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Auto Loan Rates in Chancellor, South Dakota (SD) for March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Chancellor, South Dakota. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 20, 2026

Current auto loan rates in Chancellor, South Dakota include Explorers Federal Credit UnionExplorers Federal Credit Union1501 Walnut ST, Springfield, SD, 57062A+5.0 ★Texas Ratio: 3.21% offering AUTOS: 2021-2026 at 3.99%, Sentinel Federal Credit UnionSentinel Federal Credit Union2723 LeMay Blvd, Ellsworth AFB, SD, 57706A+5.0 ★Texas Ratio: 4.56% offering 2023 and Newer Auto Loan at 4.45%, Service First Federal Credit UnionService First Federal Credit Union3901 E 10th St, Sioux Falls, SD, 57103 2133A+5.0 ★Texas Ratio: 0.00% offering New Vehicles (2023 & Newer) at 4.70%, Consumers Federal Credit UnionConsumers Federal Credit Union301 highway 18 west, Gregory, SD, 57533 2203A+5.0 ★Texas Ratio: 1.28% offering New Auto at 5.28%, Voyage Federal Credit UnionVoyage Federal Credit Union5800 E 18th St Ste 101, Sioux Falls, SD, 57110A5.0 ★Texas Ratio: 6.07% offering New Auto Loan (2021-New) at 5.49%.

Auto loan rates in Chancellor, South Dakota are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Chancellor, South Dakota. Auto Loan Rates Last Updated and Verified: March 20, 2026

Compare Auto Loan Rates Today in Chancellor, South Dakota & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
3.99%
0 to 36
View
▼
APR3.99%
Term0 to 36
Last UpdatedMar 16, 2026
Details

Credit Tier: 750+

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
4.24%
37 to 48
View
▼
APR4.24%
Term37 to 48
Last UpdatedMar 16, 2026
Details

Credit Tier: 750+

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
4.45%
Up to 24
View
▼
APR4.45%
TermUp to 24
Last UpdatedMar 15, 2026
Details

Credit Tier 760>

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
4.49%
49 to 60
View
▼
APR4.49%
Term49 to 60
Last UpdatedMar 16, 2026
Details

Credit Tier: 750+

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
4.55%
36 Months
View
▼
APR4.55%
Term36 Months
Last UpdatedMar 15, 2026
Details

Credit Tier 760>

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
4.65%
48 Months
View
▼
APR4.65%
Term48 Months
Last UpdatedMar 15, 2026
Details

Credit Tier 760>

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
4.70%
6-48 months
View
▼
APR4.70%
Term6-48 months
Last UpdatedMar 15, 2026
Details

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 15, 2026
Details

Credit Tier 760>

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
4.79%
60 months
View
▼
APR4.79%
Term60 months
Last UpdatedMar 15, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
4.92%
6-48 months
View
▼
APR4.92%
Term6-48 months
Last UpdatedMar 15, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
4.99%
0 to 36
View
▼
APR4.99%
Term0 to 36
Last UpdatedMar 16, 2026
Details

Credit Tier: 750+

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
4.99%
61 to 72
View
▼
APR4.99%
Term61 to 72
Last UpdatedMar 16, 2026
Details

Credit Tier: 750+

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 15, 2026
Details

Credit Tier 760>

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
5.10%
72 months
View
▼
APR5.10%
Term72 months
Last UpdatedMar 15, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
5.16%
60 months
View
▼
APR5.16%
Term60 months
Last UpdatedMar 15, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
5.24%
37 to 48
View
▼
APR5.24%
Term37 to 48
Last UpdatedMar 16, 2026
Details

Credit Tier: 750+

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
5.24%
37 to 48
View
▼
APR5.24%
Term37 to 48
Last UpdatedMar 16, 2026
Details

Credit Tier: 700-749

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 15, 2026
Details

Credit Tier 760>

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
5.28%
36 Months
View
▼
APR5.28%
Term36 Months
Last UpdatedMar 18, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
5.30%
84 months
View
▼
APR5.30%
Term84 months
Last UpdatedMar 15, 2026
Details

