Auto Loan Rates in Waynetown, Indiana (IN) for July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Waynetown, Indiana. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Waynetown, Indiana include Central Soya Federal Credit UnionCentral Soya Federal Credit UnionA+5.0 ★Texas Ratio: 0.08% offering Auto Loan at 3.49%, Clifty Creek Employees Federal Credit UnionClifty Creek Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.30% offering 2023 - Newer Vehicle Loan at 3.75%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Auto Loans at 4.14%, Regional Federal Credit UnionRegional Federal Credit UnionA+5.0 ★Texas Ratio: 4.25% offering New and Used Auto Loans at 4.24%, Monroe County Teachers Federal Credit UnionMonroe County Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 4.57% offering New Vehicles Loan at 4.25%. Auto loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
Waynetown borrowers have access to 30 lenders serving the Indiana area, with auto loan rates as low as 3.49% APR from Central Soya Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Waynetown, Indiana. Auto Loan Rates Last Updated and Verified: July 6, 2026
Compare Auto Loan Rates Today in Waynetown, Indiana & Surrounding Area
Waynetown Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
3.49%
36-72 Months
▼
APR3.49%
Term36-72 Months
Last UpdatedJul 6, 2026
Details
2022 or Newer vehicle
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loans
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJul 6, 2026
Details
Special!
Clifty Creek Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2023 - Newer Vehicle Loan
3.75%
5 Year Term
▼
APR3.75%
Term5 Year Term
Last UpdatedJun 16, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
4.14%
0 - 75 Months
▼
APR4.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details
As Low As; 2026 & Newer
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
4.24%
36 months
▼
APR4.24%
Term36 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2023-2027
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
New Vehicles Loan
4.25%
12 - 24
▼
APR4.25%
Term12 - 24
Last UpdatedJun 23, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Auto Loan
4.29%
54 Months
▼
APR4.29%
Term54 Months
Last UpdatedJul 6, 2026
Details
Collateral: 2019 - 2026; **
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
New Auto 2025-26
4.35%
Up to 36 months
▼
APR4.35%
TermUp to 36 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2021-2025
4.35%
up to 60 months
▼
APR4.35%
Termup to 60 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Auto Loan
4.39%
66 Months
▼
APR4.39%
Term66 Months
Last UpdatedJul 6, 2026
Details
Collateral: 2020 - 2026; **
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Auto Loan
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedJun 29, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2023-2027
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Auto Loan
4.49%
78 Months
▼
APR4.49%
Term78 Months
Last UpdatedJul 6, 2026
Details
Collateral: 2023 - 2026; **
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedJul 6, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
New Vehicles Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedJun 23, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59 Months
▼
APR4.74%
Term0 - 59 Months
Last UpdatedJun 16, 2026
Details
As Low As;*
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Newer Auto Loan
4.74%
up to 48 months
▼
APR4.74%
Termup to 48 months
Last UpdatedJun 23, 2026
Details
As Low As; Newer (2023-2026)
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
4.74%
72 months
▼
APR4.74%
Term72 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2023-2027
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
New Vehicles Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedJun 23, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
New Vehicle Loan
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedJul 6, 2026
Details
100% List; APR includes *
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Vehicle Loan
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedJul 6, 2026
Details
2025 - 2024 Models; APR includes *
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Auto Loan
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedJul 6, 2026
Details
Collateral: 2024 - 2026; **
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
New Vehicle Loan
4.88%
66 months
▼
APR4.88%
Term66 months
Last UpdatedJul 6, 2026
Details
100% List; APR includes *
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
New Auto Loan
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedJun 23, 2026
Details
Natco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto loans - new or used
4.95%
Varies
▼
APR4.95%
TermVaries
Last UpdatedJun 16, 2026
Details
Subject to credit approval. Rate may vary based on individual creditworthiness.
