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Auto Loan Rates in Decatur, Indiana (IN) for May 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Decatur, Indiana. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 3, 2026

Current auto loan rates in Decatur, Indiana include Central Soya Federal Credit UnionCentral Soya Federal Credit Union1200 N 2nd St, Decatur, IN, 46733 1160A+5.0 ★Texas Ratio: 0.08% offering New Vehicle Loan at 3.49%, ProFed Federal Credit UnionProFed Federal Credit Union511 S 13th St, Decatur, IN, 46733A+5.0 ★Texas Ratio: 1.68% offering Auto Loan at 5.34%, MIDWEST AMERICAMIDWEST AMERICA900 S 13th St, Decatur, IN, 46733 1806A+5.0 ★Texas Ratio: 0.00% offering New Vehicle at 5.48%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Bloomington Municipal Credit UnionBloomington Municipal Credit UnionA+5.0 ★Texas Ratio: 0.12% offering Autos & Trucks 2025 & Newer at 3.59%. Auto loan rates as of May 3, 2026 according to verified data from MonitorBankRates.

Decatur has 3 local institutions in our database, with auto loan rates as low as 3.49% APR from Central Soya Federal Credit Union at 1200 N 2nd St, Decatur, IN, 46733 1160. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Decatur, Indiana. Auto Loan Rates Last Updated and Verified: May 3, 2026

Compare Auto Loan Rates Today in Decatur, Indiana & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
New Vehicle Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 17, 2026
Details

Special!

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
511 S 13th St, Decatur, IN, 46733
Auto Loan
5.34%
48 Months
View
▼
APR5.34%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Collateral: 2019 - 2026, Minimum Loan: N/A, Rate: Fixed

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
900 S 13th St, Decatur, IN, 46733 1806
New Vehicle
5.48%
72 Months
View
▼
APR5.48%
Term72 Months
Last UpdatedMay 2, 2026
Details

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Auto Loan
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loan
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
511 S 13th St, Decatur, IN, 46733
Auto Loan
5.74%
66 Months
View
▼
APR5.74%
Term66 Months
Last UpdatedApr 18, 2026
Details

As Low As; Collateral: 2020 - 2026, Minimum Loan: N/A, Rate: Fixed

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Auto Loan
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loan
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
900 S 13th St, Decatur, IN, 46733 1806
New Vehicle
5.97%
78 Months
View
▼
APR5.97%
Term78 Months
Last UpdatedMay 2, 2026
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
511 S 13th St, Decatur, IN, 46733
Auto Loan
5.99%
75 Months
View
▼
APR5.99%
Term75 Months
Last UpdatedApr 18, 2026
Details

As Low As; Collateral: 2023 - 2026, Minimum Loan: N/A, Rate: Fixed

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
900 S 13th St, Decatur, IN, 46733 1806
New Vehicle
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMay 2, 2026
Details

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Auto Loan
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loan
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
511 S 13th St, Decatur, IN, 46733
Auto Loan
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Collateral: 2017 - 2018, Minimum Loan: N/A, Rate: Fixed

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Auto Loan
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loan
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
511 S 13th St, Decatur, IN, 46733
Auto Loan
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Collateral: 2024 - 2026, Minimum Loan: N/A, Rate: Fixed

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Auto Loan
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

2019 and older

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loan
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

2019 and older

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
900 S 13th St, Decatur, IN, 46733 1806
New Vehicle
6.55%
84 to 120 months
View
▼
APR6.55%
Term84 to 120 months
Last UpdatedMay 2, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
900 S 13th St, Decatur, IN, 46733 1806
New Vehicle
7.04%
121 to 180 months
View
▼
APR7.04%
Term121 to 180 months
Last UpdatedMay 2, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
900 S 13th St, Decatur, IN, 46733 1806
Powersports New Vehicle
7.07%
72 Months
View
▼
APR7.07%
Term72 Months
Last UpdatedMay 2, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2026 & Newer

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
up to 60
View
▼
APR3.59%
Termup to 60
Last UpdatedMay 2, 2026
Details

