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Auto Loan Rates in Delray, West Virginia (WV) for May 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Delray, West Virginia. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 7, 2026

Current auto loan rates in Delray, West Virginia include WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.70% offering New or Used Vehicle Loans at 2.49%, Ohio County Public Schools Federal Credit UnionOhio County Public Schools Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering New Vehicle - Model Year New -2020 or if Untitled at 2.50%, First Priority Federal Credit UnionFirst Priority Federal Credit UnionA+5.0 ★Texas Ratio: 2.97% offering New Auto Loans at 2.99%, Members Choice WV Federal Credit UnionMembers Choice WV Federal Credit UnionA+5.0 ★Texas Ratio: 2.17% offering Auto Loan Special at 3.99%, Chessie Federal Credit UnionChessie Federal Credit UnionA+5.0 ★Texas Ratio: 5.80% offering New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%) at 3.99%. Auto loan rates as of May 7, 2026 according to verified data from MonitorBankRates.

Delray borrowers have access to 19 lenders serving the West Virginia area, with auto loan rates as low as 2.49% APR from WEPCO Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Delray, West Virginia. Auto Loan Rates Last Updated and Verified: May 7, 2026

Compare Auto Loan Rates Today in Delray, West Virginia & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.49%
0-48 Months
View
▼
APR2.49%
Term0-48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - Model Year New -2020 or if Untitled
2.50%
24, 36, 48, 60, 72 months available
View
▼
APR2.50%
Term24, 36, 48, 60, 72 months available
Last UpdatedApr 18, 2026
Details

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - Model Year Already Titled - 1999
2.50%
36, 48, 60, months available
View
▼
APR2.50%
Term36, 48, 60, months available
Last UpdatedApr 18, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.99%
0-48
View
▼
APR2.99%
Term0-48
Last UpdatedMay 6, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
New Auto Loans
2.99%
36MO
View
▼
APR2.99%
Term36MO
Last UpdatedMay 2, 2026
Details

As Low As; 36 months

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2023
2.99%
48MO
View
▼
APR2.99%
Term48MO
Last UpdatedMay 2, 2026
Details

As Low As; 48 months

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
2.99%
36MO
View
▼
APR2.99%
Term36MO
Last UpdatedMay 2, 2026
Details

As Low As; 36 months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.24%
49-60 Months
View
▼
APR3.24%
Term49-60 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.49%
61-72 Months
View
▼
APR3.49%
Term61-72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.74%
49-60
View
▼
APR3.74%
Term49-60
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Auto Loan Special
3.99%
75 Months
View
▼
APR3.99%
Term75 Months
Last UpdatedMay 6, 2026
Details

As Low As; Loans are subject to credit approval.

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
3.99%
0-39 months
View
▼
APR3.99%
Term0-39 months
Last UpdatedMay 6, 2026
Details

As Low As; Models 2024 -2026 New or Used

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
View
▼
APR3.99%
Term48 month
Last UpdatedMay 6, 2026
Details

As Low As

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Auto Loan
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedMay 7, 2026
Details

Score: 730 +; Grade of Paper: Platinum

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.00%
1-36
View
▼
APR4.00%
Term1-36
Last UpdatedMay 6, 2026
Details

Months

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
View
▼
APR4.24%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.24%
73-84 Months
View
▼
APR4.24%
Term73-84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedMay 6, 2026
Details

Months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedMay 7, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedMay 7, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedMay 7, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedMay 7, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedMay 7, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedMay 7, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
New Auto Loans
4.49%
60MO
View
▼
APR4.49%
Term60MO
Last UpdatedMay 2, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
4.49%
60MO
View
▼
APR4.49%
Term60MO
Last UpdatedMay 2, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.50%
49-60
View
▼
APR4.50%
Term49-60
Last UpdatedMay 6, 2026
Details

Months

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
4.50%
0-36
View
▼
APR4.50%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating A+

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 7, 2026
Details

Score: 730 +; Grade of Paper: Platinum

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedMay 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.69%
Up to 24 months
View
▼
APR4.69%
TermUp to 24 months
Last UpdatedMay 6, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
4.69%
Up to 24 months
View
▼
APR4.69%
TermUp to 24 months
Last UpdatedMay 6, 2026
Details

