Auto Loan Rates in New Waverly, Indiana (IN) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in New Waverly, Indiana. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in New Waverly, Indiana include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Central Soya Federal Credit UnionCentral Soya Federal Credit UnionA+5.0 ★Texas Ratio: 0.08% offering New Vehicle Loan at 3.49%, Bloomington Municipal Credit UnionBloomington Municipal Credit UnionA+5.0 ★Texas Ratio: 0.12% offering Autos & Trucks 2025 & Newer at 3.59%, Regional Federal Credit UnionRegional Federal Credit UnionA+5.0 ★Texas Ratio: 4.39% offering New and Used Auto Loans at 3.74%, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% offering Fixed Rate New & Used Auto Loans at 3.95%. Auto loan rates as of April 4, 2026 according to verified data from MonitorBankRates.
New Waverly borrowers have access to 45 lenders serving the Indiana area, with auto loan rates as low as 3.24% APR from Baxter Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in New Waverly, Indiana. Auto Loan Rates Last Updated and Verified: April 4, 2026
Compare Auto Loan Rates Today in New Waverly, Indiana & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 25, 2026
Details
Special!
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
APR3.59%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2023-2027
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
New Vehicles
3.99%
Up to 36 Months
▼
APR3.99%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
Special rates listed above are limited to A+ tiers only. Minimum loan amount is $10,000. Other rates and terms are available. Rates may vary according to credit worthiness and are subject to change without notice. Loans on 2016 vehicles and motorcycles cannot exceed 75% of retail. All payment examples are based upon a $20,000 loan for highest term listed in range.
Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
3.99%
Up to 36 Months
▼
APR3.99%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
Special rates listed above are limited to A+ tiers only. Minimum loan amount is $10,000. Other rates and terms are available. Rates may vary according to credit worthiness and are subject to change without notice. Loans on 2016 vehicles and motorcycles cannot exceed 75% of retail. All payment examples are based upon a $20,000 loan for highest term listed in range.
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
Financial Center First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
Auto Loan
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2023-2027
U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Auto Loan
3.99%
up to 36 Months
▼
APR3.99%
Termup to 36 Months
Last UpdatedApr 4, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
▼
APR4.09%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2023-2027
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
▼
APR4.25%
Term12 - 24
Last UpdatedMar 24, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As; New
APR4.25%
Term36 Months
Last UpdatedMar 28, 2026
Details
Weatherhead Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Vehicle Loan 2026-2021
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 29, 2026
Details
As Low As
Clifty Creek Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Auto Loan 2023 - Newer
4.25%
5 Year
▼
APR4.25%
Term5 Year
Last UpdatedApr 4, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
4.29%
54 Months
▼
APR4.29%
Term54 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
4.39%
66 Months
▼
APR4.39%
Term66 Months
Last UpdatedMar 24, 2026
Details
As Low As
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.39%
0-35
▼
APR4.39%
Term0-35
Last UpdatedMar 28, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 3.89%
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.39%
36 months & 48 months
▼
APR4.39%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.39%
60 Months
▼
APR4.39%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
4.49%
78 Months
▼
APR4.49%
Term78 Months
Last UpdatedMar 24, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
New Auto 2024-25
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedMar 26, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Used Auto 2020-2024
4.49%
up to 60 months
▼
APR4.49%
Termup to 60 months
Last UpdatedMar 26, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
Model Year 2026-2023 Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Auto Loan
4.49%
37 to 60 Months
▼
APR4.49%
Term37 to 60 Months
Last UpdatedApr 4, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As; Up to 72 months
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Vehicles
4.50%
Up to 84 Mos
▼
APR4.50%
TermUp to 84 Mos
Last UpdatedMar 27, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As; Used
APR4.50%
Term36 Months
Last UpdatedMar 28, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
4.55%
84 Months
▼
APR4.55%
Term84 Months
Last UpdatedMar 24, 2026
Details
New Never Titled; Max 84 months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
4.55%
72 Months
▼
APR4.55%
Term72 Months
Last UpdatedMar 24, 2026
Details
2021 & Newer; Max 72 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.59%
36 months & 48 months
▼
APR4.59%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.59%
66 months
▼
APR4.59%
Term66 months
Last UpdatedMar 29, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2020-2021
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.64%
36-59
▼
APR4.64%
Term36-59
Last UpdatedMar 28, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 4.14%
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
▼
APR4.74%
Term0 - 59
Last UpdatedMar 24, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
Model Year 2026-2023 Auto Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As; New
APR4.75%
Term48 Months
Last UpdatedMar 28, 2026
Details
Weatherhead Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Vehicle Loan 2026-2021
