Auto Loan Rates in Wilsonville, Alabama (AL) for July 2026
Brian McKay
Brian McKay
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Current auto loan rates in Wilsonville, Alabama include Guardian Credit Union Montgomery, ALGuardian Credit Union Montgomery, ALA5.0 ★Texas Ratio: 10.26% offering New & Used Autos, Truck, Vans at 2.95%, Montgomery VA Federal Credit UnionMontgomery VA Federal Credit UnionA5.0 ★Texas Ratio: 7.22% offering New and Used Auto at 3.25%, FEDMONTFEDMONTA+5.0 ★Texas Ratio: 0.32% offering New Car and Truck Loans at 3.25%, New Horizons Credit UnionNew Horizons Credit UnionA+5.0 ★Texas Ratio: 1.07% offering New Eco-Friendly Autos at 3.49%, Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.68% offering Auto Loan at 3.49%. Auto loan rates as of July 11, 2026 according to verified data from MonitorBankRates.
Wilsonville borrowers have access to 30 lenders serving the Alabama area, with auto loan rates as low as 2.95% APR from Guardian Credit Union Montgomery, AL. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Wilsonville, Alabama. Auto Loan Rates Last Updated and Verified: July 11, 2026
Compare Auto Loan Rates Today in Wilsonville, Alabama & Surrounding Area
Wilsonville Auto Loan Rates
As low as
100% Financing
As Low As; New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles)
As low as; (with Relationship Pricing) Payment Example: $20,000 for 60 months at 3.49% APR is $364. APR=Annual Percentage Rate
NADA Retail Value Maximum
As Low As
As Low As; New Autos (2026, 2025 w/less than 15,000 miles)
As Low As; Used Autos (2024-2020)
As Low As; Current and prior year
As Low As
As Low As; Est. Monthly Payment per $1,000: $29.76
As Low As
As Low As
As low as; Monthly payment of $22.80 per $1,000.00 borrowed; Model Years 2024 - 2026
As Low As; Current year + 2 previous years
As Low As
Current & prior 2 model years
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As low as; New Auto 2026-2021
Rates vary based on the evaluation of an applicant's credit and the loan term. All loans are subject to approval. Additional terms, conditions, and restrictions may apply. Rates are subject to change without notice. Call toll-free 877.4PENAIR for more information.
As low as; Monthly payment of $17.97 per $1,000.00 borrowed; Model Years 2024 - 2026
Current or Prior Year - less than 10,000 miles
As Low As
Current & prior 2 model years
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As
As Low As; Est. Monthly Payment per $1,000: $23.04
As low as; Monthly payment of $18.03. per $1,000.00 borrowed; Model Years 2022 - 2023
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
As Low As
As Low As; 2-6 Model Year
As Low As
PenAir Rate; $1,130 is the difference between the amount paid in interest between PenAir Credit Union's rate at 4.99% APR compared to 6.35% APR for the National market average over the life of a $30,000 auto loan over 60 months.
Rates vary based on the evaluation of an applicant's credit and the loan term. All loans are subject to approval. Additional terms, conditions, and restrictions may apply. Rates are subject to change without notice. Call toll-free 877.4PENAIR for more information.
Rates vary based on the evaluation of an applicant's credit and the loan term. All loans are subject to approval. Additional terms, conditions, and restrictions may apply. Rates are subject to change without notice. Call toll-free 877.4PENAIR for more information.
3 model years & older, 60 month max term
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As; Includes a one-time $150 loan origination fee and 0.65% interest rate discount for automatic payment draft from a SouthState checking account. Minimum loan amount $4,000; maximum loan amount $150,000. Based on an example loan amount of $42,500 for a term of 72 months with monthly payments of $686.61. Additional fees may apply. Other restrictions may apply. Your actual APR may vary based on creditworthiness, loan amount, loan term and vehicle. Rates, terms and conditions are subject to change based on borrower eligibility and market conditions. All loans are subject to credit approval.
