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Auto Loan Rates in Green Sulphur Springs, West Virginia (WV) for April 2026

Current auto loan rates in Green Sulphur Springs, West Virginia include Ohio County Public Schools Federal Credit UnionOhio County Public Schools Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering New Vehicle - Model Year New -2020 or if Untitled at 2.50%, First Priority Federal Credit UnionFirst Priority Federal Credit UnionA+5.0 ★Texas Ratio: 2.97% offering Used Auto - 2023 at 2.99%, Act 1st Federal Credit UnionAct 1st Federal Credit UnionA5.0 ★Texas Ratio: 11.88% offering BRAND NEW AUTO Purchase / Never Titled 2025 & Newer at 2.99%, Preston Federal Credit UnionPreston Federal Credit UnionA+5.0 ★Texas Ratio: 1.77% offering New Auto Loan at 3.49%, West Virginia Central Federal Credit UnionWest Virginia Central Federal Credit UnionA+5.0 ★Texas Ratio: 2.53% offering Vehicle Loan at 3.75%. Auto loan rates as of April 11, 2026 according to verified data from MonitorBankRates.

Green Sulphur Springs borrowers have access to 29 lenders serving the West Virginia area, with auto loan rates as low as 2.50% APR from Ohio County Public Schools Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Green Sulphur Springs, West Virginia. Auto Loan Rates Last Updated and Verified: April 11, 2026

Compare Auto Loan Rates Today in Green Sulphur Springs, West Virginia & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - Model Year New -2020 or if Untitled
2.50%
24, 36, 48, 60, 72 months available
APR2.50%
Term24, 36, 48, 60, 72 months available
Last UpdatedApr 5, 2026
Details

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - Model Year Already Titled - 1999
2.50%
36, 48, 60, months available
APR2.50%
Term36, 48, 60, months available
Last UpdatedApr 5, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2023
2.99%
48MO
APR2.99%
Term48MO
Last UpdatedApr 6, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
2.99%
36MO
APR2.99%
Term36MO
Last UpdatedApr 6, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
APR2.99%
Term0-36
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.24%
0-36
APR3.24%
Term0-36
Last UpdatedApr 11, 2026
Details

Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
New Auto Loan
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As; Year: 2025/2026

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
APR3.74%
Term49-60
Last UpdatedApr 11, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loan
3.75%
36 months
APR3.75%
Term36 months
Last UpdatedApr 6, 2026
Details

As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loans
3.75%
36 months
APR3.75%
Term36 months
Last UpdatedApr 6, 2026
Details

As Low As

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedApr 8, 2026
Details

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Auto Loan
3.99%
75 Months
APR3.99%
Term75 Months
Last UpdatedApr 11, 2026
Details

As Low As; limited-time special

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
3.99%
0-39 months
APR3.99%
Term0-39 months
Last UpdatedApr 11, 2026
Details

As Low As; Models 2024 -2026 New or Used

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
APR3.99%
Term61-72
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
3.99%
0-36
APR3.99%
Term0-36
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.99%
49-60
APR3.99%
Term49-60
Last UpdatedApr 11, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loan
4.00%
48 months
APR4.00%
Term48 months
Last UpdatedApr 6, 2026
Details

As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loans
4.00%
48 months
APR4.00%
Term48 months
Last UpdatedApr 6, 2026
Details

As Low As

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.00%
1-36
APR4.00%
Term1-36
Last UpdatedApr 11, 2026
Details

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
New Autos
4.24%
36 Months
APR4.24%
Term36 Months
Last UpdatedApr 4, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.24%
37-48
APR4.24%
Term37-48
Last UpdatedApr 11, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.25%
37-48
APR4.25%
Term37-48
Last UpdatedApr 11, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
New Auto Loans
4.49%
60MO
APR4.49%
Term60MO
Last UpdatedApr 6, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
4.49%
60MO
APR4.49%
Term60MO
Last UpdatedApr 6, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
4.49%
72 Months
APR4.49%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As; Up to 72 months

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
APR4.49%
Term48 month
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.49%
49-60
APR4.49%
Term49-60
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.49%
61-72
APR4.49%
Term61-72
Last UpdatedApr 11, 2026
Details

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
New Autos
4.50%
36 months
APR4.50%
Term36 months
Last UpdatedApr 4, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
4.50%
0-36
APR4.50%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating A+

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loan
4.50%
60 months
APR4.50%
Term60 months
Last UpdatedApr 6, 2026
Details

As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loans
4.50%
60 months
APR4.50%
Term60 months
Last UpdatedApr 6, 2026
Details