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 29, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedApr 2, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedApr 2, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedApr 4, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedApr 4, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Clifty Creek Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Auto Loan 2023 - Newer
4.75%
6 Year
▼
APR4.75%
Term6 Year
Last UpdatedApr 4, 2026
Details
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.79%
60 months
▼
APR4.79%
Term60 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
New Auto/Truck/Van (CE)
4.80%
36 Months
▼
APR4.80%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.88%
66 months
▼
APR4.88%
Term66 months
Last UpdatedApr 2, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMar 27, 2026
Details
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.89%
60-83
▼
APR4.89%
Term60-83
Last UpdatedMar 28, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 4.39%
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.89%
72 months
▼
APR4.89%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedMar 24, 2026
Details
2019 - 2020; Max 72 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2020 or Newer**
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMar 27, 2026
Details
Natco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Vehicle loans - new or used
4.95%
Varies
▼
APR4.95%
TermVaries
Last UpdatedMar 28, 2026
Details
As Low As
Napoleon State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Car Loan
4.96%
60 Months
▼
APR4.96%
Term60 Months
Last UpdatedApr 3, 2026
Details
As Low As; Annual Percentage Rate (APR) based on $30K borrowed for 60 months, must be a 2025 or newer with less than 1,000 miles, credit score of 750 and above required. Requires automatic debit for payment from a Napoleon State Bank account. All offers are subject to credit approval. Call your lender for more details!
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
2018 & Older Autos
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedMar 24, 2026
Details
As Low As
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
2024 - 2022 Autos
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedMar 24, 2026
Details
As Low As
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
2026 - 2025 Autos
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedMar 24, 2026
Details
As Low As
SOLIDARITY COMMUNITY
Institution Rating:
A5.0 ★ Texas Ratio: 6.06%
Auto Loans - (2023 & Newer) 2023 and Newer Cars, Trucks, Vans & SUV's
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
▼
APR4.99%
Term60 - 74
Last UpdatedMar 24, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMar 25, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
Model Year 2026-2023 Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 27, 2026
Details
As Low As
Weatherhead Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Vehicle Loan 2026-2023
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedMar 29, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
4.99%
2022 Mo
▼
APR4.99%
Term2022 Mo
Last UpdatedApr 4, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2023 through 2026 Models
4.99%
2026 Mo
▼
APR4.99%
Term2026 Mo
Last UpdatedApr 4, 2026
Details
As Low As
U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Auto Loan
4.99%
61 to 72 Months
▼
APR4.99%
Term61 to 72 Months
Last UpdatedApr 4, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Clifty Creek Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Auto Loan 2023 - Newer
4.99%
5 Year
▼
APR4.99%
Term5 Year
Last UpdatedApr 4, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
▼
APR5.00%
Term12-24
Last UpdatedMar 24, 2026
Details
As Low As; 1-2 yrs. old
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Vehicles
5.00%
Terms Vary
▼
APR5.00%
TermTerms Vary
Last UpdatedMar 27, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As; Used
APR5.00%
Term72 Months
Last UpdatedMar 28, 2026
Details
APR5.00%
Term48 Months
Last UpdatedMar 28, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMar 28, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMar 28, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Auto Loan
5.09%
Up to 63 Months
▼
APR5.09%
TermUp to 63 Months
Last UpdatedMar 27, 2026
Details
As Low As; 2026 or Newer
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.09%
36 months & 48 months
▼
APR5.09%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
5.09%
72 months
▼
APR5.09%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
▼
APR5.10%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
▼
APR5.14%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2025-2027 (new only)
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.15%
66 Months
▼
APR5.15%
Term66 Months
Last UpdatedMar 24, 2026
Details
2016 - 2018; Max 66 months
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.19%
60 months
▼
APR5.19%
Term60 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
5.24%
Up to 48 Months
▼
APR5.24%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
New Auto 2024-25
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedMar 26, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 27, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 27, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
Model Year 2022-2021 Auto Loan
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
Model Year 2026-2023 Auto Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 27, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As; Used
APR5.25%
Term84 Months
Last UpdatedMar 28, 2026
Details
APR5.25%
Term72 Months
Last UpdatedMar 28, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedApr 2, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.25%
60 months
▼
APR5.25%
Term60 months
Last UpdatedApr 2, 2026
Details
As Low As
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
5.25%
2022 Mo
▼
APR5.25%
Term2022 Mo
