Auto Loan Rates in Ona, West Virginia (WV) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Ona, West Virginia. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Ona, West Virginia include Ohio County Public Schools Federal Credit UnionOhio County Public Schools Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering New Vehicle - Model Year New -2020 or if Untitled at 2.50%, Act 1st Federal Credit UnionAct 1st Federal Credit UnionA5.0 ★Texas Ratio: 11.88% offering BRAND NEW AUTO Purchase / Never Titled 2025 & Newer at 2.99%, Romney Federal Credit UnionRomney Federal Credit UnionA5.0 ★Texas Ratio: 8.48% offering Used Auto at 3.74%, West Virginia Central Federal Credit UnionWest Virginia Central Federal Credit UnionA+5.0 ★Texas Ratio: 2.53% offering Vehicle Loan at 3.75%, The State Credit UnionThe State Credit UnionA+5.0 ★Texas Ratio: 0.55% offering New Automotive at 3.99%. Auto loan rates as of April 4, 2026 according to verified data from MonitorBankRates.
Ona borrowers have access to 30 lenders serving the West Virginia area, with auto loan rates as low as 2.50% APR from Ohio County Public Schools Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Ona, West Virginia. Auto Loan Rates Last Updated and Verified: April 4, 2026
Compare Auto Loan Rates Today in Ona, West Virginia & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - Model Year New -2020 or if Untitled
2.50%
24, 36, 48, 60, 72 months available
▼
APR2.50%
Term24, 36, 48, 60, 72 months available
Last UpdatedMar 24, 2026
Details
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - Model Year Already Titled - 1999
2.50%
36, 48, 60, months available
▼
APR2.50%
Term36, 48, 60, months available
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
▼
APR2.99%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedMar 24, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Used Auto
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loan
3.75%
36 months
▼
APR3.75%
Term36 months
Last UpdatedMar 29, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loans
3.75%
36 months
▼
APR3.75%
Term36 months
Last UpdatedMar 29, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
▼
APR3.99%
Term61-72
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMar 24, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 29, 2026
Details
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loan
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedMar 29, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loans
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedMar 29, 2026
Details
As Low As
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.00%
1-36
▼
APR4.00%
Term1-36
Last UpdatedApr 4, 2026
Details
Months
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
New Vehicle 26,25,24 (never titled) 36 months
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
NEW Vehicle Loans
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedApr 4, 2026
Details
For amounts up to $23,000
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Used Vehicle Loans
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedApr 4, 2026
Details
As Low As; Regular APR: 12.25%
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedMar 24, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
New Auto
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
New Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedApr 4, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.25%
37-48
▼
APR4.25%
Term37-48
Last UpdatedApr 4, 2026
Details
Months
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
▼
APR4.49%
Term48 month
Last UpdatedMar 25, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
4.49%
36MO
▼
APR4.49%
Term36MO
Last UpdatedMar 26, 2026
Details
As Low As
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
New Auto
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Used Auto
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As; Up to 72 months
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loan
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedMar 29, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loans
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedMar 29, 2026
Details
As Low As
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
4.50%
0-36
▼
APR4.50%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating A+
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.50%
49-60
▼
APR4.50%
Term49-60
Last UpdatedApr 4, 2026
Details
Months
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
New Vehicle 26,25,24 (never titled) 48 months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
New Autos
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedApr 4, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedApr 2, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 24, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 4, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 4, 2026
Details
As Low As
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan Purchase and Refinance
4.69%
84 Months
▼
APR4.69%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan Purchase and Refinance 2026-2024
4.69%
84 months
▼
APR4.69%
Term84 months
Last UpdatedMar 26, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
▼
APR4.74%
Term73-84
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedMar 25, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2019-2020 Used Auto
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 25, 2026
Details
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 25, 2026
Details
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loan
4.75%
66 months
▼
APR4.75%
Term66 months
Last UpdatedMar 29, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loans
4.75%
66 months
▼
APR4.75%
Term66 months
Last UpdatedMar 29, 2026
Details
As Low As
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
4.75%
0-36
▼
APR4.75%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating A
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.75%
61-72
▼
APR4.75%
Term61-72
Last UpdatedApr 4, 2026
Details
Months
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
New Vehicle 26,25,24 (never titled) 60 months
