CD Rates Ashtabula, Ohio (OH) for March 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Ashtabula, Ohio CD rates include First Commonwealth BankFirst Commonwealth Bank709 Hannah St, Houtzdale, PA 16651A+5.0 ★Texas Ratio: 4.20% offering 180 Day Certificate of Deposit at 3.80% APY, Cardinal Credit Union IncCardinal Credit Union Inc8500 Westport Dr, Mentor, OH 44060A5.0 ★Texas Ratio: 7.29% offering 12 Month Certificate at 3.80% APY, GLASS CITYGLASS CITY1340 Arrowhead Dr, Maumee, OH 43537A+5.0 ★Texas Ratio: 2.83% offering 12 Month Youth CD at 5.00% APY, Third Federal Savings and LoanThird Federal Savings and Loan7007 Broadway Ave, Cleveland, OH 44105A+5.0 ★Texas Ratio: 1.96% offering 6 Month Bonus CD at 4.75% APY, and Fasson Employees Federal Credit UnionFasson Employees Federal Credit Union250 Chester St # 1 E, Painesville, OH 44077 4118A+5.0 ★Texas Ratio: 1.77% offering 12 Month Maturity Certificate Accounts at 4.50% APY.
To help you find the best CD rates in Ashtabula, Ohio, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 20, 2026
Ashtabula, OH CD Rate Trends
Compare local Ashtabula, OH CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — OH Avg
2.912%
▼ 0.196 from last week
Ohio 12-month CD rates fell 0.196 points this week to 2.912% APY, down from 3.108% last week.
6-Month CD — OH Avg
2.485%
▼ 0.037 from last week
Ohio 6-month CD rates fell 0.037 points this week to 2.485% APY, down from 2.522% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Best CD Rates in Ashtabula, Ohio & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH 44060
3 Month Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
503 W Plane St, Bethel, OH 45106
3 Month *Special* Certificates of Deposits & Individual Retirement Accounts (IRAs)
$25,000
4.00%
▼
Rate3.94%
Min Deposit$25,000
Min Balance—
UpdatedMar 18, 2026
Details
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
503 W Plane St, Bethel, OH 45106
3 MONTH CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Limited time offer
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
3305 Steck Ave Ste 275, Austin, TX 78757
3 Month Certificate of Deposit
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Commonwealth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
709 Hannah St, Houtzdale, PA 16651
180 Day Certificate of Deposit
$10,000
3.80%
▼
Rate3.74%
Min Deposit$10,000
Min Balance—
UpdatedMar 18, 2026
Details
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH 44060
6 Month Certificate
$500
3.70%
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
7007 Broadway Ave, Cleveland, OH 44105
6 Month Bonus CD
$500
4.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Month 1 APY
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH 44077
6 Month Share Certificate
$0
4.16%
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
6 Month Certificate
$100,000
4.10%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
6 Month Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
6 Month term
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
6 Month Certificate of Deposit (IRA)
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Member Merits (Gold1) 6 Month Certificate of Deposit
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
101 E Main St, Baltic, OH 43804
6 Month CD
$500
3.92%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
6 Month Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1340 Arrowhead Dr, Maumee, OH 43537
6 Month CD
$500
3.90%
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
725 PINE ST, GREENVILLE, OH 45331
Share Certificate of Deposit (CD) 6 month
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA 16066 0728
6 Month Share Savings Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
6-month Certificates of Deposit
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH 44060
12 Month Certificate
$500
3.80%
▼
Rate3.74%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
709 Hannah St, Houtzdale, PA 16651
12 Month Certificate of Deposit
$10,000
3.65%
▼
Rate3.59%
Min Deposit$10,000
Min Balance—
UpdatedMar 18, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1340 Arrowhead Dr, Maumee, OH 43537
12 Month Youth CD
$100
5.00%
▼
Rate4.91%
Min Deposit$100
Min Balance—
UpdatedMar 16, 2026
Details
Fasson Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
250 Chester St # 1 E, Painesville, OH 44077 4118
12 Month Maturity Certificate Accounts
$1,000
4.50%
▼
Rate4.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH 43416
12 Month Certificate
$500
4.50%
▼
Rate4.43%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
12 Month Certificate
$100,000
4.45%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
12 Month Certificate
$500
4.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
944 E State St, Athens, OH 45701
Easy Save IRA Certificate 12 month
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073
12-Month Promotional Savings Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
United Midwest Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
101 N Main St, West Manchester, OH 45382
12 Month CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
1800 Vine St, Cincinnati, OH 45202
12 Month Savings Builder Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Maximum deposit $100 per week
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
1800 Vine St, Cincinnati, OH 45202
12 Month Youth Savers Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Deposit limits are a minimum of $250 and a maximum of $1,000 .