Last UpdatedApr 4, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Clifty Creek Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Auto Loan 2023 - Newer
5.25%
7 Year
▼
APR5.25%
Term7 Year
Last UpdatedApr 4, 2026
Details
SOLIDARITY COMMUNITY
Institution Rating:
A5.0 ★ Texas Ratio: 6.06%
Auto Loans - (2021 - 2022) 2021 and 2022 Cars, Trucks, Vans & SUV's
5.29%
60 Months
▼
APR5.29%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
SOLIDARITY COMMUNITY
Institution Rating:
A5.0 ★ Texas Ratio: 6.06%
Auto Loans - (2023 & Newer) 2023 and Newer Cars, Trucks, Vans & SUV's
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; ($15,000 or more financed )
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.34%
48 Months
▼
APR5.34%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
5.34%
84 Months
▼
APR5.34%
Term84 Months
Last UpdatedApr 2, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
5.38%
66 months
▼
APR5.38%
Term66 months
Last UpdatedApr 2, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2021-2022
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.39%
72 months
▼
APR5.39%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
5.39%
84 months (New Only)
▼
APR5.39%
Term84 months (New Only)
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.40%
Up to 72 Months
▼
APR5.40%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMar 24, 2026
Details
New Never Titled; Max 72 months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMar 24, 2026
Details
2015 - 2017; 72 Months
Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
New Auto/Truck/Van (CE)
5.45%
66 Months
▼
APR5.45%
Term66 Months
Last UpdatedApr 4, 2026
Details
As Low As
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.46%
60 months
▼
APR5.46%
Term60 months
Last UpdatedMar 26, 2026
Details
APR5.48%
Term72 Months
Last UpdatedMar 28, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
New Auto 2024-25
5.49%
up to 84 months
▼
APR5.49%
Termup to 84 months
Last UpdatedMar 26, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Used Auto 2020-2024
5.49%
61 to 72 months
▼
APR5.49%
Term61 to 72 months
Last UpdatedMar 26, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
Model Year 2022-2021 Auto Loan
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMar 27, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2025-2027 - NEW
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMar 27, 2026
Details
Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Clifty Creek Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Auto Loan 2023 - Newer
5.49%
6 Year
▼
APR5.49%
Term6 Year
Last UpdatedApr 4, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As; 1-2 yrs. old
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 25, 2026
Details
2020 or Newer
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 25, 2026
Details
2020 or Newer
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As; Used
APR5.50%
Term84 Months
Last UpdatedMar 28, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.50%
60 months
▼
APR5.50%
Term60 months
Last UpdatedApr 2, 2026
Details
As Low As
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales)
5.50%
24 Months
▼
APR5.50%
Term24 Months
Last UpdatedApr 3, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
Used Auto/Truck/Van (CE)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
84 Months
▼
APR5.55%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2022 or Newer
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.60%
48 Months
▼
APR5.60%
Term48 Months
Last UpdatedMar 27, 2026
Details
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales)
5.60%
36 Months
▼
APR5.60%
Term36 Months
Last UpdatedApr 3, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.63%
48 months
▼
APR5.63%
Term48 months
Last UpdatedApr 2, 2026
Details
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
▼
APR5.64%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2021-2022
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMar 27, 2026
Details
Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
New Auto/Truck/Van (CE)
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
SOLIDARITY COMMUNITY
Institution Rating:
A5.0 ★ Texas Ratio: 6.06%
Auto Loans - (2018 - 2020) 2018-2020 Cars, Trucks, Vans & SUV's
5.69%
60 Months
▼
APR5.69%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
SOLIDARITY COMMUNITY
Institution Rating:
A5.0 ★ Texas Ratio: 6.06%
Auto Loans - (2021 - 2022) 2021 and 2022 Cars, Trucks, Vans & SUV's
5.69%
72 Months
▼
APR5.69%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; ($15,000 or more financed)
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.69%
60 Months
▼
APR5.69%
Term60 Months
Last UpdatedMar 27, 2026
Details
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2016-2019
5.69%
36 months
▼
APR5.69%
Term36 months
Last UpdatedMar 29, 2026
Details
As Low As
U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Auto Loan
5.69%
73 to 84 Months
▼
APR5.69%
Term73 to 84 Months
Last UpdatedApr 4, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedMar 24, 2026
Details
2018 - 2019; Max 72 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.70%
Up to 84 Months
▼
APR5.70%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.71%
72 months
▼
APR5.71%
Term72 months
Last UpdatedMar 26, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedMar 24, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 29, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
5.74%
2022 Mo
▼
APR5.74%
Term2022 Mo
Last UpdatedApr 4, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2023 through 2026 Models
5.74%
2026 Mo
▼
APR5.74%
Term2026 Mo
Last UpdatedApr 4, 2026
Details
As Low As; Loan Amounts over $20k only
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
2021 - 2019 Autos
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedMar 24, 2026
Details
As Low As
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMar 25, 2026
Details
2020 or Newer
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 25, 2026
Details
Special!
