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CD Rate Trends

Hattieville, Arkansas Best CD Rates October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: October 14, 2026

Hattieville, Arkansas CD rates from banks and credit unions serving Arkansas range from 0.05% to 4.95% APY, verified by MonitorBankRates as of October 14, 2026. Current Hattieville, Arkansas CD rates include Hope Federal Credit Union Jackson, MSHope Federal Credit Union Jackson, MSA5.0 ★Texas Ratio: 7.78%Real return: +2.15%APY minus CPI (February 2026) offering 60 Month Share Certificates (CDs) - Jumbo at 4.95% APY, TruService Community Federal Credit UnionTruService Community Federal Credit UnionA+5.0 ★Texas Ratio: 3.95%Real return: +1.70%APY minus CPI (February 2026) offering 18 Month Jumbo Share and IRA Certificate - Fixed at 4.50% APY, Academy BankAcademy BankA+5.0 ★Texas Ratio: 5.08%Real return: +1.60%APY minus CPI (February 2026) offering Certificate of Deposit 18-Month at 4.40% APY, Red River Employees Federal Credit UnionRed River Employees Federal Credit UnionA+5.0 ★Texas Ratio: 4.75%Real return: +1.53%APY minus CPI (February 2026) offering 6 Month TEAL Certificate at 4.33% APY, and Producers Bank & TrustProducers Bank & TrustA+5.0 ★Texas Ratio: 0.00%Real return: +1.45%APY minus CPI (February 2026) offering 12-month CD at 4.25% APY. CD rates as of October 14, 2026 according to verified data from MonitorBankRates.

Hattieville is a smaller community with no bank or credit union branches currently in our database. 329 institutions serving the Arkansas area are available to Hattieville residents, with CD rates as high as 4.95% APY from Hope Federal Credit Union Jackson, MS. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 14, 2026

Compare Best CD Rates in Hattieville, Arkansas & the Surrounding Area

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Hattieville 3 Month CD Rates

Arkansas 3 Month CD Average2.00% APYNational 2.09%▲ 0.07% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Brilliant Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
3-Month CD
$1,000
4.00% ▲ 2.00% above Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▲ 2.00% above avgNationally 2.09%
Details

Interest credited At Maturity; FDIC insured: Yes; Account maximum $500,000

Rate History
No change since Sep 27, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 27, 2026: 4.00% APYSep 27, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
3 Month Share Certificate
$500
3.82% ▲ 1.82% above Arkansas avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▲ 1.82% above avgNationally 2.09%
Details

Balance: $50,000-$99,999

Rate History
1 change since Sep 18, 2026 · 3.56% → 3.82% ▲ 0.26 pts · high 3.82% / low 3.56%
3.06%3.69%4.32%Sep 18, 2026: 3.56% APYOct 6, 2026: 3.82% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.82%▲ from 3.56%
  • Sep 18, 20263.56%first recorded
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
3 Month Share Certificate
$500
3.66% ▲ 1.66% above Arkansas avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▲ 1.66% above avgNationally 2.09%
Details

Balance: $10,000-$19,999

Rate History
1 change since Sep 18, 2026 · 3.30% → 3.66% ▲ 0.36 pts · high 3.66% / low 3.30%
2.80%3.48%4.16%Sep 18, 2026: 3.30% APYOct 6, 2026: 3.66% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.66%▲ from 3.30%
  • Sep 18, 20263.30%first recorded
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
3 Month Share Certificate
$500
3.51% ▲ 1.51% above Arkansas avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▲ 1.51% above avgNationally 2.09%
Details

Balance: $500-$999

Rate History
1 change since Sep 18, 2026 · 3.30% → 3.51% ▲ 0.21 pts · high 3.51% / low 3.30%
2.80%3.41%4.01%Sep 18, 2026: 3.30% APYOct 6, 2026: 3.51% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.51%▲ from 3.30%
  • Sep 18, 20263.30%first recorded
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
3 Month Share Certificate
$500
3.50% ▲ 1.50% above Arkansas avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▲ 1.50% above avgNationally 2.09%
Details

Balance: $1,000-$9,999

Rate History
1 change since Sep 18, 2026 · 3.30% → 3.50% ▲ 0.20 pts · high 3.50% / low 3.30%
2.80%3.40%4.00%Sep 18, 2026: 3.30% APYOct 6, 2026: 3.50% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.50%▲ from 3.30%
  • Sep 18, 20263.30%first recorded
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
3-Month CD
$1,000
3.40% ▲ 1.40% above Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▲ 1.40% above avgNationally 2.09%
Details

Penalty for early withdrawal applies; Open Online or Open In Person

Rate History
No change since Sep 18, 2026 · 3.40% APY · checked 7 times
2.90%3.40%3.90%Sep 18, 2026: 3.40% APYSep 18, 2026Oct 14, 2026
First Arkansas Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
90-Day CD
$500
3.20% ▲ 1.20% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▲ 1.20% above avgNationally 2.09%
Details

Automatically renews for 90 days; Deposit amount and interest rate locked for the term; APY accurate as of 12/17/2025; Early withdrawal penalty may apply

Rate History
No change since Sep 8, 2026 · 3.20% APY · checked 10 times
2.70%3.20%3.70%Sep 8, 2026: 3.20% APYSep 8, 2026Oct 14, 2026
Americas First Network Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
3 Month Standard Share Certificates
$500
3.00% ▲ 1.00% above Arkansas avg
View
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▲ 1.00% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 14, 2026
First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1 - 3 Month CD
$1,000
2.03% ▲ 0.03% above Arkansas avg
View
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▲ 0.03% above avgNationally 2.09%
Details

Early withdrawal penalty: 31 days; Deposits of $100,000.00 or more add 0.25%; Personal CD Balances of $1,000,000.00 or more add 0.50%

Rate History
No change since Oct 3, 2026 · 2.03% APY · checked 5 times
1.53%2.03%2.53%Oct 3, 2026: 2.03% APYOct 3, 2026Oct 14, 2026
Multi-States Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3 Month Certificates of Deposit
$1,000
2.00% At Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.00%At the averageNationally 2.09%
Details

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
3 Month Certificate
$0
1.50% ▼ 0.50% below Arkansas avg
View
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.00%▼ 0.50% below avgNationally 2.09%
Details

Effective Date: October 01, 2026

Rate History
1 change since Sep 12, 2026 · 1.25% → 1.50% ▲ 0.25 pts · high 1.50% / low 1.25%
0.75%1.38%2.00%Sep 12, 2026: 1.25% APYOct 12, 2026: 1.50% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.50%▲ from 1.25%
  • Sep 12, 20261.25%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Share and IRA Certificates - 3 Months
$0
1.50% ▼ 0.50% below Arkansas avg
View
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.00%▼ 0.50% below avgNationally 2.09%
Details

APY with Bonus Rate: 1.60%

Rate History
No change since Oct 12, 2026 · 1.50% APY
1.00%1.50%2.00%Oct 12, 2026: 1.50% APYOct 12, 2026Oct 14, 2026
Eaton Family Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.40%
3 Month Certificate of Deposit
$0
1.00% ▼ 1.00% below Arkansas avg
View
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▼ 1.00% below avgNationally 2.09%
Details

Early withdrawal penalty applies

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 14, 2026
First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
All CD Offerings - 90 Day
$0
0.95% ▼ 1.05% below Arkansas avg
View
▼
Rate0.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▼ 1.05% below avgNationally 2.09%
Details

Available as an I.R.A. account

Rate History
No change since Oct 14, 2026 · 0.95% APY
0.45%0.95%1.45%Oct 14, 2026: 0.95% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
3 Month Standard CDs - Rewards
$0
0.60% ▼ 1.40% below Arkansas avg
View
▼
Rate0.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▼ 1.40% below avgNationally 2.09%
Details

Rewards APY

Rate History
No change since Oct 14, 2026 · 0.60% APY
0.10%0.60%1.10%Oct 14, 2026: 0.60% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
3 Month Standard CDs - Regular
$0
0.50% ▼ 1.50% below Arkansas avg
View
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▼ 1.50% below avgNationally 2.09%
Details

Regular APY

Rate History
No change since Oct 14, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 14, 2026: 0.50% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
Standard CD - 3-month term
$0
0.50% ▼ 1.50% below Arkansas avg
View
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▼ 1.50% below avgNationally 2.09%
Details

Regular APY

Rate History
1 change since Sep 14, 2026 · 0.60% → 0.50% ▼ 0.10 pts · high 0.60% / low 0.50%
0.00%0.55%1.10%Sep 14, 2026: 0.60% APYOct 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20260.50%▼ from 0.60%
  • Sep 14, 20260.60%first recorded
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
3 month Standard Fixed Rate CD - Relationship
$2,500
0.06% ▼ 1.94% below Arkansas avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▼ 1.94% below avgNationally 2.09%
Details

Relationship Interest Rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only

Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Sep 27, 2026: 0.06% APYSep 27, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
90 Day Standard CD Products
$1,000
0.06% ▼ 1.94% below Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▼ 1.94% below avgNationally 2.09%
Details

Balance: $100,000 or more; $1,000 opening deposit required

Rate History
No change since Sep 18, 2026 · 0.06% APY · checked 5 times
0.00%0.28%0.56%Sep 18, 2026: 0.06% APYSep 18, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
3 month Standard Fixed Rate CD
$2,500
0.05% ▼ 1.95% below Arkansas avg
View
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.00%▼ 1.95% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026

Hattieville 6 Month CD Rates

Arkansas 6 Month CD Average2.76% APYNational 2.77%▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
6 Month TEAL Certificate
$250
4.33% ▲ 1.57% above Arkansas avg
View
▼
Rate4.25%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.76%▲ 1.57% above avgNationally 2.77%
Details

Age: 13-17; Dividends Credited/Compounded: Monthly; $250 Minimum

Rate History
No change since Oct 12, 2026 · 4.33% APY
3.83%4.33%4.83%Oct 12, 2026: 4.33% APYOct 12, 2026Oct 14, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
6-Month TEAL Certificate for Teens
$250
4.33% ▲ 1.57% above Arkansas avg
View
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.76%▲ 1.57% above avgNationally 2.77%
Details

Ages: 13-17; Teens Earning And Learning certificate; current dividend 4.33% APY compounded monthly; open in local branch

Rate History
1 change since Sep 14, 2026 · 4.07% → 4.33% ▲ 0.26 pts · high 4.33% / low 4.07%
3.57%4.20%4.83%Sep 14, 2026: 4.07% APYOct 4, 2026: 4.33% APYSep 14, 2026Oct 14, 2026
  • Oct 4, 20264.33%▲ from 4.07%
  • Sep 14, 20264.07%first recorded
First Service Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
6-Month CD
$10,000
4.15% ▲ 1.39% above Arkansas avg
View
▼
Rate4.09%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Arkansas Average2.76%▲ 1.39% above avgNationally 2.77%
Details

APY is accurate as of 9-1-26. Offer is subject to change.

Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 6 times
3.65%4.15%4.65%Sep 14, 2026: 4.15% APYSep 14, 2026Oct 14, 2026
Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Certificate - 6 Months
$0
4.07% ▲ 1.31% above Arkansas avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▲ 1.31% above avgNationally 2.77%
Details

Rate History
1 change since Sep 14, 2026 · 3.82% → 4.07% ▲ 0.25 pts · high 4.07% / low 3.82%
3.32%3.95%4.57%Sep 14, 2026: 3.82% APYOct 9, 2026: 4.07% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.07%▲ from 3.82%
  • Sep 14, 20263.82%first recorded
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
6 Month Share Certificate/IRA Share Certificate
$1,000
4.00% ▲ 1.24% above Arkansas avg
View
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.76%▲ 1.24% above avgNationally 2.77%
Details

Minimum opening deposit is $1,000; Rates effective as of 10/6/2026

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 14, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
6 Month Share Certificate
$0
4.00% ▲ 1.24% above Arkansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▲ 1.24% above avgNationally 2.77%
Details

Balance: $50,000 & up; Dividends Paid Monthly

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 14, 2026
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Share/IRA Certificates - 6 Months
$2,500
3.90% ▲ 1.14% above Arkansas avg
View
▼
Rate3.83%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▲ 1.14% above avgNationally 2.77%
Details

Compounded Monthly; Early withdrawal penalties apply

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 7 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 14, 2026
Unico Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.75%
Certificate of Deposit - 6 MO
$1,000
3.82% ▲ 1.06% above Arkansas avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▲ 1.06% above avgNationally 2.77%
Details

Rates effective as of 09/17/2026

Rate History
No change since Oct 14, 2026 · 3.82% APY
3.32%3.82%4.32%Oct 14, 2026: 3.82% APYOct 14, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
6 Month Share Certificate
$500
3.82% ▲ 1.06% above Arkansas avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▲ 1.06% above avgNationally 2.77%
Details

Balance: $50,000-$99,999

Rate History
1 change since Sep 18, 2026 · 3.56% → 3.82% ▲ 0.26 pts · high 3.82% / low 3.56%
3.06%3.69%4.32%Sep 18, 2026: 3.56% APYOct 6, 2026: 3.82% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.82%▲ from 3.56%
  • Sep 18, 20263.56%first recorded
First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6 Month CD
$1,000
3.80% ▲ 1.04% above Arkansas avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▲ 1.04% above avgNationally 2.77%
Details

Early withdrawal penalty: 31 days; Deposits of $100,000.00 or more add 0.25%; Personal CD Balances of $1,000,000.00 or more add 0.50%

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 9 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
6 Month Share Certificate
$500
3.66% ▲ 0.90% above Arkansas avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▲ 0.90% above avgNationally 2.77%
Details

Balance: $10,000-$19,999

Rate History
1 change since Sep 18, 2026 · 3.30% → 3.66% ▲ 0.36 pts · high 3.66% / low 3.30%
2.80%3.48%4.16%Sep 18, 2026: 3.30% APYOct 6, 2026: 3.66% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.66%▲ from 3.30%
  • Sep 18, 20263.30%first recorded
Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
6-month CD
$50,000
3.65% ▲ 0.89% above Arkansas avg
View
▼
RateN/A
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▲ 0.89% above avgNationally 2.77%
Details

Balance: $50,000 - $250,000 New Money; Open now or in branch; Take advantage of our highest CD rate

Rate History
No change since Sep 24, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 24, 2026: 3.65% APYSep 24, 2026Oct 14, 2026
Hurricane Creek Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
Shared Certificate - 6 Months
$500
3.52% ▲ 0.76% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▲ 0.76% above avgNationally 2.77%
Details

Early Withdrawal Penalty: 90 days interest

Rate History
No change since Oct 9, 2026 · 3.52% APY · checked 2 times
3.02%3.52%4.02%Oct 9, 2026: 3.52% APYOct 9, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
6 Month Share Certificate
$500
3.51% ▲ 0.75% above Arkansas avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▲ 0.75% above avgNationally 2.77%
Details

Balance: $500-$999

Rate History
1 change since Sep 18, 2026 · 3.30% → 3.51% ▲ 0.21 pts · high 3.51% / low 3.30%
2.80%3.41%4.01%Sep 18, 2026: 3.30% APYOct 6, 2026: 3.51% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.51%▲ from 3.30%
  • Sep 18, 20263.30%first recorded
Bank of Little Rock
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Certificates of Deposit (CDs) - 6 Month
$0
3.50% ▲ 0.74% above Arkansas avg
View
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▲ 0.74% above avgNationally 2.77%
Details

$500 minimum balance required; early withdrawal penalty may apply

Rate History
No change since Sep 24, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 24, 2026: 3.50% APYSep 24, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
6 Month Share Certificate
$500
3.50% ▲ 0.74% above Arkansas avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▲ 0.74% above avgNationally 2.77%
Details

Balance: $1,000-$9,999

Rate History
1 change since Sep 18, 2026 · 3.30% → 3.50% ▲ 0.20 pts · high 3.50% / low 3.30%
2.80%3.40%4.00%Sep 18, 2026: 3.30% APYOct 6, 2026: 3.50% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.50%▲ from 3.30%
  • Sep 18, 20263.30%first recorded
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
6-Month CD
$1,000
3.40% ▲ 0.64% above Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▲ 0.64% above avgNationally 2.77%
Details

Penalty for early withdrawal applies; Open Online or Open In Person

Rate History
No change since Sep 18, 2026 · 3.40% APY · checked 7 times
2.90%3.40%3.90%Sep 18, 2026: 3.40% APYSep 18, 2026Oct 14, 2026
Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Share Certificates - 6 Months
$500
3.40% ▲ 0.64% above Arkansas avg
View
▼
Rate3.37%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▲ 0.64% above avgNationally 2.77%
Details

Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 8 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Oct 14, 2026
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Regular Certificates - 6-month
$0
3.40% ▲ 0.64% above Arkansas avg
View
▼
Rate3.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▲ 0.64% above avgNationally 2.77%
Details

Rate History
No change since Oct 13, 2026 · 3.40% APY
2.90%3.40%3.90%Oct 13, 2026: 3.40% APYOct 13, 2026Oct 14, 2026
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.16%
Share Certificate - 6 Month
$0
3.27% ▲ 0.51% above Arkansas avg
View
▼
Rate3.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.76%▲ 0.51% above avgNationally 2.77%
Details

Rate History
No change since Sep 18, 2026 · 3.27% APY · checked 4 times
2.77%3.27%3.77%Sep 18, 2026: 3.27% APYSep 18, 2026Oct 14, 2026
Bank of 1889
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
6 Month Certificate
$500
3.02% ▲ 0.26% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▲ 0.26% above avgNationally 2.77%
Details

All CDs are a minimum of $500 to open; rates current as of 12/15/25; early withdrawal penalty may apply

Rate History
No change since Sep 7, 2026 · 3.02% APY · checked 9 times
2.52%3.02%3.52%Sep 7, 2026: 3.02% APYSep 7, 2026Oct 14, 2026
Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
6-Month Certificate
$1,000
3.00% ▲ 0.24% above Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▲ 0.24% above avgNationally 2.77%
Details

Fixed rate for the term of the Certificate, Certificate does not automatically renew.