Rates vary based on the evaluation of an applicant's credit and the loan term. All loans are subject to approval. Additional terms, conditions, and restrictions may apply. Rates are subject to change without notice. Call toll-free 877.4PENAIR for more information.
As low as; Monthly payment of $15.67 per $1,000.00 borrowed; Model Years 2024 - 2026
Current or Prior Year - less than 10,000 miles
NJ vehicles only. As low as 6.25% APR** for 72 months, As low as 6.99% APR** for 84 months
As Low As
As Low As
Current & prior 2 model years, $20K or greater loan amount
As Low As
As Low As; Est. Monthly Payment per $1,000: $19.11
As Low As
As Low As
As Low As
NJ vehicles only. As low as 5.99% APR** for 48 months, As low as 6.79% APR** for 60 months, As low as 6.99% APR** for 72 months, As low as 7.50% APR** for 84 months
Rates vary based on the evaluation of an applicant's credit and the loan term. All loans are subject to approval. Additional terms, conditions, and restrictions may apply. Rates are subject to change without notice. Call toll-free 877.4PENAIR for more information.
As Low As
As Low As; Ask about our Auto Loan rate match program!
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
Rates vary based on the evaluation of an applicant's credit and the loan term. All loans are subject to approval. Additional terms, conditions, and restrictions may apply. Rates are subject to change without notice. Call toll-free 877.4PENAIR for more information.
Rates vary based on the evaluation of an applicant's credit and the loan term. All loans are subject to approval. Additional terms, conditions, and restrictions may apply. Rates are subject to change without notice. Call toll-free 877.4PENAIR for more information.
As low as; Monthly payment of $15.90 per $1,000.00 borrowed; Model Years 2022 - 2023
As Low As
As Low As; Ask about our Auto Loan rate match program!
As Low As
As Low As
As Low As; Est. Monthly Payment per $1,000: $16.57
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
As Low As
As Low As; Used Autos (2019-2015)
As Low As
NJ vehicles only. As low as 5.49% APR** for 36 months, As low as 6.79% APR** for 60 months, As low as 6.99% APR** for 72 months, As low as 7.50% APR** for 84 months
Rates vary based on the evaluation of an applicant's credit and the loan term. All loans are subject to approval. Additional terms, conditions, and restrictions may apply. Rates are subject to change without notice. Call toll-free 877.4PENAIR for more information.
As Low As; APR*
As Low As
As Low As; Ask about our Auto Loan rate match program!
As Low As
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As; 7-14 Model Year
As low as; Monthly payment of $14.73 per $1,000.00 borrowed; Model Years 2024 - 2026
Current or Prior Year - less than 10,000 miles
As Low As
As Low As
NJ vehicles only. As low as 5.25% APR** for 60 months, As low as 6.99% APR** for 84 months
As Low As; Ask about our Auto Loan rate match program!
As Low As; Ask about our Auto Loan rate match
As Low As
As Low As; Est. Monthly Payment per $1,000: $14.84
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As
As low as; Used Auto 2020-2016
1
As low as; Monthly payment of $18.78 per $1,000.00 borrowed; Model Years 2017 - 2019
As Low As; APR*
As Low As; Ask about our Auto Loan rate match
As low as; Monthly payment of $14.97 per $1,000.00 borrowed; Model Years 2022 - 2023
As Low As; Ask about our Auto Loan rate match
NJ vehicles only. As low as 5.49% APR** for 36 months, As low as 5.99% APR** for 48 months, As low as 6.99% APR** for 72 months, As low as 7.50% APR** for 84 months
As Low As
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
As Low As
NJ vehicles only. As low as 5.25% APR** for 60 months, As low as 6.25% APR** for 72 months
NJ vehicles only. As low as 5.49% APR** for 36 months, As low as 5.99% APR** for 48 months, As low as 6.79% APR** for 60 months, As low as 7.50% APR** for 84 months
As Low As; Ask about our Auto Loan rate match
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
Current or Prior Year - less than 10,000 miles
As Low As; Used Auto (2014 & Older)
As Low As
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As
As Low As; New Autos (2026, 2025 w/less than 15,000) $65,000 minimum; No 90-day option; Max LTV 110% financing
NJ vehicles only. As low as 5.49% APR** for 36 months, As low as 5.99% APR** for 48 months, As low as 6.79% APR** for 60 months, As low as 6.99% APR** for 72 months
As Low As; Ask about our Auto Loan rate match program!
