CD Rates Sumner, Mississippi (MS) for March 2026
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Brian McKay
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Sumner, Mississippi CD rates include Fort Financial Federal Credit UnionFort Financial Federal Credit Union1808 S Fulton Dr, Corinth, MS 38834 9043A+5.0 ★Texas Ratio: 3.12% offering 12-Month IRA/ESA Certificate Premier Member at 4.50% APY, Magnolia Federal Credit UnionMagnolia Federal Credit Union240 Briarwood Dr, Jackson, MS 39206A+5.0 ★Texas Ratio: 2.24% offering 12-Month Share Certificate at 4.25% APY, Rivertrust Federal Credit UnionRivertrust Federal Credit Union409 Riverwind Dr, Pearl, MS 39208 5917A+5.0 ★Texas Ratio: 1.43% offering 60 Month Certificate at 4.06% APY, Meridian Mississippi ANG Federal Credit UnionMeridian Mississippi ANG Federal Credit Union6225 M St Bldg 305, Meridian, MS 39307A+5.0 ★Texas Ratio: 2.78% offering Certificates Of Deposit 12 Month Term at 4.04% APY, and Triangle Federal Credit UnionTriangle Federal Credit Union160 Simler Blvd, Columbus, MS 39710 6802A+5.0 ★Texas Ratio: 5.37% offering 6 Month JUMBO Share Certificate at 4.00% APY. CD rates as of March 28, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Sumner, Mississippi, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 28, 2026
Compare Best CD Rates in Sumner, Mississippi & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
3 Month IRA Jumbo
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
3-Month Share Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$100,000 Minimum to Earn APY
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
3 month Certificate Account
$0
1.10%
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Citizens Bank & Trust Co. MS
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
239 E Main St, Marks, MS 38646
3 Month CD
$1,000
0.75%
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
3 Month Certificate
$1,000
0.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1114 Jackson Ave, Pascagoula, MS 39567
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Triangle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
160 Simler Blvd, Columbus, MS 39710 6802
6 Month JUMBO Share Certificate
$50,000
4.00%
▼
Rate4.00%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
6 Month TEAL Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Age 0-17
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
6 Month IRA Jumbo
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
6 Month Certificate
$50,000
3.75%
▼
Rate3.72%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS 39213 8202
Regular Certificates 6-month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
6-Month Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$100,000 Minimum to Earn APY
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS 39232 9527
6 Month Certificates
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
498 Main St, Woodville, MS 39669
Roth IRA - Fixed Rate (6 mo)
$1,000
2.77%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
6 Month Jumbo CD
$0
1.60%
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Citizens Bank & Trust Co. MS
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
239 E Main St, Marks, MS 38646
6 Month CD
$1,000
1.51%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
6-month term Standard CDs
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
6-Month Certificate (Premier Member)
$500
0.85%
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS 39201 5506
6 Month Certificate
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 6 Month
$0
0.57%
▼
Rate0.57%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
DreamBuilder 6 Month Certificate
$100
0.50%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS 39531 2728
6 Month Jumbo Share & IRA Certificates
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Regular Certificate 6 month
$0
0.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
6 Month Business Certificates
$1,000
0.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Commerce Bank Corinth, MS
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
700 Taylor St, Corinth, MS 38834
6-Month CD
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1114 Jackson Ave, Pascagoula, MS 39567
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
12-Month IRA/ESA Certificate Premier Member
$500
4.50%
▼
Rate4.41%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS 39206
12-Month Share Certificate
$500
4.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Special bonus rates are available when you have a Mag Fed loan, credit card, or checking account
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS 39307
Certificates Of Deposit 12 Month Term
$0
4.04%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
12 Month IRA Jumbo
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS 39213 8202
Regular Certificates 12-month
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
12 Month Certificate Specials
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Promotional Annual Percentage Yields (APY) are available for new money only. APY is accurate as of 11/18/24. Requires $1000 minimum balance to open.