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
New Auto Loan
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedJun 23, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74 Months
▼
APR4.99%
Term60 - 74 Months
Last UpdatedJun 16, 2026
Details
As Low As;*
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Newer Auto Loan
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedJun 23, 2026
Details
As Low As; Newer (2023-2026)
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
Auto Loan
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedJun 27, 2026
Details
New or used auto loan. Rate discount of up to 0.25% available for members meeting qualifying conditions.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
New Auto 2025 + Newer Only
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedJun 27, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Vehicle Loans - 2020 through 2022 Models
4.99%
2022 Mo
▼
APR4.99%
Term2022 Mo
Last UpdatedJul 6, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Vehicle Loans - 2023 through 2026 Models
4.99%
2026 Mo
▼
APR4.99%
Term2026 Mo
Last UpdatedJul 6, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 66 Months
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedJul 6, 2026
Details
As Low As
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.56%
Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJul 6, 2026
Details
As Low As; up to 36 Months
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
New Vehicles Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJun 23, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Used Vehicles 1-2 yrs. old Loan
5.00%
2 Yrs
▼
APR5.00%
Term2 Yrs
Last UpdatedJun 23, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
New Auto
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedJun 27, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2021 & Newer Loan
5.00%
24 months
▼
APR5.00%
Term24 months
Last UpdatedJun 27, 2026
Details
As Low As*
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedJul 6, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
New Auto
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedJun 27, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2021 & Newer Loan
5.05%
36 months
▼
APR5.05%
Term36 months
Last UpdatedJun 27, 2026
Details
As Low As*
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
5.14%
0 - 75 Months
▼
APR5.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details
As Low As; 2023 - 2025*
Clifty Creek Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2021 - 2022 Vehicle Loan
5.24%
5 Year Term
▼
APR5.24%
Term5 Year Term
Last UpdatedJun 16, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
Auto Loans
5.24%
Up to 48 Months
▼
APR5.24%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJun 23, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto Loan
5.24%
up to 48 months
▼
APR5.24%
Termup to 48 months
Last UpdatedJun 23, 2026
Details
As Low As; Used (2019 - 2022)
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedJun 27, 2026
Details
As Low As; Model Year: New Auto 2025 + Newer
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Used Auto Loan 2023 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedJun 23, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
New Vehicles Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedJun 23, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Vehicle Loans - 2020 through 2022 Models
5.25%
2022 Mo
▼
APR5.25%
Term2022 Mo
Last UpdatedJul 6, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
New Vehicle Loan
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedJul 6, 2026
Details
APR includes *
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Auto Loan
5.34%
48 Months
▼
APR5.34%
Term48 Months
Last UpdatedJul 6, 2026
Details
Collateral: 2019 - 2026
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
New Auto
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedJun 27, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2021 & Newer Loan
5.35%
48 months
▼
APR5.35%
Term48 months
Last UpdatedJun 27, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
New Auto
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedJun 27, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2021 & Newer Loan
5.39%
72 months
▼
APR5.39%
Term72 months
Last UpdatedJun 27, 2026
Details
As Low As*
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
5.39%
84 months
▼
APR5.39%
Term84 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2025-2027 (new only)
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 6, 2026
Details
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles 2015 - 2017 Loan
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedJul 6, 2026
Details
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles 2020 & Newer Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 6, 2026
Details
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
New Auto (2022 or newer)
5.46%
60 months
▼
APR5.46%
Term60 months
Last UpdatedJul 6, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2023 Model Year Auto Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2024 Model Year Auto Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2025 Model Year Auto Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2026 Model Year Auto Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Auto Loan
5.49%
up to 48 months
▼
APR5.49%
Termup to 48 months
Last UpdatedJun 23, 2026
Details
As Low As; Promotional rate
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto Loan
5.49%
up to 60 months
▼
APR5.49%
Termup to 60 months
Last UpdatedJun 23, 2026
Details
As Low As; Used (2019 - 2022)
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto
5.49%
up to 60 months
▼
APR5.49%
Termup to 60 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto 61-72 months
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedJun 26, 2026
Details
Rates as Low as: *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto up to 60 months
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 26, 2026
Details
Rates as Low as: *
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedJun 27, 2026
Details
As Low As; Model Year: New Auto 2025 + Newer
