Auto Loan Rates in Chambersburg, Pennsylvania (PA) for March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Chambersburg, Pennsylvania. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Chambersburg, Pennsylvania include Patriot Federal Credit UnionPatriot Federal Credit Union800 Wayne Ave, Chambersburg, PA, 17201 3810A+5.0 ★Texas Ratio: 1.86% offering Auto Loans (100% LTV) at 5.99%, F&M Trust Company of ChambersburgF&M Trust Company of Chambersburg20 S Main St, Chambersburg, PA, 17201A+5.0 ★Texas Ratio: 0.19% offering 4 year Auto Loan at 6.74%, Orrstown BankOrrstown Bank625 Norland Ave, Chambersburg, PA, 17201A5.0 ★Texas Ratio: 8.61% offering New Vehicles at 6.80%, First Choice Federal Credit UnionFirst Choice Federal Credit Union2209 W State St, New Castle, PA, 16101 1138A+5.0 ★Texas Ratio: 5.15% offering New Autos Never Titled at 3.24%, VANTAGE TRUSTVANTAGE TRUST247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705A+5.0 ★Texas Ratio: 0.01% offering New Vehicle at 3.49%.
Auto loan rates in Chambersburg, Pennsylvania are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Chambersburg, Pennsylvania. Auto Loan Rates Last Updated and Verified: March 23, 2026
Compare Auto Loan Rates Today in Chambersburg, Pennsylvania & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA, 17201 3810
Auto Loans (100% LTV)
5.99%
Up to 63 months
▼
APR5.99%
TermUp to 63 months
Last UpdatedMar 21, 2026
Details
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA, 17201 3810
Auto Loans (100% LTV)
6.14%
64-75 months
▼
APR6.14%
Term64-75 months
Last UpdatedMar 21, 2026
Details
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA, 17201 3810
Auto Loans (100% LTV)
6.64%
76-84 months
▼
APR6.64%
Term76-84 months
Last UpdatedMar 21, 2026
Details
As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
20 S Main St, Chambersburg, PA, 17201
4 year Auto Loan
6.74%
4 year
▼
APR6.74%
Term4 year
Last UpdatedMar 20, 2026
Details
As Low As
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
20 S Main St, Chambersburg, PA, 17201
5 year Auto Loan
6.74%
5 year
▼
APR6.74%
Term5 year
Last UpdatedMar 20, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
625 Norland Ave, Chambersburg, PA, 17201
New Vehicles
6.80%
0-60
▼
APR6.80%
Term0-60
Last UpdatedMar 21, 2026
Details
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
20 S Main St, Chambersburg, PA, 17201
6 year Auto Loan
6.99%
6 year
▼
APR6.99%
Term6 year
Last UpdatedMar 20, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
625 Norland Ave, Chambersburg, PA, 17201
New Vehicles
7.30%
61-72
▼
APR7.30%
Term61-72
Last UpdatedMar 21, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
625 Norland Ave, Chambersburg, PA, 17201
Used Vehicles
7.70%
0-60 Months
▼
APR7.70%
Term0-60 Months
Last UpdatedMar 21, 2026
Details
Age of Vehicle: 1-4 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
625 Norland Ave, Chambersburg, PA, 17201
Used Vehicles
7.80%
61-72 Months
▼
APR7.80%
Term61-72 Months
Last UpdatedMar 21, 2026
Details
Age of Vehicle: 1-4 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
625 Norland Ave, Chambersburg, PA, 17201
Used Vehicles
7.95%
0-48 Months
▼
APR7.95%
Term0-48 Months
Last UpdatedMar 21, 2026
Details
Age of Vehicle: 5-10 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
625 Norland Ave, Chambersburg, PA, 17201
New Vehicles
8.05%
73-84
▼
APR8.05%
Term73-84
Last UpdatedMar 21, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
625 Norland Ave, Chambersburg, PA, 17201
Used Vehicles
8.10%
49-60 Months
▼
APR8.10%
Term49-60 Months
Last UpdatedMar 21, 2026
Details
Age of Vehicle: 5-10 Years
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
3.24%
Up to 40
▼
APR3.24%
TermUp to 40
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.24%
Up to 40
▼
APR3.24%
TermUp to 40
Last UpdatedMar 23, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
Zero Down Payment
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
2016-2019
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
3.49%
Up to 40
▼
APR3.49%
TermUp to 40
Last UpdatedMar 23, 2026
Details
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 36 months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
3.50%
5 years
▼
APR3.50%
Term5 years
Last UpdatedMar 21, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
377 Wyoming Ave, Wyoming, PA, 18644
Auto Loan
3.70%
60 Months
▼
APR3.70%
Term60 Months
Last UpdatedMar 17, 2026
Details
Vehicle must be 2024 or newer with no more than 1,000 miles. Must meet membership requirements and fees may apply. All credit union loan programs, rates, terms and conditions are subject to change without notice. Contact any branch office for full loan details. Rates effective 3/2/2026.
