Current Kihei, Hawaii CD rates include Bank of HopeBank of Hope1279 S Kihei Rd, Kihei, HI 96753A+5.0 ★Texas Ratio: 3.52% offering 12-month CD at 3.80% APY, HawaiiUSA Federal Credit UnionHawaiiUSA Federal Credit Union41 E Lipoa St Ste 25, Kihei, HI 96753A+5.0 ★Texas Ratio: 2.50% offering 6-Month (182 days) Jumbo Certificate at 3.50% APY, American Savings Bank, FSBAmerican Savings Bank, FSB255 Piikea Ave, Kihei, HI 96753A+5.0 ★Texas Ratio: 2.15% offering 6-MONTH CD at 3.10% APY, Bank of HawaiiBank of Hawaii1280 S Kihei Rd Ste 116, Kihei, HI 96753A+5.0 ★Texas Ratio: 1.38% offering Bankohana New Money Special CD 6 Month at 3.05% APY, and Hawaii State Federal Credit UnionHawaii State Federal Credit Union277 Piikea Ave, Kihei, HI 96753A5.0 ★Texas Ratio: 7.48% offering 60-Month Term Share at 0.65% APY. CD rates as of April 6, 2026 according to verified data from MonitorBankRates.
Kihei has 26 local institutions in our database, with CD rates as high as 3.80% APY from Bank of Hope at 1279 S Kihei Rd, Kihei, HI 96753. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Hawaii area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 6, 2026
Minimum balance and qualifying deposit of $25,000 - $99,999.99
Deluxe & Private Banking Customers
Deluxe & Private Banking Customers
Minimum balance and qualifying deposit of $5,000 - $24,999.99
Quarterly Dividend Transfers, Non-Automatic Renewal, Simple Interest, Paid Quarterly! NEW MONEY ONLY!!!
CD Promotion:
Penalty for early withdrawal on all certificates. Early withdrawal fees may reduce earning and principal. Call for special Jumbo rates. For members age 55+, add 0.05% to all certificate rates.
Limited time offer. Only available in our branches.
Minimum balance and qualifying deposit of $5,000 - $24,999.99
Deluxe & Private Banking Customers
$1,000 minimum & early withdrawal penalty may be imposed.
Penalty for early withdrawal on all certificates. Early withdrawal fees may reduce earning and principal. For members age 55+, add 0.05% to all certificate rates.
Qualifying balance up to $49,000.00
Penalty for early withdrawal on all certificates. Early withdrawal fees may reduce earning and principal. For members age 55+, add 0.05% to all certificate rates.
You must open this account online.
Compare local Kihei, HI CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Hawaii 12-month CD rates rose 0.547 points over the past 7 days to 2.892% APY.
Hawaii 6-month CD rates rose 0.337 points over the past 7 days to 2.883% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Kihei, Hawaii directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kihei, Hawaii. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in HI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.