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Auto Loan Rates in Estell Manor, New Jersey (NJ) for April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Estell Manor, New Jersey. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 5, 2026

Current auto loan rates in Estell Manor, New Jersey include Polish And Slavic Federal Credit UnionPolish And Slavic Federal Credit UnionA+5.0 ★Texas Ratio: 2.61% offering New Auto Loan at 2.99%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Merck Employees Federal Credit UnionMerck Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.22% offering Auto Loan at 3.25%, Wakefern Federal Credit UnionWakefern Federal Credit UnionA+5.0 ★Texas Ratio: 0.05% offering New Car Loans at 3.49%, New Jersey Law And Public Safety Credit UnionNew Jersey Law And Public Safety Credit UnionA+5.0 ★Texas Ratio: 1.05% offering New Auto Loans at 3.59%. Auto loan rates as of April 5, 2026 according to verified data from MonitorBankRates.

Estell Manor borrowers have access to 50 lenders serving the New Jersey area, with auto loan rates as low as 2.99% APR from Polish And Slavic Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Estell Manor, New Jersey. Auto Loan Rates Last Updated and Verified: April 5, 2026

Compare Auto Loan Rates Today in Estell Manor, New Jersey & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto Loan
2.99%
4 years
View
▼
APR2.99%
Term4 years
Last UpdatedApr 5, 2026
Details

As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2026 & Newer

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loan
3.25%
12-60
View
▼
APR3.25%
Term12-60
Last UpdatedApr 4, 2026
Details

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Auto Loan
3.25%
12-60
View
▼
APR3.25%
Term12-60
Last UpdatedApr 4, 2026
Details

As Low As

Wakefern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
New Car Loans
3.49%
Up to 36
View
▼
APR3.49%
TermUp to 36
Last UpdatedApr 5, 2026
Details

As Low As

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto Loan
3.50%
5 years
View
▼
APR3.50%
Term5 years
Last UpdatedApr 5, 2026
Details

As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

New Jersey Law And Public Safety Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Auto Loans
3.59%
24 to 84
View
▼
APR3.59%
Term24 to 84
Last UpdatedMar 24, 2026
Details

As Low As; Rate is determined by credit risk score.; Additional Savings of .25% if Payroll Deducted

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Atlantic City Electric Co Emp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
New Auto Loan
3.75%
72 Months
View
▼
APR3.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

Up to 72 months*

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
3.89%
36 months
View
▼
APR3.89%
Term36 months
Last UpdatedMar 25, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2026 & Newer

Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans -- New, Enterprise, or Used Under 3 years
3.99%
3 Months
View
▼
APR3.99%
Term3 Months
Last UpdatedApr 4, 2026
Details

Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
New Cars
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedApr 4, 2026
Details

With credit score of 700 and above

Wakefern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
New Car Loans
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

United Poles Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.86%
Vehicle Loan
3.99%
12 Months
View
▼
APR3.99%
Term12 Months
Last UpdatedApr 5, 2026
Details

new

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Auto Loans
3.99%
4 years
View
▼
APR3.99%
Term4 years
Last UpdatedApr 5, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 4, 2026
Details

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
New Auto
4.00%
Up to 24 months
View
▼
APR4.00%
TermUp to 24 months
Last UpdatedApr 4, 2026
Details

As Low As

East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
New Vehicles
4.00%
1 - 3
View
▼
APR4.00%
Term1 - 3
Last UpdatedApr 4, 2026
Details

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
New Auto
4.15%
Up to 36 months
View
▼
APR4.15%
TermUp to 36 months
Last UpdatedApr 4, 2026
Details

As Low As

GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loans
4.24%
6 - 35
View
▼
APR4.24%
Term6 - 35
Last UpdatedMar 26, 2026
Details

As Low As

Jersey Shore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
Auto Loan
4.24%
Up to 48 Months
View
▼
APR4.24%
TermUp to 48 Months
Last UpdatedApr 5, 2026
Details

As Low As; 2026 or Newer, Under 75% LTV**

United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
Auto Loans (New Vehicles only)
4.24%
Up to 24 Months
View
▼
APR4.24%
TermUp to 24 Months
Last UpdatedApr 5, 2026
Details

As Low As; Rate advertised includes a .50% discount for electronic payment from a United Teletech Checking Account and a .25% discount for new auto purchases.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 36 Months
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 4, 2026
Details

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loan
4.25%
72-120
View
▼
APR4.25%
Term72-120
Last UpdatedApr 4, 2026
Details

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Auto Loan
4.25%
72-120
View
▼
APR4.25%
Term72-120
Last UpdatedApr 4, 2026
Details

As Low As

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Used Autos
4.25%
Up to 24 months
View
▼
APR4.25%
TermUp to 24 months
Last UpdatedApr 4, 2026
Details

As Low As

Local 1233 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Auto Loan
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 5, 2026
Details

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
New Auto
4.30%
Up to 48 months
View
▼
APR4.30%
TermUp to 48 months
Last UpdatedApr 4, 2026
Details

As Low As

New Jersey Law And Public Safety Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Auto Loans
4.34%
24 to 84 Month
View
▼
APR4.34%
Term24 to 84 Month
Last UpdatedMar 24, 2026
Details

As Low As; .25% discount if payroll deducted; Rate is determined by credit risk score.; We lend 100% of Kelly Blue Book - Used Car Guide Terms Determined by Age of Car - Up to 7 years; Additional Savings of .25% if Payroll Deducted; ** 30% down for lowest rate

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Auto
4.35%
2 Months
View
▼
APR4.35%
Term2 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
Auto Loans (New Vehicles only)
4.38%
25 to 36 Months
View
▼
APR4.38%
Term25 to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As; Rate advertised includes a .50% discount for electronic payment from a United Teletech Checking Account and a .25% discount for new auto purchases.