As Low As

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.50%
49-60
APR4.50%
Term49-60
Last UpdatedApr 11, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
4.59%
36 Months
APR4.59%
Term36 Months
Last UpdatedApr 11, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.69%
36 Months
APR4.69%
Term36 Months
Last UpdatedApr 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.69%
Up to 24 months
APR4.69%
TermUp to 24 months
Last UpdatedApr 11, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
4.69%
Up to 24 months
APR4.69%
TermUp to 24 months
Last UpdatedApr 11, 2026
Details

As Low As

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan Purchase and Refinance
4.69%
84 Months
APR4.69%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan Purchase and Refinance 2026-2024
4.69%
84 months
APR4.69%
Term84 months
Last UpdatedApr 11, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.74%
24 Months
APR4.74%
Term24 Months
Last UpdatedApr 6, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
APR4.74%
Term60 months
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
APR4.74%
Term73-84
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.74%
61-72
APR4.74%
Term61-72
Last UpdatedApr 11, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
4.75%
0-36
APR4.75%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating A

Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
New Auto Loan
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As; Year: 2025/2026

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2019-2020 Used Auto
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 5, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 5, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loan
4.75%
66 months
APR4.75%
Term66 months
Last UpdatedApr 6, 2026
Details

As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loans
4.75%
66 months
APR4.75%
Term66 months
Last UpdatedApr 6, 2026
Details

As Low As

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.75%
61-72
APR4.75%
Term61-72
Last UpdatedApr 11, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.83%
48 Months
APR4.83%
Term48 Months
Last UpdatedApr 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
APR4.89%
Term24 Months
Last UpdatedApr 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.89%
36 months
APR4.89%
Term36 months
Last UpdatedApr 11, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
APR4.94%
Term36 Months
Last UpdatedApr 6, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Vehicle (Up to 72 months) 95% LTV or less
4.99%
72 Months
APR4.99%
Term72 Months
Last UpdatedApr 4, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicle (2024-2026 - 60 mos.) 95% LTV or less
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
New Autos
4.99%
78 Months
APR4.99%
Term78 Months
Last UpdatedApr 4, 2026
Details

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New Vehicles
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details

Up to 60 payments

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
4.99%
72MO
APR4.99%
Term72MO
Last UpdatedApr 6, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.99%
73-84
APR4.99%
Term73-84
Last UpdatedApr 11, 2026
Details

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
New Auto & RV
5.00%
100% of sticker for up to 84 months (over $35.000) w/ 680 credit score
APR5.00%
Term100% of sticker for up to 84 months (over $35.000) w/ 680 credit score
Last UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.00%
37-48
APR5.00%
Term37-48
Last UpdatedApr 5, 2026
Details

Credit Rating A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto A+ Credit Score above 740
5.00%
up to 84 months
APR5.00%
Termup to 84 months
Last UpdatedApr 5, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loan
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedApr 6, 2026
Details

As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loans
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedApr 6, 2026
Details

As Low As

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.00%
73-84
APR5.00%
Term73-84
Last UpdatedApr 11, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 11, 2026
Details

1-2 Model Years old

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.02%
60 Months
APR5.02%
Term60 Months
Last UpdatedApr 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedApr 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.12%
72 Months
APR5.12%
Term72 Months
Last UpdatedApr 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
5.19%
48 months
APR5.19%
Term48 months
Last UpdatedApr 11, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
5.19%
36 months
APR5.19%
Term36 months
Last UpdatedApr 11, 2026
Details

As Low As

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
5.24%
60 Months
APR5.24%
Term60 Months
Last UpdatedApr 8, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
5.24%
73-84
APR5.24%
Term73-84
Last UpdatedApr 11, 2026
Details

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

1% discount for auto pay loans*

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.25%
0-36
APR5.25%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating B

Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
New Auto Loan
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As; Year: 2025/2026

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedApr 11, 2026
Details

1-2 Model Years old

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
5.29%
48 Months
APR5.29%
Term48 Months
Last UpdatedApr 11, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
5.39%
60 months
APR5.39%
Term60 months
Last UpdatedApr 11, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
5.39%
60 Months
APR5.39%
Term60 Months
Last UpdatedApr 11, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Vehicle (Over 6 Years) 84 months
5.49%
84 Months
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Vehicle (Up to 72 months) over 95% LTV
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicle (2024-2026 - 60 mos.) over 95% LTV
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Used Autos Model Years 2025-2026
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
NEW AUTO
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As; for 60 mth

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2023-2021 Used Vehicles
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 5, 2026
Details

Up to 60 payments Loans $19,999.99 and under - 95% of NADA Retail

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New Vehicles
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedApr 5, 2026
Details