As Low As

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan Purchase and Refinance 2026-2024
4.69%
84 Months
View
▼
APR4.69%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.74%
73-84
View
▼
APR4.74%
Term73-84
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.75%
61-72
View
▼
APR4.75%
Term61-72
Last UpdatedMay 6, 2026
Details

Months

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
4.75%
0-36
View
▼
APR4.75%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating A

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Auto Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

Score: 730 +; Grade of Paper: Platinum

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2019-2020 Used Auto
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

Up to 48 Months

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

Up to 48 Months

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.89%
36 months
View
▼
APR4.89%
Term36 months
Last UpdatedMay 6, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedMay 7, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedMay 7, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

Score: 640 - 679; Grade of Paper: B

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
4.99%
72MO
View
▼
APR4.99%
Term72MO
Last UpdatedMay 2, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.00%
73-84
View
▼
APR5.00%
Term73-84
Last UpdatedMay 6, 2026
Details

Months1

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 6, 2026
Details

1-2 Model Years old

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
New Auto & RV
5.00%
100% of sticker for up to 84 months (over $35.000) w/ 680 credit score
View
▼
APR5.00%
Term100% of sticker for up to 84 months (over $35.000) w/ 680 credit score
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.00%
37-48
View
▼
APR5.00%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto A+ Credit Score above 740
5.00%
up to 84 months
View
▼
APR5.00%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
5.19%
48 months
View
▼
APR5.19%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
5.19%
36 months
View
▼
APR5.19%
Term36 months
Last UpdatedMay 6, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.19%
36 Months
View
▼
APR5.19%
Term36 Months
Last UpdatedMay 6, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.24%
84 months
View
▼
APR5.24%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.24%
60 months
View
▼
APR5.24%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 6, 2026
Details

1-2 Model Years old

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.25%
0-36
View
▼
APR5.25%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating B

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Auto Loan
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

Score: 640 - 679; Grade of Paper: B

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedMay 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
5.39%
60 months
View
▼
APR5.39%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedMay 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2023
5.49%
60MO
View
▼
APR5.49%
Term60MO
Last UpdatedMay 2, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
5.49%
84MO
View
▼
APR5.49%
Term84MO
Last UpdatedMay 2, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

3-5 Model Years old

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.50%
37-48
View
▼
APR5.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.50%
0-36
View
▼
APR5.50%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating A+

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto A Credit Score 700-739
5.50%
up to 84 months
View
▼
APR5.50%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto A+ Credit Score above 740
5.50%
up to 84 months
View
▼
APR5.50%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Auto Loan
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 7, 2026
Details

Score: 730 +; Grade of Paper: Platinum

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
5.59%
72 months
View
▼
APR5.59%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
5.59%
60 months
View
▼
APR5.59%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.59%
66 Months
View
▼
APR5.59%
Term66 Months
Last UpdatedMay 6, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.60%
60 Months
View
▼
APR5.60%
Term60 Months
Last UpdatedMay 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedMay 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2022
5.74%
48MO
View
▼
APR5.74%
Term48MO
Last UpdatedMay 2, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2023
5.74%
72MO
View
▼
APR5.74%
Term72MO
Last UpdatedMay 2, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.75%
0-36
View
▼
APR5.75%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating A

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Auto Loan
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMay 7, 2026
Details

Score: 680 - 729; Grade of Paper: A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2014-2018 Used Auto
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedMay 7, 2026
Details

Up to 36 Months

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2021-2023 Used Auto
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.79%
48 Months
View
▼
APR5.79%
Term48 Months
Last UpdatedMay 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.89%
60 Months
View
▼
APR5.89%
Term60 Months
Last UpdatedMay 6, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.93%
7 years
View
▼
APR5.93%
Term7 years
Last UpdatedMay 7, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
5.93%
7 years
View
▼
APR5.93%
Term7 years
Last UpdatedMay 7, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 6, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.99%
66 Months
View
▼
APR5.99%
Term66 Months
Last UpdatedMay 6, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2024-2026 Used Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

Up to 72 Months

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

Up to 72 Months

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2022
5.99%
66MO
View
▼
APR5.99%
Term66MO
Last UpdatedMay 2, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