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 75 Months
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedJul 6, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
New Vehicles Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedJun 23, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Used Vehicles 1-2 yrs. old Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedJun 23, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loans (2020 or Newer)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedJul 6, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Vehicle Loan
5.50%
60 months
▼
APR5.50%
Term60 months
Last UpdatedJul 6, 2026
Details
2023 - 2022 Models; APR includes *
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Used Auto Loan 2020 - 2022
5.60%
48 Months
▼
APR5.60%
Term48 Months
Last UpdatedJun 23, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2023 Model Year Auto Loan
5.60%
60 months
▼
APR5.60%
Term60 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2024 Model Year Auto Loan
5.60%
60 months
▼
APR5.60%
Term60 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2025 Model Year Auto Loan
5.60%
60 months
▼
APR5.60%
Term60 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2026 Model Year Auto Loan
5.60%
60 months
▼
APR5.60%
Term60 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Vehicle Loan
5.63%
48 months
▼
APR5.63%
Term48 months
Last UpdatedJul 6, 2026
Details
2021 - 2019 Models
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
5.64%
60 months
▼
APR5.64%
Term60 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2021-2022
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Used Auto Loan 2023 & Newer
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedJun 23, 2026
Details
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Used Auto Loan 2020 - 2022
5.69%
60 Months
▼
APR5.69%
Term60 Months
Last UpdatedJun 23, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles 2018 - 2019 Loan
5.70%
Max 72 months
▼
APR5.70%
TermMax 72 months
Last UpdatedJul 6, 2026
Details
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
New Auto (2022 or newer)
5.71%
72 months
▼
APR5.71%
Term72 months
Last UpdatedJul 6, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Newer Auto Loan
5.74%
up to 72 months
▼
APR5.74%
Termup to 72 months
Last UpdatedJun 23, 2026
Details
As Low As; Newer (2023-2026)
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Vehicle Loans - 2020 through 2022 Models
5.74%
2022 Mo
▼
APR5.74%
Term2022 Mo
Last UpdatedJul 6, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Vehicle Loans - 2023 through 2026 Models
5.74%
2026 Mo
▼
APR5.74%
Term2026 Mo
Last UpdatedJul 6, 2026
Details
As Low As; Loan Amounts over $20k only
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 6, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Auto Loan
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedJul 6, 2026
Details
Collateral: 2020 - 2026
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $20,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loans (2020 or Newer)
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedJul 6, 2026
Details
APR5.85%
Term72 months
Last UpdatedJun 29, 2026
Details
As Low As
APR5.85%
Term66 months
Last UpdatedJun 29, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
5.89%
72 months
▼
APR5.89%
Term72 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2021-2022
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Auto/Truck/Van 2020-2025
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedJul 6, 2026
Details
APR* as low as
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles 2015 - 2017 Loan
5.95%
Max 66 months
▼
APR5.95%
TermMax 66 months
Last UpdatedJul 6, 2026
Details
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
New Auto (2022 or newer)
5.96%
84 months
▼
APR5.96%
Term84 months
Last UpdatedJul 6, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
Auto Loans
5.99%
49 - 60 Months
▼
APR5.99%
Term49 - 60 Months
Last UpdatedJun 16, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2023 Model Year Auto Loan
5.99%
66 months
▼
APR5.99%
Term66 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2024 Model Year Auto Loan
5.99%
66 months
▼
APR5.99%
Term66 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2025 Model Year Auto Loan
5.99%
66 months
▼
APR5.99%
Term66 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2026 Model Year Auto Loan
5.99%
66 months
▼
APR5.99%
Term66 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Used Auto
5.99%
73 to 78 months
▼
APR5.99%
Term73 to 78 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Used Auto 73 to 78 months
5.99%
78 months
▼
APR5.99%
Term78 months
Last UpdatedJun 26, 2026
Details
Rates as Low as: *
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Vehicle Loans - 2023 through 2026 Models
5.99%
2026 Mo
▼
APR5.99%
Term2026 Mo
Last UpdatedJul 6, 2026
Details
As Low As; Loan Amounts over $60k only
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Auto Loan
5.99%
75 Months
▼
APR5.99%
Term75 Months
Last UpdatedJul 6, 2026
Details
Collateral: 2023 - 2026
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 84 Months
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedJul 6, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Used Vehicles 1-2 yrs. old Loan
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedJun 23, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
6.00%
96 Months
▼
APR6.00%
Term96 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $25,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loans (2020 or Newer)
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedJul 6, 2026
Details
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2018-2020
6.00%
up to 60 months
▼
APR6.00%
Termup to 60 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2017-2020 Loan
6.04%
24 months
▼
APR6.04%
Term24 months
Last UpdatedJun 27, 2026
Details
As Low As*
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
New Auto Loan
6.05%
84 Months
▼
APR6.05%
Term84 Months
Last UpdatedJun 23, 2026
Details
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Used Auto Loan 2020 - 2022
6.09%
72 Months
▼
APR6.09%