Up to 72 payments, Car loans over $20,000.00

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2023
5.49%
60MO
APR5.49%
Term60MO
Last UpdatedApr 6, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
5.49%
84MO
APR5.49%
Term84MO
Last UpdatedApr 6, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
5.49%
66 Months
APR5.49%
Term66 Months
Last UpdatedApr 8, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
5.49%
48 months
APR5.49%
Term48 months
Last UpdatedApr 11, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
5.49%
48 months
APR5.49%
Term48 months
Last UpdatedApr 11, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
APR5.49%
Term72 months
Last UpdatedApr 11, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.49%
48 months
APR5.49%
Term48 months
Last UpdatedApr 11, 2026
Details

As Low As

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
New Autos
5.50%
37-60 Months
APR5.50%
Term37-60 Months
Last UpdatedApr 4, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.50%
37-48
APR5.50%
Term37-48
Last UpdatedApr 5, 2026
Details

Credit Rating B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.50%
0-36
APR5.50%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating A+

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto A Credit Score 700-739
5.50%
up to 84 months
APR5.50%
Termup to 84 months
Last UpdatedApr 5, 2026
Details

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto A+ Credit Score above 740
5.50%
up to 84 months
APR5.50%
Termup to 84 months
Last UpdatedApr 5, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedApr 11, 2026
Details

3-5 Model Years old

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.52%
60 Months
APR5.52%
Term60 Months
Last UpdatedApr 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
5.59%
72 months
APR5.59%
Term72 months
Last UpdatedApr 11, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
5.59%
60 months
APR5.59%
Term60 months
Last UpdatedApr 11, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
5.59%
66 Months
APR5.59%
Term66 Months
Last UpdatedApr 11, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loan
5.60%
84 months
APR5.60%
Term84 months
Last UpdatedApr 6, 2026
Details

As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
Vehicle Loans
5.60%
84 months
APR5.60%
Term84 months
Last UpdatedApr 6, 2026
Details

As Low As

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (3-5 Years, 48 mos.) 95% LTV or less
5.74%
48 Months
APR5.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (6-8 Years, 36 mos.) 95% LTV or less
5.74%
36 Months
APR5.74%
Term36 Months
Last UpdatedApr 4, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2022
5.74%
48MO
APR5.74%
Term48MO
Last UpdatedApr 6, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2023
5.74%
72MO
APR5.74%
Term72MO
Last UpdatedApr 6, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
APR5.74%
Term84 months
Last UpdatedApr 11, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.74%
60 months
APR5.74%
Term60 months
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2017-2019
5.74%
0-60
APR5.74%
Term0-60
Last UpdatedApr 11, 2026
Details

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

1% discount for auto pay loans*

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.75%
0-36
APR5.75%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating A

Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
New Auto Loan
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As; Year: 2025/2026

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2014-2018 Used Auto
5.75%
36 Months
APR5.75%
Term36 Months
Last UpdatedApr 5, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2021-2023 Used Auto
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedApr 5, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedApr 5, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.79%
4 years
APR5.79%
Term4 years
Last UpdatedApr 5, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.87%
72 Months
APR5.87%
Term72 Months
Last UpdatedApr 6, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.89%
3 years
APR5.89%
Term3 years
Last UpdatedApr 5, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.99%
5 years
APR5.99%
Term5 years
Last UpdatedApr 5, 2026
Details

As Low As

Lb&t
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
New Car
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 2, 2026
Details

As Low As

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Vehicle (Over 6 Years) 84 months over 95% LTV
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicle (2024-2026 - 84 mos.)
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Used Autos Model Years 2023-2024
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
USED AUTO
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As; for 60 mth

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2023-2021 Used Vehicles
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

Up to 72 payments Loans $20,000.00 and over - 95% of NADA Retail

Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Auto Loan
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As; 2020-2025

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2024-2026 Used Auto
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2022
5.99%
66MO
APR5.99%
Term66MO
Last UpdatedApr 6, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 8, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Pre-Owned Automotive
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedApr 8, 2026
Details

Models 2023-2021

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
New Autos
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedApr 4, 2026
Details

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Used Auto & RV
6.00%
90% of sticker or book value. Up to 72 months
APR6.00%
Term90% of sticker or book value. Up to 72 months
Last UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
6.00%
0-36
APR6.00%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.00%
37-48
APR6.00%
Term37-48
Last UpdatedApr 5, 2026
Details

Credit Rating A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto B Credit Score 640-699
6.00%
up to 84 months
APR6.00%
Termup to 84 months
Last UpdatedApr 5, 2026
Details

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto A Credit Score 700-739
6.00%
up to 84 months
APR6.00%
Termup to 84 months
Last UpdatedApr 5, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 11, 2026
Details

6-8 Model Years old

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.05%
4 years
APR6.05%
Term4 years
Last UpdatedApr 5, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
6.09%
72 months
APR6.09%
Term72 months
Last UpdatedApr 11, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
6.09%
72 months
APR6.09%
Term72 months
Last UpdatedApr 11, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.14%
3 years
APR6.14%
Term3 years
Last UpdatedApr 5, 2026
Details