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
12-month Certificates of Deposit
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
Certificates of Deposit 12-month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
12-Month IRA Certificate
$0
3.93%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Commonwealth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
709 Hannah St, Houtzdale, PA 16651
18 Month Certificate of Deposit
$10,000
3.30%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedMar 18, 2026
Details
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH 44060
18 Month Certificate
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
18 Month Certificate
$100,000
4.35%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
18 Month Certificate
$500
4.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
28954 Chardon Rd, Willoughby Hills, OH 44092
Certificate of Deposit 18 month
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Ohio Valley Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
420 3rd Ave, Gallipolis, OH 45631
18 MONTH IRA / ROTH TDOA
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
2075 Big Timber Rd, Elgin, IL 60123 1140
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Save more when you move at least $500 from another financial institution.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH 44060
24 Month Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
24 Month Certificate
$100,000
4.15%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
24 Month Certificate
$500
4.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH 45044 4140
24-Month Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
24-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
24-Month Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
24 Month Fixed IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
More Than $100,000
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
24 Month Term Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH 44060
36 Month Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
36 Month Certificate
$100,000
4.00%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
36 Month Certificate
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
36-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
36-Month Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
315 Croghan St, Fremont, OH 43420 3013
36 Month Freedom Regular/IRA Share Certificate
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
315 Croghan St, Fremont, OH 43420 3013
36 Month Regular/IRA Share Certificate
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH 43416
36 Month Certificate
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH 43537
IRA Certificates 36 Month
$1,000
3.70%
▼
Rate3.64%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH 44060
48 Month Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH 43416
48 Month Certificate
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
48 Month Certificate
$100,000
3.95%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
315 Croghan St, Fremont, OH 43420 3013
48 Month Regular/IRA Share Certificate
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
48-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
48-Month Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
48 Month Certificate
$500
3.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH 43537
IRA Certificates 48 Month
$1,000
3.75%
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
6051 Market Ave Ste C, Middletown, OH 45005 5239
48 Month Share Certificate
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
6051 Market Ave Ste C, Middletown, OH 45005 5239
IRA 48 Month Certificate
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
48 Month Fixed IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
More Than $100,000
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
48 Month Term Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH 44107 2405
48 Month Certificate of Deposit
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
$500 minimum
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH 44107 2405
IRA 48 Month Certificate of Deposit
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Traditional, Roth, Educational
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
5121 Whiteford Rd, Sylvania, OH 43560
48 Month Certificate
$500
3.71%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH 44060
60 Month Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH 43416
60 Month Certificate
$500
4.25%
▼
Rate4.18%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
60 Month Certificate
$100,000
4.00%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
315 Croghan St, Fremont, OH 43420 3013
60 Month Regular/IRA Share Certificate
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
60 Month Certificate
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH 43537
IRA Certificates 60 Month
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
5121 Whiteford Rd, Sylvania, OH 43560
60 Month Certificate
$500
3.76%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
6051 Market Ave Ste C, Middletown, OH 45005 5239
60 Month Share Certificate
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
6051 Market Ave Ste C, Middletown, OH 45005 5239
IRA 60 Month Certificate
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
60 Month Fixed IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
More Than $100,000
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH 44714 2606
60 Month Term Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH 44107 2405
60 Month Certificate of Deposit
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
$500 minimum
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH 44107 2405
IRA 60 Month Certificate of Deposit
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Traditional, Roth, Educational
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Frequently Asked Questions about CD Rates in Ashtabula, Ohio
Are CD rates in Ashtabula, Ohio FDIC insured?
Yes, most established banks in Ashtabula, Ohio are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Ashtabula, Ohio?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Ashtabula, Ohio.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Ashtabula, Ohio may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Ashtabula, Ohio?
Here are recent top rates found for this area:
- GLASS CITY: 5.00% APY (12 Month Youth CD)
- Third Federal Savings and Loan: 4.75% APY (6 Month Bonus CD)
- Materion Federal Credit Union: 4.50% APY (12 Month Certificate)
- Fasson Employees Federal Credit Union: 4.50% APY (12 Month Maturity Certificate Accounts)
- Pathways Financial Credit Union: 4.45% APY (12 Month Certificate)
- LCE Federal Credit Union: 4.16% APY (6 Month Share Certificate)
- OUCU Financial Credit Union: 4.00% APY (Easy Save IRA Certificate 12 month)
- Ohio State Bank: 4.00% APY (12-month Certificates of Deposit)
- United Midwest Savings Bank: 4.00% APY (12 Month CD)
- Partners 1st Federal Credit Union: 4.00% APY (12-Month Promotional Savings Certificate)
Rates reflect recent verified offers available in Ashtabula, Ohio. Last Updated: March 20, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Ashtabula, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ashtabula, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 20, 2026