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 8 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 14, 2026
Cooperative Extension Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6-Month Share Certificate
$0
3.00% ▲ 0.24% above Arkansas avg
View
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▲ 0.24% above avgNationally 2.77%
Details

Savings Rates - Effective February 11, 2026

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 8 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 14, 2026
Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
6 Month Share Certificate
$500
3.00% ▲ 0.24% above Arkansas avg
View
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▲ 0.24% above avgNationally 2.77%
Details

Early withdrawal fees apply.

Rate History
No change since Oct 13, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 13, 2026: 3.00% APYOct 13, 2026Oct 14, 2026
First Arkansas Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
6-Month CD
$500
2.95% ▲ 0.19% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▲ 0.19% above avgNationally 2.77%
Details

Automatically renews for 6 months; Deposit amount and interest rate locked for the term; APY accurate as of 12/17/2025; Early withdrawal penalty may apply; Maximum online account opening deposit is $25,000

Rate History
No change since Sep 8, 2026 · 2.95% APY · checked 10 times
2.45%2.95%3.45%Sep 8, 2026: 2.95% APYSep 8, 2026Oct 14, 2026
UARK Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
6 Month Certificate of Deposit (CD)
$500
2.78% ▲ 0.02% above Arkansas avg
View
▼
Rate2.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▲ 0.02% above avgNationally 2.77%
Details

Early withdrawal penalties may apply; rates subject to change

Rate History
No change since Sep 21, 2026 · 2.78% APY · checked 5 times
2.28%2.78%3.28%Sep 21, 2026: 2.78% APYSep 21, 2026Oct 14, 2026
Americas First Network Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
6 Month Standard Share Certificates
$500
2.75% ▼ 0.01% below Arkansas avg
View
▼
Rate2.72%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▼ 0.01% below avgNationally 2.77%
Details

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 14, 2026
Multi-States Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
6 Month Certificates of Deposit
$1,000
2.50% ▼ 0.26% below Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▼ 0.26% below avgNationally 2.77%
Details

Rate History
No change since Sep 18, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 18, 2026: 2.50% APYSep 18, 2026Oct 14, 2026
Eaton Family Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.40%
6 Month Certificate of Deposit
$0
2.42% ▼ 0.34% below Arkansas avg
View
▼
Rate2.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▼ 0.34% below avgNationally 2.77%
Details

Early withdrawal penalty applies

Rate History
No change since Sep 14, 2026 · 2.42% APY · checked 7 times
1.92%2.42%2.92%Sep 14, 2026: 2.42% APYSep 14, 2026Oct 14, 2026
River Town Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
6-Month Share Certificate
$500
2.00% ▼ 0.76% below Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▼ 0.76% below avgNationally 2.77%
Details

Dividends compounded quarterly and credited quarterly; penalty for early withdrawal

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
6 Month Certificate
$0
1.55% ▼ 1.21% below Arkansas avg
View
▼
Rate1.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.76%▼ 1.21% below avgNationally 2.77%
Details

Effective Date: October 01, 2026

Rate History
1 change since Sep 12, 2026 · 1.50% → 1.55% ▲ 0.05 pts · high 1.55% / low 1.50%
1.00%1.53%2.05%Sep 12, 2026: 1.50% APYOct 12, 2026: 1.55% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.55%▲ from 1.50%
  • Sep 12, 20261.50%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Share and IRA Certificates - 6 Months
$0
1.55% ▼ 1.21% below Arkansas avg
View
▼
Rate1.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.76%▼ 1.21% below avgNationally 2.77%
Details

APY with Bonus Rate: 1.65%

Rate History
No change since Oct 12, 2026 · 1.55% APY
1.05%1.55%2.05%Oct 12, 2026: 1.55% APYOct 12, 2026Oct 14, 2026
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
6 Month Jumbo Share and IRA Certificate - Fixed
$100,000
1.55% ▼ 1.21% below Arkansas avg
View
▼
Rate1.54%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▼ 1.21% below avgNationally 2.77%
Details

Jumbo Share and IRA Certificate; Minimum to Earn Dividends: $100,000

Rate History
No change since Sep 29, 2026 · 1.55% APY · checked 4 times
1.05%1.55%2.05%Sep 29, 2026: 1.55% APYSep 29, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
180 Day Standard CD Products
$1,000
1.50% ▼ 1.26% below Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▼ 1.26% below avgNationally 2.77%
Details

Balance: $100,000 or more; $1,000 opening deposit required

Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 5 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
IRA CDs - 6 Months
$1,000
1.50% ▼ 1.26% below Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▼ 1.26% below avgNationally 2.77%
Details

IRA CD; $1,000 opening deposit required

Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 7 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 14, 2026
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
6 Month Share Certificate
$0
1.40% ▼ 1.36% below Arkansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Arkansas Average2.76%▼ 1.36% below avgNationally 2.77%
Details

Rate History
No change since Sep 18, 2026 · 1.40% APY · checked 4 times
0.90%1.40%1.90%Sep 18, 2026: 1.40% APYSep 18, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6 Month Standard CDs - Rewards
$0
1.35% ▼ 1.41% below Arkansas avg
View
▼
Rate1.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▼ 1.41% below avgNationally 2.77%
Details

Rewards APY

Rate History
No change since Oct 14, 2026 · 1.35% APY
0.85%1.35%1.85%Oct 14, 2026: 1.35% APYOct 14, 2026Oct 14, 2026
Clearway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
6-Month CD
$500
1.31% ▼ 1.45% below Arkansas avg
View
▼
Rate1.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▼ 1.45% below avgNationally 2.77%
Details

Minimum to open a share certificate is $500; early withdrawal penalties may apply

Rate History
No change since Oct 9, 2026 · 1.31% APY · checked 2 times
0.81%1.31%1.81%Oct 9, 2026: 1.31% APYOct 9, 2026Oct 14, 2026
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
6 Month Share and IRA Certificate - Fixed
$1,000
1.30% ▼ 1.46% below Arkansas avg
View
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▼ 1.46% below avgNationally 2.77%
Details

Share and IRA Certificate; Minimum to Earn Dividends: $1000

Rate History
No change since Sep 14, 2026 · 1.30% APY · checked 8 times
0.80%1.30%1.80%Sep 14, 2026: 1.30% APYSep 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6 Month Standard CDs - Regular
$0
1.25% ▼ 1.51% below Arkansas avg
View
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▼ 1.51% below avgNationally 2.77%
Details

Regular APY

Rate History
No change since Oct 14, 2026 · 1.25% APY
0.75%1.25%1.75%Oct 14, 2026: 1.25% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
Standard CD - 6-month term
$0
1.25% ▼ 1.51% below Arkansas avg
View
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▼ 1.51% below avgNationally 2.77%
Details

Regular APY

Rate History
1 change since Sep 14, 2026 · 1.35% → 1.25% ▼ 0.10 pts · high 1.35% / low 1.25%
0.75%1.30%1.85%Sep 14, 2026: 1.35% APYOct 14, 2026: 1.25% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20261.25%▼ from 1.35%
  • Sep 14, 20261.35%first recorded
First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
All CD Offerings - 6 Month
$0
1.00% ▼ 1.76% below Arkansas avg
View
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▼ 1.76% below avgNationally 2.77%
Details

Available as an I.R.A. account

Rate History
No change since Oct 14, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 14, 2026: 1.00% APYOct 14, 2026Oct 14, 2026
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
6 Month Jumbo Share Certificates (CDs)
$1,000
0.75% ▼ 2.01% below Arkansas avg
View
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▼ 2.01% below avgNationally 2.77%
Details

Jumbo rate; standard jumbo rates available on deposits of $95,000 or more

Rate History
No change since Oct 13, 2026 · 0.75% APY
0.25%0.75%1.25%Oct 13, 2026: 0.75% APYOct 13, 2026Oct 14, 2026
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
6 Month Share Certificates (CDs)
$1,000
0.75% ▼ 2.01% below Arkansas avg
View
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▼ 2.01% below avgNationally 2.77%
Details

Not available on jumbo rates

Rate History
No change since Oct 13, 2026 · 0.75% APY
0.25%0.75%1.25%Oct 13, 2026: 0.75% APYOct 13, 2026Oct 14, 2026
Priority Bank
Institution Rating:
C+4.1 ★Texas Ratio: 25.90%
6 Month Certificates of Deposit (CDs)
$0
0.30% ▼ 2.46% below Arkansas avg
View
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Arkansas Average2.76%▼ 2.46% below avgNationally 2.77%
Details

Balance: $10,000+

Rate History
No change since Sep 11, 2026 · 0.30% APY · checked 7 times
0.00%0.40%0.80%Sep 11, 2026: 0.30% APYSep 11, 2026Oct 14, 2026
Priority Bank
Institution Rating:
C+4.1 ★Texas Ratio: 25.90%
6 Month Certificates of Deposit (CDs)
$0
0.20% ▼ 2.56% below Arkansas avg
View
▼
Rate0.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Arkansas Average2.76%▼ 2.56% below avgNationally 2.77%
Details

Balance: $1,000 - $9,999

Rate History
No change since Sep 11, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 11, 2026: 0.20% APYSep 11, 2026Oct 14, 2026
White County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
Share Certificate - 6 Months
$1,000
0.20% ▼ 2.56% below Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.76%▼ 2.56% below avgNationally 2.77%
Details

Standard and Default Renewal rate; see credit union for current specials

Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
6 month Standard Fixed Rate CD - Relationship
$2,500
0.06% ▼ 2.70% below Arkansas avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▼ 2.70% below avgNationally 2.77%
Details

Relationship Interest Rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only

Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Sep 27, 2026: 0.06% APYSep 27, 2026Oct 14, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
6 month Standard Fixed Rate CD
$2,500
0.05% ▼ 2.71% below Arkansas avg
View
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.76%▼ 2.71% below avgNationally 2.77%
Details

Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only

Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 27, 2026: 0.05% APYSep 27, 2026Oct 14, 2026

Hattieville 12 Month CD Rates

Arkansas 12 Month CD Average2.99% APYNational 2.99%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
12 Month Share Certificates (CDs) - Jumbo
$1,000
4.53% ▲ 1.54% above Arkansas avg
View
▼
Rate4.43%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▲ 1.54% above avgNationally 2.99%
Details

Jumbo rate; Standard jumbo rates are available on deposits of $95,000 or more.

Rate History
No change since Oct 13, 2026 · 4.53% APY
4.03%4.53%5.03%Oct 13, 2026: 4.53% APYOct 13, 2026Oct 14, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Certificate 12 Months
$500
4.33% ▲ 1.34% above Arkansas avg
View
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.99%▲ 1.34% above avgNationally 2.99%
Details

Published APY range: 4.33%/4.32%. Dividends Credited/Compounded: Monthly/Quarterly; Minimum opening and running balance for IRA Certificates is $500

Rate History
No change since Oct 12, 2026 · 4.33% APY
3.83%4.33%4.83%Oct 12, 2026: 4.33% APYOct 12, 2026Oct 14, 2026
Producers Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12-month CD
$0
4.25% ▲ 1.26% above Arkansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Arkansas Average2.99%▲ 1.26% above avgNationally 2.99%
Details

Rate History
1 change since Sep 11, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 11, 2026: 4.00% APYSep 27, 2026: 4.25% APYSep 11, 2026Oct 14, 2026
  • Sep 27, 20264.25%▲ from 4.00%
  • Sep 11, 20264.00%first recorded
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Certificate of Deposit - Special Offering - 12 Months
$1,000
4.25% ▲ 1.26% above Arkansas avg
View
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▲ 1.26% above avgNationally 2.99%
Details

Special offer, limited time; non-renewable; not available on new money deposits (reserved for money already on deposit with Telcoe as of last statement cycle); rates effective 08/25/26

Rate History
No change since Oct 5, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 5, 2026: 4.25% APYOct 5, 2026Oct 14, 2026
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Certificate of Deposit 12-Month
$500
4.20% ▲ 1.21% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▲ 1.21% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.20% ▲ 0.45 pts · high 4.20% / low 3.75%
3.25%3.98%4.70%Sep 14, 2026: 3.75% APYOct 2, 2026: 4.20% APYSep 14, 2026Oct 14, 2026
  • Oct 2, 20264.20%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
12 Month Share Certificate/IRA Share Certificate
$1,000
4.10% ▲ 1.11% above Arkansas avg
View
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.99%▲ 1.11% above avgNationally 2.99%
Details

Minimum opening deposit is $1,000; Rates effective as of 10/6/2026

Rate History
No change since Oct 12, 2026 · 4.10% APY
3.60%4.10%4.60%Oct 12, 2026: 4.10% APYOct 12, 2026Oct 14, 2026
First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1 Year CD
$1,000
4.07% ▲ 1.08% above Arkansas avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▲ 1.08% above avgNationally 2.99%
Details

Early withdrawal penalty: 31 days; Deposits of $100,000.00 or more add 0.25%; Personal CD Balances of $1,000,000.00 or more add 0.50%

Rate History
1 change since Sep 14, 2026 · 3.29% → 4.07% ▲ 0.78 pts · high 4.07% / low 3.29%
2.51%3.68%4.85%Sep 14, 2026: 3.29% APYOct 3, 2026: 4.07% APYSep 14, 2026Oct 14, 2026
  • Oct 3, 20264.07%▲ from 3.29%
  • Sep 14, 20263.29%first recorded
Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Certificate - 12 Months
$0
4.07% ▲ 1.08% above Arkansas avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▲ 1.08% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.82% → 4.07% ▲ 0.25 pts · high 4.07% / low 3.82%
3.32%3.95%4.57%Sep 14, 2026: 3.82% APYOct 9, 2026: 4.07% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.07%▲ from 3.82%
  • Sep 14, 20263.82%first recorded
Texana Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
12-Month CD Special
$0
4.00% ▲ 1.01% above Arkansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▲ 1.01% above avgNationally 2.99%
Details

Limited Time Offer

Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 8 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Oct 14, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
12 Month Share Certificate
$0
4.00% ▲ 1.01% above Arkansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▲ 1.01% above avgNationally 2.99%
Details

Balance: $50,000 & up; Dividends Paid Monthly

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 14, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
12 Month Youth Share Certificates
$0
4.00% ▲ 1.01% above Arkansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▲ 1.01% above avgNationally 2.99%
Details

+ Youth Bonus; Balance: Under $10,000

Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 5, 2026: 4.00% APYOct 5, 2026Oct 14, 2026
Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
IRA 12 Months
$500
3.85% ▲ 0.86% above Arkansas avg
View
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▲ 0.86% above avgNationally 2.99%
Details

Traditional and Roth IRAs available; Prior year contributions can be made through April 15 of the following year

Rate History
No change since Oct 13, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 13, 2026: 3.85% APYOct 13, 2026Oct 14, 2026
Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
IRA Share (variable) - 12 Months
$500
3.85% ▲ 0.86% above Arkansas avg
View
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▲ 0.86% above avgNationally 2.99%
Details