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
5.48%
37-48
View
▼
APR5.48%
Term37-48
Last UpdatedMar 18, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
New Auto Loan (2021-New)
5.49%
01 - 60
View
▼
APR5.49%
Term01 - 60
Last UpdatedMar 15, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
815 Columbus St, Rapid City, SD, 57701
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year term
View
▼
APR5.49%
Term3-7 year term
Last UpdatedMar 17, 2026
Details

As Low As

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
5.49%
49 to 60
View
▼
APR5.49%
Term49 to 60
Last UpdatedMar 16, 2026
Details

Credit Tier: 750+

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
5.49%
49 to 60
View
▼
APR5.49%
Term49 to 60
Last UpdatedMar 16, 2026
Details

Credit Tier: 700-749

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
5.58%
49-60
View
▼
APR5.58%
Term49-60
Last UpdatedMar 18, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
New Auto Loan (2021-New)
5.59%
61 - 72
View
▼
APR5.59%
Term61 - 72
Last UpdatedMar 15, 2026
Details

As Low As

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
5.60%
72 months
View
▼
APR5.60%
Term72 months
Last UpdatedMar 15, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2018-2020)
5.69%
01 - 60
View
▼
APR5.69%
Term01 - 60
Last UpdatedMar 15, 2026
Details

As Low As

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
5.74%
73-84
View
▼
APR5.74%
Term73-84
Last UpdatedMar 16, 2026
Details

Credit Tier: 750+; *2022 or newer

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
5.80%
84 months
View
▼
APR5.80%
Term84 months
Last UpdatedMar 15, 2026
Details

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2022 - 2020)
5.90%
1 - 36
View
▼
APR5.90%
Term1 - 36
Last UpdatedMar 13, 2026
Details

As Low As

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2023 & Newer)
5.90%
1 - 36
View
▼
APR5.90%
Term1 - 36
Last UpdatedMar 13, 2026
Details

As Low As

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2018-2020)
5.99%
61 - 72
View
▼
APR5.99%
Term61 - 72
Last UpdatedMar 15, 2026
Details

As Low As

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
5.99%
61 to 72
View
▼
APR5.99%
Term61 to 72
Last UpdatedMar 16, 2026
Details

Credit Tier: 750+

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
5.99%
61 to 72
View
▼
APR5.99%
Term61 to 72
Last UpdatedMar 16, 2026
Details

Credit Tier: 700-749

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedMar 18, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
6.10%
6-48
View
▼
APR6.10%
Term6-48
Last UpdatedMar 15, 2026
Details

6-48 months; Credit Score 750+

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2022 - 2020)
6.15%
37 - 60
View
▼
APR6.15%
Term37 - 60
Last UpdatedMar 13, 2026
Details

As Low As

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2023 & Newer)
6.15%
37 - 60
View
▼
APR6.15%
Term37 - 60
Last UpdatedMar 13, 2026
Details

As Low As

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
6.15%
37-48
View
▼
APR6.15%
Term37-48
Last UpdatedMar 18, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
6.19%
60 Months
View
▼
APR6.19%
Term60 Months
Last UpdatedMar 15, 2026
Details

60 months; Credit Score 750+

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
6.24%
6-48 months
View
▼
APR6.24%
Term6-48 months
Last UpdatedMar 15, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
6.24%
37 to 48
View
▼
APR6.24%
Term37 to 48
Last UpdatedMar 16, 2026
Details

Credit Tier: 700-749

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
6.25%
48 Months
View
▼
APR6.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
6.32%
6-48
View
▼
APR6.32%
Term6-48
Last UpdatedMar 15, 2026
Details

6-48 months; Credit Score 749-680

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2022 - 2020)
6.40%
61 - 72
View
▼
APR6.40%
Term61 - 72
Last UpdatedMar 13, 2026
Details

