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  9. Auto Loan Rate Trends

Hurricane, WV Best Auto Loan Rates - September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Hurricane, West Virginia. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates · Last Updated and Verified: September 9, 2026

Current auto loan rates in Hurricane, West Virginia include WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.33% offering New or Used Vehicle Loans at 2.49%, Ohio County Public Schools Federal Credit UnionOhio County Public Schools Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering New Vehicle - Model Year New -2020 or if Untitled Loan at 2.50%, First Peoples Community Federal Credit UnionFirst Peoples Community Federal Credit UnionA+5.0 ★Texas Ratio: 1.23% offering 72-Month Auto Loan Promo at 2.99%, First Priority Federal Credit UnionFirst Priority Federal Credit UnionA+5.0 ★Texas Ratio: 0.18% offering New and Used Auto Loans at 2.99%, Harrison County Federal Credit UnionHarrison County Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering New Auto at 3.50%. Auto loan rates as of September 9, 2026 according to verified data from MonitorBankRates.

Hurricane borrowers have access to 28 lenders serving the West Virginia area, with auto loan rates as low as 2.49% APR from WEPCO Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated, so we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Hurricane, West Virginia. Auto Loan Rates Last Updated and Verified: September 9, 2026

Compare Auto Loan Rates Today in Hurricane, West Virginia & Surrounding Area

Jump to: All Auto Loans · New Auto · Used Auto

Hurricane Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
2.49%
0-48 Months
View
▼
APR2.49%
Term0-48 Months
Last UpdatedAug 31, 2026
Details

As Low As

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - Model Year New -2020 or if Untitled Loan
2.50%
24 Months
View
▼
APR2.50%
Term24 Months
Last UpdatedSep 4, 2026
Details

Term: 24, 36, 48, 60, 72 months available; * Interest Rate may vary depending on ones credit worthiness and term of loan.; APR range: 2.50 - 11.00%

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - Model Year Already Titled - 1999 Loan
2.50%
36 Months
View
▼
APR2.50%
Term36 Months
Last UpdatedSep 4, 2026
Details

Term: 36, 48, 60, months available; * Interest Rate may vary depending on ones credit worthiness and term of loan.; APR range: 2.50 - 17.50%

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
2.99%
0-48 Months
View
▼
APR2.99%
Term0-48 Months
Last UpdatedAug 31, 2026
Details

As Low As

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
72-Month Auto Loan Promo
2.99%
72 months
View
▼
APR2.99%
Term72 months
Last UpdatedSep 4, 2026
Details

As low as; 2023 & newer: 0-72 months with less than 45,000 miles and valued at $15,000 or more

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New and Used Auto Loans
2.99%
up to 84 months
View
▼
APR2.99%
Termup to 84 months
Last UpdatedAug 31, 2026
Details

As Low As; With qualifying credit and direct deposit with automatic payment.

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Auto Loans
2.99%
36MO
View
▼
APR2.99%
Term36MO
Last UpdatedAug 31, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2023
2.99%
48MO
View
▼
APR2.99%
Term48MO
Last UpdatedAug 31, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2024-2026
2.99%
36MO
View
▼
APR2.99%
Term36MO
Last UpdatedAug 31, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
3.24%
49-60 Months
View
▼
APR3.24%
Term49-60 Months
Last UpdatedAug 31, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
3.49%
61-72 Months
View
▼
APR3.49%
Term61-72 Months
Last UpdatedAug 31, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
3.50%
1-36 Months
View
▼
APR3.50%
Term1-36 Months
Last UpdatedSep 9, 2026
Details

rates as low as; Model Year: 2025 - 2024

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
3.74%
49-60 Months
View
▼
APR3.74%
Term49-60 Months
Last UpdatedAug 31, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
New Vehicle Loan
3.74%
60 Months
View
▼
APR3.74%
Term60 Months
Last UpdatedAug 31, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Vehicle Loans
3.74%
60 months
View
▼
APR3.74%
Term60 months
Last UpdatedAug 31, 2026
Details

As low as; Loan origination fee: $165.00; Actual rate and terms may vary based on creditworthiness, loan amount, loan term, collateral, and other underwriting factors. Promotion applies to eligible vehicle purchases and refinances from another financial institution. Loans currently financed with Riverview Credit Union are not eligible. Membership eligibility required. Other restrictions may apply. Offer subject to change or cancel without notice.

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Vehicle Loans
3.75%
36 months
View
▼
APR3.75%
Term36 months
Last UpdatedAug 31, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
New Vehicle Loan
3.80%
48 Months
View
▼
APR3.80%
Term48 Months
Last UpdatedAug 31, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
New Vehicle Loan
3.90%
36 Months
View
▼
APR3.90%
Term36 Months
Last UpdatedAug 31, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
View
▼
APR3.99%
Term48 month
Last UpdatedAug 31, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
New Vehicle Loan
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedAug 31, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
New Vehicle Loan
4.00%
1-36 Months
View
▼
APR4.00%
Term1-36 Months
Last UpdatedAug 31, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 730+ A+ Loan
4.00%
24 Mo.
View
▼
APR4.00%
Term24 Mo.
Last UpdatedSep 9, 2026
Details

Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
NEW Vehicle Loans
4.00%
24 or 36
View
▼
APR4.00%
Term24 or 36
Last UpdatedSep 4, 2026
Details

For amounts up to $23,000; APR range: 4.00% - 11.50%

Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Used Vehicle Loans
4.00%
24 or 36 months
View
▼
APR4.00%
Term24 or 36 months
Last UpdatedSep 4, 2026
Details

APR range: 4.00% - 12.25%

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025-2021 Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedSep 9, 2026
Details

As Low As

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
48-60 Months
View
▼
APR4.00%
Term48-60 Months
Last UpdatedSep 9, 2026
Details

rates as low as; Model Year: 2025 - 2024

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Vehicle Loans
4.00%
48 months
View
▼
APR4.00%
Term48 months
Last UpdatedAug 31, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New/Used Auto & Harley Davidson 2023 & Newer
4.10%
38 Months
View
▼
APR4.10%
Term38 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
New Vehicle Loan
4.10%
24 Months
View
▼
APR4.10%
Term24 Months
Last UpdatedAug 31, 2026
Details

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Vehicle Loan (2026-2024)
4.23%
72 months
View
▼
APR4.23%
Term72 months
Last UpdatedAug 31, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
View
▼
APR4.24%
Term60 months
Last UpdatedAug 31, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
4.24%
73-84 Months
View
▼
APR4.24%
Term73-84 Months
Last UpdatedAug 31, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
New Autos
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedSep 9, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 4 yrs or newer
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedAug 31, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
New Vehicle Loan
4.25%
37-48 Months
View
▼
APR4.25%
Term37-48 Months
Last UpdatedAug 31, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 730+ A+ Loan
4.25%
48 Mo.
View
▼
APR4.25%
Term48 Mo.
Last UpdatedSep 9, 2026
Details

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025-2021 Used Auto
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedSep 9, 2026
Details

As Low As

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.25%
60-72 Months
View
▼
APR4.25%
Term60-72 Months
Last UpdatedSep 9, 2026
Details

rates as low as; Model Year: 2025 - 2024

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars and Trucks Loan
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedSep 4, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars and Trucks Loan
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedSep 4, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 4 yrs or newer
4.31%
48 Months
View
▼
APR4.31%
Term48 Months
Last UpdatedAug 31, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars and Trucks Loan
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedSep 4, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars and Trucks Loan
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedSep 4, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 4 yrs or newer
4.41%
36 Months
View
▼
APR4.41%
Term36 Months
Last UpdatedAug 31, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars and Trucks Loan
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedSep 4, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars and Trucks Loan
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedSep 4, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Auto Loans
4.49%
60MO
View
▼
APR4.49%
Term60MO
Last UpdatedAug 31, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2024-2026
4.49%
60MO
View
▼
APR4.49%
Term60MO
Last UpdatedAug 31, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
New Vehicle Loan
4.50%
49-60 Months
View
▼
APR4.50%
Term49-60 Months
Last UpdatedAug 31, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 680 - 729 A Loan
4.50%
24 Mo.
View
▼
APR4.50%
Term24 Mo.
Last UpdatedSep 9, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 730+ A+ Loan
4.50%
60 Mo.
View
▼
APR4.50%
Term60 Mo.
Last UpdatedSep 9, 2026
Details