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
APR3.59%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2023-2027
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
New Vehicles
3.99%
Up to 36 Months
▼
APR3.99%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
Special rates listed above are limited to A+ tiers only. Minimum loan amount is $10,000. Other rates and terms are available. Rates may vary according to credit worthiness and are subject to change without notice. Loans on 2016 vehicles and motorcycles cannot exceed 75% of retail. All payment examples are based upon a $20,000 loan for highest term listed in range.
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2023-2027
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
▼
APR4.09%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2023-2027
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
▼
APR4.25%
Term12 - 24
Last UpdatedMar 24, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As; New
APR4.25%
Term36 Months
Last UpdatedMar 28, 2026
Details
Clifty Creek Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Auto Loan 2023 - Newer
4.25%
5 Year
▼
APR4.25%
Term5 Year
Last UpdatedApr 4, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.39%
0-35
▼
APR4.39%
Term0-35
Last UpdatedMar 28, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 3.89%
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.39%
36 months & 48 months
▼
APR4.39%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
New Auto 2024-25
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedMar 26, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Vehicles
4.50%
Up to 84 Mos
▼
APR4.50%
TermUp to 84 Mos
Last UpdatedMar 27, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As; Used
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
4.55%
84 Months
▼
APR4.55%
Term84 Months
Last UpdatedMar 24, 2026
Details
New Never Titled; Max 84 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.59%
36 months & 48 months
▼
APR4.59%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.59%
66 months
▼
APR4.59%
Term66 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.64%
36-59
▼
APR4.64%
Term36-59
Last UpdatedMar 28, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 4.14%
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
▼
APR4.74%
Term0 - 59
Last UpdatedMar 24, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As; New
APR4.75%
Term48 Months
Last UpdatedMar 28, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedApr 2, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedApr 4, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Clifty Creek Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Auto Loan 2023 - Newer
4.75%
6 Year
▼
APR4.75%
Term6 Year
Last UpdatedApr 4, 2026
Details
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.79%
60 months
▼
APR4.79%
Term60 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
New Auto/Truck/Van (CE)
4.80%
36 Months
▼
APR4.80%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.88%
66 months
▼
APR4.88%
Term66 months
Last UpdatedApr 2, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMar 27, 2026
Details
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.89%
60-83
▼
APR4.89%
Term60-83
Last UpdatedMar 28, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 4.39%
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.89%
72 months
▼
APR4.89%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2020 or Newer**
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMar 27, 2026
Details
Natco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Vehicle loans - new or used
4.95%
Varies
▼
APR4.95%
TermVaries
Last UpdatedMar 28, 2026
Details
As Low As
Napoleon State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Car Loan
4.96%
60 Months
▼
APR4.96%
Term60 Months
Last UpdatedApr 3, 2026
Details
As Low As; Annual Percentage Rate (APR) based on $30K borrowed for 60 months, must be a 2025 or newer with less than 1,000 miles, credit score of 750 and above required. Requires automatic debit for payment from a Napoleon State Bank account. All offers are subject to credit approval. Call your lender for more details!
