MonitorBankRates
☰
  1. Home
  2. ›
  3. Auto Loans
  4. ›
  5. South Dakota
  6. ›
  7. Fort Meade
  8. iAdvertiser Disclosure
    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Fort Meade, South Dakota (SD) for May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Fort Meade, South Dakota. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 25, 2026

Current auto loan rates in Fort Meade, South Dakota include Northern Hills Federal Credit UnionNorthern Hills Federal Credit Union113 Comanche Rd, Fort Meade, SD, 57741A+5.0 ★Texas Ratio: 3.53% offering New Autos-Never Titled at 4.70%, Service First Federal Credit UnionService First Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering New Vehicles (2023 & Newer) 6-48 months at 4.70%, Interfaith Federal Credit UnionInterfaith Federal Credit UnionA+5.0 ★Texas Ratio: 1.60% offering New Autos, SUVs, Trucks, Vans at 5.49%. Auto loan rates as of April 25, 2026 according to verified data from MonitorBankRates.

Fort Meade has 1 local institution in our database, with auto loan rates as low as 4.70% APR from Northern Hills Federal Credit Union at 113 Comanche Rd, Fort Meade, SD, 57741. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Fort Meade, South Dakota. Auto Loan Rates Last Updated and Verified: April 25, 2026

Compare Auto Loan Rates Today in Fort Meade, South Dakota & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Northern Hills Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
113 Comanche Rd, Fort Meade, SD, 57741
New Autos-Never Titled
4.70%
60 M
View
▼
APR4.70%
Term60 M
Last UpdatedApr 25, 2026
Details

Low rates with flexible terms!

Northern Hills Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
113 Comanche Rd, Fort Meade, SD, 57741
Used Autos-Previously Titled
4.70%
60 M
View
▼
APR4.70%
Term60 M
Last UpdatedApr 25, 2026
Details

Low rates with flexible terms!

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
4.70%
48 Months
View
▼
APR4.70%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
4.79%
60 Months
View
▼
APR4.79%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
4.92%
48 Months
View
▼
APR4.92%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
5.16%
60 Months
View
▼
APR5.16%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
5.30%
84 Months
View
▼
APR5.30%
Term84 Months
Last UpdatedApr 17, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year term
View
▼
APR5.49%
Term3-7 year term
Last UpdatedApr 25, 2026
Details

As Low As

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
5.60%
72 Months
View
▼
APR5.60%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
5.80%
84 Months
View
▼
APR5.80%
Term84 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
6.10%
48 Months
View
▼
APR6.10%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
6.19%
60 Months
View
▼
APR6.19%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
6.32%
48 Months
View
▼
APR6.32%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
6.44%
60 Months
View
▼
APR6.44%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
6.56%
60 Months
View
▼
APR6.56%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
6.80%
72 Months
View
▼
APR6.80%
Term72 Months
Last UpdatedApr 17, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year term
View
▼
APR6.99%
Term3-7 year term
Last UpdatedApr 25, 2026
Details

As Low As

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
7.64%
48 Months
View
▼
APR7.64%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
7.84%
60 Months
View
▼
APR7.84%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
8.20%
72 Months
View
▼
APR8.20%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
9.65%
48 Months
View
▼
APR9.65%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
10.40%
60 Months
View
▼
APR10.40%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
10.80%
72 Months
View
▼
APR10.80%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
11.05%
48 Months
View
▼
APR11.05%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
11.15%
84 Months
View
▼
APR11.15%
Term84 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
11.80%
60 Months
View
▼
APR11.80%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
12.20%
72 Months
View
▼
APR12.20%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
13.15%
48 Months
View
▼
APR13.15%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
14.40%
60 Months
View
▼
APR14.40%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
14.55%
48 Months
View
▼
APR14.55%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
14.90%
72 Months
View
▼
APR14.90%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
15.40%
84 Months
View
▼
APR15.40%
Term84 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
15.80%
60 Months
View
▼
APR15.80%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
16.30%
72 Months
View
▼
APR16.30%
Term72 Months
Last UpdatedApr 17, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Northern Hills Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
113 Comanche Rd, Fort Meade, SD, 57741
New Autos-Never Titled
4.70%
60 M
View
▼
APR4.70%
Term60 M
Last UpdatedApr 25, 2026
Details

Low rates with flexible terms!

