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Auto Loan Rates in Wilsonville, Alabama (AL) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Wilsonville, Alabama. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 6, 2026

Current auto loan rates in Wilsonville, Alabama include Marvel City Federal Credit UnionMarvel City Federal Credit UnionA+5.0 ★Texas Ratio: 1.53% offering NEW Auto Loan at 2.00%, Alabama State Employees Credit UnionAlabama State Employees Credit UnionA+5.0 ★Texas Ratio: 1.38% offering Auto Loans at 2.99%, Montgomery VA Federal Credit UnionMontgomery VA Federal Credit UnionA5.0 ★Texas Ratio: 7.22% offering New and Used Auto at 3.25%, FEDMONTFEDMONTA+5.0 ★Texas Ratio: 2.03% offering New Car and Truck Loans at 3.25%, Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Auto Loan at 3.49%. Auto loan rates as of April 6, 2026 according to verified data from MonitorBankRates.

Wilsonville borrowers have access to 50 lenders serving the Alabama area, with auto loan rates as low as 2.00% APR from Marvel City Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Wilsonville, Alabama. Auto Loan Rates Last Updated and Verified: April 6, 2026

Compare Auto Loan Rates Today in Wilsonville, Alabama & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Marvel City Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
NEW Auto Loan
2.00%
84 Months
View
▼
APR2.00%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As; Shopping for a new car, or a car with under 30,000 miles? Finance up to $25,000.00

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loans
2.99%
up to 48
View
▼
APR2.99%
Termup to 48
Last UpdatedMar 29, 2026
Details

As Low As

Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
New and Used Auto
3.25%
72 Months
View
▼
APR3.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.25%
36 mo
View
▼
APR3.25%
Term36 mo
Last UpdatedApr 2, 2026
Details

100% Financing

Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loan
3.49%
60 Months
View
▼
APR3.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; with Relationship Pricing

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles)
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.50%
48 mo
View
▼
APR3.50%
Term48 mo
Last UpdatedApr 2, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
3.50%
36 mo
View
▼
APR3.50%
Term36 mo
Last UpdatedApr 2, 2026
Details

NADA Retail Value Maximum

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
New & Used Autos, Truck, Vans
3.70%
102 Months
View
▼
APR3.70%
Term102 Months
Last UpdatedMar 28, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.75%
60 mo
View
▼
APR3.75%
Term60 mo
Last UpdatedApr 2, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
3.75%
48 mo
View
▼
APR3.75%
Term48 mo
Last UpdatedApr 2, 2026
Details

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
New Autos (2026, 2025 w/less than 15,000 miles)
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Used Autos (2024-2020)
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedApr 6, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
4.00%
72 mo
View
▼
APR4.00%
Term72 mo
Last UpdatedApr 2, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
4.00%
60 mo
View
▼
APR4.00%
Term60 mo
Last UpdatedApr 2, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As; Finance your fun and travel with ease.

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 28, 2026
Details

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Used Auto (2002 - 2020)
4.34%
12 Months
View
▼
APR4.34%
Term12 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 12 months

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
4.39%
12 Months
View
▼
APR4.39%
Term12 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 12 months

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer)
4.49%
24 to 84 months
View
▼
APR4.49%
Term24 to 84 months
Last UpdatedApr 4, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Auto Rate
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.49%
4 Years
View
▼
APR4.49%
Term4 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 6, 2026
Details

Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
New & Up To 5 Years Old Auto Loan
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedApr 6, 2026
Details

Financing $20,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2023 - 2022
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 6, 2026
Details

Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New Auto
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; Current year + 2 previous years

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New or Used Vehicle 2022 or newer
4.50%
Up to 36 Months
View
▼
APR4.50%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
4.50%
up to 36 Months
View
▼
APR4.50%
Termup to 36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.60%
51 Months
View
▼
APR4.60%
Term51 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
Auto Loans
4.68%
60 Months
View
▼
APR4.68%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As; Rates from 4.68% to 10.84%

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
4.69%
24 Months
View
▼
APR4.69%
Term24 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 24 months

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
63 Months
View
▼
APR4.70%
Term63 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
51 Months
View
▼
APR4.70%
Term51 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2023-2018

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As; Current or up to 2 yrs. old

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.74%
5 Years
View
▼
APR4.74%
Term5 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedMar 28, 2026
Details

As Low As; 2026-2021

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto 2026-2021
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedMar 28, 2026
Details