As Low As

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.14%
Up to 63 months
APR6.14%
TermUp to 63 months
Last UpdatedApr 5, 2026
Details

As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 5 to 7 yrs Vehicle Loan
6.15%
24 Months
APR6.15%
Term24 Months
Last UpdatedApr 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 5 to 7 yrs Vehicle Loan
6.19%
36 Months
APR6.19%
Term36 Months
Last UpdatedApr 6, 2026
Details

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan Purchase and Refinance
6.23%
72 Months
APR6.23%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan Purchase and Refinance 2023-2022
6.23%
72 months
APR6.23%
Term72 months
Last UpdatedApr 11, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.24%
5 years
APR6.24%
Term5 years
Last UpdatedApr 5, 2026
Details

As Low As

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (3-5 Years, 48 mos.) over 95% LTV
6.24%
48 Months
APR6.24%
Term48 Months
Last UpdatedApr 4, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (6-8 Years, 36 mos.) over 95% LTV
6.24%
36 Months
APR6.24%
Term36 Months
Last UpdatedApr 4, 2026
Details

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2020-2017 Used Vehicles
6.24%
48 Months
APR6.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

Up to 48 payments - 95% of NADA Retail

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2023-2021 Used Vehicles
6.24%
60 Months
APR6.24%
Term60 Months
Last UpdatedApr 5, 2026
Details

Up to 60 payments Over 20,000 miles - 95% of NADA Retail

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedApr 8, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Pre-Owned Automotive
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedApr 8, 2026
Details

Models 2020-2018

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2017-2019
6.24%
61-72
APR6.24%
Term61-72
Last UpdatedApr 11, 2026
Details

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedApr 4, 2026
Details

1% discount for auto pay loans*

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2021
6.25%
72 months
APR6.25%
Term72 months
Last UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older A+
6.25%
0-36
APR6.25%
Term0-36
Last UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.25%
0-36
APR6.25%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating B

Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Auto Loan
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As; 2017-2019

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.29%
64-75 months
APR6.29%
Term64-75 months
Last UpdatedApr 5, 2026
Details

As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
6.45%
6 years
APR6.45%
Term6 years
Last UpdatedApr 5, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.45%
6 years
APR6.45%
Term6 years
Last UpdatedApr 5, 2026
Details

As Low As

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicle (2024-2026 - 84 mos.) over 95% LTV
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedApr 4, 2026
Details

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Used Autos Model Years 2021-2022
6.49%
60 Months
APR6.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2020-2017 Used Vehicles
6.49%
60 Months
APR6.49%
Term60 Months
Last UpdatedApr 5, 2026
Details

Up to 60 payments - 95% of NADA Retail

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2021
6.49%
48MO
APR6.49%
Term48MO
Last UpdatedApr 6, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
6.49%
72 months
APR6.49%
Term72 months
Last UpdatedApr 11, 2026
Details

As Low As

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
6.50%
72 Months
APR6.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

2024 MODEL 84 months rate 7.00%* APR 72 months 6.50%* APR

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
New Autos
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedApr 4, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
6.50%
37-48
APR6.50%
Term37-48
Last UpdatedApr 5, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.50%
37-48
APR6.50%
Term37-48
Last UpdatedApr 5, 2026
Details

Credit Rating B

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 5 to 7 yrs Vehicle Loan
6.59%
48 Months
APR6.59%
Term48 Months
Last UpdatedApr 6, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (3-5 Years, 72 mos.)
6.74%
72 Months
APR6.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (6-8 Years, 60 mos.)
6.74%
60 Months
APR6.74%
Term60 Months
Last UpdatedApr 4, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (22-23) (up to 110%)
6.74%
84 months
APR6.74%
Term84 months
Last UpdatedApr 11, 2026
Details

As Low As

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2020
6.75%
60 months
APR6.75%
Term60 months
Last UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older A
6.75%
0-36
APR6.75%
Term0-36
Last UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older A+
6.75%
37-48
APR6.75%
Term37-48
Last UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.75%
72 Months
APR6.75%
Term72 Months
Last UpdatedApr 5, 2026
Details

Credit Rating A+

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.79%
76-84 months
APR6.79%
Term76-84 months
Last UpdatedApr 5, 2026
Details

As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
6.89%
84 months
APR6.89%
Term84 months
Last UpdatedApr 11, 2026
Details

As Low As

Lb&t
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Used Car
6.99%
72 Months
APR6.99%
Term72 Months
Last UpdatedApr 2, 2026
Details

As Low As

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Used Autos Model Years 2012 - 2020
6.99%
48 Months
APR6.99%
Term48 Months
Last UpdatedApr 4, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19)(up to 100%)
6.99%
48 months
APR6.99%
Term48 months
Last UpdatedApr 11, 2026
Details