Term72 Months
Last UpdatedJun 23, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2017-2020 Loan
6.09%
36 months
▼
APR6.09%
Term36 months
Last UpdatedJun 27, 2026
Details
As Low As*
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
6.14%
76 - 84 Months
▼
APR6.14%
Term76 - 84 Months
Last UpdatedJun 11, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
6.14%
60 months
▼
APR6.14%
Term60 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2017-2020
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
2021 Used Auto
6.24%
63 Months
▼
APR6.24%
Term63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
6.24%
Up to 63 Months
▼
APR6.24%
TermUp to 63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto
6.24%
Up to 63 Months
▼
APR6.24%
TermUp to 63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Auto Loan
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedJul 6, 2026
Details
Collateral: 2017 - 2018
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loans (2019 and older)
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedJul 6, 2026
Details
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loans (2020 or Newer)
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJul 6, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
New Vehicle Loan
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedJul 6, 2026
Details
Over $15,000; APR includes *
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto
6.33%
66 Months
▼
APR6.33%
Term66 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2017-2020 Loan
6.34%
48 months
▼
APR6.34%
Term48 months
Last UpdatedJun 27, 2026
Details
As Low As*
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Used Auto (2021 or older)
6.34%
60 months
▼
APR6.34%
Term60 months
Last UpdatedJul 6, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
2020 Used Auto
6.38%
63 Months
▼
APR6.38%
Term63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
6.38%
63 Months
▼
APR6.38%
Term63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto
6.38%
72 Months
▼
APR6.38%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2017-2020 Loan
6.39%
60 months
▼
APR6.39%
Term60 months
Last UpdatedJun 27, 2026
Details
As Low As*
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
Auto Loans
6.49%
61 - 72 Months
▼
APR6.49%
Term61 - 72 Months
Last UpdatedJun 16, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2023 Model Year Auto Loan
6.49%
84 months
▼
APR6.49%
Term84 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2024 Model Year Auto Loan
6.49%
84 months
▼
APR6.49%
Term84 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2025 Model Year Auto Loan
6.49%
84 months
▼
APR6.49%
Term84 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2026 Model Year Auto Loan
6.49%
84 months
▼
APR6.49%
Term84 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto Loan
6.49%
up to 72 months
▼
APR6.49%
Termup to 72 months
Last UpdatedJun 23, 2026
Details
As Low As; Used (2019 - 2022)
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto 37-72 months
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedJun 26, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto up to 36 months
6.49%
36 months
▼
APR6.49%
Term36 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
2021 Used Auto
6.49%
66 Months
▼
APR6.49%
Term66 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Auto Loan
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedJul 6, 2026
Details
Collateral: 2024 - 2026
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 96 Months
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedJul 6, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Used Vehicles 1-2 yrs. old Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedJun 23, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2020 Model Year Auto Loan
6.50%
60 months
▼
APR6.50%
Term60 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2021 Model Year Auto Loan
6.50%
66 months
▼
APR6.50%
Term66 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2022 Model Year Auto Loan
6.50%
60 months
▼
APR6.50%
Term60 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $20,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
6.50%
36 - 60 Months
▼
APR6.50%
Term36 - 60 Months
Last UpdatedJul 6, 2026
Details
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loans (2019 and older)
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedJul 6, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
2021 Used Auto
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
2020 Used Auto
6.64%
66 Months
▼
APR6.64%
Term66 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Used Auto (2021 or older)
6.71%
72 months
▼
APR6.71%
Term72 months
Last UpdatedJul 6, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto
6.74%
79 to 84 months
▼
APR6.74%
Term79 to 84 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto 79 to 84 months
6.74%
84 months
▼
APR6.74%
Term84 months
Last UpdatedJun 26, 2026
Details
Rates as Low as: *
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Vehicle Loans - 2015 through 2019 Models
6.74%
2019 Mo
▼
APR6.74%
Term2019 Mo
Last UpdatedJul 6, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Vehicle Loans - 2020 through 2022 Models
6.74%
2022 Mo
▼
APR6.74%
Term2022 Mo
Last UpdatedJul 6, 2026
Details
As Low As; Loan Amounts over $20k only
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2017
6.74%
up to 36 months
▼
APR6.74%
Termup to 36 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
New Auto
6.79%
84 Months
▼
APR6.79%
Term84 Months
Last UpdatedJun 27, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2017-2020 Loan
6.84%
72 months
▼
APR6.84%
Term72 months
Last UpdatedJun 27, 2026
Details
As Low As*
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
2020 Used Auto
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles 2010 - 2014 Loan
6.95%
MAX 60 months
▼
APR6.95%
TermMAX 60 months
Last UpdatedJul 6, 2026
Details
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2019 Model Year & Older Auto Loan
6.99%
60 months
▼
APR6.99%
Term60 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Newer Auto Loan
6.99%
up to 84 months
▼
APR6.99%
Termup to 84 months
Last UpdatedJun 23, 2026
Details