As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Auto Loan
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMar 26, 2026
Details

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
New, Used & Refinanced Auto Loan
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 9.99%

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedMar 28, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New Vehicle
4.75%
Up to 66 Months
View
▼
APR4.75%
TermUp to 66 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicle 2014 or newer
4.75%
Up to 66 Months
View
▼
APR4.75%
TermUp to 66 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicles with over 150,000 Miles - 2014 or Newer
4.75%
up to 60 Months
View
▼
APR4.75%
Termup to 60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 28, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 28, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 25, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
4.75%
3 Years
View
▼
APR4.75%
Term3 Years
Last UpdatedApr 6, 2026
Details

Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As

Birmingham City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
Auto Loans
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 25, 2026
Details

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loans
4.75%
49 to 66
View
▼
APR4.75%
Term49 to 66
Last UpdatedMar 29, 2026
Details

As Low As

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
New Auto
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 24, 2026
Details

Up to 60 Months

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.80%
63 Months
View
▼
APR4.80%
Term63 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2023-2018

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Used Auto (2002 - 2020)
4.80%
24 Months
View
▼
APR4.80%
Term24 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 24 months

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As; Current or up to 2 yrs. old

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
4.80%
36 Months
View
▼
APR4.80%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
4.85%
48 months
View
▼
APR4.85%
Term48 months
Last UpdatedMar 29, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
4.85%
48 months
View
▼
APR4.85%
Term48 months
Last UpdatedMar 29, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
4.90%
60 Months
View
▼
APR4.90%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.90%
60 Months
View
▼
APR4.90%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As; Current or up to 2 yrs. old

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
4.90%
48 Months
View
▼
APR4.90%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.95%
72 Months
View
▼
APR4.95%
Term72 Months
Last UpdatedMar 28, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
4.95%
61 Months
View
▼
APR4.95%
Term61 Months
Last UpdatedMar 25, 2026
Details

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 36 months

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.99%
6 Years
View
▼
APR4.99%
Term6 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Loans
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 2, 2026
Details

As Low As

Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
New & Up To 5 Years Old Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New/Used Autos 2023 & Newer
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 29, 2026
Details

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details

Financing $30,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2021 - Older
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 6, 2026
Details

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Autos (New to 5 years old)
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMar 25, 2026
Details

Blue Flame Credit Union Mobile, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
USED VEHICLES
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
New/ Newer Autos
4.99%
up to 84 months
View
▼
APR4.99%
Termup to 84 months
Last UpdatedMar 26, 2026
Details

Rates subject to credit score, loan term, collateral age/mileage

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedMar 28, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMar 28, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 2, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Autos
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; Rates based on Credit Score. Exact rate quoted at time of approval; Down payment may be required; Longer terms may require a minimum loan amount; Rates and terms are subject to change without notice

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 28, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedApr 6, 2026
Details

Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
Used Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 27, 2026
Details

As Low As

Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New or Used Car
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 27, 2026
Details

As Low As; Must meet credit requirements. *APR = Annual Percentage Rate. Rate is dependent on credit worthiness.

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedMar 29, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedMar 29, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loan
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 29, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 29, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.04%
4 Years
View
▼
APR5.04%
Term4 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
5.05%
66 Months
View
▼
APR5.05%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
5.05%
up to 63 Months
View
▼
APR5.05%
Termup to 63 Months
Last UpdatedMar 25, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.09%
5 Years
View
▼
APR5.09%
Term5 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
5.10%
60 Months
View
▼
APR5.10%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.15%
48 Months
View
▼
APR5.15%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loan
5.15%
60 Months
View
▼
APR5.15%
Term60 Months
Last UpdatedMar 29, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.15%
60 Months
View
▼
APR5.15%
Term60 Months
Last UpdatedMar 29, 2026
Details

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.20%
75 Months
View
▼
APR5.20%
Term75 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Auto Loan
5.24%
66 months
View
▼
APR5.24%
Term66 months
Last UpdatedMar 26, 2026
Details

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
New, Used & Refinanced Auto Loan
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 12.99%

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.24%
66 months
View
▼
APR5.24%
Term66 months
Last UpdatedMar 28, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; NJ vehicles only.

ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Autos
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; Rates based on Credit Score. Exact rate quoted at time of approval; Down payment may be required; Longer terms may require a minimum loan amount; Rates and terms are subject to change without notice

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Loans
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 2, 2026
Details

As Low As

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New/Used Autos 2023 & Newer
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 29, 2026
Details

Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
Used Auto Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As; $10,000 or more to Finance

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Birmingham City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
Auto Loans
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMar 25, 2026
Details

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loans
5.25%
67 to 78
View
▼
APR5.25%
Term67 to 78
Last UpdatedMar 29, 2026
Details

As Low As

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
New Auto
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 24, 2026
Details

Up to 72 Months

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 48 months

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
5.30%
72 months
View
▼
APR5.30%
Term72 months
Last UpdatedMar 29, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
5.30%
72 months
View
▼
APR5.30%
Term72 months
Last UpdatedMar 29, 2026
Details

United Bank (AL)
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
Auto Loan
5.33%
0-36
View
▼
APR5.33%
Term0-36
Last UpdatedApr 2, 2026
Details

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Used Auto (2002 - 2020)
5.34%
36 Months
View
▼
APR5.34%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 36 months

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.34%
72 Months
View
▼
APR5.34%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.34%
6 Years
View
▼
APR5.34%
Term6 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Electrical Workers No 558 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
New Vehicles
5.35%
5 Years
View
▼
APR5.35%
Term5 Years
Last UpdatedApr 4, 2026
Details

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - Used (4 year old and older)
5.35%
48 Months
View
▼
APR5.35%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As; Current or up to 2 yrs. old

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loan
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMar 29, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMar 29, 2026
Details

United Bank (AL)
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
Auto Loan
5.48%
0-36
View
▼
APR5.48%
Term0-36
Last UpdatedApr 2, 2026
Details

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer)
5.49%
24 to 84 months
View
▼
APR5.49%
Term24 to 84 months
Last UpdatedApr 4, 2026
Details

As Low As

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; NJ vehicles only.

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedApr 5, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
5.49%
7 Years
View
▼
APR5.49%
Term7 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 6, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 6, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto Equity
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
New & Up To 5 Years Old Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Autos (New to 5 years old)
5.49%
5 Years
View
▼
APR5.49%
Term5 Years
Last UpdatedMar 25, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
5.49%
75 months
View
▼
APR5.49%
Term75 months
Last UpdatedMar 28, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedApr 2, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
5.50%
1-3 Year
View
▼
APR5.50%
Term1-3 Year
Last UpdatedApr 4, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Autos
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; Rates based on Credit Score. Exact rate quoted at time of approval; Down payment may be required; Longer terms may require a minimum loan amount; Rates and terms are subject to change without notice

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Loans
5.50%
75 Months
View
▼
APR5.50%
Term75 Months
Last UpdatedApr 2, 2026
Details

As Low As

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New/Used Autos 2023 & Newer
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMar 29, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
5.50%
73 Months
View
▼
APR5.50%
Term73 Months
Last UpdatedMar 25, 2026
Details

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.55%
72 Months
View
▼
APR5.55%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
5.59%
60 Months
View
▼
APR5.59%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 60 months

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.60%
75 Months
View
▼
APR5.60%
Term75 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2023-2018

United Bank (AL)
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
Auto Loan
5.63%
37-60
View
▼
APR5.63%
Term37-60
Last UpdatedApr 2, 2026
Details

Electrical Workers No 558 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
2020 - 2022 Used Vehicles
5.65%
5 Years
View
▼
APR5.65%
Term5 Years
Last UpdatedApr 4, 2026
Details

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - Used (4 year old and older)
5.65%
60 Months
View
▼
APR5.65%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
5.65%
up to 75 Months
View
▼
APR5.65%
Termup to 75 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
5.70%
72 Months
View
▼
APR5.70%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 28, 2026
Details

As Low As; 2026-2021

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto 2026-2021
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 28, 2026
Details

As Low As

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Auto Loans New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.74%
36 months
View
▼
APR5.74%
Term36 months
Last UpdatedMar 24, 2026
Details

As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Auto Loan
5.74%
75 months
View
▼
APR5.74%
Term75 months
Last UpdatedMar 26, 2026
Details

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
New, Used & Refinanced Auto Loan
5.74%
75 Months
View
▼
APR5.74%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 13.99%

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedMar 28, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.74%
75 months
View
▼
APR5.74%
Term75 months
Last UpdatedMar 28, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
5.75%
4-Year
View
▼
APR5.75%
Term4-Year
Last UpdatedApr 4, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Councill Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
New Automobile
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedApr 4, 2026
Details