6-8 Model Years old

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Used Auto & RV
6.00%
90% of sticker or book value. Up to 72 months
View
▼
APR6.00%
Term90% of sticker or book value. Up to 72 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
6.00%
0-36
View
▼
APR6.00%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.00%
37-48
View
▼
APR6.00%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto B Credit Score 640-699
6.00%
up to 84 months
View
▼
APR6.00%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto A Credit Score 700-739
6.00%
up to 84 months
View
▼
APR6.00%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Auto Loan
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

Score: 640 - 679; Grade of Paper: B

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
6.09%
72 months
View
▼
APR6.09%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.14%
Up to 63 months
View
▼
APR6.14%
TermUp to 63 months
Last UpdatedMay 7, 2026
Details

As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan Purchase and Refinance 2023-2022
6.23%
72 Months
View
▼
APR6.23%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (22-23) (up to 110%)
6.24%
84 months
View
▼
APR6.24%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2021
6.25%
72 months
View
▼
APR6.25%
Term72 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older A+
6.25%
0-36
View
▼
APR6.25%
Term0-36
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.25%
0-36
View
▼
APR6.25%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating B

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Auto Loan
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

Score: 600 - 639; Grade of Paper: C

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.29%
64-75 months
View
▼
APR6.29%
Term64-75 months
Last UpdatedMay 7, 2026
Details

As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19)(up to 100%)
6.49%
48 months
View
▼
APR6.49%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMay 6, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2021
6.49%
48MO
View
▼
APR6.49%
Term48MO
Last UpdatedMay 2, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
6.50%
37-48
View
▼
APR6.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.50%
37-48
View
▼
APR6.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating B

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2020
6.75%
60 months
View
▼
APR6.75%
Term60 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older A
6.75%
0-36
View
▼
APR6.75%
Term0-36
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older A+
6.75%
37-48
View
▼
APR6.75%
Term37-48
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

Credit Rating A+

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.79%
76-84 months
View
▼
APR6.79%
Term76-84 months
Last UpdatedMay 7, 2026
Details

As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
6.84%
Up to 36 months
View
▼
APR6.84%
TermUp to 36 months
Last UpdatedMay 6, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
6.89%
84 months
View
▼
APR6.89%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19) (up to 100%)
6.99%
60 months
View
▼
APR6.99%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto Loan
6.99%
0-48
View
▼
APR6.99%
Term0-48
Last UpdatedMay 6, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.99%
60 Months
View
▼
APR6.99%
Term60 Months
Last UpdatedMay 6, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedMay 6, 2026
Details

9-20 Model Years old#

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
7.00%
0-36
View
▼
APR7.00%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older B
7.00%
0-36
View
▼
APR7.00%
Term0-36
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
7.00%
49-60
View
▼
APR7.00%
Term49-60
Last UpdatedMay 7, 2026
Details

Credit Rating B

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
7.09%
84 months
View
▼
APR7.09%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto Loan
7.24%
49-60
View
▼
APR7.24%
Term49-60
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
7.25%
72 Months
View
▼
APR7.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2019
7.25%
54 months
View
▼
APR7.25%
Term54 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older A
7.25%
37-48
View
▼
APR7.25%
Term37-48
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
7.25%
0-36
View
▼
APR7.25%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating C

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Auto Loan
7.25%
84 Months
View
▼
APR7.25%
Term84 Months
Last UpdatedMay 7, 2026
Details

Score: 600 - 639; Grade of Paper: C

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
7.49%
66 Months
View
▼
APR7.49%
Term66 Months
Last UpdatedMay 6, 2026
Details

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
7.50%
76-84 months
View
▼
APR7.50%
Term76-84 months
Last UpdatedMay 6, 2026
Details

As Low As; Models 2024 -2026 New or Used

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
7.50%
72 Months
View
▼
APR7.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older B
7.50%
37-48
View
▼
APR7.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
7.50%
37-48
View
▼
APR7.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating C

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto B Credit Score 640-699
7.50%
up to 84 months
View
▼
APR7.50%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
7.74%
72 months
View
▼
APR7.74%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2018
7.75%
48 months
View
▼
APR7.75%
Term48 months
Last UpdatedApr 18, 2026
Details