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
New Autos
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedSep 4, 2026
Details

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.50%
72-84 Months
View
▼
APR4.50%
Term72-84 Months
Last UpdatedSep 9, 2026
Details

rates as low as; Model Year: 2025 - 2024

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Vehicle Loans
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedAug 31, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New/Used Auto & Harley Davidson 2023 & Newer
4.58%
50 Months
View
▼
APR4.58%
Term50 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicle Financing
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedAug 31, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedAug 31, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 4 yrs or newer
4.60%
24 Months
View
▼
APR4.60%
Term24 Months
Last UpdatedAug 31, 2026
Details

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Vehicle Loan (2026-2024)
4.69%
84 months
View
▼
APR4.69%
Term84 months
Last UpdatedAug 31, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
4.74%
73-84 Months
View
▼
APR4.74%
Term73-84 Months
Last UpdatedAug 31, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Vehicle Loans
4.74%
6-year
View
▼
APR4.74%
Term6-year
Last UpdatedSep 4, 2026
Details

Rates, terms, and conditions are subject to change and may vary based on creditworthiness, model, year, term, and loan amount. All loans are subject to approval and not all applicants will qualify for the lowest rate. Rates are based on an A+ credit score, 10% equity in the vehicle, auto deduction from a DESCO Advantage Plus checking account, a current DESCO mortgage, and have a DESCO Credit Card. APR=Annual Percentage Rate; based off a $25,000.00 loan with a $150.00 loan origination fee. Approximate monthly loan payment at 4.74% is $402.08 on a $25,000.00 loan with a 6-year term.

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
New Vehicles and Motorcycles Loan
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedSep 4, 2026
Details

APR range: 4.74% - 10.49%

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
New Vehicle Loan
4.75%
61-72 Months
View
▼
APR4.75%
Term61-72 Months
Last UpdatedAug 31, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 680 - 729 A Loan
4.75%
48 Mo.
View
▼
APR4.75%
Term48 Mo.
Last UpdatedSep 9, 2026
Details

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025-2021 Used Auto
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedSep 9, 2026
Details

As Low As

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
2019-2020 Used Auto
4.75%
Up to 48 Months
View
▼
APR4.75%
TermUp to 48 Months
Last UpdatedSep 4, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
2026 New Auto
4.75%
Up to 48 Months
View
▼
APR4.75%
TermUp to 48 Months
Last UpdatedSep 4, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Vehicle Loans
4.75%
66 months
View
▼
APR4.75%
Term66 months
Last UpdatedAug 31, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New/Used Auto & Harley Davidson 2023 & Newer
4.81%
62 Months
View
▼
APR4.81%
Term62 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 4 yrs or newer
4.95%
72 Months
View
▼
APR4.95%
Term72 Months
Last UpdatedAug 31, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars and Trucks Loan
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedSep 4, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars and Trucks Loan
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedSep 4, 2026
Details

As Low As

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loan
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedSep 9, 2026
Details

95% LTV or less

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loan
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedSep 9, 2026
Details

2024-2026 - 95% LTV or less

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedAug 31, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Used Auto (20-23) (up to 110%)
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedAug 31, 2026
Details

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
New Autos
4.99%
78 Months
View
▼
APR4.99%
Term78 Months
Last UpdatedSep 9, 2026
Details

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles Loan
4.99%
Up to 60 payments
View
▼
APR4.99%
TermUp to 60 payments
Last UpdatedSep 9, 2026
Details

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Titled vehicles Loan
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedSep 4, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Auto Loans
4.99%
72MO
View
▼
APR4.99%
Term72MO
Last UpdatedAug 31, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2024-2026
4.99%
72MO
View
▼
APR4.99%
Term72MO
Last UpdatedAug 31, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
New Vehicle Loan
5.00%
73-84 Months
View
▼
APR5.00%
Term73-84 Months
Last UpdatedAug 31, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
Used Vehicle Loan
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedAug 31, 2026
Details

1-2 Model Years old

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 730+ A+ Loan
5.00%
72 Mo.
View
▼
APR5.00%
Term72 Mo.
Last UpdatedSep 9, 2026
Details

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2020-2017 Used Auto
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedSep 9, 2026
Details

As Low As

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025-2021 Used Auto
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedSep 9, 2026
Details

As Low As

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Auto A+ Credit Score above 740
5.00%
up to 84 months
View
▼
APR5.00%
Termup to 84 months
Last UpdatedSep 4, 2026
Details

Fixed

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Vehicle Loans
5.00%
72 months
View
▼
APR5.00%
Term72 months
Last UpdatedAug 31, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New/Used Auto & Harley Davidson 2023 & Newer
5.06%
66 Months
View
▼
APR5.06%
Term66 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.19%
36 Months
View
▼
APR5.19%
Term36 Months
Last UpdatedAug 31, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New/Used Auto (2024-NEWER) 73-84 months (up to 110% K or more)
5.24%
84 months
View
▼
APR5.24%
Term84 months
Last UpdatedAug 31, 2026
Details

$25

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Used Auto (20-23) (up to 110%)
5.24%
60 months
View
▼
APR5.24%
Term60 months
Last UpdatedAug 31, 2026
Details

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
New Vehicles and Motorcycles Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedSep 4, 2026
Details

APR range: 5.24% - 10.49%

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
Used Vehicle Loan
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedAug 31, 2026
Details

1-2 Model Years old

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 680 - 729 A Loan
5.25%
72 Mo.
View
▼
APR5.25%
Term72 Mo.
Last UpdatedSep 9, 2026
Details

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
NEW AUTO
5.25%
60 months
View
▼
APR5.25%
Term60 months
Last UpdatedSep 9, 2026
Details

1% discount for auto pay loans*

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
First Time Car Buyer Auto Loan - 2021 & Newer
5.25%
0-60 months
View
▼
APR5.25%
Term0-60 months
Last UpdatedSep 4, 2026
Details

As low as; with less than 45,000 miles

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Titled vehicles Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedSep 4, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicle Financing
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedAug 31, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedAug 31, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicle Financing
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedAug 31, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedAug 31, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loan
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedSep 9, 2026
Details

over 95% LTV

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedSep 9, 2026
Details

2024-2026 - over 95% LTV

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedAug 31, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
Auto Loan
5.49%
36 months
View
▼
APR5.49%
Term36 months
Last UpdatedSep 5, 2026
Details

Model Year: 2026 Model Year

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Used Autos - Model Years 2025-2026
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedSep 9, 2026
Details

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2024-2022 Used Vehicles Loan
5.49%
Up to 60
View
▼
APR5.49%
TermUp to 60
Last UpdatedSep 9, 2026
Details

Term: Up to 60 payments Loans $19,999.99 and under - 95% of NADA Retail

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles Loan
5.49%
Up to 72
View
▼
APR5.49%
TermUp to 72
Last UpdatedSep 9, 2026
Details

Term: Up to 72 payments, Car loans over $20,000.00

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Auto Loans
5.49%
84MO
View
▼
APR5.49%
Term84MO
Last UpdatedAug 31, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2023
5.49%
60MO
View
▼
APR5.49%
Term60MO
Last UpdatedAug 31, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2024-2026
5.49%
84MO
View
▼
APR5.49%
Term84MO
Last UpdatedAug 31, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
Used Vehicle Loan
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedAug 31, 2026
Details

3-5 Model Years old

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 730+ A+ Loan
5.50%
84 Mo.
View
▼
APR5.50%
Term84 Mo.
Last UpdatedSep 9, 2026
Details