Councill Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Used Automobile
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedApr 4, 2026
Details

Electrical Workers No 558 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
New Vehicles
5.75%
6 Years
View
▼
APR5.75%
Term6 Years
Last UpdatedApr 4, 2026
Details

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New Vehicle
5.75%
Up to 84 Months
View
▼
APR5.75%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details

As Low As; Finance $28,000 or more for 84 months

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto Loan
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicle 2014 or newer
5.75%
Up to 84 Months
View
▼
APR5.75%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details

As Low As; Finance amounts of $28,000 or more for 84 months

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 28, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.75%
5 Years
View
▼
APR5.75%
Term5 Years
Last UpdatedApr 6, 2026
Details

Birmingham City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
Auto Loans
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMar 25, 2026
Details

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Used Auto (2002 - 2020)
5.84%
48 Months
View
▼
APR5.84%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 48 months

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.84%
7 years
View
▼
APR5.84%
Term7 years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
5.85%
84 Months
View
▼
APR5.85%
Term84 Months
Last UpdatedMar 28, 2026
Details

United Bank (AL)
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
Auto Loan
5.86%
61-84
View
▼
APR5.86%
Term61-84
Last UpdatedApr 2, 2026
Details

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
5.89%
72 Months
View
▼
APR5.89%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 72 months

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
5.95%
84 Months
View
▼
APR5.95%
Term84 Months
Last UpdatedMar 25, 2026
Details

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - Used (4 year old and older)
5.95%
72 Months
View
▼
APR5.95%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As

FLORENCE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans New/Used (Current yr - 3 yrs old) 2025-2022
5.95%
36 months
View
▼
APR5.95%
Term36 months
Last UpdatedMar 26, 2026
Details

As Low As

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars, Trucks, Vans (2015-2021)
5.99%
24 to 84 months
View
▼
APR5.99%
Term24 to 84 months
Last UpdatedApr 4, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Marvel City Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
NEW Auto Loan
2.00%
84 Months
View
▼
APR2.00%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As; Shopping for a new car, or a car with under 30,000 miles? Finance up to $25,000.00

Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
New and Used Auto
3.25%
72 Months
View
▼
APR3.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.25%
36 mo
View
▼
APR3.25%
Term36 mo
Last UpdatedApr 2, 2026
Details

100% Financing

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles)
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.50%
48 mo
View
▼
APR3.50%
Term48 mo
Last UpdatedApr 2, 2026
Details

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
New & Used Autos, Truck, Vans
3.70%
102 Months
View
▼
APR3.70%
Term102 Months
Last UpdatedMar 28, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
3.75%
60 mo
View
▼
APR3.75%
Term60 mo
Last UpdatedApr 2, 2026
Details

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
New Autos (2026, 2025 w/less than 15,000 miles)
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedApr 6, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New Car and Truck Loans
4.00%
72 mo
View
▼
APR4.00%
Term72 mo
Last UpdatedApr 2, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As; Finance your fun and travel with ease.

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 28, 2026
Details

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
4.39%
12 Months
View
▼
APR4.39%
Term12 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 12 months

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer)
4.49%
24 to 84 months
View
▼
APR4.49%
Term24 to 84 months
Last UpdatedApr 4, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Auto Rate
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.49%
4 Years
View
▼
APR4.49%
Term4 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 6, 2026
Details

Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
New & Up To 5 Years Old Auto Loan
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedApr 6, 2026
Details

Financing $20,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2023 - 2022
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 6, 2026
Details

Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New Auto
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; Current year + 2 previous years

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New or Used Vehicle 2022 or newer
4.50%
Up to 36 Months
View
▼
APR4.50%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
4.50%
up to 36 Months
View
▼
APR4.50%
Termup to 36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.60%
51 Months
View
▼
APR4.60%
Term51 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
4.69%
24 Months
View
▼
APR4.69%
Term24 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 24 months

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
63 Months
View
▼
APR4.70%
Term63 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
51 Months
View
▼
APR4.70%
Term51 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2023-2018

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As; Current or up to 2 yrs. old

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.74%
5 Years
View
▼
APR4.74%
Term5 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedMar 28, 2026
Details

As Low As; 2026-2021

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto 2026-2021
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedMar 28, 2026
Details

As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
New, Used & Refinanced Auto Loan
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 9.99%

