Auto Loan Rates in East Tallassee, Alabama (AL) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in East Tallassee, Alabama. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in East Tallassee, Alabama include Marvel City Federal Credit UnionMarvel City Federal Credit UnionA+5.0 ★Texas Ratio: 1.53% offering NEW Auto Loan at 2.00%, Guardian Credit Union Montgomery, ALGuardian Credit Union Montgomery, ALA5.0 ★Texas Ratio: 11.42% offering New & Used Autos, Truck, Vans at 2.95%, Alabama State Employees Credit UnionAlabama State Employees Credit UnionA+5.0 ★Texas Ratio: 1.38% offering Auto Loans at 2.99%, Montgomery VA Federal Credit UnionMontgomery VA Federal Credit UnionA5.0 ★Texas Ratio: 7.22% offering New and Used Auto at 3.25%, FEDMONTFEDMONTA+5.0 ★Texas Ratio: 2.03% offering New Car and Truck Loans at 3.25%. Auto loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
East Tallassee borrowers have access to 51 lenders serving the Alabama area, with auto loan rates as low as 2.00% APR from Marvel City Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in East Tallassee, Alabama. Auto Loan Rates Last Updated and Verified: April 14, 2026
Compare Auto Loan Rates Today in East Tallassee, Alabama & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Marvel City Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
NEW Auto Loan
2.00%
84 Months
▼
APR2.00%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Shopping for a new car, or a car with under 30,000 miles? Finance up to $25,000.00
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
New & Used Autos, Truck, Vans
2.95%
102 Months
▼
APR2.95%
Term102 Months
Last UpdatedApr 11, 2026
Details
As Low As
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loans
2.99%
up to 48
▼
APR2.99%
Termup to 48
Last UpdatedApr 8, 2026
Details
As Low As
Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
New and Used Auto
3.25%
72 Months
▼
APR3.25%
Term72 Months
Last UpdatedApr 11, 2026
Details
APR3.25%
Term36 mo
Last UpdatedApr 14, 2026
Details
100% Financing
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loan
3.49%
60 Months
▼
APR3.49%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As; with Relationship Pricing
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles)
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As
APR3.50%
Term48 mo
Last UpdatedApr 14, 2026
Details
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
3.50%
36 mo
▼
APR3.50%
Term36 mo
Last UpdatedApr 14, 2026
Details
NADA Retail Value Maximum
APR3.75%
Term60 mo
Last UpdatedApr 14, 2026
Details
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
3.75%
48 mo
▼
APR3.75%
Term48 mo
Last UpdatedApr 14, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
Auto loans
3.89%
36 Months
▼
APR3.89%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Limited-time only.
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
New Autos (2026, 2025 w/less than 15,000 miles)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Used Autos (2024-2020)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 12, 2026
Details
APR4.00%
Term72 mo
Last UpdatedApr 14, 2026
Details
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
4.00%
60 mo
▼
APR4.00%
Term60 mo
Last UpdatedApr 14, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.24%
3 Years
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
4.24%
3 Years
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As; Enjoy new vehicle rates as low as 4.25% APR***** for terms up to 48-months.