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
4.70%
48 Months
View
▼
APR4.70%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
4.79%
60 Months
View
▼
APR4.79%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
4.92%
48 Months
View
▼
APR4.92%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
5.16%
60 Months
View
▼
APR5.16%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
5.30%
84 Months
View
▼
APR5.30%
Term84 Months
Last UpdatedApr 17, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year term
View
▼
APR5.49%
Term3-7 year term
Last UpdatedApr 25, 2026
Details

As Low As

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
5.60%
72 Months
View
▼
APR5.60%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
5.80%
84 Months
View
▼
APR5.80%
Term84 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
6.44%
60 Months
View
▼
APR6.44%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
6.80%
72 Months
View
▼
APR6.80%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
9.65%
48 Months
View
▼
APR9.65%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
10.40%
60 Months
View
▼
APR10.40%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
10.80%
72 Months
View
▼
APR10.80%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
11.15%
84 Months
View
▼
APR11.15%
Term84 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
13.15%
48 Months
View
▼
APR13.15%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
14.40%
60 Months
View
▼
APR14.40%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
14.90%
72 Months
View
▼
APR14.90%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
15.40%
84 Months
View
▼
APR15.40%
Term84 Months
Last UpdatedApr 17, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Northern Hills Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
113 Comanche Rd, Fort Meade, SD, 57741
Used Autos-Previously Titled
4.70%
60 M
View
▼
APR4.70%
Term60 M
Last UpdatedApr 25, 2026
Details

Low rates with flexible terms!

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
6.10%
48 Months
View
▼
APR6.10%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
6.19%
60 Months
View
▼
APR6.19%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
6.32%
48 Months
View
▼
APR6.32%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
6.56%
60 Months
View
▼
APR6.56%
Term60 Months
Last UpdatedApr 17, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year term
View
▼
APR6.99%
Term3-7 year term
Last UpdatedApr 25, 2026
Details

As Low As

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
7.64%
48 Months
View
▼
APR7.64%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
7.84%
60 Months
View
▼
APR7.84%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
8.20%
72 Months
View
▼
APR8.20%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
11.05%
48 Months
View
▼
APR11.05%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
11.80%
60 Months
View
▼
APR11.80%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
12.20%
72 Months
View
▼
APR12.20%
Term72 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
14.55%
48 Months
View
▼
APR14.55%
Term48 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
15.80%
60 Months
View
▼
APR15.80%
Term60 Months
Last UpdatedApr 17, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
16.30%
72 Months
View
▼
APR16.30%
Term72 Months
Last UpdatedApr 17, 2026
Details

Fort Meade, SD Auto Loan Rate Trends

Compare local Fort Meade, SD auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full South Dakota Auto Trends →
New Auto Loan — SD Avg
5.632%
▼ 2.281 vs 7 days ago

South Dakota new auto rates fell 2.281 points over the past 7 days to 5.632% APR.

Used Auto Loan — SD Avg
9.031%
Unchanged vs 7 days ago

South Dakota used auto loan rates currently average 9.031% APR.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Fort Meade, South Dakota

How does my credit score affect my car loan rate in South Dakota?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Fort Meade, South Dakota with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in South Dakota *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Fort Meade, South Dakota typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Fort Meade, South Dakota?

Based on our current data, some of the lowest auto loan rates available in Fort Meade, South Dakota include:
  • Northern Hills Federal Credit Union: 4.70% (New Autos-Never Titled)
  • Service First Federal Credit Union: 4.70% (New Vehicles (2023 & Newer) 6-48 months)
  • Interfaith Federal Credit Union: 5.49% (New Autos, SUVs, Trucks, Vans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Fort Meade, South Dakota. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 25, 2026

Fort Meade, South Dakota Rates & Resources

$
Fort Meade, South Dakota CD Rates
$
Fort Meade, South Dakota Savings Rates
$
Fort Meade, South Dakota Money Market Rates
$
Fort Meade, South Dakota Mortgage Rates
$
Fort Meade, South Dakota Checking Account Rates
$
Fort Meade, South Dakota Personal Loan Rates