Current auto loan rates in Circleville, West Virginia include First Priority Federal Credit UnionFirst Priority Federal Credit UnionA+5.0 ★Texas Ratio: 2.88% offering New Auto Loans at 1.99%, WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.46% offering New or Used Vehicle Loans at 2.49%, Ohio County Public Schools Federal Credit UnionOhio County Public Schools Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering New Vehicle - Model Year New -2020 or if Untitled Loan at 2.50%, West Virginia Central Federal Credit UnionWest Virginia Central Federal Credit UnionA+5.0 ★Texas Ratio: 2.47% offering Vehicle Loans at 3.75%, Chessie Federal Credit UnionChessie Federal Credit UnionA+5.0 ★Texas Ratio: 5.62% offering New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%) at 3.99%. Auto loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Circleville borrowers have access to 21 lenders serving the West Virginia area, with auto loan rates as low as 1.99% APR from First Priority Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Circleville, West Virginia. Auto Loan Rates Last Updated and Verified: June 16, 2026
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Interest Rate may vary depending on ones credit worthiness and term of loan.
Interest Rate may vary depending on ones credit worthiness and term of loan.
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Loan Amount: $2,500+
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Annual percentage rates may be as low as*
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Loan Amount: $2,500+
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Annual percentage rates may be as low as*
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Loan Amount: $2,500+
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Loan Amount: $5,000+
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Loan Amount: $2,500+
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Credit Rating: A+
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Loan Amount: $15,000+
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Credit Rating: A
Credit Rating: A+
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Credit Rating: A
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Fixed
Loan Amount: $15,000+
Financing up to 60 months for 2020 & 202190% financing for 2020 & 20
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing. Rates may change without notice. All loans subject to credit approval.
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As Low As; Models 2024 -2026
Credit Rating: B
Credit Rating: A+
Financing up to 60 months for 2020 & 202190% financing for 2020 & 20
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing. Rates may change without notice. All loans subject to credit approval.
Financing up to 60 months for 2020 & 202190% financing for 2020 & 20
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Credit Rating: B
Credit Rating: A
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Over $20000; Credit Rating: A+
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing. Rates may change without notice. All loans subject to credit approval.
Loan Amount: $20,000+
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Model 2023
Credit Rating: B
Over $20000; Credit Rating: A
Over $30000; Credit Rating: A+
Loan Amount: $20,000+
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Credit Rating: C
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Credit Rating: C
Over $20000; Credit Rating: B
Over $30000; Credit Rating: A
Fixed
Loan Amount: $40,000+
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Interest Rate may vary depending on ones credit worthiness and term of loan.
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As Low As; With qualifying credit and direct deposit with automatic payment.
As Low As; Minimum Financing of $10,000 for 60 Months
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Credit Rating: A+
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Credit Rating: A
Credit Rating: A+
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Credit Rating: A
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Credit Rating: B
Credit Rating: A+
Credit Rating: B
Credit Rating: A
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Over $20000; Credit Rating: A+
Credit Rating: B
Over $20000; Credit Rating: A
Over $30000; Credit Rating: A+
Credit Rating: C
As Low As; Models 2024 -2026
Credit Rating: C
Over $20000; Credit Rating: B
Over $30000; Credit Rating: A
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Interest Rate may vary depending on ones credit worthiness and term of loan.
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As Low As; With qualifying credit and direct deposit with automatic payment.
As Low As; Minimum Financing of $10,000 for 60 Months
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Credit Rating: A+
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Credit Rating: A
Credit Rating: A+
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Credit Rating: A
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Credit Rating: B
Credit Rating: A+
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Credit Rating: B
Credit Rating: A
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Over $20000; Credit Rating: A+
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Model 2023
Credit Rating: B
Over $20000; Credit Rating: A
Over $30000; Credit Rating: A+
Credit Rating: C
As Low As; Models 2024 -2026
Credit Rating: C
Over $20000; Credit Rating: B
Over $30000; Credit Rating: A
Fixed
Compare local Circleville, WV auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
West Virginia new auto rates fell 0.177 points over the past 7 days to 5.116% APR.
West Virginia used auto rates fell 0.355 points over the past 7 days to 6.327% APR.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Circleville, West Virginia auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Circleville, West Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Circleville, West Virginia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in WV.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.