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
12 Month Special IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
1 Year Certificate
$10,000
3.45%
▼
Rate3.45%
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
12-Month Share Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$100,000 Minimum to Earn APY
Bank of Holly Springs
Institution Rating:
A5.0 ★Texas Ratio: 9.54%
114 S Memphis St, Holly Springs, MS 38635
CD 1 YEAR
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
7427 Goodman Rd, Olive Branch, MS 38654
12-month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
498 Main St, Woodville, MS 39669
Roth IRA - Fixed Rate (12 mo)
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS 39531 2728
1 Year Jumbo Share & IRA Certificates
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS 39232 9527
12 Month Certificates
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
1 Year Jumbo CD
$0
2.10%
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Citizens Bank & Trust Co. MS
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
239 E Main St, Marks, MS 38646
12 Month CD
$1,000
2.00%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
12 month Certificate Account
$0
1.85%
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1114 Jackson Ave, Pascagoula, MS 39567
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
12-month term Standard CDs
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
Jumbo IRA Certificates 12 Month
$100,000
0.90%
▼
Rate0.90%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Regular Certificate 1 Year
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Commerce Bank Corinth, MS
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
700 Taylor St, Corinth, MS 38834
1-Year CD
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS 39213 8202
Regular Certificates 18-month
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
18 Month IRA Jumbo
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
IRA Certificate Term 18-Month Variable
$100,000
3.72%
▼
Rate3.66%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
$100,000 Minimum to Earn APY
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
18-Month IRA/ESA Certificate Premier Member
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
18 Month Certificate
$50,000
3.35%
▼
Rate3.35%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
498 Main St, Woodville, MS 39669
Roth IRA - Variable Rate (18 mo)
$100
3.29%
▼
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS 39531 2728
18 Month Jumbo Share & IRA Certificates
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
18 Month Certificate Specials
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Promotional Annual Percentage Yields (APY) are available for new money only. APY is accurate as of 11/18/24. Requires $1000 minimum balance to open.
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS 39232 9527
18 Month Certificates
$1,000
2.35%
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
18 Month IRA CD
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
Jumbo IRA Certificates 18 Month
$100,000
1.00%
▼
Rate0.99%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
24 Month IRA Jumbo
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS 39213 8202
Regular Certificates 24-month
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS 39208 5917
24 Month Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
24-Month IRA/ESA Certificate Premier Member
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
24-Month Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$100,000 Minimum to Earn APY
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
2 Year Certificate
$50,000
3.10%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
498 Main St, Woodville, MS 39669
Roth IRA - Fixed Rate (24 mo)
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
24-month term Standard CDs
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Citizens Bank & Trust Co. MS
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
239 E Main St, Marks, MS 38646
24 Month CD
$1,000
2.53%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS 39232 9527
24 Month Certificates
$1,000
2.10%
▼
Rate2.08%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
24 month Certificate Account
$0
2.05%
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS 39201 5506
2 Year Certificate
$1,000
1.81%
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
2 Year Jumbo CD
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
Jumbo IRA Certificates 24 Month
$100,000
1.05%
▼
Rate1.04%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS 39531 2728
2 Year Jumbo Share & IRA Certificates
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
24 Month Business Certificates
$1,000
0.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Commerce Bank Corinth, MS
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
700 Taylor St, Corinth, MS 38834
2-Year CD
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Regular Certificate 2 Year
$0
0.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
36 Month IRA Jumbo
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS 39213 8202
Regular Certificates 36-month
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
IRA Certificate Term 36-Month Variable
$100,000
3.67%
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
$100,000 Minimum to Earn APY
Triangle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
160 Simler Blvd, Columbus, MS 39710 6802
36 Month Share Certificate
$1,000
3.25%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
36-Month Certificate (Premier Member)
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Citizens Bank & Trust Co. MS
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
239 E Main St, Marks, MS 38646
36 Month CD
$1,000
2.79%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
36-month term Standard CDs
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
36 month Certificate Account