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Used Vehicles ('23 - '25) 48 months
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.83%
48 Months
▼
APR4.83%
Term48 Months
Last UpdatedMar 24, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMar 24, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 4, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMar 24, 2026
Details
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 28, 2026
Details
Up to 60 payments
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Used Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 29, 2026
Details
WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Used Vehicle Loans 100% of CARFAX Year: 2025 - 2020
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 29, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Vehicle (Up to 72 months) 95% LTV or less
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicle (2024-2026 - 60 mos.) 95% LTV or less
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
New Autos
4.99%
78 Months
▼
APR4.99%
Term78 Months
Last UpdatedApr 4, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto A+ Credit Score above 740
5.00%
up to 84 months
▼
APR5.00%
Termup to 84 months
Last UpdatedMar 25, 2026
Details
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loan
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loans
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
New Auto & RV
5.00%
100% of sticker for
up to 84 months (over $35.000) w/ 680 credit score
▼
APR5.00%
Term100% of sticker for
up to 84 months (over $35.000) w/ 680 credit score
Last UpdatedApr 2, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.00%
37-48
▼
APR5.00%
Term37-48
Last UpdatedApr 2, 2026
Details
Credit Rating A
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.00%
73-84
▼
APR5.00%
Term73-84
Last UpdatedApr 4, 2026
Details
Months1
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 4, 2026
Details
1-2 Model Years old
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
New Vehicle 26,25,24 (never titled) 72 months
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Used Vehicles ('23 - '25) 60 months
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.02%
60 Months
▼
APR5.02%
Term60 Months
Last UpdatedMar 24, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMar 24, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.12%
72 Months
▼
APR5.12%
Term72 Months
Last UpdatedMar 24, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedApr 4, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
5.19%
36 months
▼
APR5.19%
Term36 months
Last UpdatedApr 4, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedMar 24, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
New Auto
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 29, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.25%
0-36
▼
APR5.25%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating B
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedApr 4, 2026
Details
1-2 Model Years old
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details
1% discount for auto pay loans*
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedApr 2, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedApr 2, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedApr 4, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
New Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
5.49%
60MO
▼
APR5.49%
Term60MO
Last UpdatedMar 26, 2026
Details
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2023-2021 Used Vehicles
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 28, 2026
Details
Up to 60 payments Loans $19,999.99 and under - 95% of NADA Retail
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New Vehicles
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 28, 2026
Details
Up to 72 payments, Car loans over $20,000.00
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Used Auto
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
5.49%
66 Months
▼
APR5.49%
Term66 Months
Last UpdatedMar 29, 2026
Details
WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Used Vehicle Loans 100% of CARFAX Year: 2025 - 2024
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 29, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Vehicle (Over 6 Years) 84 months
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Vehicle (Up to 72 months) over 95% LTV
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicle (2024-2026 - 60 mos.) over 95% LTV
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 4, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 4, 2026
Details
As Low As
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Used Autos Model Years 2025-2026
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto A Credit Score 700-739
5.50%
up to 84 months
▼
APR5.50%
Termup to 84 months
Last UpdatedMar 25, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto A+ Credit Score above 740
5.50%
up to 84 months
▼
APR5.50%
Termup to 84 months
Last UpdatedMar 25, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.50%
37-48
▼
APR5.50%
Term37-48
Last UpdatedApr 2, 2026
Details
Credit Rating B
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.50%
0-36
▼
APR5.50%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating A+
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details
3-5 Model Years old
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
New Vehicle 26,25,24 (never titled) 84 months
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating (financing over $30,000.00)
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Used Vehicles ('23 - '25) 72 months
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
New Autos
5.50%
37-60 Months
▼
APR5.50%
Term37-60 Months
Last UpdatedApr 4, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.52%
60 Months
▼
APR5.52%
Term60 Months
Last UpdatedMar 24, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
5.59%
66 Months
▼
APR5.59%
Term66 Months
Last UpdatedApr 2, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedApr 4, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
5.59%
60 months
▼
APR5.59%
Term60 months
Last UpdatedApr 4, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loan
5.60%
84 months
