Auto Loan Rates in New Hope, Pennsylvania (PA) for July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in New Hope, Pennsylvania. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in New Hope, Pennsylvania include First Choice Federal Credit UnionFirst Choice Federal Credit UnionA+5.0 ★Texas Ratio: 4.93% offering New Autos | Never Titled at 3.24%, Corner Post Federal Credit UnionCorner Post Federal Credit UnionA+5.0 ★Texas Ratio: 0.75% offering New Vehicles 12 mos. Loan at 3.25%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit UnionA+5.0 ★Texas Ratio: 2.51% offering New Auto at 3.34%, VANTAGE TRUSTVANTAGE TRUSTA+5.0 ★Texas Ratio: 8.57% offering New Vehicle Loan at 3.49%, UFCW COMMUNITYUFCW COMMUNITYA+5.0 ★Texas Ratio: 2.85% offering New Vehicle Loans at 3.70%. Auto loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
New Hope borrowers have access to 62 lenders serving the Pennsylvania area, with auto loan rates as low as 3.24% APR from First Choice Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in New Hope, Pennsylvania. Auto Loan Rates Last Updated and Verified: July 6, 2026
Compare Auto Loan Rates Today in New Hope, Pennsylvania & Surrounding Area
New Hope Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Autos | Never Titled
3.24%
Up to 40 months
▼
APR3.24%
TermUp to 40 months
Last UpdatedJun 23, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 12 mos. Loan
3.25%
12 mos.
▼
APR3.25%
Term12 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 24 mos. Loan
3.25%
24 mos.
▼
APR3.25%
Term24 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
3.25%
12 mos.
▼
APR3.25%
Term12 mos.
Last UpdatedJul 6, 2026
Details
APR*
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
As low as
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Used Autos
3.49%
Up to 40 Months
▼
APR3.49%
TermUp to 40 Months
Last UpdatedJun 23, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
New Vehicle Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJun 29, 2026
Details
Zero Down Payment
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
Used Vehicle Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJun 29, 2026
Details
2016-2019
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 36 mos. Loan
3.50%
36 mos.
▼
APR3.50%
Term36 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
3.50%
36 mos.
▼
APR3.50%
Term36 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.50%
12 mos.
▼
APR3.50%
Term12 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.50%
12 mos.
▼
APR3.50%
Term12 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.50%
12 mos.
▼
APR3.50%
Term12 mos.
Last UpdatedJul 6, 2026
Details
APR*
UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Vehicle Loans
3.70%
Up to 84 months
▼
APR3.70%
TermUp to 84 months
Last UpdatedJun 29, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Autos | Never Titled
3.74%
41-52 months
▼
APR3.74%
Term41-52 months
Last UpdatedJun 23, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles Loan
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJun 16, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicles Loan
3.75%
up to 84 Months
▼
APR3.75%
Termup to 84 Months
Last UpdatedJun 16, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 48 mos. Loan
3.75%
48 mos.
▼
APR3.75%
Term48 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
3.75%
48 mos.
▼
APR3.75%
Term48 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.75%
24 mos.
▼
APR3.75%
Term24 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.75%
24 mos.
▼
APR3.75%
Term24 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.75%
24 mos.
▼
APR3.75%
Term24 mos.
Last UpdatedJul 6, 2026
Details
APR*
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
As low as
UFCW LOCAL 23
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New Auto 2025-2024
3.90%
6 years
▼
APR3.90%
Term6 years
Last UpdatedJun 29, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Auto Loan
3.99%
1 - 66 mos.
▼
APR3.99%
Term1 - 66 mos.
Last UpdatedJun 16, 2026
Details
APR* As Low As
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedJul 6, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
New Car Loan
3.99%
Up to 96 months
▼
APR3.99%
TermUp to 96 months
Last UpdatedJul 6, 2026
Details
As low as 3.99%* (based on credit score); Loan Amount: Up to 125% of the MSRP including tax, tags, warranties, and GAP Insurance.
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Car Loan
3.99%
Up to 96 months
▼
APR3.99%
TermUp to 96 months
Last UpdatedJul 6, 2026
Details
As low as; (based on credit score)
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicles Loan
3.99%
5 Years
▼
APR3.99%
Term5 Years
Last UpdatedJul 6, 2026
Details
As Low As;*
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles Loan
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJun 16, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
New Vehicle Loan
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedJun 29, 2026
Details
Zero Down Payment
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 60 mos. Loan
4.00%
60 mos.
▼
APR4.00%
Term60 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
4.00%
60 mos.
▼
APR4.00%
Term60 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.00%
36 mos.
▼
APR4.00%
Term36 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
4.00%
36 mos.
▼
APR4.00%
Term36 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.00%
36 mos.
▼
APR4.00%
Term36 mos.
Last UpdatedJul 6, 2026
Details
APR*
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedJul 6, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
New Vehicle (2026, 2025) Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedJul 6, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
4.09%
Up to 60 months
▼
APR4.09%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As low as
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.15%
3 YEAR REPAY
▼
APR4.15%
Term3 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Auto (2021 - 2026)
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedJun 16, 2026
Details
1 Rates shown are for new and used vehicles model years 2021-2026. 2 See dealer for details.
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
New Auto Loans Model Years 2024-2026
4.24%
up to 60 months
▼
APR4.24%
Termup to 60 months
Last UpdatedJun 16, 2026
Details
Model Years 2024-2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Autos | Never Titled
4.24%
53-64 months
▼
APR4.24%
Term53-64 months
Last UpdatedJun 23, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car Loan
4.24%
24 months
▼
APR4.24%
Term24 months
Last UpdatedJun 23, 2026
Details
Model Year 2027-2024
APR4.24%
TermUp to 48 Months
Last UpdatedJun 29, 2026
Details
As Low As; 2025 & newer
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Auto Loan
4.24%
0 to 36 Months
▼
APR4.24%
Term0 to 36 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount - $15,000
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.25%
4 YEAR REPAY
▼
APR4.25%
Term4 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles Loan
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedJun 16, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedJun 16, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New Car Loans
4.25%
Up to 3 years
▼
APR4.25%
TermUp to 3 years
Last UpdatedJun 23, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car Loans 2024 - 2026 models
4.25%
3 years
▼
APR4.25%
Term3 years
Last UpdatedJun 23, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 72 mos. Loan
4.25%
72 mos.