Variable IRA Share; Dividend rate 3.80%, APY 3.85%; $25 min. shown in table header

Rate History
No change since Oct 9, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 9, 2026: 3.85% APYOct 9, 2026Oct 14, 2026
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Share/IRA Certificates - 12 Months
$2,500
3.85% ▲ 0.86% above Arkansas avg
View
▼
Rate3.78%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▲ 0.86% above avgNationally 2.99%
Details

Compounded Monthly; Early withdrawal penalties apply

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
12 Month Share Certificate
$500
3.82% ▲ 0.83% above Arkansas avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▲ 0.83% above avgNationally 2.99%
Details

Balance: $50,000-$99,999

Rate History
1 change since Sep 18, 2026 · 3.56% → 3.82% ▲ 0.26 pts · high 3.82% / low 3.56%
3.06%3.69%4.32%Sep 18, 2026: 3.56% APYOct 6, 2026: 3.82% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.82%▲ from 3.56%
  • Sep 18, 20263.56%first recorded
Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Share Certificates - 12 Months
$500
3.75% ▲ 0.76% above Arkansas avg
View
▼
Rate3.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▲ 0.76% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 8 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 14, 2026
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Regular Certificates - 12-month
$0
3.70% ▲ 0.71% above Arkansas avg
View
▼
Rate3.63%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▲ 0.71% above avgNationally 2.99%
Details

Rate History
No change since Oct 13, 2026 · 3.70% APY
3.20%3.70%4.20%Oct 13, 2026: 3.70% APYOct 13, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
12 Month Share Certificate
$500
3.66% ▲ 0.67% above Arkansas avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▲ 0.67% above avgNationally 2.99%
Details

Balance: $10,000-$19,999

Rate History
1 change since Sep 18, 2026 · 3.30% → 3.66% ▲ 0.36 pts · high 3.66% / low 3.30%
2.80%3.48%4.16%Sep 18, 2026: 3.30% APYOct 6, 2026: 3.66% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.66%▲ from 3.30%
  • Sep 18, 20263.30%first recorded
Hurricane Creek Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
Shared Certificate - 12 Months
$500
3.62% ▲ 0.63% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▲ 0.63% above avgNationally 2.99%
Details

Early Withdrawal Penalty: 90 days interest

Rate History
No change since Oct 9, 2026 · 3.62% APY · checked 2 times
3.12%3.62%4.12%Oct 9, 2026: 3.62% APYOct 9, 2026Oct 14, 2026
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.16%
Share Certificate - 1 Year Jumbo
$0
3.54% ▲ 0.55% above Arkansas avg
View
▼
Rate3.48%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.99%▲ 0.55% above avgNationally 2.99%
Details

Jumbo

Rate History
No change since Sep 18, 2026 · 3.54% APY · checked 4 times
3.04%3.54%4.04%Sep 18, 2026: 3.54% APYSep 18, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
12 Month Share Certificate
$500
3.51% ▲ 0.52% above Arkansas avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▲ 0.52% above avgNationally 2.99%
Details

Balance: $1,000-$9,999

Rate History
1 change since Sep 18, 2026 · 3.30% → 3.51% ▲ 0.21 pts · high 3.51% / low 3.30%
2.80%3.41%4.01%Sep 18, 2026: 3.30% APYOct 6, 2026: 3.51% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.51%▲ from 3.30%
  • Sep 18, 20263.30%first recorded
First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
12 Month IRA Fixed
$100
3.50% ▲ 0.51% above Arkansas avg
View
▼
Rate3.50%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▲ 0.51% above avgNationally 2.99%
Details

APY for fixed IRAs based on interest paid quarterly

Rate History
1 change since Sep 14, 2026 · 3.29% → 3.50% ▲ 0.21 pts · high 3.50% / low 3.29%
2.79%3.40%4.00%Sep 14, 2026: 3.29% APYOct 7, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
  • Oct 7, 20263.50%▲ from 3.29%
  • Sep 14, 20263.29%first recorded
First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
12 Month IRA Variable
$100
3.50% ▲ 0.51% above Arkansas avg
View
▼
Rate3.50%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▲ 0.51% above avgNationally 2.99%
Details

APY for fixed IRAs based on interest paid quarterly

Rate History
1 change since Sep 14, 2026 · 3.29% → 3.50% ▲ 0.21 pts · high 3.50% / low 3.29%
2.79%3.40%4.00%Sep 14, 2026: 3.29% APYOct 7, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
  • Oct 7, 20263.50%▲ from 3.29%
  • Sep 14, 20263.29%first recorded
Cooperative Extension Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12-Month Share Certificate
$0
3.50% ▲ 0.51% above Arkansas avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▲ 0.51% above avgNationally 2.99%
Details

Savings Rates - Effective February 11, 2026

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 8 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
Multi-States Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
12 Month Certificates of Deposit
$1,000
3.50% ▲ 0.51% above Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▲ 0.51% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
12 Month Share Certificate
$500
3.50% ▲ 0.51% above Arkansas avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▲ 0.51% above avgNationally 2.99%
Details

Balance: $500-$999

Rate History
1 change since Sep 18, 2026 · 3.30% → 3.50% ▲ 0.20 pts · high 3.50% / low 3.30%
2.80%3.40%4.00%Sep 18, 2026: 3.30% APYOct 6, 2026: 3.50% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.50%▲ from 3.30%
  • Sep 18, 20263.30%first recorded
Eaton Family Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.40%
12 Month Certificate of Deposit
$0
3.49% ▲ 0.50% above Arkansas avg
View
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▲ 0.50% above avgNationally 2.99%
Details

Early withdrawal penalty applies

Rate History
No change since Sep 14, 2026 · 3.49% APY · checked 7 times
2.99%3.49%3.99%Sep 14, 2026: 3.49% APYSep 14, 2026Oct 14, 2026
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
12-Month Certificate
$1,000
3.40% ▲ 0.41% above Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Arkansas Average2.99%▲ 0.41% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 5 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Oct 14, 2026
Eaton Family Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.40%
12 Month Certificate of Deposit
$0
3.39% ▲ 0.40% above Arkansas avg
View
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▲ 0.40% above avgNationally 2.99%
Details

12 Month Bump CD; rate can be raised once anytime and renewed for another 12 months; Early withdrawal penalty applies

Rate History
1 change since Sep 14, 2026 · 3.49% → 3.39% ▼ 0.10 pts · high 3.49% / low 3.39%
2.89%3.44%3.99%Sep 14, 2026: 3.49% APYOct 14, 2026: 3.39% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20263.39%▼ from 3.49%
  • Sep 14, 20263.49%first recorded
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.16%
Share Certificate - 1 Year
$0
3.28% ▲ 0.29% above Arkansas avg
View
▼
Rate3.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.99%▲ 0.29% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 3.28% APY · checked 4 times
2.78%3.28%3.78%Sep 18, 2026: 3.28% APYSep 18, 2026Oct 14, 2026
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
CD - 12-Month Special Rate
$0
3.25% ▲ 0.26% above Arkansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▲ 0.26% above avgNationally 2.99%
Details

Balance: $100,000 and above; special rate on select new CD accounts; Balance builds toward Truist One Checking perks

Rate History
No change since Oct 14, 2026 · 3.25% APY
2.75%3.25%3.75%Oct 14, 2026: 3.25% APYOct 14, 2026Oct 14, 2026
River Town Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
1-Year Share Certificate
$500
3.25% ▲ 0.26% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▲ 0.26% above avgNationally 2.99%
Details

Dividends compounded quarterly and credited quarterly; penalty for early withdrawal

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 14, 2026
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
12 Month Share Certificates (CDs)
$1,000
3.04% ▲ 0.05% above Arkansas avg
View
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▲ 0.05% above avgNationally 2.99%
Details

Early withdrawal penalties apply to all certificate and IRA accounts.

Rate History
No change since Sep 18, 2026 · 3.05% APY · checked 4 times
2.55%3.05%3.55%Sep 18, 2026: 3.05% APYSep 18, 2026Oct 14, 2026
UARK Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
12 Month Certificate of Deposit (CD)
$500
3.04% ▲ 0.05% above Arkansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▲ 0.05% above avgNationally 2.99%
Details

Early withdrawal penalties may apply; rates subject to change

Rate History
No change since Sep 17, 2026 · 3.04% APY · checked 7 times
2.54%3.04%3.54%Sep 17, 2026: 3.04% APYSep 17, 2026Oct 14, 2026
Americas First Network Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
12 Month Roth & Educational IRA Share Certificates
$0
3.00% ▲ 0.01% above Arkansas avg
View
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▲ 0.01% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 14, 2026
Americas First Network Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
12 Month Standard IRA Share Certificates
$0
3.00% ▲ 0.01% above Arkansas avg
View
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▲ 0.01% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 14, 2026
Americas First Network Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
12 Month Standard Share Certificates
$500
3.00% ▲ 0.01% above Arkansas avg
View
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▲ 0.01% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 14, 2026
Bank of 1889
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
1 Year Certificate
$500
2.77% ▼ 0.22% below Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▼ 0.22% below avgNationally 2.99%
Details

All CDs are a minimum of $500 to open; rates current as of 12/15/25; early withdrawal penalty may apply

Rate History
No change since Sep 7, 2026 · 2.77% APY · checked 9 times
2.27%2.77%3.27%Sep 7, 2026: 2.77% APYSep 7, 2026Oct 14, 2026
Bank of Little Rock
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Certificates of Deposit (CDs) - 1 Year
$0
2.75% ▼ 0.24% below Arkansas avg
View
▼
Rate2.72%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▼ 0.24% below avgNationally 2.99%
Details

$500 minimum balance required; early withdrawal penalty may apply

Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 24, 2026: 2.75% APYSep 24, 2026Oct 14, 2026
Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
12 Month Share Certificate
$500
2.75% ▼ 0.24% below Arkansas avg
View
▼
Rate2.72%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▼ 0.24% below avgNationally 2.99%
Details

Early withdrawal fees apply.

Rate History
No change since Oct 13, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 13, 2026: 2.75% APYOct 13, 2026Oct 14, 2026
Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
IRA Certificates - 12 Months
$0
2.75% ▼ 0.24% below Arkansas avg
View
▼
Rate2.72%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▼ 0.24% below avgNationally 2.99%
Details

Minimum $500 balance. Early withdrawal fees apply.

Rate History
No change since Oct 13, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 13, 2026: 2.75% APYOct 13, 2026Oct 14, 2026
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
12-month CD
$500
2.70% ▼ 0.29% below Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▼ 0.29% below avgNationally 2.99%
Details

$500 minimum with automatic renewal, $2,500 minimum without automatic renewal; Open Now or find a banking center

Rate History
No change since Sep 9, 2026 · 2.70% APY · checked 8 times
2.20%2.70%3.20%Sep 9, 2026: 2.70% APYSep 9, 2026Oct 14, 2026
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Business Certificate of Deposit - 12 Month
$500
2.70% ▼ 0.29% below Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▼ 0.29% below avgNationally 2.99%
Details

$500 minimum opening deposit with automatic renewal ($2,500 without); FDIC insured up to maximum amount allowed; open by calling or visiting a banking center

Rate History
No change since Oct 14, 2026 · 2.70% APY
2.20%2.70%3.20%Oct 14, 2026: 2.70% APYOct 14, 2026Oct 14, 2026
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1 Year Jumbo Share and IRA Certificate - Fixed
$100,000
2.50% ▼ 0.49% below Arkansas avg
View
▼
Rate2.48%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▼ 0.49% below avgNationally 2.99%
Details

Jumbo Share and IRA Certificate; Minimum to Earn Dividends: $100,000

Rate History
No change since Sep 29, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 29, 2026: 2.50% APYSep 29, 2026Oct 14, 2026
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1 Year Share and IRA Certificate - Fixed
$1,000
2.25% ▼ 0.74% below Arkansas avg
View
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▼ 0.74% below avgNationally 2.99%
Details

Share and IRA Certificate; Minimum to Earn Dividends: $1000

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 8 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 14, 2026
First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
All CD Offerings - 12 Month
$0
2.00% ▼ 0.99% below Arkansas avg
View
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.99%▼ 0.99% below avgNationally 2.99%
Details

Available as an I.R.A. account

Rate History
No change since Oct 14, 2026 · 2.00% APY
1.50%2.00%2.50%Oct 14, 2026: 2.00% APYOct 14, 2026Oct 14, 2026
Fsnb
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
12 Month Certificate
$500
2.00% ▼ 0.99% below Arkansas avg
View
▼
Rate2.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Arkansas Average2.99%▼ 0.99% below avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 3 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Share Certificate of Deposit - 1 Year
$1,000
1.85% ▼ 1.14% below Arkansas avg
View
▼
Rate1.83%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.99%▼ 1.14% below avgNationally 2.99%
Details

Penalty for early withdrawal, please see disclosures

Rate History
1 change since Sep 14, 2026 · 4.25% → 1.85% ▼ 2.40 pts · high 4.25% / low 1.85%
0.00%3.33%6.65%Sep 14, 2026: 4.25% APYSep 21, 2026: 1.85% APYSep 14, 2026Oct 14, 2026
  • Sep 21, 20261.85%▼ from 4.25%
  • Sep 14, 20264.25%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
12 Month Certificate
$0
1.60% ▼ 1.39% below Arkansas avg
View
▼
Rate1.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.99%▼ 1.39% below avgNationally 2.99%
Details

Effective Date: October 01, 2026

Rate History
1 change since Sep 12, 2026 · 1.55% → 1.60% ▲ 0.05 pts · high 1.60% / low 1.55%
1.05%1.58%2.10%Sep 12, 2026: 1.55% APYOct 12, 2026: 1.60% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.60%▲ from 1.55%
  • Sep 12, 20261.55%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
12 Month Liquid Certificate
$0
1.60% ▼ 1.39% below Arkansas avg
View
▼
Rate1.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.99%▼ 1.39% below avgNationally 2.99%
Details

Maximum amount $250,000; APY with Bonus Rate: 1.70%; Bonus rate of 0.10% APY when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00; Effective Date: October 01, 2026; Penalty may be charged for early withdrawal

Rate History
No change since Sep 12, 2026 · 1.60% APY · checked 6 times
1.10%1.60%2.10%Sep 12, 2026: 1.60% APYSep 12, 2026Oct 14, 2026

Hattieville 18 Month CD Rates

Arkansas 18 Month CD Average3.11% APYNational 2.88%▲ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
18 Month Jumbo Share and IRA Certificate - Fixed
$100,000
4.50% ▲ 1.39% above Arkansas avg
View
▼
Rate4.43%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.11%▲ 1.39% above avgNationally 2.88%
Details

Jumbo Share and IRA Certificate; Promotional rate for a limited time on new money only; Minimum to Earn Dividends: $100,000

Rate History
No change since Sep 29, 2026 · 4.50% APY · checked 4 times
4.00%4.50%5.00%Sep 29, 2026: 4.50% APYSep 29, 2026Oct 14, 2026
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Certificate of Deposit 18-Month
$500
4.40% ▲ 1.29% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.11%▲ 1.29% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.10% → 4.40% ▲ 1.30 pts · high 4.40% / low 3.10%
1.80%3.75%5.70%Sep 14, 2026: 3.10% APYOct 2, 2026: 4.40% APYSep 14, 2026Oct 14, 2026
  • Oct 2, 20264.40%▲ from 3.10%
  • Sep 14, 20263.10%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Certificate 18 Months
$500
4.33% ▲ 1.22% above Arkansas avg
View
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average3.11%▲ 1.22% above avgNationally 2.88%
Details

Dividends Credited/Compounded: Monthly; Minimum opening and running balance for IRA Certificates is $500

Rate History
No change since Oct 12, 2026 · 4.33% APY
3.83%4.33%4.83%Oct 12, 2026: 4.33% APYOct 12, 2026Oct 14, 2026
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
18 Month Share and IRA Certificate - Fixed
$1,000
4.25% ▲ 1.14% above Arkansas avg
View
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.11%▲ 1.14% above avgNationally 2.88%
Details

Share and IRA Certificate; Promotional rate for a limited time on new money only; Minimum to Earn Dividends: $1000

Rate History
No change since Sep 29, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 29, 2026: 4.25% APYSep 29, 2026Oct 14, 2026
Unico Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.75%
Certificate of Deposit - 18 MO
$1,000
4.12% ▲ 1.01% above Arkansas avg
View
▼
Rate4.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.11%▲ 1.01% above avgNationally 2.88%
Details