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
New Autos
5.50%
37-60 Months
View
▼
APR5.50%
Term37-60 Months
Last UpdatedSep 4, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New/Used Auto & Harley Davidson 2023 & Newer
5.50%
75 Months
View
▼
APR5.50%
Term75 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2020-2017 Used Auto
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedSep 9, 2026
Details

As Low As

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025-2021 Used Auto
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedSep 9, 2026
Details

As Low As

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos: 2016 And Newer
5.50%
0-36 Months
View
▼
APR5.50%
Term0-36 Months
Last UpdatedSep 4, 2026
Details

Credit Rating: A+

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Auto A Credit Score 700-739
5.50%
up to 84 months
View
▼
APR5.50%
Termup to 84 months
Last UpdatedSep 4, 2026
Details

Fixed

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Auto A+ Credit Score above 740
5.50%
up to 84 months
View
▼
APR5.50%
Termup to 84 months
Last UpdatedSep 4, 2026
Details

Fixed

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Titled vehicles Loan
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedSep 4, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 5 to 7 yrs
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedAug 31, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Used Auto & Harley Davidson 2020-2022
5.56%
Up to 60 Months
View
▼
APR5.56%
TermUp to 60 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100% Financed

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 5 to 7 yrs
5.56%
48 Months
View
▼
APR5.56%
Term48 Months
Last UpdatedAug 31, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Used Auto & Harley Davidson 2018 to 2019
5.58%
48 Months
View
▼
APR5.58%
Term48 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicle Financing
5.59%
66 Months
View
▼
APR5.59%
Term66 Months
Last UpdatedAug 31, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.59%
66 Months
View
▼
APR5.59%
Term66 Months
Last UpdatedAug 31, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
Auto Loan
5.60%
60 months
View
▼
APR5.60%
Term60 months
Last UpdatedSep 5, 2026
Details

Model Year: 2026 Model Year

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Vehicle Loans
5.60%
84 months
View
▼
APR5.60%
Term84 months
Last UpdatedAug 31, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Used Auto & Harley Davidson 2017 & Older
5.61%
36 Months
View
▼
APR5.61%
Term36 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Used Auto & Harley Davidson 2018-2019
5.61%
36 months
View
▼
APR5.61%
Term36 months
Last UpdatedSep 4, 2026
Details

A 0.10% rate discount is available with an automatic payment deduction. Rates are subject to change at any time. Your actual rate will be determined by your credit worthiness and ability to repay. RATES QUOTED APPLY TO USED VEHICLES 2017 & OLDER.

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 5 to 7 yrs
5.66%
36 Months
View
▼
APR5.66%
Term36 Months
Last UpdatedAug 31, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan over 7 yrs
5.66%
36 Months
View
▼
APR5.66%
Term36 Months
Last UpdatedAug 31, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicle Financing
5.69%
72 Months
View
▼
APR5.69%
Term72 Months
Last UpdatedAug 31, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedAug 31, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loan
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedSep 9, 2026
Details

3-5 Years, 95% LTV or less

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
New Vehicles and Motorcycles Loan
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedSep 4, 2026
Details

APR range: 5.74% - 10.49%

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Vehicles and Motorcycles Loan
5.74%
36 months
View
▼
APR5.74%
Term36 months
Last UpdatedSep 4, 2026
Details

95% or NADA Retail Value; APR range: 5.74% - 11.24%

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2022
5.74%
48MO
View
▼
APR5.74%
Term48MO
Last UpdatedAug 31, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2023
5.74%
72MO
View
▼
APR5.74%
Term72MO
Last UpdatedAug 31, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 680 - 729 A Loan
5.75%
84 Mo.
View
▼
APR5.75%
Term84 Mo.
Last UpdatedSep 9, 2026
Details

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
NEW AUTO
5.75%
72 months
View
▼
APR5.75%
Term72 months
Last UpdatedSep 9, 2026
Details

1% discount for auto pay loans*

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2020-2017 Used Auto
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedSep 9, 2026
Details

As Low As

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos: 2016 And Newer
5.75%
0-36 Months
View
▼
APR5.75%
Term0-36 Months
Last UpdatedSep 4, 2026
Details

Credit Rating: A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
2014-2018 Used Auto
5.75%
Up to 36 Months
View
▼
APR5.75%
TermUp to 36 Months
Last UpdatedSep 4, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
2021-2023 Used Auto
5.75%
Up to 60 Months
View
▼
APR5.75%
TermUp to 60 Months
Last UpdatedSep 4, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
2026 New Auto
5.75%
Up to 60 Months
View
▼
APR5.75%
TermUp to 60 Months
Last UpdatedSep 4, 2026
Details

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Vehicle Loan (2023-2022)
5.77%
60 months
View
▼
APR5.77%
Term60 months
Last UpdatedAug 31, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.79%
48 Months
View
▼
APR5.79%
Term48 Months
Last UpdatedAug 31, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 5 to 7 yrs
5.86%
24 Months
View
▼
APR5.86%
Term24 Months
Last UpdatedAug 31, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan over 7 yrs
5.86%
24 Months
View
▼
APR5.86%
Term24 Months
Last UpdatedAug 31, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.89%
60 Months
View
▼
APR5.89%
Term60 Months
Last UpdatedAug 31, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars and Trucks Loan
5.93%
7 years
View
▼
APR5.93%
Term7 years
Last UpdatedSep 4, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars and Trucks Loan
5.93%
7 years
View
▼
APR5.93%
Term7 years
Last UpdatedSep 4, 2026
Details

As Low As

Lb&t
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
72-Months Auto Loan Options - New Car
5.99%
72-Months
View
▼
APR5.99%
Term72-Months
Last UpdatedSep 9, 2026
Details

Rates as low as

Lb&t
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
New Car Loan
5.99%
6-year
View
▼
APR5.99%
Term6-year
Last UpdatedSep 9, 2026
Details

As Low As; Advertised as low as APRs (Annual Percentage Rate) assumes excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, and age of vehicle. The following example(s) reflect representative credit terms made available to applicants and are for informational purposes only. They may not reflect the loan amount, term, APR and estimated payment for your loan.

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loan
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedSep 9, 2026
Details

Over 6 Years over 95% LTV

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loan
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedSep 9, 2026
Details

2024-2026

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedAug 31, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Used Auto (20-23) (up to 110%)
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedAug 31, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
Auto Loan
5.99%
66 months
View
▼
APR5.99%
Term66 months
Last UpdatedSep 5, 2026
Details

Model Year: 2026 Model Year

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Used Autos - Model Years 2023-2024
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedSep 9, 2026
Details

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2024-2022 Used Vehicles Loan
5.99%
Up to 72
View
▼
APR5.99%
TermUp to 72
Last UpdatedSep 9, 2026
Details

Term: Up to 72 payments Loans $20,000.00 and over - 95% of NADA Retail

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
2026 New Auto
5.99%
Up to 72 Months
View
▼
APR5.99%
TermUp to 72 Months
Last UpdatedSep 4, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
2026 Used Auto
5.99%
Up to 72 Months
View
▼
APR5.99%
TermUp to 72 Months
Last UpdatedSep 4, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2022
5.99%
66MO
View
▼
APR5.99%
Term66MO
Last UpdatedAug 31, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
Used Vehicle Loan
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedAug 31, 2026
Details

6-8 Model Years old

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles - 24-48 MO. (730+ Score) Loan
6.00%
48 Mo
View
▼
APR6.00%
Term48 Mo
Last UpdatedSep 9, 2026
Details

Grade of Paper: A+

Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
NEW Vehicle Loans
6.00%
48 Months
View
▼
APR6.00%
Term48 Months
Last UpdatedSep 4, 2026
Details

APR range: 6.00% - 12.00%

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
New Autos
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedSep 4, 2026
Details

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2020-2017 Used Auto
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedSep 9, 2026
Details