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
3.74%
41-52
▼
APR3.74%
Term41-52
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.74%
41-52
▼
APR3.74%
Term41-52
Last UpdatedMar 23, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles
3.75%
84 Months
▼
APR3.75%
Term84 Months
Last UpdatedMar 16, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedMar 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
444 Arona Rd, New Stanton, PA, 15672
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
New Vehicles
3.99%
5 Months
▼
APR3.99%
Term5 Months
Last UpdatedMar 16, 2026
Details
As Low As; * For Qualified Buyer
APCI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
6126 Hamilton Blvd Ste 102, Allentown, PA, 18106
New Auto
3.99%
3 years
▼
APR3.99%
Term3 years
Last UpdatedMar 17, 2026
Details
APCI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
6126 Hamilton Blvd Ste 102, Allentown, PA, 18106
Used Auto
3.99%
3 years (2018-2026)
▼
APR3.99%
Term3 years (2018-2026)
Last UpdatedMar 17, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Auto Loans
3.99%
84 Months
▼
APR3.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; PROMO: SWAP YOUR LOAN, DROP YOUR RATE BY UP TO 2%!
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan Refinance Rate Special
3.99%
3 - 36
▼
APR3.99%
Term3 - 36
Last UpdatedMar 18, 2026
Details
As Low As; Model Years 2025 - 2027
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan Refinance Rate Special
3.99%
3 - 36
▼
APR3.99%
Term3 - 36
Last UpdatedMar 18, 2026
Details
As Low As
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA, 18711
New Car
3.99%
96 months
▼
APR3.99%
Term96 months
Last UpdatedMar 18, 2026
Details
As Low As; (based on credit score)
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
1640 High St, Williamsport, PA, 17701
Fixed Rate Auto Loan 2018- 2027 Model Year
3.99%
Up to 60 Months
▼
APR3.99%
TermUp to 60 Months
Last UpdatedMar 22, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.00%
12 Months
▼
APR4.00%
Term12 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.00%
12 mos.
▼
APR4.00%
Term12 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.00%
12 Months
▼
APR4.00%
Term12 Months
Last UpdatedMar 18, 2026
Details
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 48 months
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 22, 2026
Details
Zero Down Payment
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; 3 YEAR REPAY
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
4.15%
4 years
▼
APR4.15%
Term4 years
Last UpdatedMar 21, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedMar 13, 2026
Details
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
1253 University Dr Ste 100, Dunbar, PA, 15431 2305
New Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Current Year + 2 Years
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
1035 E Main St, Bradford, PA, 16701
Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 2025 & newer
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
1640 High St, Williamsport, PA, 17701
Fixed Rate Auto Loan 2021 - 2027 Model Year
4.24%
Up to 84 Months
▼
APR4.24%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
4.24%
53-64
▼
APR4.24%
Term53-64
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.24%
53-64
▼
APR4.24%
Term53-64
Last UpdatedMar 23, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As; 4 YEAR REPAY
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.25%
24 mos.