As Low As
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
As Low As
As low as; Used Auto 2015
As Low As; Ask about our Auto Loan rate match
As Low As
Wilsonville New Auto Auto Loan Rates
As low as
100% Financing
As Low As; New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles)
As Low As
As Low As; New Autos (2026, 2025 w/less than 15,000 miles)
As Low As; Current and prior year
As Low As
As Low As
As Low As
As Low As; Current year + 2 previous years
As Low As
Current & prior 2 model years
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As low as; New Auto 2026-2021
Rates vary based on the evaluation of an applicant's credit and the loan term. All loans are subject to approval. Additional terms, conditions, and restrictions may apply. Rates are subject to change without notice. Call toll-free 877.4PENAIR for more information.
Current or Prior Year - less than 10,000 miles
Current & prior 2 model years
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As
As Low As
As Low As
PenAir Rate; $1,130 is the difference between the amount paid in interest between PenAir Credit Union's rate at 4.99% APR compared to 6.35% APR for the National market average over the life of a $30,000 auto loan over 60 months.
Rates vary based on the evaluation of an applicant's credit and the loan term. All loans are subject to approval. Additional terms, conditions, and restrictions may apply. Rates are subject to change without notice. Call toll-free 877.4PENAIR for more information.
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
Current or Prior Year - less than 10,000 miles
NJ vehicles only. As low as 6.25% APR** for 72 months, As low as 6.99% APR** for 84 months
As Low As
Current & prior 2 model years, $20K or greater loan amount
As Low As
As Low As
As Low As
Rates vary based on the evaluation of an applicant's credit and the loan term. All loans are subject to approval. Additional terms, conditions, and restrictions may apply. Rates are subject to change without notice. Call toll-free 877.4PENAIR for more information.
As Low As
As Low As; Ask about our Auto Loan rate match program!
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
Rates vary based on the evaluation of an applicant's credit and the loan term. All loans are subject to approval. Additional terms, conditions, and restrictions may apply. Rates are subject to change without notice. Call toll-free 877.4PENAIR for more information.
As Low As; Ask about our Auto Loan rate match program!
As Low As
As Low As
As Low As
As Low As; Ask about our Auto Loan rate match program!
As Low As
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
Current or Prior Year - less than 10,000 miles
As Low As
NJ vehicles only. As low as 5.25% APR** for 60 months, As low as 6.99% APR** for 84 months
As Low As; Ask about our Auto Loan rate match program!
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As
1
As Low As
NJ vehicles only. As low as 5.25% APR** for 60 months, As low as 6.25% APR** for 72 months
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
Current or Prior Year - less than 10,000 miles
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As
As Low As; New Autos (2026, 2025 w/less than 15,000) $65,000 minimum; No 90-day option; Max LTV 110% financing
As Low As; Ask about our Auto Loan rate match program!
As Low As
Wilsonville Used Auto Auto Loan Rates
As low as
NADA Retail Value Maximum
As Low As; Used Autos (2024-2020)
As Low As; Est. Monthly Payment per $1,000: $29.76
Current & prior 2 model years
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As
Current & prior 2 model years
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As; Est. Monthly Payment per $1,000: $23.04
As Low As
As Low As; 2-6 Model Year
Rates vary based on the evaluation of an applicant's credit and the loan term. All loans are subject to approval. Additional terms, conditions, and restrictions may apply. Rates are subject to change without notice. Call toll-free 877.4PENAIR for more information.