As Low As

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedSep 9, 2026
Details

36 Months; Model Year: 2020 - 2017

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos: 2016 And Newer
6.00%
37-48 Months
View
▼
APR6.00%
Term37-48 Months
Last UpdatedSep 4, 2026
Details

Credit Rating: A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Auto B Credit Score 640-699
6.00%
up to 84 months
View
▼
APR6.00%
Termup to 84 months
Last UpdatedSep 4, 2026
Details

Fixed

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Auto A Credit Score 700-739
6.00%
up to 84 months
View
▼
APR6.00%
Termup to 84 months
Last UpdatedSep 4, 2026
Details

Fixed

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Auto Loan
6.09%
36 Months
View
▼
APR6.09%
Term36 Months
Last UpdatedAug 31, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Auto Loans (100% LTV)
6.14%
Up to 63 months
View
▼
APR6.14%
TermUp to 63 months
Last UpdatedSep 4, 2026
Details

As Low As; Example: $10,000 loan, monthly payment will be $193.98 for 60 months at 6.14%. Rates may change without notice. All loans subject to credit approval.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Vehicle Loan (2023-2022)
6.23%
72 months
View
▼
APR6.23%
Term72 months
Last UpdatedAug 31, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loan
6.24%
48 months
View
▼
APR6.24%
Term48 months
Last UpdatedSep 9, 2026
Details

3-5 Years, over 95% LTV

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Used Auto (22-23) (up to 110%)
6.24%
84 months
View
▼
APR6.24%
Term84 months
Last UpdatedAug 31, 2026
Details

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
New Vehicles and Motorcycles Loan
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedSep 4, 2026
Details

APR range: 6.24% - 10.49%

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Vehicles and Motorcycles Loan
6.24%
48 months
View
▼
APR6.24%
Term48 months
Last UpdatedSep 4, 2026
Details

95% or NADA Retail Value; APR range: 6.24% - 11.24%

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2021-2018 Used Vehicles Loan
6.24%
Up to 48
View
▼
APR6.24%
TermUp to 48
Last UpdatedSep 9, 2026
Details

Term: Up to 48 payments - 95% of NADA Retail

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2024-2022 Used Vehicles Loan
6.24%
Up to 60
View
▼
APR6.24%
TermUp to 60
Last UpdatedSep 9, 2026
Details

Term: Up to 60 payments Over 20,000 miles - 95% of NADA Retail

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 640 - 679 B Loan
6.25%
24 Mo.
View
▼
APR6.25%
Term24 Mo.
Last UpdatedSep 9, 2026
Details

Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
NEW Vehicle Loans
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedSep 4, 2026
Details

APR range: 6.25% - 12.25%

Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Used Vehicle Loans
6.25%
48 months
View
▼
APR6.25%
Term48 months
Last UpdatedSep 4, 2026
Details

APR range: 6.25% - 12.50%

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
NEW AUTO
6.25%
84 months
View
▼
APR6.25%
Term84 months
Last UpdatedSep 9, 2026
Details

1% discount for auto pay loans*

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos: 2015 And Older 0-36 Months
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedSep 4, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos: 2016 And Newer
6.25%
0-36 Months
View
▼
APR6.25%
Term0-36 Months
Last UpdatedSep 4, 2026
Details

Credit Rating: B

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Titled vehicles Loan
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedSep 4, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Auto Loan
6.29%
48 Months
View
▼
APR6.29%
Term48 Months
Last UpdatedAug 31, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Auto Loans (100% LTV)
6.29%
64-75 months
View
▼
APR6.29%
Term64-75 months
Last UpdatedSep 4, 2026
Details

As Low As; Example: $10,000 loan, monthly payment will be $193.98 for 60 months at 6.14%. Rates may change without notice. All loans subject to credit approval.

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Auto Loan
6.39%
60 Months
View
▼
APR6.39%
Term60 Months
Last UpdatedAug 31, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loan
6.49%
84 months
View
▼
APR6.49%
Term84 months
Last UpdatedSep 9, 2026
Details

2024-2026 - over 95% LTV

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Auto Loan
6.49%
36 Months
View
▼
APR6.49%
Term36 Months
Last UpdatedAug 31, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Used Auto (16-19)(up to 100%)
6.49%
48 months
View
▼
APR6.49%
Term48 months
Last UpdatedAug 31, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
Auto Loan
6.49%
84 months
View
▼
APR6.49%
Term84 months
Last UpdatedSep 5, 2026
Details

Model Year: 2026 Model Year

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Used Autos - Model Years 2021-2022
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedSep 9, 2026
Details

Hurricane New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
2.49%
0-48 Months
View
▼
APR2.49%
Term0-48 Months
Last UpdatedAug 31, 2026
Details

As Low As

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - Model Year New -2020 or if Untitled Loan
2.50%
24 Months
View
▼
APR2.50%
Term24 Months
Last UpdatedSep 4, 2026
Details

Term: 24, 36, 48, 60, 72 months available; * Interest Rate may vary depending on ones credit worthiness and term of loan.; APR range: 2.50 - 11.00%

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
2.99%
0-48 Months
View
▼
APR2.99%
Term0-48 Months
Last UpdatedAug 31, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New and Used Auto Loans
2.99%
up to 84 months
View
▼
APR2.99%
Termup to 84 months
Last UpdatedAug 31, 2026
Details

As Low As; With qualifying credit and direct deposit with automatic payment.

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Auto Loans
2.99%
36MO
View
▼
APR2.99%
Term36MO
Last UpdatedAug 31, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
3.24%
49-60 Months
View
▼
APR3.24%
Term49-60 Months
Last UpdatedAug 31, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
3.49%
61-72 Months
View
▼
APR3.49%
Term61-72 Months
Last UpdatedAug 31, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
3.50%
1-36 Months
View
▼
APR3.50%
Term1-36 Months
Last UpdatedSep 9, 2026
Details

rates as low as; Model Year: 2025 - 2024

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
3.74%
49-60 Months
View
▼
APR3.74%
Term49-60 Months
Last UpdatedAug 31, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
New Vehicle Loan
3.74%
60 Months
View
▼
APR3.74%
Term60 Months
Last UpdatedAug 31, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
New Vehicle Loan
3.80%
48 Months
View
▼
APR3.80%
Term48 Months
Last UpdatedAug 31, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
New Vehicle Loan
3.90%
36 Months
View
▼
APR3.90%
Term36 Months
Last UpdatedAug 31, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
View
▼
APR3.99%
Term48 month
Last UpdatedAug 31, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
New Vehicle Loan
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedAug 31, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
New Vehicle Loan
4.00%
1-36 Months
View
▼
APR4.00%
Term1-36 Months
Last UpdatedAug 31, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 730+ A+ Loan
4.00%
24 Mo.
View
▼
APR4.00%
Term24 Mo.
Last UpdatedSep 9, 2026
Details

Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
NEW Vehicle Loans
4.00%
24 or 36
View
▼
APR4.00%
Term24 or 36
Last UpdatedSep 4, 2026
Details

For amounts up to $23,000; APR range: 4.00% - 11.50%

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
48-60 Months
View
▼
APR4.00%
Term48-60 Months
Last UpdatedSep 9, 2026
Details

rates as low as; Model Year: 2025 - 2024

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New/Used Auto & Harley Davidson 2023 & Newer
4.10%
38 Months
View
▼
APR4.10%
Term38 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
New Vehicle Loan
4.10%
24 Months
View
▼
APR4.10%
Term24 Months
Last UpdatedAug 31, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
View
▼
APR4.24%
Term60 months
Last UpdatedAug 31, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
4.24%
73-84 Months
View
▼
APR4.24%
Term73-84 Months
Last UpdatedAug 31, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
New Autos
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedSep 9, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 4 yrs or newer
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedAug 31, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
New Vehicle Loan
4.25%
37-48 Months
View
▼
APR4.25%
Term37-48 Months
Last UpdatedAug 31, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 730+ A+ Loan
4.25%
48 Mo.
View
▼
APR4.25%
Term48 Mo.
Last UpdatedSep 9, 2026
Details