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Used Auto & RV
7.75%
90% of book value, 24-60 months
View
▼
APR7.75%
Term90% of book value, 24-60 months
Last UpdatedApr 18, 2026
Details

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan Purchase and Refinance 2021-2020
7.80%
66 Months
View
▼
APR7.80%
Term66 Months
Last UpdatedMay 6, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
7.89%
96 months
View
▼
APR7.89%
Term96 months
Last UpdatedMay 6, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
7.94%
84 months
View
▼
APR7.94%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 18-20
7.99%
48MO
View
▼
APR7.99%
Term48MO
Last UpdatedMay 2, 2026
Details

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
8.00%
48 months
View
▼
APR8.00%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As; Model 2018

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
8.00%
37-48
View
▼
APR8.00%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older C
8.00%
0-36
View
▼
APR8.00%
Term0-36
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
8.00%
49-60
View
▼
APR8.00%
Term49-60
Last UpdatedMay 7, 2026
Details

Credit Rating C

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
8.09%
96 months
View
▼
APR8.09%
Term96 months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (2015 and older) (up to 100%)
8.24%
48 months
View
▼
APR8.24%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2017
8.25%
48 months
View
▼
APR8.25%
Term48 months
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 18-20
8.49%
60MO
View
▼
APR8.49%
Term60MO
Last UpdatedMay 2, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older C
8.50%
37-48
View
▼
APR8.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
8.50%
72 Months
View
▼
APR8.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

Credit Rating C

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto C Credit Score 590-639
8.50%
up to 84 months
View
▼
APR8.50%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan Purchase and Refinance 2018-2016
8.51%
48 Months
View
▼
APR8.51%
Term48 Months
Last UpdatedMay 6, 2026
Details

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan Purchase and Refinance 2019
8.70%
54 Months
View
▼
APR8.70%
Term54 Months
Last UpdatedMay 6, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Historic Autos (20 Years and Older)
8.74%
20 Years
View
▼
APR8.74%
Term20 Years
Last UpdatedMay 6, 2026
Details

As Low As

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2016
8.75%
48 months
View
▼
APR8.75%
Term48 months
Last UpdatedApr 18, 2026
Details

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Used Auto & RV
8.75%
90% of book value, 24-60 months
View
▼
APR8.75%
Term90% of book value, 24-60 months
Last UpdatedApr 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Classic Vehicle Loans2
8.99%
Up to 4 years
View
▼
APR8.99%
TermUp to 4 years
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
9.00%
84 Months
View
▼
APR9.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

Credit Rating C

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Auto Loan
9.00%
24 Months
View
▼
APR9.00%
Term24 Months
Last UpdatedMay 7, 2026
Details

Score: 550 - 599; Grade of Paper: D

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan Purchase and Refinance Classic Vehicle
9.18%
60 Months
View
▼
APR9.18%
Term60 Months
Last UpdatedMay 6, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Historic Autos (20 Years and Older)
9.24%
20 Years
View
▼
APR9.24%
Term20 Years
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2015
9.25%
42 months
View
▼
APR9.25%
Term42 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older, Credit Rating A+, 0-48 Months
9.25%
48 Months
View
▼
APR9.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
9.25%
0-36
View
▼
APR9.25%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating D

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Auto Loan
9.25%
36 Months
View
▼
APR9.25%
Term36 Months
Last UpdatedMay 7, 2026
Details

Score: 550 - 599; Grade of Paper: D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
9.50%
37-48
View
▼
APR9.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating D

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto C Credit Score 590-639
9.50%
up to 84 months
View
▼
APR9.50%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Auto Loan
9.50%
60 Months
View
▼
APR9.50%
Term60 Months
Last UpdatedMay 7, 2026
Details

Score: 550 - 599; Grade of Paper: D

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Historic Autos (20 Years and Older)
9.74%
20 Years
View
▼
APR9.74%
Term20 Years
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2014
9.75%
42 months
View
▼
APR9.75%
Term42 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
10.00%
0-36
View
▼
APR10.00%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating E

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older D
10.00%
0-36
View
▼
APR10.00%
Term0-36
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
10.00%
49-60
View
▼
APR10.00%
Term49-60
Last UpdatedMay 7, 2026
Details