▼
APR5.60%
Term84 months
Last UpdatedMar 29, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loans
5.60%
84 months
▼
APR5.60%
Term84 months
Last UpdatedMar 29, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2017-2019
5.74%
0-60
▼
APR5.74%
Term0-60
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedMar 25, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMar 25, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 29, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (3-5 Years, 48 mos.) 95% LTV or less
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 4, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (6-8 Years, 36 mos.) 95% LTV or less
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 4, 2026
Details
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2014-2018 Used Auto
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedMar 25, 2026
Details
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2021-2023 Used Auto
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 25, 2026
Details
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 25, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.75%
0-36
▼
APR5.75%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating A
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details
1% discount for auto pay loans*
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.79%
4 years
▼
APR5.79%
Term4 years
Last UpdatedMar 25, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.87%
72 Months
▼
APR5.87%
Term72 Months
Last UpdatedMar 24, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.89%
3 years
▼
APR5.89%
Term3 years
Last UpdatedMar 25, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.99%
5 years
▼
APR5.99%
Term5 years
Last UpdatedMar 25, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2024-2026 Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
5.99%
72MO
▼
APR5.99%
Term72MO
Last UpdatedMar 26, 2026
Details
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2023-2021 Used Vehicles
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 28, 2026
Details
Up to 72 payments Loans $20,000.00 and over - 95% of NADA Retail
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Used Auto
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 29, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Pre-Owned Automotive Models 2023-2021
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 29, 2026
Details
As Low As; _*As Term Increases The Rate Increases (lowest rate matches shortest term)_
APR5.99%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Vehicle (Over 6 Years) 84 months over 95% LTV
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicle (2024-2026 - 84 mos.)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Used Autos Model Years 2023-2024
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 4, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto B Credit Score 640-699
6.00%
up to 84 months
▼
APR6.00%
Termup to 84 months
Last UpdatedMar 25, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto A Credit Score 700-739
6.00%
up to 84 months
▼
APR6.00%
Termup to 84 months
Last UpdatedMar 25, 2026
Details
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Used Auto & RV
6.00%
90% of sticker or
book value. Up to
72 months
▼
APR6.00%
Term90% of sticker or
book value. Up to
72 months
Last UpdatedApr 2, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
6.00%
0-36
▼
APR6.00%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating C
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.00%
37-48
▼
APR6.00%
Term37-48
Last UpdatedApr 2, 2026
Details
Credit Rating A
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
6-8 Model Years old
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
NEW Vehicle Loans
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedApr 4, 2026
Details
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
New Autos
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 4, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.05%
4 years
▼
APR6.05%
Term4 years
Last UpdatedMar 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedApr 4, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedApr 4, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.14%
3 years
▼
APR6.14%
Term3 years
Last UpdatedMar 25, 2026
Details
As Low As
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.14%
Up to 63 months
▼
APR6.14%
TermUp to 63 months
Last UpdatedMar 28, 2026
Details
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 5 to 7 yrs Vehicle Loan
6.15%
24 Months
▼
APR6.15%
Term24 Months
Last UpdatedMar 24, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 5 to 7 yrs Vehicle Loan
6.19%
36 Months
▼
APR6.19%
Term36 Months
Last UpdatedMar 24, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Used Auto
6.20%
84 Months
▼
APR6.20%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan Purchase and Refinance
6.23%
72 Months
▼
APR6.23%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan Purchase and Refinance 2023-2022
6.23%
72 months
▼
APR6.23%
Term72 months
Last UpdatedMar 26, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.24%
5 years
▼
APR6.24%
Term5 years
Last UpdatedMar 25, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2017-2019
6.24%
61-72
▼
APR6.24%
Term61-72
Last UpdatedMar 24, 2026
Details
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2020-2017 Used Vehicles
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedMar 28, 2026
Details
Up to 48 payments - 95% of NADA Retail
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2023-2021 Used Vehicles
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMar 28, 2026
Details
Up to 60 payments Over 20,000 miles - 95% of NADA Retail
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Used Auto
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 29, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Pre-Owned Automotive Models 2020-2018
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 29, 2026
Details
WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Used Vehicle Loans 100% of CARFAX Year: 2019 - 2014
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedMar 29, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (3-5 Years, 48 mos.) over 95% LTV