As Low As

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2023 & Newer)
6.40%
61 - 72
View
▼
APR6.40%
Term61 - 72
Last UpdatedMar 13, 2026
Details

As Low As

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
6.44%
60 months
View
▼
APR6.44%
Term60 months
Last UpdatedMar 15, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
6.49%
49 to 60
View
▼
APR6.49%
Term49 to 60
Last UpdatedMar 16, 2026
Details

Credit Tier: 700-749

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMar 15, 2026
Details

72 months (2021-2022 only); Credit Score 750+

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
6.56%
60 Months
View
▼
APR6.56%
Term60 Months
Last UpdatedMar 15, 2026
Details

60 months; Credit Score 749-680

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
New Auto Loan (2021-New)
6.59%
73 - 84
View
▼
APR6.59%
Term73 - 84
Last UpdatedMar 15, 2026
Details

As Low As

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2022 - 2020)
6.65%
73 - 84
View
▼
APR6.65%
Term73 - 84
Last UpdatedMar 13, 2026
Details

As Low As

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2023 & Newer)
6.65%
73 - 84
View
▼
APR6.65%
Term73 - 84
Last UpdatedMar 13, 2026
Details

As Low As

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
6.74%
73-84
View
▼
APR6.74%
Term73-84
Last UpdatedMar 16, 2026
Details

Credit Tier: 700-749; *2022 or newer

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
6.75%
61-72
View
▼
APR6.75%
Term61-72
Last UpdatedMar 18, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
6.80%
72 months
View
▼
APR6.80%
Term72 months
Last UpdatedMar 15, 2026
Details

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2019 - 2014)
6.90%
1 - 36
View
▼
APR6.90%
Term1 - 36
Last UpdatedMar 13, 2026
Details

As Low As

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2018-2020)
6.99%
73 - 84
View
▼
APR6.99%
Term73 - 84
Last UpdatedMar 15, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
815 Columbus St, Rapid City, SD, 57701
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year term
View
▼
APR6.99%
Term3-7 year term
Last UpdatedMar 17, 2026
Details

As Low As

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
6.99%
0 to 36
View
▼
APR6.99%
Term0 to 36
Last UpdatedMar 16, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
6.99%
61 to 72
View
▼
APR6.99%
Term61 to 72
Last UpdatedMar 16, 2026
Details

Credit Tier: 700-749

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
6.99%
0 to 36
View
▼
APR6.99%
Term0 to 36
Last UpdatedMar 16, 2026
Details

Credit Tier: 675-699

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
7.00%
84 months
View
▼
APR7.00%
Term84 months
Last UpdatedMar 15, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedMar 15, 2026
Details

72 months (2021-2022 only); Credit Score 749-680

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedMar 20, 2026
Details

72 Months (over $20,000)

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2013-2017)
7.09%
01 - 60
View
▼
APR7.09%
Term01 - 60
Last UpdatedMar 15, 2026
Details

As Low As

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2019 - 2014)
7.15%
37 - 60
View
▼
APR7.15%
Term37 - 60
Last UpdatedMar 13, 2026
Details

As Low As

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
7.15%
49-60
View
▼
APR7.15%
Term49-60
Last UpdatedMar 18, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
7.24%
37 to 48
View
▼
APR7.24%
Term37 to 48
Last UpdatedMar 16, 2026
Details

Credit Tier: 675-699

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
7.25%
73-84
View
▼
APR7.25%
Term73-84
Last UpdatedMar 18, 2026
Details

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
7.45%
61-72
View
▼
APR7.45%
Term61-72
Last UpdatedMar 18, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
7.49%
37 to 48
View
▼
APR7.49%
Term37 to 48
Last UpdatedMar 16, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
7.49%
49 to 60
View
▼
APR7.49%
Term49 to 60
Last UpdatedMar 16, 2026
Details

Credit Tier: 675-699

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Platinum
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
7.50%
72 Months
View
▼
APR7.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

72 Months (over $20,000)

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
7.64%
6-48
View
▼
APR7.64%
Term6-48
Last UpdatedMar 15, 2026
Details