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 6, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 48 Month Term
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 6, 2026
Details
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Used Auto (2002 - 2020)
4.34%
12 Months
▼
APR4.34%
Term12 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 12 months
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
4.39%
12 Months
▼
APR4.39%
Term12 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 12 months
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Auto Rate
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 6, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.49%
4 Years
▼
APR4.49%
Term4 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer)
4.49%
24 to 84 months
▼
APR4.49%
Term24 to 84 months
Last UpdatedApr 11, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 12, 2026
Details
Financing $20,000 or more
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2023 - 2022
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 12, 2026
Details
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New or Used Vehicle 2022 or newer
4.50%
Up to 36 Months
▼
APR4.50%
TermUp to 36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
4.50%
up to 36 Months
▼
APR4.50%
Termup to 36 Months
Last UpdatedApr 9, 2026
Details
As Low As
Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New Auto
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Current year + 2 previous years
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.60%
51 Months
▼
APR4.60%
Term51 Months
Last UpdatedApr 11, 2026
Details
As Low As
Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
Auto Loans
4.68%
60 Months
▼
APR4.68%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As; Rates from 4.68% to 10.84%
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
4.69%
24 Months
▼
APR4.69%
Term24 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 24 months
APR4.70%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; Current or up to 2 yrs. old
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
63 Months
▼
APR4.70%
Term63 Months
Last UpdatedApr 11, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
51 Months
▼
APR4.70%
Term51 Months
Last UpdatedApr 11, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 12, 2026
Details
As Low As
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto 2026-2021
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 12, 2026
Details
As Low As
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Auto Loan
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 13, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedApr 13, 2026
Details
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New Vehicle
4.75%
Up to 66 Months
▼
APR4.75%
TermUp to 66 Months
Last UpdatedApr 6, 2026
Details
As Low As
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As; for up to 72 months
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicle 2014 or newer
4.75%
Up to 66 Months
▼
APR4.75%
TermUp to 66 Months
Last UpdatedApr 6, 2026
Details
As Low As
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicles with over 150,000 Miles - 2014 or Newer
4.75%
up to 60 Months
▼
APR4.75%
Termup to 60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 6, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 60 Month Term
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 6, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 6, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 48 Month Term
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 6, 2026
Details
Birmingham City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loans
4.75%
49 to 66
▼
APR4.75%
Term49 to 66
Last UpdatedApr 8, 2026
Details
As Low As
Alabama Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New and Used Vehicles 2022 and Newer
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
New Auto
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 8, 2026
Details
Current or Prior Year - less than 10,000 miles
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 12, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
4.75%
3 Years
▼
APR4.75%
Term3 Years
Last UpdatedApr 12, 2026
Details
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Used Auto (2002 - 2020)
4.80%
24 Months
▼
APR4.80%
Term24 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 24 months
APR4.80%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As; Current or up to 2 yrs. old
APR4.80%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto (3 model years to 5 model years old)
4.80%
36 Months
▼
APR4.80%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.80%
63 Months
▼
APR4.80%
Term63 Months
Last UpdatedApr 11, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
4.85%
48 months
▼
APR4.85%
Term48 months
Last UpdatedApr 14, 2026
Details
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
4.85%
48 months
▼
APR4.85%
Term48 months
Last UpdatedApr 14, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
APR4.90%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; Current or up to 2 yrs. old
APR4.90%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto (3 model years to 5 model years old)
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedApr 6, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 72 Month Term
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedApr 6, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
4.95%
61 Months
▼
APR4.95%
Term61 Months
Last UpdatedApr 12, 2026
Details
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 36 months
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 6, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.99%
6 Years
▼
APR4.99%
Term6 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Autos (New to 5 years old)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedApr 8, 2026
Details
Blue Flame Credit Union Mobile, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
USED VEHICLES
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
New/ Newer Autos
4.99%
up to 84 months
▼
APR4.99%
Termup to 84 months
Last UpdatedApr 9, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Loans
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 12, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 12, 2026
Details
Financing $30,000 or more
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2021 - Older
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 12, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedApr 13, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedApr 13, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 14, 2026
Details
As Low As
ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Autos
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As; Rates based on Credit Score. Exact rate quoted at time of approval; Down payment may be required; Longer terms may require a minimum loan amount; Rates and terms are subject to change without notice
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 6, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 60 Month Term
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 6, 2026
Details
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Birmingham City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
Auto Loans
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedApr 12, 2026
Details
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New or Used Car
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 12, 2026
Details
As Low As; Must meet credit requirements. *APR = Annual Percentage Rate. Rate is dependent on credit worthiness.
Railroad Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used car / truck purchase (3 model years & older), 60 month max term.
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 13, 2026
Details
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedApr 14, 2026
Details
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedApr 14, 2026
Details
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 14, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.04%
4 Years
▼
APR5.04%
Term4 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
5.05%
66 Months
▼
APR5.05%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
5.05%
up to 63 Months
▼
APR5.05%
Termup to 63 Months
Last UpdatedApr 9, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.09%
5 Years
▼
APR5.09%
Term5 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
APR5.10%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto (3 model years to 5 model years old)
5.10%
60 Months
▼
APR5.10%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.15%
48 Months
▼
APR5.15%
Term48 Months
Last UpdatedApr 9, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.15%
60 Months
▼
APR5.15%
Term60 Months
Last UpdatedApr 14, 2026
Details
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.20%
75 Months
▼
APR5.20%
Term75 Months
Last UpdatedApr 11, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Auto Loan
5.24%
66 months
▼
APR5.24%
Term66 months
Last UpdatedApr 13, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.24%
66 months
▼
APR5.24%
Term66 months
Last UpdatedApr 13, 2026
Details
ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Autos
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As; Rates based on Credit Score. Exact rate quoted at time of approval; Down payment may be required; Longer terms may require a minimum loan amount; Rates and terms are subject to change without notice
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Auto Loans
5.25%
67 to 78
▼
APR5.25%
Term67 to 78
Last UpdatedApr 8, 2026
Details
As Low As
Alabama Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New and Used Vehicles 2022 and Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
New Auto
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 8, 2026
Details
Current or Prior Year - less than 10,000 miles
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As; NJ vehicles only.