As Low As

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
7.00%
84 Months
APR7.00%
Term84 Months
Last UpdatedApr 4, 2026
Details

2024 MODEL 84 months rate 7.00%* APR 72 months 6.50%* APR

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
7.00%
0-36
APR7.00%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older B
7.00%
0-36
APR7.00%
Term0-36
Last UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
7.00%
49-60
APR7.00%
Term49-60
Last UpdatedApr 5, 2026
Details

Credit Rating B

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
7.00%
48 Months
APR7.00%
Term48 Months
Last UpdatedApr 11, 2026
Details

9-20 Model Years old#

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 5 to 7 yrs Vehicle Loan
7.03%
60 Months
APR7.03%
Term60 Months
Last UpdatedApr 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
7.09%
84 months
APR7.09%
Term84 months
Last UpdatedApr 11, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
7.09%
84 months
APR7.09%
Term84 months
Last UpdatedApr 11, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - Model Year New -2020 or if Untitled
2.50%
24, 36, 48, 60, 72 months available
APR2.50%
Term24, 36, 48, 60, 72 months available
Last UpdatedApr 5, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
APR2.99%
Term0-36
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.24%
0-36
APR3.24%
Term0-36
Last UpdatedApr 11, 2026
Details

Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
New Auto Loan
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As; Year: 2025/2026

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
APR3.74%
Term49-60
Last UpdatedApr 11, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedApr 8, 2026
Details

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
3.99%
0-39 months
APR3.99%
Term0-39 months
Last UpdatedApr 11, 2026
Details

As Low As; Models 2024 -2026 New or Used

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
APR3.99%
Term61-72
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
3.99%
0-36
APR3.99%
Term0-36
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.99%
49-60
APR3.99%
Term49-60
Last UpdatedApr 11, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.00%
1-36
APR4.00%
Term1-36
Last UpdatedApr 11, 2026
Details

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
New Autos
4.24%
36 Months
APR4.24%
Term36 Months
Last UpdatedApr 4, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.24%
37-48
APR4.24%
Term37-48
Last UpdatedApr 11, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.25%
37-48
APR4.25%
Term37-48
Last UpdatedApr 11, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
New Auto Loans
4.49%
60MO
APR4.49%
Term60MO
Last UpdatedApr 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
APR4.49%
Term48 month
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.49%
49-60
APR4.49%
Term49-60
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.49%
61-72
APR4.49%
Term61-72
Last UpdatedApr 11, 2026
Details

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
New Autos
4.50%
36 months
APR4.50%
Term36 months
Last UpdatedApr 4, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
4.50%
0-36
APR4.50%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating A+

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.50%
49-60
APR4.50%
Term49-60
Last UpdatedApr 11, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.69%
36 Months
APR4.69%
Term36 Months
Last UpdatedApr 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.74%
24 Months
APR4.74%
Term24 Months
Last UpdatedApr 6, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
APR4.74%
Term60 months
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
APR4.74%
Term73-84
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.74%
61-72
APR4.74%
Term61-72
Last UpdatedApr 11, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
4.75%
0-36
APR4.75%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating A

Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
New Auto Loan
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As; Year: 2025/2026

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 5, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.75%
61-72
APR4.75%
Term61-72
Last UpdatedApr 11, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.83%
48 Months
APR4.83%
Term48 Months
Last UpdatedApr 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
APR4.89%
Term24 Months
Last UpdatedApr 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
APR4.94%
Term36 Months
Last UpdatedApr 6, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Vehicle (Up to 72 months) 95% LTV or less
4.99%
72 Months
APR4.99%
Term72 Months
Last UpdatedApr 4, 2026
Details

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
New Autos
4.99%
78 Months
APR4.99%
Term78 Months
Last UpdatedApr 4, 2026
Details

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New Vehicles
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details

Up to 60 payments

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.99%
73-84
APR4.99%
Term73-84
Last UpdatedApr 11, 2026
Details

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
New Auto & RV
5.00%
100% of sticker for up to 84 months (over $35.000) w/ 680 credit score
APR5.00%
Term100% of sticker for up to 84 months (over $35.000) w/ 680 credit score
Last UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.00%
37-48
APR5.00%
Term37-48
Last UpdatedApr 5, 2026
Details

Credit Rating A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto A+ Credit Score above 740
5.00%
up to 84 months
APR5.00%
Termup to 84 months
Last UpdatedApr 5, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.00%
73-84
APR5.00%
Term73-84
Last UpdatedApr 11, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.02%
60 Months
APR5.02%
Term60 Months
Last UpdatedApr 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedApr 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.12%
72 Months
APR5.12%
Term72 Months
Last UpdatedApr 6, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
5.24%
60 Months
APR5.24%
Term60 Months
Last UpdatedApr 8, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
5.24%
73-84
APR5.24%
Term73-84
Last UpdatedApr 11, 2026
Details