6-48 months; Credit Score 679-650

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2013 & Older)
7.65%
1 - 36
View
▼
APR7.65%
Term1 - 36
Last UpdatedMar 13, 2026
Details

As Low As

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
7.74%
0 to 36
View
▼
APR7.74%
Term0 to 36
Last UpdatedMar 16, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
7.84%
60 Months
View
▼
APR7.84%
Term60 Months
Last UpdatedMar 15, 2026
Details

60 months; Credit Score 679-650

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
7.99%
0 to 36
View
▼
APR7.99%
Term0 to 36
Last UpdatedMar 16, 2026
Details

Credit Tier: 675-699

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
7.99%
61 to 72
View
▼
APR7.99%
Term61 to 72
Last UpdatedMar 16, 2026
Details

Credit Tier: 675-699

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Platinum
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Premier
8.00%
36 Months
View
▼
APR8.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
8.00%
84 Months
View
▼
APR8.00%
Term84 Months
Last UpdatedMar 20, 2026
Details

84 Months (over $30,000)

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
8.00%
36 Months
View
▼
APR8.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2013-2017)
8.09%
61 - 72
View
▼
APR8.09%
Term61 - 72
Last UpdatedMar 15, 2026
Details

As Low As

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
8.20%
72 Months
View
▼
APR8.20%
Term72 Months
Last UpdatedMar 15, 2026
Details

72 months (2021-2022 only); Credit Score 679-650

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
8.24%
37 to 48
View
▼
APR8.24%
Term37 to 48
Last UpdatedMar 16, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
8.24%
37 to 48
View
▼
APR8.24%
Term37 to 48
Last UpdatedMar 16, 2026
Details

Credit Tier: 675-699

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
8.25%
48 Months
View
▼
APR8.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
8.45%
73-84
View
▼
APR8.45%
Term73-84
Last UpdatedMar 18, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
8.49%
49 to 60
View
▼
APR8.49%
Term49 to 60
Last UpdatedMar 16, 2026
Details

Credit Tier: 675-699

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Platinum
8.50%
60 Months
View
▼
APR8.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Premier
8.50%
48 Months
View
▼
APR8.50%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
8.50%
84 Months
View
▼
APR8.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

84 Months (over $30,000)

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
8.50%
60 Months
View
▼
APR8.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2012-Older)
8.59%
01 - 60
View
▼
APR8.59%
Term01 - 60
Last UpdatedMar 15, 2026
Details

As Low As

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
8.99%
0 to 36
View
▼
APR8.99%
Term0 to 36
Last UpdatedMar 16, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
8.99%
61 to 72
View
▼
APR8.99%
Term61 to 72
Last UpdatedMar 16, 2026
Details

Credit Tier: 675-699

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
8.99%
73-84
View
▼
APR8.99%
Term73-84
Last UpdatedMar 16, 2026
Details

Credit Tier: 675-699; *2022 or newer

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Premier
9.00%
60 Months
View
▼
APR9.00%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2012-Older)
9.09%
61 - 72
View
▼
APR9.09%
Term61 - 72
Last UpdatedMar 15, 2026
Details

As Low As

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
9.24%
0 to 36
View
▼
APR9.24%
Term0 to 36
Last UpdatedMar 16, 2026
Details

Credit Tier: 650-674

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
9.49%
37 to 48
View
▼
APR9.49%
Term37 to 48
Last UpdatedMar 16, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
9.49%
37 to 48
View
▼
APR9.49%
Term37 to 48
Last UpdatedMar 16, 2026
Details

Credit Tier: 650-674

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
9.50%
72 Months
View
▼
APR9.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

72 Months (over $20,000)

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
9.65%
6-48 months
View
▼
APR9.65%
Term6-48 months
Last UpdatedMar 15, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Platinum
9.75%
36 Months
View
▼
APR9.75%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
9.99%
49 to 60
View
▼
APR9.99%
Term49 to 60
Last UpdatedMar 16, 2026
Details