3 model years & older, 60 month max term
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
Rates vary based on the evaluation of an applicant's credit and the loan term. All loans are subject to approval. Additional terms, conditions, and restrictions may apply. Rates are subject to change without notice. Call toll-free 877.4PENAIR for more information.
As Low As
As Low As
Current & prior 2 model years, $20K or greater loan amount
As Low As; Est. Monthly Payment per $1,000: $19.11
As Low As
As Low As
NJ vehicles only. As low as 5.99% APR** for 48 months, As low as 6.79% APR** for 60 months, As low as 6.99% APR** for 72 months, As low as 7.50% APR** for 84 months
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
Rates vary based on the evaluation of an applicant's credit and the loan term. All loans are subject to approval. Additional terms, conditions, and restrictions may apply. Rates are subject to change without notice. Call toll-free 877.4PENAIR for more information.
As Low As
As Low As
As Low As; Est. Monthly Payment per $1,000: $16.57
As Low As; Used Autos (2019-2015)
As Low As
NJ vehicles only. As low as 5.49% APR** for 36 months, As low as 6.79% APR** for 60 months, As low as 6.99% APR** for 72 months, As low as 7.50% APR** for 84 months
Rates vary based on the evaluation of an applicant's credit and the loan term. All loans are subject to approval. Additional terms, conditions, and restrictions may apply. Rates are subject to change without notice. Call toll-free 877.4PENAIR for more information.
As Low As; APR*
As Low As
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As; 7-14 Model Year
As Low As
As Low As; Ask about our Auto Loan rate match
As Low As; Est. Monthly Payment per $1,000: $14.84
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As low as; Used Auto 2020-2016
1
As Low As; APR*
As Low As; Ask about our Auto Loan rate match
As Low As; Ask about our Auto Loan rate match
NJ vehicles only. As low as 5.49% APR** for 36 months, As low as 5.99% APR** for 48 months, As low as 6.99% APR** for 72 months, As low as 7.50% APR** for 84 months
NJ vehicles only. As low as 5.49% APR** for 36 months, As low as 5.99% APR** for 48 months, As low as 6.79% APR** for 60 months, As low as 7.50% APR** for 84 months
As Low As; Ask about our Auto Loan rate match
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
As Low As; Used Auto (2014 & Older)
As Low As; Rates subject to change without notice. Contact a loan officer to verify current rates. Quoted rates are our lowest rates offered; this is a partial list. The APR (Annual Percentage Rate) you receive will be based on your creditworthiness, type and year model of vehicle. Certain term (loan-to-value percent and months financed) and rate restrictions apply. Not all vehicle models will qualify for extended terms. See a Loan Officer for details and restrictions or for older models.
NJ vehicles only. As low as 5.49% APR** for 36 months, As low as 5.99% APR** for 48 months, As low as 6.79% APR** for 60 months, As low as 6.99% APR** for 72 months
As low as; Used Auto 2015
As Low As; Ask about our Auto Loan rate match
Wilsonville, AL Auto Loan Rate Trends
Compare local Wilsonville, AL auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Alabama new auto rates rose 0.073 points over the past 7 days to 5.310% APR.
Alabama used auto rates rose 0.003 points over the past 7 days to 6.239% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Wilsonville, Alabama auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Wilsonville, Alabama directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Wilsonville, Alabama. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in AL.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Wilsonville, Alabama
How does my credit score affect my car loan rate in Alabama?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Wilsonville, Alabama?
- Guardian Credit Union Montgomery, AL: 2.95% (New & Used Autos, Truck, Vans)
- Montgomery VA Federal Credit Union: 3.25% (New and Used Auto)
- FEDMONT: 3.25% (New Car and Truck Loans)
- New Horizons Credit Union: 3.49% (New Eco-Friendly Autos)
- Electrical Federal Credit Union: 3.49% (Auto Loan)
Wilsonville, Alabama Rates & Resources