As Low As; Newer (2023-2026)
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto
6.99%
75 Months
▼
APR6.99%
Term75 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Used Vehicles 3 years & Older Loan
7.00%
3 Years
▼
APR7.00%
Term3 Years
Last UpdatedJun 23, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
7.00%
96 Months
▼
APR7.00%
Term96 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $25,000.00
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Auto/Truck/Van 2015-2019
7.00%
60 months
▼
APR7.00%
Term60 months
Last UpdatedJul 6, 2026
Details
APR* as low as
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedJul 6, 2026
Details
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2017
7.00%
37 to 60 months
▼
APR7.00%
Term37 to 60 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
New Vehicle Loan
7.07%
up to 72 months
▼
APR7.07%
Termup to 72 months
Last UpdatedJun 29, 2026
Details
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2016
7.20%
up to 54 months
▼
APR7.20%
Termup to 54 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
Auto Loans
7.24%
73 - 84 Months
▼
APR7.24%
Term73 - 84 Months
Last UpdatedJun 16, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Vehicle Loans - 2015 through 2019 Models
7.24%
2019 Mo
▼
APR7.24%
Term2019 Mo
Last UpdatedJul 6, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2020 Model Year Auto Loan
7.25%
72 months
▼
APR7.25%
Term72 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2021 Model Year Auto Loan
7.25%
72 months
▼
APR7.25%
Term72 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2022 Model Year Auto Loan
7.25%
72 months
▼
APR7.25%
Term72 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2015
7.25%
up to 48 months
▼
APR7.25%
Termup to 48 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2019 Model Year & Older Auto Loan
7.49%
66 months
▼
APR7.49%
Term66 months
Last UpdatedJun 23, 2026
Details
As Low As; Rate (APR as low as)
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Used Auto 73 to 78 months
7.49%
73 to 78 months
▼
APR7.49%
Term73 to 78 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Vehicle Loan
7.50%
36 months
▼
APR7.50%
Term36 months
Last UpdatedJul 6, 2026
Details
2018 or Older Models; APR includes *
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2014
7.60%
up to 24 months
▼
APR7.60%
Termup to 24 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2014
7.70%
up to 48 months
▼
APR7.70%
Termup to 48 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
7.74%
75- 84 Months
▼
APR7.74%
Term75- 84 Months
Last UpdatedJun 16, 2026
Details
As Low As;*
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto Loan
7.74%
up to 84 months
▼
APR7.74%
Termup to 84 months
Last UpdatedJun 23, 2026
Details
As Low As; Used (2019 - 2022)
Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
Recreational & Other Vehicle Loans
7.75%
49 - 72 Months
▼
APR7.75%
Term49 - 72 Months
Last UpdatedJun 27, 2026
Details
New Vehicle Rate
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2013
7.75%
24 months
▼
APR7.75%
Term24 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
2021 Used Auto
7.87%
75 Months
▼
APR7.87%
Term75 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Used Auto Loan 2010 - 2019
7.90%
48 Months
▼
APR7.90%
Term48 Months
Last UpdatedJun 23, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto 79 to 84 months
7.99%
79 to 84 months
▼
APR7.99%
Term79 to 84 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Used Auto Loan 2010 - 2019
8.00%
60 Months
▼
APR8.00%
Term60 Months
Last UpdatedJun 23, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
Recreational & Other Vehicle Loans
8.00%
49 - 72 Months
▼
APR8.00%
Term49 - 72 Months
Last UpdatedJun 27, 2026
Details
2018-2022 Vehicle Rate
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2013
8.00%
48 months
▼
APR8.00%
Term48 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Powered by
MonitorBankRates
Waynetown New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loans
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJul 6, 2026
Details
Special!
Clifty Creek Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2023 - Newer Vehicle Loan
3.75%
5 Year Term
▼
APR3.75%
Term5 Year Term
Last UpdatedJun 16, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
4.24%
36 months
▼
APR4.24%
Term36 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2023-2027
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
New Vehicles Loan
4.25%
12 - 24
▼
APR4.25%
Term12 - 24
Last UpdatedJun 23, 2026
Details
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
New Auto 2025-26
4.35%
Up to 36 months
▼
APR4.35%
TermUp to 36 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2023-2027
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedJul 6, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
New Vehicles Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedJun 23, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59 Months
▼
APR4.74%
Term0 - 59 Months
Last UpdatedJun 16, 2026
Details
As Low As;*
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Newer Auto Loan
4.74%
up to 48 months
▼
APR4.74%
Termup to 48 months
Last UpdatedJun 23, 2026
Details
As Low As; Newer (2023-2026)
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
4.74%
72 months
▼
APR4.74%
Term72 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2023-2027
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
New Vehicles Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedJun 23, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
New Vehicle Loan
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedJul 6, 2026
Details
100% List; APR includes *
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
New Vehicle Loan
4.88%
66 months
▼
APR4.88%
Term66 months
Last UpdatedJul 6, 2026
Details
100% List; APR includes *
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
New Auto Loan
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedJun 23, 2026
Details
Natco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto loans - new or used
4.95%
Varies
▼
APR4.95%
TermVaries
Last UpdatedJun 16, 2026
Details
Subject to credit approval. Rate may vary based on individual creditworthiness.