As Low As; low as 3.59%*

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
New Vehicles
3.99%
Up to 36 Months
View
▼
APR3.99%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details

special*

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
3.99%
Up to 36 Months
View
▼
APR3.99%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details

special*

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2026 & Newer

Financial Center First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
Auto Loan
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; Longer Days & Lower Rates

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
up to 72
View
▼
APR4.09%
Termup to 72
Last UpdatedMay 2, 2026
Details

As Low As; low as 4.09%*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.19%
up to 60
View
▼
APR4.19%
Termup to 60
Last UpdatedMay 2, 2026
Details

As Low As; low as 4.19%*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
View
▼
APR4.20%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
View
▼
APR4.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
View
▼
APR4.25%
Term12 - 24
Last UpdatedApr 25, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2020-2021
4.39%
up to 60
View
▼
APR4.39%
Termup to 60
Last UpdatedMay 2, 2026
Details

As Low As; low as 4.39%*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
View
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 25, 2026
Details

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Vehicles
4.50%
Up to 84 Mos
View
▼
APR4.50%
TermUp to 84 Mos
Last UpdatedApr 27, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 36 Months
View
▼
APR4.65%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.69%
up to 72
View
▼
APR4.69%
Termup to 72
Last UpdatedMay 2, 2026
Details

As Low As; low as 4.69%*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
View
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
View
▼
APR4.74%
Term0 - 59
Last UpdatedApr 18, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
Up to 48 Months
View
▼
APR4.75%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 25, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
Up to 60 Months
View
▼
APR4.85%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
4.99%
2022 Mo
View
▼
APR4.99%
Term2022 Mo
Last UpdatedApr 17, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2023 through 2026 Models
4.99%
2026 Mo
View
▼
APR4.99%
Term2026 Mo
Last UpdatedApr 17, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
View
▼
APR4.99%
Term60 - 74
Last UpdatedApr 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
View
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto/Truck/Van
5.00%
72 months
View
▼
APR5.00%
Term72 months
Last UpdatedApr 17, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 25, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
View
▼
APR5.00%
Term12-24
Last UpdatedApr 25, 2026
Details

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Vehicles
5.00%
Terms Vary
View
▼
APR5.00%
TermTerms Vary
Last UpdatedApr 27, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 2, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
View
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.05%
36 Months
View
▼
APR5.05%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
View
▼
APR5.05%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
View
▼
APR5.14%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2025-2027 (new only)

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
Up to 72 Months
View
▼
APR5.15%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
View
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 2, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
5.25%
2022 Mo
View
▼
APR5.25%
Term2022 Mo
Last UpdatedApr 17, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 25, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.25%
36 months
View
▼
APR5.25%
Term36 months
Last UpdatedApr 27, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 2, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
5.34%
up to 84
View
▼
APR5.34%
Termup to 84
Last UpdatedMay 2, 2026
Details

As Low As; low as 5.34%*

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.35%
48 Months
View
▼
APR5.35%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
View
▼
APR5.35%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedApr 18, 2026
Details

Max 72 months

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedApr 18, 2026
Details

2015 - 2017; 72 Months

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.46%
60 months
View
▼
APR5.46%
Term60 months
Last UpdatedApr 18, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.49%
up to 72 months
View
▼
APR5.49%
Termup to 72 months
Last UpdatedApr 25, 2026
Details

As Low As; 5.49% Auto Loan up to 72 months*

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2018-2019
5.49%
up to 48
View
▼
APR5.49%
Termup to 48
Last UpdatedMay 2, 2026
Details

As Low As; low as 5.49%*

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
View
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedApr 25, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedApr 25, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
View
▼
APR5.64%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.70%
72 Months
View
▼
APR5.70%
Term72 Months
Last UpdatedApr 18, 2026
Details

2018 - 2019; Max 72 months

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.71%
72 months
View
▼
APR5.71%
Term72 months
Last UpdatedApr 18, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
5.74%
2022 Mo
View
▼
APR5.74%
Term2022 Mo
Last UpdatedApr 17, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2023 through 2026 Models
5.74%
2026 Mo
View
▼
APR5.74%
Term2026 Mo
Last UpdatedApr 17, 2026
Details