Mercer County Nj Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
New Car
4.39%
60 Months
View
▼
APR4.39%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Used Autos
4.40%
Up to 36 months
View
▼
APR4.40%
TermUp to 36 months
Last UpdatedApr 4, 2026
Details

As Low As

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
New Auto
4.45%
Up to 60 months
View
▼
APR4.45%
TermUp to 60 months
Last UpdatedApr 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.49%
48 months
View
▼
APR4.49%
Term48 months
Last UpdatedMar 25, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loans
4.49%
36 - 47
View
▼
APR4.49%
Term36 - 47
Last UpdatedMar 26, 2026
Details

As Low As

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★ Texas Ratio: 26.12%
New & Used Auto Loans - Model Year 2022 and Newer*Less than 75,000 miles
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

New York Times Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.44%
Auto Loans
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; Flexible terms up to 72 months

Wakefern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
New Car Loans
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

Wakefern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Used Car Loan
4.49%
24 to 36
View
▼
APR4.49%
Term24 to 36
Last UpdatedApr 5, 2026
Details

As Low As

Jersey Shore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
Auto Loan
4.49%
Up to 48 Months
View
▼
APR4.49%
TermUp to 48 Months
Last UpdatedApr 5, 2026
Details

As Low As; 2026 or Newer, 75% to 100% LTV**

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
Auto Loan
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
Auto Refinance
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details

Up to 48 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
New Auto
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details

Up to 48 Months

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
New Auto Loan
4.49%
Up to 36
View
▼
APR4.49%
TermUp to 36
Last UpdatedApr 5, 2026
Details

As Low As

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Used Auto Loan
4.49%
Up to 36
View
▼
APR4.49%
TermUp to 36
Last UpdatedApr 5, 2026
Details

As Low As

1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 60 Months
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars and Trucks
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
New Vehicles
4.50%
4 Months
View
▼
APR4.50%
Term4 Months
Last UpdatedApr 4, 2026
Details

Ukrainian National Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.85%
New Car Loans
4.50%
Up to 5 years
View
▼
APR4.50%
TermUp to 5 years
Last UpdatedApr 5, 2026
Details

As Low As; 10% down payment

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Auto Loans
4.50%
5 years
View
▼
APR4.50%
Term5 years
Last UpdatedApr 5, 2026
Details

As Low As

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Used Autos
4.55%
Up to 48 months
View
▼
APR4.55%
TermUp to 48 months
Last UpdatedApr 4, 2026
Details

As Low As

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Auto
4.60%
3 Months
View
▼
APR4.60%
Term3 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Auto
4.60%
2 Months
View
▼
APR4.60%
Term2 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
New Auto
4.60%
Up to 72 months
View
▼
APR4.60%
TermUp to 72 months
Last UpdatedApr 4, 2026
Details

As Low As

United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
Auto Loans (New Vehicles only)
4.63%
37 to 48 Months
View
▼
APR4.63%
Term37 to 48 Months
Last UpdatedApr 5, 2026
Details

As Low As; Rate advertised includes a .50% discount for electronic payment from a United Teletech Checking Account and a .25% discount for new auto purchases.

Mercer County Nj Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
Pre-Owned
4.64%
60 Months
View
▼
APR4.64%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Used Autos
4.70%
Up to 60 months
View
▼
APR4.70%
TermUp to 60 months
Last UpdatedApr 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loans
4.74%
48 - 59
View
▼
APR4.74%
Term48 - 59
Last UpdatedMar 26, 2026
Details

As Low As

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★ Texas Ratio: 26.12%
New & Used Auto Loans - Model Year 2022 and Newer*Less than 75,000 miles
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto Loans
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 4, 2026
Details

2013 & Newer

Hamilton Horizons Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
New Auto or Truck
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Jersey Shore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
Auto Loan
4.74%
Up to 48 Months
View
▼
APR4.74%
TermUp to 48 Months
Last UpdatedApr 5, 2026
Details

As Low As; 2025, 2024, and 2023, 75% to 100% LTV**

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
Auto Refinance
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

49 to 60 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
New Auto
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

49 to 60 Months

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Leasing Alternative Auto Loan
4.74%
Up to 36 Months
View
▼
APR4.74%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Used Auto Loan
4.74%
37-48
View
▼
APR4.74%
Term37-48
Last UpdatedApr 5, 2026
Details

As Low As

1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Vehicle Loans Model Year 2024-2026
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 24, 2026
Details

Up to $65,000

1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 72 Months
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
New Auto
4.75%
Up to 84 months
View
▼
APR4.75%
TermUp to 84 months
Last UpdatedApr 4, 2026
Details

As Low As

East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Used Vehicles
4.75%
1 - 3 Years
View
▼
APR4.75%
Term1 - 3 Years
Last UpdatedApr 4, 2026
Details

Local 1233 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Auto Loan
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 5, 2026
Details

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Auto
4.85%
4 Months
View
▼
APR4.85%
Term4 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Auto
4.85%
3 Months
View
▼
APR4.85%
Term3 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Used Autos
4.85%
Up to 72 months
View
▼
APR4.85%
TermUp to 72 months
Last UpdatedApr 4, 2026
Details

As Low As

United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
Auto Loans (New Vehicles only)
4.88%
49 to 66 Months
View
▼
APR4.88%
Term49 to 66 Months
Last UpdatedApr 5, 2026
Details

As Low As; Rate advertised includes a .50% discount for electronic payment from a United Teletech Checking Account and a .25% discount for new auto purchases.