▼
APR4.25%
Term72 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
4.25%
72 mos.
▼
APR4.25%
Term72 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.25%
48 mos.
▼
APR4.25%
Term48 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.25%
48 mos.
▼
APR4.25%
Term48 mos.
Last UpdatedJul 6, 2026
Details
APR*
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedJul 6, 2026
Details
80-90% NADA retail
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Car, Truck, SUV Loan (2021 - 2026)
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedJun 16, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2021-2026 Loan
4.29%
36-60 months
▼
APR4.29%
Term36-60 months
Last UpdatedJun 16, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Used Autos
4.37%
41 - 52 months
▼
APR4.37%
Term41 - 52 months
Last UpdatedJun 23, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
New Car Loan
4.39%
Up to 84 Months
▼
APR4.39%
TermUp to 84 Months
Last UpdatedJul 6, 2026
Details
As Low As; This rate includes the .25% discount for Auto Pay.
APR4.44%
TermUp to 48 Months
Last UpdatedJun 29, 2026
Details
As Low As; 2022 - 2024
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
New Auto Loans Model Years 2024-2026
4.49%
72 months
▼
APR4.49%
Term72 months
Last UpdatedJun 16, 2026
Details
Model Years 2024-2026
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Car, Truck, SUV Loan (2021 - 2026)
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedJun 16, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2020 & older Loan
4.49%
36-48 months
▼
APR4.49%
Term36-48 months
Last UpdatedJun 16, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2021-2026 Loan
4.49%
72 months
▼
APR4.49%
Term72 months
Last UpdatedJun 16, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Used Car, Truck, SUV Loans (2020 & older)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Auto Loan
4.49%
67 - 75 mos.
▼
APR4.49%
Term67 - 75 mos.
Last UpdatedJun 16, 2026
Details
APR* As Low As
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Vehicle Loan
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJun 23, 2026
Details
As Low As; New 2026 & 2025 (Includes motorcycles)
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
Auto Loan
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJun 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Autos | Never Titled
4.49%
65-76 months
▼
APR4.49%
Term65-76 months
Last UpdatedJun 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Used Autos
4.49%
Up to 52 months
▼
APR4.49%
TermUp to 52 months
Last UpdatedJun 23, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 23, 2026
Details
Model Year 2027-2024
Alleg Kiski Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
NEW AUTO LOAN
4.49%
60 M
▼
APR4.49%
Term60 M
Last UpdatedJun 23, 2026
Details
GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7!
Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Vehicles Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 23, 2026
Details
As low as 4.49%
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
New Vehicles Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedJun 26, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New or Used Vehicles Loan
4.49%
up to 36 months
▼
APR4.49%
Termup to 36 months
Last UpdatedJun 29, 2026
Details
As Low As; w/ Auto Pay Discount: 4.39%
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
Auto Loan Summer Special
4.49%
Up to 72 months
▼
APR4.49%
TermUp to 72 months
Last UpdatedJul 6, 2026
Details
As Low As; Up to 110% Financing
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
New & Used Auto
4.49%
Up to 72 months
▼
APR4.49%
TermUp to 72 months
Last UpdatedJul 6, 2026
Details
As Low As; New & Used Auto (2026-2023)
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
Auto Loan
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedJul 6, 2026
Details
As Low As; This rate includes the .25% discount with Auto Pay.
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
New and Used Car Loans
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedJul 6, 2026
Details
As Low As; This rate includes the .25% discount with Auto Pay.
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Auto Loan
4.49%
37 to 60 Months
▼
APR4.49%
Term37 to 60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount - $15,000
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.50%
48 to 60 months 100% MSRP
▼
APR4.50%
Term48 to 60 months 100% MSRP
Last UpdatedJun 16, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedJun 16, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto Loans (2020 and Newer) - 750+
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJun 16, 2026
Details
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
New Vehicles 2025 - 2026 Loan
4.50%
Up to 48 Months
▼
APR4.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
New Vehicles Loan
4.50%
Up to 48 Months
▼
APR4.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New Car Loans
4.50%
Up to 4 years
▼
APR4.50%
TermUp to 4 years
Last UpdatedJun 23, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car Loans 2024 - 2026 models
4.50%
4 years
▼
APR4.50%
Term4 years
Last UpdatedJun 23, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedJun 29, 2026
Details
Zero Down Payment
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
Used Vehicle Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJun 29, 2026
Details
2022 - NEWER
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJul 6, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
New Vehicles Loan
4.50%
up to 60 mos.
▼
APR4.50%
Termup to 60 mos.
Last UpdatedJul 6, 2026
Details
Loan Amount: $5,000 min. APR* as low as**
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicle Loan
4.50%
36 Month Term
▼
APR4.50%
Term36 Month Term
Last UpdatedJul 6, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.50%
60 mos.
▼
APR4.50%
Term60 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.50%
60 mos.
▼
APR4.50%
Term60 mos.
Last UpdatedJul 6, 2026
Details
APR*
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.50%
Up to 60 months
▼
APR4.50%
TermUp to 60 months
Last UpdatedJul 6, 2026
Details
100% MSRP
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedJul 6, 2026
Details
80-90% NADA retail
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
New Vehicle (2026, 2025) Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJul 6, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Car, Truck, SUV Loan (2021 - 2026)
4.59%
84 Months
▼
APR4.59%
Term84 Months
Last UpdatedJun 16, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
4.59%
Up to 60 months
▼
APR4.59%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As low as
APR4.64%
Term49-60 Months
Last UpdatedJun 29, 2026
Details
As Low As; 2022 - 2024
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Auto (2021 - 2026)
