼
Rate4.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.97%▲ 1.12% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 4.09% APY · checked 7 times
3.59%4.09%4.59%Sep 14, 2026: 4.09% APYSep 14, 2026Oct 13, 2026
Oakwood Bank Pigeon Falls, WI
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
5 Year Certificate of Deposit
$1,000
4.06% ▲ 1.09% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.97%▲ 1.09% above avgNationally 2.90%
Details

Rate History
No change since Sep 30, 2026 · 4.06% APY · checked 4 times
3.56%4.06%4.56%Sep 30, 2026: 4.06% APYSep 30, 2026Oct 13, 2026
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
60 Months Share/IRA Certificate
$0
4.06% ▲ 1.09% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.09% above avgNationally 2.90%
Details

Balance: 60 Months

Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 4 times
3.56%4.06%4.56%Sep 14, 2026: 4.06% APYSep 14, 2026Oct 13, 2026
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Flex SC 60 month
$0
4.05% ▲ 1.08% above Wisconsin avg
View
▼
Rate3.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.08% above avgNationally 2.90%
Details

New money*. Deposit any time.

Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 5 times
3.55%4.05%4.55%Sep 14, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
Tri County Credit Union Marinette, WI
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
60 Months IRA Share Certificate
$500
4.05% ▲ 1.08% above Wisconsin avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.08% above avgNationally 2.90%
Details

Early Withdrawal Penalty: 270 days

Rate History
No change since Oct 9, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 9, 2026: 4.05% APYOct 9, 2026Oct 13, 2026
Tri County Credit Union Marinette, WI
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
60 Months Share Certificate
$500
4.05% ▲ 1.08% above Wisconsin avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.08% above avgNationally 2.90%
Details

Early Withdrawal Penalty: 270 days

Rate History
No change since Oct 9, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 9, 2026: 4.05% APYOct 9, 2026Oct 13, 2026
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
60 Month CD
$1,000
4.04% ▲ 1.07% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.97%▲ 1.07% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 4.04% APY · checked 3 times
3.54%4.04%4.54%Sep 14, 2026: 4.04% APYSep 14, 2026Oct 13, 2026
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
60 Month HSA CD
$1,000
4.04% ▲ 1.07% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.97%▲ 1.07% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 4.04% APY · checked 7 times
3.54%4.04%4.54%Sep 14, 2026: 4.04% APYSep 14, 2026Oct 13, 2026
Oostburg State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
60-Month CD
$1,000
4.04% ▲ 1.07% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.97%▲ 1.07% above avgNationally 2.90%
Details

Rate History
1 change since Sep 27, 2026 · 3.63% → 4.04% ▲ 0.41 pts · high 4.04% / low 3.63%
3.13%3.84%4.54%Sep 27, 2026: 3.63% APYOct 7, 2026: 4.04% APYSep 27, 2026Oct 13, 2026
  • Oct 7, 20264.04%▲ from 3.63%
  • Sep 27, 20263.63%first recorded
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year Certificate of Deposit
$500
4.00% ▲ 1.03% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.97%▲ 1.03% above avgNationally 2.90%
Details

Rate History
1 change since Sep 19, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
3.30%3.90%4.50%Sep 19, 2026: 3.80% APYOct 7, 2026: 4.00% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20264.00%▲ from 3.80%
  • Sep 19, 20263.80%first recorded
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year IRA
$0
4.00% ▲ 1.03% above Wisconsin avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.97%▲ 1.03% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
3.30%3.90%4.50%Sep 14, 2026: 3.80% APYOct 3, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 3, 20264.00%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 5 Year Certificate of Deposit
$1,000
4.00% ▲ 1.03% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.97%▲ 1.03% above avgNationally 2.90%
Details

Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 13, 2026
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5-Year CD
$1,000
4.00% ▲ 1.03% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Wisconsin Average2.97%▲ 1.03% above avgNationally 2.90%
Details

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
5 Year Certificate
$1,000
4.00% ▲ 1.03% above Wisconsin avg
View
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.03% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
5 Year IRA Certificate
$0
4.00% ▲ 1.03% above Wisconsin avg
View
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 1.03% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
60 Month Certificate
$0
3.96% ▲ 0.99% above Wisconsin avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.97%▲ 0.99% above avgNationally 2.90%
Details