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.25%
60-72 Months
View
▼
APR4.25%
Term60-72 Months
Last UpdatedSep 9, 2026
Details

rates as low as; Model Year: 2025 - 2024

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars and Trucks Loan
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedSep 4, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 4 yrs or newer
4.31%
48 Months
View
▼
APR4.31%
Term48 Months
Last UpdatedAug 31, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars and Trucks Loan
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedSep 4, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 4 yrs or newer
4.41%
36 Months
View
▼
APR4.41%
Term36 Months
Last UpdatedAug 31, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars and Trucks Loan
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedSep 4, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Auto Loans
4.49%
60MO
View
▼
APR4.49%
Term60MO
Last UpdatedAug 31, 2026
Details

As Low As

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
New Vehicle Loan
4.50%
49-60 Months
View
▼
APR4.50%
Term49-60 Months
Last UpdatedAug 31, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 680 - 729 A Loan
4.50%
24 Mo.
View
▼
APR4.50%
Term24 Mo.
Last UpdatedSep 9, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 730+ A+ Loan
4.50%
60 Mo.
View
▼
APR4.50%
Term60 Mo.
Last UpdatedSep 9, 2026
Details

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
New Autos
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedSep 4, 2026
Details

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.50%
72-84 Months
View
▼
APR4.50%
Term72-84 Months
Last UpdatedSep 9, 2026
Details

rates as low as; Model Year: 2025 - 2024

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New/Used Auto & Harley Davidson 2023 & Newer
4.58%
50 Months
View
▼
APR4.58%
Term50 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicle Financing
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedAug 31, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 4 yrs or newer
4.60%
24 Months
View
▼
APR4.60%
Term24 Months
Last UpdatedAug 31, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
4.74%
73-84 Months
View
▼
APR4.74%
Term73-84 Months
Last UpdatedAug 31, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
New Vehicles and Motorcycles Loan
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedSep 4, 2026
Details

APR range: 4.74% - 10.49%

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
New Vehicle Loan
4.75%
61-72 Months
View
▼
APR4.75%
Term61-72 Months
Last UpdatedAug 31, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 680 - 729 A Loan
4.75%
48 Mo.
View
▼
APR4.75%
Term48 Mo.
Last UpdatedSep 9, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
2026 New Auto
4.75%
Up to 48 Months
View
▼
APR4.75%
TermUp to 48 Months
Last UpdatedSep 4, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New/Used Auto & Harley Davidson 2023 & Newer
4.81%
62 Months
View
▼
APR4.81%
Term62 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 4 yrs or newer
4.95%
72 Months
View
▼
APR4.95%
Term72 Months
Last UpdatedAug 31, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars and Trucks Loan
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedSep 4, 2026
Details

As Low As

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loan
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedSep 9, 2026
Details

95% LTV or less

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedAug 31, 2026
Details

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
New Autos
4.99%
78 Months
View
▼
APR4.99%
Term78 Months
Last UpdatedSep 9, 2026
Details

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles Loan
4.99%
Up to 60 payments
View
▼
APR4.99%
TermUp to 60 payments
Last UpdatedSep 9, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Auto Loans
4.99%
72MO
View
▼
APR4.99%
Term72MO
Last UpdatedAug 31, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
New Vehicle Loan
5.00%
73-84 Months
View
▼
APR5.00%
Term73-84 Months
Last UpdatedAug 31, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 730+ A+ Loan
5.00%
72 Mo.
View
▼
APR5.00%
Term72 Mo.
Last UpdatedSep 9, 2026
Details

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Auto A+ Credit Score above 740
5.00%
up to 84 months
View
▼
APR5.00%
Termup to 84 months
Last UpdatedSep 4, 2026
Details

Fixed

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New/Used Auto & Harley Davidson 2023 & Newer
5.06%
66 Months
View
▼
APR5.06%
Term66 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New/Used Auto (2024-NEWER) 73-84 months (up to 110% K or more)
5.24%
84 months
View
▼
APR5.24%
Term84 months
Last UpdatedAug 31, 2026
Details

$25

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
New Vehicles and Motorcycles Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedSep 4, 2026
Details

APR range: 5.24% - 10.49%

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 680 - 729 A Loan
5.25%
72 Mo.
View
▼
APR5.25%
Term72 Mo.
Last UpdatedSep 9, 2026
Details

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
NEW AUTO
5.25%
60 months
View
▼
APR5.25%
Term60 months
Last UpdatedSep 9, 2026
Details

1% discount for auto pay loans*

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
First Time Car Buyer Auto Loan - 2021 & Newer
5.25%
0-60 months
View
▼
APR5.25%
Term0-60 months
Last UpdatedSep 4, 2026
Details

As low as; with less than 45,000 miles

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicle Financing
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedAug 31, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicle Financing
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedAug 31, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loan
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedSep 9, 2026
Details

over 95% LTV

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles Loan
5.49%
Up to 72
View
▼
APR5.49%
TermUp to 72
Last UpdatedSep 9, 2026
Details

Term: Up to 72 payments, Car loans over $20,000.00

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Auto Loans
5.49%
84MO
View
▼
APR5.49%
Term84MO
Last UpdatedAug 31, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 730+ A+ Loan
5.50%
84 Mo.
View
▼
APR5.50%
Term84 Mo.
Last UpdatedSep 9, 2026
Details

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
New Autos
5.50%
37-60 Months
View
▼
APR5.50%
Term37-60 Months
Last UpdatedSep 4, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New/Used Auto & Harley Davidson 2023 & Newer
5.50%
75 Months
View
▼
APR5.50%
Term75 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos: 2016 And Newer
5.50%
0-36 Months
View
▼
APR5.50%
Term0-36 Months
Last UpdatedSep 4, 2026
Details

Credit Rating: A+

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Auto A Credit Score 700-739
5.50%
up to 84 months
View
▼
APR5.50%
Termup to 84 months
Last UpdatedSep 4, 2026
Details

Fixed

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicle Financing
5.59%
66 Months
View
▼
APR5.59%
Term66 Months
Last UpdatedAug 31, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicle Financing
5.69%
72 Months
View
▼
APR5.69%
Term72 Months
Last UpdatedAug 31, 2026
Details

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
New Vehicles and Motorcycles Loan
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedSep 4, 2026
Details

APR range: 5.74% - 10.49%

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 680 - 729 A Loan
5.75%
84 Mo.
View
▼
APR5.75%
Term84 Mo.
Last UpdatedSep 9, 2026
Details

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
NEW AUTO
5.75%
72 months
View
▼
APR5.75%
Term72 months
Last UpdatedSep 9, 2026
Details

1% discount for auto pay loans*

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos: 2016 And Newer
5.75%
0-36 Months
View
▼
APR5.75%
Term0-36 Months
Last UpdatedSep 4, 2026
Details

Credit Rating: A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
2026 New Auto
5.75%
Up to 60 Months
View
▼
APR5.75%
TermUp to 60 Months
Last UpdatedSep 4, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars and Trucks Loan
5.93%
7 years
View
▼
APR5.93%
Term7 years
Last UpdatedSep 4, 2026
Details

As Low As

Lb&t
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
72-Months Auto Loan Options - New Car
5.99%
72-Months
View
▼
APR5.99%
Term72-Months
Last UpdatedSep 9, 2026
Details

Rates as low as

Lb&t
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
New Car Loan
5.99%
6-year
View
▼
APR5.99%
Term6-year
Last UpdatedSep 9, 2026
Details

As Low As; Advertised as low as APRs (Annual Percentage Rate) assumes excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, and age of vehicle. The following example(s) reflect representative credit terms made available to applicants and are for informational purposes only. They may not reflect the loan amount, term, APR and estimated payment for your loan.