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

1% discount for auto pay loans*

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.25%
0-36
APR5.25%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating B

Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
New Auto Loan
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As; Year: 2025/2026

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Vehicle (Over 6 Years) 84 months
5.49%
84 Months
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Vehicle (Up to 72 months) over 95% LTV
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
NEW AUTO
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As; for 60 mth

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New Vehicles
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedApr 5, 2026
Details

Up to 72 payments, Car loans over $20,000.00

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
5.49%
66 Months
APR5.49%
Term66 Months
Last UpdatedApr 8, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
APR5.49%
Term72 months
Last UpdatedApr 11, 2026
Details

As Low As

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
New Autos
5.50%
37-60 Months
APR5.50%
Term37-60 Months
Last UpdatedApr 4, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.50%
37-48
APR5.50%
Term37-48
Last UpdatedApr 5, 2026
Details

Credit Rating B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.50%
0-36
APR5.50%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating A+

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto A Credit Score 700-739
5.50%
up to 84 months
APR5.50%
Termup to 84 months
Last UpdatedApr 5, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.52%
60 Months
APR5.52%
Term60 Months
Last UpdatedApr 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
APR5.74%
Term84 months
Last UpdatedApr 11, 2026
Details

As Low As

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

1% discount for auto pay loans*

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.75%
0-36
APR5.75%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating A

Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
New Auto Loan
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As; Year: 2025/2026

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedApr 5, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.79%
4 years
APR5.79%
Term4 years
Last UpdatedApr 5, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.87%
72 Months
APR5.87%
Term72 Months
Last UpdatedApr 6, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.89%
3 years
APR5.89%
Term3 years
Last UpdatedApr 5, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.99%
5 years
APR5.99%
Term5 years
Last UpdatedApr 5, 2026
Details

As Low As

Lb&t
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
New Car
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 2, 2026
Details

As Low As

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Vehicle (Over 6 Years) 84 months over 95% LTV
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 8, 2026
Details

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
New Autos
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedApr 4, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
6.00%
0-36
APR6.00%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.00%
37-48
APR6.00%
Term37-48
Last UpdatedApr 5, 2026
Details

Credit Rating A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto B Credit Score 640-699
6.00%
up to 84 months
APR6.00%
Termup to 84 months
Last UpdatedApr 5, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedApr 8, 2026
Details

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedApr 4, 2026
Details

1% discount for auto pay loans*

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.25%
0-36
APR6.25%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating B

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
6.45%
6 years
APR6.45%
Term6 years
Last UpdatedApr 5, 2026
Details

As Low As

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
6.50%
72 Months
APR6.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

2024 MODEL 84 months rate 7.00%* APR 72 months 6.50%* APR

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
New Autos
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedApr 4, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
6.50%
37-48
APR6.50%
Term37-48
Last UpdatedApr 5, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.50%
37-48
APR6.50%
Term37-48
Last UpdatedApr 5, 2026
Details

Credit Rating B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.75%
72 Months
APR6.75%
Term72 Months
Last UpdatedApr 5, 2026
Details

Credit Rating A+

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
NEW AUTO
7.00%
84 Months
APR7.00%
Term84 Months
Last UpdatedApr 4, 2026
Details

2024 MODEL 84 months rate 7.00%* APR 72 months 6.50%* APR

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
7.00%
0-36
APR7.00%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
7.00%
49-60
APR7.00%
Term49-60
Last UpdatedApr 5, 2026
Details

Credit Rating B

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - Model Year Already Titled - 1999
2.50%
36, 48, 60, months available
APR2.50%
Term36, 48, 60, months available
Last UpdatedApr 5, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2023
2.99%
48MO
APR2.99%
Term48MO
Last UpdatedApr 6, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
2.99%
36MO
APR2.99%
Term36MO
Last UpdatedApr 6, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.24%
0-36
APR3.24%
Term0-36
Last UpdatedApr 11, 2026
Details

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
3.99%
0-39 months
APR3.99%
Term0-39 months
Last UpdatedApr 11, 2026
Details