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedApr 4, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (6-8 Years, 36 mos.) over 95% LTV
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedApr 4, 2026
Details
Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2021
6.25%
72 months
▼
APR6.25%
Term72 months
Last UpdatedMar 28, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older, Credit Rating A+
6.25%
0-36
▼
APR6.25%
Term0-36
Last UpdatedApr 2, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.25%
0-36
▼
APR6.25%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating B
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Used Vehicles ('23 - '25) 84 months
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating (financing over $40,000.00)
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
NEW Vehicle Loans
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedApr 4, 2026
Details
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Used Vehicle Loans
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As; Regular APR: 12.50%
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 4, 2026
Details
1% discount for auto pay loans*
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.29%
64-75 months
▼
APR6.29%
Term64-75 months
Last UpdatedMar 28, 2026
Details
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
6.45%
6 years
▼
APR6.45%
Term6 years
Last UpdatedMar 25, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.45%
6 years
▼
APR6.45%
Term6 years
Last UpdatedMar 25, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
6.49%
72 months
▼
APR6.49%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2023
6.49%
48MO
▼
APR6.49%
Term48MO
Last UpdatedMar 26, 2026
Details
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
6.49%
84MO
▼
APR6.49%
Term84MO
Last UpdatedMar 26, 2026
Details
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2020-2017 Used Vehicles
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedMar 28, 2026
Details
Up to 60 payments - 95% of NADA Retail
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Used Auto
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicle (2024-2026 - 84 mos.) over 95% LTV
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Used Autos Model Years 2021-2022
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedApr 4, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
6.50%
37-48
▼
APR6.50%
Term37-48
Last UpdatedApr 2, 2026
Details
Credit Rating C
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.50%
37-48
▼
APR6.50%
Term37-48
Last UpdatedApr 2, 2026
Details
Credit Rating B
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedApr 4, 2026
Details
2024 MODEL 84 months rate 7.00%* APR 72 months 6.50%* APR
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
New Autos
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 4, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 5 to 7 yrs Vehicle Loan
6.59%
48 Months
▼
APR6.59%
Term48 Months
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (22-23) (up to 110%)
6.74%
84 months
▼
APR6.74%
Term84 months
Last UpdatedMar 25, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2022
6.74%
48MO
▼
APR6.74%
Term48MO
Last UpdatedMar 26, 2026
Details
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2023
6.74%
72MO
▼
APR6.74%
Term72MO
Last UpdatedMar 26, 2026
Details
WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Used Vehicle Loans 100% of CARFAX Year: 2013 - and older
6.74%
24 Months
▼
APR6.74%
Term24 Months
Last UpdatedMar 29, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (3-5 Years, 72 mos.)
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedApr 4, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (6-8 Years, 60 mos.)
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedApr 4, 2026
Details
Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2020
6.75%
60 months
▼
APR6.75%
Term60 months
Last UpdatedMar 28, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - Model Year New -2020 or if Untitled
2.50%
24, 36, 48, 60, 72 months available
▼
APR2.50%
Term24, 36, 48, 60, 72 months available
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
▼
APR2.99%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
▼
APR3.99%
Term61-72
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMar 24, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 29, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.00%
1-36
▼
APR4.00%
Term1-36
Last UpdatedApr 4, 2026
Details
Months
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
New Vehicle 26,25,24 (never titled) 36 months
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
NEW Vehicle Loans
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedApr 4, 2026
Details
For amounts up to $23,000
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedMar 24, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
New Auto
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
New Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedApr 4, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.25%
37-48
▼
APR4.25%
Term37-48
Last UpdatedApr 4, 2026
Details
Months
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
▼
APR4.49%
Term48 month
Last UpdatedMar 25, 2026
Details
As Low As
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
New Auto
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
4.50%
0-36
▼
APR4.50%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating A+
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.50%
49-60
▼
APR4.50%
Term49-60
Last UpdatedApr 4, 2026
Details
Months
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
New Vehicle 26,25,24 (never titled) 48 months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
New Autos
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedApr 4, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 24, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
▼
APR4.74%
Term73-84
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedMar 25, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 25, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
4.75%
0-36
▼
APR4.75%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating A