Credit Tier: 650-674

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Valued
10.00%
36 Months
View
▼
APR10.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
10.24%
0 to 36
View
▼
APR10.24%
Term0 to 36
Last UpdatedMar 16, 2026
Details

Credit Tier: 650-674

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Platinum
10.25%
48 Months
View
▼
APR10.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Premier
10.25%
36 Months
View
▼
APR10.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
10.40%
60 months
View
▼
APR10.40%
Term60 months
Last UpdatedMar 15, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
10.49%
37 to 48
View
▼
APR10.49%
Term37 to 48
Last UpdatedMar 16, 2026
Details

Credit Tier: 650-674

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Valued
10.50%
48 Months
View
▼
APR10.50%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
10.50%
84 Months
View
▼
APR10.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

84 Months (over $30,000)

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Premier
10.75%
48 Months
View
▼
APR10.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
10.80%
72 months
View
▼
APR10.80%
Term72 months
Last UpdatedMar 15, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
10.99%
0 to 36
View
▼
APR10.99%
Term0 to 36
Last UpdatedMar 16, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
10.99%
49 to 60
View
▼
APR10.99%
Term49 to 60
Last UpdatedMar 16, 2026
Details

Credit Tier: 650-674

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
10.99%
61 to 72
View
▼
APR10.99%
Term61 to 72
Last UpdatedMar 16, 2026
Details

Credit Tier: 650-674

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Valued
11.00%
60 Months
View
▼
APR11.00%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
11.00%
36 Months
View
▼
APR11.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
11.05%
6-48
View
▼
APR11.05%
Term6-48
Last UpdatedMar 15, 2026
Details

6-48 months; Credit Score 649-600

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
11.15%
84 months
View
▼
APR11.15%
Term84 months
Last UpdatedMar 15, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
11.25%
48 Months
View
▼
APR11.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
11.49%
37 to 48
View
▼
APR11.49%
Term37 to 48
Last UpdatedMar 16, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
11.50%
60 Months
View
▼
APR11.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
11.80%
60 Months
View
▼
APR11.80%
Term60 Months
Last UpdatedMar 15, 2026
Details

60 months; Credit Score 649-600

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
12.20%
72 Months
View
▼
APR12.20%
Term72 Months
Last UpdatedMar 15, 2026
Details

72 months (2021-2022 only); Credit Score 649-600

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Valued
12.25%
36 Months
View
▼
APR12.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
12.50%
72 Months
View
▼
APR12.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

72 Months (over $20,000)

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Valued
12.75%
48 Months
View
▼
APR12.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Builder
13.00%
36 Months
View
▼
APR13.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
13.15%
6-48 months
View
▼
APR13.15%
Term6-48 months
Last UpdatedMar 15, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Builder
13.50%
48 Months
View
▼
APR13.50%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
13.50%
84 Months
View
▼
APR13.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

84 Months (over $30,000)

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
13.99%
0 to 36
View
▼
APR13.99%
Term0 to 36
Last UpdatedMar 16, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Builder
14.00%
60 Months
View
▼
APR14.00%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
14.40%
60 months
View
▼
APR14.40%
Term60 months
Last UpdatedMar 15, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
14.55%
6-48
View
▼
APR14.55%
Term6-48
Last UpdatedMar 15, 2026
Details

6-48 months; Credit Score 599 and below

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
14.74%
37 to 48
View
▼
APR14.74%
Term37 to 48
Last UpdatedMar 16, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
14.90%
72 months
View
▼
APR14.90%
Term72 months
Last UpdatedMar 15, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
15.00%
36 Months
View
▼
APR15.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Builder
15.25%
36 Months
View
▼
APR15.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
15.25%
48 Months
View
▼
APR15.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
15.40%
84 months
View
▼
APR15.40%
Term84 months
Last UpdatedMar 15, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
15.50%
60 Months
View
▼
APR15.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Builder
15.75%
48 Months
View
▼
APR15.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
15.80%
60 Months
View
▼
APR15.80%
Term60 Months
Last UpdatedMar 15, 2026
Details

