The best savings rates for Killeen, Texas and the surrounding area include Extraco Banks National AssociationExtraco Banks National Association1002 W Central Texas Expy, Killeen, TX 76541A+5.0 ★Texas Ratio: 0.79% First Savings at 5.00% APY, Citizens National Bank Cameron, TXCitizens National Bank Cameron, TX1711 Central Texas Expwy, Killeen, TX 76541A+5.0 ★Texas Ratio: 1.72% Advantage Plus Savings at 3.50% APY, PNC BankPNC Bank1300 E Central Texas Expy, Killeen, TX 76541A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Texell Credit UnionTexell Credit Union2208 Sunny Ln, Killeen, TX 76541A+5.0 ★Texas Ratio: 3.58% IRA Savings at 1.10% APY, and VeraBankVeraBank120 N Gray St, Killeen, TX 76541A+5.0 ★Texas Ratio: 2.12% Savings Accounts at 0.10% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Killeen, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Killeen, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Killeen, Texas and the surrounding area. Last Updated and Verified: March 28, 2026
Qualifying balance up to $5,000.00
$5 fee
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $499.99
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Qualifying balance up to $500.00
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $100,000.00
Qualifying balance up to $1,000.00
Intro rate subject to change
Available to applicants with a Texas residential address.
Only available in Texas
Minimum of $5,000 not currently deposited at Huntington.
Daily compounding interest. Fees could reduce earnings on the account. Additional terms and conditions may apply, contact bank for details.
Online Only
Compare local Killeen, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates fell 2.174 points this week to 0.805% APY, down from 2.980% last week.
Texas standard savings rates fell 0.266 points this week to 0.541% APY, down from 0.807% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Killeen, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Killeen, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.