Rates effective as of 09/17/2026

Rate History
No change since Oct 14, 2026 · 4.12% APY
3.62%4.12%4.62%Oct 14, 2026: 4.12% APYOct 14, 2026Oct 14, 2026
Multi-States Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
18 Month Certificates of Deposit
$1,000
4.00% ▲ 0.89% above Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.11%▲ 0.89% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 14, 2026
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Regular Certificates - 18-month
$0
3.90% ▲ 0.79% above Arkansas avg
View
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.11%▲ 0.79% above avgNationally 2.88%
Details

Rate History
No change since Oct 13, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 13, 2026: 3.90% APYOct 13, 2026Oct 14, 2026
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Share/IRA Certificates - 18 Months
$2,500
3.80% ▲ 0.69% above Arkansas avg
View
▼
Rate3.73%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.11%▲ 0.69% above avgNationally 2.88%
Details

Compounded Monthly; Early withdrawal penalties apply

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 7 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
18 Month CD Specials - Regular
$0
3.80% ▲ 0.69% above Arkansas avg
View
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.11%▲ 0.69% above avgNationally 2.88%
Details

Regular APY

Rate History
No change since Oct 14, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 14, 2026: 3.80% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
18 Month IRA CD Specials - Regular APY
$0
3.80% ▲ 0.69% above Arkansas avg
View
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.11%▲ 0.69% above avgNationally 2.88%
Details

Regular APY; Dividend Rate 3.74%

Rate History
No change since Oct 14, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 14, 2026: 3.80% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
18 Month IRA CD Specials - Rewards APY
$0
3.80% ▲ 0.69% above Arkansas avg
View
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.11%▲ 0.69% above avgNationally 2.88%
Details

Rewards APY; Dividend Rate 3.74%

Rate History
No change since Oct 14, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 14, 2026: 3.80% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
CD Specials 18-month term
$0
3.80% ▲ 0.69% above Arkansas avg
View
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.11%▲ 0.69% above avgNationally 2.88%
Details

Rate History
1 change since Sep 27, 2026 · 3.65% → 3.80% ▲ 0.15 pts · high 3.80% / low 3.65%
3.15%3.72%4.30%Sep 27, 2026: 3.65% APYOct 14, 2026: 3.80% APYSep 27, 2026Oct 14, 2026
  • Oct 14, 20263.80%▲ from 3.65%
  • Sep 27, 20263.65%first recorded
Clearway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
18 Month CD
$500
3.75% ▲ 0.64% above Arkansas avg
View
▼
Rate3.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.11%▲ 0.64% above avgNationally 2.88%
Details

Minimum to open a share certificate is $500; early withdrawal penalties may apply

Rate History
No change since Oct 9, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 9, 2026: 3.75% APYOct 9, 2026Oct 14, 2026
Eaton Family Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.40%
18 Month Certificate of Deposit
$0
3.55% ▲ 0.44% above Arkansas avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.11%▲ 0.44% above avgNationally 2.88%
Details

Early withdrawal penalty applies

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 7 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 14, 2026
First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
18 Month IRA Fixed
$100
3.50% ▲ 0.39% above Arkansas avg
View
▼
Rate3.50%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.11%▲ 0.39% above avgNationally 2.88%
Details

APY for fixed IRAs based on interest paid quarterly

Rate History
1 change since Sep 14, 2026 · 3.29% → 3.50% ▲ 0.21 pts · high 3.50% / low 3.29%
2.79%3.40%4.00%Sep 14, 2026: 3.29% APYOct 7, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
  • Oct 7, 20263.50%▲ from 3.29%
  • Sep 14, 20263.29%first recorded
Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
18 Month Share Certificate
$500
3.50% ▲ 0.39% above Arkansas avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.11%▲ 0.39% above avgNationally 2.88%
Details

Early withdrawal fees apply.

Rate History
No change since Oct 13, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 13, 2026: 3.50% APYOct 13, 2026Oct 14, 2026
First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
18 Month CD
$1,000
3.30% ▲ 0.19% above Arkansas avg
View
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.11%▲ 0.19% above avgNationally 2.88%
Details

Early withdrawal penalty: 31 days; Deposits of $100,000.00 or more add 0.25%; Personal CD Balances of $1,000,000.00 or more add 0.50%

Rate History
1 change since Sep 14, 2026 · 3.03% → 3.30% ▲ 0.27 pts · high 3.30% / low 3.03%
2.53%3.17%3.80%Sep 14, 2026: 3.03% APYOct 3, 2026: 3.30% APYSep 14, 2026Oct 14, 2026
  • Oct 3, 20263.30%▲ from 3.03%
  • Sep 14, 20263.03%first recorded
Hurricane Creek Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
Shared Certificate - 18 Months
$500
3.25% ▲ 0.14% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.11%▲ 0.14% above avgNationally 2.88%
Details

Early Withdrawal Penalty: 90 days interest

Rate History
No change since Oct 9, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 9, 2026: 3.25% APYOct 9, 2026Oct 14, 2026
UARK Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
18 Month Certificate of Deposit (CD)
$500
3.04% ▼ 0.07% below Arkansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.11%▼ 0.07% below avgNationally 2.88%
Details

Early withdrawal penalties may apply; rates subject to change

Rate History
No change since Sep 21, 2026 · 3.04% APY · checked 5 times
2.54%3.04%3.54%Sep 21, 2026: 3.04% APYSep 21, 2026Oct 14, 2026
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
IRA 18-Month Certificate
$0
2.87% ▼ 0.24% below Arkansas avg
View
▼
Rate2.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.11%▼ 0.24% below avgNationally 2.88%
Details

Individual Retirement Accounts

Rate History
1 change since Sep 14, 2026 · 2.55% → 2.87% ▲ 0.32 pts · high 2.87% / low 2.55%
2.05%2.71%3.37%Sep 14, 2026: 2.55% APYOct 9, 2026: 2.87% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20262.87%▲ from 2.55%
  • Sep 14, 20262.55%first recorded
Bank of Little Rock
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
18 Month IRA
$0
2.78% ▼ 0.33% below Arkansas avg
View
▼
Rate2.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.11%▼ 0.33% below avgNationally 2.88%
Details

IRA; $500 minimum balance required; early withdrawal penalty may apply; additional deposits allowed on this IRA only

Rate History
No change since Sep 18, 2026 · 2.78% APY · checked 3 times
2.28%2.78%3.28%Sep 18, 2026: 2.78% APYSep 18, 2026Oct 14, 2026
Americas First Network Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
18 Month Standard Share Certificates
$500
2.50% ▼ 0.61% below Arkansas avg
View
▼
Rate2.47%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.11%▼ 0.61% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 14, 2026
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
18-month CD
$500
2.30% ▼ 0.81% below Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.11%▼ 0.81% below avgNationally 2.88%
Details

$500 minimum with automatic renewal, $2,500 minimum without automatic renewal; Open Now or find a banking center

Rate History
No change since Sep 9, 2026 · 2.30% APY · checked 8 times
1.80%2.30%2.80%Sep 9, 2026: 2.30% APYSep 9, 2026Oct 14, 2026
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Business Certificate of Deposit - 18 Month
$500
2.30% ▼ 0.81% below Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.11%▼ 0.81% below avgNationally 2.88%
Details

$500 minimum opening deposit with automatic renewal ($2,500 without); FDIC insured up to maximum amount allowed; open by calling or visiting a banking center

Rate History
No change since Oct 14, 2026 · 2.30% APY
1.80%2.30%2.80%Oct 14, 2026: 2.30% APYOct 14, 2026Oct 14, 2026
Fsnb
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
18 Month Certificate
$500
2.00% ▼ 1.11% below Arkansas avg
View
▼
Rate2.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Arkansas Average3.11%▼ 1.11% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 3 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
All CD Offerings - 18 Month
$0
1.90% ▼ 1.21% below Arkansas avg
View
▼
Rate1.89%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.11%▼ 1.21% below avgNationally 2.88%
Details

Available as an I.R.A. account

Rate History
No change since Oct 14, 2026 · 1.90% APY
1.40%1.90%2.40%Oct 14, 2026: 1.90% APYOct 14, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
18 Month Certificate
$0
1.65% ▼ 1.46% below Arkansas avg
View
▼
Rate1.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average3.11%▼ 1.46% below avgNationally 2.88%
Details

Effective Date: October 01, 2026

Rate History
1 change since Sep 12, 2026 · 1.60% → 1.65% ▲ 0.05 pts · high 1.65% / low 1.60%
1.10%1.63%2.15%Sep 12, 2026: 1.60% APYOct 12, 2026: 1.65% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.65%▲ from 1.60%
  • Sep 12, 20261.60%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Share and IRA Certificates - 18 Months
$0
1.65% ▼ 1.46% below Arkansas avg
View
▼
Rate1.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average3.11%▼ 1.46% below avgNationally 2.88%
Details

APY with Bonus Rate: 1.75%

Rate History
No change since Oct 12, 2026 · 1.65% APY
1.15%1.65%2.15%Oct 12, 2026: 1.65% APYOct 12, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
18 Month Standard CD Products
$1,000
1.50% ▼ 1.61% below Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.11%▼ 1.61% below avgNationally 2.88%
Details

Balance: $100,000 or more; $1,000 opening deposit required

Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 5 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
IRA CDs - 18 Months
$1,000
1.50% ▼ 1.61% below Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.11%▼ 1.61% below avgNationally 2.88%
Details

IRA CD; $1,000 opening deposit required

Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 7 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 14, 2026
White County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
Share Certificate - 18 Months
$1,000
0.50% ▼ 2.61% below Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.11%▼ 2.61% below avgNationally 2.88%
Details

Standard and Default Renewal rate; see credit union for current specials

Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
Priority Bank
Institution Rating:
C+4.1 ★Texas Ratio: 25.90%
18 Month Certificates of Deposit (CDs)
$0
0.45% ▼ 2.66% below Arkansas avg
View
▼
Rate0.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Arkansas Average3.11%▼ 2.66% below avgNationally 2.88%
Details

Balance: $10,000+

Rate History
No change since Sep 11, 2026 · 0.45% APY · checked 7 times
0.00%0.48%0.95%Sep 11, 2026: 0.45% APYSep 11, 2026Oct 14, 2026
Priority Bank
Institution Rating:
C+4.1 ★Texas Ratio: 25.90%
18 Month Certificates of Deposit (CDs)
$0
0.35% ▼ 2.76% below Arkansas avg
View
▼
Rate0.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Arkansas Average3.11%▼ 2.76% below avgNationally 2.88%
Details

Balance: $1,000 - $9,999

Rate History
No change since Sep 11, 2026 · 0.35% APY · checked 7 times
0.00%0.43%0.85%Sep 11, 2026: 0.35% APYSep 11, 2026Oct 14, 2026

Hattieville 24 Month CD Rates

Arkansas 24 Month CD Average2.92% APYNational 2.88%▲ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
24 Month Share Certificates (CDs) - Jumbo
$1,000
4.82% ▲ 1.90% above Arkansas avg
View
▼
Rate4.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▲ 1.90% above avgNationally 2.88%
Details

Jumbo rate; Standard jumbo rates are available on deposits of $95,000 or more.

Rate History
No change since Oct 13, 2026 · 4.82% APY
4.32%4.82%5.32%Oct 13, 2026: 4.82% APYOct 13, 2026Oct 14, 2026
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Certificate of Deposit - Special Offering - 24 Months
$1,000
4.25% ▲ 1.33% above Arkansas avg
View
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▲ 1.33% above avgNationally 2.88%
Details

Special offer, limited time; non-renewable; not available on new money deposits (reserved for money already on deposit with Telcoe as of last statement cycle); rates effective 08/25/26

Rate History
No change since Oct 5, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 5, 2026: 4.25% APYOct 5, 2026Oct 14, 2026
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
24 Month Share Certificate/IRA Share Certificate
$1,000
4.15% ▲ 1.23% above Arkansas avg
View
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.92%▲ 1.23% above avgNationally 2.88%
Details

Minimum opening deposit is $1,000; Rates effective as of 10/6/2026

Rate History
No change since Oct 12, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 12, 2026: 4.15% APYOct 12, 2026Oct 14, 2026
Clearway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
24 Month CD
$500
4.15% ▲ 1.23% above Arkansas avg
View
▼
Rate4.09%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▲ 1.23% above avgNationally 2.88%
Details

Minimum to open a share certificate is $500; early withdrawal penalties may apply

Rate History
No change since Oct 9, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 9, 2026: 4.15% APYOct 9, 2026Oct 14, 2026
First Service Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
24-Month CD
$10,000
4.00% ▲ 1.08% above Arkansas avg
View
▼
Rate3.94%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Arkansas Average2.92%▲ 1.08% above avgNationally 2.88%
Details

APY is accurate as of 9-1-26. Offer is subject to change.

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Certificate 24 Months
$500
3.82% ▲ 0.90% above Arkansas avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.92%▲ 0.90% above avgNationally 2.88%
Details

Published APY range: 3.82%/3.80%. Dividends Credited/Compounded: Monthly/Quarterly; Minimum opening and running balance for IRA Certificates is $500

Rate History
No change since Oct 12, 2026 · 3.82% APY
3.32%3.82%4.32%Oct 12, 2026: 3.82% APYOct 12, 2026Oct 14, 2026
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Share/IRA Certificates - 24 Months
$2,500
3.75% ▲ 0.83% above Arkansas avg
View
▼
Rate3.69%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▲ 0.83% above avgNationally 2.88%
Details

Compounded Monthly; Early withdrawal penalties apply

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
24 Month Share Certificate
$500
3.71% ▲ 0.79% above Arkansas avg
View
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▲ 0.79% above avgNationally 2.88%
Details

Balance: $50,000-$99,999

Rate History
1 change since Sep 18, 2026 · 3.45% → 3.71% ▲ 0.26 pts · high 3.71% / low 3.45%
2.95%3.58%4.21%Sep 18, 2026: 3.45% APYOct 6, 2026: 3.71% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.71%▲ from 3.45%
  • Sep 18, 20263.45%first recorded
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Regular Certificates - 24-month
$0
3.65% ▲ 0.73% above Arkansas avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▲ 0.73% above avgNationally 2.88%
Details

Rate History
No change since Oct 13, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 13, 2026: 3.65% APYOct 13, 2026Oct 14, 2026
First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2 Year CD
$1,000
3.56% ▲ 0.64% above Arkansas avg
View
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▲ 0.64% above avgNationally 2.88%
Details

Early withdrawal penalty: 120 days; Deposits of $100,000.00 or more add 0.25%; Personal CD Balances of $1,000,000.00 or more add 0.50%

Rate History
1 change since Sep 14, 2026 · 3.29% → 3.56% ▲ 0.27 pts · high 3.56% / low 3.29%
2.79%3.43%4.06%Sep 14, 2026: 3.29% APYOct 3, 2026: 3.56% APYSep 14, 2026Oct 14, 2026
  • Oct 3, 20263.56%▲ from 3.29%
  • Sep 14, 20263.29%first recorded
Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Certificate - 24 Months
$0
3.56% ▲ 0.64% above Arkansas avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▲ 0.64% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.56% ▲ 0.06 pts · high 3.56% / low 3.50%
3.00%3.53%4.06%Sep 14, 2026: 3.50% APYOct 9, 2026: 3.56% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20263.56%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
24 Month Share Certificate
$500
3.56% ▲ 0.64% above Arkansas avg
View
▼
Rate3.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▲ 0.64% above avgNationally 2.88%
Details

Balance: $10,000-$19,999

Rate History
1 change since Sep 18, 2026 · 3.09% → 3.56% ▲ 0.47 pts · high 3.56% / low 3.09%
2.59%3.33%4.06%Sep 18, 2026: 3.09% APYOct 6, 2026: 3.56% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.56%▲ from 3.09%
  • Sep 18, 20263.09%first recorded
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Certificate of Deposit 24-Month
$500
3.51% ▲ 0.59% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▲ 0.59% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.10% → 3.51% ▲ 0.41 pts · high 3.51% / low 3.10%
2.60%3.30%4.01%Sep 14, 2026: 3.10% APYOct 2, 2026: 3.51% APYSep 14, 2026Oct 14, 2026
  • Oct 2, 20263.51%▲ from 3.10%
  • Sep 14, 20263.10%first recorded
First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
24 Month IRA Fixed
$100
3.50% ▲ 0.58% above Arkansas avg
View
▼
Rate3.50%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▲ 0.58% above avgNationally 2.88%
Details

Early withdrawal penalty 120 days; APY for fixed IRAs based on interest paid quarterly

Rate History
1 change since Sep 14, 2026 · 3.29% → 3.50% ▲ 0.21 pts · high 3.50% / low 3.29%
2.79%3.40%4.00%Sep 14, 2026: 3.29% APYOct 7, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
  • Oct 7, 20263.50%▲ from 3.29%
  • Sep 14, 20263.29%first recorded
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
24 Month Share Certificate
$0
3.50% ▲ 0.58% above Arkansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▲ 0.58% above avgNationally 2.88%
Details

Balance: $50,000 & up; Dividends Paid Monthly

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 14, 2026
Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
24 Month Share Certificate
$500
3.50% ▲ 0.58% above Arkansas avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▲ 0.58% above avgNationally 2.88%
Details

Early withdrawal fees apply.