60 months; Credit Score 599 and below

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
16.30%
72 Months
View
▼
APR16.30%
Term72 Months
Last UpdatedMar 15, 2026
Details

72 months (2021-2022 only); Credit Score 599 and below

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
16.50%
72 Months
View
▼
APR16.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

72 Months (over $20,000)

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Rebuilder
17.00%
36 Months
View
▼
APR17.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Rebuilder
17.50%
48 Months
View
▼
APR17.50%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
17.50%
84 Months
View
▼
APR17.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

84 Months (over $30,000)

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Rebuilder
18.00%
36 Months
View
▼
APR18.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Rebuilder
18.00%
60 Months
View
▼
APR18.00%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
4.45%
Up to 24
View
▼
APR4.45%
TermUp to 24
Last UpdatedMar 15, 2026
Details

Credit Tier 760>

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
4.55%
36 Months
View
▼
APR4.55%
Term36 Months
Last UpdatedMar 15, 2026
Details

Credit Tier 760>

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
4.65%
48 Months
View
▼
APR4.65%
Term48 Months
Last UpdatedMar 15, 2026
Details

Credit Tier 760>

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
4.70%
6-48 months
View
▼
APR4.70%
Term6-48 months
Last UpdatedMar 15, 2026
Details

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 15, 2026
Details

Credit Tier 760>

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
4.79%
60 months
View
▼
APR4.79%
Term60 months
Last UpdatedMar 15, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
4.92%
6-48 months
View
▼
APR4.92%
Term6-48 months
Last UpdatedMar 15, 2026
Details

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 15, 2026
Details

Credit Tier 760>

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
5.10%
72 months
View
▼
APR5.10%
Term72 months
Last UpdatedMar 15, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
5.16%
60 months
View
▼
APR5.16%
Term60 months
Last UpdatedMar 15, 2026
Details

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 15, 2026
Details

Credit Tier 760>

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
5.28%
36 Months
View
▼
APR5.28%
Term36 Months
Last UpdatedMar 18, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
5.30%
84 months
View
▼
APR5.30%
Term84 months
Last UpdatedMar 15, 2026
Details

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
5.48%
37-48
View
▼
APR5.48%
Term37-48
Last UpdatedMar 18, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
New Auto Loan (2021-New)
5.49%
01 - 60
View
▼
APR5.49%
Term01 - 60
Last UpdatedMar 15, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
815 Columbus St, Rapid City, SD, 57701
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year term
View
▼
APR5.49%
Term3-7 year term
Last UpdatedMar 17, 2026
Details

As Low As

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
5.58%
49-60
View
▼
APR5.58%
Term49-60
Last UpdatedMar 18, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
New Auto Loan (2021-New)
5.59%
61 - 72
View
▼
APR5.59%
Term61 - 72
Last UpdatedMar 15, 2026
Details

As Low As

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
5.60%
72 months
View
▼
APR5.60%
Term72 months
Last UpdatedMar 15, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
5.80%
84 months
View
▼
APR5.80%
Term84 months
Last UpdatedMar 15, 2026
Details

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2023 & Newer)
5.90%
1 - 36
View
▼
APR5.90%
Term1 - 36
Last UpdatedMar 13, 2026
Details

As Low As

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2023 & Newer)
6.15%
37 - 60
View
▼
APR6.15%
Term37 - 60
Last UpdatedMar 13, 2026
Details

As Low As

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
6.24%
6-48 months
View
▼
APR6.24%
Term6-48 months
Last UpdatedMar 15, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
6.25%
48 Months
View
▼
APR6.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2023 & Newer)
6.40%
61 - 72
View
▼
APR6.40%
Term61 - 72
Last UpdatedMar 13, 2026
Details

As Low As

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
6.44%
60 months
View
▼
APR6.44%
Term60 months
Last UpdatedMar 15, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
New Auto Loan (2021-New)
6.59%
73 - 84
View
▼
APR6.59%
Term73 - 84
Last UpdatedMar 15, 2026
Details