▼
APR4.25%
Term24 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 18, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
MERHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
15 Irene St, Johnstown, PA, 15905 4124
New Car 2025 (or) 2024 (Never Titled)
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Add .5% for 72 months for qualifying vehicles Add 1.00% for 84 months for qualifying vehicles
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
4.25%
12 to 36 months
▼
APR4.25%
Term12 to 36 months
Last UpdatedMar 22, 2026
Details
As Low As
Armstrong Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
414 Ford St, Ford City, PA, 16226
NEW Auto Loan
4.29%
60 Months
▼
APR4.29%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; up to 60 Months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
4.37%
41 - 52
▼
APR4.37%
Term41 - 52
Last UpdatedMar 23, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
PO Box 400, Sidman, PA, 15955 0400
New Vehicles (36 months or less)
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 18, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
1000 Fedex Dr, Moon Township, PA, 15108 9373
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
1035 E Main St, Bradford, PA, 16701
Auto Loan
4.44%
48 Months
▼
APR4.44%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 2024 & Older
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 13, 2026
Details
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
821 Beaver Dr, DuBois, PA, 15801
Auto Loan
4.49%
0-48
▼
APR4.49%
Term0-48
Last UpdatedMar 17, 2026
Details
As Low As
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
1253 University Dr Ste 100, Dunbar, PA, 15431 2305
New Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Current Year + 2 Years
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Auto Loans
4.49%
up to 36 months
▼
APR4.49%
Termup to 36 months
Last UpdatedMar 17, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 4.39%
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Same rate on NEW or USED vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA, 18711
Used Car
4.49%
96 Months
▼
APR4.49%
Term96 Months
Last UpdatedMar 18, 2026
Details
As Low As; (based on credit score)
Central Keystone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.26%
1000 Market St, Sunbury, PA, 17801 2403
New Autos Up to 48 months Tier 1
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 21, 2026
Details
As Low As
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
1640 High St, Williamsport, PA, 17701
Fixed Rate Auto Loan 2016 - 2017 Model Year
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMar 22, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
4.49%
65-76
▼
APR4.49%
Term65-76
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.49%
65-76
▼
APR4.49%
Term65-76
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos
4.49%
Up to 52
▼
APR4.49%
TermUp to 52
Last UpdatedMar 23, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.50%
48 to 60 months 100% MSRP
▼
APR4.50%
Term48 to 60 months 100% MSRP
Last UpdatedMar 15, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
SRU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
100 Arrowhead Dr, Slippery Rock, PA, 16057 2632
Auto Loan (Car, SUV, or Pickup Truck)
4.50%
0-60 Months
▼
APR4.50%
Term0-60 Months
Last UpdatedMar 15, 2026
Details
As Low As
VASCO
Institution Rating:
A5.0 ★ Texas Ratio: 12.06%
432 Depot St, Latrobe, PA, 15650
New Vehicles
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedMar 16, 2026
Details
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
3001 Jacks Run Rd Ste 101, White Oak, PA, 15131 2555
New Vehicles 2025 - 2026
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As; Up to 48 Months with an APR*
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
3001 Jacks Run Rd Ste 101, White Oak, PA, 15131 2555
New Vehicles 2025- 2026
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1286 E 38th St, Erie, PA, 16504 3039
New Vehicles - Autos
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMar 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.50%
36 mos.
▼
APR4.50%
Term36 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA, 19104 5002
New Vehicles
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 60 months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
1 CREDIT UNION WAY, GROVE CITY, PA, 16127
New Auto
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hill District Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.81%
2021 Centre Ave, Pittsburgh, PA, 15219 6301
New Car Loan
4.50%
5 Months
▼
APR4.50%
Term5 Months
Last UpdatedMar 20, 2026
Details
6.5% APR 4.5%
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.50%
Up to 60 months
▼
APR4.50%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details
100% MSRP
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
750+
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA, 18360 1804
Used Auto Loans
4.50%
5 years
▼
APR4.50%
Term5 years
Last UpdatedMar 21, 2026
Details
As Low As
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 22, 2026
Details
Zero Down Payment
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 22, 2026
Details
2022 - NEWER
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMar 22, 2026
Details
As Low As
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
100 Lewis Ave, Jeannette, PA, 15644
New Vehicle
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMar 23, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026)
4.51%
48 Months
▼
APR4.51%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026)
4.51%
up to 48 mo.
▼
APR4.51%
Termup to 48 mo.
Last UpdatedMar 20, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
Used Vehicle (2018 - 2025)
4.51%
48 Months
▼
APR4.51%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
Used Vehicle (2018 - 2025)
4.51%
up to 48 mo.
▼
APR4.51%
Termup to 48 mo.