Rate History
No change since Oct 13, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 13, 2026: 3.50% APYOct 13, 2026Oct 14, 2026
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.16%
Share Certificate - 2 Year Jumbo
$0
3.44% ▲ 0.52% above Arkansas avg
View
▼
Rate3.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.92%▲ 0.52% above avgNationally 2.88%
Details

Jumbo

Rate History
No change since Sep 18, 2026 · 3.44% APY · checked 4 times
2.94%3.44%3.94%Sep 18, 2026: 3.44% APYSep 18, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
24 Month Share Certificate
$500
3.41% ▲ 0.49% above Arkansas avg
View
▼
Rate3.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▲ 0.49% above avgNationally 2.88%
Details

Balance: $500-$999

Rate History
1 change since Sep 18, 2026 · 3.09% → 3.41% ▲ 0.32 pts · high 3.41% / low 3.09%
2.59%3.25%3.91%Sep 18, 2026: 3.09% APYOct 6, 2026: 3.41% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.41%▲ from 3.09%
  • Sep 18, 20263.09%first recorded
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
24 Month Share Certificate
$500
3.40% ▲ 0.48% above Arkansas avg
View
▼
Rate3.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▲ 0.48% above avgNationally 2.88%
Details

Balance: $1,000-$9,999

Rate History
1 change since Sep 18, 2026 · 3.09% → 3.40% ▲ 0.31 pts · high 3.40% / low 3.09%
2.59%3.25%3.90%Sep 18, 2026: 3.09% APYOct 6, 2026: 3.40% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.40%▲ from 3.09%
  • Sep 18, 20263.09%first recorded
Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2 Year Certificate
$2,500
3.35% ▲ 0.43% above Arkansas avg
View
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▲ 0.43% above avgNationally 2.88%
Details

Fixed rate, quarterly dividends. Dividends may compound, may receive quarterly dividend check or have dividends posted to savings or checking. Does not automatically renew.

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 8 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 14, 2026
Hurricane Creek Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
Shared Certificate - 24 Months
$500
3.25% ▲ 0.33% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▲ 0.33% above avgNationally 2.88%
Details

Early Withdrawal Penalty: 90 days interest

Rate History
No change since Oct 9, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 9, 2026: 3.25% APYOct 9, 2026Oct 14, 2026
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.16%
Share Certificate - 2 Year
$0
3.19% ▲ 0.27% above Arkansas avg
View
▼
Rate3.14%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.92%▲ 0.27% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 3.19% APY · checked 4 times
2.69%3.19%3.69%Sep 18, 2026: 3.19% APYSep 18, 2026Oct 14, 2026
UARK Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
24 Month Certificate of Deposit (CD)
$500
3.04% ▲ 0.12% above Arkansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▲ 0.12% above avgNationally 2.88%
Details

Early withdrawal penalties may apply; rates subject to change

Rate History
No change since Sep 21, 2026 · 3.04% APY · checked 5 times
2.54%3.04%3.54%Sep 21, 2026: 3.04% APYSep 21, 2026Oct 14, 2026
Eaton Family Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.40%
24 Month Certificate of Deposit
$0
3.03% ▲ 0.11% above Arkansas avg
View
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▲ 0.11% above avgNationally 2.88%
Details

Early withdrawal penalty applies

Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 7 times
2.53%3.03%3.53%Sep 14, 2026: 3.03% APYSep 14, 2026Oct 14, 2026
River Town Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
2-Year Share Certificate
$500
3.00% ▲ 0.08% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▲ 0.08% above avgNationally 2.88%
Details

Dividends compounded quarterly and credited quarterly; penalty for early withdrawal

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 14, 2026
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
24 Month Share Certificates (CDs)
$1,000
2.87% ▼ 0.05% below Arkansas avg
View
▼
Rate2.83%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▼ 0.05% below avgNationally 2.88%
Details

Early withdrawal penalties apply to all certificate and IRA accounts.

Rate History
1 change since Sep 18, 2026 · 2.55% → 2.87% ▲ 0.32 pts · high 2.87% / low 2.55%
2.05%2.71%3.37%Sep 18, 2026: 2.55% APYOct 13, 2026: 2.87% APYSep 18, 2026Oct 14, 2026
  • Oct 13, 20262.87%▲ from 2.55%
  • Sep 18, 20262.55%first recorded
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
2 Year Jumbo Share and IRA Certificate - Fixed
$100,000
2.65% ▼ 0.27% below Arkansas avg
View
▼
Rate2.63%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▼ 0.27% below avgNationally 2.88%
Details

Jumbo Share and IRA Certificate; Minimum to Earn Dividends: $100,000

Rate History
No change since Sep 29, 2026 · 2.65% APY · checked 4 times
2.15%2.65%3.15%Sep 29, 2026: 2.65% APYSep 29, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
24 Month Standard CDs - Rewards
$0
2.60% ▼ 0.32% below Arkansas avg
View
▼
Rate2.57%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▼ 0.32% below avgNationally 2.88%
Details

Rewards APY

Rate History
No change since Oct 14, 2026 · 2.60% APY
2.10%2.60%3.10%Oct 14, 2026: 2.60% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
24 Month Standard IRA CDs
$0
2.60% ▼ 0.32% below Arkansas avg
View
▼
Rate2.57%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▼ 0.32% below avgNationally 2.88%
Details

Rewards APY

Rate History
No change since Oct 14, 2026 · 2.60% APY
2.10%2.60%3.10%Oct 14, 2026: 2.60% APYOct 14, 2026Oct 14, 2026
Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
IRA 24 Months
$500
2.52% ▼ 0.40% below Arkansas avg
View
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▼ 0.40% below avgNationally 2.88%
Details

Traditional and Roth IRAs available; Prior year contributions can be made through April 15 of the following year

Rate History
No change since Oct 13, 2026 · 2.52% APY
2.02%2.52%3.02%Oct 13, 2026: 2.52% APYOct 13, 2026Oct 14, 2026
Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
IRA Share (variable) - 24 Months
$500
2.52% ▼ 0.40% below Arkansas avg
View
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▼ 0.40% below avgNationally 2.88%
Details

Variable IRA Share; Dividend rate 2.50%, APY 2.52%; $25 min. shown in table header

Rate History
No change since Oct 9, 2026 · 2.52% APY · checked 2 times
2.02%2.52%3.02%Oct 9, 2026: 2.52% APYOct 9, 2026Oct 14, 2026
Bank of 1889
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
2 Year Certificate
$500
2.52% ▼ 0.40% below Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▼ 0.40% below avgNationally 2.88%
Details

All CDs are a minimum of $500 to open; rates current as of 12/15/25; early withdrawal penalty may apply

Rate History
No change since Sep 7, 2026 · 2.52% APY · checked 9 times
2.02%2.52%3.02%Sep 7, 2026: 2.52% APYSep 7, 2026Oct 14, 2026
Bank of Little Rock
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Certificates of Deposit (CDs) - 2 Year
$0
2.50% ▼ 0.42% below Arkansas avg
View
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▼ 0.42% below avgNationally 2.88%
Details

$500 minimum balance required; early withdrawal penalty may apply

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Oct 14, 2026
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
2 Year Share and IRA Certificate - Fixed
$1,000
2.40% ▼ 0.52% below Arkansas avg
View
▼
Rate2.38%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▼ 0.52% below avgNationally 2.88%
Details

Share and IRA Certificate; Minimum to Earn Dividends: $1000

Rate History
No change since Sep 14, 2026 · 2.40% APY · checked 8 times
1.90%2.40%2.90%Sep 14, 2026: 2.40% APYSep 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
24 Month Standard CDs - Regular
$0
2.34% ▼ 0.58% below Arkansas avg
View
▼
Rate2.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▼ 0.58% below avgNationally 2.88%
Details

Regular APY

Rate History
No change since Oct 14, 2026 · 2.34% APY
1.84%2.34%2.84%Oct 14, 2026: 2.34% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
24 Month Standard IRA CDs
$0
2.34% ▼ 0.58% below Arkansas avg
View
▼
Rate2.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▼ 0.58% below avgNationally 2.88%
Details

Regular APY

Rate History
No change since Oct 14, 2026 · 2.34% APY
1.84%2.34%2.84%Oct 14, 2026: 2.34% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
Standard CD - 24-month term
$0
2.34% ▼ 0.58% below Arkansas avg
View
▼
Rate2.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▼ 0.58% below avgNationally 2.88%
Details

Regular APY

Rate History
1 change since Sep 14, 2026 · 2.60% → 2.34% ▼ 0.26 pts · high 2.60% / low 2.34%
1.84%2.47%3.10%Sep 14, 2026: 2.60% APYOct 14, 2026: 2.34% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20262.34%▼ from 2.60%
  • Sep 14, 20262.60%first recorded
Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
IRA Certificates - 24 Months
$0
2.25% ▼ 0.67% below Arkansas avg
View
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▼ 0.67% below avgNationally 2.88%
Details

Minimum $500 balance. Early withdrawal fees apply.

Rate History
No change since Oct 13, 2026 · 2.25% APY
1.75%2.25%2.75%Oct 13, 2026: 2.25% APYOct 13, 2026Oct 14, 2026
Americas First Network Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
24 Month Roth & Educational IRA Share Certificates
$0
2.25% ▼ 0.67% below Arkansas avg
View
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▼ 0.67% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 7 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 14, 2026
Americas First Network Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
24 Month Standard IRA Share Certificates
$0
2.25% ▼ 0.67% below Arkansas avg
View
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▼ 0.67% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 7 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 14, 2026
Americas First Network Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
24 Month Standard Share Certificates
$500
2.25% ▼ 0.67% below Arkansas avg
View
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▼ 0.67% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 7 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 14, 2026
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Share Certificate of Deposit - 2 Year
$1,000
2.20% ▼ 0.72% below Arkansas avg
View
▼
Rate2.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▼ 0.72% below avgNationally 2.88%
Details

Penalty for early withdrawal, please see disclosures

Rate History
1 change since Sep 14, 2026 · 4.25% → 2.20% ▼ 2.05 pts · high 4.25% / low 2.20%
0.15%3.23%6.30%Sep 14, 2026: 4.25% APYSep 21, 2026: 2.20% APYSep 14, 2026Oct 14, 2026
  • Sep 21, 20262.20%▼ from 4.25%
  • Sep 14, 20264.25%first recorded
First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
All CD Offerings - 24 Month
$0
2.10% ▼ 0.82% below Arkansas avg
View
▼
Rate2.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▼ 0.82% below avgNationally 2.88%
Details

Available as an I.R.A. account

Rate History
No change since Oct 14, 2026 · 2.10% APY
1.60%2.10%2.60%Oct 14, 2026: 2.10% APYOct 14, 2026Oct 14, 2026
Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Share Certificates - 24 Months
$500
2.02% ▼ 0.90% below Arkansas avg
View
▼
Rate2.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▼ 0.90% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 8 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
24 Month Certificate
$0
1.85% ▼ 1.07% below Arkansas avg
View
▼
Rate1.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.92%▼ 1.07% below avgNationally 2.88%
Details

Effective Date: October 01, 2026

Rate History
1 change since Sep 12, 2026 · 1.95% → 1.85% ▼ 0.10 pts · high 1.95% / low 1.85%
1.35%1.90%2.45%Sep 12, 2026: 1.95% APYOct 12, 2026: 1.85% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20261.85%▼ from 1.95%
  • Sep 12, 20261.95%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Share and IRA Certificates - 24 Months
$0
1.85% ▼ 1.07% below Arkansas avg
View
▼
Rate1.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.92%▼ 1.07% below avgNationally 2.88%
Details

APY with Bonus Rate: 1.95%

Rate History
No change since Oct 12, 2026 · 1.85% APY
1.35%1.85%2.35%Oct 12, 2026: 1.85% APYOct 12, 2026Oct 14, 2026
FNB of Izard County
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
2 Year Certificate
$0
1.56% ▼ 1.36% below Arkansas avg
View
▼
Rate1.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▼ 1.36% below avgNationally 2.88%
Details

Rate History
No change since Oct 14, 2026 · 1.56% APY
1.06%1.56%2.06%Oct 14, 2026: 1.56% APYOct 14, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
2 Year Standard CD Products
$1,000
1.50% ▼ 1.42% below Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▼ 1.42% below avgNationally 2.88%
Details

Balance: $100,000 or more; $1,000 opening deposit required

Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 5 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
IRA CDs - 2 Years
$1,000
1.50% ▼ 1.42% below Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.92%▼ 1.42% below avgNationally 2.88%
Details

IRA CD; $1,000 opening deposit required

Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 7 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 14, 2026
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
IRA Certificate of Deposit - 2 Year Educ. IRA
$1,000
0.95% ▼ 1.97% below Arkansas avg
View
▼
Rate0.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.92%▼ 1.97% below avgNationally 2.88%
Details

Educ. IRA; Penalty for early withdrawal, please see disclosures

Rate History
No change since Oct 13, 2026 · 0.95% APY
0.45%0.95%1.45%Oct 13, 2026: 0.95% APYOct 13, 2026Oct 14, 2026

Hattieville 36 Month CD Rates

Arkansas 36 Month CD Average2.71% APYNational 2.81%▲ 0.05% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
36 Month Share Certificates (CDs) - Jumbo
$1,000
4.93% ▲ 2.22% above Arkansas avg
View
▼
Rate4.81%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▲ 2.22% above avgNationally 2.81%
Details

Jumbo rate; Standard jumbo rates are available on deposits of $95,000 or more.