As Low As

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2023 & Newer)
6.65%
73 - 84
View
▼
APR6.65%
Term73 - 84
Last UpdatedMar 13, 2026
Details

As Low As

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
6.75%
61-72
View
▼
APR6.75%
Term61-72
Last UpdatedMar 18, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
6.80%
72 months
View
▼
APR6.80%
Term72 months
Last UpdatedMar 15, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
7.00%
84 months
View
▼
APR7.00%
Term84 months
Last UpdatedMar 15, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedMar 20, 2026
Details

72 Months (over $20,000)

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
7.25%
73-84
View
▼
APR7.25%
Term73-84
Last UpdatedMar 18, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
7.50%
72 Months
View
▼
APR7.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

72 Months (over $20,000)

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
8.00%
84 Months
View
▼
APR8.00%
Term84 Months
Last UpdatedMar 20, 2026
Details

84 Months (over $30,000)

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
8.00%
36 Months
View
▼
APR8.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
8.25%
48 Months
View
▼
APR8.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
8.50%
84 Months
View
▼
APR8.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

84 Months (over $30,000)

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
8.50%
60 Months
View
▼
APR8.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
9.50%
72 Months
View
▼
APR9.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

72 Months (over $20,000)

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
9.65%
6-48 months
View
▼
APR9.65%
Term6-48 months
Last UpdatedMar 15, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
10.40%
60 months
View
▼
APR10.40%
Term60 months
Last UpdatedMar 15, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
10.50%
84 Months
View
▼
APR10.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

84 Months (over $30,000)

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
10.80%
72 months
View
▼
APR10.80%
Term72 months
Last UpdatedMar 15, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
11.00%
36 Months
View
▼
APR11.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
11.15%
84 months
View
▼
APR11.15%
Term84 months
Last UpdatedMar 15, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
11.25%
48 Months
View
▼
APR11.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
11.50%
60 Months
View
▼
APR11.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
12.50%
72 Months
View
▼
APR12.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

72 Months (over $20,000)

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
13.15%
6-48 months
View
▼
APR13.15%
Term6-48 months
Last UpdatedMar 15, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
13.50%
84 Months
View
▼
APR13.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

84 Months (over $30,000)

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
14.40%
60 months
View
▼
APR14.40%
Term60 months
Last UpdatedMar 15, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
14.90%
72 months
View
▼
APR14.90%
Term72 months
Last UpdatedMar 15, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
15.00%
36 Months
View
▼
APR15.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Up To 36 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
15.25%
48 Months
View
▼
APR15.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

48 Months

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer)
15.40%
84 months
View
▼
APR15.40%
Term84 months
Last UpdatedMar 15, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
15.50%
60 Months
View
▼
APR15.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

60 Months

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
16.50%
72 Months
View
▼
APR16.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

72 Months (over $20,000)

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
17.50%
84 Months
View
▼
APR17.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

84 Months (over $30,000)

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2018-2020)
5.69%
01 - 60
View
▼
APR5.69%
Term01 - 60
Last UpdatedMar 15, 2026
Details

As Low As

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2018-2020)
5.99%
61 - 72
View
▼
APR5.99%
Term61 - 72
Last UpdatedMar 15, 2026
Details

As Low As

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedMar 18, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
6.10%
6-48
View
▼
APR6.10%
Term6-48
Last UpdatedMar 15, 2026
Details

6-48 months; Credit Score 750+

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
6.15%
37-48
View
▼
APR6.15%
Term37-48
Last UpdatedMar 18, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
6.19%
60 Months
View
▼
APR6.19%
Term60 Months
Last UpdatedMar 15, 2026
Details

60 months; Credit Score 750+

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
6.32%
6-48
View
▼
APR6.32%
Term6-48
Last UpdatedMar 15, 2026
Details