Credit Rating D

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Historic Autos (20 Years and Older)
10.24%
20 Years
View
▼
APR10.24%
Term20 Years
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2013
10.25%
42 months
View
▼
APR10.25%
Term42 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older, Credit Rating A, 0-48 Months
10.25%
48 Months
View
▼
APR10.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older D
10.50%
37-48
View
▼
APR10.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Auto Loan
10.50%
84 Months
View
▼
APR10.50%
Term84 Months
Last UpdatedMay 7, 2026
Details

Score: 550 - 599; Grade of Paper: D

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2012
10.75%
36 months
View
▼
APR10.75%
Term36 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
11.00%
37-48
View
▼
APR11.00%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating E

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2011
11.25%
36 months
View
▼
APR11.25%
Term36 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older, Credit Rating B, 0-48 Months
11.25%
48 Months
View
▼
APR11.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Auto Loan
11.25%
24 Months
View
▼
APR11.25%
Term24 Months
Last UpdatedMay 7, 2026
Details

Score: 549 or less; Grade of Paper: E

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto D Credit Score 589 and lower
11.50%
up to 84 months
View
▼
APR11.50%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2010
11.75%
36 months
View
▼
APR11.75%
Term36 months
Last UpdatedApr 18, 2026
Details

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto D Credit Score 589 and lower
12.00%
up to 84 months
View
▼
APR12.00%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2009 and older
13.00%
36 months
View
▼
APR13.00%
Term36 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
13.00%
49-60
View
▼
APR13.00%
Term49-60
Last UpdatedMay 7, 2026
Details

Credit Rating E

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.49%
0-48 Months
View
▼
APR2.49%
Term0-48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - Model Year New -2020 or if Untitled
2.50%
24, 36, 48, 60, 72 months available
View
▼
APR2.50%
Term24, 36, 48, 60, 72 months available
Last UpdatedApr 18, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.99%
0-48
View
▼
APR2.99%
Term0-48
Last UpdatedMay 6, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
New Auto Loans
2.99%
36MO
View
▼
APR2.99%
Term36MO
Last UpdatedMay 2, 2026
Details

As Low As; 36 months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.24%
49-60 Months
View
▼
APR3.24%
Term49-60 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.49%
61-72 Months
View
▼
APR3.49%
Term61-72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.74%
49-60
View
▼
APR3.74%
Term49-60
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
3.99%
0-39 months
View
▼
APR3.99%
Term0-39 months
Last UpdatedMay 6, 2026
Details

As Low As; Models 2024 -2026 New or Used

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
View
▼
APR3.99%
Term48 month
Last UpdatedMay 6, 2026
Details

As Low As

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.00%
1-36
View
▼
APR4.00%
Term1-36
Last UpdatedMay 6, 2026
Details

Months

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
View
▼
APR4.24%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.24%
73-84 Months
View
▼
APR4.24%
Term73-84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.25%
37-48
View
▼
APR4.25%
Term37-48
Last UpdatedMay 6, 2026
Details

Months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedMay 7, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedMay 7, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedMay 7, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
New Auto Loans
4.49%
60MO
View
▼
APR4.49%
Term60MO
Last UpdatedMay 2, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.50%
49-60
View
▼
APR4.50%
Term49-60
Last UpdatedMay 6, 2026
Details

Months

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
4.50%
0-36
View
▼
APR4.50%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating A+

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.74%
73-84
View
▼
APR4.74%
Term73-84
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.75%
61-72
View
▼
APR4.75%
Term61-72
Last UpdatedMay 6, 2026
Details

Months

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
4.75%
0-36
View
▼
APR4.75%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

Up to 48 Months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedMay 7, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.00%
73-84
View
▼
APR5.00%
Term73-84
Last UpdatedMay 6, 2026
Details

Months1

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
New Auto & RV
5.00%
100% of sticker for up to 84 months (over $35.000) w/ 680 credit score
View
▼
APR5.00%
Term100% of sticker for up to 84 months (over $35.000) w/ 680 credit score
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.00%
37-48
View
▼
APR5.00%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto A+ Credit Score above 740
5.00%
up to 84 months
View
▼
APR5.00%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.24%
84 months
View
▼
APR5.24%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.25%
0-36
View
▼
APR5.25%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
5.50%
37-48
View
▼
APR5.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.50%
0-36
View
▼
APR5.50%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating A+