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedJun 16, 2026
Details
1 Rates shown are for new and used vehicles model years 2021-2026. 2 See dealer for details.
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedJun 26, 2026
Details
As Low As
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedJun 26, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Auto Loans 24 Months
4.70%
24 Months
▼
APR4.70%
Term24 Months
Last UpdatedJul 6, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
New Auto Loans Model Years 2024-2026
4.74%
84 months
▼
APR4.74%
Term84 months
Last UpdatedJun 16, 2026
Details
Model Years 2024-2026
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Used Auto Loans Model Years 2021-2023
4.74%
up to 60 months
▼
APR4.74%
Termup to 60 months
Last UpdatedJun 16, 2026
Details
Model Years 2021-2023
United Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Automobile (2026 and 2025 Model Years)
4.74%
60 Mos
▼
APR4.74%
Term60 Mos
Last UpdatedJun 23, 2026
Details
As Low As
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
Auto Loan
4.74%
Up to 84 Months
▼
APR4.74%
TermUp to 84 Months
Last UpdatedJun 23, 2026
Details
minimum $20,000
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Used Autos
4.74%
53 - 64 months
▼
APR4.74%
Term53 - 64 months
Last UpdatedJun 23, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car Loan
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedJun 23, 2026
Details
Model Year 2027-2024
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
New Vehicles Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedJun 26, 2026
Details
As Low As
APR4.74%
Term61-75 Months
Last UpdatedJun 29, 2026
Details
As Low As; 2025 & newer
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
Used Auto
4.74%
Up to 72 months
▼
APR4.74%
TermUp to 72 months
Last UpdatedJul 6, 2026
Details
As Low As; Used Auto (2022 to 2020)
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.75%
5 YEAR REPAY
▼
APR4.75%
Term5 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles Loan
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedJun 16, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto Loans (2020 and Newer) - 700 - 749
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedJun 16, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto Loans (2020 and Newer) - 750+
4.75%
72 months
▼
APR4.75%
Term72 months
Last UpdatedJun 16, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Used Auto Loans (2019 and Older) 750+
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedJun 16, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New Car Loans
4.75%
Up to 5 and 6 years
▼
APR4.75%
TermUp to 5 and 6 years
Last UpdatedJun 23, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car Loans 2024 - 2026 models
4.75%
5 & 6 years
▼
APR4.75%
Term5 & 6 years
Last UpdatedJun 23, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
Used Vehicles Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedJun 26, 2026
Details
As Low As
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
Used Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 29, 2026
Details
2022 - NEWER**
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
New Vehicles Loan
4.75%
61 to 72 mos.~
▼
APR4.75%
Term61 to 72 mos.~
Last UpdatedJul 6, 2026
Details
Loan Amount: $15,000 min. APR* as low as**
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New Vehicles 2024-2026 (untitled or <10,000 miles) 36 Months Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedJul 6, 2026
Details
Credit Level: Gold
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.75%
72 mos.
▼
APR4.75%
Term72 mos.
Last UpdatedJul 6, 2026
Details
APR*
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Auto Loans 24 Months
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedJul 6, 2026
Details
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
New Vehicle - 2025 and Newer Loan
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Auto Loans 36 Months
4.80%
36 Months
▼
APR4.80%
Term36 Months
Last UpdatedJul 6, 2026
Details
APR4.84%
TermUp to 48 Months
Last UpdatedJun 29, 2026
Details
As Low As; 2017 - 2021
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Auto Loans 36 Months
4.85%
36 Months
▼
APR4.85%
Term36 Months
Last UpdatedJul 6, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
Auto Loan Special
4.89%
up to 72 months
▼
APR4.89%
Termup to 72 months
Last UpdatedJun 11, 2026
Details
Rates as low as 4.89% APR* for loans up to 72 months, or 5.45% APR* for loans up to 84 months.
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023 Up to 48 months Loan
4.89%
Up to 48 months
▼
APR4.89%
TermUp to 48 months
Last UpdatedJun 29, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
New and Used Auto Loan
4.90%
Up to 96 Months
▼
APR4.90%
TermUp to 96 Months
Last UpdatedJun 16, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car Loans 2014 - 2023 models
4.90%
4 years
▼
APR4.90%
Term4 years
Last UpdatedJun 23, 2026
Details
UFCW LOCAL 23
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
Used Auto 2024-2022
4.90%
5 years
▼
APR4.90%
Term5 years
Last UpdatedJun 29, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Auto Loans 24 Months
4.90%
24 Months
▼
APR4.90%
Term24 Months
Last UpdatedJul 6, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Auto Loans 48 Months
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedJul 6, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Used Auto Loans Model Years 2021-2023
4.94%
72 months
▼
APR4.94%
Term72 months
Last UpdatedJun 16, 2026
Details
Model Years 2021-2023
APR4.94%
Term61-75 Months
Last UpdatedJun 29, 2026
Details
As Low As; 2022 - 2024
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Auto Loans 48 Months
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedJul 6, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Auto Loans 63 Months
4.95%
63 Months
▼
APR4.95%
Term63 Months
Last UpdatedJul 6, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
Used Auto Loans - 24 Months
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedJul 6, 2026
Details
Credit Rating: A+
White Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
Auto Loans
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedJun 11, 2026
Details
Model Year 2025 - 2026*. All rates are based on "A+" credit and requires autopay.
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.65%
Auto Loan - New
4.99%
36-Months
▼
APR4.99%
Term36-Months
Last UpdatedJun 16, 2026
Details
As Low As
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2020 & older Loan
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 16, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Used Auto (2020 & older)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJun 16, 2026
Details
1 Rates shown are for new and used vehicles model years 2021-2026. 2 See dealer for details.
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Used Car, Truck, SUV Loans (2020 & older)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJun 16, 2026
Details
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
New Vehicle Loan
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: New 2026 - 2024
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
Used Vehicle Loan
4.99%
60-63 months
▼
APR4.99%
Term60-63 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: Used 2025 - 2022
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
Vehicle Loan
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2021 - 2020
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
Auto Loans - 2023-2026 MODEL YEAR
4.99%
2026 Mo
▼
APR4.99%
Term2026 Mo
Last UpdatedJun 16, 2026
Details
Ukrainian Selfreliance of Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
Car Loan
4.99%
up to 36 months
▼
APR4.99%
Termup to 36 months
Last UpdatedJun 16, 2026
Details
Rate is lowest rate based on credit score. Rates available for longer loan terms. Call us 412-481-1865 for details. Loan refinancing is only for other lender loans. Current loans at Ukrainian Selfreliance of WPA FCU are excluded. APR is Annual Percentage Rate.