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Loans
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 12, 2026
Details
As Low As
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 48 months
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
5.30%
72 months
▼
APR5.30%
Term72 months
Last UpdatedApr 14, 2026
Details
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
5.30%
72 months
▼
APR5.30%
Term72 months
Last UpdatedApr 14, 2026
Details
APR5.33%
Term0-36
Last UpdatedApr 2, 2026
Details
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Used Auto (2002 - 2020)
5.34%
36 Months
▼
APR5.34%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 36 months
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.34%
6 Years
▼
APR5.34%
Term6 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Electrical Workers No 558 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
New Vehicles
5.35%
5 Years
▼
APR5.35%
Term5 Years
Last UpdatedApr 4, 2026
Details
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedApr 9, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - Used (4 year old and older)
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedApr 9, 2026
Details
As Low As
APR5.40%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; Current or up to 2 yrs. old
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedApr 14, 2026
Details
APR5.48%
Term0-36
Last UpdatedApr 2, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 6, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 6, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto Equity
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
5.49%
7 Years
▼
APR5.49%
Term7 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Autos (New to 5 years old)
5.49%
5 Years
▼
APR5.49%
Term5 Years
Last UpdatedApr 8, 2026
Details
Genuine Parts Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 2024-2025
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 8, 2026
Details
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer)
5.49%
24 to 84 months
▼
APR5.49%
Term24 to 84 months
Last UpdatedApr 11, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As; NJ vehicles only.
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
5.49%
75 months
▼
APR5.49%
Term75 months
Last UpdatedApr 13, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 14, 2026
Details
As Low As
ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Autos
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As; Rates based on Credit Score. Exact rate quoted at time of approval; Down payment may be required; Longer terms may require a minimum loan amount; Rates and terms are subject to change without notice
Birmingham City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
Auto Loans
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
5.50%
1-3 Year
▼
APR5.50%
Term1-3 Year
Last UpdatedApr 11, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Loans
5.50%
75 Months
▼
APR5.50%
Term75 Months
Last UpdatedApr 12, 2026
Details
As Low As
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
5.50%
73 Months
▼
APR5.50%
Term73 Months
Last UpdatedApr 12, 2026
Details
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.55%
72 Months
▼
APR5.55%
Term72 Months
Last UpdatedApr 9, 2026
Details
As Low As
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
5.59%
60 Months
▼
APR5.59%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 60 months
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.60%
75 Months
▼
APR5.60%
Term75 Months
Last UpdatedApr 11, 2026
Details
As Low As
APR5.63%
Term37-60
Last UpdatedApr 2, 2026
Details
Electrical Workers No 558 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
2020 - 2022 Used Vehicles
5.65%
5 Years
▼
APR5.65%
Term5 Years
Last UpdatedApr 4, 2026
Details
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - Used (4 year old and older)
5.65%
60 Months
▼
APR5.65%
Term60 Months
Last UpdatedApr 9, 2026
Details
As Low As
Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
5.65%
up to 75 Months
▼
APR5.65%
Termup to 75 Months
Last UpdatedApr 9, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Auto Loans
5.70%
24 Months
▼
APR5.70%
Term24 Months
Last UpdatedApr 5, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Vehicle Loan
5.70%
24 Months
▼
APR5.70%
Term24 Months
Last UpdatedApr 5, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
APR5.70%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto (3 model years to 5 model years old)
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Auto Loans New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.74%
36 months
▼
APR5.74%
Term36 months
Last UpdatedApr 8, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto 2026-2021
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 12, 2026
Details
As Low As
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Auto Loan
5.74%
75 months
▼
APR5.74%
Term75 months
Last UpdatedApr 13, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 13, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.74%
75 months
▼
APR5.74%
Term75 months
Last UpdatedApr 13, 2026
Details
Councill Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
New Automobile
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedApr 4, 2026
Details
Councill Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Used Automobile
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedApr 4, 2026
Details
Electrical Workers No 558 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
New Vehicles
5.75%
6 Years
▼
APR5.75%
Term6 Years
Last UpdatedApr 4, 2026
Details
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New Vehicle
5.75%
Up to 84 Months
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 6, 2026
Details
As Low As; Finance $28,000 or more for 84 months
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As; for 84 months
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto Loan
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicle 2014 or newer
5.75%
Up to 84 Months
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 6, 2026
Details
As Low As; Finance amounts of $28,000 or more for 84 months
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 72 Month Term
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
