Farmington Hills, Michigan Best CD Rates September 2026

Autopay Discount: 0.25%

Balance: $100

You are solely responsible for complying with any requirements including transaction limitations and penalties for early withdrawal under the Internal Revenue Code or other applicable Federal or State law governing any IRA or other Credit Union accounts.; Term Share, Youth, IRA, & HSA Certificates

Regular Term Share Certificates require a minimum balance of $50 to open. Regular term CDs allow additional add on deposits.; Term Share, Youth, IRA, & HSA Certificates

Minimum Balance* to Open & Obtain APY

Balance: $250,000 and up

Balance: $150,000 - $249,000

Balance: $100,000 - $149,000

Balance: $500 - $99,999

High-Yield Rewards Checking Account required

Limited Time 3 Month and 6 Month Share Certificates available on new Certificates. The following terms are available as follows: 3 months, and 6 months. This is a promotional yield of 4.00% APY; Annual Percentage Yield (APY) is calculated on a 3.93% base rate. Yields are subject to change without notice. "Limited Time 3-Month and 6-Month" Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. $1,000.00 minimum balance, regular Share Certificate requirement on a 365-day basis compounding monthly or at account closure. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity. The 6-Month promotional Certificate will automatically roll over to a 6-Month Certificate at the available rates of Certificates at maturity. Federal regulations require dividends to be paid from available earnings; dividends are contingent upon this regulation. Refer to our TISA Disclosure for terms and conditions. *APY = Annual Percentage Yield. Yields are subject to change at any time. Early withdrawal penalty and fees could reduce the earnings on an account.

*CD SPECIAL!* - 4.00% APY* - 6 month term *3.93% APR

APY with Bonus Rate: 4.05%. Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.

Minimum Balance* to Open & Obtain APY

Rates also apply to IRA and HSA Certificates of Deposit.

Balance: $50,000 and above

Balance: $50,000 and above