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
NEW OR USED VEHICLE LOANS (2024-2026) - 36 months or less
4.99%
36 months or less
▼
APR4.99%
Term36 months or less
Last UpdatedJun 16, 2026
Details
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 11.99%
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
NEW OR USED VEHICLE LOANS (2024-2026) - 48 months
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedJun 16, 2026
Details
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 11.99%
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
NEW OR USED VEHICLE LOANS (2024-2026) - 60 months
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 16, 2026
Details
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 12.99%
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
New Auto Loans
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details
As Low As
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.99%
Up to 72 months 100% MSRP
▼
APR4.99%
TermUp to 72 months 100% MSRP
Last UpdatedJun 16, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2021 and newer
4.99%
Up to 72 months 80-90% NADA retail
▼
APR4.99%
TermUp to 72 months 80-90% NADA retail
Last UpdatedJun 16, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Auto Loan
4.99%
67 - 75 mos.
▼
APR4.99%
Term67 - 75 mos.
Last UpdatedJun 16, 2026
Details
As Low As; Maximum $125,000
Hidden River Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; New, Used, Refinance
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
New Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJun 23, 2026
Details
As Low As
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
Auto Loan
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 23, 2026
Details
As Low As
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
New Auto Loans
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 23, 2026
Details
As Low As
United Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Automobile (2025-2023 Model Years)
4.99%
60 Mos
▼
APR4.99%
Term60 Mos
Last UpdatedJun 23, 2026
Details
As Low As
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
Auto Loan
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedJun 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Used Autos
4.99%
65 - 76 months
▼
APR4.99%
Term65 - 76 months
Last UpdatedJun 23, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
New Vehicle Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJun 23, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
Older Used Vehicle Loan
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedJun 23, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
Used Vehicle Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJun 23, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car Loan
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 23, 2026
Details
Model Year 2027-2024 (Min. value of car $15,000)
Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Used Vehicles Loan
4.99%
60 or less months
▼
APR4.99%
Term60 or less months
Last UpdatedJun 23, 2026
Details
As low as 4.99%; (2025-2026)
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
Used Vehicles Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJun 26, 2026
Details
As Low As
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJun 26, 2026
Details
As Low As
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJun 26, 2026
Details
As Low As
Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
New Auto
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedJun 29, 2026
Details
As Low As
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New & Used Vehicle Loans
4.99%
Up to 60 Months*
▼
APR4.99%
TermUp to 60 Months*
Last UpdatedJun 29, 2026
Details
APR* is the Annual Percentage Rate. Rates shown are for qualified borrowers.
FORGE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Auto
4.99%
36/48 Months
▼
APR4.99%
Term36/48 Months
Last UpdatedJun 29, 2026
Details
FORGE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Auto
4.99%
36/48 Months
▼
APR4.99%
Term36/48 Months
Last UpdatedJun 29, 2026
Details
autos 5 yrs old or newer
Allentown Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.00%
Car Loans
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 29, 2026
Details
Allentown Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.00%
New/Used vehicle purchase Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 29, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New or Used Vehicles Loan
4.99%
37 - 48 months
▼
APR4.99%
Term37 - 48 months
Last UpdatedJun 29, 2026
Details
As Low As; w/ Auto Pay Discount: 4.89%
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
Auto Loan
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedJul 6, 2026
Details
As Low As; Year: 2024-2026
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicle Loan
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedJul 6, 2026
Details
As Low As; Rates subject to change. See credit union for details.
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles (2019-2026) Loan
4.99%
1-4 Years
▼
APR4.99%
Term1-4 Years
Last UpdatedJul 6, 2026
Details
As Low As; Rates subject to change. See credit union for details.
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
New Vehicle Loans (2026-2025)
4.99%
3 Years
▼
APR4.99%
Term3 Years
Last UpdatedJul 6, 2026
Details
As Low As
Multi-Schools Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
New Car Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedJul 6, 2026
Details
Rates are 'as low as' and include a 0.25% discount for repayment made via payroll deduction or an automatic payment
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Auto Loan
4.99%
Up to 84 months
▼
APR4.99%
TermUp to 84 months
Last UpdatedJul 6, 2026
Details
New or Used. Upgrade Your Ride!
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
New & Used Auto
4.99%
Up to 84 months
▼
APR4.99%
TermUp to 84 months
Last UpdatedJul 6, 2026
Details
As Low As; New & Used Auto (2026-2023)
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Car Loans (Model Year 2019 - 2025) 24 months
4.99%
24 months
▼
APR4.99%
Term24 months
Last UpdatedJul 6, 2026
Details
As Low As
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Car Loans (Model Year 2019 - 2025) 36 months
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJul 6, 2026
Details
As Low As
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Car Loans (Model Year 2019 - 2025) 48 months
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedJul 6, 2026
Details
As Low As
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
New Vehicle - 2025 and Newer Loan
4.99%
61 -72 Months
▼
APR4.99%
Term61 -72 Months
Last UpdatedJul 6, 2026
Details
As Low As
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Used Vehicle - 2021 - 2023 Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Used Vehicle - 2024 - 2026 Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicles Loan
4.99%
6 Years
▼
APR4.99%
Term6 Years
Last UpdatedJul 6, 2026
Details
As Low As;*
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Used Vehicles Loan
4.99%
5 Years (2023 - 2026)
▼
APR4.99%
Term5 Years (2023 - 2026)
Last UpdatedJul 6, 2026
Details
As Low As;*
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedJul 6, 2026
Details
100% MSRP
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedJul 6, 2026
Details
80-90% NADA retail
Powered by
MonitorBankRates
New Hope New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Autos | Never Titled
3.24%
Up to 40 months
▼
APR3.24%
TermUp to 40 months
Last UpdatedJun 23, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 12 mos. Loan
3.25%
12 mos.
▼
APR3.25%
Term12 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 24 mos. Loan
3.25%
24 mos.
▼
APR3.25%
Term24 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
3.25%
12 mos.
▼
APR3.25%
Term12 mos.
Last UpdatedJul 6, 2026
Details
APR*
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
As low as
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
New Vehicle Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJun 29, 2026
Details
Zero Down Payment
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 36 mos. Loan
3.50%
36 mos.
▼
APR3.50%
Term36 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
3.50%
36 mos.
▼
APR3.50%
Term36 mos.