Rate History
No change since Oct 13, 2026 · 4.93% APY
4.43%4.93%5.43%Oct 13, 2026: 4.93% APYOct 13, 2026Oct 14, 2026
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
36 Month Share Certificate/IRA Share Certificate
$1,000
4.25% ▲ 1.54% above Arkansas avg
View
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.71%▲ 1.54% above avgNationally 2.81%
Details

Minimum opening deposit is $1,000; Rates effective as of 10/6/2026

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
36 Month Share Certificate
$500
3.97% ▲ 1.26% above Arkansas avg
View
▼
Rate3.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▲ 1.26% above avgNationally 2.81%
Details

Balance: $50,000-$99,999

Rate History
1 change since Sep 18, 2026 · 3.45% → 3.97% ▲ 0.52 pts · high 3.97% / low 3.45%
2.93%3.71%4.49%Sep 18, 2026: 3.45% APYOct 6, 2026: 3.97% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.97%▲ from 3.45%
  • Sep 18, 20263.45%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Certificate 36 Months
$500
3.82% ▲ 1.11% above Arkansas avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.71%▲ 1.11% above avgNationally 2.81%
Details

Published APY range: 3.82%/3.80%. Dividends Credited/Compounded: Monthly/Quarterly; Minimum opening and running balance for IRA Certificates is $500

Rate History
No change since Oct 12, 2026 · 3.82% APY
3.32%3.82%4.32%Oct 12, 2026: 3.82% APYOct 12, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
36 Month Share Certificate
$500
3.82% ▲ 1.11% above Arkansas avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▲ 1.11% above avgNationally 2.81%
Details

Balance: $10,000-$19,999

Rate History
1 change since Sep 18, 2026 · 3.09% → 3.82% ▲ 0.73 pts · high 3.82% / low 3.09%
2.36%3.46%4.55%Sep 18, 2026: 3.09% APYOct 6, 2026: 3.82% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.82%▲ from 3.09%
  • Sep 18, 20263.09%first recorded
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
36 Month Share Certificate
$500
3.66% ▲ 0.95% above Arkansas avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▲ 0.95% above avgNationally 2.81%
Details

Balance: $500-$999

Rate History
1 change since Sep 18, 2026 · 3.09% → 3.66% ▲ 0.57 pts · high 3.66% / low 3.09%
2.52%3.38%4.23%Sep 18, 2026: 3.09% APYOct 6, 2026: 3.66% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.66%▲ from 3.09%
  • Sep 18, 20263.09%first recorded
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Regular Certificates - 36-month
$0
3.65% ▲ 0.94% above Arkansas avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▲ 0.94% above avgNationally 2.81%
Details

Rate History
No change since Oct 13, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 13, 2026: 3.65% APYOct 13, 2026Oct 14, 2026
First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
3 Year CD
$1,000
3.56% ▲ 0.85% above Arkansas avg
View
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▲ 0.85% above avgNationally 2.81%
Details

Early withdrawal penalty: 182 days; Deposits of $100,000.00 or more add 0.25%; Personal CD Balances of $1,000,000.00 or more add 0.50%

Rate History
1 change since Sep 14, 2026 · 3.29% → 3.56% ▲ 0.27 pts · high 3.56% / low 3.29%
2.79%3.43%4.06%Sep 14, 2026: 3.29% APYOct 3, 2026: 3.56% APYSep 14, 2026Oct 14, 2026
  • Oct 3, 20263.56%▲ from 3.29%
  • Sep 14, 20263.29%first recorded
Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Certificate - 36 Months
$0
3.56% ▲ 0.85% above Arkansas avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▲ 0.85% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.24% → 3.56% ▲ 0.32 pts · high 3.56% / low 3.24%
2.74%3.40%4.06%Sep 14, 2026: 3.24% APYOct 9, 2026: 3.56% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20263.56%▲ from 3.24%
  • Sep 14, 20263.24%first recorded
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Certificate of Deposit 36-Month
$500
3.51% ▲ 0.80% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▲ 0.80% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.03% → 3.51% ▲ 0.48 pts · high 3.51% / low 3.03%
2.53%3.27%4.01%Sep 14, 2026: 3.03% APYOct 2, 2026: 3.51% APYSep 14, 2026Oct 14, 2026
  • Oct 2, 20263.51%▲ from 3.03%
  • Sep 14, 20263.03%first recorded
First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
36 Month IRA Fixed
$100
3.50% ▲ 0.79% above Arkansas avg
View
▼
Rate3.50%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▲ 0.79% above avgNationally 2.81%
Details

Early withdrawal penalty 182 days; APY for fixed IRAs based on interest paid quarterly

Rate History
1 change since Sep 14, 2026 · 3.29% → 3.50% ▲ 0.21 pts · high 3.50% / low 3.29%
2.79%3.40%4.00%Sep 14, 2026: 3.29% APYOct 7, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
  • Oct 7, 20263.50%▲ from 3.29%
  • Sep 14, 20263.29%first recorded
Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
36 Month Share Certificate
$500
3.50% ▲ 0.79% above Arkansas avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▲ 0.79% above avgNationally 2.81%
Details

Early withdrawal fees apply.

Rate History
No change since Oct 13, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 13, 2026: 3.50% APYOct 13, 2026Oct 14, 2026
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.16%
Share Certificate - 3 Year Jumbo
$0
3.43% ▲ 0.72% above Arkansas avg
View
▼
Rate3.38%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.71%▲ 0.72% above avgNationally 2.81%
Details

Jumbo

Rate History
No change since Sep 18, 2026 · 3.43% APY · checked 4 times
2.93%3.43%3.93%Sep 18, 2026: 3.43% APYSep 18, 2026Oct 14, 2026
Hurricane Creek Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
Shared Certificate - 36 Months
$500
3.25% ▲ 0.54% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▲ 0.54% above avgNationally 2.81%
Details

Early Withdrawal Penalty: 90 days interest

Rate History
No change since Oct 9, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 9, 2026: 3.25% APYOct 9, 2026Oct 14, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
36 Month Share Certificate
$0
3.25% ▲ 0.54% above Arkansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▲ 0.54% above avgNationally 2.81%
Details

Balance: $50,000 & up; Dividends Paid Monthly

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 14, 2026
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.16%
Share Certificate - 3 Year
$0
3.18% ▲ 0.47% above Arkansas avg
View
▼
Rate3.13%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.71%▲ 0.47% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 3.18% APY · checked 4 times
2.68%3.18%3.68%Sep 18, 2026: 3.18% APYSep 18, 2026Oct 14, 2026
Eaton Family Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.40%
36 Month Certificate of Deposit
$0
3.08% ▲ 0.37% above Arkansas avg
View
▼
Rate3.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▲ 0.37% above avgNationally 2.81%
Details

Early withdrawal penalty applies

Rate History
No change since Sep 14, 2026 · 3.08% APY · checked 7 times
2.58%3.08%3.58%Sep 14, 2026: 3.08% APYSep 14, 2026Oct 14, 2026
UARK Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
36 Month Certificate of Deposit (CD)
$500
3.04% ▲ 0.33% above Arkansas avg
View
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▲ 0.33% above avgNationally 2.81%
Details

Early withdrawal penalties may apply; rates subject to change

Rate History
No change since Sep 21, 2026 · 3.04% APY · checked 5 times
2.54%3.04%3.54%Sep 21, 2026: 3.04% APYSep 21, 2026Oct 14, 2026
River Town Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
3-Year Share Certificate
$500
3.00% ▲ 0.29% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▲ 0.29% above avgNationally 2.81%
Details

Dividends compounded quarterly and credited quarterly; penalty for early withdrawal

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 14, 2026
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
36 Month Share Certificates (CDs)
$1,000
2.93% ▲ 0.22% above Arkansas avg
View
▼
Rate2.87%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▲ 0.22% above avgNationally 2.81%
Details

Early withdrawal penalties apply to all certificate and IRA accounts.

Rate History
1 change since Sep 18, 2026 · 2.59% → 2.93% ▲ 0.34 pts · high 2.93% / low 2.59%
2.09%2.76%3.43%Sep 18, 2026: 2.59% APYOct 13, 2026: 2.93% APYSep 18, 2026Oct 14, 2026
  • Oct 13, 20262.93%▲ from 2.59%
  • Sep 18, 20262.59%first recorded
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
36 Month Standard CDs - Rewards
$0
2.75% ▲ 0.04% above Arkansas avg
View
▼
Rate2.72%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▲ 0.04% above avgNationally 2.81%
Details

Rewards APY

Rate History
No change since Oct 14, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 14, 2026: 2.75% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
36 Month Standard IRA CDs
$0
2.75% ▲ 0.04% above Arkansas avg
View
▼
Rate2.72%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▲ 0.04% above avgNationally 2.81%
Details

Rewards APY

Rate History
No change since Oct 14, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 14, 2026: 2.75% APYOct 14, 2026Oct 14, 2026
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
3 Year Jumbo Share and IRA Certificate - Fixed
$100,000
2.65% ▼ 0.06% below Arkansas avg
View
▼
Rate2.63%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▼ 0.06% below avgNationally 2.81%
Details

Jumbo Share and IRA Certificate; Minimum to Earn Dividends: $100,000

Rate History
No change since Sep 29, 2026 · 2.65% APY · checked 4 times
2.15%2.65%3.15%Sep 29, 2026: 2.65% APYSep 29, 2026Oct 14, 2026
Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Share Certificates - 36 Months
$500
2.52% ▼ 0.19% below Arkansas avg
View
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▼ 0.19% below avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 2.52% APY · checked 8 times
2.02%2.52%3.02%Sep 14, 2026: 2.52% APYSep 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
36 Month Standard CDs - Regular
$0
2.49% ▼ 0.22% below Arkansas avg
View
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▼ 0.22% below avgNationally 2.81%
Details

Regular APY

Rate History
No change since Oct 14, 2026 · 2.49% APY
1.99%2.49%2.99%Oct 14, 2026: 2.49% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
36 Month Standard IRA CDs
$0
2.49% ▼ 0.22% below Arkansas avg
View
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▼ 0.22% below avgNationally 2.81%
Details

Regular APY

Rate History
No change since Oct 14, 2026 · 2.49% APY
1.99%2.49%2.99%Oct 14, 2026: 2.49% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
Standard CD - 36-month term
$0
2.49% ▼ 0.22% below Arkansas avg
View
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▼ 0.22% below avgNationally 2.81%
Details

Regular APY

Rate History
1 change since Sep 14, 2026 · 2.75% → 2.49% ▼ 0.26 pts · high 2.75% / low 2.49%
1.99%2.62%3.25%Sep 14, 2026: 2.75% APYOct 14, 2026: 2.49% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20262.49%▼ from 2.75%
  • Sep 14, 20262.75%first recorded
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
3 Year Share and IRA Certificate - Fixed
$1,000
2.40% ▼ 0.31% below Arkansas avg
View
▼
Rate2.38%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▼ 0.31% below avgNationally 2.81%
Details

Share and IRA Certificate; Minimum to Earn Dividends: $1000

Rate History
No change since Sep 14, 2026 · 2.40% APY · checked 8 times
1.90%2.40%2.90%Sep 14, 2026: 2.40% APYSep 14, 2026Oct 14, 2026
First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
All CD Offerings - 36 Month
$0
2.34% ▼ 0.37% below Arkansas avg
View
▼
Rate2.33%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▼ 0.37% below avgNationally 2.81%
Details

Available as an I.R.A. account

Rate History
No change since Oct 14, 2026 · 2.34% APY
1.84%2.34%2.84%Oct 14, 2026: 2.34% APYOct 14, 2026Oct 14, 2026
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Share Certificate of Deposit - 3 Year
$1,000
2.30% ▼ 0.41% below Arkansas avg
View
▼
Rate2.28%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▼ 0.41% below avgNationally 2.81%
Details

Penalty for early withdrawal, please see disclosures

Rate History
No change since Sep 14, 2026 · 2.30% APY · checked 6 times
1.80%2.30%2.80%Sep 14, 2026: 2.30% APYSep 14, 2026Oct 14, 2026
Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
IRA 36 Months
$500
2.27% ▼ 0.44% below Arkansas avg
View
▼
Rate2.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▼ 0.44% below avgNationally 2.81%
Details

Traditional and Roth IRAs available; Prior year contributions can be made through April 15 of the following year

Rate History
No change since Oct 13, 2026 · 2.27% APY
1.77%2.27%2.77%Oct 13, 2026: 2.27% APYOct 13, 2026Oct 14, 2026
Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
IRA Share (variable) - 36 Months
$500
2.27% ▼ 0.44% below Arkansas avg
View
▼
Rate2.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▼ 0.44% below avgNationally 2.81%
Details

Variable IRA Share; Dividend rate 2.25%, APY 2.27%; $25 min. shown in table header

Rate History
No change since Oct 9, 2026 · 2.27% APY · checked 2 times
1.77%2.27%2.77%Oct 9, 2026: 2.27% APYOct 9, 2026Oct 14, 2026
Bank of 1889
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
3 Year Certificate
$500
2.01% ▼ 0.70% below Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▼ 0.70% below avgNationally 2.81%
Details

All CDs are a minimum of $500 to open; rates current as of 12/15/25; early withdrawal penalty may apply

Rate History
No change since Sep 7, 2026 · 2.01% APY · checked 9 times
1.51%2.01%2.51%Sep 7, 2026: 2.01% APYSep 7, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
36 Month Bump Up Certificate
$0
2.00% ▼ 0.71% below Arkansas avg
View
▼
Rate1.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.71%▼ 0.71% below avgNationally 2.81%
Details

Balance: $500 - $1,000,000; Effective Date: October 01, 2026; APY with Bonus Rate: 2.10% (bonus of 0.10% APY when the Tax Reported Owner has an Ultra Checking account with an average monthly balance of at least $1.00); A penalty may be charged for early withdrawal

Rate History
No change since Sep 12, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 12, 2026: 2.00% APYSep 12, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
36 Month Certificate
$0
2.00% ▼ 0.71% below Arkansas avg
View
▼
Rate1.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.71%▼ 0.71% below avgNationally 2.81%
Details

Effective Date: October 01, 2026

Rate History
No change since Sep 12, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Sep 12, 2026: 2.00% APYSep 12, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Share and IRA Certificates - 36 Months
$0
2.00% ▼ 0.71% below Arkansas avg
View
▼
Rate1.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.71%▼ 0.71% below avgNationally 2.81%
Details

APY with Bonus Rate: 2.10%

Rate History
No change since Oct 12, 2026 · 2.00% APY
1.50%2.00%2.50%Oct 12, 2026: 2.00% APYOct 12, 2026Oct 14, 2026
Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
IRA Certificates - 36 Months
$0
2.00% ▼ 0.71% below Arkansas avg
View
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▼ 0.71% below avgNationally 2.81%
Details

Minimum $500 balance. Early withdrawal fees apply.

Rate History
No change since Oct 13, 2026 · 2.00% APY
1.50%2.00%2.50%Oct 13, 2026: 2.00% APYOct 13, 2026Oct 14, 2026
Americas First Network Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
36 Month Roth & Educational IRA Share Certificates
$0
1.75% ▼ 0.96% below Arkansas avg
View
▼
Rate1.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▼ 0.96% below avgNationally 2.81%
Details

Rate History
No change since Oct 14, 2026 · 1.75% APY
1.25%1.75%2.25%Oct 14, 2026: 1.75% APYOct 14, 2026Oct 14, 2026
Americas First Network Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
36 Month Standard IRA Share Certificates
$0
1.75% ▼ 0.96% below Arkansas avg
View
▼
Rate1.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▼ 0.96% below avgNationally 2.81%
Details

Rate History
No change since Oct 14, 2026 · 1.75% APY
1.25%1.75%2.25%Oct 14, 2026: 1.75% APYOct 14, 2026Oct 14, 2026
Americas First Network Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
36 Month Standard Share Certificates
$500
1.75% ▼ 0.96% below Arkansas avg
View
▼
Rate1.73%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▼ 0.96% below avgNationally 2.81%
Details

Rate History
No change since Oct 14, 2026 · 1.75% APY
1.25%1.75%2.25%Oct 14, 2026: 1.75% APYOct 14, 2026Oct 14, 2026
FNB of Izard County
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3 Year Certificate
$0
1.66% ▼ 1.05% below Arkansas avg
View
▼
Rate1.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▼ 1.05% below avgNationally 2.81%
Details

Rate History
No change since Oct 14, 2026 · 1.66% APY
1.16%1.66%2.16%Oct 14, 2026: 1.66% APYOct 14, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
3 Year Standard CD Products
$1,000
1.50% ▼ 1.21% below Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▼ 1.21% below avgNationally 2.81%
Details

Balance: $100,000 or more; $1,000 opening deposit required

Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 5 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
IRA CDs - 3 Years
$1,000
1.50% ▼ 1.21% below Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▼ 1.21% below avgNationally 2.81%
Details

IRA CD; $1,000 opening deposit required

Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 7 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 14, 2026
Bank of Little Rock
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Certificates of Deposit (CDs) - 3 Year
$0
1.26% ▼ 1.45% below Arkansas avg
View
▼
Rate1.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▼ 1.45% below avgNationally 2.81%
Details

$500 minimum balance required; early withdrawal penalty may apply

Rate History
No change since Sep 24, 2026 · 1.26% APY · checked 4 times
0.76%1.26%1.76%Sep 24, 2026: 1.26% APYSep 24, 2026Oct 14, 2026
Clearway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
36 Month CD
$500
1.21% ▼ 1.50% below Arkansas avg
View
▼
Rate1.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▼ 1.50% below avgNationally 2.81%
Details

Minimum to open a share certificate is $500; early withdrawal penalties may apply

Rate History
No change since Oct 9, 2026 · 1.21% APY · checked 2 times
0.71%1.21%1.71%Oct 9, 2026: 1.21% APYOct 9, 2026Oct 14, 2026
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
IRA Certificate of Deposit - 3 Year Educ. IRA
$1,000
1.00% ▼ 1.71% below Arkansas avg
View
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.71%▼ 1.71% below avgNationally 2.81%
Details

Educ. IRA; Penalty for early withdrawal, please see disclosures

Rate History
No change since Oct 13, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 13, 2026: 1.00% APYOct 13, 2026Oct 14, 2026
Unico Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.75%
Certificate of Deposit - 36 MO
$1,000
0.55% ▼ 2.16% below Arkansas avg
View
▼
Rate0.55%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.71%▼ 2.16% below avgNationally 2.81%
Details