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
4.89%
Up to 48 Months
View
▼
APR4.89%
TermUp to 48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Mercer County Nj Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
New Car
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Auto Loan
4.89%
48 Months
View
▼
APR4.89%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
Auto Loan
4.89%
60 Months
View
▼
APR4.89%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New Auto Loan
4.90%
12 Months
View
▼
APR4.90%
Term12 Months
Last UpdatedApr 4, 2026
Details

As Low As

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
Used Auto Loan
4.90%
12 Months
View
▼
APR4.90%
Term12 Months
Last UpdatedApr 4, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loans
4.99%
60 - 71
View
▼
APR4.99%
Term60 - 71
Last UpdatedMar 26, 2026
Details

As Low As

GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle Loans
4.99%
6 - 35
View
▼
APR4.99%
Term6 - 35
Last UpdatedMar 26, 2026
Details

As Low As

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 26, 2026
Details

FIRST POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
New Auto Loan
4.99%
4 years
View
▼
APR4.99%
Term4 years
Last UpdatedMar 26, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
4.99%
49 to 66 Months
View
▼
APR4.99%
Term49 to 66 Months
Last UpdatedMar 29, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedApr 2, 2026
Details

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★ Texas Ratio: 26.12%
Auto Loans - Model Year 2021 and 2020*Up to 120,000 miles
4.99%
Up to 36 Months
View
▼
APR4.99%
TermUp to 36 Months
Last UpdatedApr 4, 2026
Details

As Low As

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★ Texas Ratio: 26.12%
New & Used Auto Loans - Model Year 2022 and Newer*Less than 75,000 miles
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New/Used Auto
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
NEW CAR LOANS
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 4, 2026
Details

Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
USED CAR LOANS
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 4, 2026
Details

Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
New Cars
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

With credit score of 700 and above

Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
Used Cars
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 4, 2026
Details

With credit score of 700 and above

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Vehicle (car, truck, van)
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 100% of purchase price, including sales tax

Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

2019 & Newer

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Auto Loan
4.99%
Up to 63
View
▼
APR4.99%
TermUp to 63
Last UpdatedApr 4, 2026
Details

As Low As

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Auto Loan
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 4, 2026
Details

As Low As

First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
New Auto Loan
4.99%
3 - 36 months
View
▼
APR4.99%
Term3 - 36 months
Last UpdatedApr 4, 2026
Details

As Low As

Garden State Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.16%
New Car Loan
4.99%
5 years
View
▼
APR4.99%
Term5 years
Last UpdatedApr 5, 2026
Details

Garden State Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.16%
Used Car Loan
4.99%
5 years
View
▼
APR4.99%
Term5 years
Last UpdatedApr 5, 2026
Details

Wakefern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
New Car Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As; Minimum loan amount $30,000

Wakefern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Used Car Loan
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
Auto Refinance
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

61 to 72 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
New Auto
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

61 to 72 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
Used Auto
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details

Up to 48 Months

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
NEW AUTOS-2026 36 Months
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
NEW AUTOS-2026 48 Months
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
NEW AUTOS-2026 60 Months
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto Loan
4.99%
6 years
View
▼
APR4.99%
Term6 years
Last UpdatedApr 5, 2026
Details

As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
New Auto Loan
4.99%
49-60
View
▼
APR4.99%
Term49-60
Last UpdatedApr 5, 2026
Details

As Low As

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Used Auto Loan
4.99%
49-60
View
▼
APR4.99%
Term49-60
Last UpdatedApr 5, 2026
Details

As Low As

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Auto
5.00%
5 Months
View
▼
APR5.00%
Term5 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Auto
5.00%
4 Months
View
▼
APR5.00%
Term4 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Vehicles
5.00%
Up to 60 months
View
▼
APR5.00%
TermUp to 60 months
Last UpdatedApr 4, 2026
Details

As Low As; Auto Pay

Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Older or High Mileage Used Auto
5.00%
3 Months
View
▼
APR5.00%
Term3 Months
Last UpdatedApr 4, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars and Trucks
5.00%
42 Months
View
▼
APR5.00%
Term42 Months
Last UpdatedApr 4, 2026
Details

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Vehicle (car, truck, van)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 100% of purchase price, including sales tax

Atlantic City Electric Co Emp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Used Auto Loans Model years 2018 and older
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 4, 2026
Details

48 months max. term**

Atlantic City Electric Co Emp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Used Auto Loans Model years 2019 - 2021
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

Up to 60 months*

Atlantic City Electric Co Emp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Used Auto Loans Model years 2022 - 2025
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedApr 4, 2026
Details

Up to 72 months*

Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
New Auto Loans
5.00%
Up to 36 months
View
▼
APR5.00%
TermUp to 36 months
Last UpdatedApr 4, 2026
Details

B M S Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
New Car Loans
5.00%
24 months
View
▼
APR5.00%
Term24 months
Last UpdatedApr 4, 2026
Details

As Low As

B M S Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Pre-Owned Car Loans
5.00%
24 months
View
▼
APR5.00%
Term24 months
Last UpdatedApr 4, 2026
Details

As Low As

United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
Auto Loans (New Vehicles only)
5.13%
67 to 72 Months
View
▼
APR5.13%
Term67 to 72 Months
Last UpdatedApr 5, 2026
Details

As Low As; Rate advertised includes a .50% discount for electronic payment from a United Teletech Checking Account and a .25% discount for new auto purchases.