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto A Credit Score 700-739
5.50%
up to 84 months
View
▼
APR5.50%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.75%
0-36
View
▼
APR5.75%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.93%
7 years
View
▼
APR5.93%
Term7 years
Last UpdatedMay 7, 2026
Details

As Low As

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2026 New Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

Up to 72 Months

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
6.00%
0-36
View
▼
APR6.00%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.00%
37-48
View
▼
APR6.00%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto B Credit Score 640-699
6.00%
up to 84 months
View
▼
APR6.00%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.25%
0-36
View
▼
APR6.25%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
6.50%
37-48
View
▼
APR6.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.50%
37-48
View
▼
APR6.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

Credit Rating A+

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
7.00%
0-36
View
▼
APR7.00%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
7.00%
49-60
View
▼
APR7.00%
Term49-60
Last UpdatedMay 7, 2026
Details

Credit Rating B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
7.25%
0-36
View
▼
APR7.25%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating C

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
7.50%
76-84 months
View
▼
APR7.50%
Term76-84 months
Last UpdatedMay 6, 2026
Details

As Low As; Models 2024 -2026 New or Used

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
7.50%
72 Months
View
▼
APR7.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
7.50%
37-48
View
▼
APR7.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating C

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
8.00%
48 months
View
▼
APR8.00%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As; Model 2018

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
8.00%
37-48
View
▼
APR8.00%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
8.00%
49-60
View
▼
APR8.00%
Term49-60
Last UpdatedMay 7, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
8.50%
72 Months
View
▼
APR8.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

Credit Rating C

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto C Credit Score 590-639
8.50%
up to 84 months
View
▼
APR8.50%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
9.00%
84 Months
View
▼
APR9.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
9.25%
0-36
View
▼
APR9.25%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
9.50%
37-48
View
▼
APR9.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
10.00%
0-36
View
▼
APR10.00%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating E

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
10.00%
49-60
View
▼
APR10.00%
Term49-60
Last UpdatedMay 7, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
11.00%
37-48
View
▼
APR11.00%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating E

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto D Credit Score 589 and lower
11.50%
up to 84 months
View
▼
APR11.50%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos
13.00%
49-60
View
▼
APR13.00%
Term49-60
Last UpdatedMay 7, 2026
Details

Credit Rating E

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.49%
0-48 Months
View
▼
APR2.49%
Term0-48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - Model Year Already Titled - 1999
2.50%
36, 48, 60, months available
View
▼
APR2.50%
Term36, 48, 60, months available
Last UpdatedApr 18, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.99%
0-48
View
▼
APR2.99%
Term0-48
Last UpdatedMay 6, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2023
2.99%
48MO
View
▼
APR2.99%
Term48MO
Last UpdatedMay 2, 2026
Details

As Low As; 48 months

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
2.99%
36MO
View
▼
APR2.99%
Term36MO
Last UpdatedMay 2, 2026
Details

As Low As; 36 months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.24%
49-60 Months
View
▼
APR3.24%
Term49-60 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.49%
61-72 Months
View
▼
APR3.49%
Term61-72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.74%
49-60
View
▼
APR3.74%
Term49-60
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
3.99%
0-39 months
View
▼
APR3.99%
Term0-39 months
Last UpdatedMay 6, 2026
Details

As Low As; Models 2024 -2026 New or Used

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
View
▼
APR3.99%
Term48 month
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
View
▼
APR4.24%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.24%
73-84 Months
View
▼
APR4.24%
Term73-84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedMay 7, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedMay 7, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedMay 7, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
4.49%
60MO
View
▼
APR4.49%
Term60MO
Last UpdatedMay 2, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedMay 6, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.74%
73-84
View
▼
APR4.74%
Term73-84
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2019-2020 Used Auto
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

Up to 48 Months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedMay 7, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
4.99%
72MO
View
▼
APR4.99%
Term72MO
Last UpdatedMay 2, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 6, 2026
Details

1-2 Model Years old

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.19%
36 Months
View
▼
APR5.19%
Term36 Months
Last UpdatedMay 6, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.24%
84 months
View
▼
APR5.24%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.24%
60 months
View
▼
APR5.24%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 6, 2026
Details