Last UpdatedMar 20, 2026
Details
As Low As
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2001 Museum Rd, Wyomissing, PA, 19610 2859
New Car and Used Car Model Year 2021 and Newer
4.54%
0 to 36
▼
APR4.54%
Term0 to 36
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Armstrong Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
414 Ford St, Ford City, PA, 16226
NEW Auto Loan
4.59%
84 Months
▼
APR4.59%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 61-84 Months *limitations apply
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
1035 E Main St, Bradford, PA, 16701
Auto Loan
4.64%
49-60
▼
APR4.64%
Term49-60
Last UpdatedMar 20, 2026
Details
As Low As; 2024 & Older
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
PO Box 400, Sidman, PA, 15955 0400
New Vehicles ( 37 to 60 months)
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 18, 2026
Details
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
PO Box 400, Sidman, PA, 15955 0400
Used Vehicles up to 5 years old (36 months or less)
4.65%
36 Months
▼
APR4.65%
Term36 Months
Last UpdatedMar 18, 2026
Details
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 21, 2026
Details
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
Used Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 21, 2026
Details
Some Restrictions Apply; Vehicles 2017 or newer
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
1 Credit Union Pl, Harrisburg, PA, 17110
Auto Loan Refinance
4.69%
1 - 63
▼
APR4.69%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
1 Credit Union Pl, Harrisburg, PA, 17110
Auto Refinance
4.69%
1 - 63
▼
APR4.69%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 24 Months A+
4.70%
24 Months
▼
APR4.70%
Term24 Months
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
193 Edison St, Uniontown, PA, 15401
New & Used Vehicles 2026, 2025, 2024
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 23, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
4139 E State St, Hermitage, PA, 16148 3402
New Auto Loans Model Years 2024-2026
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 17, 2026
Details
Tri State Rail Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
711 Linden Ave, East Pittsburgh, PA, 15112
2021 - 2026 (<50,0000 miles) Vehicle Loan
4.74%
73 - 84
▼
APR4.74%
Term73 - 84
Last UpdatedMar 17, 2026
Details
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
1253 University Dr Ste 100, Dunbar, PA, 15431 2305
New Vehicle Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Current Year + 2 Years
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
1035 E Main St, Bradford, PA, 16701
Auto Loan
4.74%
61-75
▼
APR4.74%
Term61-75
Last UpdatedMar 20, 2026
Details
As Low As; 2025 & newer
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
710 3rd Ave, New Brighton, PA, 15066 1830
New Car Loans
4.74%
Up to 3 years
▼
APR4.74%
TermUp to 3 years
Last UpdatedMar 21, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 W Lincoln Ave, Lititz, PA, 17543 8701
New and Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
4.74%
53 - 64
▼
APR4.74%
Term53 - 64
Last UpdatedMar 23, 2026
Details
West Penn P & P Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1089 3rd St, BEAVER, PA, 15009 2034
New Cars
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 12, 2026
Details
2024-2025 model year; Finance 80% Retail; Up to 48 months
SRU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
100 Arrowhead Dr, Slippery Rock, PA, 16057 2632
Auto Loan (Car, SUV, or Pickup Truck)
4.75%
61-72 Months
▼
APR4.75%
Term61-72 Months
Last UpdatedMar 15, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedMar 17, 2026
Details
As Low As; 5 YEAR REPAY
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 24 Months A
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMar 17, 2026
Details
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1286 E 38th St, Erie, PA, 16504 3039
New Vehicles - Autos
4.75%
48 months
▼
APR4.75%
Term48 months
Last UpdatedMar 17, 2026
Details
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
908 PLEASANT VALLEY BLVD, ALTOONA, PA, 16602
Used Auto Loans
4.75%
Up to 60 months
▼
APR4.75%
TermUp to 60 months
Last UpdatedMar 17, 2026
Details
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
908 PLEASANT VALLEY BLVD, ALTOONA, PA, 16602
Used Auto Loans
4.75%
61-72 months
▼
APR4.75%
Term61-72 months
Last UpdatedMar 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA, 19104 5002
New Vehicles
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
Community Connect Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1050 E Spring St, Titusville, PA, 16354 7826
New Vehicles
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; Terms to 84 Months
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
1 CREDIT UNION WAY, GROVE CITY, PA, 16127
New Auto
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
Used Auto Loans (2019 and Older)
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
FICO Score 750+
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 22, 2026
Details
2022 - NEWER**
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
201 Beram Ave, Bridgeville, PA, 15017 2941
New Vehicle - 2025 and Newer
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedMar 22, 2026
Details
As Low As
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2001 Museum Rd, Wyomissing, PA, 19610 2859
New Car and Used Car Model Year 2021 and Newer
4.79%
37 to 66
▼
APR4.79%
Term37 to 66
Last UpdatedMar 17, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 36 Months A+
4.80%
36 Months
▼
APR4.80%
Term36 Months
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 36 Months A
4.85%
36 Months
▼
APR4.85%
Term36 Months
Last UpdatedMar 17, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.87%
48 Months
▼
APR4.87%
Term48 Months
Last UpdatedMar 13, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
101 Hazle St, Wilkes Barre, PA, 18702 4305
Auto Loan
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; With terms up to 84 Months; 110% Financing on Vehicles; *This rate includes the .25% discount for Auto Pay.