Rates effective as of 09/17/2026

Rate History
No change since Oct 14, 2026 · 0.55% APY
0.05%0.55%1.05%Oct 14, 2026: 0.55% APYOct 14, 2026Oct 14, 2026
Priority Bank
Institution Rating:
C+4.1 ★Texas Ratio: 25.90%
36 Month Certificates of Deposit (CDs)
$0
0.55% ▼ 2.16% below Arkansas avg
View
▼
Rate0.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Arkansas Average2.71%▼ 2.16% below avgNationally 2.81%
Details

Balance: $10,000+

Rate History
No change since Sep 11, 2026 · 0.55% APY · checked 7 times
0.05%0.55%1.05%Sep 11, 2026: 0.55% APYSep 11, 2026Oct 14, 2026
Priority Bank
Institution Rating:
C+4.1 ★Texas Ratio: 25.90%
36 Month Certificates of Deposit (CDs)
$0
0.45% ▼ 2.26% below Arkansas avg
View
▼
Rate0.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Arkansas Average2.71%▼ 2.26% below avgNationally 2.81%
Details

Balance: $1,000 - $9,999

Rate History
No change since Sep 11, 2026 · 0.45% APY · checked 7 times
0.00%0.48%0.95%Sep 11, 2026: 0.45% APYSep 11, 2026Oct 14, 2026

Hattieville 48 Month CD Rates

Arkansas 48 Month CD Average2.78% APYNational 2.80%▲ 0.09% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
48 Month Share Certificate/IRA Share Certificate
$1,000
4.25% ▲ 1.47% above Arkansas avg
View
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.78%▲ 1.47% above avgNationally 2.80%
Details

Minimum opening deposit is $1,000; Rates effective as of 10/6/2026

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
48 Month Share Certificate
$500
4.13% ▲ 1.35% above Arkansas avg
View
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.78%▲ 1.35% above avgNationally 2.80%
Details

Balance: $50,000-$99,999

Rate History
1 change since Sep 18, 2026 · 3.45% → 4.13% ▲ 0.68 pts · high 4.13% / low 3.45%
2.77%3.79%4.81%Sep 18, 2026: 3.45% APYOct 6, 2026: 4.13% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20264.13%▲ from 3.45%
  • Sep 18, 20263.45%first recorded
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
48 Month Share Certificate
$500
3.97% ▲ 1.19% above Arkansas avg
View
▼
Rate3.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.78%▲ 1.19% above avgNationally 2.80%
Details

Balance: $10,000-$19,999

Rate History
1 change since Sep 18, 2026 · 3.09% → 3.97% ▲ 0.88 pts · high 3.97% / low 3.09%
2.21%3.53%4.85%Sep 18, 2026: 3.09% APYOct 6, 2026: 3.97% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.97%▲ from 3.09%
  • Sep 18, 20263.09%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Certificate 48 Months
$500
3.82% ▲ 1.04% above Arkansas avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.78%▲ 1.04% above avgNationally 2.80%
Details

Published APY range: 3.82%/3.80%. Dividends Credited/Compounded: Monthly/Quarterly; Minimum opening and running balance for IRA Certificates is $500

Rate History
No change since Oct 12, 2026 · 3.82% APY
3.32%3.82%4.32%Oct 12, 2026: 3.82% APYOct 12, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
48 Month Share Certificate
$500
3.82% ▲ 1.04% above Arkansas avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.78%▲ 1.04% above avgNationally 2.80%
Details

Balance: $1,000-$9,999

Rate History
1 change since Sep 18, 2026 · 3.09% → 3.82% ▲ 0.73 pts · high 3.82% / low 3.09%
2.36%3.46%4.55%Sep 18, 2026: 3.09% APYOct 6, 2026: 3.82% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.82%▲ from 3.09%
  • Sep 18, 20263.09%first recorded
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
48 Month Share Certificate
$500
3.81% ▲ 1.03% above Arkansas avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.78%▲ 1.03% above avgNationally 2.80%
Details

Balance: $500-$999

Rate History
1 change since Sep 18, 2026 · 3.09% → 3.81% ▲ 0.72 pts · high 3.81% / low 3.09%
2.37%3.45%4.53%Sep 18, 2026: 3.09% APYOct 6, 2026: 3.81% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.81%▲ from 3.09%
  • Sep 18, 20263.09%first recorded
Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Certificate - 48 Months
$0
3.56% ▲ 0.78% above Arkansas avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.78%▲ 0.78% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.24% → 3.56% ▲ 0.32 pts · high 3.56% / low 3.24%
2.74%3.40%4.06%Sep 14, 2026: 3.24% APYOct 9, 2026: 3.56% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20263.56%▲ from 3.24%
  • Sep 14, 20263.24%first recorded
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Certificate of Deposit 48-Month
$500
3.51% ▲ 0.73% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.78%▲ 0.73% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.03% → 3.51% ▲ 0.48 pts · high 3.51% / low 3.03%
2.53%3.27%4.01%Sep 14, 2026: 3.03% APYOct 2, 2026: 3.51% APYSep 14, 2026Oct 14, 2026
  • Oct 2, 20263.51%▲ from 3.03%
  • Sep 14, 20263.03%first recorded
Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
48 Month Share Certificate
$500
3.50% ▲ 0.72% above Arkansas avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.78%▲ 0.72% above avgNationally 2.80%
Details

Early withdrawal fees apply.

Rate History
No change since Oct 13, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 13, 2026: 3.50% APYOct 13, 2026Oct 14, 2026
Eaton Family Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.40%
48 Month Certificate of Deposit
$0
3.18% ▲ 0.40% above Arkansas avg
View
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.78%▲ 0.40% above avgNationally 2.80%
Details

Early withdrawal penalty applies

Rate History
No change since Sep 14, 2026 · 3.18% APY · checked 7 times
2.68%3.18%3.68%Sep 14, 2026: 3.18% APYSep 14, 2026Oct 14, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
48 Month Share Certificate
$0
3.00% ▲ 0.22% above Arkansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.78%▲ 0.22% above avgNationally 2.80%
Details

Balance: $50,000 & up; Dividends Paid Monthly

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
48 Month Standard CDs - Rewards
$0
2.90% ▲ 0.12% above Arkansas avg
View
▼
Rate2.86%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.78%▲ 0.12% above avgNationally 2.80%
Details

Rewards APY

Rate History
No change since Oct 14, 2026 · 2.90% APY
2.40%2.90%3.40%Oct 14, 2026: 2.90% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
48 Month Standard IRA CDs
$0
2.90% ▲ 0.12% above Arkansas avg
View
▼
Rate2.86%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.78%▲ 0.12% above avgNationally 2.80%
Details

Rewards APY

Rate History
No change since Oct 14, 2026 · 2.90% APY
2.40%2.90%3.40%Oct 14, 2026: 2.90% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
48 Month Standard CDs - Regular
$0
2.64% ▼ 0.14% below Arkansas avg
View
▼
Rate2.61%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.78%▼ 0.14% below avgNationally 2.80%
Details

Regular APY

Rate History
No change since Oct 14, 2026 · 2.64% APY
2.14%2.64%3.14%Oct 14, 2026: 2.64% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
48 Month Standard IRA CDs
$0
2.64% ▼ 0.14% below Arkansas avg
View
▼
Rate2.61%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.78%▼ 0.14% below avgNationally 2.80%
Details

Regular APY

Rate History
No change since Oct 14, 2026 · 2.64% APY
2.14%2.64%3.14%Oct 14, 2026: 2.64% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
Standard CD - 48-month term
$0
2.64% ▼ 0.14% below Arkansas avg
View
▼
Rate2.61%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.78%▼ 0.14% below avgNationally 2.80%
Details

Regular APY

Rate History
1 change since Sep 14, 2026 · 2.90% → 2.64% ▼ 0.26 pts · high 2.90% / low 2.64%
2.14%2.77%3.40%Sep 14, 2026: 2.90% APYOct 14, 2026: 2.64% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20262.64%▼ from 2.90%
  • Sep 14, 20262.90%first recorded
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Share Certificate of Deposit - 4 Year
$1,000
2.60% ▼ 0.18% below Arkansas avg
View
▼
Rate2.57%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.78%▼ 0.18% below avgNationally 2.80%
Details

Penalty for early withdrawal, please see disclosures

Rate History
No change since Sep 14, 2026 · 2.60% APY · checked 6 times
2.10%2.60%3.10%Sep 14, 2026: 2.60% APYSep 14, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
48 Month Certificate
$0
2.05% ▼ 0.73% below Arkansas avg
View
▼
Rate2.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.78%▼ 0.73% below avgNationally 2.80%
Details

Effective Date: October 01, 2026

Rate History
No change since Sep 12, 2026 · 2.05% APY · checked 2 times
1.55%2.05%2.55%Sep 12, 2026: 2.05% APYSep 12, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Share and IRA Certificates - 48 Months
$0
2.05% ▼ 0.73% below Arkansas avg
View
▼
Rate2.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average2.78%▼ 0.73% below avgNationally 2.80%
Details

APY with Bonus Rate: 2.15%

Rate History
No change since Oct 12, 2026 · 2.05% APY
1.55%2.05%2.55%Oct 12, 2026: 2.05% APYOct 12, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
4 Year Standard CD Products
$1,000
1.50% ▼ 1.28% below Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.78%▼ 1.28% below avgNationally 2.80%
Details

Balance: $100,000 or more; $1,000 opening deposit required

Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 5 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
IRA CDs - 4 Years
$1,000
1.50% ▼ 1.28% below Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.78%▼ 1.28% below avgNationally 2.80%
Details

IRA CD; $1,000 opening deposit required

Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 7 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 14, 2026
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
IRA Certificate of Deposit - 4 Year Educ. IRA
$1,000
1.15% ▼ 1.63% below Arkansas avg
View
▼
Rate1.14%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.78%▼ 1.63% below avgNationally 2.80%
Details

Educ. IRA; Penalty for early withdrawal, please see disclosures

Rate History
No change since Oct 13, 2026 · 1.15% APY
0.65%1.15%1.65%Oct 13, 2026: 1.15% APYOct 13, 2026Oct 14, 2026
Clearway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
48 Month CD
$500
1.00% ▼ 1.78% below Arkansas avg
View
▼
Rate1.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average2.78%▼ 1.78% below avgNationally 2.80%
Details

Minimum to open a share certificate is $500; early withdrawal penalties may apply

Rate History
No change since Oct 9, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 9, 2026: 1.00% APYOct 9, 2026Oct 14, 2026
Unico Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.75%
Certificate of Deposit - 48 MO
$1,000
0.60% ▼ 2.18% below Arkansas avg
View
▼
Rate0.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average2.78%▼ 2.18% below avgNationally 2.80%
Details

Rates effective as of 09/17/2026

Rate History
No change since Oct 14, 2026 · 0.60% APY
0.10%0.60%1.10%Oct 14, 2026: 0.60% APYOct 14, 2026Oct 14, 2026

Hattieville 60 Month CD Rates

Arkansas 60 Month CD Average3.03% APYNational 2.91%▲ 0.10% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
60 Month Share Certificates (CDs) - Jumbo
$1,000
4.95% ▲ 1.92% above Arkansas avg
View
▼
Rate4.83%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.03%▲ 1.92% above avgNationally 2.91%
Details

Jumbo rate; Standard jumbo rates are available on deposits of $95,000 or more.

Rate History
No change since Oct 13, 2026 · 4.95% APY
4.45%4.95%5.45%Oct 13, 2026: 4.95% APYOct 13, 2026Oct 14, 2026
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
60 Month Share Certificate/IRA Share Certificate
$1,000
4.25% ▲ 1.22% above Arkansas avg
View
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average3.03%▲ 1.22% above avgNationally 2.91%
Details

Minimum opening deposit is $1,000; Rates effective as of 10/6/2026

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
60 Month Share Certificate
$500
4.13% ▲ 1.10% above Arkansas avg
View
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.03%▲ 1.10% above avgNationally 2.91%
Details

Balance: $50,000-$99,999

Rate History
1 change since Sep 18, 2026 · 2.78% → 4.13% ▲ 1.35 pts · high 4.13% / low 2.78%
1.43%3.46%5.48%Sep 18, 2026: 2.78% APYOct 6, 2026: 4.13% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20264.13%▲ from 2.78%
  • Sep 18, 20262.78%first recorded
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
60 Month Share Certificate
$500
3.97% ▲ 0.94% above Arkansas avg
View
▼
Rate3.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.03%▲ 0.94% above avgNationally 2.91%
Details

Balance: $10,000-$19,999

Rate History
1 change since Sep 18, 2026 · 2.63% → 3.97% ▲ 1.34 pts · high 3.97% / low 2.63%
1.29%3.30%5.31%Sep 18, 2026: 2.63% APYOct 6, 2026: 3.97% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.97%▲ from 2.63%
  • Sep 18, 20262.63%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Certificate 60 Months
$500
3.82% ▲ 0.79% above Arkansas avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average3.03%▲ 0.79% above avgNationally 2.91%
Details

Published APY range: 3.82%/3.80%. Dividends Credited/Compounded: Monthly/Quarterly; Minimum opening and running balance for IRA Certificates is $500

Rate History
No change since Oct 12, 2026 · 3.82% APY
3.32%3.82%4.32%Oct 12, 2026: 3.82% APYOct 12, 2026Oct 14, 2026
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
60 Month Share Certificate
$500
3.82% ▲ 0.79% above Arkansas avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.03%▲ 0.79% above avgNationally 2.91%
Details

Balance: $1,000-$9,999

Rate History
1 change since Sep 18, 2026 · 2.63% → 3.82% ▲ 1.19 pts · high 3.82% / low 2.63%
1.44%3.22%5.01%Sep 18, 2026: 2.63% APYOct 6, 2026: 3.82% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.82%▲ from 2.63%
  • Sep 18, 20262.63%first recorded
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
60 Month Share Certificate
$500
3.81% ▲ 0.78% above Arkansas avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.03%▲ 0.78% above avgNationally 2.91%
Details

Balance: $500-$999

Rate History
1 change since Sep 18, 2026 · 2.63% → 3.81% ▲ 1.18 pts · high 3.81% / low 2.63%
1.45%3.22%4.99%Sep 18, 2026: 2.63% APYOct 6, 2026: 3.81% APYSep 18, 2026Oct 14, 2026
  • Oct 6, 20263.81%▲ from 2.63%
  • Sep 18, 20262.63%first recorded
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Regular Certificates - 60-month
$0
3.65% ▲ 0.62% above Arkansas avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.03%▲ 0.62% above avgNationally 2.91%
Details

Rate History
No change since Oct 13, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 13, 2026: 3.65% APYOct 13, 2026Oct 14, 2026
Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Certificate - 60 Months
$0
3.56% ▲ 0.53% above Arkansas avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.03%▲ 0.53% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 3.24% → 3.56% ▲ 0.32 pts · high 3.56% / low 3.24%
2.74%3.40%4.06%Sep 14, 2026: 3.24% APYOct 9, 2026: 3.56% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20263.56%▲ from 3.24%
  • Sep 14, 20263.24%first recorded
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Certificate of Deposit 60-Month
$500
3.51% ▲ 0.48% above Arkansas avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.03%▲ 0.48% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 3.03% → 3.51% ▲ 0.48 pts · high 3.51% / low 3.03%
2.53%3.27%4.01%Sep 14, 2026: 3.03% APYOct 2, 2026: 3.51% APYSep 14, 2026Oct 14, 2026
  • Oct 2, 20263.51%▲ from 3.03%
  • Sep 14, 20263.03%first recorded
Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
60 Month Share Certificate
$500
3.50% ▲ 0.47% above Arkansas avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.03%▲ 0.47% above avgNationally 2.91%
Details

Early withdrawal fees apply.