Mercer County Nj Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
Pre-Owned
5.14%
72 Months
View
▼
APR5.14%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
Auto Loan
5.14%
60 Months
View
▼
APR5.14%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.19%
67 to 75 Months
View
▼
APR5.19%
Term67 to 75 Months
Last UpdatedMar 29, 2026
Details

As Low As

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Auto Loan
5.19%
75 Months
View
▼
APR5.19%
Term75 Months
Last UpdatedApr 4, 2026
Details

As Low As

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Auto
5.20%
5 Months
View
▼
APR5.20%
Term5 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loans
5.24%
72 - 84
View
▼
APR5.24%
Term72 - 84
Last UpdatedMar 26, 2026
Details

As Low As

GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle Loans
5.24%
36 - 47
View
▼
APR5.24%
Term36 - 47
Last UpdatedMar 26, 2026
Details

As Low As

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 26, 2026
Details

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★ Texas Ratio: 26.12%
Auto Loans - Model Year 2021 and 2020*Up to 120,000 miles
5.24%
Up to 48 Months
View
▼
APR5.24%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
New Cars
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details

With credit score of 700 and above

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Auto Loan
5.24%
64 to 75
View
▼
APR5.24%
Term64 to 75
Last UpdatedApr 4, 2026
Details

As Low As

New Jersey Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Auto Loan
5.24%
5 years
View
▼
APR5.24%
Term5 years
Last UpdatedApr 4, 2026
Details

First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
New Auto Loan
5.24%
61 - 66 months
View
▼
APR5.24%
Term61 - 66 months
Last UpdatedApr 4, 2026
Details

As Low As

First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
Used Auto Loan
5.24%
3 - 36
View
▼
APR5.24%
Term3 - 36
Last UpdatedApr 4, 2026
Details

As Low As; Model Years: 2022 - 2027

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
Auto Refinance
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 5, 2026
Details

73 to 84 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
New Auto
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 5, 2026
Details

73 to 84 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
Used Auto
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 5, 2026
Details

49 to 60 Months

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Leasing Alternative Auto Loan
5.24%
37-48 Months
View
▼
APR5.24%
Term37-48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
New Auto Loan
5.24%
61-72
View
▼
APR5.24%
Term61-72
Last UpdatedApr 5, 2026
Details

As Low As

1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Vehicle Loans Model Year 2024-2026
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 24, 2026
Details

Up to $65,000

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedApr 2, 2026
Details

Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Older or High Mileage Used Auto
5.25%
4 Months
View
▼
APR5.25%
Term4 Months
Last UpdatedApr 4, 2026
Details

As Low As

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Vehicle (car, truck, van)
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 100% of purchase price, including sales tax

Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto Loans
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

2022 & Newer

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; NJ vehicles only.

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Auto
5.30%
6 Months
View
▼
APR5.30%
Term6 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Vehicle Loan
5.35%
24 Months
View
▼
APR5.35%
Term24 Months
Last UpdatedApr 4, 2026
Details

Mercer County Nj Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
New Car
5.39%
84 Months
View
▼
APR5.39%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.42%
72 months
View
▼
APR5.42%
Term72 months
Last UpdatedMar 25, 2026
Details

As Low As

GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle Loans
5.49%
48 - 59
View
▼
APR5.49%
Term48 - 59
Last UpdatedMar 26, 2026
Details

As Low As

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Auto Loan
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 26, 2026
Details

FIRST POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
New Auto Loan
5.49%
6 years
View
▼
APR5.49%
Term6 years
Last UpdatedMar 26, 2026
Details

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★ Texas Ratio: 26.12%
Auto Loans - Model Year 2021 and 2020*Up to 120,000 miles
5.49%
Up to 60 Months
View
▼
APR5.49%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details

As Low As

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★ Texas Ratio: 26.12%
New & Used Auto Loans - Model Year 2022 and Newer*Less than 75,000 miles
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New/Used Auto
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
NEW CAR LOANS
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
USED CAR LOANS
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
New Cars
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details

With credit score of 700 and above

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; NJ vehicles only.

First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
Used Auto Loan
5.49%
61 - 66
View
▼
APR5.49%
Term61 - 66
Last UpdatedApr 4, 2026
Details

As Low As; Model Years: 2022 - 2027

Wakefern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Used Car Loan
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

XCEL Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

United Poles Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.86%
Vehicle Loan
5.49%
12 Months
View
▼
APR5.49%
Term12 Months
Last UpdatedApr 5, 2026
Details

used

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
Used Auto
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 5, 2026
Details

61 to 72 Months

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
Used Auto 2025 & 2024
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Used Auto Loan
5.49%
61-72
View
▼
APR5.49%
Term61-72
Last UpdatedApr 5, 2026
Details

As Low As

Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Vehicles
5.50%
Up to 60 months
View
▼
APR5.50%
TermUp to 60 months
Last UpdatedApr 4, 2026
Details