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
101 Hazle St, Wilkes Barre, PA, 18702 4305
New Car Loan
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; 110% Financing on Vehicles; *This rate includes the .25% discount for Auto Pay.
Central Keystone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.26%
1000 Market St, Sunbury, PA, 17801 2403
New Autos 49-60 months Tier 1
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
2307 Brown St, Philadelphia, PA, 19130
Auto Loan
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
Used Vehicle Loan
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 21, 2026
Details
Some Restrictions Apply; Vehicles 2017 or newer
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
1 Credit Union Pl, Harrisburg, PA, 17110
Auto Loan Refinance
4.89%
64 - 75
▼
APR4.89%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
1 Credit Union Pl, Harrisburg, PA, 17110
Auto Refinance
4.89%
64 - 75
▼
APR4.89%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA, 19046 4109
Used Auto Loan
4.89%
Up to 48 Months
▼
APR4.89%
TermUp to 48 Months
Last UpdatedMar 22, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA, 16066 0728
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 22, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
2859 SR 309 HWY, Dallas, PA, 18612
New and Used Auto Loan
4.90%
Up to 96 Months
▼
APR4.90%
TermUp to 96 Months
Last UpdatedMar 17, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 24 Months B
4.90%
24 Months
▼
APR4.90%
Term24 Months
Last UpdatedMar 17, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 48 Months A+
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
PO Box 400, Sidman, PA, 15955 0400
Used Vehicles up to 5 years old (37 to 60 months)
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 18, 2026
Details
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
New Vehicle Loan
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedMar 21, 2026
Details
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
1035 E Main St, Bradford, PA, 16701
Auto Loan
4.94%
61-75
▼
APR4.94%
Term61-75
Last UpdatedMar 20, 2026
Details
As Low As; 2024 & Older
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
1 Credit Union Pl, Harrisburg, PA, 17110
Auto Loan Refinance
4.94%
1 - 63
▼
APR4.94%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
1 Credit Union Pl, Harrisburg, PA, 17110
Auto Refinance
4.94%
1 - 63
▼
APR4.94%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 48 Months A
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMar 17, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 63 Months A+
4.95%
63 Months
▼
APR4.95%
Term63 Months
Last UpdatedMar 17, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
Used Auto Loans
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedMar 17, 2026
Details
Credit Rating: A+
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
625 Norland Ave, Chambersburg, PA, 17201
New Vehicles
6.80%
0-60
▼
APR6.80%
Term0-60
Last UpdatedMar 21, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
625 Norland Ave, Chambersburg, PA, 17201
New Vehicles
7.30%
61-72
▼
APR7.30%
Term61-72
Last UpdatedMar 21, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
625 Norland Ave, Chambersburg, PA, 17201
New Vehicles
8.05%
73-84
▼
APR8.05%
Term73-84
Last UpdatedMar 21, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
3.24%
Up to 40
▼
APR3.24%
TermUp to 40
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.24%
Up to 40
▼
APR3.24%
TermUp to 40
Last UpdatedMar 23, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
Zero Down Payment
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 36 months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
3.50%
5 years
▼
APR3.50%
Term5 years
Last UpdatedMar 21, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
3.74%
41-52
▼
APR3.74%
Term41-52
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.74%
41-52
▼
APR3.74%
Term41-52
Last UpdatedMar 23, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles
3.75%
84 Months
▼
APR3.75%
Term84 Months
Last UpdatedMar 16, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedMar 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
444 Arona Rd, New Stanton, PA, 15672
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
New Vehicles
3.99%
5 Months
▼
APR3.99%
Term5 Months
Last UpdatedMar 16, 2026
Details
As Low As; * For Qualified Buyer
APCI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
6126 Hamilton Blvd Ste 102, Allentown, PA, 18106
New Auto
3.99%
3 years
▼
APR3.99%
Term3 years
Last UpdatedMar 17, 2026
Details
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan Refinance Rate Special
3.99%
3 - 36
▼
APR3.99%
Term3 - 36
Last UpdatedMar 18, 2026
Details
As Low As; Model Years 2025 - 2027
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA, 18711
New Car
3.99%
96 months
▼
APR3.99%
Term96 months
Last UpdatedMar 18, 2026
Details
