The best savings rates for Seattle, Washington and the surrounding area include Peoples Bank (WA)Peoples Bank (WA)5600 24th Ave Nw, Seattle, WA 98107A+5.0 ★Texas Ratio: 0.39% Youth Savings at 5.50% APY, 1st Security Bank of Washington1st Security Bank of Washington614 Broadway E, Seattle, WA 98102A+5.0 ★Texas Ratio: 2.12% Business Optimum Savings at 5.00% APY, Gesa Credit UnionGesa Credit Union7300 Roosevelt Way NE, Seattle, WA 98115A+5.0 ★Texas Ratio: 4.63% SmartPlus Savings at 5.00% APY, Nordstrom Federal Credit UnionNordstrom Federal Credit Union1617 6th Ave Fl 5, Seattle, WA 98101A+5.0 ★Texas Ratio: 2.29% Youth Savings Accounts at 5.00% APY, and Waterfront Federal Credit UnionWaterfront Federal Credit Union6419 Fauntleroy Way SW, Seattle, WA 98136A+5.0 ★Texas Ratio: 5.80% High-Yield Savings Account at 4.07% APY. Savings rates as of March 24, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Seattle, Washington, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Seattle, Washington (WA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Seattle, Washington and the surrounding area. Last Updated and Verified: March 24, 2026
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00; Learn More
Must be opened at a branch; Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $50,000
Qualifying balance up to $499.99
3.50% above Share Rate
$25,000.00 New Money within 30 days**
deposit $25,000 in new money** within 30 days
$100,000 and greater
RELATIONSHIP
$25,000.00 New Money within 30 days**
$1,000.00 initially and $25,000.00 New Money within 30 days**
On a $250,000+ balance.
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
On a $100,000 - $249,999.99 balance.
$50,000-$99,999.99
$0-$49,999.99
$5, required to earn APY
$5, required to earn APY
Monthly service charge of $10 is waived when you meet one of the following criteria during that monthly statement cycle: $5,000 minimum daily balance or $10,000 average daily combined balance for checking and savings deposit relationship. If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%. Public fund accounts not eligible. Additional restrictions may apply.
Compare local Seattle, WA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield savings rates fell 0.694 points this week to 0.766% APY, down from 1.460% last week.
Washington standard savings rates currently average 0.560% APY based on data from institutions in our monitoring network.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Seattle, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Seattle, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.