Rate History
No change since Oct 13, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 13, 2026: 3.50% APYOct 13, 2026Oct 14, 2026
Eaton Family Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.40%
60 Month Certificate of Deposit
$0
3.29% ▲ 0.26% above Arkansas avg
View
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.03%▲ 0.26% above avgNationally 2.91%
Details

Early withdrawal penalty applies

Rate History
No change since Sep 14, 2026 · 3.29% APY · checked 7 times
2.79%3.29%3.79%Sep 14, 2026: 3.29% APYSep 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
60 Month Standard CDs - Rewards
$0
3.10% ▲ 0.07% above Arkansas avg
View
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.03%▲ 0.07% above avgNationally 2.91%
Details

Rewards APY

Rate History
No change since Oct 14, 2026 · 3.10% APY
2.60%3.10%3.60%Oct 14, 2026: 3.10% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
60 Month Standard IRA CDs
$0
3.10% ▲ 0.07% above Arkansas avg
View
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.03%▲ 0.07% above avgNationally 2.91%
Details

Rewards APY

Rate History
No change since Oct 14, 2026 · 3.10% APY
2.60%3.10%3.60%Oct 14, 2026: 3.10% APYOct 14, 2026Oct 14, 2026
Eaton Family Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.40%
60 Month Certificate of Deposit
$0
3.03% At Arkansas avg
View
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.03%At the averageNationally 2.91%
Details

60 Month Bump CD; rate can be raised 3 times during the 5-year term; Early withdrawal penalty applies

Rate History
1 change since Sep 14, 2026 · 3.29% → 3.03% ▼ 0.26 pts · high 3.29% / low 3.03%
2.53%3.16%3.79%Sep 14, 2026: 3.29% APYOct 14, 2026: 3.03% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20263.03%▼ from 3.29%
  • Sep 14, 20263.29%first recorded
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
60 Month Share Certificates (CDs)
$1,000
2.94% ▼ 0.09% below Arkansas avg
View
▼
Rate2.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.03%▼ 0.09% below avgNationally 2.91%
Details

Early withdrawal penalties apply to all certificate and IRA accounts.

Rate History
1 change since Sep 18, 2026 · 2.66% → 2.94% ▲ 0.28 pts · high 2.94% / low 2.66%
2.16%2.80%3.44%Sep 18, 2026: 2.66% APYOct 13, 2026: 2.94% APYSep 18, 2026Oct 14, 2026
  • Oct 13, 20262.94%▲ from 2.66%
  • Sep 18, 20262.66%first recorded
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
IRA 60-Month Certificate
$0
2.94% ▼ 0.09% below Arkansas avg
View
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.03%▼ 0.09% below avgNationally 2.91%
Details

Individual Retirement Accounts

Rate History
1 change since Sep 14, 2026 · 2.66% → 2.94% ▲ 0.28 pts · high 2.94% / low 2.66%
2.16%2.80%3.44%Sep 14, 2026: 2.66% APYOct 9, 2026: 2.94% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20262.94%▲ from 2.66%
  • Sep 14, 20262.66%first recorded
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Share Certificate of Deposit - 5 Year
$1,000
2.90% ▼ 0.13% below Arkansas avg
View
▼
Rate2.86%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.03%▼ 0.13% below avgNationally 2.91%
Details

Penalty for early withdrawal, please see disclosures

Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 6 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 14, 2026
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
5 Year Jumbo Share and IRA Certificate - Fixed
$100,000
2.85% ▼ 0.18% below Arkansas avg
View
▼
Rate2.82%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.03%▼ 0.18% below avgNationally 2.91%
Details

Jumbo Share and IRA Certificate; Minimum to Earn Dividends: $100,000

Rate History
No change since Sep 29, 2026 · 2.85% APY · checked 4 times
2.35%2.85%3.35%Sep 29, 2026: 2.85% APYSep 29, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
60 Month Standard CDs - Regular
$0
2.84% ▼ 0.19% below Arkansas avg
View
▼
Rate2.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.03%▼ 0.19% below avgNationally 2.91%
Details

Regular APY

Rate History
No change since Oct 14, 2026 · 2.84% APY
2.34%2.84%3.34%Oct 14, 2026: 2.84% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
60 Month Standard IRA CDs
$0
2.84% ▼ 0.19% below Arkansas avg
View
▼
Rate2.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.03%▼ 0.19% below avgNationally 2.91%
Details

Regular APY

Rate History
No change since Oct 14, 2026 · 2.84% APY
2.34%2.84%3.34%Oct 14, 2026: 2.84% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
Standard CD - 60-month term
$0
2.84% ▼ 0.19% below Arkansas avg
View
▼
Rate2.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.03%▼ 0.19% below avgNationally 2.91%
Details

Regular APY

Rate History
1 change since Sep 14, 2026 · 3.10% → 2.84% ▼ 0.26 pts · high 3.10% / low 2.84%
2.34%2.97%3.60%Sep 14, 2026: 3.10% APYOct 14, 2026: 2.84% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20262.84%▼ from 3.10%
  • Sep 14, 20263.10%first recorded
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
60 Month Share Certificate
$0
2.75% ▼ 0.28% below Arkansas avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.03%▼ 0.28% below avgNationally 2.91%
Details

Balance: $50,000 & up; Dividends Paid Monthly

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 14, 2026
First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
All CD Offerings - 60 Month
$0
2.64% ▼ 0.39% below Arkansas avg
View
▼
Rate2.62%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.03%▼ 0.39% below avgNationally 2.91%
Details

Available as an I.R.A. account

Rate History
No change since Oct 14, 2026 · 2.64% APY
2.14%2.64%3.14%Oct 14, 2026: 2.64% APYOct 14, 2026Oct 14, 2026
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
5 Year Share and IRA Certificate - Fixed
$1,000
2.60% ▼ 0.43% below Arkansas avg
View
▼
Rate2.57%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.03%▼ 0.43% below avgNationally 2.91%
Details

Share and IRA Certificate; Minimum to Earn Dividends: $1000

Rate History
No change since Sep 14, 2026 · 2.60% APY · checked 8 times
2.10%2.60%3.10%Sep 14, 2026: 2.60% APYSep 14, 2026Oct 14, 2026
Fsnb
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
60 Month Certificate
$500
2.50% ▼ 0.53% below Arkansas avg
View
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Arkansas Average3.03%▼ 0.53% below avgNationally 2.91%
Details

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
60 Month Certificate
$0
2.10% ▼ 0.93% below Arkansas avg
View
▼
Rate2.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average3.03%▼ 0.93% below avgNationally 2.91%
Details

Effective Date: October 01, 2026

Rate History
No change since Sep 12, 2026 · 2.10% APY · checked 2 times
1.60%2.10%2.60%Sep 12, 2026: 2.10% APYSep 12, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Share and IRA Certificates - 60 Months
$0
2.10% ▼ 0.93% below Arkansas avg
View
▼
Rate2.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Arkansas Average3.03%▼ 0.93% below avgNationally 2.91%
Details

APY with Bonus Rate: 2.20%

Rate History
No change since Oct 12, 2026 · 2.10% APY
1.60%2.10%2.60%Oct 12, 2026: 2.10% APYOct 12, 2026Oct 14, 2026
Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
IRA Certificates - 60 Months
$0
1.75% ▼ 1.28% below Arkansas avg
View
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.03%▼ 1.28% below avgNationally 2.91%
Details

Minimum $500 balance. Early withdrawal fees apply.

Rate History
No change since Oct 13, 2026 · 1.75% APY
1.25%1.75%2.25%Oct 13, 2026: 1.75% APYOct 13, 2026Oct 14, 2026
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
IRA Certificate of Deposit - 5 Year Educ. IRA
$1,000
1.65% ▼ 1.38% below Arkansas avg
View
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Arkansas Average3.03%▼ 1.38% below avgNationally 2.91%
Details

Educ. IRA; Penalty for early withdrawal, please see disclosures

Rate History
No change since Oct 13, 2026 · 1.65% APY
1.15%1.65%2.15%Oct 13, 2026: 1.65% APYOct 13, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
5 Year Standard CD Products
$1,000
1.50% ▼ 1.53% below Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.03%▼ 1.53% below avgNationally 2.91%
Details

Balance: $100,000 or more; $1,000 opening deposit required

Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 5 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 14, 2026
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
IRA CDs - 5 Years
$1,000
1.50% ▼ 1.53% below Arkansas avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.03%▼ 1.53% below avgNationally 2.91%
Details

IRA CD; $1,000 opening deposit required

Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 7 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 14, 2026
Unico Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.75%
Certificate of Deposit - 60 MO
$1,000
0.70% ▼ 2.33% below Arkansas avg
View
▼
Rate0.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Arkansas Average3.03%▼ 2.33% below avgNationally 2.91%
Details

Rates effective as of 09/17/2026

Rate History
No change since Oct 14, 2026 · 0.70% APY
0.20%0.70%1.20%Oct 14, 2026: 0.70% APYOct 14, 2026Oct 14, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Hattieville, Arkansas Institutions

Highest verified APYs available today, updated October 14, 2026

B Top 5 Bank Rates
Academy Bank
Certificate of Deposit 18-Month
A+ 5.0 ★ TX: 5.08%
Min: $500
4.40%
Producers Bank & Trust
12-month CD
A+ 5.0 ★ TX: 0.00%
Min: $0
4.25%
First Service Bank
6-Month CD
A 5.0 ★ TX: 6.06%
Min: $10,000
4.15%
Unico Bank
Certificate of Deposit - 18 MO
B- 4.4 ★ TX: 22.75%
Min: $1,000
4.12%
First National Bank of Eastern Arkansas
1 Year CD
A+ 5.0 ★ TX: 3.75%
Min: $1,000
4.07%
CU Top 5 Credit Union Rates
Hope Federal Credit Union Jackson, MS
60 Month Share Certificates (CDs) - Jumbo
A 5.0 ★ TX: 7.78%
Min: $1,000
4.95%
TruService Community Federal Credit Union
18 Month Jumbo Share and IRA Certificate - Fixed
A+ 5.0 ★ TX: 3.95%
Min: $100,000
4.50%
Red River Employees Federal Credit Union
6 Month TEAL Certificate
A+ 5.0 ★ TX: 4.75%
Min: $250
4.33%
Carter Federal Credit Union
36 Month Share Certificate/IRA Share Certificate
C- 3.8 ★ TX: 29.75%
Min: $1,000
4.25%
Telcoe Federal Credit Union
Certificate of Deposit - Special Offering - 12 Months
A+ 5.0 ★ TX: 0.18%
Min: $1,000
4.25%
Rates verified October 14, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.
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Hattieville, AR CD Rate Trends

Compare local Hattieville, AR CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Arkansas CD Trends
12-Month CD AR Avg
2.991%
▲ 0.017 vs 7 days ago

Arkansas 12-month CD rates rose 0.017 points over the past 7 days to 2.991% APY.

6-Month CD AR Avg
2.762%
▼ 0.006 vs 7 days ago

Arkansas 6-month CD rates fell 0.006 points over the past 7 days to 2.762% APY.

As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions

AR CD Rate Forecast, Next 12 Months

Where are Arkansas CD rates headed through October 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

AR 12-Month Avg APY
2.991%
6-Month Forecast
2.991%
Range: 2.79%, 3.14%
12-Month Forecast
3.241%
Range: 3.04%, 3.39%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Arkansas average 12-month CD APY in our database.

Spread model: The Arkansas 12-month CD average currently trades 1.38% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

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What Your Savings Earn at AR CD Rates Today

Annual interest earnings at today’s Arkansas average APYs. State average used where available; national average as fallback.

CD Term AR Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.997% $99.86 $199.72 $499.30 $998.60
6-Month CD 2.762% $138.11 $276.22 $690.55 $1,381.10
12-Month CD 2.991% $149.55 $299.10 $747.75 $1,495.50
18-Month CD 3.111% $155.55 $311.10 $777.75 $1,555.50
24-Month CD 2.924% $146.22 $292.43 $731.08 $1,462.15
36-Month CD 2.705% $135.26 $270.52 $676.30 $1,352.60
48-Month CD 2.780% $139.02 $278.04 $695.10 $1,390.20
60-Month CD 3.030% $151.49 $302.98 $757.45 $1,514.90
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 14, 2026.
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Sample CD Ladder for Hattieville, Arkansas Savers

$25,000 split equally across 5 terms using today’s Arkansas average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit AR Avg APY Annual Earnings
1 3-Month CD $5,000 1.997% $99.86
2 6-Month CD $5,000 2.762% $138.11
3 12-Month CD $5,000 2.991% $149.55
4 24-Month CD $5,000 2.924% $146.22
5 36-Month CD $5,000 2.705% $135.26
Total ($25,000 invested) $25,000 2.676% blended $669.00/yr

Ladder example uses equal $5,000 rungs and Arkansas average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

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377
CD Rates
Tracked in Hattieville, Arkansas
20 Banks 27 Credit Unions

About Our Hattieville, Arkansas CD Rate Database

MonitorBankRates tracks 377 CD rates from 20 banks and 27 credit unions with locations in Hattieville, Arkansas, plus national online institutions available to Arkansas residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Hope Federal Credit Union Jackson, MS offers a CD at 4.95% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in Hattieville, Arkansas.

How to Find the Best CD Rates in Hattieville, Arkansas

What to compare when shopping for a CD in Hattieville, Arkansas

To find the best APYs in Hattieville, Arkansas, start with credit unions and online-only banks: Hattieville, Arkansas has 27 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Hattieville, Arkansas

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Hattieville, Arkansas: 47 institutions here report CD rates

Consider an Alternative If…

Arkansas Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024 (state-level data shown; city data not available)

Population 65+
17.6%
National avg: 17.3%
Median Individual Earnings
$39,422
National avg: $47,340
Poverty Rate
16.0%
National avg: 11.1%
Unemployment Rate
4.9%
National avg: 4.8%
CD Earnings on 10% of Salary
$118/yr
At AR 12-mo avg 2.991% APY

17.6% of residents are 65 or older, in line with the national average of 17.3%. At today’s AR 12-month CD average of 2.991%, saving 10% of the local median salary ($3,942/year) and putting it in a CD would earn an additional $118 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Hattieville, Arkansas

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90 to 180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Hattieville, Arkansas

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Hattieville, Arkansas typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Hattieville, Arkansas as everywhere in the U.S.

Choosing a CD Term in Hattieville, Arkansas

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Hattieville, Arkansas savers easier access to their funds. For example, Red River Employees Federal Credit Union is offering its 6 Month TEAL Certificate at 4.33% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Hope Federal Credit Union Jackson, MS is offering its 60 Month Share Certificates (CDs) - Jumbo at 4.95% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Hattieville, Arkansas Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Hattieville, Arkansas saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Hattieville, Arkansas

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Hattieville, Arkansas CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Hattieville, Arkansas

Most CDs carry a fixed rate that is locked for the entire term, protecting a Hattieville, Arkansas depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Hattieville, Arkansas

Are CD rates in Hattieville, Arkansas FDIC insured?

Yes, most established banks in Hattieville, Arkansas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Hattieville, Arkansas?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Hattieville, Arkansas.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Hattieville, Arkansas may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Hattieville, Arkansas?

Here are recent top rates found for this area:
  • Hope Federal Credit Union Jackson, MS: 4.95% APY (60 Month Share Certificates (CDs) - Jumbo)
  • TruService Community Federal Credit Union: 4.50% APY (18 Month Jumbo Share and IRA Certificate - Fixed)
  • Academy Bank: 4.40% APY (Certificate of Deposit 18-Month)
  • Red River Employees Federal Credit Union: 4.33% APY (6 Month TEAL Certificate)
  • Producers Bank & Trust: 4.25% APY (12-month CD)
  • Carter Federal Credit Union: 4.25% APY (36 Month Share Certificate/IRA Share Certificate)
  • Telcoe Federal Credit Union: 4.25% APY (Certificate of Deposit - Special Offering - 12 Months)
  • First Service Bank: 4.15% APY (6-Month CD)
  • Clearway Federal Credit Union: 4.15% APY (24 Month CD)
  • Arkansas Best Federal Credit Union: 4.13% APY (48 Month Share Certificate)
Rates reflect recent verified offers available in Hattieville, Arkansas. Last Updated: October 14, 2026

Hattieville, Arkansas CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Hattieville, Arkansas rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.

Top Hattieville, Arkansas CD Rates by Term

Verified October 14, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Hattieville, Arkansas. Averages shown use the Arkansas state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for Hattieville, Arkansas

Hattieville, Arkansas CD Calculator

At today’s AR top rate of 4.95% APY, a $10,000 deposit earns $495 in the first year. Enter your amount to see your exact return.

Hattieville, Arkansas CD Ladder

AR CD rates currently range from 1.997% (3-month) to 2.705% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Hattieville, Arkansas CD at 4.95% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.

CD vs. High-Yield Savings

Arkansas’s average 12-month CD is 2.991% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hattieville, Arkansas CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Hattieville, Arkansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hattieville, Arkansas. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in AR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 14, 2026

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