Last UpdatedJul 6, 2026
Details
APR*
UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Vehicle Loans
3.70%
Up to 84 months
▼
APR3.70%
TermUp to 84 months
Last UpdatedJun 29, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Autos | Never Titled
3.74%
41-52 months
▼
APR3.74%
Term41-52 months
Last UpdatedJun 23, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles Loan
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJun 16, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicles Loan
3.75%
up to 84 Months
▼
APR3.75%
Termup to 84 Months
Last UpdatedJun 16, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 48 mos. Loan
3.75%
48 mos.
▼
APR3.75%
Term48 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
3.75%
48 mos.
▼
APR3.75%
Term48 mos.
Last UpdatedJul 6, 2026
Details
APR*
UFCW LOCAL 23
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New Auto 2025-2024
3.90%
6 years
▼
APR3.90%
Term6 years
Last UpdatedJun 29, 2026
Details
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedJul 6, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
New Car Loan
3.99%
Up to 96 months
▼
APR3.99%
TermUp to 96 months
Last UpdatedJul 6, 2026
Details
As low as 3.99%* (based on credit score); Loan Amount: Up to 125% of the MSRP including tax, tags, warranties, and GAP Insurance.
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicles Loan
3.99%
5 Years
▼
APR3.99%
Term5 Years
Last UpdatedJul 6, 2026
Details
As Low As;*
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles Loan
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJun 16, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
New Vehicle Loan
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedJun 29, 2026
Details
Zero Down Payment
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 60 mos. Loan
4.00%
60 mos.
▼
APR4.00%
Term60 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
4.00%
60 mos.
▼
APR4.00%
Term60 mos.
Last UpdatedJul 6, 2026
Details
APR*
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedJul 6, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
New Vehicle (2026, 2025) Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedJul 6, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
4.09%
Up to 60 months
▼
APR4.09%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As low as
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.15%
3 YEAR REPAY
▼
APR4.15%
Term3 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Auto (2021 - 2026)
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedJun 16, 2026
Details
1 Rates shown are for new and used vehicles model years 2021-2026. 2 See dealer for details.
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
New Auto Loans Model Years 2024-2026
4.24%
up to 60 months
▼
APR4.24%
Termup to 60 months
Last UpdatedJun 16, 2026
Details
Model Years 2024-2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Autos | Never Titled
4.24%
53-64 months
▼
APR4.24%
Term53-64 months
Last UpdatedJun 23, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car Loan
4.24%
24 months
▼
APR4.24%
Term24 months
Last UpdatedJun 23, 2026
Details
Model Year 2027-2024
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.25%
4 YEAR REPAY
▼
APR4.25%
Term4 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles Loan
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedJun 16, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedJun 16, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New Car Loans
4.25%
Up to 3 years
▼
APR4.25%
TermUp to 3 years
Last UpdatedJun 23, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles 72 mos. Loan
4.25%
72 mos.
▼
APR4.25%
Term72 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
New Vehicles Loan
4.25%
72 mos.
▼
APR4.25%
Term72 mos.
Last UpdatedJul 6, 2026
Details
APR*
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedJul 6, 2026
Details
80-90% NADA retail
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Car, Truck, SUV Loan (2021 - 2026)
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedJun 16, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2021-2026 Loan
4.29%
36-60 months
▼
APR4.29%
Term36-60 months
Last UpdatedJun 16, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
New Car Loan
4.39%
Up to 84 Months
▼
APR4.39%
TermUp to 84 Months
Last UpdatedJul 6, 2026
Details
As Low As; This rate includes the .25% discount for Auto Pay.
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
New Auto Loans Model Years 2024-2026
4.49%
72 months
▼
APR4.49%
Term72 months
Last UpdatedJun 16, 2026
Details
Model Years 2024-2026
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Car, Truck, SUV Loan (2021 - 2026)
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedJun 16, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2020 & older Loan
4.49%
36-48 months
▼
APR4.49%
Term36-48 months
Last UpdatedJun 16, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2021-2026 Loan
4.49%
72 months
▼
APR4.49%
Term72 months
Last UpdatedJun 16, 2026
Details
Franklin Johnstown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Vehicle Loan
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJun 23, 2026
Details
As Low As; New 2026 & 2025 (Includes motorcycles)
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Autos | Never Titled
4.49%
65-76 months
▼
APR4.49%
Term65-76 months
Last UpdatedJun 23, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 23, 2026
Details
Model Year 2027-2024
Alleg Kiski Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
NEW AUTO LOAN
4.49%
60 M
▼
APR4.49%
Term60 M
Last UpdatedJun 23, 2026
Details
GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7!
Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Vehicles Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 23, 2026
Details
As low as 4.49%
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
New Vehicles Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedJun 26, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New or Used Vehicles Loan
4.49%
up to 36 months
▼
APR4.49%
Termup to 36 months
Last UpdatedJun 29, 2026
Details
As Low As; w/ Auto Pay Discount: 4.39%
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
New & Used Auto
4.49%
Up to 72 months
▼
APR4.49%
TermUp to 72 months
Last UpdatedJul 6, 2026
Details
As Low As; New & Used Auto (2026-2023)
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
New and Used Car Loans
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedJul 6, 2026
Details
As Low As; This rate includes the .25% discount with Auto Pay.
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.50%
48 to 60 months 100% MSRP
▼
APR4.50%
Term48 to 60 months 100% MSRP
Last UpdatedJun 16, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedJun 16, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto Loans (2020 and Newer) - 750+
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJun 16, 2026
Details
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
New Vehicles 2025 - 2026 Loan
4.50%
Up to 48 Months
▼
APR4.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
New Vehicles Loan
4.50%
Up to 48 Months
▼
APR4.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR*
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New Car Loans
4.50%
Up to 4 years
▼
APR4.50%
TermUp to 4 years
Last UpdatedJun 23, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedJun 29, 2026
Details
Zero Down Payment
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJul 6, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
New Vehicles Loan
4.50%
up to 60 mos.
▼
APR4.50%
Termup to 60 mos.