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loan
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedSep 9, 2026
Details

Over 6 Years over 95% LTV

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
2026 New Auto
5.99%
Up to 72 Months
View
▼
APR5.99%
TermUp to 72 Months
Last UpdatedSep 4, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles - 24-48 MO. (730+ Score) Loan
6.00%
48 Mo
View
▼
APR6.00%
Term48 Mo
Last UpdatedSep 9, 2026
Details

Grade of Paper: A+

Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
NEW Vehicle Loans
6.00%
48 Months
View
▼
APR6.00%
Term48 Months
Last UpdatedSep 4, 2026
Details

APR range: 6.00% - 12.00%

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
New Autos
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedSep 4, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos: 2016 And Newer
6.00%
37-48 Months
View
▼
APR6.00%
Term37-48 Months
Last UpdatedSep 4, 2026
Details

Credit Rating: A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Auto B Credit Score 640-699
6.00%
up to 84 months
View
▼
APR6.00%
Termup to 84 months
Last UpdatedSep 4, 2026
Details

Fixed

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
New Vehicles and Motorcycles Loan
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedSep 4, 2026
Details

APR range: 6.24% - 10.49%

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 640 - 679 B Loan
6.25%
24 Mo.
View
▼
APR6.25%
Term24 Mo.
Last UpdatedSep 9, 2026
Details

Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
NEW Vehicle Loans
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedSep 4, 2026
Details

APR range: 6.25% - 12.25%

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
NEW AUTO
6.25%
84 months
View
▼
APR6.25%
Term84 months
Last UpdatedSep 9, 2026
Details

1% discount for auto pay loans*

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos: 2016 And Newer
6.25%
0-36 Months
View
▼
APR6.25%
Term0-36 Months
Last UpdatedSep 4, 2026
Details

Credit Rating: B

Hurricane Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
2.49%
0-48 Months
View
▼
APR2.49%
Term0-48 Months
Last UpdatedAug 31, 2026
Details

As Low As

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - Model Year Already Titled - 1999 Loan
2.50%
36 Months
View
▼
APR2.50%
Term36 Months
Last UpdatedSep 4, 2026
Details

Term: 36, 48, 60, months available; * Interest Rate may vary depending on ones credit worthiness and term of loan.; APR range: 2.50 - 17.50%

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
2.99%
0-48 Months
View
▼
APR2.99%
Term0-48 Months
Last UpdatedAug 31, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New and Used Auto Loans
2.99%
up to 84 months
View
▼
APR2.99%
Termup to 84 months
Last UpdatedAug 31, 2026
Details

As Low As; With qualifying credit and direct deposit with automatic payment.

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2023
2.99%
48MO
View
▼
APR2.99%
Term48MO
Last UpdatedAug 31, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2024-2026
2.99%
36MO
View
▼
APR2.99%
Term36MO
Last UpdatedAug 31, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
3.24%
49-60 Months
View
▼
APR3.24%
Term49-60 Months
Last UpdatedAug 31, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
3.49%
61-72 Months
View
▼
APR3.49%
Term61-72 Months
Last UpdatedAug 31, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
3.74%
49-60 Months
View
▼
APR3.74%
Term49-60 Months
Last UpdatedAug 31, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
View
▼
APR3.99%
Term48 month
Last UpdatedAug 31, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 730+ A+ Loan
4.00%
24 Mo.
View
▼
APR4.00%
Term24 Mo.
Last UpdatedSep 9, 2026
Details

Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Used Vehicle Loans
4.00%
24 or 36 months
View
▼
APR4.00%
Term24 or 36 months
Last UpdatedSep 4, 2026
Details

APR range: 4.00% - 12.25%

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025-2021 Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedSep 9, 2026
Details

As Low As

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New/Used Auto & Harley Davidson 2023 & Newer
4.10%
38 Months
View
▼
APR4.10%
Term38 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
View
▼
APR4.24%
Term60 months
Last UpdatedAug 31, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
4.24%
73-84 Months
View
▼
APR4.24%
Term73-84 Months
Last UpdatedAug 31, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 4 yrs or newer
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedAug 31, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 730+ A+ Loan
4.25%
48 Mo.
View
▼
APR4.25%
Term48 Mo.
Last UpdatedSep 9, 2026
Details

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025-2021 Used Auto
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedSep 9, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars and Trucks Loan
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedSep 4, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 4 yrs or newer
4.31%
48 Months
View
▼
APR4.31%
Term48 Months
Last UpdatedAug 31, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars and Trucks Loan
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedSep 4, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 4 yrs or newer
4.41%
36 Months
View
▼
APR4.41%
Term36 Months
Last UpdatedAug 31, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars and Trucks Loan
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedSep 4, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2024-2026
4.49%
60MO
View
▼
APR4.49%
Term60MO
Last UpdatedAug 31, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 680 - 729 A Loan
4.50%
24 Mo.
View
▼
APR4.50%
Term24 Mo.
Last UpdatedSep 9, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 730+ A+ Loan
4.50%
60 Mo.
View
▼
APR4.50%
Term60 Mo.
Last UpdatedSep 9, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New/Used Auto & Harley Davidson 2023 & Newer
4.58%
50 Months
View
▼
APR4.58%
Term50 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedAug 31, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 4 yrs or newer
4.60%
24 Months
View
▼
APR4.60%
Term24 Months
Last UpdatedAug 31, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
New or Used Vehicle Loans
4.74%
73-84 Months
View
▼
APR4.74%
Term73-84 Months
Last UpdatedAug 31, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 680 - 729 A Loan
4.75%
48 Mo.
View
▼
APR4.75%
Term48 Mo.
Last UpdatedSep 9, 2026
Details

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025-2021 Used Auto
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedSep 9, 2026
Details

As Low As

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
2019-2020 Used Auto
4.75%
Up to 48 Months
View
▼
APR4.75%
TermUp to 48 Months
Last UpdatedSep 4, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New/Used Auto & Harley Davidson 2023 & Newer
4.81%
62 Months
View
▼
APR4.81%
Term62 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 4 yrs or newer
4.95%
72 Months
View
▼
APR4.95%
Term72 Months
Last UpdatedAug 31, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars and Trucks Loan
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedSep 4, 2026
Details

As Low As

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loan
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedSep 9, 2026
Details

2024-2026 - 95% LTV or less

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedAug 31, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Used Auto (20-23) (up to 110%)
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedAug 31, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2024-2026
4.99%
72MO
View
▼
APR4.99%
Term72MO
Last UpdatedAug 31, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
Used Vehicle Loan
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedAug 31, 2026
Details

1-2 Model Years old

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 730+ A+ Loan
5.00%
72 Mo.
View
▼
APR5.00%
Term72 Mo.
Last UpdatedSep 9, 2026
Details

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2020-2017 Used Auto
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedSep 9, 2026
Details

As Low As

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025-2021 Used Auto
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedSep 9, 2026
Details

As Low As

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New/Used Auto & Harley Davidson 2023 & Newer
5.06%
66 Months
View
▼
APR5.06%
Term66 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.19%
36 Months
View
▼
APR5.19%
Term36 Months
Last UpdatedAug 31, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New/Used Auto (2024-NEWER) 73-84 months (up to 110% K or more)
5.24%
84 months
View
▼
APR5.24%
Term84 months
Last UpdatedAug 31, 2026
Details

$25

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Used Auto (20-23) (up to 110%)
5.24%
60 months
View
▼
APR5.24%
Term60 months
Last UpdatedAug 31, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
Used Vehicle Loan
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedAug 31, 2026
Details

1-2 Model Years old

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 680 - 729 A Loan
5.25%
72 Mo.
View
▼
APR5.25%
Term72 Mo.
Last UpdatedSep 9, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedAug 31, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedAug 31, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedSep 9, 2026
Details

2024-2026 - over 95% LTV

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedAug 31, 2026
Details

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Used Autos - Model Years 2025-2026
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedSep 9, 2026
Details

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2024-2022 Used Vehicles Loan
5.49%
Up to 60
View
▼
APR5.49%
TermUp to 60
Last UpdatedSep 9, 2026
Details