As Low As; Regular

Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Older or High Mileage Used Auto
5.50%
5 Months
View
▼
APR5.50%
Term5 Months
Last UpdatedApr 4, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars and Trucks
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Vehicle (car, truck, van)
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; loan not to exceed J D Powers Clean Retail value sales tax

Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
New Auto Loans
5.50%
Up to 60 months
View
▼
APR5.50%
TermUp to 60 months
Last UpdatedApr 4, 2026
Details

B M S Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
New Car Loans
5.50%
36 months
View
▼
APR5.50%
Term36 months
Last UpdatedApr 4, 2026
Details

As Low As

B M S Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Pre-Owned Car Loans
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
New Vehicles
5.50%
5 Months
View
▼
APR5.50%
Term5 Months
Last UpdatedApr 4, 2026
Details

Ukrainian National Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.85%
Used Car Loans
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As; 15% down payment

Ukrainian National Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.85%
Used Car Loans (Maximum age of car - Last 7 Model Years)
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As; 15% down payment

Local 1233 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 5, 2026
Details

Atlantic Health Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
New Car Loan
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedApr 5, 2026
Details

Up to 36 Months

VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
New Vehicle
5.50%
30 Months
View
▼
APR5.50%
Term30 Months
Last UpdatedApr 5, 2026
Details

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.85%
New Auto
5.53%
60 Months
View
▼
APR5.53%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.54%
Up to 48 Months
View
▼
APR5.54%
TermUp to 48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Auto Loan
5.54%
48 Months
View
▼
APR5.54%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto Loan
2.99%
4 years
View
▼
APR2.99%
Term4 years
Last UpdatedApr 5, 2026
Details

As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Auto Loan
3.25%
12-60
View
▼
APR3.25%
Term12-60
Last UpdatedApr 4, 2026
Details

As Low As

Wakefern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
New Car Loans
3.49%
Up to 36
View
▼
APR3.49%
TermUp to 36
Last UpdatedApr 5, 2026
Details

As Low As

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto Loan
3.50%
5 years
View
▼
APR3.50%
Term5 years
Last UpdatedApr 5, 2026
Details

As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

New Jersey Law And Public Safety Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Auto Loans
3.59%
24 to 84
View
▼
APR3.59%
Term24 to 84
Last UpdatedMar 24, 2026
Details

As Low As; Rate is determined by credit risk score.; Additional Savings of .25% if Payroll Deducted

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Atlantic City Electric Co Emp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
New Auto Loan
3.75%
72 Months
View
▼
APR3.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

Up to 72 months*

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
3.89%
36 months
View
▼
APR3.89%
Term36 months
Last UpdatedMar 25, 2026
Details

As Low As

Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans -- New, Enterprise, or Used Under 3 years
3.99%
3 Months
View
▼
APR3.99%
Term3 Months
Last UpdatedApr 4, 2026
Details

Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
New Cars
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedApr 4, 2026
Details

With credit score of 700 and above

Wakefern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
New Car Loans
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 4, 2026
Details

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
New Auto
4.00%
Up to 24 months
View
▼
APR4.00%
TermUp to 24 months
Last UpdatedApr 4, 2026
Details

As Low As

East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
New Vehicles
4.00%
1 - 3
View
▼
APR4.00%
Term1 - 3
Last UpdatedApr 4, 2026
Details

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
New Auto
4.15%
Up to 36 months
View
▼
APR4.15%
TermUp to 36 months
Last UpdatedApr 4, 2026
Details

As Low As

GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loans
4.24%
6 - 35
View
▼
APR4.24%
Term6 - 35
Last UpdatedMar 26, 2026
Details

As Low As

United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
Auto Loans (New Vehicles only)
4.24%
Up to 24 Months
View
▼
APR4.24%
TermUp to 24 Months
Last UpdatedApr 5, 2026
Details

As Low As; Rate advertised includes a .50% discount for electronic payment from a United Teletech Checking Account and a .25% discount for new auto purchases.

1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 36 Months
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 4, 2026
Details

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Auto Loan
4.25%
72-120
View
▼
APR4.25%
Term72-120
Last UpdatedApr 4, 2026
Details

As Low As

Local 1233 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Auto Loan
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 5, 2026
Details

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
New Auto
4.30%
Up to 48 months
View
▼
APR4.30%
TermUp to 48 months
Last UpdatedApr 4, 2026
Details

As Low As

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Auto
4.35%
2 Months
View
▼
APR4.35%
Term2 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
Auto Loans (New Vehicles only)
4.38%
25 to 36 Months
View
▼
APR4.38%
Term25 to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As; Rate advertised includes a .50% discount for electronic payment from a United Teletech Checking Account and a .25% discount for new auto purchases.

