Current auto loan rates in Green Sulphur Springs, West Virginia include Ohio County Public Schools Federal Credit UnionOhio County Public Schools Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering New Vehicle - Model Year New -2020 or if Untitled at 2.50%, First Priority Federal Credit UnionFirst Priority Federal Credit UnionA+5.0 ★Texas Ratio: 2.97% offering Used Auto - 2023 at 2.99%, Act 1st Federal Credit UnionAct 1st Federal Credit UnionA5.0 ★Texas Ratio: 11.88% offering BRAND NEW AUTO Purchase / Never Titled 2025 & Newer at 2.99%, Preston Federal Credit UnionPreston Federal Credit UnionA+5.0 ★Texas Ratio: 1.77% offering New Auto Loan at 3.49%, West Virginia Central Federal Credit UnionWest Virginia Central Federal Credit UnionA+5.0 ★Texas Ratio: 2.53% offering Vehicle Loan at 3.75%. Auto loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Green Sulphur Springs borrowers have access to 29 lenders serving the West Virginia area, with auto loan rates as low as 2.50% APR from Ohio County Public Schools Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Green Sulphur Springs, West Virginia. Auto Loan Rates Last Updated and Verified: April 11, 2026
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Credit Rating A+
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Credit Rating A
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Up to 60 payments
Credit Rating A
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1-2 Model Years old
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1% discount for auto pay loans*
Credit Rating B
As Low As; Year: 2025/2026
1-2 Model Years old
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Up to 60 payments Loans $19,999.99 and under - 95% of NADA Retail
Up to 72 payments, Car loans over $20,000.00
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Credit Rating B
Credit Rating A+
3-5 Model Years old
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1% discount for auto pay loans*
Credit Rating A
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Up to 72 payments Loans $20,000.00 and over - 95% of NADA Retail
As Low As; 2020-2025
Models 2023-2021
Credit Rating C
Credit Rating A
6-8 Model Years old
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As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.
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Up to 48 payments - 95% of NADA Retail
Up to 60 payments Over 20,000 miles - 95% of NADA Retail
Models 2020-2018
1% discount for auto pay loans*
Credit Rating B
As Low As; 2017-2019
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.
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Up to 60 payments - 95% of NADA Retail
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2024 MODEL 84 months rate 7.00%* APR 72 months 6.50%* APR
Credit Rating C
Credit Rating B
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Credit Rating A+
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.
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2024 MODEL 84 months rate 7.00%* APR 72 months 6.50%* APR
Credit Rating D
Credit Rating B
9-20 Model Years old#
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As Low As; Models 2024 -2026 New or Used
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Credit Rating A+
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Credit Rating A
As Low As; Year: 2025/2026
Up to 60 payments
Credit Rating A
1% discount for auto pay loans*
Credit Rating B
As Low As; Year: 2025/2026
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Up to 72 payments, Car loans over $20,000.00
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Credit Rating B
Credit Rating A+
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1% discount for auto pay loans*
Credit Rating A
As Low As; Year: 2025/2026
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Credit Rating C
Credit Rating A
1% discount for auto pay loans*
Credit Rating B
As Low As
2024 MODEL 84 months rate 7.00%* APR 72 months 6.50%* APR
Credit Rating C
Credit Rating B
Credit Rating A+
2024 MODEL 84 months rate 7.00%* APR 72 months 6.50%* APR
Credit Rating D
Credit Rating B
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As Low As; Models 2024 -2026 New or Used
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1-2 Model Years old
1-2 Model Years old
Up to 60 payments Loans $19,999.99 and under - 95% of NADA Retail
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Credit Rating A+
3-5 Model Years old
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Credit Rating A
As Low As; for 60 mth
Up to 72 payments Loans $20,000.00 and over - 95% of NADA Retail
As Low As; 2020-2025
Models 2023-2021
Credit Rating A
6-8 Model Years old
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Up to 48 payments - 95% of NADA Retail
Up to 60 payments Over 20,000 miles - 95% of NADA Retail
Models 2020-2018
Credit Rating B
As Low As; 2017-2019
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Up to 60 payments - 95% of NADA Retail
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Credit Rating B
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Credit Rating A+
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Credit Rating B
9-20 Model Years old#
Compare local Green Sulphur Springs, WV auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
West Virginia new auto loan rates currently average 5.114% APR.
West Virginia used auto loan rates currently average 6.394% APR.