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.75%
61-72
▼
APR4.75%
Term61-72
Last UpdatedApr 4, 2026
Details
Months
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
New Vehicle 26,25,24 (never titled) 60 months
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.83%
48 Months
▼
APR4.83%
Term48 Months
Last UpdatedMar 24, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMar 24, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMar 24, 2026
Details
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 28, 2026
Details
Up to 60 payments
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 29, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Vehicle (Up to 72 months) 95% LTV or less
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
New Autos
4.99%
78 Months
▼
APR4.99%
Term78 Months
Last UpdatedApr 4, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto A+ Credit Score above 740
5.00%
up to 84 months
▼
APR5.00%
Termup to 84 months
Last UpdatedMar 25, 2026
Details
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
New Auto & RV
5.00%
100% of sticker for
up to 84 months (over $35.000) w/ 680 credit score
▼
APR5.00%
Term100% of sticker for
up to 84 months (over $35.000) w/ 680 credit score
Last UpdatedApr 2, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.00%
37-48
▼
APR5.00%
Term37-48
Last UpdatedApr 2, 2026
Details
Credit Rating A
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.00%
73-84
▼
APR5.00%
Term73-84
Last UpdatedApr 4, 2026
Details
Months1
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
New Vehicle 26,25,24 (never titled) 72 months
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.02%
60 Months
▼
APR5.02%
Term60 Months
Last UpdatedMar 24, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMar 24, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.12%
72 Months
▼
APR5.12%
Term72 Months
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedMar 24, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
New Auto
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 29, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.25%
0-36
▼
APR5.25%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating B
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details
1% discount for auto pay loans*
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
New Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New Vehicles
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 28, 2026
Details
Up to 72 payments, Car loans over $20,000.00
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
5.49%
66 Months
▼
APR5.49%
Term66 Months
Last UpdatedMar 29, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Vehicle (Over 6 Years) 84 months
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Vehicle (Up to 72 months) over 95% LTV
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto A Credit Score 700-739
5.50%
up to 84 months
▼
APR5.50%
Termup to 84 months
Last UpdatedMar 25, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.50%
37-48
▼
APR5.50%
Term37-48
Last UpdatedApr 2, 2026
Details
Credit Rating B
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.50%
0-36
▼
APR5.50%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating A+
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
New Vehicle 26,25,24 (never titled) 84 months
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating (financing over $30,000.00)
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
New Autos
5.50%
37-60 Months
▼
APR5.50%
Term37-60 Months
Last UpdatedApr 4, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.52%
60 Months
▼
APR5.52%
Term60 Months
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedMar 25, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 29, 2026
Details
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 25, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.75%
0-36
▼
APR5.75%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating A
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details
1% discount for auto pay loans*
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.79%
4 years
▼
APR5.79%
Term4 years
Last UpdatedMar 25, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.87%
72 Months
▼
APR5.87%
Term72 Months
Last UpdatedMar 24, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.89%
3 years
▼
APR5.89%
Term3 years
Last UpdatedMar 25, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.99%
5 years
▼
APR5.99%
Term5 years
Last UpdatedMar 25, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 29, 2026
Details
APR5.99%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Vehicle (Over 6 Years) 84 months over 95% LTV
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto B Credit Score 640-699
6.00%
up to 84 months
▼
APR6.00%
Termup to 84 months
Last UpdatedMar 25, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
6.00%
0-36
▼
APR6.00%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating C
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.00%
37-48
▼
APR6.00%
Term37-48
Last UpdatedApr 2, 2026
Details
Credit Rating A
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
NEW Vehicle Loans
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedApr 4, 2026
Details
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
New Autos
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 4, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 29, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.25%
0-36
▼
APR6.25%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating B
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
NEW Vehicle Loans
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedApr 4, 2026
Details
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 4, 2026
Details
1% discount for auto pay loans*
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
6.45%
6 years
▼
APR6.45%
Term6 years
Last UpdatedMar 25, 2026
Details
As Low As
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
6.50%
37-48
▼
APR6.50%
Term37-48
Last UpdatedApr 2, 2026
Details
Credit Rating C
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.50%
37-48
▼
APR6.50%
Term37-48
Last UpdatedApr 2, 2026
Details