Last UpdatedJul 6, 2026
Details
Loan Amount: $5,000 min. APR* as low as**
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicle Loan
4.50%
36 Month Term
▼
APR4.50%
Term36 Month Term
Last UpdatedJul 6, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.50%
Up to 60 months
▼
APR4.50%
TermUp to 60 months
Last UpdatedJul 6, 2026
Details
100% MSRP
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedJul 6, 2026
Details
80-90% NADA retail
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
New Vehicle (2026, 2025) Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJul 6, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Car, Truck, SUV Loan (2021 - 2026)
4.59%
84 Months
▼
APR4.59%
Term84 Months
Last UpdatedJun 16, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Auto (2021 - 2026)
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedJun 16, 2026
Details
1 Rates shown are for new and used vehicles model years 2021-2026. 2 See dealer for details.
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedJun 26, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Auto Loans 24 Months
4.70%
24 Months
▼
APR4.70%
Term24 Months
Last UpdatedJul 6, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
New Auto Loans Model Years 2024-2026
4.74%
84 months
▼
APR4.74%
Term84 months
Last UpdatedJun 16, 2026
Details
Model Years 2024-2026
United Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Automobile (2026 and 2025 Model Years)
4.74%
60 Mos
▼
APR4.74%
Term60 Mos
Last UpdatedJun 23, 2026
Details
As Low As
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car Loan
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedJun 23, 2026
Details
Model Year 2027-2024
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
New Vehicles Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedJun 26, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.75%
5 YEAR REPAY
▼
APR4.75%
Term5 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles Loan
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedJun 16, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto Loans (2020 and Newer) - 700 - 749
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedJun 16, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto Loans (2020 and Newer) - 750+
4.75%
72 months
▼
APR4.75%
Term72 months
Last UpdatedJun 16, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New Car Loans
4.75%
Up to 5 and 6 years
▼
APR4.75%
TermUp to 5 and 6 years
Last UpdatedJun 23, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
New Vehicles Loan
4.75%
61 to 72 mos.~
▼
APR4.75%
Term61 to 72 mos.~
Last UpdatedJul 6, 2026
Details
Loan Amount: $15,000 min. APR* as low as**
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New Vehicles 2024-2026 (untitled or <10,000 miles) 36 Months Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedJul 6, 2026
Details
Credit Level: Gold
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Auto Loans 24 Months
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedJul 6, 2026
Details
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
New Vehicle - 2025 and Newer Loan
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Auto Loans 36 Months
4.80%
36 Months
▼
APR4.80%
Term36 Months
Last UpdatedJul 6, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Auto Loans 36 Months
4.85%
36 Months
▼
APR4.85%
Term36 Months
Last UpdatedJul 6, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023 Up to 48 months Loan
4.89%
Up to 48 months
▼
APR4.89%
TermUp to 48 months
Last UpdatedJun 29, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
New and Used Auto Loan
4.90%
Up to 96 Months
▼
APR4.90%
TermUp to 96 Months
Last UpdatedJun 16, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Auto Loans 24 Months
4.90%
24 Months
▼
APR4.90%
Term24 Months
Last UpdatedJul 6, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Auto Loans 48 Months
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedJul 6, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Auto Loans 48 Months
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedJul 6, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Auto Loans 63 Months
4.95%
63 Months
▼
APR4.95%
Term63 Months
Last UpdatedJul 6, 2026
Details
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.65%
Auto Loan - New
4.99%
36-Months
▼
APR4.99%
Term36-Months
Last UpdatedJun 16, 2026
Details
As Low As
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2020 & older Loan
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 16, 2026
Details
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
New Vehicle Loan
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: New 2026 - 2024
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
NEW OR USED VEHICLE LOANS (2024-2026) - 36 months or less
4.99%
36 months or less
▼
APR4.99%
Term36 months or less
Last UpdatedJun 16, 2026
Details
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 11.99%
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
NEW OR USED VEHICLE LOANS (2024-2026) - 48 months
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedJun 16, 2026
Details
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 11.99%
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
NEW OR USED VEHICLE LOANS (2024-2026) - 60 months
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 16, 2026
Details
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 12.99%
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
New Auto Loans
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details
As Low As
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.99%
Up to 72 months 100% MSRP
▼
APR4.99%
TermUp to 72 months 100% MSRP
Last UpdatedJun 16, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2021 and newer
4.99%
Up to 72 months 80-90% NADA retail
▼
APR4.99%
TermUp to 72 months 80-90% NADA retail
Last UpdatedJun 16, 2026
Details
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
New Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJun 23, 2026
Details
As Low As
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
New Auto Loans
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 23, 2026
Details
As Low As
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
New Vehicle Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJun 23, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car Loan
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 23, 2026
Details
Model Year 2027-2024 (Min. value of car $15,000)
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJun 26, 2026
Details
As Low As
Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
New Auto
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedJun 29, 2026
Details
As Low As
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New & Used Vehicle Loans
4.99%
Up to 60 Months*
▼
APR4.99%
TermUp to 60 Months*
Last UpdatedJun 29, 2026
Details
APR* is the Annual Percentage Rate. Rates shown are for qualified borrowers.
FORGE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Auto
4.99%
36/48 Months
▼
APR4.99%
Term36/48 Months
Last UpdatedJun 29, 2026
Details
Allentown Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.00%
New/Used vehicle purchase Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 29, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New or Used Vehicles Loan
4.99%
37 - 48 months
▼
APR4.99%
Term37 - 48 months
Last UpdatedJun 29, 2026
Details
As Low As; w/ Auto Pay Discount: 4.89%
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicle Loan
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedJul 6, 2026
Details
As Low As; Rates subject to change. See credit union for details.
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
New Vehicle Loans (2026-2025)
4.99%
3 Years
▼
APR4.99%
Term3 Years
Last UpdatedJul 6, 2026
Details
As Low As
Multi-Schools Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
New Car Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedJul 6, 2026
Details
Rates are 'as low as' and include a 0.25% discount for repayment made via payroll deduction or an automatic payment
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
New & Used Auto
4.99%
Up to 84 months
▼
APR4.99%
TermUp to 84 months
Last UpdatedJul 6, 2026
Details
As Low As; New & Used Auto (2026-2023)
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
New Vehicle - 2025 and Newer Loan
4.99%
61 -72 Months
▼
APR4.99%
Term61 -72 Months
Last UpdatedJul 6, 2026
Details
As Low As
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicles Loan
4.99%
6 Years
▼
APR4.99%
Term6 Years
Last UpdatedJul 6, 2026
Details
As Low As;*
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedJul 6, 2026
Details
100% MSRP
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedJul 6, 2026
Details
80-90% NADA retail
Powered by
MonitorBankRates
New Hope Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Used Autos
3.49%
Up to 40 Months
▼
APR3.49%
TermUp to 40 Months
Last UpdatedJun 23, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
Used Vehicle Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJun 29, 2026
Details
2016-2019
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.50%
12 mos.