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedMar 28, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New Vehicle
4.75%
Up to 66 Months
View
▼
APR4.75%
TermUp to 66 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicle 2014 or newer
4.75%
Up to 66 Months
View
▼
APR4.75%
TermUp to 66 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicles with over 150,000 Miles - 2014 or Newer
4.75%
up to 60 Months
View
▼
APR4.75%
Termup to 60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 28, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 25, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
4.75%
3 Years
View
▼
APR4.75%
Term3 Years
Last UpdatedApr 6, 2026
Details

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
New Auto
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 24, 2026
Details

Up to 60 Months

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.80%
63 Months
View
▼
APR4.80%
Term63 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2023-2018

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As; Current or up to 2 yrs. old

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
4.85%
48 months
View
▼
APR4.85%
Term48 months
Last UpdatedMar 29, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
4.85%
48 months
View
▼
APR4.85%
Term48 months
Last UpdatedMar 29, 2026
Details

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
4.90%
60 Months
View
▼
APR4.90%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.90%
60 Months
View
▼
APR4.90%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As; Current or up to 2 yrs. old

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.95%
72 Months
View
▼
APR4.95%
Term72 Months
Last UpdatedMar 28, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
4.95%
61 Months
View
▼
APR4.95%
Term61 Months
Last UpdatedMar 25, 2026
Details

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 36 months

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.99%
6 Years
View
▼
APR4.99%
Term6 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
New & Up To 5 Years Old Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New/Used Autos 2023 & Newer
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 29, 2026
Details

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details

Financing $30,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2021 - Older
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 6, 2026
Details

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Autos (New to 5 years old)
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMar 25, 2026
Details

Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
New/ Newer Autos
4.99%
up to 84 months
View
▼
APR4.99%
Termup to 84 months
Last UpdatedMar 26, 2026
Details

Rates subject to credit score, loan term, collateral age/mileage

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedMar 28, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 2, 2026
Details

As Low As

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedApr 6, 2026
Details

Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New or Used Car
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 27, 2026
Details

As Low As; Must meet credit requirements. *APR = Annual Percentage Rate. Rate is dependent on credit worthiness.

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedMar 29, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedMar 29, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
5.05%
66 Months
View
▼
APR5.05%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
5.05%
up to 63 Months
View
▼
APR5.05%
Termup to 63 Months
Last UpdatedMar 25, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.15%
48 Months
View
▼
APR5.15%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.20%
75 Months
View
▼
APR5.20%
Term75 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
New, Used & Refinanced Auto Loan
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 12.99%

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; NJ vehicles only.

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New/Used Autos 2023 & Newer
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 29, 2026
Details

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
New Auto
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 24, 2026
Details

Up to 72 Months

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 48 months

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
5.30%
72 months
View
▼
APR5.30%
Term72 months
Last UpdatedMar 29, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
5.30%
72 months
View
▼
APR5.30%
Term72 months
Last UpdatedMar 29, 2026
Details

Electrical Workers No 558 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
New Vehicles
5.35%
5 Years
View
▼
APR5.35%
Term5 Years
Last UpdatedApr 4, 2026
Details

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As; Current or up to 2 yrs. old

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer)
5.49%
24 to 84 months
View
▼
APR5.49%
Term24 to 84 months
Last UpdatedApr 4, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
5.49%
7 Years
View
▼
APR5.49%
Term7 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 6, 2026
Details

Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
New & Up To 5 Years Old Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Autos (New to 5 years old)
5.49%
5 Years
View
▼
APR5.49%
Term5 Years
Last UpdatedMar 25, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
5.49%
75 months
View
▼
APR5.49%
Term75 months
Last UpdatedMar 28, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedApr 2, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
5.50%
1-3 Year
View
▼
APR5.50%
Term1-3 Year
Last UpdatedApr 4, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New/Used Autos 2023 & Newer
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMar 29, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
5.50%
73 Months
View
▼
APR5.50%
Term73 Months
Last UpdatedMar 25, 2026
Details

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.55%
72 Months
View
▼
APR5.55%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
5.59%
60 Months
View
▼
APR5.59%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 60 months

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.60%
75 Months
View
▼
APR5.60%
Term75 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2023-2018

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
5.65%
up to 75 Months
View
▼
APR5.65%
Termup to 75 Months
Last UpdatedMar 25, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 28, 2026
Details

As Low As; 2026-2021

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto 2026-2021
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 28, 2026
Details