As Low As; Models 2024 -2026 New or Used

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
3.99%
0-36
APR3.99%
Term0-36
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.99%
49-60
APR3.99%
Term49-60
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.24%
37-48
APR4.24%
Term37-48
Last UpdatedApr 11, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
4.49%
60MO
APR4.49%
Term60MO
Last UpdatedApr 6, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
APR4.49%
Term48 month
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.49%
49-60
APR4.49%
Term49-60
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.49%
61-72
APR4.49%
Term61-72
Last UpdatedApr 11, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
APR4.74%
Term60 months
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.74%
61-72
APR4.74%
Term61-72
Last UpdatedApr 11, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2019-2020 Used Auto
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 5, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
APR4.89%
Term24 Months
Last UpdatedApr 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
APR4.94%
Term36 Months
Last UpdatedApr 6, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicle (2024-2026 - 60 mos.) 95% LTV or less
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
4.99%
72MO
APR4.99%
Term72MO
Last UpdatedApr 6, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.99%
73-84
APR4.99%
Term73-84
Last UpdatedApr 11, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 11, 2026
Details

1-2 Model Years old

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedApr 6, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
5.24%
73-84
APR5.24%
Term73-84
Last UpdatedApr 11, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedApr 11, 2026
Details

1-2 Model Years old

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicle (2024-2026 - 60 mos.) over 95% LTV
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Used Autos Model Years 2025-2026
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2023-2021 Used Vehicles
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 5, 2026
Details

Up to 60 payments Loans $19,999.99 and under - 95% of NADA Retail

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2023
5.49%
60MO
APR5.49%
Term60MO
Last UpdatedApr 6, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
5.49%
84MO
APR5.49%
Term84MO
Last UpdatedApr 6, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
APR5.49%
Term72 months
Last UpdatedApr 11, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.49%
48 months
APR5.49%
Term48 months
Last UpdatedApr 11, 2026
Details

As Low As

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.50%
0-36
APR5.50%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating A+

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto A+ Credit Score above 740
5.50%
up to 84 months
APR5.50%
Termup to 84 months
Last UpdatedApr 5, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedApr 11, 2026
Details

3-5 Model Years old

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.52%
60 Months
APR5.52%
Term60 Months
Last UpdatedApr 6, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (3-5 Years, 48 mos.) 95% LTV or less
5.74%
48 Months
APR5.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (6-8 Years, 36 mos.) 95% LTV or less
5.74%
36 Months
APR5.74%
Term36 Months
Last UpdatedApr 4, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2022
5.74%
48MO
APR5.74%
Term48MO
Last UpdatedApr 6, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2023
5.74%
72MO
APR5.74%
Term72MO
Last UpdatedApr 6, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
APR5.74%
Term84 months
Last UpdatedApr 11, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.74%
60 months
APR5.74%
Term60 months
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2017-2019
5.74%
0-60
APR5.74%
Term0-60
Last UpdatedApr 11, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.75%
0-36
APR5.75%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2014-2018 Used Auto
5.75%
36 Months
APR5.75%
Term36 Months
Last UpdatedApr 5, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2021-2023 Used Auto
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedApr 5, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.87%
72 Months
APR5.87%
Term72 Months
Last UpdatedApr 6, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicle (2024-2026 - 84 mos.)
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Used Autos Model Years 2023-2024
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
USED AUTO
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As; for 60 mth

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2023-2021 Used Vehicles
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

Up to 72 payments Loans $20,000.00 and over - 95% of NADA Retail

Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Auto Loan
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As; 2020-2025

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2024-2026 Used Auto
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2022
5.99%
66MO
APR5.99%
Term66MO
Last UpdatedApr 6, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Pre-Owned Automotive
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedApr 8, 2026
Details

Models 2023-2021

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Used Auto & RV
6.00%
90% of sticker or book value. Up to 72 months
APR6.00%
Term90% of sticker or book value. Up to 72 months
Last UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.00%
37-48
APR6.00%
Term37-48
Last UpdatedApr 5, 2026
Details

Credit Rating A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto A Credit Score 700-739
6.00%
up to 84 months
APR6.00%
Termup to 84 months
Last UpdatedApr 5, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 11, 2026
Details

6-8 Model Years old

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.05%
4 years
APR6.05%
Term4 years
Last UpdatedApr 5, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.14%
3 years
APR6.14%
Term3 years
Last UpdatedApr 5, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 5 to 7 yrs Vehicle Loan
6.15%
24 Months
APR6.15%
Term24 Months
Last UpdatedApr 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 5 to 7 yrs Vehicle Loan
6.19%
36 Months
APR6.19%
Term36 Months
Last UpdatedApr 6, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.24%
5 years
APR6.24%
Term5 years
Last UpdatedApr 5, 2026
Details

As Low As

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (3-5 Years, 48 mos.) over 95% LTV
6.24%
48 Months
APR6.24%
Term48 Months
Last UpdatedApr 4, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (6-8 Years, 36 mos.) over 95% LTV
6.24%
36 Months
APR6.24%
Term36 Months
Last UpdatedApr 4, 2026
Details

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2020-2017 Used Vehicles
6.24%
48 Months
APR6.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