As Low As; Loan Amounts over $20k only

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $20,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
Up to 84 Months
View
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.75%
48 months
View
▼
APR5.75%
Term48 months
Last UpdatedApr 27, 2026
Details

PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Vehicle Loan
5.85%
72 months
View
▼
APR5.85%
Term72 months
Last UpdatedMay 2, 2026
Details

As Low As; Starting at 5.85%*

PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Vehicle Loan
5.85%
66 months
View
▼
APR5.85%
Term66 months
Last UpdatedMay 2, 2026
Details

As Low As; Starting at 5.85%*

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
View
▼
APR5.89%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2017-2020

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2019-2024
5.95%
60 months
View
▼
APR5.95%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.95%
66 Months
View
▼
APR5.95%
Term66 Months
Last UpdatedApr 18, 2026
Details

2015 - 2017; Max 66 months

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.96%
84 months
View
▼
APR5.96%
Term84 months
Last UpdatedApr 18, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2023 through 2026 Models
5.99%
2026 Mo
View
▼
APR5.99%
Term2026 Mo
Last UpdatedApr 17, 2026
Details

As Low As; Loan Amounts over $60k only

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
Older Car and Truck - Purchase, Refinance or Title Loan
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
6.00%
96 Months
View
▼
APR6.00%
Term96 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $25,000.00

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.00%
48 Months
View
▼
APR6.00%
Term48 Months
Last UpdatedApr 25, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.00%
60 months
View
▼
APR6.00%
Term60 months
Last UpdatedApr 27, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.04%
24 Months
View
▼
APR6.04%
Term24 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.09%
36 Months
View
▼
APR6.09%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.25%
72 months
View
▼
APR6.25%
Term72 months
Last UpdatedApr 27, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2019 & Older
6.25%
60 months
View
▼
APR6.25%
Term60 months
Last UpdatedApr 27, 2026
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.34%
60 months
View
▼
APR6.34%
Term60 months
Last UpdatedApr 18, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.34%
48 Months
View
▼
APR6.34%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.39%
60 Months
View
▼
APR6.39%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans 2022
6.49%
63 Months
View
▼
APR6.49%
Term63 Months
Last UpdatedApr 17, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2017- 2022
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $20,000.00

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedApr 25, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.50%
84 months
View
▼
APR6.50%
Term84 months
Last UpdatedApr 27, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2020-2024
6.50%
60 months
View
▼
APR6.50%
Term60 months
Last UpdatedApr 27, 2026
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.71%
72 months
View
▼
APR6.71%
Term72 months
Last UpdatedApr 18, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2015 through 2019 Models
6.74%
2019 Mo
View
▼
APR6.74%
Term2019 Mo
Last UpdatedApr 17, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
6.74%
2022 Mo
View
▼
APR6.74%
Term2022 Mo
Last UpdatedApr 17, 2026
Details

As Low As; Loan Amounts over $20k only

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans 2020
6.75%
63 Months
View
▼
APR6.75%
Term63 Months
Last UpdatedApr 17, 2026
Details

As Low As

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2017 & Older
6.79%
up to 48
View
▼
APR6.79%
Termup to 48
Last UpdatedMay 2, 2026
Details

As Low As; low as 6.79%*

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
6.79%
84 Months
View
▼
APR6.79%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.84%
72 Months
View
▼
APR6.84%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
6.95%
60 Months
View
▼
APR6.95%
Term60 Months
Last UpdatedApr 18, 2026
Details

2010 - 2014; MAX 60 months

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
7.00%
96 Months
View
▼
APR7.00%
Term96 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $25,000.00

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2012-2018
7.00%
60 months
View
▼
APR7.00%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
7.00%
12 - 48
View
▼
APR7.00%
Term12 - 48
Last UpdatedApr 25, 2026
Details

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
7.00%
0-48 Months
View
▼
APR7.00%
Term0-48 Months
Last UpdatedApr 27, 2026
Details

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles 2017
7.00%
Up to 36 Months
View
▼
APR7.00%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2015 through 2019 Models
7.24%
2019 Mo
View
▼
APR7.24%
Term2019 Mo
Last UpdatedApr 17, 2026
Details