As Low As

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Auto Loans New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.74%
36 months
View
▼
APR5.74%
Term36 months
Last UpdatedMar 24, 2026
Details

As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
New, Used & Refinanced Auto Loan
5.74%
75 Months
View
▼
APR5.74%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 13.99%

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedMar 28, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
5.75%
4-Year
View
▼
APR5.75%
Term4-Year
Last UpdatedApr 4, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Councill Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
New Automobile
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedApr 4, 2026
Details

Electrical Workers No 558 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
New Vehicles
5.75%
6 Years
View
▼
APR5.75%
Term6 Years
Last UpdatedApr 4, 2026
Details

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New Vehicle
5.75%
Up to 84 Months
View
▼
APR5.75%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details

As Low As; Finance $28,000 or more for 84 months

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto Loan
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicle 2014 or newer
5.75%
Up to 84 Months
View
▼
APR5.75%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details

As Low As; Finance amounts of $28,000 or more for 84 months

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.75%
5 Years
View
▼
APR5.75%
Term5 Years
Last UpdatedApr 6, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
5.85%
84 Months
View
▼
APR5.85%
Term84 Months
Last UpdatedMar 28, 2026
Details

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
5.89%
72 Months
View
▼
APR5.89%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 72 months

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
5.95%
84 Months
View
▼
APR5.95%
Term84 Months
Last UpdatedMar 25, 2026
Details

FLORENCE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans New/Used (Current yr - 3 yrs old) 2025-2022
5.95%
36 months
View
▼
APR5.95%
Term36 months
Last UpdatedMar 26, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
New and Used Auto
3.25%
72 Months
View
▼
APR3.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
3.50%
36 mo
View
▼
APR3.50%
Term36 mo
Last UpdatedApr 2, 2026
Details

NADA Retail Value Maximum

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
New & Used Autos, Truck, Vans
3.70%
102 Months
View
▼
APR3.70%
Term102 Months
Last UpdatedMar 28, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
3.75%
48 mo
View
▼
APR3.75%
Term48 mo
Last UpdatedApr 2, 2026
Details

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Used Autos (2024-2020)
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedApr 6, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
4.00%
60 mo
View
▼
APR4.00%
Term60 mo
Last UpdatedApr 2, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Used Auto (2002 - 2020)
4.34%
12 Months
View
▼
APR4.34%
Term12 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 12 months

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 6, 2026
Details

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedApr 6, 2026
Details

Financing $20,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2023 - 2022
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 6, 2026
Details

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New or Used Vehicle 2022 or newer
4.50%
Up to 36 Months
View
▼
APR4.50%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
4.50%
up to 36 Months
View
▼
APR4.50%
Termup to 36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.60%
51 Months
View
▼
APR4.60%
Term51 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
63 Months
View
▼
APR4.70%
Term63 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
51 Months
View
▼
APR4.70%
Term51 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2023-2018

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
New, Used & Refinanced Auto Loan
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 9.99%

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicle 2014 or newer
4.75%
Up to 66 Months
View
▼
APR4.75%
TermUp to 66 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicles with over 150,000 Miles - 2014 or Newer
4.75%
up to 60 Months
View
▼
APR4.75%
Termup to 60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 28, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
4.75%
3 Years
View
▼
APR4.75%
Term3 Years
Last UpdatedApr 6, 2026
Details

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.80%
63 Months
View
▼
APR4.80%
Term63 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2023-2018

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Used Auto (2002 - 2020)
4.80%
24 Months
View
▼
APR4.80%
Term24 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 24 months

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
4.80%
36 Months
View
▼
APR4.80%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
4.90%
48 Months
View
▼
APR4.90%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New/Used Autos 2023 & Newer
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 29, 2026
Details

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details

Financing $30,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2021 - Older
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 6, 2026
Details

Blue Flame Credit Union Mobile, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
USED VEHICLES
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMar 28, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 2, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 28, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedApr 6, 2026
Details

Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
Used Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New or Used Car
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 27, 2026
Details

As Low As; Must meet credit requirements. *APR = Annual Percentage Rate. Rate is dependent on credit worthiness.