6-48 months; Credit Score 749-680

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMar 15, 2026
Details

72 months (2021-2022 only); Credit Score 750+

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
6.56%
60 Months
View
▼
APR6.56%
Term60 Months
Last UpdatedMar 15, 2026
Details

60 months; Credit Score 749-680

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2018-2020)
6.99%
73 - 84
View
▼
APR6.99%
Term73 - 84
Last UpdatedMar 15, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
815 Columbus St, Rapid City, SD, 57701
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year term
View
▼
APR6.99%
Term3-7 year term
Last UpdatedMar 17, 2026
Details

As Low As

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedMar 15, 2026
Details

72 months (2021-2022 only); Credit Score 749-680

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2013-2017)
7.09%
01 - 60
View
▼
APR7.09%
Term01 - 60
Last UpdatedMar 15, 2026
Details

As Low As

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
7.15%
49-60
View
▼
APR7.15%
Term49-60
Last UpdatedMar 18, 2026
Details

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
7.45%
61-72
View
▼
APR7.45%
Term61-72
Last UpdatedMar 18, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
7.64%
6-48
View
▼
APR7.64%
Term6-48
Last UpdatedMar 15, 2026
Details

6-48 months; Credit Score 679-650

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
7.84%
60 Months
View
▼
APR7.84%
Term60 Months
Last UpdatedMar 15, 2026
Details

60 months; Credit Score 679-650

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2013-2017)
8.09%
61 - 72
View
▼
APR8.09%
Term61 - 72
Last UpdatedMar 15, 2026
Details

As Low As

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
8.20%
72 Months
View
▼
APR8.20%
Term72 Months
Last UpdatedMar 15, 2026
Details

72 months (2021-2022 only); Credit Score 679-650

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
8.45%
73-84
View
▼
APR8.45%
Term73-84
Last UpdatedMar 18, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2012-Older)
8.59%
01 - 60
View
▼
APR8.59%
Term01 - 60
Last UpdatedMar 15, 2026
Details

As Low As

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2012-Older)
9.09%
61 - 72
View
▼
APR9.09%
Term61 - 72
Last UpdatedMar 15, 2026
Details

As Low As

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
11.05%
6-48
View
▼
APR11.05%
Term6-48
Last UpdatedMar 15, 2026
Details

6-48 months; Credit Score 649-600

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
11.80%
60 Months
View
▼
APR11.80%
Term60 Months
Last UpdatedMar 15, 2026
Details

60 months; Credit Score 649-600

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
12.20%
72 Months
View
▼
APR12.20%
Term72 Months
Last UpdatedMar 15, 2026
Details

72 months (2021-2022 only); Credit Score 649-600

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
14.55%
6-48
View
▼
APR14.55%
Term6-48
Last UpdatedMar 15, 2026
Details

6-48 months; Credit Score 599 and below

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
15.80%
60 Months
View
▼
APR15.80%
Term60 Months
Last UpdatedMar 15, 2026
Details

60 months; Credit Score 599 and below

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older)
16.30%
72 Months
View
▼
APR16.30%
Term72 Months
Last UpdatedMar 15, 2026
Details

72 months (2021-2022 only); Credit Score 599 and below

Frequently Asked Questions about Auto Loans in Chancellor, South Dakota

How does my credit score affect my car loan rate in South Dakota?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Chancellor, South Dakota with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in South Dakota *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Chancellor, South Dakota typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Chancellor, South Dakota?

Based on our current data, some of the lowest auto loan rates available in Chancellor, South Dakota include:
  • Explorers Federal Credit Union: 3.99% (AUTOS: 2021-2026)
  • Sentinel Federal Credit Union: 4.45% (2023 and Newer Auto Loan)
  • Service First Federal Credit Union: 4.70% (New Vehicles (2023 & Newer))
  • Consumers Federal Credit Union: 5.28% (New Auto)
  • Voyage Federal Credit Union: 5.49% (New Auto Loan (2021-New))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Chancellor, South Dakota. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026

Chancellor, South Dakota Rates & Resources

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