As Low As

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loan
7.32%
60 Months
View
▼
APR7.32%
Term60 Months
Last UpdatedMay 3, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
7.74%
75- 84
View
▼
APR7.74%
Term75- 84
Last UpdatedApr 18, 2026
Details

As Low As

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loan
7.82%
60 Months
View
▼
APR7.82%
Term60 Months
Last UpdatedMay 3, 2026
Details

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loan
8.33%
60 Months
View
▼
APR8.33%
Term60 Months
Last UpdatedMay 3, 2026
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
8.46%
84 months
View
▼
APR8.46%
Term84 months
Last UpdatedApr 18, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
8.50%
54 Months
View
▼
APR8.50%
Term54 Months
Last UpdatedApr 18, 2026
Details

2009 & Older; MAX 54 months

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2016 & Older
8.59%
24 Months
View
▼
APR8.59%
Term24 Months
Last UpdatedMay 2, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loan
8.74%
Up to 48 months
View
▼
APR8.74%
TermUp to 48 months
Last UpdatedApr 17, 2026
Details

As Low As

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loan
8.83%
60 Months
View
▼
APR8.83%
Term60 Months
Last UpdatedMay 3, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2016 & Older
8.84%
36 Months
View
▼
APR8.84%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2016 & Older
8.89%
48 Months
View
▼
APR8.89%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Classic Vehicle Loans2
8.99%
Up to 4 years
View
▼
APR8.99%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2016 & Older
9.34%
60 Months
View
▼
APR9.34%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Independent Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.19%
Classic Vehicle 20+ Years
9.49%
60 Months
View
▼
APR9.49%
Term60 Months
Last UpdatedApr 27, 2026
Details

As Low As

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2006-2013
9.50%
48 months
View
▼
APR9.50%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - Vintage models (2005 or older)
9.74%
36-48
View
▼
APR9.74%
Term36-48
Last UpdatedApr 17, 2026
Details

As Low As

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loan
9.79%
60 Months
View
▼
APR9.79%
Term60 Months
Last UpdatedMay 3, 2026
Details

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loan
10.28%
36-48
View
▼
APR10.28%
Term36-48
Last UpdatedMay 3, 2026
Details

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loan
10.42%
60 Months
View
▼
APR10.42%
Term60 Months
Last UpdatedMay 3, 2026
Details

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Auto Loan
10.49%
24 Months
View
▼
APR10.49%
Term24 Months
Last UpdatedMay 3, 2026
Details

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2000-2005
10.75%
36 months
View
▼
APR10.75%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate Other Vehicle Loans
11.39%
$1,000
View
▼
APR11.39%
Term$1,000
Last UpdatedApr 25, 2026
Details

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 1999 & Older
12.50%
24 months
View
▼
APR12.50%
Term24 months
Last UpdatedApr 17, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
New Vehicle Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 17, 2026
Details

Special!

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
900 S 13th St, Decatur, IN, 46733 1806
New Vehicle
5.48%
72 Months
View
▼
APR5.48%
Term72 Months
Last UpdatedMay 2, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
900 S 13th St, Decatur, IN, 46733 1806
New Vehicle
5.97%
78 Months
View
▼
APR5.97%
Term78 Months
Last UpdatedMay 2, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
900 S 13th St, Decatur, IN, 46733 1806
New Vehicle
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMay 2, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
900 S 13th St, Decatur, IN, 46733 1806
New Vehicle
6.55%
84 to 120 months
View
▼
APR6.55%
Term84 to 120 months
Last UpdatedMay 2, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
900 S 13th St, Decatur, IN, 46733 1806
New Vehicle
7.04%
121 to 180 months
View
▼
APR7.04%
Term121 to 180 months
Last UpdatedMay 2, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
900 S 13th St, Decatur, IN, 46733 1806
Powersports New Vehicle
7.07%
72 Months
View
▼
APR7.07%
Term72 Months
Last UpdatedMay 2, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
up to 60
View
▼
APR3.59%
Termup to 60
Last UpdatedMay 2, 2026
Details