$0
2.40%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS 39232 9527
36 Month Certificates
$1,000
2.10%
▼
Rate2.08%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
3 Year Jumbo CD
$0
1.80%
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS 39201 5506
3 Year Certificate
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
Jumbo IRA Certificates 36 Month
$100,000
1.15%
▼
Rate1.14%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS 39531 2728
3 Year Jumbo Share & IRA Certificates
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
36 Month Business Certificates
$1,000
0.70%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Regular Certificate 3 Year
$0
0.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Commerce Bank Corinth, MS
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
700 Taylor St, Corinth, MS 38834
3-Year CD
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
48 Month IRA Jumbo
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
48-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$100,000 Minimum to Earn APY
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
48-Month Certificate (Premier Member)
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Citizens Bank & Trust Co. MS
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
239 E Main St, Marks, MS 38646
48 Month CD
$1,000
2.79%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
1360 Sunset Dr Ste 6, Grenada, MS 38901 2854
4 Year Certificate
$500
2.75%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
48 month Certificate Account
$0
2.55%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS 39232 9527
48 Month Certificates
$1,000
2.10%
▼
Rate2.08%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
4 Year CD
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
Jumbo IRA Certificates 48 Month
$100,000
1.30%
▼
Rate1.29%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS 39531 2728
4 Year Jumbo Share & IRA Certificates
$0
1.20%
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
48 Month Business Certificates
$1,000
0.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Commerce Bank Corinth, MS
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
700 Taylor St, Corinth, MS 38834
4-Year CD
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS 39208 5917
60 Month Certificate
$1,000
4.06%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
60 Month IRA Jumbo
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1340 Echelon Pkwy, Jackson, MS 39213 8202
Regular Certificates 60-month
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1200 Magnolia Way, Blue Springs, MS 38828
60-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$100,000 Minimum to Earn APY
Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
498 Main St, Woodville, MS 39669
Roth IRA - Variable Rate (60 mo)
$100
3.29%
▼
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
60-Month Certificate (Premier Member)
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Citizens Bank & Trust Co. MS
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
239 E Main St, Marks, MS 38646
60 Month CD
$1,000
2.79%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
60 month Certificate Account
$0
2.55%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS 39232 9527
60 Month Certificates
$1,000
2.10%
▼
Rate2.08%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
5 Year Jumbo CD
$0
1.95%
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
Jumbo IRA Certificates 60 Month
$100,000
1.55%
▼
Rate1.54%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2602 Pass Rd, Biloxi, MS 39531 2728
5 Year Jumbo Share & IRA Certificates
$0
1.45%
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Regular Certificate 5 Year
$0
0.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Commerce Bank Corinth, MS
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
700 Taylor St, Corinth, MS 38834
5-Year CD
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Sumner, MS CD Rate Trends
Compare local Sumner, MS CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — MS Avg
1.881%
▼ 0.149 from last week
Mississippi 12-month CD rates fell 0.149 points this week to 1.881% APY, down from 2.030% last week.
6-Month CD — MS Avg
1.124%
▼ 0.673 from last week
Mississippi 6-month CD rates fell 0.673 points this week to 1.124% APY, down from 1.797% last week.
As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Sumner, Mississippi
Are CD rates in Sumner, Mississippi FDIC insured?
Yes, most established banks in Sumner, Mississippi are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Sumner, Mississippi?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Sumner, Mississippi.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Sumner, Mississippi may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Sumner, Mississippi?
Here are recent top rates found for this area:
- Fort Financial Federal Credit Union: 4.50% APY (12-Month IRA/ESA Certificate Premier Member)
- Magnolia Federal Credit Union: 4.25% APY (12-Month Share Certificate)
- Rivertrust Federal Credit Union: 4.06% APY (60 Month Certificate)
- Meridian Mississippi ANG Federal Credit Union: 4.04% APY (Certificates Of Deposit 12 Month Term)
- Triangle Federal Credit Union: 4.00% APY (6 Month JUMBO Share Certificate)
- Riverland Federal Credit Union: 4.00% APY (Regular Certificates 18-month)
- Red River Employees Federal Credit Union: 3.95% APY (6 Month TEAL Certificate)
- All In Credit Union: 3.92% APY (60 Month IRA Jumbo)
- Southern Security Federal Credit Union: 3.75% APY (6 Month Certificate)
- Mutual Federal Credit Union: 3.75% APY (12 Month Certificate Specials)
Rates reflect recent verified offers available in Sumner, Mississippi. Last Updated: March 28, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Sumner, Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sumner, Mississippi. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 28, 2026