Term: Up to 60 payments Loans $19,999.99 and under - 95% of NADA Retail

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2023
5.49%
60MO
View
▼
APR5.49%
Term60MO
Last UpdatedAug 31, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2024-2026
5.49%
84MO
View
▼
APR5.49%
Term84MO
Last UpdatedAug 31, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
Used Vehicle Loan
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedAug 31, 2026
Details

3-5 Model Years old

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 730+ A+ Loan
5.50%
84 Mo.
View
▼
APR5.50%
Term84 Mo.
Last UpdatedSep 9, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
New/Used Auto & Harley Davidson 2023 & Newer
5.50%
75 Months
View
▼
APR5.50%
Term75 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2020-2017 Used Auto
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedSep 9, 2026
Details

As Low As

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2025-2021 Used Auto
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedSep 9, 2026
Details

As Low As

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos: 2016 And Newer
5.50%
0-36 Months
View
▼
APR5.50%
Term0-36 Months
Last UpdatedSep 4, 2026
Details

Credit Rating: A+

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Auto A+ Credit Score above 740
5.50%
up to 84 months
View
▼
APR5.50%
Termup to 84 months
Last UpdatedSep 4, 2026
Details

Fixed

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 5 to 7 yrs
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedAug 31, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Used Auto & Harley Davidson 2020-2022
5.56%
Up to 60 Months
View
▼
APR5.56%
TermUp to 60 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100% Financed

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 5 to 7 yrs
5.56%
48 Months
View
▼
APR5.56%
Term48 Months
Last UpdatedAug 31, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Used Auto & Harley Davidson 2018 to 2019
5.58%
48 Months
View
▼
APR5.58%
Term48 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.59%
66 Months
View
▼
APR5.59%
Term66 Months
Last UpdatedAug 31, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Used Auto & Harley Davidson 2017 & Older
5.61%
36 Months
View
▼
APR5.61%
Term36 Months
Last UpdatedSep 4, 2026
Details

As Low As; Up to 100%

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Used Auto & Harley Davidson 2018-2019
5.61%
36 months
View
▼
APR5.61%
Term36 months
Last UpdatedSep 4, 2026
Details

A 0.10% rate discount is available with an automatic payment deduction. Rates are subject to change at any time. Your actual rate will be determined by your credit worthiness and ability to repay. RATES QUOTED APPLY TO USED VEHICLES 2017 & OLDER.

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 5 to 7 yrs
5.66%
36 Months
View
▼
APR5.66%
Term36 Months
Last UpdatedAug 31, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan over 7 yrs
5.66%
36 Months
View
▼
APR5.66%
Term36 Months
Last UpdatedAug 31, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedAug 31, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loan
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedSep 9, 2026
Details

3-5 Years, 95% LTV or less

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Vehicles and Motorcycles Loan
5.74%
36 months
View
▼
APR5.74%
Term36 months
Last UpdatedSep 4, 2026
Details

95% or NADA Retail Value; APR range: 5.74% - 11.24%

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2022
5.74%
48MO
View
▼
APR5.74%
Term48MO
Last UpdatedAug 31, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2023
5.74%
72MO
View
▼
APR5.74%
Term72MO
Last UpdatedAug 31, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 680 - 729 A Loan
5.75%
84 Mo.
View
▼
APR5.75%
Term84 Mo.
Last UpdatedSep 9, 2026
Details

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2020-2017 Used Auto
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedSep 9, 2026
Details

As Low As

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos: 2016 And Newer
5.75%
0-36 Months
View
▼
APR5.75%
Term0-36 Months
Last UpdatedSep 4, 2026
Details

Credit Rating: A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
2014-2018 Used Auto
5.75%
Up to 36 Months
View
▼
APR5.75%
TermUp to 36 Months
Last UpdatedSep 4, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
2021-2023 Used Auto
5.75%
Up to 60 Months
View
▼
APR5.75%
TermUp to 60 Months
Last UpdatedSep 4, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.79%
48 Months
View
▼
APR5.79%
Term48 Months
Last UpdatedAug 31, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan 5 to 7 yrs
5.86%
24 Months
View
▼
APR5.86%
Term24 Months
Last UpdatedAug 31, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Vehicle Loan over 7 yrs
5.86%
24 Months
View
▼
APR5.86%
Term24 Months
Last UpdatedAug 31, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.89%
60 Months
View
▼
APR5.89%
Term60 Months
Last UpdatedAug 31, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars and Trucks Loan
5.93%
7 years
View
▼
APR5.93%
Term7 years
Last UpdatedSep 4, 2026
Details

As Low As

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loan
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedSep 9, 2026
Details

2024-2026

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicle Financing
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedAug 31, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Used Auto (20-23) (up to 110%)
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedAug 31, 2026
Details

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Used Autos - Model Years 2023-2024
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedSep 9, 2026
Details

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2024-2022 Used Vehicles Loan
5.99%
Up to 72
View
▼
APR5.99%
TermUp to 72
Last UpdatedSep 9, 2026
Details

Term: Up to 72 payments Loans $20,000.00 and over - 95% of NADA Retail

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
2026 Used Auto
5.99%
Up to 72 Months
View
▼
APR5.99%
TermUp to 72 Months
Last UpdatedSep 4, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Used Auto - 2022
5.99%
66MO
View
▼
APR5.99%
Term66MO
Last UpdatedAug 31, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
Used Vehicle Loan
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedAug 31, 2026
Details

6-8 Model Years old

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles - 24-48 MO. (730+ Score) Loan
6.00%
48 Mo
View
▼
APR6.00%
Term48 Mo
Last UpdatedSep 9, 2026
Details

Grade of Paper: A+

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2020-2017 Used Auto
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedSep 9, 2026
Details

As Low As

Harrison County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedSep 9, 2026
Details

36 Months; Model Year: 2020 - 2017

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos: 2016 And Newer
6.00%
37-48 Months
View
▼
APR6.00%
Term37-48 Months
Last UpdatedSep 4, 2026
Details

Credit Rating: A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Auto A Credit Score 700-739
6.00%
up to 84 months
View
▼
APR6.00%
Termup to 84 months
Last UpdatedSep 4, 2026
Details

Fixed

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loan
6.24%
48 months
View
▼
APR6.24%
Term48 months
Last UpdatedSep 9, 2026
Details

3-5 Years, over 95% LTV

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Used Auto (22-23) (up to 110%)
6.24%
84 months
View
▼
APR6.24%
Term84 months
Last UpdatedAug 31, 2026
Details

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Vehicles and Motorcycles Loan
6.24%
48 months
View
▼
APR6.24%
Term48 months
Last UpdatedSep 4, 2026
Details

95% or NADA Retail Value; APR range: 6.24% - 11.24%

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2021-2018 Used Vehicles Loan
6.24%
Up to 48
View
▼
APR6.24%
TermUp to 48
Last UpdatedSep 9, 2026
Details

Term: Up to 48 payments - 95% of NADA Retail

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2024-2022 Used Vehicles Loan
6.24%
Up to 60
View
▼
APR6.24%
TermUp to 60
Last UpdatedSep 9, 2026
Details

Term: Up to 60 payments Over 20,000 miles - 95% of NADA Retail

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.13%
New/Used Vehicles 640 - 679 B Loan
6.25%
24 Mo.
View
▼
APR6.25%
Term24 Mo.
Last UpdatedSep 9, 2026
Details

Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Used Vehicle Loans
6.25%
48 months
View
▼
APR6.25%
Term48 months
Last UpdatedSep 4, 2026
Details

APR range: 6.25% - 12.50%

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos: 2015 And Older 0-36 Months
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedSep 4, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos: 2016 And Newer
6.25%
0-36 Months
View
▼
APR6.25%
Term0-36 Months
Last UpdatedSep 4, 2026
Details

Credit Rating: B

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loan
6.49%
84 months
View
▼
APR6.49%
Term84 months
Last UpdatedSep 9, 2026
Details

2024-2026 - over 95% LTV

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Used Auto (16-19)(up to 100%)
6.49%
48 months
View
▼
APR6.49%
Term48 months
Last UpdatedAug 31, 2026
Details

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Used Autos - Model Years 2021-2022
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedSep 9, 2026
Details

Hurricane, WV Auto Loan Rate Trends

Compare local Hurricane, WV auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full West Virginia Auto Trends
New Auto Loan WV Avg
5.427%
▼ 0.031 vs 7 days ago

West Virginia new auto rates fell 0.031 points over the past 7 days to 5.427% APR.