As Low As; low as 3.59%*

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
New Vehicles
3.99%
Up to 36 Months
View
▼
APR3.99%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details

special*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
up to 72
View
▼
APR4.09%
Termup to 72
Last UpdatedMay 2, 2026
Details

As Low As; low as 4.09%*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
View
▼
APR4.20%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
View
▼
APR4.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
View
▼
APR4.25%
Term12 - 24
Last UpdatedApr 25, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
View
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 25, 2026
Details

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Vehicles
4.50%
Up to 84 Mos
View
▼
APR4.50%
TermUp to 84 Mos
Last UpdatedApr 27, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 36 Months
View
▼
APR4.65%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
View
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
View
▼
APR4.74%
Term0 - 59
Last UpdatedApr 18, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
Up to 48 Months
View
▼
APR4.75%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 25, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
Up to 60 Months
View
▼
APR4.85%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
View
▼
APR4.99%
Term60 - 74
Last UpdatedApr 18, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
View
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto/Truck/Van
5.00%
72 months
View
▼
APR5.00%
Term72 months
Last UpdatedApr 17, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 25, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
View
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.05%
36 Months
View
▼
APR5.05%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
View
▼
APR5.05%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
View
▼
APR5.14%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2025-2027 (new only)

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
Up to 72 Months
View
▼
APR5.15%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
View
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 25, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.25%
36 months
View
▼
APR5.25%
Term36 months
Last UpdatedApr 27, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
5.34%
up to 84
View
▼
APR5.34%
Termup to 84
Last UpdatedMay 2, 2026
Details

As Low As; low as 5.34%*

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.35%
48 Months
View
▼
APR5.35%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
View
▼
APR5.35%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedApr 18, 2026
Details

Max 72 months

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.46%
60 months
View
▼
APR5.46%
Term60 months
Last UpdatedApr 18, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
View
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedApr 25, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
View
▼
APR5.64%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.71%
72 months
View
▼
APR5.71%
Term72 months
Last UpdatedApr 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $20,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
Up to 84 Months
View
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.75%
48 months
View
▼
APR5.75%
Term48 months
Last UpdatedApr 27, 2026
Details

PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Vehicle Loan
5.85%
72 months
View
▼
APR5.85%
Term72 months
Last UpdatedMay 2, 2026
Details

As Low As; Starting at 5.85%*

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
View
▼
APR5.89%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2017-2020

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.96%
84 months
View
▼
APR5.96%
Term84 months
Last UpdatedApr 18, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
6.00%
96 Months
View
▼
APR6.00%
Term96 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $25,000.00

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.00%
60 months
View
▼
APR6.00%
Term60 months
Last UpdatedApr 27, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.25%
72 months
View
▼
APR6.25%
Term72 months
Last UpdatedApr 27, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.50%
84 months
View
▼
APR6.50%
Term84 months
Last UpdatedApr 27, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
6.79%
84 Months
View
▼
APR6.79%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
7.74%
75- 84
View
▼
APR7.74%
Term75- 84
Last UpdatedApr 18, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loan
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loan
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loan
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loan
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loan
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

2019 and older

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
3.99%
Up to 36 Months
View
▼
APR3.99%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details

special*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
View
▼
APR4.20%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
View
▼
APR4.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2023-2027

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
View
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 36 Months
View
▼
APR4.65%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
View
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
Up to 48 Months
View
▼
APR4.75%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
Up to 60 Months
View
▼
APR4.85%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
View
▼
APR5.00%
Term12-24
Last UpdatedApr 25, 2026
Details

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Vehicles
5.00%
Terms Vary
View
▼
APR5.00%
TermTerms Vary
Last UpdatedApr 27, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
View
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
View
▼
APR5.05%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
View
▼
APR5.14%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2025-2027 (new only)

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
Up to 72 Months
View
▼
APR5.15%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
View
▼
APR5.35%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedApr 18, 2026
Details

2015 - 2017; 72 Months

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedApr 25, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
View
▼
APR5.64%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2021-2022

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.70%
72 Months
View
▼
APR5.70%
Term72 Months
Last UpdatedApr 18, 2026
Details