Balance: $35,000+

Rate History
1 change since Sep 14, 2026 · 3.24% → 3.96% ▲ 0.72 pts · high 3.96% / low 3.24%
2.52%3.60%4.68%Sep 14, 2026: 3.24% APYSep 27, 2026: 3.96% APYSep 14, 2026Oct 13, 2026
  • Sep 27, 20263.96%▲ from 3.24%
  • Sep 14, 20263.24%first recorded
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
60 Month Certificate
$1,000
3.95% ▲ 0.98% above Wisconsin avg
View
▼
Rate3.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 0.98% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 6 times
3.45%3.95%4.45%Sep 14, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Share or IRA Certificate (5 Year)
$1,000
3.95% ▲ 0.98% above Wisconsin avg
View
▼
Rate3.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 0.98% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.90% → 3.95% ▲ 0.05 pts · high 3.95% / low 3.90%
3.40%3.93%4.45%Sep 14, 2026: 3.90% APYOct 5, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.95%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
60 Month Fixed Rate Certificate of Deposit
$500
3.87% ▲ 0.90% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.97%▲ 0.90% above avgNationally 2.90%
Details

Rate History
No change since Oct 7, 2026 · 3.87% APY · checked 2 times
3.37%3.87%4.37%Oct 7, 2026: 3.87% APYOct 7, 2026Oct 13, 2026
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
60 Month Certificate
$0
3.85% ▲ 0.88% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.97%▲ 0.88% above avgNationally 2.90%
Details

Balance: $10,000 - $34,999.99

Rate History
1 change since Sep 19, 2026 · 3.14% → 3.85% ▲ 0.71 pts · high 3.85% / low 3.14%
2.43%3.50%4.56%Sep 19, 2026: 3.14% APYSep 27, 2026: 3.85% APYSep 19, 2026Oct 13, 2026
  • Sep 27, 20263.85%▲ from 3.14%
  • Sep 19, 20263.14%first recorded
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
60 Months CD
$0
3.85% ▲ 0.88% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.97%▲ 0.88% above avgNationally 2.90%
Details

Balance: $10,000 - $34,999.99

Rate History
1 change since Sep 27, 2026 · 3.14% → 3.85% ▲ 0.71 pts · high 3.85% / low 3.14%
2.43%3.50%4.56%Sep 27, 2026: 3.14% APYOct 7, 2026: 3.85% APYSep 27, 2026Oct 13, 2026
  • Oct 7, 20263.85%▲ from 3.14%
  • Sep 27, 20263.14%first recorded
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
60 Month Share Certificates and IRA Certificates
$0
3.85% ▲ 0.88% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 0.88% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 18, 2026: 3.85% APYSep 18, 2026Oct 13, 2026
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
60 Month Certificate
$0
3.85% ▲ 0.88% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 0.88% above avgNationally 2.90%
Details

Early Withdrawal Penalty: 365 Days

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 13, 2026
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
5-year CD Rate
$1,000
3.81% ▲ 0.84% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Wisconsin Average2.97%▲ 0.84% above avgNationally 2.90%
Details

Rate History
No change since Sep 22, 2026 · 3.81% APY · checked 4 times
3.31%3.81%4.31%Sep 22, 2026: 3.81% APYSep 22, 2026Oct 13, 2026
First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
60 Month Certificate
$1,000
3.80% ▲ 0.83% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Wisconsin Average2.97%▲ 0.83% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.03% → 3.80% ▲ 0.77 pts · high 3.80% / low 3.03%
2.26%3.42%4.57%Sep 14, 2026: 3.03% APYOct 7, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
  • Oct 7, 20263.80%▲ from 3.03%
  • Sep 14, 20263.03%first recorded
GreenLeaf Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
5 Year Certificate
$1,000
3.80% ▲ 0.83% above Wisconsin avg
View
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.97%▲ 0.83% above avgNationally 2.90%
Details

Rate History
1 change since Sep 19, 2026 · 3.55% → 3.80% ▲ 0.25 pts · high 3.80% / low 3.55%
3.05%3.68%4.30%Sep 19, 2026: 3.55% APYOct 11, 2026: 3.80% APYSep 19, 2026Oct 13, 2026
  • Oct 11, 20263.80%▲ from 3.55%
  • Sep 19, 20263.55%first recorded
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
5 Year Term Share Certificate
$0
3.80% ▲ 0.83% above Wisconsin avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Wisconsin Average2.97%▲ 0.83% above avgNationally 2.90%
Details