Up to 48 payments - 95% of NADA Retail

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2023-2021 Used Vehicles
6.24%
60 Months
APR6.24%
Term60 Months
Last UpdatedApr 5, 2026
Details

Up to 60 payments Over 20,000 miles - 95% of NADA Retail

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Pre-Owned Automotive
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedApr 8, 2026
Details

Models 2020-2018

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2017-2019
6.24%
61-72
APR6.24%
Term61-72
Last UpdatedApr 11, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2021
6.25%
72 months
APR6.25%
Term72 months
Last UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older A+
6.25%
0-36
APR6.25%
Term0-36
Last UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.25%
0-36
APR6.25%
Term0-36
Last UpdatedApr 5, 2026
Details

Credit Rating B

Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Auto Loan
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As; 2017-2019

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.45%
6 years
APR6.45%
Term6 years
Last UpdatedApr 5, 2026
Details

As Low As

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicle (2024-2026 - 84 mos.) over 95% LTV
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedApr 4, 2026
Details

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Used Autos Model Years 2021-2022
6.49%
60 Months
APR6.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
2020-2017 Used Vehicles
6.49%
60 Months
APR6.49%
Term60 Months
Last UpdatedApr 5, 2026
Details

Up to 60 payments - 95% of NADA Retail

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2021
6.49%
48MO
APR6.49%
Term48MO
Last UpdatedApr 6, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
6.49%
72 months
APR6.49%
Term72 months
Last UpdatedApr 11, 2026
Details

As Low As

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.50%
37-48
APR6.50%
Term37-48
Last UpdatedApr 5, 2026
Details

Credit Rating B

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 5 to 7 yrs Vehicle Loan
6.59%
48 Months
APR6.59%
Term48 Months
Last UpdatedApr 6, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (3-5 Years, 72 mos.)
6.74%
72 Months
APR6.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Vehicles (6-8 Years, 60 mos.)
6.74%
60 Months
APR6.74%
Term60 Months
Last UpdatedApr 4, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (22-23) (up to 110%)
6.74%
84 months
APR6.74%
Term84 months
Last UpdatedApr 11, 2026
Details

As Low As

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2020
6.75%
60 months
APR6.75%
Term60 months
Last UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older A
6.75%
0-36
APR6.75%
Term0-36
Last UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older A+
6.75%
37-48
APR6.75%
Term37-48
Last UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.75%
72 Months
APR6.75%
Term72 Months
Last UpdatedApr 5, 2026
Details

Credit Rating A+

Lb&t
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Used Car
6.99%
72 Months
APR6.99%
Term72 Months
Last UpdatedApr 2, 2026
Details

As Low As

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
Used Autos Model Years 2012 - 2020
6.99%
48 Months
APR6.99%
Term48 Months
Last UpdatedApr 4, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19)(up to 100%)
6.99%
48 months
APR6.99%
Term48 months
Last UpdatedApr 11, 2026
Details

As Low As

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older B
7.00%
0-36
APR7.00%
Term0-36
Last UpdatedApr 5, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
7.00%
49-60
APR7.00%
Term49-60
Last UpdatedApr 5, 2026
Details

Credit Rating B

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
7.00%
48 Months
APR7.00%
Term48 Months
Last UpdatedApr 11, 2026
Details

9-20 Model Years old#

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 5 to 7 yrs Vehicle Loan
7.03%
60 Months
APR7.03%
Term60 Months
Last UpdatedApr 6, 2026
Details

Green Sulphur Springs, WV Auto Loan Rate Trends

Compare local Green Sulphur Springs, WV auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full West Virginia Auto Trends →
New Auto Loan — WV Avg
5.114%
Unchanged vs 7 days ago

West Virginia new auto loan rates currently average 5.114% APR.

Used Auto Loan — WV Avg
6.394%
Unchanged vs 7 days ago

West Virginia used auto loan rates currently average 6.394% APR.

As of Apr 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Green Sulphur Springs, West Virginia

How does my credit score affect my car loan rate in West Virginia?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Green Sulphur Springs, West Virginia with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in West Virginia *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Green Sulphur Springs, West Virginia typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Green Sulphur Springs, West Virginia?

Based on our current data, some of the lowest auto loan rates available in Green Sulphur Springs, West Virginia include:
  • Ohio County Public Schools Federal Credit Union: 2.50% (New Vehicle - Model Year New -2020 or if Untitled)
  • First Priority Federal Credit Union: 2.99% (Used Auto - 2023)
  • Act 1st Federal Credit Union: 2.99% (BRAND NEW AUTO Purchase / Never Titled 2025 & Newer)
  • Preston Federal Credit Union: 3.49% (New Auto Loan)
  • West Virginia Central Federal Credit Union: 3.75% (Vehicle Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Green Sulphur Springs, West Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 11, 2026