Credit Rating B
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedApr 4, 2026
Details
2024 MODEL 84 months rate 7.00%* APR 72 months 6.50%* APR
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
New Autos
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 4, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - Model Year Already Titled - 1999
2.50%
36, 48, 60, months available
▼
APR2.50%
Term36, 48, 60, months available
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMar 24, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Used Auto
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMar 24, 2026
Details
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Used Vehicle Loans
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedApr 4, 2026
Details
As Low As; Regular APR: 12.25%
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
▼
APR4.49%
Term48 month
Last UpdatedMar 25, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
4.49%
36MO
▼
APR4.49%
Term36MO
Last UpdatedMar 26, 2026
Details
As Low As
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Used Auto
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedMar 25, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2019-2020 Used Auto
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 25, 2026
Details
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Used Vehicles ('23 - '25) 48 months
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMar 24, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMar 24, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Used Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Used Vehicle Loans 100% of CARFAX Year: 2025 - 2020
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 29, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicle (2024-2026 - 60 mos.) 95% LTV or less
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 4, 2026
Details
1-2 Model Years old
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Used Vehicles ('23 - '25) 60 months
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedMar 24, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedApr 4, 2026
Details
1-2 Model Years old
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
5.49%
60MO
▼
APR5.49%
Term60MO
Last UpdatedMar 26, 2026
Details
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2023-2021 Used Vehicles
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 28, 2026
Details
Up to 60 payments Loans $19,999.99 and under - 95% of NADA Retail
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Used Auto
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Used Vehicle Loans 100% of CARFAX Year: 2025 - 2024
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 29, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicle (2024-2026 - 60 mos.) over 95% LTV
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Used Autos Model Years 2025-2026
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto A+ Credit Score above 740
5.50%
up to 84 months
▼
APR5.50%
Termup to 84 months
Last UpdatedMar 25, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.50%
0-36
▼
APR5.50%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating A+
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details
3-5 Model Years old
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Used Vehicles ('23 - '25) 72 months
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.52%
60 Months
▼
APR5.52%
Term60 Months
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2017-2019
5.74%
0-60
▼
APR5.74%
Term0-60
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedMar 25, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMar 25, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 29, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (3-5 Years, 48 mos.) 95% LTV or less
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 4, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (6-8 Years, 36 mos.) 95% LTV or less
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 4, 2026
Details
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2014-2018 Used Auto
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedMar 25, 2026
Details
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2021-2023 Used Auto
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 25, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.75%
0-36
▼
APR5.75%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating A
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.87%
72 Months
▼
APR5.87%
Term72 Months
Last UpdatedMar 24, 2026
Details
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2024-2026 Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
5.99%
72MO
▼
APR5.99%
Term72MO
Last UpdatedMar 26, 2026
Details
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2023-2021 Used Vehicles
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 28, 2026
Details
Up to 72 payments Loans $20,000.00 and over - 95% of NADA Retail
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Used Auto
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Pre-Owned Automotive Models 2023-2021
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 29, 2026
Details
As Low As; _*As Term Increases The Rate Increases (lowest rate matches shortest term)_
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicle (2024-2026 - 84 mos.)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Used Autos Model Years 2023-2024
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 4, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto A Credit Score 700-739
6.00%
up to 84 months
▼
APR6.00%
Termup to 84 months
Last UpdatedMar 25, 2026
Details
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Used Auto & RV
6.00%
90% of sticker or
book value. Up to
72 months
▼
APR6.00%
Term90% of sticker or
book value. Up to
72 months
Last UpdatedApr 2, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.00%
37-48
▼
APR6.00%
Term37-48
Last UpdatedApr 2, 2026
Details
Credit Rating A
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
6-8 Model Years old
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.05%
4 years
▼
APR6.05%
Term4 years
Last UpdatedMar 25, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.14%