Used Auto Loan WV Avg
7.922%
▲ 0.886 vs 7 days ago

West Virginia used auto rates rose 0.886 points over the past 7 days to 7.922% APR.

As of Sep 10, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Hurricane, WV Auto Loan Rate Forecast, Next 12 Months

Auto loan APRs track lender funding costs, which follow Federal Reserve policy. Our model projects the likely path of new and used auto averages from the current West Virginia figures.

Current New Auto Avg
5.43%
APR, as of Sep 10, 2026
6-Month Forecast
5.51%
Fed hold assumed
12-Month Forecast
5.58%
Range: 5.23% to 5.78%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; auto lenders reprice within one to two policy cycles as funding costs move, and credit union pricing tends to lag banks slightly.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

What Would Your Monthly Car Payment Be?

Estimated monthly payments on a standard 60-month auto loan at today’s average West Virginia APRs. Even a small APR difference adds up over the life of a car loan. Use the calculator below to model your exact loan.

Loan Amount New Auto @ 5.43% APR
WV average		 Used Auto @ 7.92% APR
WV average		 Monthly Difference
$15,000 $286.01/mo $303.58/mo $17.57/mo
$25,000 $476.68/mo $505.97/mo $29.29/mo
$35,000 $667.36/mo $708.36/mo $41.00/mo
$45,000 $858.03/mo $910.75/mo $52.72/mo

Principal and interest only, 60-month term, calculated from current average APRs. Taxes, title, registration, and optional add-ons are not included. Your APR depends on credit score, loan term, vehicle age, and lender underwriting.

How to Get the Best Auto Loan Rate in Hurricane, West Virginia

1

Get Preapproved Before You Shop

A preapproval from a bank or credit union serving Hurricane, West Virginia locks in a real rate before you set foot on a dealer lot. It turns you into a cash buyer, gives you a benchmark to beat, and protects you from dealer financing markups. Dealers can legally add points to the rate a lender actually approved you for.

2

Check Credit Unions First

Credit unions consistently offer some of the lowest auto loan APRs in West Virginia. Membership is usually easier to get than people expect. Many local credit unions accept anyone who lives, works, or worships in the area, and some let you join with a small donation to a partner charity.

3

Choose the Shortest Term You Can Afford

Shorter terms almost always carry lower APRs, and you pay interest for fewer months. A 72- or 84-month loan lowers the monthly payment but dramatically raises total interest cost and increases the time you spend “underwater”, owing more than the car is worth. Aim for 60 months or less if the payment fits your budget.

4

Mind the New vs. Used Rate Spread

Used car loans typically run 0.5 to 1.5 percentage points above new car rates. If you’re shopping late-model used vehicles, ask about certified pre-owned programs. CPO vehicles sometimes qualify for new-car financing rates, which can offset part of the price difference between the two.

Building a down payment, or is an auto loan not the right fit?

Hurricane, West Virginia Financial Snapshot

Local demographics and economic context for car buyers. Source: U.S. Census Bureau

$43,655
Median Individual Earnings
National avg: $47,340
3.6%
Unemployment Rate
National avg: 4.8%
8.5%
Poverty Rate
National avg: 11.1%
$572/mo
Payment on a $30K / 60-mo Loan
At WV new-auto avg 5.43% APR

A $572 monthly car payment works out to roughly 15.7% of the median individual income in Hurricane, West Virginia. Most budgeting guidelines suggest keeping total vehicle costs (payment, insurance, fuel, and maintenance) under 15–20% of take-home pay.

Auto Financing Options Compared

An auto loan isn’t the only way to finance a vehicle in Hurricane, West Virginia, but for most borrowers it’s the cheapest. Here’s how the main options stack up.

Feature Credit Union Auto Loan Bank Auto Loan Dealer Financing Personal Loan
Typical APR Level ✓ Often lowest ✓ Competitive ● Varies, can be marked up ✗ Highest (unsecured)
Rate Locked Before You Shop ✓ Yes, via preapproval ✓ Yes, via preapproval ✗ Arranged at the dealership ✓ Yes
Membership / Relationship Required ● Membership (usually easy) ✗ No ✗ No ✗ No
Works for Private-Party Sales ✓ Usually ● Sometimes ✗ No ✓ Yes
Convenience at Purchase ● Preapproval step first ● Preapproval step first ✓ One-stop at the dealer ● Funds in 1–3 days
Best For Lowest total cost of borrowing Existing bank customers & rate discounts Manufacturer 0% promos on new cars Older vehicles lenders won’t finance

General comparison for educational purposes. Manufacturer promotional financing (0–2.9% APR offers) through dealers can beat any bank or credit union rate when you qualify. Always compare the promo against a cash rebate plus outside financing.

Auto Loan Payment Calculator

Estimate your monthly payment on a new or used vehicle in Hurricane, West Virginia. We’ve prefilled the APR with today’s WV new-auto average, or click any current rate on the right to apply it instantly.

$
$
%
Current Rates: Click to Apply
$0
Estimated Monthly Payment
Loan Amount$0
Total Interest Paid$0
Total of All Payments$0
Total Cost incl. Down Payment$0

Estimates include principal and interest only. Sales tax, title, registration, documentation fees, and optional products (GAP, warranties) are not included and are often financed into the loan. Advertised APRs typically require excellent credit; your rate may differ.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hurricane, West Virginia auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Hurricane, West Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Hurricane, West Virginia. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in WV.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Hurricane, West Virginia

How does my credit score affect my car loan rate in West Virginia?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Hurricane, West Virginia with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in West Virginia *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Hurricane, West Virginia typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

Should I get preapproved for an auto loan before visiting a dealer in Hurricane, West Virginia?

Yes. A preapproval from a bank or credit union serving Hurricane, West Virginia gives you a real rate to compare against dealer financing and turns you into a cash buyer at the negotiating table. Dealers often mark up the rates they arrange, so walking in with a preapproved offer routinely saves buyers money on the financing side of the deal.

Why are used car loan rates higher than new car rates?

Lenders charge more for used vehicles because they are harder to value, depreciate unpredictably, and carry more repossession risk. The spread between new and used rates is typically 0.5 to 1.5 percentage points. A late-model certified pre-owned vehicle sometimes qualifies for new-car rates, so ask the lender how they classify the vehicle before assuming the used rate applies.

Can I refinance my auto loan if rates drop or my credit improves?

Yes. Auto loan refinancing is usually fast and often fee-free. If your credit score has improved since you bought the vehicle, or you financed at a marked-up dealer rate, refinancing with a bank or credit union serving Hurricane, West Virginia can lower your monthly payment or shorten your term. It makes the most sense early in the loan, while most of your payments are still going to interest.

What are the best Auto Loan rates in Hurricane, West Virginia?

Based on our current data, some of the lowest auto loan rates available in Hurricane, West Virginia include:
  • WEPCO Federal Credit Union: 2.49% (New or Used Vehicle Loans)
  • Ohio County Public Schools Federal Credit Union: 2.50% (New Vehicle - Model Year New -2020 or if Untitled Loan)
  • First Peoples Community Federal Credit Union: 2.99% (72-Month Auto Loan Promo)
  • First Priority Federal Credit Union: 2.99% (New and Used Auto Loans)
  • Harrison County Federal Credit Union: 3.50% (New Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Hurricane, West Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: September 9, 2026

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