2018 - 2019; Max 72 months

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
Up to 84 Months
View
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Vehicle Loan
5.85%
66 months
View
▼
APR5.85%
Term66 months
Last UpdatedMay 2, 2026
Details

As Low As; Starting at 5.85%*

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
View
▼
APR5.89%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Model Year: 2017-2020

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2019-2024
5.95%
60 months
View
▼
APR5.95%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.95%
66 Months
View
▼
APR5.95%
Term66 Months
Last UpdatedApr 18, 2026
Details

2015 - 2017; Max 66 months

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.00%
48 Months
View
▼
APR6.00%
Term48 Months
Last UpdatedApr 25, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.04%
24 Months
View
▼
APR6.04%
Term24 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.09%
36 Months
View
▼
APR6.09%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2019 & Older
6.25%
60 months
View
▼
APR6.25%
Term60 months
Last UpdatedApr 27, 2026
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.34%
60 months
View
▼
APR6.34%
Term60 months
Last UpdatedApr 18, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.34%
48 Months
View
▼
APR6.34%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.39%
60 Months
View
▼
APR6.39%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2017- 2022
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $20,000.00

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedApr 25, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2020-2024
6.50%
60 months
View
▼
APR6.50%
Term60 months
Last UpdatedApr 27, 2026
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.71%
72 months
View
▼
APR6.71%
Term72 months
Last UpdatedApr 18, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.84%
72 Months
View
▼
APR6.84%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
6.95%
60 Months
View
▼
APR6.95%
Term60 Months
Last UpdatedApr 18, 2026
Details

2010 - 2014; MAX 60 months

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
7.00%
96 Months
View
▼
APR7.00%
Term96 Months
Last UpdatedApr 17, 2026
Details

As Low As; Minimum Loan Amount is $25,000.00

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2012-2018
7.00%
60 months
View
▼
APR7.00%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
7.00%
12 - 48
View
▼
APR7.00%
Term12 - 48
Last UpdatedApr 25, 2026
Details

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
7.00%
0-48 Months
View
▼
APR7.00%
Term0-48 Months
Last UpdatedApr 27, 2026
Details

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles 2017
7.00%
Up to 36 Months
View
▼
APR7.00%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
8.46%
84 months
View
▼
APR8.46%
Term84 months
Last UpdatedApr 18, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
8.50%
54 Months
View
▼
APR8.50%
Term54 Months
Last UpdatedApr 18, 2026
Details

2009 & Older; MAX 54 months

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2016 & Older
8.59%
24 Months
View
▼
APR8.59%
Term24 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2016 & Older
8.84%
36 Months
View
▼
APR8.84%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2016 & Older
8.89%
48 Months
View
▼
APR8.89%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2016 & Older
9.34%
60 Months
View
▼
APR9.34%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2006-2013
9.50%
48 months
View
▼
APR9.50%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2000-2005
10.75%
36 months
View
▼
APR10.75%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 1999 & Older
12.50%
24 months
View
▼
APR12.50%
Term24 months
Last UpdatedApr 17, 2026
Details

As Low As

Decatur, IN Auto Loan Rate Trends

Compare local Decatur, IN auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana Auto Trends →
New Auto Loan — IN Avg
5.825%
▲ 0.025 vs 7 days ago

Indiana new auto rates rose 0.025 points over the past 7 days to 5.825% APR.

Used Auto Loan — IN Avg
6.289%
▼ 0.073 vs 7 days ago

Indiana used auto rates fell 0.073 points over the past 7 days to 6.289% APR.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Decatur, Indiana

How does my credit score affect my car loan rate in Indiana?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Decatur, Indiana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Indiana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Decatur, Indiana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Decatur, Indiana?

Based on our current data, some of the lowest auto loan rates available in Decatur, Indiana include:
  • Central Soya Federal Credit Union: 3.49% (New Vehicle Loan)
  • ProFed Federal Credit Union: 5.34% (Auto Loan)
  • MIDWEST AMERICA: 5.48% (New Vehicle)
  • Baxter Credit Union: 3.24% (Auto Loans)
  • Bloomington Municipal Credit Union: 3.59% (Autos & Trucks 2025 & Newer)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Decatur, Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 3, 2026

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