SOLIDARITY COMMUNITY
Institution Rating:
A5.0 ★ Texas Ratio: 6.06%
Auto Loans - (2023 & Newer) 2023 and Newer Cars, Trucks, Vans & SUV's
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
▼
APR4.99%
Term60 - 74
Last UpdatedMar 24, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 27, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedMar 29, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Clifty Creek Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Auto Loan 2023 - Newer
4.99%
5 Year
▼
APR4.99%
Term5 Year
Last UpdatedApr 4, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As; Used
APR5.00%
Term72 Months
Last UpdatedMar 28, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMar 28, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMar 28, 2026
Details
As Low As
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.09%
36 months & 48 months
▼
APR5.09%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
5.09%
72 months
▼
APR5.09%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
▼
APR5.10%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
▼
APR5.14%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2025-2027 (new only)
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.19%
60 months
▼
APR5.19%
Term60 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
New Auto 2024-25
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedMar 26, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 27, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 27, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As; Used
APR5.25%
Term84 Months
Last UpdatedMar 28, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedApr 2, 2026
Details
As Low As
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Clifty Creek Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Auto Loan 2023 - Newer
5.25%
7 Year
▼
APR5.25%
Term7 Year
Last UpdatedApr 4, 2026
Details
SOLIDARITY COMMUNITY
Institution Rating:
A5.0 ★ Texas Ratio: 6.06%
Auto Loans - (2023 & Newer) 2023 and Newer Cars, Trucks, Vans & SUV's
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; ($15,000 or more financed )
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
5.34%
84 Months
▼
APR5.34%
Term84 Months
Last UpdatedApr 2, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
5.38%
66 months
▼
APR5.38%
Term66 months
Last UpdatedApr 2, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2021-2022
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.39%
72 months
▼
APR5.39%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
5.39%
84 months (New Only)
▼
APR5.39%
Term84 months (New Only)
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.40%
Up to 72 Months
▼
APR5.40%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMar 24, 2026
Details
New Never Titled; Max 72 months
Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
New Auto/Truck/Van (CE)
5.45%
66 Months
▼
APR5.45%
Term66 Months
Last UpdatedApr 4, 2026
Details
As Low As
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.46%
60 months
▼
APR5.46%
Term60 months
Last UpdatedMar 26, 2026
Details
APR5.48%
Term72 Months
Last UpdatedMar 28, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
New Auto 2024-25
5.49%
up to 84 months
▼
APR5.49%
Termup to 84 months
Last UpdatedMar 26, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMar 27, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2025-2027 - NEW
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMar 27, 2026
Details
Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.
Clifty Creek Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Auto Loan 2023 - Newer
5.49%
6 Year
▼
APR5.49%
Term6 Year
Last UpdatedApr 4, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As; Used
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales)
5.50%
24 Months
▼
APR5.50%
Term24 Months
Last UpdatedApr 3, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
84 Months
▼
APR5.55%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2022 or Newer
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Cars, Vans, SUV's, Light Duty Trucks (2026-2025 Dealers Sales)
5.60%
36 Months
▼
APR5.60%
Term36 Months
Last UpdatedApr 3, 2026
Details
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
▼
APR5.64%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2021-2022
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMar 27, 2026
Details
Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
New Auto/Truck/Van (CE)
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2016-2019
5.69%
36 months
▼
APR5.69%
Term36 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.70%
Up to 84 Months
▼
APR5.70%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.71%
72 months
▼
APR5.71%
Term72 months
Last UpdatedMar 26, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 29, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2023-2027
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
3.99%
Up to 36 Months
▼
APR3.99%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
Special rates listed above are limited to A+ tiers only. Minimum loan amount is $10,000. Other rates and terms are available. Rates may vary according to credit worthiness and are subject to change without notice. Loans on 2016 vehicles and motorcycles cannot exceed 75% of retail. All payment examples are based upon a $20,000 loan for highest term listed in range.