Mercer County Nj Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
New Car
4.39%
60 Months
View
▼
APR4.39%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
New Auto
4.45%
Up to 60 months
View
▼
APR4.45%
TermUp to 60 months
Last UpdatedApr 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.49%
48 months
View
▼
APR4.49%
Term48 months
Last UpdatedMar 25, 2026
Details

As Low As

GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loans
4.49%
36 - 47
View
▼
APR4.49%
Term36 - 47
Last UpdatedMar 26, 2026
Details

As Low As

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★ Texas Ratio: 26.12%
New & Used Auto Loans - Model Year 2022 and Newer*Less than 75,000 miles
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Wakefern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
New Car Loans
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
New Auto
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details

Up to 48 Months

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
New Auto Loan
4.49%
Up to 36
View
▼
APR4.49%
TermUp to 36
Last UpdatedApr 5, 2026
Details

As Low As

1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 60 Months
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
New Vehicles
4.50%
4 Months
View
▼
APR4.50%
Term4 Months
Last UpdatedApr 4, 2026
Details

Ukrainian National Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.85%
New Car Loans
4.50%
Up to 5 years
View
▼
APR4.50%
TermUp to 5 years
Last UpdatedApr 5, 2026
Details

As Low As; 10% down payment

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Auto
4.60%
3 Months
View
▼
APR4.60%
Term3 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
New Auto
4.60%
Up to 72 months
View
▼
APR4.60%
TermUp to 72 months
Last UpdatedApr 4, 2026
Details

As Low As

United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
Auto Loans (New Vehicles only)
4.63%
37 to 48 Months
View
▼
APR4.63%
Term37 to 48 Months
Last UpdatedApr 5, 2026
Details

As Low As; Rate advertised includes a .50% discount for electronic payment from a United Teletech Checking Account and a .25% discount for new auto purchases.

GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loans
4.74%
48 - 59
View
▼
APR4.74%
Term48 - 59
Last UpdatedMar 26, 2026
Details

As Low As

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★ Texas Ratio: 26.12%
New & Used Auto Loans - Model Year 2022 and Newer*Less than 75,000 miles
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Hamilton Horizons Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
New Auto or Truck
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
New Auto
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

49 to 60 Months

1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 72 Months
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
New Auto
4.75%
Up to 84 months
View
▼
APR4.75%
TermUp to 84 months
Last UpdatedApr 4, 2026
Details

As Low As

Local 1233 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Auto Loan
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 5, 2026
Details

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Auto
4.85%
4 Months
View
▼
APR4.85%
Term4 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
Auto Loans (New Vehicles only)
4.88%
49 to 66 Months
View
▼
APR4.88%
Term49 to 66 Months
Last UpdatedApr 5, 2026
Details

As Low As; Rate advertised includes a .50% discount for electronic payment from a United Teletech Checking Account and a .25% discount for new auto purchases.

Mercer County Nj Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
New Car
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New Auto Loan
4.90%
12 Months
View
▼
APR4.90%
Term12 Months
Last UpdatedApr 4, 2026
Details

As Low As

GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loans
4.99%
60 - 71
View
▼
APR4.99%
Term60 - 71
Last UpdatedMar 26, 2026
Details

As Low As

FIRST POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
New Auto Loan
4.99%
4 years
View
▼
APR4.99%
Term4 years
Last UpdatedMar 26, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedApr 2, 2026
Details

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★ Texas Ratio: 26.12%
New & Used Auto Loans - Model Year 2022 and Newer*Less than 75,000 miles
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New/Used Auto
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
NEW CAR LOANS
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 4, 2026
Details

Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
New Cars
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

With credit score of 700 and above

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Vehicle (car, truck, van)
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 100% of purchase price, including sales tax

First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
New Auto Loan
4.99%
3 - 36 months
View
▼
APR4.99%
Term3 - 36 months
Last UpdatedApr 4, 2026
Details

As Low As

Garden State Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.16%
New Car Loan
4.99%
5 years
View
▼
APR4.99%
Term5 years
Last UpdatedApr 5, 2026
Details

Wakefern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
New Car Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As; Minimum loan amount $30,000

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
New Auto
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

61 to 72 Months

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
NEW AUTOS-2026 36 Months
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
NEW AUTOS-2026 48 Months
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
NEW AUTOS-2026 60 Months
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto Loan
4.99%
6 years
View
▼
APR4.99%
Term6 years
Last UpdatedApr 5, 2026
Details

As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
New Auto Loan
4.99%
49-60
View
▼
APR4.99%
Term49-60
Last UpdatedApr 5, 2026
Details

As Low As

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Auto
5.00%
5 Months
View
▼
APR5.00%
Term5 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Vehicles
5.00%
Up to 60 months
View
▼
APR5.00%
TermUp to 60 months
Last UpdatedApr 4, 2026
Details

As Low As; Auto Pay

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Vehicle (car, truck, van)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 100% of purchase price, including sales tax

Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
New Auto Loans
5.00%
Up to 36 months
View
▼
APR5.00%
TermUp to 36 months
Last UpdatedApr 4, 2026
Details

B M S Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
New Car Loans
5.00%
24 months
View
▼
APR5.00%
Term24 months
Last UpdatedApr 4, 2026
Details

As Low As

United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
Auto Loans (New Vehicles only)
5.13%
67 to 72 Months
View
▼
APR5.13%
Term67 to 72 Months
Last UpdatedApr 5, 2026
Details

As Low As; Rate advertised includes a .50% discount for electronic payment from a United Teletech Checking Account and a .25% discount for new auto purchases.

GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loans
5.24%
72 - 84
View
▼
APR5.24%
Term72 - 84
Last UpdatedMar 26, 2026
Details

As Low As

Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
New Cars
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details

With credit score of 700 and above

First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
New Auto Loan
5.24%
61 - 66 months
View
▼
APR5.24%
Term61 - 66 months
Last UpdatedApr 4, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
New Auto
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 5, 2026
Details

73 to 84 Months

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
New Auto Loan
5.24%
61-72
View
▼
APR5.24%
Term61-72
Last UpdatedApr 5, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedApr 2, 2026
Details

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Vehicle (car, truck, van)
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 100% of purchase price, including sales tax

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; NJ vehicles only.

