The best savings rates for Monticello, Utah and the surrounding area include Desert Rivers Federal Credit UnionDesert Rivers Federal Credit Union16 S Main St, Monticello, UT 84535A5.0 ★Texas Ratio: 9.83% Premier Savings at 3.25% APY, San Juan Credit UnionSan Juan Credit Union296 E CENTER STREET, MONTICELLO, UT 84535A5.0 ★Texas Ratio: 11.45% Health Savings Accounts at 2.02% APY, Cyprus Federal Credit UnionCyprus Federal Credit Union3876 W Center view Way, West Jordan, UT 84084A+5.0 ★Texas Ratio: 2.42% Dream Round Up Savings at 10.00% APY, Nebo Credit UnionNebo Credit Union730 E 300 S, Springville, UT 84663A+5.0 ★Texas Ratio: 4.02% Dream Round Up Savings at 10.00% APY, and Chevron Federal Credit UnionChevron Federal Credit Union273 W 500 S, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.35% MySavings Youth at 7.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Monticello, Utah, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Monticello, Utah (UT) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Monticello, Utah and the surrounding area. Last Updated and Verified: March 28, 2026
on balances over $25
Qualifying balance up to $2,000
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; Ending the month with a positive balance in all your Varo Accounts; Qualify to earn 5.00% Annual Percentage Yield (APY) on up to $5,000
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Standard Rate*
Earn 10x the National Average2
LevelUp Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period.
Loyalty Rate: 3.93%, Loyalty APY: 4.00%
Qualifications Required: At least 1 direct deposit, ACH payment, or bill pay transaction; At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Qualifying balance up to $250,000
$15 outgoing wire fee
on all balance tiers
Standard Rate
Qualifying balance up to $10,000.00
Compare local Monticello, UT savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah high-yield savings rates fell 3.322 points this week to 0.383% APY, down from 3.705% last week.
Utah standard savings rates rose 1.254 points this week to 1.304% APY, up from 0.050% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Monticello, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Monticello, Utah. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.