▼
APR3.50%
Term12 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.50%
12 mos.
▼
APR3.50%
Term12 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.50%
12 mos.
▼
APR3.50%
Term12 mos.
Last UpdatedJul 6, 2026
Details
APR*
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles Loan
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJun 16, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.75%
24 mos.
▼
APR3.75%
Term24 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.75%
24 mos.
▼
APR3.75%
Term24 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.75%
24 mos.
▼
APR3.75%
Term24 mos.
Last UpdatedJul 6, 2026
Details
APR*
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
As low as
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Car Loan
3.99%
Up to 96 months
▼
APR3.99%
TermUp to 96 months
Last UpdatedJul 6, 2026
Details
As low as; (based on credit score)
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles Loan
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJun 16, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.00%
36 mos.
▼
APR4.00%
Term36 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
4.00%
36 mos.
▼
APR4.00%
Term36 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.00%
36 mos.
▼
APR4.00%
Term36 mos.
Last UpdatedJul 6, 2026
Details
APR*
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.15%
3 YEAR REPAY
▼
APR4.15%
Term3 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Auto (2021 - 2026)
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedJun 16, 2026
Details
1 Rates shown are for new and used vehicles model years 2021-2026. 2 See dealer for details.
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car Loan
4.24%
24 months
▼
APR4.24%
Term24 months
Last UpdatedJun 23, 2026
Details
Model Year 2027-2024
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.25%
4 YEAR REPAY
▼
APR4.25%
Term4 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles Loan
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedJun 16, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedJun 16, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car Loans 2024 - 2026 models
4.25%
3 years
▼
APR4.25%
Term3 years
Last UpdatedJun 23, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.25%
48 mos.
▼
APR4.25%
Term48 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.25%
48 mos.
▼
APR4.25%
Term48 mos.
Last UpdatedJul 6, 2026
Details
APR*
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedJul 6, 2026
Details
80-90% NADA retail
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Car, Truck, SUV Loan (2021 - 2026)
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedJun 16, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2021-2026 Loan
4.29%
36-60 months
▼
APR4.29%
Term36-60 months
Last UpdatedJun 16, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Used Autos
4.37%
41 - 52 months
▼
APR4.37%
Term41 - 52 months
Last UpdatedJun 23, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Car, Truck, SUV Loan (2021 - 2026)
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedJun 16, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2020 & older Loan
4.49%
36-48 months
▼
APR4.49%
Term36-48 months
Last UpdatedJun 16, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2021-2026 Loan
4.49%
72 months
▼
APR4.49%
Term72 months
Last UpdatedJun 16, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Used Car, Truck, SUV Loans (2020 & older)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Used Autos
4.49%
Up to 52 months
▼
APR4.49%
TermUp to 52 months
Last UpdatedJun 23, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 23, 2026
Details
Model Year 2027-2024
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New or Used Vehicles Loan
4.49%
up to 36 months
▼
APR4.49%
Termup to 36 months
Last UpdatedJun 29, 2026
Details
As Low As; w/ Auto Pay Discount: 4.39%
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
New & Used Auto
4.49%
Up to 72 months
▼
APR4.49%
TermUp to 72 months
Last UpdatedJul 6, 2026
Details
As Low As; New & Used Auto (2026-2023)
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
New and Used Car Loans
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedJul 6, 2026
Details
As Low As; This rate includes the .25% discount with Auto Pay.
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedJun 16, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto Loans (2020 and Newer) - 750+
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJun 16, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car Loans 2024 - 2026 models
4.50%
4 years
▼
APR4.50%
Term4 years
Last UpdatedJun 23, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
Used Vehicle Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJun 29, 2026
Details
2022 - NEWER
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.50%
60 mos.
▼
APR4.50%
Term60 mos.
Last UpdatedJul 6, 2026
Details
APR*
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.50%
60 mos.
▼
APR4.50%
Term60 mos.
Last UpdatedJul 6, 2026
Details
APR*
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedJul 6, 2026
Details
80-90% NADA retail
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Car, Truck, SUV Loan (2021 - 2026)
4.59%
84 Months
▼
APR4.59%
Term84 Months
Last UpdatedJun 16, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
4.59%
Up to 60 months
▼
APR4.59%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As low as
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used Auto (2021 - 2026)
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedJun 16, 2026
Details
1 Rates shown are for new and used vehicles model years 2021-2026. 2 See dealer for details.
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedJun 26, 2026
Details
As Low As
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Used Auto Loans Model Years 2021-2023
4.74%
up to 60 months
▼
APR4.74%
Termup to 60 months
Last UpdatedJun 16, 2026
Details
Model Years 2021-2023
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Used Autos
4.74%
53 - 64 months
▼
APR4.74%
Term53 - 64 months
Last UpdatedJun 23, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car Loan
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedJun 23, 2026
Details
Model Year 2027-2024
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
Used Auto
4.74%
Up to 72 months
▼
APR4.74%
TermUp to 72 months
Last UpdatedJul 6, 2026
Details
As Low As; Used Auto (2022 to 2020)
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.75%
5 YEAR REPAY
▼
APR4.75%
Term5 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles Loan
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedJun 16, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto Loans (2020 and Newer) - 700 - 749
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedJun 16, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto Loans (2020 and Newer) - 750+
4.75%
72 months
▼
APR4.75%
Term72 months
Last UpdatedJun 16, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Used Auto Loans (2019 and Older) 750+
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedJun 16, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car Loans 2024 - 2026 models
4.75%
5 & 6 years
▼
APR4.75%
Term5 & 6 years
Last UpdatedJun 23, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
Used Vehicles Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedJun 26, 2026
Details
As Low As
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
Used Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 29, 2026
Details
2022 - NEWER**
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.75%
72 mos.