1-2 Model Years old

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedMay 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedMay 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2023
5.49%
60MO
View
▼
APR5.49%
Term60MO
Last UpdatedMay 2, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2024-2026
5.49%
84MO
View
▼
APR5.49%
Term84MO
Last UpdatedMay 2, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

3-5 Model Years old

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.50%
0-36
View
▼
APR5.50%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating A+

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto A+ Credit Score above 740
5.50%
up to 84 months
View
▼
APR5.50%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.59%
66 Months
View
▼
APR5.59%
Term66 Months
Last UpdatedMay 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedMay 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2022
5.74%
48MO
View
▼
APR5.74%
Term48MO
Last UpdatedMay 2, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2023
5.74%
72MO
View
▼
APR5.74%
Term72MO
Last UpdatedMay 2, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
5.75%
0-36
View
▼
APR5.75%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2014-2018 Used Auto
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedMay 7, 2026
Details

Up to 36 Months

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2021-2023 Used Auto
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

Up to 60 Months

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.79%
48 Months
View
▼
APR5.79%
Term48 Months
Last UpdatedMay 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.89%
60 Months
View
▼
APR5.89%
Term60 Months
Last UpdatedMay 6, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
5.93%
7 years
View
▼
APR5.93%
Term7 years
Last UpdatedMay 7, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 6, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
2024-2026 Used Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

Up to 72 Months

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2022
5.99%
66MO
View
▼
APR5.99%
Term66MO
Last UpdatedMay 2, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

6-8 Model Years old

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Used Auto & RV
6.00%
90% of sticker or book value. Up to 72 months
View
▼
APR6.00%
Term90% of sticker or book value. Up to 72 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.00%
37-48
View
▼
APR6.00%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto A Credit Score 700-739
6.00%
up to 84 months
View
▼
APR6.00%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (22-23) (up to 110%)
6.24%
84 months
View
▼
APR6.24%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2021
6.25%
72 months
View
▼
APR6.25%
Term72 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older A+
6.25%
0-36
View
▼
APR6.25%
Term0-36
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.25%
0-36
View
▼
APR6.25%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating B

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19)(up to 100%)
6.49%
48 months
View
▼
APR6.49%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 2021
6.49%
48MO
View
▼
APR6.49%
Term48MO
Last UpdatedMay 2, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.50%
37-48
View
▼
APR6.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating B

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2020
6.75%
60 months
View
▼
APR6.75%
Term60 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older A
6.75%
0-36
View
▼
APR6.75%
Term0-36
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older A+
6.75%
37-48
View
▼
APR6.75%
Term37-48
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

Credit Rating A+

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19) (up to 100%)
6.99%
60 months
View
▼
APR6.99%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto Loan
6.99%
0-48
View
▼
APR6.99%
Term0-48
Last UpdatedMay 6, 2026
Details

As Low As

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedMay 6, 2026
Details

9-20 Model Years old#

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older B
7.00%
0-36
View
▼
APR7.00%
Term0-36
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
7.00%
49-60
View
▼
APR7.00%
Term49-60
Last UpdatedMay 7, 2026
Details

Credit Rating B

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto Loan
7.24%
49-60
View
▼
APR7.24%
Term49-60
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2019
7.25%
54 months
View
▼
APR7.25%
Term54 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older A
7.25%
37-48
View
▼
APR7.25%
Term37-48
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
7.25%
0-36
View
▼
APR7.25%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating C

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
7.50%
76-84 months
View
▼
APR7.50%
Term76-84 months
Last UpdatedMay 6, 2026
Details

As Low As; Models 2024 -2026 New or Used

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older B
7.50%
37-48
View
▼
APR7.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
7.50%
37-48
View
▼
APR7.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating C

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto B Credit Score 640-699
7.50%
up to 84 months
View
▼
APR7.50%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2018
7.75%
48 months
View
▼
APR7.75%
Term48 months
Last UpdatedApr 18, 2026
Details

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Used Auto & RV
7.75%
90% of book value, 24-60 months
View
▼
APR7.75%
Term90% of book value, 24-60 months
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 18-20
7.99%
48MO
View
▼
APR7.99%
Term48MO
Last UpdatedMay 2, 2026
Details