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Auto
5.30%
6 Months
View
▼
APR5.30%
Term6 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

Mercer County Nj Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
New Car
5.39%
84 Months
View
▼
APR5.39%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.42%
72 months
View
▼
APR5.42%
Term72 months
Last UpdatedMar 25, 2026
Details

As Low As

FIRST POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
New Auto Loan
5.49%
6 years
View
▼
APR5.49%
Term6 years
Last UpdatedMar 26, 2026
Details

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★ Texas Ratio: 26.12%
New & Used Auto Loans - Model Year 2022 and Newer*Less than 75,000 miles
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New/Used Auto
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
NEW CAR LOANS
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
New Cars
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details

With credit score of 700 and above

Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Vehicles
5.50%
Up to 60 months
View
▼
APR5.50%
TermUp to 60 months
Last UpdatedApr 4, 2026
Details

As Low As; Regular

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
New Auto Loans
5.50%
Up to 60 months
View
▼
APR5.50%
TermUp to 60 months
Last UpdatedApr 4, 2026
Details

B M S Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
New Car Loans
5.50%
36 months
View
▼
APR5.50%
Term36 months
Last UpdatedApr 4, 2026
Details

As Low As

East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
New Vehicles
5.50%
5 Months
View
▼
APR5.50%
Term5 Months
Last UpdatedApr 4, 2026
Details

Local 1233 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 5, 2026
Details

Atlantic Health Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
New Car Loan
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedApr 5, 2026
Details

Up to 36 Months

VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
New Vehicle
5.50%
30 Months
View
▼
APR5.50%
Term30 Months
Last UpdatedApr 5, 2026
Details

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.85%
New Auto
5.53%
60 Months
View
▼
APR5.53%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans -- New, Enterprise, or Used Under 3 years
3.99%
3 Months
View
▼
APR3.99%
Term3 Months
Last UpdatedApr 4, 2026
Details

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Auto Loans
3.99%
4 years
View
▼
APR3.99%
Term4 years
Last UpdatedApr 5, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 36 Months
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 4, 2026
Details

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Used Autos
4.25%
Up to 24 months
View
▼
APR4.25%
TermUp to 24 months
Last UpdatedApr 4, 2026
Details

As Low As

New Jersey Law And Public Safety Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Auto Loans
4.34%
24 to 84 Month
View
▼
APR4.34%
Term24 to 84 Month
Last UpdatedMar 24, 2026
Details

As Low As; .25% discount if payroll deducted; Rate is determined by credit risk score.; We lend 100% of Kelly Blue Book - Used Car Guide Terms Determined by Age of Car - Up to 7 years; Additional Savings of .25% if Payroll Deducted; ** 30% down for lowest rate

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Used Autos
4.40%
Up to 36 months
View
▼
APR4.40%
TermUp to 36 months
Last UpdatedApr 4, 2026
Details

As Low As

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★ Texas Ratio: 26.12%
New & Used Auto Loans - Model Year 2022 and Newer*Less than 75,000 miles
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Wakefern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Used Car Loan
4.49%
24 to 36
View
▼
APR4.49%
Term24 to 36
Last UpdatedApr 5, 2026
Details

As Low As

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Used Auto Loan
4.49%
Up to 36
View
▼
APR4.49%
TermUp to 36
Last UpdatedApr 5, 2026
Details

As Low As

1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 60 Months
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars and Trucks
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Auto Loans
4.50%
5 years
View
▼
APR4.50%
Term5 years
Last UpdatedApr 5, 2026
Details

As Low As

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Used Autos
4.55%
Up to 48 months
View
▼
APR4.55%
TermUp to 48 months
Last UpdatedApr 4, 2026
Details

As Low As

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Auto
4.60%
2 Months
View
▼
APR4.60%
Term2 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

Mercer County Nj Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
Pre-Owned
4.64%
60 Months
View
▼
APR4.64%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Used Autos
4.70%
Up to 60 months
View
▼
APR4.70%
TermUp to 60 months
Last UpdatedApr 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★ Texas Ratio: 26.12%
New & Used Auto Loans - Model Year 2022 and Newer*Less than 75,000 miles
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto Loans
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 4, 2026
Details

2013 & Newer

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Used Auto Loan
4.74%
37-48
View
▼
APR4.74%
Term37-48
Last UpdatedApr 5, 2026
Details

As Low As

1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 72 Months
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Used Vehicles
4.75%
1 - 3 Years
View
▼
APR4.75%
Term1 - 3 Years
Last UpdatedApr 4, 2026
Details

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Auto
4.85%
3 Months
View
▼
APR4.85%
Term3 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Used Autos
4.85%
Up to 72 months
View
▼
APR4.85%
TermUp to 72 months
Last UpdatedApr 4, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
4.89%
Up to 48 Months
View
▼
APR4.89%
TermUp to 48 Months
Last UpdatedMar 29, 2026
Details

As Low As

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
Used Auto Loan
4.90%
12 Months
View
▼
APR4.90%
Term12 Months
Last UpdatedApr 4, 2026
Details

As Low As

GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle Loans
4.99%
6 - 35
View
▼
APR4.99%
Term6 - 35
Last UpdatedMar 26, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
4.99%
49 to 66 Months
View
▼
APR4.99%
Term49 to 66 Months
Last UpdatedMar 29, 2026
Details