Alabama Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New and Used Vehicles 2022 and Newer
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
5.75%
4-Year
▼
APR5.75%
Term4-Year
Last UpdatedApr 11, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.75%
5 Years
▼
APR5.75%
Term5 Years
Last UpdatedApr 12, 2026
Details
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Used Auto (2002 - 2020)
5.84%
48 Months
▼
APR5.84%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 48 months
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.84%
7 years
▼
APR5.84%
Term7 years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
5.85%
84 Months
▼
APR5.85%
Term84 Months
Last UpdatedApr 6, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 84 Month Term
5.85%
84 Months
▼
APR5.85%
Term84 Months
Last UpdatedApr 6, 2026
Details
APR5.86%
Term61-84
Last UpdatedApr 2, 2026
Details
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
5.89%
72 Months
▼
APR5.89%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 72 months
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Marvel City Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
NEW Auto Loan
2.00%
84 Months
▼
APR2.00%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Shopping for a new car, or a car with under 30,000 miles? Finance up to $25,000.00
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
New & Used Autos, Truck, Vans
2.95%
102 Months
▼
APR2.95%
Term102 Months
Last UpdatedApr 11, 2026
Details
As Low As
Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
New and Used Auto
3.25%
72 Months
▼
APR3.25%
Term72 Months
Last UpdatedApr 11, 2026
Details
APR3.25%
Term36 mo
Last UpdatedApr 14, 2026
Details
100% Financing
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles)
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As
APR3.50%
Term48 mo
Last UpdatedApr 14, 2026
Details
APR3.75%
Term60 mo
Last UpdatedApr 14, 2026
Details
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
New Autos (2026, 2025 w/less than 15,000 miles)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 12, 2026
Details
APR4.00%
Term72 mo
Last UpdatedApr 14, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.24%
3 Years
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As; Enjoy new vehicle rates as low as 4.25% APR***** for terms up to 48-months.
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 6, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 48 Month Term
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 6, 2026
Details
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
4.39%
12 Months
▼
APR4.39%
Term12 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 12 months
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Auto Rate
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 6, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.49%
4 Years
▼
APR4.49%
Term4 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer)
4.49%
24 to 84 months
▼
APR4.49%
Term24 to 84 months
Last UpdatedApr 11, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 12, 2026
Details
Financing $20,000 or more
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2023 - 2022
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 12, 2026
Details
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New or Used Vehicle 2022 or newer
4.50%
Up to 36 Months
▼
APR4.50%
TermUp to 36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
4.50%
up to 36 Months
▼
APR4.50%
Termup to 36 Months
Last UpdatedApr 9, 2026
Details
As Low As
Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New Auto
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Current year + 2 previous years
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.60%
51 Months
▼
APR4.60%
Term51 Months
Last UpdatedApr 11, 2026
Details
As Low As
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
4.69%
24 Months
▼
APR4.69%
Term24 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 24 months
APR4.70%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; Current or up to 2 yrs. old
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
63 Months
▼
APR4.70%
Term63 Months
Last UpdatedApr 11, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
51 Months
▼
APR4.70%
Term51 Months
Last UpdatedApr 11, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 12, 2026
Details
As Low As
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto 2026-2021
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 12, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedApr 13, 2026
Details
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New Vehicle
4.75%
Up to 66 Months
▼
APR4.75%
TermUp to 66 Months
Last UpdatedApr 6, 2026
Details
As Low As
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As; for up to 72 months
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicle 2014 or newer
4.75%
Up to 66 Months
▼
APR4.75%
TermUp to 66 Months
Last UpdatedApr 6, 2026
Details
As Low As
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicles with over 150,000 Miles - 2014 or Newer
4.75%
up to 60 Months
▼
APR4.75%
Termup to 60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 6, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 60 Month Term
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 6, 2026
Details
Alabama Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New and Used Vehicles 2022 and Newer
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
New Auto
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 8, 2026
Details
Current or Prior Year - less than 10,000 miles
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 12, 2026
Details
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
4.75%
3 Years
▼
APR4.75%
Term3 Years
Last UpdatedApr 12, 2026
Details
APR4.80%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As; Current or up to 2 yrs. old
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.80%
63 Months
▼
APR4.80%
Term63 Months
Last UpdatedApr 11, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
4.85%
48 months
▼
APR4.85%
Term48 months
Last UpdatedApr 14, 2026
Details
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
4.85%
48 months
▼
APR4.85%
Term48 months
Last UpdatedApr 14, 2026
Details
APR4.90%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; Current or up to 2 yrs. old