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
New Auto Loan
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedJun 23, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74 Months
▼
APR4.99%
Term60 - 74 Months
Last UpdatedJun 16, 2026
Details
As Low As;*
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Newer Auto Loan
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedJun 23, 2026
Details
As Low As; Newer (2023-2026)
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
New Auto 2025 + Newer Only
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedJun 27, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 66 Months
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedJul 6, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
New Vehicles Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJun 23, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
New Auto
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedJun 27, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2021 & Newer Loan
5.00%
24 months
▼
APR5.00%
Term24 months
Last UpdatedJun 27, 2026
Details
As Low As*
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedJul 6, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
New Auto
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedJun 27, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2021 & Newer Loan
5.05%
36 months
▼
APR5.05%
Term36 months
Last UpdatedJun 27, 2026
Details
As Low As*
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJun 23, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedJun 27, 2026
Details
As Low As; Model Year: New Auto 2025 + Newer
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Used Auto Loan 2023 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedJun 23, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
New Vehicles Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedJun 23, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
New Vehicle Loan
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedJul 6, 2026
Details
APR includes *
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
New Auto
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedJun 27, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2021 & Newer Loan
5.35%
48 months
▼
APR5.35%
Term48 months
Last UpdatedJun 27, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
New Auto
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedJun 27, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2021 & Newer Loan
5.39%
72 months
▼
APR5.39%
Term72 months
Last UpdatedJun 27, 2026
Details
As Low As*
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
5.39%
84 months
▼
APR5.39%
Term84 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2025-2027 (new only)
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 6, 2026
Details
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles 2020 & Newer Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 6, 2026
Details
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
New Auto (2022 or newer)
5.46%
60 months
▼
APR5.46%
Term60 months
Last UpdatedJul 6, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto
5.49%
up to 60 months
▼
APR5.49%
Termup to 60 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto 61-72 months
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedJun 26, 2026
Details
Rates as Low as: *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto up to 60 months
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 26, 2026
Details
Rates as Low as: *
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedJun 27, 2026
Details
As Low As; Model Year: New Auto 2025 + Newer
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 75 Months
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedJul 6, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
New Vehicles Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedJun 23, 2026
Details
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loans (2020 or Newer)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedJul 6, 2026
Details
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
5.64%
60 months
▼
APR5.64%
Term60 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2021-2022
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Used Auto Loan 2023 & Newer
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedJun 23, 2026
Details
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
New Auto (2022 or newer)
5.71%
72 months
▼
APR5.71%
Term72 months
Last UpdatedJul 6, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Newer Auto Loan
5.74%
up to 72 months
▼
APR5.74%
Termup to 72 months
Last UpdatedJun 23, 2026
Details
As Low As; Newer (2023-2026)
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 6, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $20,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loans (2020 or Newer)
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedJul 6, 2026
Details
APR5.85%
Term72 months
Last UpdatedJun 29, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
5.89%
72 months
▼
APR5.89%
Term72 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2021-2022
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
New Auto (2022 or newer)
5.96%
84 months
▼
APR5.96%
Term84 months
Last UpdatedJul 6, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Used Auto
5.99%
73 to 78 months
▼
APR5.99%
Term73 to 78 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Used Auto 73 to 78 months
5.99%
78 months
▼
APR5.99%
Term78 months
Last UpdatedJun 26, 2026
Details
Rates as Low as: *
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 84 Months
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedJul 6, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
6.00%
96 Months
▼
APR6.00%
Term96 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $25,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loans (2020 or Newer)
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedJul 6, 2026
Details
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
New Auto Loan
6.05%
84 Months
▼
APR6.05%
Term84 Months
Last UpdatedJun 23, 2026
Details
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
6.14%
60 months
▼
APR6.14%
Term60 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2017-2020
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
6.24%
Up to 63 Months
▼
APR6.24%
TermUp to 63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loans (2020 or Newer)
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJul 6, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
New Vehicle Loan
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedJul 6, 2026
Details
Over $15,000; APR includes *
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
6.38%
63 Months
▼
APR6.38%
Term63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto 37-72 months
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedJun 26, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto up to 36 months
6.49%
36 months
▼
APR6.49%
Term36 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 96 Months
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedJul 6, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto
6.74%
79 to 84 months
▼
APR6.74%
Term79 to 84 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto 79 to 84 months
6.74%
84 months
▼
APR6.74%
Term84 months
Last UpdatedJun 26, 2026
Details
Rates as Low as: *
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
New Auto
6.79%
84 Months
▼
APR6.79%
Term84 Months
Last UpdatedJun 27, 2026
Details
As Low As*
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Newer Auto Loan
6.99%
up to 84 months
▼
APR6.99%
Termup to 84 months
Last UpdatedJun 23, 2026
Details
As Low As; Newer (2023-2026)
MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
New Vehicle Loan
7.07%
up to 72 months
▼
APR7.07%
Termup to 72 months
Last UpdatedJun 29, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Used Auto 73 to 78 months
7.49%
73 to 78 months
▼
APR7.49%
Term73 to 78 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
7.74%
75- 84 Months
▼
APR7.74%
Term75- 84 Months
Last UpdatedJun 16, 2026
Details
As Low As;*
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto 79 to 84 months
7.99%
79 to 84 months
▼
APR7.99%
Term79 to 84 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Powered by
MonitorBankRates
Waynetown Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
4.24%
36 months
▼
APR4.24%
Term36 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2023-2027
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2021-2025
4.35%
up to 60 months
▼
APR4.35%
Termup to 60 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2023-2027
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
4.74%
72 months
▼
APR4.74%
Term72 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2023-2027
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Vehicle Loan
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedJul 6, 2026
Details
2025 - 2024 Models; APR includes *
Natco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Auto loans - new or used
4.95%
Varies
▼
APR4.95%
TermVaries
Last UpdatedJun 16, 2026
Details
Subject to credit approval. Rate may vary based on individual creditworthiness.