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2023-2027
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2023-2027
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As; New
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.39%
0-35
▼
APR4.39%
Term0-35
Last UpdatedMar 28, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 3.89%
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.39%
36 months & 48 months
▼
APR4.39%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Used Auto 2020-2024
4.49%
up to 60 months
▼
APR4.49%
Termup to 60 months
Last UpdatedMar 26, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As; Used
APR4.50%
Term36 Months
Last UpdatedMar 28, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
4.55%
72 Months
▼
APR4.55%
Term72 Months
Last UpdatedMar 24, 2026
Details
2021 & Newer; Max 72 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.59%
36 months & 48 months
▼
APR4.59%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.59%
66 months
▼
APR4.59%
Term66 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.64%
36-59
▼
APR4.64%
Term36-59
Last UpdatedMar 28, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 4.14%
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As; New
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedApr 2, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedApr 4, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.79%
60 months
▼
APR4.79%
Term60 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.89%
60-83
▼
APR4.89%
Term60-83
Last UpdatedMar 28, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 4.39%
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.89%
72 months
▼
APR4.89%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedMar 24, 2026
Details
2019 - 2020; Max 72 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2020 or Newer**
Natco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Vehicle loans - new or used
4.95%
Varies
▼
APR4.95%
TermVaries
Last UpdatedMar 28, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedMar 29, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
▼
APR5.00%
Term12-24
Last UpdatedMar 24, 2026
Details
As Low As; 1-2 yrs. old
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Vehicles
5.00%
Terms Vary
▼
APR5.00%
TermTerms Vary
Last UpdatedMar 27, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As; Used
APR5.00%
Term48 Months
Last UpdatedMar 28, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMar 28, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.09%
36 months & 48 months
▼
APR5.09%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
5.09%
72 months
▼
APR5.09%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
▼
APR5.10%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
▼
APR5.14%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2025-2027 (new only)
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.15%
66 Months
▼
APR5.15%
Term66 Months
Last UpdatedMar 24, 2026
Details
2016 - 2018; Max 66 months
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.19%
60 months
▼
APR5.19%
Term60 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 27, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 27, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As; Used
APR5.25%
Term72 Months
Last UpdatedMar 28, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.25%
60 months
▼
APR5.25%
Term60 months
Last UpdatedApr 2, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2021-2022
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.39%
72 months
▼
APR5.39%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
5.39%
84 months (New Only)
▼
APR5.39%
Term84 months (New Only)
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.40%
Up to 72 Months
▼
APR5.40%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMar 24, 2026
Details
2015 - 2017; 72 Months
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Used Auto 2020-2024
5.49%
61 to 72 months
▼
APR5.49%
Term61 to 72 months
Last UpdatedMar 26, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As; 1-2 yrs. old
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 25, 2026
Details
2020 or Newer
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As; Used
APR5.50%
Term84 Months
Last UpdatedMar 28, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.50%
60 months
▼
APR5.50%
Term60 months
Last UpdatedApr 2, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.78%
Used Auto/Truck/Van (CE)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
84 Months
▼
APR5.55%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2022 or Newer
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.60%
48 Months
▼
APR5.60%
Term48 Months
Last UpdatedMar 27, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.63%
48 months
▼
APR5.63%
Term48 months
Last UpdatedApr 2, 2026
Details
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
▼
APR5.64%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As; Model Year: 2021-2022
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMar 27, 2026
Details
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.69%
60 Months
▼
APR5.69%
Term60 Months
Last UpdatedMar 27, 2026
Details
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2016-2019
5.69%
36 months
▼
APR5.69%
Term36 months
Last UpdatedMar 29, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedMar 24, 2026
Details
2018 - 2019; Max 72 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.70%
Up to 84 Months
▼
APR5.70%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 29, 2026
Details
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MonitorBankRates
New Waverly, IN Auto Loan Rate Trends
Compare local New Waverly, IN auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IN Avg
5.683%
▼ 0.149 vs 7 days ago
Indiana new auto rates fell 0.149 points over the past 7 days to 5.683% APR.
Used Auto Loan — IN Avg
6.656%
▲ 0.640 vs 7 days ago
Indiana used auto rates rose 0.640 points over the past 7 days to 6.656% APR.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in New Waverly, Indiana
How does my credit score affect my car loan rate in Indiana?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in New Waverly, Indiana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Indiana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in New Waverly, Indiana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in New Waverly, Indiana?
Based on our current data, some of the lowest auto loan rates available in New Waverly, Indiana include:
- Baxter Credit Union: 3.24% (Auto Loans)
- Central Soya Federal Credit Union: 3.49% (New Vehicle Loan)
- Bloomington Municipal Credit Union: 3.59% (Autos & Trucks 2025 & Newer)
- Regional Federal Credit Union: 3.74% (New and Used Auto Loans)
- United Federal Credit Union: 3.95% (Fixed Rate New & Used Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in New Waverly, Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 4, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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