Westfall, Oregon Savings Rates - October 2026

Balance: $0.01 and greater; Available to new members only who have not been a member of InRoads in the last 6 months

Qualifications Required; Balance: $0.00 - $25,000.00; Qualifying balance up to $25,000.00; Non-qualifying rate 0.00% APY; New accounts receive qualifying rate for first statement cycle

Balance: $0.01 - $25,000

Balance: >= $5,000

Balance: $0 - $1,000; Minimum balance: $5; Monthly service fee if below minimum balance: No monthly fee

Qualifications Required; Balance: $0 - $100,000; Sweep account, Maximum Program Deposit Amount $250,000.00; One account per member/TIN

Earn up to 3.50% APY when you are an account owner of a U.S. Bank Smartly Checking, Safe Debit account, or U.S. Bank Smartly Visa Signature Card and a Combined Qualifying Balance (CQB) of at least $25,000; APYs may vary by location and are accurate for accounts opened on today's date; Monthly maintenance fee $5, waivable; Restrictions apply

Balance: $0 - $1,000; APY* footnote: APY = Annual Percentage Yield

Published APY range: 3.45%-2.23%. Balance: $2,500.01 - $5,000.00; Only one account per primary membership

Balance: $25,000 or more; Rates for New Savings Customers; Earn 3.25% APY as a new Wells Fargo savings customer; California Bay Area counties branches only

Balance: $100,000 and greater

Balance: $0 - $2,000; Online Only; GroveUp requires online account opening, e-Statements and digital banking registration; Only one GroveUp Account per member

Balance: $1,000 - $49,999.99; Minimum Opening Balance:; Minimum Required Balance:

Balance: $1,000,000.00 and above; Dividends compounded monthly; Monthly service fee: See Fee Schedule; Minimum balance to avoid service fee: $100

Qualifications Required; Balance up to $50,000.00; Bundle with Summit or Replenish Checking to earn bonus dividends; Member must complete a homebuyer education program; Member must qualify for and close mortgage with Horizon by Dec 31, 2030; Offer includes $2,000 lender credit for first-time homebuyers (HomeStart account open and in good standing 12+ months)

Qualifications Required; Balance: $0.01 - $15,000.00; Qualifying balance up to $15,000.00; Balances above $15,000.00 earn the standard dividend rate; Bundled with Tether Checking; electronic statements required

Balance: $0 - $30,000 (Qualified rate)

Balance: $500 - $999.99; Minimum Required Balance: $5

Balance: $0 - $2,499.99; APY Range: 3.00%

Balance: $0-$2,4999; Highest rate on balances up to $2,499.99; Rate effective 12/12/25; Available to consumer, trust, and business accounts only; Limit one Go Savings per Unitus membership

Balance: $0 - $2,499.99

Balance: $750,000.00 - $999,999.99; Dividends compounded monthly; Monthly service fee: See Fee Schedule; Minimum balance to avoid service fee: $100

Balance: All Balances

Banner checking account required. Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account. Additional restrictions may apply. View current rates. Annual Percentage Yield (APY) accurate as of 8/20/2026. Rates may change. The interest rate tier is determined by the actual daily account balance. Monthly service charge of $10 is waived when you meet one of the following criteria during that monthly statement cycle: $5,000 minimum daily balance or $10,000 average daily combined balance for checking and savings deposit relationship. If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%. Public fund accounts not eligible.

Balance: $500.01 - $1000; No minimum to earn blended rate interest; No monthly service charge; Checking account required to open; Open Online

Qualifications Required; Balance: $100,000.01 and higher; Sweep account, Maximum Program Deposit Amount $250,000.00; One account per member/TIN

Balance: $500,000.00 - $749,999.99; Dividends compounded monthly; Monthly service fee: See Fee Schedule; Minimum balance to avoid service fee: $100

Published APY range: 2.23%-0.85%. Balance: $5,000.01 - $25,000.00; Only one account per primary membership

Balance: $250,000.00 - $499,999.99; Dividends compounded monthly; Monthly service fee: See Fee Schedule; Minimum balance to avoid service fee: $100

Published APY range: 2.03-0.45%. Balance: $5,001 to $25,000; Only one Boost Savings is allowed per individual. Additional conditions may apply.

Balance: $0 - $25,000

Balance: $5.00 - $2,000.00

Balance: $1,000.00 - $5,000.99

Balance: $50,000-$99,999.99

Balance: $100,000.00 +; In order to earn the disclosed APY during each dividend period, you must maintain an average daily balance in the Account that is at least equal to $1,000.00. Dividend period is monthly, and dividends will be compounded and credited to your Account monthly. Must be eligible for membership and maintain at least $5.00 in a Membership Savings account.

Balance: $50,000 and over; Minimum Opening Balance:; Minimum Required Balance:

$500,000+; Balance: $500,000+

Balance: $10,000.00 - $249,999.99; Dividends compounded monthly; Monthly service fee: See Fee Schedule; Minimum balance to avoid service fee: $100

Balance: $10,000.00 - $99,999.99; In order to earn the disclosed APY during each dividend period, you must maintain an average daily balance in the Account that is at least equal to $1,000.00. Dividend period is monthly, and dividends will be compounded and credited to your Account monthly. Must be eligible for membership and maintain at least $5.00 in a Membership Savings account.

Balance: up to $10,000.00; For members 18 or younger; Tier 1; Minimum monthly balance $5; Balance method: Daily; Compounded/Credited Daily

Balance: $0 - $100,000; For active, qualifying 501(c)(3) non-profit organizations only; No monthly account fee if enrolled in paperless eStatements, otherwise $2/month

$250,000-$500,000; Balance: $250,000-$500,000

Balance: $5,001.00 - $9,999.99

Balance: $10 +; No monthly service charge; Open Online

Balance: $0-$49,999.99

Balance: >= $25,000

Any Balance

Balance: $0.01 +

Base Tier; Balance: < $25,000

Qualifications Required: Transfer $100+ from your 1st Security Bank personal checking account to your Optimum Savings account at least once per month; Optimum Savings; The interest rate of the tier will be paid only for that portion of your daily balance that falls within the tier minimum and maximum. The annual percentage yield for each tier will vary, depending on the balance in the account. for example, an Optimum Savings account with a daily balance of $50,000 would earn an interest rate of 4.89% on the first $5,000. The account would earn an interest rate of 0.25% on the remaining $45,000.; $0 maintenance service charge requirements: Transfer $100+ from your 1st Security Bank personal checking account to your Optimum Savings account at least once per month

Qualifications Required: Maintain an active 1st Gold Student Checking account and transfer $25+ from your 1st Gold Student checking account to your Optimum Student Savings account at least once per month; Optimum Student Savings; The interest rate of the tier will be paid only for that portion of your daily balance that falls within the tier minimum and maximum. The annual percentage yield for each tier will vary, depending on the balance in the account. for example, an Optimum Student Savings account with a daily balance of $50,000 would earn an interest rate of 4.89% on the first $5,000. The account would earn an interest rate of 0.25% on the remaining $45,000.; $0 maintenance service charge requirements: Maintain an active 1st Gold Student Checking account and transfer $25+ from your 1st Gold Student checking account to your Optimum Student Savings account at least once per month