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedApr 6, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 72 Month Term
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedApr 6, 2026
Details
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
4.95%
61 Months
▼
APR4.95%
Term61 Months
Last UpdatedApr 12, 2026
Details
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 36 months
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 6, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.99%
6 Years
▼
APR4.99%
Term6 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Autos (New to 5 years old)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedApr 8, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
New/ Newer Autos
4.99%
up to 84 months
▼
APR4.99%
Termup to 84 months
Last UpdatedApr 9, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 12, 2026
Details
Financing $30,000 or more
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2021 - Older
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 12, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedApr 13, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 14, 2026
Details
As Low As
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedApr 12, 2026
Details
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New or Used Car
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 12, 2026
Details
As Low As; Must meet credit requirements. *APR = Annual Percentage Rate. Rate is dependent on credit worthiness.
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedApr 14, 2026
Details
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedApr 14, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
5.05%
66 Months
▼
APR5.05%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
5.05%
up to 63 Months
▼
APR5.05%
Termup to 63 Months
Last UpdatedApr 9, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.15%
48 Months
▼
APR5.15%
Term48 Months
Last UpdatedApr 9, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.20%
75 Months
▼
APR5.20%
Term75 Months
Last UpdatedApr 11, 2026
Details
As Low As
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Alabama Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New and Used Vehicles 2022 and Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
New Auto
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 8, 2026
Details
Current or Prior Year - less than 10,000 miles
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
New Auto Loan
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As; NJ vehicles only.
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 48 months
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loan
5.30%
72 months
▼
APR5.30%
Term72 months
Last UpdatedApr 14, 2026
Details
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto Loans
5.30%
72 months
▼
APR5.30%
Term72 months
Last UpdatedApr 14, 2026
Details
Electrical Workers No 558 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
New Vehicles
5.35%
5 Years
▼
APR5.35%
Term5 Years
Last UpdatedApr 4, 2026
Details
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedApr 9, 2026
Details
As Low As
APR5.40%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; Current or up to 2 yrs. old
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 6, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
5.49%
7 Years
▼
APR5.49%
Term7 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Autos (New to 5 years old)
5.49%
5 Years
▼
APR5.49%
Term5 Years
Last UpdatedApr 8, 2026
Details
Genuine Parts Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 2024-2025
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 8, 2026
Details
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer)
5.49%
24 to 84 months
▼
APR5.49%
Term24 to 84 months
Last UpdatedApr 11, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
5.49%
75 months
▼
APR5.49%
Term75 months
Last UpdatedApr 13, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 14, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
5.50%
1-3 Year
▼
APR5.50%
Term1-3 Year
Last UpdatedApr 11, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
New Vehicle Loans (2025-2027)
5.50%
73 Months
▼
APR5.50%
Term73 Months
Last UpdatedApr 12, 2026
Details
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.55%
72 Months
▼
APR5.55%
Term72 Months
Last UpdatedApr 9, 2026
Details
As Low As
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
5.59%
60 Months
▼
APR5.59%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 60 months
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.60%
75 Months
▼
APR5.60%
Term75 Months
Last UpdatedApr 11, 2026
Details
As Low As
Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
5.65%
up to 75 Months
▼
APR5.65%
Termup to 75 Months
Last UpdatedApr 9, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Auto Loans New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.74%
36 months
▼
APR5.74%
Term36 months
Last UpdatedApr 8, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto 2026-2021
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 12, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 13, 2026
Details
Councill Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
New Automobile
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedApr 4, 2026
Details
Electrical Workers No 558 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
New Vehicles
5.75%
6 Years
▼
APR5.75%
Term6 Years
Last UpdatedApr 4, 2026
Details
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New Vehicle
5.75%
Up to 84 Months
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 6, 2026
Details
As Low As; Finance $28,000 or more for 84 months
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As; for 84 months
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto Loan
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicle 2014 or newer
5.75%
Up to 84 Months
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 6, 2026
Details
As Low As; Finance amounts of $28,000 or more for 84 months
Alabama Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New and Used Vehicles 2022 and Newer
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
New Auto Loans
5.75%
4-Year
▼
APR5.75%
Term4-Year
Last UpdatedApr 11, 2026
Details
As Low As; Ask about our Auto Loan rate match program!