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Used Vehicles 1-2 yrs. old Loan
5.00%
2 Yrs
▼
APR5.00%
Term2 Yrs
Last UpdatedJun 23, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2021 & Newer Loan
5.00%
24 months
▼
APR5.00%
Term24 months
Last UpdatedJun 27, 2026
Details
As Low As*
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2021 & Newer Loan
5.05%
36 months
▼
APR5.05%
Term36 months
Last UpdatedJun 27, 2026
Details
As Low As*
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto Loan
5.24%
up to 48 months
▼
APR5.24%
Termup to 48 months
Last UpdatedJun 23, 2026
Details
As Low As; Used (2019 - 2022)
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Used Auto Loan 2023 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedJun 23, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2021 & Newer Loan
5.35%
48 months
▼
APR5.35%
Term48 months
Last UpdatedJun 27, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2021 & Newer Loan
5.39%
72 months
▼
APR5.39%
Term72 months
Last UpdatedJun 27, 2026
Details
As Low As*
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
5.39%
84 months
▼
APR5.39%
Term84 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2025-2027 (new only)
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles 2015 - 2017 Loan
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedJul 6, 2026
Details
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles 2020 & Newer Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 6, 2026
Details
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto Loan
5.49%
up to 60 months
▼
APR5.49%
Termup to 60 months
Last UpdatedJun 23, 2026
Details
As Low As; Used (2019 - 2022)
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto
5.49%
up to 60 months
▼
APR5.49%
Termup to 60 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto 61-72 months
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedJun 26, 2026
Details
Rates as Low as: *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto up to 60 months
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 26, 2026
Details
Rates as Low as: *
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Used Vehicles 1-2 yrs. old Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedJun 23, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loans (2020 or Newer)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedJul 6, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Vehicle Loan
5.50%
60 months
▼
APR5.50%
Term60 months
Last UpdatedJul 6, 2026
Details
2023 - 2022 Models; APR includes *
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Used Auto Loan 2020 - 2022
5.60%
48 Months
▼
APR5.60%
Term48 Months
Last UpdatedJun 23, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Vehicle Loan
5.63%
48 months
▼
APR5.63%
Term48 months
Last UpdatedJul 6, 2026
Details
2021 - 2019 Models
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
5.64%
60 months
▼
APR5.64%
Term60 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2021-2022
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Used Auto Loan 2023 & Newer
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedJun 23, 2026
Details
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Used Auto Loan 2020 - 2022
5.69%
60 Months
▼
APR5.69%
Term60 Months
Last UpdatedJun 23, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles 2018 - 2019 Loan
5.70%
Max 72 months
▼
APR5.70%
TermMax 72 months
Last UpdatedJul 6, 2026
Details
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 6, 2026
Details
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loans (2020 or Newer)
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedJul 6, 2026
Details
APR5.85%
Term66 months
Last UpdatedJun 29, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
5.89%
72 months
▼
APR5.89%
Term72 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2021-2022
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Auto/Truck/Van 2020-2025
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedJul 6, 2026
Details
APR* as low as
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles 2015 - 2017 Loan
5.95%
Max 66 months
▼
APR5.95%
TermMax 66 months
Last UpdatedJul 6, 2026
Details
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Used Auto
5.99%
73 to 78 months
▼
APR5.99%
Term73 to 78 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Used Auto 73 to 78 months
5.99%
78 months
▼
APR5.99%
Term78 months
Last UpdatedJun 26, 2026
Details
Rates as Low as: *
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Used Vehicles 1-2 yrs. old Loan
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedJun 23, 2026
Details
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loans (2020 or Newer)
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedJul 6, 2026
Details
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2018-2020
6.00%
up to 60 months
▼
APR6.00%
Termup to 60 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2017-2020 Loan
6.04%
24 months
▼
APR6.04%
Term24 months
Last UpdatedJun 27, 2026
Details
As Low As*
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Used Auto Loan 2020 - 2022
6.09%
72 Months
▼
APR6.09%
Term72 Months
Last UpdatedJun 23, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2017-2020 Loan
6.09%
36 months
▼
APR6.09%
Term36 months
Last UpdatedJun 27, 2026
Details
As Low As*
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
New and Used Auto Loans
6.14%
60 months
▼
APR6.14%
Term60 months
Last UpdatedJul 6, 2026
Details
As Low As; Model Year: 2017-2020
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
2021 Used Auto
6.24%
63 Months
▼
APR6.24%
Term63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
6.24%
Up to 63 Months
▼
APR6.24%
TermUp to 63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto
6.24%
Up to 63 Months
▼
APR6.24%
TermUp to 63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loans (2019 and older)
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedJul 6, 2026
Details
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loans (2020 or Newer)
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJul 6, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto
6.33%
66 Months
▼
APR6.33%
Term66 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2017-2020 Loan
6.34%
48 months
▼
APR6.34%
Term48 months
Last UpdatedJun 27, 2026
Details
As Low As*
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Used Auto (2021 or older)
6.34%
60 months
▼
