Current auto loan rates in Newburgh, Indiana include Diamond Valley Federal Credit UnionDiamond Valley Federal Credit Union7833 State Road 66, Newburgh, IN, 47630A+5.0 ★Texas Ratio: 2.10% offering New Vehicle Loan at 4.75%, Liberty Federal Credit UnionLiberty Federal Credit Union7697 Park Place Dr, Newburgh, IN, 47630A+5.0 ★Texas Ratio: 2.06% offering 2021 Used Auto at 6.24%, Central Soya Federal Credit UnionCentral Soya Federal Credit UnionA+5.0 ★Texas Ratio: 0.08% offering Auto Loan at 3.49%, Clifty Creek Employees Federal Credit UnionClifty Creek Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.30% offering 2023 - Newer Vehicle Loan at 3.75%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Auto Loans at 4.14%. Auto loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
Newburgh has 2 local institutions in our database, with auto loan rates as low as 4.75% APR from Diamond Valley Federal Credit Union at 7833 State Road 66, Newburgh, IN, 47630. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Newburgh, Indiana. Auto Loan Rates Last Updated and Verified: July 6, 2026
100% List; APR includes *
2025 - 2024 Models; APR includes *
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2023 - 2022 Models; APR includes *
2021 - 2019 Models
As Low As; Rate accurate as of July 6, 2026
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
As Low As; Rate accurate as of July 6, 2026
Over $15,000; APR includes *
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
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2018 or Older Models; APR includes *
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2022 or Newer vehicle
Special!
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As Low As; 2026 & Newer
As Low As; Model Year: 2023-2027
Collateral: 2019 - 2026; **
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
Collateral: 2020 - 2026; **
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Collateral: 2023 - 2026; **
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As Low As; Newer (2023-2026)
As Low As; Model Year: 2023-2027
As Low As; Minimum Loan Amount is $1,000.00
As Low As; Minimum Loan Amount is $1,000.00
Collateral: 2024 - 2026; **
Subject to credit approval. Rate may vary based on individual creditworthiness.
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As Low As; Newer (2023-2026)
New or used auto loan. Rate discount of up to 0.25% available for members meeting qualifying conditions.
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As Low As; up to 36 Months
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As Low As; Minimum Loan Amount is $1,000.00
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As Low As; Minimum Loan Amount is $15,000.00
Collateral: 2019 - 2026
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As Low As; Model Year: 2025-2027 (new only)
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
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As Low As; Promotional rate
As Low As; Used (2019 - 2022)
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As Low As; Model Year: New Auto 2025 + Newer
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As Low As; Minimum Loan Amount is $15,000.00
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As Low As; Model Year: 2021-2022
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
As Low As; Newer (2023-2026)
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As Low As; Loan Amounts over $20k only
Collateral: 2020 - 2026
As Low As; Minimum Loan Amount is $20,000.00
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As Low As; Model Year: 2021-2022
APR* as low as
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
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Rates as Low as: *
As Low As; Loan Amounts over $60k only
Collateral: 2023 - 2026
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As Low As; Minimum Loan Amount is $25,000.00
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
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As Low As; Model Year: 2017-2020
Collateral: 2017 - 2018
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Collateral: 2024 - 2026
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As Low As; Minimum Loan Amount is $20,000.00
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As Low As
As Low As; Loan Amounts over $20k only
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
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As Low As*
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
As Low As; Rate (APR as low as)
As Low As; Newer (2023-2026)
As Low As; Minimum Loan Amount is $25,000.00
APR* as low as
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
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As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
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As Low As; *
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
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As Low As; Used (2019 - 2022)
New Vehicle Rate
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
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100% List; APR includes *
100% List; APR includes *
APR includes *
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
Over $15,000; APR includes *
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
Special!
As Low As
As Low As; Model Year: 2023-2027
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
As Low As; Model Year: 2023-2027
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As Low As; Newer (2023-2026)
As Low As; Model Year: 2023-2027
As Low As; Minimum Loan Amount is $1,000.00
Subject to credit approval. Rate may vary based on individual creditworthiness.
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As Low As; Model Year: New Auto 2025 + Newer
As Low As; Minimum Loan Amount is $15,000.00
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As Low As; Model Year: 2025-2027 (new only)
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
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2025 - 2024 Models; APR includes *
2023 - 2022 Models; APR includes *
2021 - 2019 Models
As Low As; Rate accurate as of July 6, 2026
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
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2018 or Older Models; APR includes *
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
As Low As; Model Year: 2023-2027
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
As Low As; Model Year: 2023-2027
As Low As; Model Year: 2023-2027
As Low As; Minimum Loan Amount is $1,000.00
Subject to credit approval. Rate may vary based on individual creditworthiness.
As Low As*
As Low As; Minimum Loan Amount is $1,000.00
As Low As*
As Low As; Used (2019 - 2022)
As Low As*
As Low As*
As Low As; Model Year: 2025-2027 (new only)
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
As Low As; Used (2019 - 2022)
As Low As; *
Rates as Low as: *
Rates as Low as: *
As Low As; Minimum Loan Amount is $15,000.00
As Low As; Model Year: 2021-2022
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
As Low As
As Low As; Model Year: 2021-2022
APR* as low as
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
As Low As; *
Rates as Low as: *
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
As Low As*
As Low As*
As Low As; Model Year: 2017-2020
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As Low As*
As Low As; Used (2019 - 2022)
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As Low As; Minimum Loan Amount is $20,000.00
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Rates as Low as: *
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
As Low As*
Rate reflects 1 point reduction for Direct Deposit into PFCU Premier Checking account. Excludes Share Secured Loans, Visa Cards, HELOCs and First & Second Mortgage Products.
As Low As; Minimum Loan Amount is $25,000.00
APR* as low as
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
As Low As; *
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
As Low As; Used (2019 - 2022)
As low as; 0.25% reduction in rate for members with an active checking account, credit card or online banking.
As Low As; *
Compare local Newburgh, IN auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana new auto loan rates currently average 5.443% APR.
Indiana used auto loan rates currently average 6.365% APR.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Newburgh, Indiana auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Newburgh, Indiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Newburgh, Indiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in IN.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.