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.75%
5 Years
▼
APR5.75%
Term5 Years
Last UpdatedApr 12, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans
5.85%
84 Months
▼
APR5.85%
Term84 Months
Last UpdatedApr 6, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicle Loans 84 Month Term
5.85%
84 Months
▼
APR5.85%
Term84 Months
Last UpdatedApr 6, 2026
Details
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
New Auto (2021 - 2025)
5.89%
72 Months
▼
APR5.89%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 72 months
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
New & Used Autos, Truck, Vans
2.95%
102 Months
▼
APR2.95%
Term102 Months
Last UpdatedApr 11, 2026
Details
As Low As
Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
New and Used Auto
3.25%
72 Months
▼
APR3.25%
Term72 Months
Last UpdatedApr 11, 2026
Details
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
3.50%
36 mo
▼
APR3.50%
Term36 mo
Last UpdatedApr 14, 2026
Details
NADA Retail Value Maximum
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
3.75%
48 mo
▼
APR3.75%
Term48 mo
Last UpdatedApr 14, 2026
Details
New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Used Autos (2024-2020)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 12, 2026
Details
FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Used Cars and Trucks Loans
4.00%
60 mo
▼
APR4.00%
Term60 mo
Last UpdatedApr 14, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
4.24%
3 Years
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Used Auto (2002 - 2020)
4.34%
12 Months
▼
APR4.34%
Term12 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 12 months
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 6, 2026
Details
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 12, 2026
Details
Financing $20,000 or more
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2023 - 2022
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 12, 2026
Details
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New or Used Vehicle 2022 or newer
4.50%
Up to 36 Months
▼
APR4.50%
TermUp to 36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
4.50%
up to 36 Months
▼
APR4.50%
Termup to 36 Months
Last UpdatedApr 9, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.60%
51 Months
▼
APR4.60%
Term51 Months
Last UpdatedApr 11, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
63 Months
▼
APR4.70%
Term63 Months
Last UpdatedApr 11, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.70%
51 Months
▼
APR4.70%
Term51 Months
Last UpdatedApr 11, 2026
Details
As Low As
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As; for up to 72 months
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicle 2014 or newer
4.75%
Up to 66 Months
▼
APR4.75%
TermUp to 66 Months
Last UpdatedApr 6, 2026
Details
As Low As
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicles with over 150,000 Miles - 2014 or Newer
4.75%
up to 60 Months
▼
APR4.75%
Termup to 60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 6, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 48 Month Term
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 6, 2026
Details
Alabama Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New and Used Vehicles 2022 and Newer
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
4.75%
3 Years
▼
APR4.75%
Term3 Years
Last UpdatedApr 12, 2026
Details
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Used Auto (2002 - 2020)
4.80%
24 Months
▼
APR4.80%
Term24 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 24 months
APR4.80%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto (3 model years to 5 model years old)
4.80%
36 Months
▼
APR4.80%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
4.80%
63 Months
▼
APR4.80%
Term63 Months
Last UpdatedApr 11, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
APR4.90%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto (3 model years to 5 model years old)
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 6, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details
Blue Flame Credit Union Mobile, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
USED VEHICLES
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 12, 2026
Details
Financing $30,000 or more
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New and Used Auto Model Year 2021 - Older
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 12, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedApr 13, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 14, 2026
Details
As Low As
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 6, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 60 Month Term
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 6, 2026
Details
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedApr 12, 2026
Details
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New or Used Car
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 12, 2026
Details
As Low As; Must meet credit requirements. *APR = Annual Percentage Rate. Rate is dependent on credit worthiness.
Railroad Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used car / truck purchase (3 model years & older), 60 month max term.
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 13, 2026
Details
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 14, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.04%
4 Years
▼
APR5.04%
Term4 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
5.05%
up to 63 Months
▼
APR5.05%
Termup to 63 Months
Last UpdatedApr 9, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.09%
5 Years
▼
APR5.09%
Term5 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
APR5.10%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto (3 model years to 5 model years old)
5.10%
60 Months
▼
APR5.10%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.15%
48 Months
▼
APR5.15%
Term48 Months
Last UpdatedApr 9, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.15%
60 Months
▼
APR5.15%
Term60 Months
Last UpdatedApr 14, 2026
Details
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.20%
75 Months
▼
APR5.20%
Term75 Months
Last UpdatedApr 11, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.24%
66 months
▼
APR5.24%
Term66 months
Last UpdatedApr 13, 2026
Details
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Alabama Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New and Used Vehicles 2022 and Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Used Auto (2002 - 2020)
5.34%
36 Months
▼
APR5.34%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 36 months
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.34%
6 Years
▼
APR5.34%
Term6 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedApr 9, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - Used (4 year old and older)
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedApr 9, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Used Auto Loans
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedApr 14, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 6, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto (3 to 5 Years Old)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 6, 2026
Details
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Auto Equity
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
Used Auto Loan
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As; NJ vehicles only.
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 14, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - New & Used (Current year model and 3 previous years)
5.55%
72 Months
▼
APR5.55%
Term72 Months
Last UpdatedApr 9, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
New & Used Auto Loans
5.60%
75 Months
▼
APR5.60%
Term75 Months
Last UpdatedApr 11, 2026
Details
As Low As
Electrical Workers No 558 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
2020 - 2022 Used Vehicles
5.65%
5 Years
▼
APR5.65%
Term5 Years
Last UpdatedApr 4, 2026
Details
TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Auto Loans - Used (4 year old and older)
5.65%
60 Months
▼
APR5.65%
Term60 Months
Last UpdatedApr 9, 2026
Details
As Low As
Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
New and Used Autos, Trucks, and Vans
5.65%
up to 75 Months
▼
APR5.65%
Termup to 75 Months
Last UpdatedApr 9, 2026
Details
As Low As
APR5.70%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto (3 model years to 5 model years old)
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.74%
75 months
▼
APR5.74%
Term75 months
Last UpdatedApr 13, 2026
Details
Councill Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Used Automobile
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedApr 4, 2026
Details
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As; for 84 months
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New/Used Auto Loan
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
Used Vehicle 2014 or newer
5.75%
Up to 84 Months
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 6, 2026
Details
As Low As; Finance amounts of $28,000 or more for 84 months
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Vehicle Loans 72 Month Term
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
Alabama Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New and Used Vehicles 2022 and Newer
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
New/Used Automobile (2 Years or Newer)
5.75%
5 Years
▼
APR5.75%
Term5 Years
Last UpdatedApr 12, 2026
Details
Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Used Auto (2002 - 2020)
5.84%
48 Months
▼
APR5.84%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 48 months
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.84%
7 years
▼
APR5.84%
Term7 years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
New & Used Autos*
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
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MonitorBankRates
East Tallassee, AL Auto Loan Rate Trends
Compare local East Tallassee, AL auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — AL Avg
5.410%
▲ 0.006 vs 7 days ago
Alabama new auto rates rose 0.006 points over the past 7 days to 5.410% APR.
Used Auto Loan — AL Avg
6.218%
▲ 0.018 vs 7 days ago
Alabama used auto rates rose 0.018 points over the past 7 days to 6.218% APR.
As of Apr 16, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in East Tallassee, Alabama
How does my credit score affect my car loan rate in Alabama?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in East Tallassee, Alabama with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Alabama *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in East Tallassee, Alabama typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in East Tallassee, Alabama?
Based on our current data, some of the lowest auto loan rates available in East Tallassee, Alabama include:
- Marvel City Federal Credit Union: 2.00% (NEW Auto Loan)
- Guardian Credit Union Montgomery, AL: 2.95% (New & Used Autos, Truck, Vans)
- Alabama State Employees Credit Union: 2.99% (Auto Loans)
- Montgomery VA Federal Credit Union: 3.25% (New and Used Auto)
- FEDMONT: 3.25% (New Car and Truck Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in East Tallassee, Alabama. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 14, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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