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Wisconsin Savings Rate Trends

Wisconsin Rapids, Wisconsin (WI) Savings Rates - March 2026

The best savings rates for Wisconsin Rapids, Wisconsin and the surrounding area include Park City Credit UnionPark City Credit Union400 Market St, Wisconsin Rapids, WI 54494 4868A+5.0 ★Texas Ratio: 4.30% Rewards Savings at 4.00% APY, Members Advantage Credit UnionMembers Advantage Credit Union1610 Lincoln St, Wisconsin Rapids, WI 54494 5920A+5.0 ★Texas Ratio: 0.47% Money Market Savings at 3.05% APY, Connexus Credit UnionConnexus Credit Union1930 8TH ST S, Wisconsin Rapids, WI 54494B-4.3 ★Texas Ratio: 22.87% Health Savings Accounts (HSAs) at 1.01% APY, Valley Communities Credit UnionValley Communities Credit Union440 8th St S, Wisconsin Rapids, WI 54494 5016A+5.0 ★Texas Ratio: 1.90% High Yield Shares at 1.00% APY, and Prevail BankPrevail Bank1601 Lincoln St, Wisconsin Rapids, WI 54494A+5.0 ★Texas Ratio: 0.84% Health Savings (HSA) Checking Account at 0.25% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Wisconsin Rapids, Wisconsin, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Wisconsin Rapids, Wisconsin (WI) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Wisconsin Rapids, Wisconsin and the surrounding area. Last Updated and Verified: March 29, 2026

Compare the Best Savings Rates in Wisconsin Rapids, Wisconsin & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
400 Market St, Wisconsin Rapids, WI 54494 4868
Rewards Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI 54494 5920
Money Market Savings
3.05%
$1,000
Rate3.00%
Min Deposit$1,000
Min Balance
UpdatedMar 27, 2026
Details

$1000 to open/HSA Money Market Savings (no minimum)

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI 54494 5920
Money Market Savings
2.79%
$1,000
Rate2.75%
Min Deposit$1,000
Min Balance
UpdatedMar 27, 2026
Details

$1000 to open/HSA Money Market Savings (no minimum)

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI 54494 5920
Money Market Savings
2.07%
$1,000
Rate2.05%
Min Deposit$1,000
Min Balance
UpdatedMar 27, 2026
Details

$1000 to open/HSA Money Market Savings (no minimum)

Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
400 Market St, Wisconsin Rapids, WI 54494 4868
Rewards Savings
2.01%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
400 Market St, Wisconsin Rapids, WI 54494 4868
Youth Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
1930 8TH ST S, Wisconsin Rapids, WI 54494
Health Savings Accounts (HSAs)
1.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Valley Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
440 8th St S, Wisconsin Rapids, WI 54494 5016
High Yield Shares
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI 54494 5920
Money Market Savings
0.85%
$1,000
Rate0.85%
Min Deposit$1,000
Min Balance
UpdatedMar 27, 2026
Details

$1000 to open/HSA Money Market Savings (no minimum)

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI 54494 5920
IRA Share Accounts
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Traditional / Roth and Education Sas

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI 54494 5920
Money Market Savings
0.75%
$1,000
Rate0.75%
Min Deposit$1,000
Min Balance
UpdatedMar 27, 2026
Details

$1000 to open/HSA Money Market Savings (no minimum)

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI 54494 5920
Money Market Savings
0.65%
$1,000
Rate0.65%
Min Deposit$1,000
Min Balance
UpdatedMar 27, 2026
Details

$1000 to open/HSA Money Market Savings (no minimum)

Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
400 Market St, Wisconsin Rapids, WI 54494 4868
Health Savings Accounts (HSA)
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Valley Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
440 8th St S, Wisconsin Rapids, WI 54494 5016
Share Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
400 Market St, Wisconsin Rapids, WI 54494 4868
Pinnacle Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
400 Market St, Wisconsin Rapids, WI 54494 4868
Health Savings Accounts (HSA)
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
400 Market St, Wisconsin Rapids, WI 54494 4868
Premier Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
1601 Lincoln St, Wisconsin Rapids, WI 54494
Health Savings (HSA) Checking Account
0.25%
$50
Rate0.25%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

$50 minimum to open. $0.01 minimum balance required to earn APY.

Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
400 Market St, Wisconsin Rapids, WI 54494 4868
Pinnacle Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
1601 Lincoln St, Wisconsin Rapids, WI 54494
First-Step Savings Account (For Youth Under 18)
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
400 Market St, Wisconsin Rapids, WI 54494 4868
Health Savings Accounts (HSA)
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
1601 Lincoln St, Wisconsin Rapids, WI 54494
Health Savings (HSA) Checking Account
0.15%
$50
Rate0.15%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

$50 minimum to open. $0.01 minimum balance required to earn APY.

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI 54494 5920
Kirby Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI 54494 5920
Regular Share Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
1601 Lincoln St, Wisconsin Rapids, WI 54494
Strive Savings Account
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
400 Market St, Wisconsin Rapids, WI 54494 4868
Premier Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Valley Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
440 8th St S, Wisconsin Rapids, WI 54494 5016
Share Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
1601 Lincoln St, Wisconsin Rapids, WI 54494
Health Savings (HSA) Checking Account
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

$50 minimum to open. $0.01 minimum balance required to earn APY.

Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
1601 Lincoln St, Wisconsin Rapids, WI 54494
First-Step Savings Account (For Youth Under 18)
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
1601 Lincoln St, Wisconsin Rapids, WI 54494
Strive Savings Account
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI 54494 5920
Traditional Sharedraft (checking)
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
1930 8TH ST S, Wisconsin Rapids, WI 54494
Savings Accounts
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
400 Market St, Wisconsin Rapids, WI 54494 4868
Regular Savings
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
400 Market St, Wisconsin Rapids, WI 54494 4868
Rewards Savings
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Valley Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
440 8th St S, Wisconsin Rapids, WI 54494 5016
Share Savings
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
125 W Madison St, Waterloo, WI 53594
Round Up Savings Account
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Reward Savings
7.50%
$0
Rate7.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $500.00

River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
124 W Oak St, Sparta, WI 54656
Youth Savings
6.00%
$25
Rate5.87%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $5,000.00

Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
6 Insight Dr, Platteville, WI 53818
Snap $tack Savings
5.12%
$1,000
Rate5.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $5,000.00

PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
715 Highway 79, Boyceville, WI 54725
Peoples Preferred Savings
5.00%
$25
Rate4.89%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $25,000.00

Security Bank New Auburn, WI
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
112 E Main St, New Auburn, WI 54757
Youth Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $500.00

Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
305 Doty St, Mineral Point, WI 53565
Premier Savings
3.75%
$1,000
Rate3.69%
Min Deposit$1,000
Min Balance
UpdatedMar 26, 2026
Details

$1,000.00 minimum balance to open

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Contact your local banker for more details!

Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
220 Grant St, Fort Atkinson, WI 53538
Super Savings
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
3935 Douglas Ave, Racine, WI 53402
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
715 Highway 79, Boyceville, WI 54725
Peoples Preferred Savings
3.51%
$1,000
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedMar 28, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Investment Savings
3.35%
$50,000
Rate3.31%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$250,000.00 - $499,999.99

Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
305 Doty St, Mineral Point, WI 53565
Premier Savings
3.25%
$1,000
Rate3.20%
Min Deposit$1,000
Min Balance
UpdatedMar 26, 2026
Details

$1,000.00 minimum balance to open

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3470 S 27th St, Milwaukee, WI 53215
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
715 Highway 79, Boyceville, WI 54725
Peoples Preferred Savings
3.20%
$1,000
Rate3.15%
Min Deposit$1,000
Min Balance
UpdatedMar 28, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
15700 W Bluemound Rd, Brookfield, WI 53005
Premier Health Savings Account
3.00%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
715 Highway 79, Boyceville, WI 54725
Youth Savings
3.00%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $2,000.00

WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
11200 W Plank Ct, Wauwatosa, WI 53226
Life Moments Savings
3.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 29, 2026
Details

Qualifying balance up to $5,000.00

The Bank of Brodhead
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
806 E Exchange St, Brodhead, WI 53520
Health Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Great Midwest Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
15900 W Bluemound Rd, Brookfield, WI 53005
Elite Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Investment Savings
3.00%
$50,000
Rate2.97%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$150,000.00 - $249,999.99

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
3935 Douglas Ave, Racine, WI 53402
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Wisconsin Rapids, WI Savings Rate Trends

Compare local Wisconsin Rapids, WI savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin Savings Trends →
High-Yield Savings — WI Avg
1.206%
▼ 0.045 from last week

Wisconsin high-yield savings rates fell 0.045 points this week to 1.206% APY, down from 1.251% last week.

Standard Savings — WI Avg
0.488%
▼ 0.226 from last week

Wisconsin standard savings rates fell 0.226 points this week to 0.488% APY, down from 0.714% last week.

As of Mar 31, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Wisconsin Rapids, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wisconsin Rapids, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Wisconsin Rapids, Wisconsin

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Wisconsin, help your money grow faster through a higher APY.

Are savings accounts in Wisconsin Rapids, Wisconsin safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.

How often do savings rates change in Wisconsin Rapids, Wisconsin?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Wisconsin Rapids, Wisconsin may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Wisconsin Rapids, Wisconsin?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Wisconsin Rapids, Wisconsin offer in-person customer service, which some customers prefer.

How do I open a savings account in Wisconsin Rapids, Wisconsin?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Wisconsin Rapids, Wisconsin

Here are recent savings rates observed in Wisconsin Rapids, Wisconsin and the surrounding area:
  • Park City Credit Union
    Rewards Savings — 4.00% APY
  • Members Advantage Credit Union
    Money Market Savings — 3.05% APY
  • Connexus Credit Union
    Health Savings Accounts (HSAs) — 1.01% APY
  • Valley Communities Credit Union
    High Yield Shares — 1.00% APY
  • Prevail Bank
    Health Savings (HSA) Checking Account — 0.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Wisconsin Rapids, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 29, 2026