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loan
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 29, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 29, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.04%
4 Years
View
▼
APR5.04%
Term4 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
5.05%
up to 63 Months
View
▼
APR5.05%
Termup to 63 Months
Last UpdatedMar 25, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.09%
5 Years
View
▼
APR5.09%
Term5 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
5.10%
60 Months
View
▼
APR5.10%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.15%
48 Months
View
▼
APR5.15%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loan
5.15%
60 Months
View
▼
APR5.15%
Term60 Months
Last UpdatedMar 29, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.15%
60 Months
View
▼
APR5.15%
Term60 Months
Last UpdatedMar 29, 2026
Details

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.20%
75 Months
View
▼
APR5.20%
Term75 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
New, Used & Refinanced Auto Loan
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 12.99%

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.24%
66 months
View
▼
APR5.24%
Term66 months
Last UpdatedMar 28, 2026
Details

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New/Used Autos 2023 & Newer
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 29, 2026
Details

Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
Used Auto Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As; $10,000 or more to Finance

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Used Auto (2002 - 2020)
5.34%
36 Months
View
▼
APR5.34%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 36 months

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.34%
72 Months
View
▼
APR5.34%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.34%
6 Years
View
▼
APR5.34%
Term6 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - Used (4 year old and older)
5.35%
48 Months
View
▼
APR5.35%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loan
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMar 29, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMar 29, 2026
Details

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; NJ vehicles only.

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 6, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 6, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto Equity
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedApr 2, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New/Used Autos 2023 & Newer
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMar 29, 2026
Details

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.55%
72 Months
View
▼
APR5.55%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.60%
75 Months
View
▼
APR5.60%
Term75 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2023-2018

Electrical Workers No 558 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
2020 - 2022 Used Vehicles
5.65%
5 Years
View
▼
APR5.65%
Term5 Years
Last UpdatedApr 4, 2026
Details

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - Used (4 year old and older)
5.65%
60 Months
View
▼
APR5.65%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
5.65%
up to 75 Months
View
▼
APR5.65%
Termup to 75 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto
5.70%
72 Months
View
▼
APR5.70%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
New, Used & Refinanced Auto Loan
5.74%
75 Months
View
▼
APR5.74%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 13.99%

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.74%
75 months
View
▼
APR5.74%
Term75 months
Last UpdatedMar 28, 2026
Details

Councill Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Used Automobile
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedApr 4, 2026
Details

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto Loan
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicle 2014 or newer
5.75%
Up to 84 Months
View
▼
APR5.75%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details

As Low As; Finance amounts of $28,000 or more for 84 months

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 28, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.75%
5 Years
View
▼
APR5.75%
Term5 Years
Last UpdatedApr 6, 2026
Details

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Used Auto (2002 - 2020)
5.84%
48 Months
View
▼
APR5.84%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 48 months

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.84%
7 years
View
▼
APR5.84%
Term7 years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - Used (4 year old and older)
5.95%
72 Months
View
▼
APR5.95%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As

FLORENCE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans New/Used (Current yr - 3 yrs old) 2025-2022
5.95%
36 months
View
▼
APR5.95%
Term36 months
Last UpdatedMar 26, 2026
Details

As Low As

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars, Trucks, Vans (2015-2021)
5.99%
24 to 84 months
View
▼
APR5.99%
Term24 to 84 months
Last UpdatedApr 4, 2026
Details

As Low As

Wilsonville, AL Auto Loan Rate Trends

Compare local Wilsonville, AL auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Alabama Auto Trends →
New Auto Loan — AL Avg
5.859%
▲ 0.033 vs 7 days ago

Alabama new auto rates rose 0.033 points over the past 7 days to 5.859% APR.

Used Auto Loan — AL Avg
6.394%
▼ 0.013 vs 7 days ago

Alabama used auto rates fell 0.013 points over the past 7 days to 6.394% APR.

As of Apr 7, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Wilsonville, Alabama

How does my credit score affect my car loan rate in Alabama?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Wilsonville, Alabama with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Alabama *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Wilsonville, Alabama typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Wilsonville, Alabama?

Based on our current data, some of the lowest auto loan rates available in Wilsonville, Alabama include:
  • Marvel City Federal Credit Union: 2.00% (NEW Auto Loan)
  • Alabama State Employees Credit Union: 2.99% (Auto Loans)
  • Montgomery VA Federal Credit Union: 3.25% (New and Used Auto)
  • FEDMONT: 3.25% (New Car and Truck Loans)
  • Electrical Federal Credit Union: 3.49% (Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Wilsonville, Alabama. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 6, 2026

Wilsonville, Alabama Rates & Resources

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