As Low As

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★ Texas Ratio: 26.12%
New & Used Auto Loans - Model Year 2022 and Newer*Less than 75,000 miles
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New/Used Auto
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
USED CAR LOANS
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 4, 2026
Details

Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
Used Cars
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 4, 2026
Details

With credit score of 700 and above

Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

2019 & Newer

Garden State Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.16%
Used Car Loan
4.99%
5 years
View
▼
APR4.99%
Term5 years
Last UpdatedApr 5, 2026
Details

Wakefern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Used Car Loan
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
Used Auto
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details

Up to 48 Months

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Used Auto Loan
4.99%
49-60
View
▼
APR4.99%
Term49-60
Last UpdatedApr 5, 2026
Details

As Low As

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Auto
5.00%
4 Months
View
▼
APR5.00%
Term4 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Older or High Mileage Used Auto
5.00%
3 Months
View
▼
APR5.00%
Term3 Months
Last UpdatedApr 4, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars and Trucks
5.00%
42 Months
View
▼
APR5.00%
Term42 Months
Last UpdatedApr 4, 2026
Details

Atlantic City Electric Co Emp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Used Auto Loans Model years 2018 and older
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 4, 2026
Details

48 months max. term**

Atlantic City Electric Co Emp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Used Auto Loans Model years 2019 - 2021
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

Up to 60 months*

Atlantic City Electric Co Emp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Used Auto Loans Model years 2022 - 2025
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedApr 4, 2026
Details

Up to 72 months*

B M S Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Pre-Owned Car Loans
5.00%
24 months
View
▼
APR5.00%
Term24 months
Last UpdatedApr 4, 2026
Details

As Low As

Mercer County Nj Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
Pre-Owned
5.14%
72 Months
View
▼
APR5.14%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.19%
67 to 75 Months
View
▼
APR5.19%
Term67 to 75 Months
Last UpdatedMar 29, 2026
Details

As Low As

Motion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Auto
5.20%
5 Months
View
▼
APR5.20%
Term5 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Purchase Price

GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle Loans
5.24%
36 - 47
View
▼
APR5.24%
Term36 - 47
Last UpdatedMar 26, 2026
Details

As Low As

First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
Used Auto Loan
5.24%
3 - 36
View
▼
APR5.24%
Term3 - 36
Last UpdatedApr 4, 2026
Details

As Low As; Model Years: 2022 - 2027

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
Used Auto
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 5, 2026
Details

49 to 60 Months

Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Older or High Mileage Used Auto
5.25%
4 Months
View
▼
APR5.25%
Term4 Months
Last UpdatedApr 4, 2026
Details

As Low As

Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Used Auto Loans
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

2022 & Newer

GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle Loans
5.49%
48 - 59
View
▼
APR5.49%
Term48 - 59
Last UpdatedMar 26, 2026
Details

As Low As

First Financial Federal Credit Union
Institution Rating:
C+4.1 ★ Texas Ratio: 26.12%
New & Used Auto Loans - Model Year 2022 and Newer*Less than 75,000 miles
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New/Used Auto
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
USED CAR LOANS
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; NJ vehicles only.

First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
Used Auto Loan
5.49%
61 - 66
View
▼
APR5.49%
Term61 - 66
Last UpdatedApr 4, 2026
Details

As Low As; Model Years: 2022 - 2027

Wakefern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Used Car Loan
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
Used Auto
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 5, 2026
Details

61 to 72 Months

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
Used Auto 2025 & 2024
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Used Auto Loan
5.49%
61-72
View
▼
APR5.49%
Term61-72
Last UpdatedApr 5, 2026
Details

As Low As

Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Older or High Mileage Used Auto
5.50%
5 Months
View
▼
APR5.50%
Term5 Months
Last UpdatedApr 4, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars and Trucks
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Vehicle (car, truck, van)
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; loan not to exceed J D Powers Clean Retail value sales tax

B M S Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Pre-Owned Car Loans
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Ukrainian National Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.85%
Used Car Loans
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As; 15% down payment

Ukrainian National Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.85%
Used Car Loans (Maximum age of car - Last 7 Model Years)
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As; 15% down payment

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.54%
Up to 48 Months
View
▼
APR5.54%
TermUp to 48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Estell Manor, NJ Auto Loan Rate Trends

Compare local Estell Manor, NJ auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New Jersey Auto Trends →
New Auto Loan — NJ Avg
5.825%
▼ 0.095 vs 7 days ago

New Jersey new auto rates fell 0.095 points over the past 7 days to 5.825% APR.

Used Auto Loan — NJ Avg
7.937%
▲ 0.170 vs 7 days ago

New Jersey used auto rates rose 0.170 points over the past 7 days to 7.937% APR.

As of Apr 6, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Estell Manor, New Jersey

How does my credit score affect my car loan rate in New Jersey?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Estell Manor, New Jersey with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in New Jersey *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Estell Manor, New Jersey typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Estell Manor, New Jersey?

Based on our current data, some of the lowest auto loan rates available in Estell Manor, New Jersey include:
  • Polish And Slavic Federal Credit Union: 2.99% (New Auto Loan)
  • Baxter Credit Union: 3.24% (Auto Loans)
  • Merck Employees Federal Credit Union: 3.25% (Auto Loan)
  • Wakefern Federal Credit Union: 3.49% (New Car Loans)
  • New Jersey Law And Public Safety Credit Union: 3.59% (New Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Estell Manor, New Jersey. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 5, 2026

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