3 years
▼
APR6.14%
Term3 years
Last UpdatedMar 25, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 5 to 7 yrs Vehicle Loan
6.15%
24 Months
▼
APR6.15%
Term24 Months
Last UpdatedMar 24, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 5 to 7 yrs Vehicle Loan
6.19%
36 Months
▼
APR6.19%
Term36 Months
Last UpdatedMar 24, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Used Auto
6.20%
84 Months
▼
APR6.20%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.24%
5 years
▼
APR6.24%
Term5 years
Last UpdatedMar 25, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2017-2019
6.24%
61-72
▼
APR6.24%
Term61-72
Last UpdatedMar 24, 2026
Details
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2020-2017 Used Vehicles
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedMar 28, 2026
Details
Up to 48 payments - 95% of NADA Retail
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2023-2021 Used Vehicles
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMar 28, 2026
Details
Up to 60 payments Over 20,000 miles - 95% of NADA Retail
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Used Auto
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Pre-Owned Automotive Models 2020-2018
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 29, 2026
Details
WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Used Vehicle Loans 100% of CARFAX Year: 2019 - 2014
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedMar 29, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (3-5 Years, 48 mos.) over 95% LTV
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedApr 4, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (6-8 Years, 36 mos.) over 95% LTV
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedApr 4, 2026
Details
Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2021
6.25%
72 months
▼
APR6.25%
Term72 months
Last UpdatedMar 28, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older, Credit Rating A+
6.25%
0-36
▼
APR6.25%
Term0-36
Last UpdatedApr 2, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.25%
0-36
▼
APR6.25%
Term0-36
Last UpdatedApr 2, 2026
Details
Credit Rating B
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Used Vehicles ('23 - '25) 84 months
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 4, 2026
Details
(A+) 725?? credit score rating (financing over $40,000.00)
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Used Vehicle Loans
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As; Regular APR: 12.50%
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.45%
6 years
▼
APR6.45%
Term6 years
Last UpdatedMar 25, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
6.49%
72 months
▼
APR6.49%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2023
6.49%
48MO
▼
APR6.49%
Term48MO
Last UpdatedMar 26, 2026
Details
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
6.49%
84MO
▼
APR6.49%
Term84MO
Last UpdatedMar 26, 2026
Details
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2020-2017 Used Vehicles
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedMar 28, 2026
Details
Up to 60 payments - 95% of NADA Retail
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Used Auto
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicle (2024-2026 - 84 mos.) over 95% LTV
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Used Autos Model Years 2021-2022
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedApr 4, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.50%
37-48
▼
APR6.50%
Term37-48
Last UpdatedApr 2, 2026
Details
Credit Rating B
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 5 to 7 yrs Vehicle Loan
6.59%
48 Months
▼
APR6.59%
Term48 Months
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (22-23) (up to 110%)
6.74%
84 months
▼
APR6.74%
Term84 months
Last UpdatedMar 25, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2022
6.74%
48MO
▼
APR6.74%
Term48MO
Last UpdatedMar 26, 2026
Details
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2023
6.74%
72MO
▼
APR6.74%
Term72MO
Last UpdatedMar 26, 2026
Details
WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Used Vehicle Loans 100% of CARFAX Year: 2013 - and older
6.74%
24 Months
▼
APR6.74%
Term24 Months
Last UpdatedMar 29, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (3-5 Years, 72 mos.)
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedApr 4, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (6-8 Years, 60 mos.)
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedApr 4, 2026
Details
Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2020
6.75%
60 months
▼
APR6.75%
Term60 months
Last UpdatedMar 28, 2026
Details
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MonitorBankRates
Ona, WV Auto Loan Rate Trends
Compare local Ona, WV auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — WV Avg
5.951%
▲ 0.548 vs 7 days ago
West Virginia new auto rates rose 0.548 points over the past 7 days to 5.951% APR.
Used Auto Loan — WV Avg
7.006%
▲ 0.545 vs 7 days ago
West Virginia used auto rates rose 0.545 points over the past 7 days to 7.006% APR.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Ona, West Virginia
How does my credit score affect my car loan rate in West Virginia?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Ona, West Virginia with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in West Virginia *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Ona, West Virginia typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Ona, West Virginia?
Based on our current data, some of the lowest auto loan rates available in Ona, West Virginia include:
- Ohio County Public Schools Federal Credit Union: 2.50% (New Vehicle - Model Year New -2020 or if Untitled)
- Act 1st Federal Credit Union: 2.99% (BRAND NEW AUTO Purchase / Never Titled 2025 & Newer)
- Romney Federal Credit Union: 3.74% (Used Auto)
- West Virginia Central Federal Credit Union: 3.75% (Vehicle Loan)
- The State Credit Union: 3.99% (New Automotive)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Ona, West Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 4, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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