As Low As; (based on credit score)
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 18, 2026
Details
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 48 months
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 22, 2026
Details
Zero Down Payment
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; 3 YEAR REPAY
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
4.15%
4 years
▼
APR4.15%
Term4 years
Last UpdatedMar 21, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedMar 13, 2026
Details
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
1253 University Dr Ste 100, Dunbar, PA, 15431 2305
New Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Current Year + 2 Years
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
4.24%
53-64
▼
APR4.24%
Term53-64
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.24%
53-64
▼
APR4.24%
Term53-64
Last UpdatedMar 23, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As; 4 YEAR REPAY
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 18, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
MERHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
15 Irene St, Johnstown, PA, 15905 4124
New Car 2025 (or) 2024 (Never Titled)
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Add .5% for 72 months for qualifying vehicles Add 1.00% for 84 months for qualifying vehicles
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
4.25%
12 to 36 months
▼
APR4.25%
Term12 to 36 months
Last UpdatedMar 22, 2026
Details
As Low As
Armstrong Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
414 Ford St, Ford City, PA, 16226
NEW Auto Loan
4.29%
60 Months
▼
APR4.29%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; up to 60 Months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
PO Box 400, Sidman, PA, 15955 0400
New Vehicles (36 months or less)
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 18, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
1000 Fedex Dr, Moon Township, PA, 15108 9373
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 13, 2026
Details
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
1253 University Dr Ste 100, Dunbar, PA, 15431 2305
New Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Current Year + 2 Years
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Same rate on NEW or USED vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Central Keystone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.26%
1000 Market St, Sunbury, PA, 17801 2403
New Autos Up to 48 months Tier 1
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 21, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
4.49%
65-76
▼
APR4.49%
Term65-76
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.49%
65-76
▼
APR4.49%
Term65-76
Last UpdatedMar 23, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.50%
48 to 60 months 100% MSRP
▼
APR4.50%
Term48 to 60 months 100% MSRP
Last UpdatedMar 15, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
VASCO
Institution Rating:
A5.0 ★ Texas Ratio: 12.06%
432 Depot St, Latrobe, PA, 15650
New Vehicles
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedMar 16, 2026
Details
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
3001 Jacks Run Rd Ste 101, White Oak, PA, 15131 2555
New Vehicles 2025 - 2026
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As; Up to 48 Months with an APR*
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
3001 Jacks Run Rd Ste 101, White Oak, PA, 15131 2555
New Vehicles 2025- 2026
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1286 E 38th St, Erie, PA, 16504 3039
New Vehicles - Autos
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMar 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA, 19104 5002
New Vehicles
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 60 months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
1 CREDIT UNION WAY, GROVE CITY, PA, 16127
New Auto
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hill District Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.81%
2021 Centre Ave, Pittsburgh, PA, 15219 6301
New Car Loan
4.50%
5 Months
▼
APR4.50%
Term5 Months
Last UpdatedMar 20, 2026
Details
6.5% APR 4.5%
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.50%
Up to 60 months
▼
APR4.50%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details
100% MSRP
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
750+
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 22, 2026
Details
Zero Down Payment
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMar 22, 2026
Details
As Low As
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
100 Lewis Ave, Jeannette, PA, 15644
New Vehicle
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMar 23, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026)
4.51%
48 Months
▼
APR4.51%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026)
4.51%
up to 48 mo.
▼
APR4.51%
Termup to 48 mo.