APR6.34%
Term60 months
Last UpdatedJul 6, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
2020 Used Auto
6.38%
63 Months
▼
APR6.38%
Term63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
6.38%
63 Months
▼
APR6.38%
Term63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto
6.38%
72 Months
▼
APR6.38%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2017-2020 Loan
6.39%
60 months
▼
APR6.39%
Term60 months
Last UpdatedJun 27, 2026
Details
As Low As*
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto Loan
6.49%
up to 72 months
▼
APR6.49%
Termup to 72 months
Last UpdatedJun 23, 2026
Details
As Low As; Used (2019 - 2022)
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto 37-72 months
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedJun 26, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto up to 36 months
6.49%
36 months
▼
APR6.49%
Term36 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
2021 Used Auto
6.49%
66 Months
▼
APR6.49%
Term66 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Used Vehicles 1-2 yrs. old Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedJun 23, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $20,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loans (2019 and older)
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedJul 6, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
2021 Used Auto
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
2020 Used Auto
6.64%
66 Months
▼
APR6.64%
Term66 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Used Auto (2021 or older)
6.71%
72 months
▼
APR6.71%
Term72 months
Last UpdatedJul 6, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto
6.74%
79 to 84 months
▼
APR6.74%
Term79 to 84 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto 79 to 84 months
6.74%
84 months
▼
APR6.74%
Term84 months
Last UpdatedJun 26, 2026
Details
Rates as Low as: *
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2017
6.74%
up to 36 months
▼
APR6.74%
Termup to 36 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
Used Vehicle: 2017-2020 Loan
6.84%
72 months
▼
APR6.84%
Term72 months
Last UpdatedJun 27, 2026
Details
As Low As*
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
2020 Used Auto
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles 2010 - 2014 Loan
6.95%
MAX 60 months
▼
APR6.95%
TermMAX 60 months
Last UpdatedJul 6, 2026
Details
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto
6.99%
75 Months
▼
APR6.99%
Term75 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Used Vehicles 3 years & Older Loan
7.00%
3 Years
▼
APR7.00%
Term3 Years
Last UpdatedJun 23, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
7.00%
96 Months
▼
APR7.00%
Term96 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $25,000.00
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Auto/Truck/Van 2015-2019
7.00%
60 months
▼
APR7.00%
Term60 months
Last UpdatedJul 6, 2026
Details
APR* as low as
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2017
7.00%
37 to 60 months
▼
APR7.00%
Term37 to 60 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2016
7.20%
up to 54 months
▼
APR7.20%
Termup to 54 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2015
7.25%
up to 48 months
▼
APR7.25%
Termup to 48 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Used Auto 73 to 78 months
7.49%
73 to 78 months
▼
APR7.49%
Term73 to 78 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Vehicle Loan
7.50%
36 months
▼
APR7.50%
Term36 months
Last UpdatedJul 6, 2026
Details
2018 or Older Models; APR includes *
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2014
7.60%
up to 24 months
▼
APR7.60%
Termup to 24 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2014
7.70%
up to 48 months
▼
APR7.70%
Termup to 48 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Used Auto Loan
7.74%
up to 84 months
▼
APR7.74%
Termup to 84 months
Last UpdatedJun 23, 2026
Details
As Low As; Used (2019 - 2022)
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2013
7.75%
24 months
▼
APR7.75%
Term24 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
2021 Used Auto
7.87%
75 Months
▼
APR7.87%
Term75 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Used Auto Loan 2010 - 2019
7.90%
48 Months
▼
APR7.90%
Term48 Months
Last UpdatedJun 23, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
New and Used Auto 79 to 84 months
7.99%
79 to 84 months
▼
APR7.99%
Term79 to 84 months
Last UpdatedJun 26, 2026
Details
As Low As; *
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Used Auto Loan 2010 - 2019
8.00%
60 Months
▼
APR8.00%
Term60 Months
Last UpdatedJun 23, 2026
Details
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Used Auto 2013
8.00%
48 months
▼
APR8.00%
Term48 months
Last UpdatedJul 6, 2026
Details
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Powered by
MonitorBankRates
Waynetown, IN Auto Loan Rate Trends
Compare local Waynetown, IN auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IN Avg
5.443%
Unchanged vs 7 days ago
Indiana new auto loan rates currently average 5.443% APR.
Used Auto Loan — IN Avg
6.365%
Unchanged vs 7 days ago
Indiana used auto loan rates currently average 6.365% APR.
As of Jul 6, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Waynetown, Indiana auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Waynetown, Indiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Waynetown, Indiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in IN.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Waynetown, Indiana
How does my credit score affect my car loan rate in Indiana?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Waynetown, Indiana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Indiana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Waynetown, Indiana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Waynetown, Indiana?
Based on our current data, some of the lowest auto loan rates available in Waynetown, Indiana include:
- Central Soya Federal Credit Union: 3.49% (Auto Loan)
- Clifty Creek Employees Federal Credit Union: 3.75% (2023 - Newer Vehicle Loan)
- Baxter Credit Union: 4.14% (Auto Loans)
- Regional Federal Credit Union: 4.24% (New and Used Auto Loans)
- Monroe County Teachers Federal Credit Union: 4.25% (New Vehicles Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Waynetown, Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 6, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking