Auto Loan Rates in Tumbling Shoals, Arkansas (AR) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Tumbling Shoals, Arkansas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Tumbling Shoals, Arkansas include Arkansas AM&N College Federal Credit UnionArkansas AM&N College Federal Credit UnionA+5.0 ★Texas Ratio: 3.89% offering New Auto Loan at 1.99%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans 2026 & Newer at 3.24%, Orion Federal Credit UnionOrion Federal Credit UnionA+5.0 ★Texas Ratio: 2.42% offering Auto Loans at 3.45%, Riverland Federal Credit UnionRiverland Federal Credit UnionA+5.0 ★Texas Ratio: 4.24% offering Auto Loan at 3.50%, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% offering Fixed Rate New & Used Auto Loans at 3.70%. Auto loan rates as of April 17, 2026 according to verified data from MonitorBankRates.
Tumbling Shoals borrowers have access to 22 lenders serving the Arkansas area, with auto loan rates as low as 1.99% APR from Arkansas AM&N College Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Tumbling Shoals, Arkansas. Auto Loan Rates Last Updated and Verified: April 17, 2026
Compare Auto Loan Rates Today in Tumbling Shoals, Arkansas & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
New Auto Loan
1.99%
72 Months
▼
APR1.99%
Term72 Months
Last UpdatedApr 11, 2026
Details
90% of MSRP Rate depends on credit rating
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details
As Low As
Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Auto Loans
3.45%
Max. 84 Months
▼
APR3.45%
TermMax. 84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loan
3.50%
Up to 36 months
▼
APR3.50%
TermUp to 36 months
Last UpdatedApr 6, 2026
Details
As Low As; Subject to borrower's credit history, repayment term, and collateral.
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loans
3.50%
Up to 36 months
▼
APR3.50%
TermUp to 36 months
Last UpdatedApr 6, 2026
Details
As Low As; Cars, Trucks, & SUVs
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New Auto
3.74%
up to 84 month terms
▼
APR3.74%
Termup to 84 month terms
Last UpdatedApr 5, 2026
Details
As Low As; Rates based on term selected.
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
New Vehicles 2025-2026
3.74%
Up To 7 Years
▼
APR3.74%
TermUp To 7 Years
Last UpdatedApr 8, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Hurricane Creek Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
New/Used Autos (under 7yrs. old)
3.88%
7Yrs
▼
APR3.88%
Term7Yrs
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Vehicle Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedApr 5, 2026
Details
As Low As
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
New and Used Vehicles
3.99%
24 - 75
▼
APR3.99%
Term24 - 75
Last UpdatedApr 6, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As; APR - 2026 & Newer
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Auto Loans
4.20%
48 Months
▼
APR4.20%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Used Auto
4.24%
24 to 60 months
▼
APR4.24%
Term24 to 60 months
Last UpdatedApr 5, 2026
Details
As Low As; Rates based on term selected.
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedApr 14, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.45%
60 Months
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.45%
60 Months
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
▼
APR4.49%
TermUp to 72 Months
Last UpdatedApr 5, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details
As Low As
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 14, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loan
4.50%
Up to 60 months
▼
APR4.50%
TermUp to 60 months
Last UpdatedApr 6, 2026
Details
As Low As; Subject to borrower's credit history, repayment term, and collateral.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Auto Loans
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 14, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Vehicle Loan
4.76%
48 months
▼
APR4.76%
Term48 months
Last UpdatedApr 5, 2026
Details
As Low As
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026-older)
4.79%
Up to 51 Months
▼
APR4.79%
TermUp to 51 Months
Last UpdatedApr 5, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
4.87%
36 Months
▼
APR4.87%
Term36 Months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
FCI Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.31%
Teal Good Auto Loans
4.95%
84 Months
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As; for 84 Months. Other rates and terms available.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.95%
84 Months
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.95%
84 Months
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026- 2019)
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 5, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Auto Loan 2022-2025
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As; APR - 2023 - 2025*
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Auto Loans
5.10%
72 Months
▼
APR5.10%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
5.12%
60 Months
▼
APR5.12%
Term60 Months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
UP Arkansas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
AUTO LOAN (2010-2026)
5.22%
Up to 84
▼
APR5.22%
TermUp to 84
Last UpdatedApr 6, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Vehicle Loan
5.34%
60 months
▼
APR5.34%
Term60 months
Last UpdatedApr 5, 2026
Details
As Low As
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Auto Loan
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Vehicles
5.40%
0-36
▼
APR5.40%
Term0-36
Last UpdatedApr 5, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2022 Auto Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2023 Auto Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2024 Auto Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2022 - 2024)
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 5, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2021-2025
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 14, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loan
5.50%
Up to 84 months
▼
APR5.50%
TermUp to 84 months
Last UpdatedApr 6, 2026
Details
As Low As; Subject to borrower's credit history, repayment term, and collateral.
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
New & Newer Used Auto Loan
5.54%
Up to 48 Months
▼
APR5.54%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Vehicle Loan
5.60%
72 months
▼
APR5.60%
Term72 months
Last UpdatedApr 5, 2026
Details
As Low As
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
5.62%
72 Months
▼
APR5.62%
Term72 Months
Last UpdatedApr 11, 2026
Details
Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Auto Loans
5.70%
84 Months
▼
APR5.70%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Vehicles
5.70%
37-48
▼
APR5.70%
Term37-48
Last UpdatedApr 5, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Auto Loan
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2021 Auto Loan
5.80%
48 Months
▼
APR5.80%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
Auto Loan Refi
5.89%
78 Months
▼
APR5.89%
Term78 Months
Last UpdatedApr 4, 2026
Details
As Low As; Rates currently range from 5.89% to 17.15% APR, depending on credit qualifications and loan terms.
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
New & Newer Used Auto Loan
5.89%
49 to 78 Months
▼
APR5.89%
Term49 to 78 Months
Last UpdatedApr 4, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan
5.89%
72 Months
▼
APR5.89%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
5.90%
5Yrs
▼
APR5.90%
Term5Yrs
Last UpdatedApr 5, 2026
Details
As Low As
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2018-2020
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details
As Low As; APR - 2023 - 2025*
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
6.20%
5Yrs
▼
APR6.20%
Term5Yrs
Last UpdatedApr 5, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Vehicles
6.25%
49-72
▼
APR6.25%
Term49-72
Last UpdatedApr 5, 2026
Details
As Low As
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan
6.29%
84 Months
▼
APR6.29%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Vehicles
6.35%
73-84
▼
APR6.35%
Term73-84
Last UpdatedApr 5, 2026
Details
As Low As
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan
6.39%
66 Months
▼
APR6.39%
Term66 Months
Last UpdatedApr 6, 2026
Details
As Low As
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2016-2017
6.39%
60 Months
▼
APR6.39%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2020 or Older Auto Loan
6.55%
36 Months
▼
APR6.55%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
Used Auto Loan
6.59%
Up to 72 Months
▼
APR6.59%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
6.62%
84 Months
▼
APR6.62%
Term84 Months
Last UpdatedApr 11, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2014-2015
6.79%
54 Months
▼
APR6.79%
Term54 Months
Last UpdatedApr 6, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
6.85%
5Yrs
▼
APR6.85%
Term5Yrs
Last UpdatedApr 5, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
7.05%
5Yrs
▼
APR7.05%
Term5Yrs
Last UpdatedApr 5, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Older Vehicles (6yrs. and Older)
7.15%
6Yrs
▼
APR7.15%
Term6Yrs
Last UpdatedApr 5, 2026
Details
As Low As
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2011-2013
7.29%
48 Months
▼
APR7.29%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Older Vehicles (6yrs. and Older)
7.45%
6Yrs
▼
APR7.45%
Term6Yrs
Last UpdatedApr 5, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
▼
APR7.57%
Term84 Months
Last UpdatedApr 6, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2010-Older
7.79%
42 Months
▼
APR7.79%
Term42 Months
Last UpdatedApr 6, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Older Vehicles (6yrs. and Older)
8.10%
6Yrs
▼
APR8.10%
Term6Yrs
Last UpdatedApr 5, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
▼
APR8.57%
Term72 Months
Last UpdatedApr 6, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Classic Vehicle Loans2
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedApr 5, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
New Auto Loan
1.99%
72 Months
▼
APR1.99%
Term72 Months
Last UpdatedApr 11, 2026
Details
90% of MSRP Rate depends on credit rating
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New Auto
3.74%
up to 84 month terms
▼
APR3.74%
Termup to 84 month terms
Last UpdatedApr 5, 2026
Details
As Low As; Rates based on term selected.
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
New Vehicles 2025-2026
3.74%
Up To 7 Years
▼
APR3.74%
TermUp To 7 Years
Last UpdatedApr 8, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Hurricane Creek Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
New/Used Autos (under 7yrs. old)
3.88%
7Yrs
▼
APR3.88%
Term7Yrs
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
New and Used Vehicles
3.99%
24 - 75
▼
APR3.99%
Term24 - 75
Last UpdatedApr 6, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedApr 14, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.45%
60 Months
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
▼
APR4.49%
TermUp to 72 Months
Last UpdatedApr 5, 2026
Details
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 14, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 14, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026-older)
4.79%
Up to 51 Months
▼
APR4.79%
TermUp to 51 Months
Last UpdatedApr 5, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
4.87%
36 Months
▼
APR4.87%
Term36 Months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.95%
84 Months
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026- 2019)
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 5, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Auto Loan 2022-2025
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
5.12%
60 Months
▼
APR5.12%
Term60 Months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Auto Loan
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Vehicles
5.40%
0-36
▼
APR5.40%
Term0-36
Last UpdatedApr 5, 2026
Details
As Low As
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2022 - 2024)
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 5, 2026
Details
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 14, 2026
Details
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
New & Newer Used Auto Loan
5.54%
Up to 48 Months
▼
APR5.54%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
5.62%
72 Months
▼
APR5.62%
Term72 Months
Last UpdatedApr 11, 2026
Details
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Vehicles
5.70%
37-48
▼
APR5.70%
Term37-48
Last UpdatedApr 5, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Auto Loan
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
New & Newer Used Auto Loan
5.89%
49 to 78 Months
▼
APR5.89%
Term49 to 78 Months
Last UpdatedApr 4, 2026
Details
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
5.90%
5Yrs
▼
APR5.90%
Term5Yrs
Last UpdatedApr 5, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
6.20%
5Yrs
▼
APR6.20%
Term5Yrs
Last UpdatedApr 5, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Vehicles
6.25%
49-72
▼
APR6.25%
Term49-72
Last UpdatedApr 5, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Vehicles
6.35%
73-84
▼
APR6.35%
Term73-84
Last UpdatedApr 5, 2026
Details
As Low As
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
6.62%
84 Months
▼
APR6.62%
Term84 Months
Last UpdatedApr 11, 2026
Details
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
6.85%
5Yrs
▼
APR6.85%
Term5Yrs
Last UpdatedApr 5, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
7.05%
5Yrs
▼
APR7.05%
Term5Yrs
Last UpdatedApr 5, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
▼
APR7.57%
Term84 Months
Last UpdatedApr 6, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Hurricane Creek Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
New/Used Autos (under 7yrs. old)
3.88%
7Yrs
▼
APR3.88%
Term7Yrs
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
New and Used Vehicles
3.99%
24 - 75
▼
APR3.99%
Term24 - 75
Last UpdatedApr 6, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Used Auto
4.24%
24 to 60 months
▼
APR4.24%
Term24 to 60 months
Last UpdatedApr 5, 2026
Details
As Low As; Rates based on term selected.
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedApr 14, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
▼
APR4.49%
TermUp to 72 Months
Last UpdatedApr 5, 2026
Details
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 14, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 14, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026-older)
4.79%
Up to 51 Months
▼
APR4.79%
TermUp to 51 Months
Last UpdatedApr 5, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026- 2019)
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 5, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2022 - 2024)
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 5, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2021-2025
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 14, 2026
Details
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
New & Newer Used Auto Loan
5.54%
Up to 48 Months
▼
APR5.54%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
New & Newer Used Auto Loan
5.89%
49 to 78 Months
▼
APR5.89%
Term49 to 78 Months
Last UpdatedApr 4, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan
5.89%
72 Months
▼
APR5.89%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
5.90%
5Yrs
▼
APR5.90%
Term5Yrs
Last UpdatedApr 5, 2026
Details
As Low As
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2018-2020
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
6.20%
5Yrs
▼
APR6.20%
Term5Yrs
Last UpdatedApr 5, 2026
Details
As Low As
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan
6.29%
84 Months
▼
APR6.29%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan
6.39%
66 Months
▼
APR6.39%
Term66 Months
Last UpdatedApr 6, 2026
Details
As Low As
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2016-2017
6.39%
60 Months
▼
APR6.39%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
Used Auto Loan
6.59%
Up to 72 Months
▼
APR6.59%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2014-2015
6.79%
54 Months
▼
APR6.79%
Term54 Months
Last UpdatedApr 6, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
6.85%
5Yrs
▼
APR6.85%
Term5Yrs
Last UpdatedApr 5, 2026
Details
As Low As
UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
7.05%
5Yrs
▼
APR7.05%
Term5Yrs
Last UpdatedApr 5, 2026
Details
As Low As
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2011-2013
7.29%
48 Months
▼
APR7.29%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2010-Older
7.79%
42 Months
▼
APR7.79%
Term42 Months
Last UpdatedApr 6, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
▼
APR8.57%
Term72 Months
Last UpdatedApr 6, 2026
Details
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MonitorBankRates
Tumbling Shoals, AR Auto Loan Rate Trends
Compare local Tumbling Shoals, AR auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — AR Avg
5.198%
▲ 0.011 vs 7 days ago
Arkansas new auto rates rose 0.011 points over the past 7 days to 5.198% APR.
Used Auto Loan — AR Avg
5.794%
▼ 0.056 vs 7 days ago
Arkansas used auto rates fell 0.056 points over the past 7 days to 5.794% APR.
As of Apr 19, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Tumbling Shoals, Arkansas
How does my credit score affect my car loan rate in Arkansas?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Tumbling Shoals, Arkansas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Arkansas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Tumbling Shoals, Arkansas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Tumbling Shoals, Arkansas?
Based on our current data, some of the lowest auto loan rates available in Tumbling Shoals, Arkansas include:
- Arkansas AM&N College Federal Credit Union: 1.99% (New Auto Loan)
- Baxter Credit Union: 3.24% (Auto Loans 2026 & Newer)
- Orion Federal Credit Union: 3.45% (Auto Loans)
- Riverland Federal Credit Union: 3.50% (Auto Loan)
- United Federal Credit Union: 3.70% (Fixed Rate New & Used Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Tumbling Shoals, Arkansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 17, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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