Last UpdatedMar 20, 2026
Details
As Low As
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2001 Museum Rd, Wyomissing, PA, 19610 2859
New Car and Used Car Model Year 2021 and Newer
4.54%
0 to 36
▼
APR4.54%
Term0 to 36
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Armstrong Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
414 Ford St, Ford City, PA, 16226
NEW Auto Loan
4.59%
84 Months
▼
APR4.59%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 61-84 Months *limitations apply
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
PO Box 400, Sidman, PA, 15955 0400
New Vehicles ( 37 to 60 months)
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 18, 2026
Details
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 21, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 24 Months A+
4.70%
24 Months
▼
APR4.70%
Term24 Months
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
193 Edison St, Uniontown, PA, 15401
New & Used Vehicles 2026, 2025, 2024
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 23, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
4139 E State St, Hermitage, PA, 16148 3402
New Auto Loans Model Years 2024-2026
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 17, 2026
Details
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
1253 University Dr Ste 100, Dunbar, PA, 15431 2305
New Vehicle Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Current Year + 2 Years
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
710 3rd Ave, New Brighton, PA, 15066 1830
New Car Loans
4.74%
Up to 3 years
▼
APR4.74%
TermUp to 3 years
Last UpdatedMar 21, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 W Lincoln Ave, Lititz, PA, 17543 8701
New and Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
West Penn P & P Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1089 3rd St, BEAVER, PA, 15009 2034
New Cars
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 12, 2026
Details
2024-2025 model year; Finance 80% Retail; Up to 48 months
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedMar 17, 2026
Details
As Low As; 5 YEAR REPAY
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 24 Months A
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMar 17, 2026
Details
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1286 E 38th St, Erie, PA, 16504 3039
New Vehicles - Autos
4.75%
48 months
▼
APR4.75%
Term48 months
Last UpdatedMar 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA, 19104 5002
New Vehicles
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Community Connect Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1050 E Spring St, Titusville, PA, 16354 7826
New Vehicles
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; Terms to 84 Months
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
1 CREDIT UNION WAY, GROVE CITY, PA, 16127
New Auto
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
750+
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
201 Beram Ave, Bridgeville, PA, 15017 2941
New Vehicle - 2025 and Newer
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedMar 22, 2026
Details
As Low As
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2001 Museum Rd, Wyomissing, PA, 19610 2859
New Car and Used Car Model Year 2021 and Newer
4.79%
37 to 66
▼
APR4.79%
Term37 to 66
Last UpdatedMar 17, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 36 Months A+
4.80%
36 Months
▼
APR4.80%
Term36 Months
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 36 Months A
4.85%
36 Months
▼
APR4.85%
Term36 Months
Last UpdatedMar 17, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.87%
48 Months
▼
APR4.87%
Term48 Months
Last UpdatedMar 13, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
101 Hazle St, Wilkes Barre, PA, 18702 4305
New Car Loan
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; 110% Financing on Vehicles; *This rate includes the .25% discount for Auto Pay.
Central Keystone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.26%
1000 Market St, Sunbury, PA, 17801 2403
New Autos 49-60 months Tier 1
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA, 16066 0728
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 22, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
2859 SR 309 HWY, Dallas, PA, 18612
New and Used Auto Loan
4.90%
Up to 96 Months
▼
APR4.90%
TermUp to 96 Months
Last UpdatedMar 17, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 24 Months B
4.90%
24 Months
▼
APR4.90%
Term24 Months
Last UpdatedMar 17, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 48 Months A+
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
New Vehicle Loan
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedMar 21, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 48 Months A
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMar 17, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 63 Months A+
4.95%
63 Months
▼
APR4.95%
Term63 Months
Last UpdatedMar 17, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
625 Norland Ave, Chambersburg, PA, 17201
Used Vehicles
7.70%
0-60 Months
▼
APR7.70%
Term0-60 Months
Last UpdatedMar 21, 2026
Details
Age of Vehicle: 1-4 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
625 Norland Ave, Chambersburg, PA, 17201
Used Vehicles
7.80%
61-72 Months
▼
APR7.80%
Term61-72 Months
Last UpdatedMar 21, 2026
Details
Age of Vehicle: 1-4 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
625 Norland Ave, Chambersburg, PA, 17201
Used Vehicles
7.95%
0-48 Months
▼
APR7.95%
Term0-48 Months
Last UpdatedMar 21, 2026
Details
Age of Vehicle: 5-10 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
625 Norland Ave, Chambersburg, PA, 17201
Used Vehicles
8.10%
49-60 Months
▼
APR8.10%
Term49-60 Months
Last UpdatedMar 21, 2026
Details
Age of Vehicle: 5-10 Years
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
2016-2019
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
3.49%
Up to 40
▼
APR3.49%
TermUp to 40
Last UpdatedMar 23, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
APCI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
6126 Hamilton Blvd Ste 102, Allentown, PA, 18106
Used Auto
3.99%
3 years (2018-2026)
▼
APR3.99%
Term3 years (2018-2026)
Last UpdatedMar 17, 2026
Details
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan Refinance Rate Special
3.99%
3 - 36
▼
APR3.99%
Term3 - 36
Last UpdatedMar 18, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.00%
12 Months
▼
APR4.00%
Term12 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.00%
12 mos.
▼
APR4.00%
Term12 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.00%
12 Months
▼
APR4.00%
Term12 Months
Last UpdatedMar 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; 3 YEAR REPAY
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedMar 13, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As; 4 YEAR REPAY
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.25%
24 mos.