Dividend Paid: Quarterly

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 5 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Kekoskee, Wisconsin Institutions

Highest verified APYs available today, updated October 12, 2026

B Top 5 Bank Rates
State Bank of Newburg
18 mo Variable Rate IRA
A+ 5.0 ★ TX: 0.00%
Min: $500
4.84%
Nicolet Bank
Relationship CD - 60 Month
A+ 5.0 ★ TX: 2.28%
Min: $0
4.75%
PSB of Plainview
12 Month Certificate
A- 4.7 ★ TX: 9.93%
Min: $0
4.63%
Bank Five Nine
60 Month CD / IRA
A 5.0 ★ TX: 8.25%
Min: $1,000
4.50%
The Bank of New Glarus
24 Month CD/IRA
A- 5.0 ★ TX: 15.01%
Min: $2,000
4.50%
CU Top 5 Credit Union Rates
CO-OP Credit Union
12 Month Youth Saver Certificate
A+ 5.0 ★ TX: 5.54%
Min: $100
6.00%
Gundersen Credit Union
Teenager (Age 13-17) - 12 Month Term Certificate
A+ 5.0 ★ TX: 0.40%
Min: $100
5.50%
Fort Community Credit Union
60-Month Certificate
A 5.0 ★ TX: 8.84%
Min: $0
5.15%
1st Community Credit Union
36-MONTH TEEN CERTIFICATE SPECIAL
A+ 5.0 ★ TX: 5.97%
Min: $500
5.13%
Northwoods Community Credit Union
6 Month Youth share certificate
A+ 5.0 ★ TX: 2.66%
Min: $100
5.06%
Rates verified October 12, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.
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Kekoskee, WI CD Rate Trends

Compare local Kekoskee, WI CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Wisconsin CD Trends
12-Month CD WI Avg
2.801%
▼ 0.011 vs 7 days ago

Wisconsin 12-month CD rates fell 0.011 points over the past 7 days to 2.801% APY.

6-Month CD WI Avg
2.405%
▲ 0.011 vs 7 days ago

Wisconsin 6-month CD rates rose 0.011 points over the past 7 days to 2.405% APY.

As of Oct 13, 2026 • Rate data sourced from 8,500+ monitored institutions

WI CD Rate Forecast, Next 12 Months

Where are Wisconsin CD rates headed through October 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

WI 12-Month Avg APY
2.801%
6-Month Forecast
2.801%
Range: 2.60%, 2.95%
12-Month Forecast
3.051%
Range: 2.85%, 3.20%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Wisconsin average 12-month CD APY in our database.

Spread model: The Wisconsin 12-month CD average currently trades 1.57% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

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What Your Savings Earn at WI CD Rates Today

Annual interest earnings at today’s Wisconsin average APYs. State average used where available; national average as fallback.

CD Term WI Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.541% $77.04 $154.08 $385.20 $770.40
6-Month CD 2.405% $120.23 $240.46 $601.15 $1,202.30
12-Month CD 2.801% $140.05 $280.10 $700.25 $1,400.50
18-Month CD 2.799% $139.94 $279.88 $699.70 $1,399.40
24-Month CD 2.898% $144.88 $289.76 $724.40 $1,448.80
36-Month CD 2.867% $143.37 $286.73 $716.83 $1,433.65
48-Month CD 2.759% $137.93 $275.85 $689.63 $1,379.25
60-Month CD 2.972% $148.60 $297.20 $743.00 $1,486.00
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 12, 2026.
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Sample CD Ladder for Kekoskee, Wisconsin Savers

$25,000 split equally across 5 terms using today’s Wisconsin average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit WI Avg APY Annual Earnings
1 3-Month CD $5,000 1.541% $77.04
2 6-Month CD $5,000 2.405% $120.23
3 12-Month CD $5,000 2.801% $140.05
4 24-Month CD $5,000 2.898% $144.88
5 36-Month CD $5,000 2.867% $143.37
Total ($25,000 invested) $25,000 2.502% blended $625.57/yr

Ladder example uses equal $5,000 rungs and Wisconsin average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

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1,941
CD Rates
Tracked in Kekoskee, Wisconsin
63 Banks 70 Credit Unions

About Our Kekoskee, Wisconsin CD Rate Database

MonitorBankRates tracks 1,941 CD rates from 63 banks and 70 credit unions with locations in Kekoskee, Wisconsin, plus national online institutions available to Wisconsin residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: CO-OP Credit Union offers a CD at 6.00% APY with a minimum deposit of $100. Use the rate table above to compare all current offers in Kekoskee, Wisconsin.

How to Find the Best CD Rates in Kekoskee, Wisconsin

What to compare when shopping for a CD in Kekoskee, Wisconsin

To find the best APYs in Kekoskee, Wisconsin, start with credit unions and online-only banks: Kekoskee, Wisconsin has 70 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Kekoskee, Wisconsin

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Kekoskee, Wisconsin: 133 institutions here report CD rates

Consider an Alternative If…

Kekoskee, Wisconsin Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
15.5%
National avg: 17.3%
Median Individual Earnings
$49,301
National avg: $47,340
Poverty Rate
5.7%
National avg: 11.1%
Unemployment Rate
3.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$138/yr
At WI 12-mo avg 2.801% APY

15.5% of residents are 65 or older, below the national average of 17.3%; a low unemployment rate of 3.2% reflects a strong local economy. At today’s WI 12-month CD average of 2.801%, saving 10% of the local median salary ($4,930/year) and putting it in a CD would earn an additional $138 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Kekoskee, Wisconsin

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90 to 180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Kekoskee, Wisconsin

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Kekoskee, Wisconsin typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Kekoskee, Wisconsin as everywhere in the U.S.

Choosing a CD Term in Kekoskee, Wisconsin

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Kekoskee, Wisconsin savers easier access to their funds. For example, Northwoods Community Credit Union is offering its 6 Month Youth share certificate at 5.06% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Fort Community Credit Union is offering its 60-Month Certificate at 5.15% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Kekoskee, Wisconsin Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Kekoskee, Wisconsin saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Kekoskee, Wisconsin

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Kekoskee, Wisconsin CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Kekoskee, Wisconsin

Most CDs carry a fixed rate that is locked for the entire term, protecting a Kekoskee, Wisconsin depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Kekoskee, Wisconsin

Are CD rates in Kekoskee, Wisconsin FDIC insured?

Yes, most established banks in Kekoskee, Wisconsin are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Kekoskee, Wisconsin?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Kekoskee, Wisconsin.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Kekoskee, Wisconsin may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Kekoskee, Wisconsin?

Here are recent top rates found for this area:
  • CO-OP Credit Union: 6.00% APY (12 Month Youth Saver Certificate)
  • Gundersen Credit Union: 5.50% APY (Teenager (Age 13-17) - 12 Month Term Certificate)
  • Fort Community Credit Union: 5.15% APY (60-Month Certificate)
  • 1st Community Credit Union: 5.13% APY (36-MONTH TEEN CERTIFICATE SPECIAL)
  • Northwoods Community Credit Union: 5.06% APY (6 Month Youth share certificate)
  • Unison Credit Union: 5.00% APY (12 Month IRA Share Certificate)
  • State Bank of Newburg: 4.84% APY (18 mo Variable Rate IRA)
  • Nicolet Bank: 4.75% APY (Relationship CD - 60 Month)
  • Marine Credit Union: 4.66% APY (Jumbo Individual Retirement Account Certificates - 60-month)
  • PSB of Plainview: 4.63% APY (12 Month Certificate)
Rates reflect recent verified offers available in Kekoskee, Wisconsin. Last Updated: October 12, 2026

Kekoskee, Wisconsin CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Kekoskee, Wisconsin rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.

Top Kekoskee, Wisconsin CD Rates by Term

Verified October 12, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Kekoskee, Wisconsin. Averages shown use the Wisconsin state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for Kekoskee, Wisconsin

Kekoskee, Wisconsin CD Calculator

At today’s WI top rate of 6.00% APY, a $10,000 deposit earns $600 in the first year. Enter your amount to see your exact return.

Kekoskee, Wisconsin CD Ladder

WI CD rates currently range from 1.541% (3-month) to 2.867% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Kekoskee, Wisconsin CD at 6.00% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.

CD vs. High-Yield Savings

Wisconsin’s average 12-month CD is 2.801% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kekoskee, Wisconsin CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Kekoskee, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kekoskee, Wisconsin. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 12, 2026

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