▼
APR4.75%
Term72 mos.
Last UpdatedJul 6, 2026
Details
APR*
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023 Up to 48 months Loan
4.89%
Up to 48 months
▼
APR4.89%
TermUp to 48 months
Last UpdatedJun 29, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
New and Used Auto Loan
4.90%
Up to 96 Months
▼
APR4.90%
TermUp to 96 Months
Last UpdatedJun 16, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car Loans 2014 - 2023 models
4.90%
4 years
▼
APR4.90%
Term4 years
Last UpdatedJun 23, 2026
Details
UFCW LOCAL 23
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
Used Auto 2024-2022
4.90%
5 years
▼
APR4.90%
Term5 years
Last UpdatedJun 29, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Used Auto Loans Model Years 2021-2023
4.94%
72 months
▼
APR4.94%
Term72 months
Last UpdatedJun 16, 2026
Details
Model Years 2021-2023
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
Used Auto Loans - 24 Months
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedJul 6, 2026
Details
Credit Rating: A+
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
New / Used vehicle 2020 & older Loan
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 16, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Used Auto (2020 & older)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJun 16, 2026
Details
1 Rates shown are for new and used vehicles model years 2021-2026. 2 See dealer for details.
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Used Car, Truck, SUV Loans (2020 & older)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJun 16, 2026
Details
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
Used Vehicle Loan
4.99%
60-63 months
▼
APR4.99%
Term60-63 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: Used 2025 - 2022
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
NEW OR USED VEHICLE LOANS (2024-2026) - 36 months or less
4.99%
36 months or less
▼
APR4.99%
Term36 months or less
Last UpdatedJun 16, 2026
Details
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 11.99%
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
NEW OR USED VEHICLE LOANS (2024-2026) - 48 months
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedJun 16, 2026
Details
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 11.99%
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
NEW OR USED VEHICLE LOANS (2024-2026) - 60 months
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 16, 2026
Details
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 12.99%
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2021 and newer
4.99%
Up to 72 months 80-90% NADA retail
▼
APR4.99%
TermUp to 72 months 80-90% NADA retail
Last UpdatedJun 16, 2026
Details
United Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Automobile (2025-2023 Model Years)
4.99%
60 Mos
▼
APR4.99%
Term60 Mos
Last UpdatedJun 23, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Used Autos
4.99%
65 - 76 months
▼
APR4.99%
Term65 - 76 months
Last UpdatedJun 23, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
Older Used Vehicle Loan
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedJun 23, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
Used Vehicle Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJun 23, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car Loan
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 23, 2026
Details
Model Year 2027-2024 (Min. value of car $15,000)
Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Used Vehicles Loan
4.99%
60 or less months
▼
APR4.99%
Term60 or less months
Last UpdatedJun 23, 2026
Details
As low as 4.99%; (2025-2026)
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
Used Vehicles Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJun 26, 2026
Details
As Low As
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJun 26, 2026
Details
As Low As
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New & Used Vehicle Loans
4.99%
Up to 60 Months*
▼
APR4.99%
TermUp to 60 Months*
Last UpdatedJun 29, 2026
Details
APR* is the Annual Percentage Rate. Rates shown are for qualified borrowers.
FORGE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Auto
4.99%
36/48 Months
▼
APR4.99%
Term36/48 Months
Last UpdatedJun 29, 2026
Details
autos 5 yrs old or newer
Allentown Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.00%
New/Used vehicle purchase Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 29, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New or Used Vehicles Loan
4.99%
37 - 48 months
▼
APR4.99%
Term37 - 48 months
Last UpdatedJun 29, 2026
Details
As Low As; w/ Auto Pay Discount: 4.89%
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles (2019-2026) Loan
4.99%
1-4 Years
▼
APR4.99%
Term1-4 Years
Last UpdatedJul 6, 2026
Details
As Low As; Rates subject to change. See credit union for details.
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
New & Used Auto
4.99%
Up to 84 months
▼
APR4.99%
TermUp to 84 months
Last UpdatedJul 6, 2026
Details
As Low As; New & Used Auto (2026-2023)
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Car Loans (Model Year 2019 - 2025) 24 months
4.99%
24 months
▼
APR4.99%
Term24 months
Last UpdatedJul 6, 2026
Details
As Low As
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Car Loans (Model Year 2019 - 2025) 36 months
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJul 6, 2026
Details
As Low As
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Car Loans (Model Year 2019 - 2025) 48 months
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedJul 6, 2026
Details
As Low As
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Used Vehicle - 2021 - 2023 Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Used Vehicle - 2024 - 2026 Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Used Vehicles Loan
4.99%
5 Years (2023 - 2026)
▼
APR4.99%
Term5 Years (2023 - 2026)
Last UpdatedJul 6, 2026
Details
As Low As;*
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedJul 6, 2026
Details
80-90% NADA retail
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MonitorBankRates
New Hope, PA Auto Loan Rate Trends
Compare local New Hope, PA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — PA Avg
5.887%
Unchanged vs 7 days ago
Pennsylvania new auto loan rates currently average 5.887% APR.
Used Auto Loan — PA Avg
7.695%
Unchanged vs 7 days ago
Pennsylvania used auto loan rates currently average 7.695% APR.
As of Jul 6, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our New Hope, Pennsylvania auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for New Hope, Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in New Hope, Pennsylvania. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in PA.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in New Hope, Pennsylvania
How does my credit score affect my car loan rate in Pennsylvania?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in New Hope, Pennsylvania with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Pennsylvania *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in New Hope, Pennsylvania typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in New Hope, Pennsylvania?
Based on our current data, some of the lowest auto loan rates available in New Hope, Pennsylvania include:
- First Choice Federal Credit Union: 3.24% (New Autos | Never Titled)
- Corner Post Federal Credit Union: 3.25% (New Vehicles 12 mos. Loan)
- American Airlines Federal Credit Union: 3.34% (New Auto)
- VANTAGE TRUST: 3.49% (New Vehicle Loan)
- UFCW COMMUNITY: 3.70% (New Vehicle Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in New Hope, Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 6, 2026
New Hope, Pennsylvania Rates & Resources
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