▼
APR4.25%
Term24 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 18, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
4.37%
41 - 52
▼
APR4.37%
Term41 - 52
Last UpdatedMar 23, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 13, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Same rate on NEW or USED vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA, 18711
Used Car
4.49%
96 Months
▼
APR4.49%
Term96 Months
Last UpdatedMar 18, 2026
Details
As Low As; (based on credit score)
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 21, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos
4.49%
Up to 52
▼
APR4.49%
TermUp to 52
Last UpdatedMar 23, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.50%
36 mos.
▼
APR4.50%
Term36 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
750+
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA, 18360 1804
Used Auto Loans
4.50%
5 years
▼
APR4.50%
Term5 years
Last UpdatedMar 21, 2026
Details
As Low As
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 22, 2026
Details
2022 - NEWER
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
Used Vehicle (2018 - 2025)
4.51%
48 Months
▼
APR4.51%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
Used Vehicle (2018 - 2025)
4.51%
up to 48 mo.
▼
APR4.51%
Termup to 48 mo.
Last UpdatedMar 20, 2026
Details
As Low As
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2001 Museum Rd, Wyomissing, PA, 19610 2859
New Car and Used Car Model Year 2021 and Newer
4.54%
0 to 36
▼
APR4.54%
Term0 to 36
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
PO Box 400, Sidman, PA, 15955 0400
Used Vehicles up to 5 years old (36 months or less)
4.65%
36 Months
▼
APR4.65%
Term36 Months
Last UpdatedMar 18, 2026
Details
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
Used Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 21, 2026
Details
Some Restrictions Apply; Vehicles 2017 or newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
193 Edison St, Uniontown, PA, 15401
New & Used Vehicles 2026, 2025, 2024
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 23, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 W Lincoln Ave, Lititz, PA, 17543 8701
New and Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
4.74%
53 - 64
▼
APR4.74%
Term53 - 64
Last UpdatedMar 23, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedMar 17, 2026
Details
As Low As; 5 YEAR REPAY
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
908 PLEASANT VALLEY BLVD, ALTOONA, PA, 16602
Used Auto Loans
4.75%
Up to 60 months
▼
APR4.75%
TermUp to 60 months
Last UpdatedMar 17, 2026
Details
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
908 PLEASANT VALLEY BLVD, ALTOONA, PA, 16602
Used Auto Loans
4.75%
61-72 months
▼
APR4.75%
Term61-72 months
Last UpdatedMar 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
Used Auto Loans (2019 and Older)
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
FICO Score 750+
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 22, 2026
Details
2022 - NEWER**
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2001 Museum Rd, Wyomissing, PA, 19610 2859
New Car and Used Car Model Year 2021 and Newer
4.79%
37 to 66
▼
APR4.79%
Term37 to 66
Last UpdatedMar 17, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.87%
48 Months
▼
APR4.87%
Term48 Months
Last UpdatedMar 13, 2026
Details
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1006 Pittston Ave, Scranton, PA, 18505
Used Vehicle Loan
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 21, 2026
Details
Some Restrictions Apply; Vehicles 2017 or newer
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA, 19046 4109
Used Auto Loan
4.89%
Up to 48 Months
▼
APR4.89%
TermUp to 48 Months
Last UpdatedMar 22, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA, 16066 0728
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 22, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
2859 SR 309 HWY, Dallas, PA, 18612
New and Used Auto Loan
4.90%
Up to 96 Months
▼
APR4.90%
TermUp to 96 Months
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
PO Box 400, Sidman, PA, 15955 0400
Used Vehicles up to 5 years old (37 to 60 months)
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 18, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
Used Auto Loans
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedMar 17, 2026
Details
Credit Rating: A+
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Frequently Asked Questions about Auto Loans in Chambersburg, Pennsylvania
How does my credit score affect my car loan rate in Pennsylvania?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Chambersburg, Pennsylvania with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Pennsylvania *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Chambersburg, Pennsylvania typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Chambersburg, Pennsylvania?
Based on our current data, some of the lowest auto loan rates available in Chambersburg, Pennsylvania include:
- Patriot Federal Credit Union: 5.99% (Auto Loans (100% LTV))
- F&M Trust Company of Chambersburg: 6.74% (4 year Auto Loan)
- Orrstown Bank: 6.80% (New Vehicles)
- First Choice Federal Credit Union: 3.24% (New Autos Never Titled)
- VANTAGE TRUST: 3.49% (New Vehicle)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Chambersburg, Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 23, 2026
Chambersburg, Pennsylvania Rates & Resources