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New & Used Auto
8.00%
48 months
View
▼
APR8.00%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As; Model 2018

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older C
8.00%
0-36
View
▼
APR8.00%
Term0-36
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
8.00%
49-60
View
▼
APR8.00%
Term49-60
Last UpdatedMay 7, 2026
Details

Credit Rating C

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (2015 and older) (up to 100%)
8.24%
48 months
View
▼
APR8.24%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2017
8.25%
48 months
View
▼
APR8.25%
Term48 months
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto - 18-20
8.49%
60MO
View
▼
APR8.49%
Term60MO
Last UpdatedMay 2, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older C
8.50%
37-48
View
▼
APR8.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
8.50%
72 Months
View
▼
APR8.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

Credit Rating C

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2016
8.75%
48 months
View
▼
APR8.75%
Term48 months
Last UpdatedApr 18, 2026
Details

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Used Auto & RV
8.75%
90% of book value, 24-60 months
View
▼
APR8.75%
Term90% of book value, 24-60 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
9.00%
84 Months
View
▼
APR9.00%
Term84 Months
Last UpdatedMay 7, 2026
Details

Credit Rating C

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2015
9.25%
42 months
View
▼
APR9.25%
Term42 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older, Credit Rating A+, 0-48 Months
9.25%
48 Months
View
▼
APR9.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
9.25%
0-36
View
▼
APR9.25%
Term0-36
Last UpdatedMay 7, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
9.50%
37-48
View
▼
APR9.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Credit Rating D

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto C Credit Score 590-639
9.50%
up to 84 months
View
▼
APR9.50%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2014
9.75%
42 months
View
▼
APR9.75%
Term42 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older D
10.00%
0-36
View
▼
APR10.00%
Term0-36
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2016 And Newer
10.00%
49-60
View
▼
APR10.00%
Term49-60
Last UpdatedMay 7, 2026
Details

Credit Rating D

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2013
10.25%
42 months
View
▼
APR10.25%
Term42 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older, Credit Rating A, 0-48 Months
10.25%
48 Months
View
▼
APR10.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older D
10.50%
37-48
View
▼
APR10.50%
Term37-48
Last UpdatedMay 7, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2012
10.75%
36 months
View
▼
APR10.75%
Term36 months
Last UpdatedApr 18, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2011
11.25%
36 months
View
▼
APR11.25%
Term36 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Used Autos: 2015 And Older, Credit Rating B, 0-48 Months
11.25%
48 Months
View
▼
APR11.25%
Term48 Months
Last UpdatedMay 7, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2010
11.75%
36 months
View
▼
APR11.75%
Term36 months
Last UpdatedApr 18, 2026
Details

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto D Credit Score 589 and lower
12.00%
up to 84 months
View
▼
APR12.00%
Termup to 84 months
Last UpdatedMay 7, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
Used Vehicle 2009 and older
13.00%
36 months
View
▼
APR13.00%
Term36 months
Last UpdatedApr 18, 2026
Details

Delray, WV Auto Loan Rate Trends

Compare local Delray, WV auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full West Virginia Auto Trends →
New Auto Loan — WV Avg
5.277%
▲ 0.586 vs 7 days ago

West Virginia new auto rates rose 0.586 points over the past 7 days to 5.277% APR.

Used Auto Loan — WV Avg
6.411%
▲ 0.214 vs 7 days ago

West Virginia used auto rates rose 0.214 points over the past 7 days to 6.411% APR.

As of May 8, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Delray, West Virginia

How does my credit score affect my car loan rate in West Virginia?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Delray, West Virginia with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in West Virginia *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Delray, West Virginia typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Delray, West Virginia?

Based on our current data, some of the lowest auto loan rates available in Delray, West Virginia include:
  • WEPCO Federal Credit Union: 2.49% (New or Used Vehicle Loans)
  • Ohio County Public Schools Federal Credit Union: 2.50% (New Vehicle - Model Year New -2020 or if Untitled)
  • First Priority Federal Credit Union: 2.99% (New Auto Loans)
  • Members Choice WV Federal Credit Union: 3.99% (Auto Loan Special)
  • Chessie Federal Credit Union: 3.99% (New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Delray, West Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 7, 2026

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