Syracuse, Ohio (OH) Savings Rates - April 2026
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Brian McKay
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Syracuse, Ohio and the surrounding area include Century Federal Credit UnionCentury Federal Credit UnionA+5.0 ★Texas Ratio: 4.21% Savings Jar at 10.47% APY, Bayer Heritage Federal Credit UnionBayer Heritage Federal Credit UnionA5.0 ★Texas Ratio: 11.87% High Yield savings account at 10.00% APY, Pathways Financial Credit UnionPathways Financial Credit UnionA5.0 ★Texas Ratio: 6.58% Owner Rewards Savings at 10.00% APY, Seven Seventeen Credit UnionSeven Seventeen Credit UnionA5.0 ★Texas Ratio: 6.83% Youth Startup Savings Account at 7.17% APY, and Wright-Patt Credit UnionWright-Patt Credit UnionA5.0 ★Texas Ratio: 7.66% Health Savings Aount at 7.00% APY.
Syracuse is a smaller community with no bank or credit union branches currently in our database. 60 institutions serving the Ohio area are available to Syracuse residents, with savings rates as high as 10.47% APY from Century Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Syracuse, Ohio and the surrounding area. Last Updated and Verified: April 6, 2026
Compare the Best Savings Rates in Syracuse, Ohio & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Savings Jar
10.47%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $0.01
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
High Yield savings account
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $1,000.00
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
Owner Rewards Savings
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $5,000.00
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Youth Startup Savings Account
7.17%
$0
▼
Rate6.99%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Health Savings Aount
7.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $1,000.00
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
OSB Jump Start Savings for Kids
7.00%
$0
▼
Rate6.78%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $1500.00
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Ohio Homebuyer Plus Savings Account
6.25%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
KEMBA Advantage APY
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
6.25%
$0
▼
Rate6.08%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
about homebuyer plus
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Ohio Homebuyer Plus Savings Account
6.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Everyday APY
The Wilmington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Ohio Homebuyer Plus Savings Account
6.18%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
$500 bonus
First Federal S&L of Lakewood
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Ohio Homebuyer Plus Savings Account
6.17%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Sweet Savings
6.17%
$5
▼
Rate6.00%
Min Deposit$5
Min Balance—
UpdatedMar 28, 2026
Details
Qualifications Required: account must have e-statements; Qualifying balance up to $1,000.00
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Sweet Savings Youth Account Tier 1
6.17%
$0
▼
Rate6.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
1st National Bank OH
Institution Rating:
A5.0 ★Texas Ratio: 9.28%
Ohio Homebuyer Plus Savings Account
6.00%
$500
▼
Rate5.83%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $25,000.00
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Ohio Homebuyer Plus Savings Account
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
5.25%
$0
▼
Rate5.13%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
about homebuyer plus
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
(ages 0-17 or older with current Student ID)
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Qualifying balance up to $5,000.00
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
Youth savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $1,000.00
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Youth Savings (Prime Savers)
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Qualifying balance up to $1,000.00
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
As high as
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
4.25%
$0
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
about homebuyer plus
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Cap & Gown College Savings Age 0 - 8
4.12%
$0
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Share Draft
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $25,000.00
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
IRA High Yield Savings
4.00%
$0
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Coverdell Education Savings
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
ConnectMORE APY
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
Business Prosperity Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Intro rate subject to change
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Start Smart Savings
3.75%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedApr 2, 2026
Details
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Platinum Savings
3.75%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedApr 2, 2026
Details
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Smart Savings
3.75%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedApr 2, 2026
Details
Rate3.68%
Min Deposit$25
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Coverdell Education Savings
3.65%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Everyday APY
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Cap & Gown College Savings Age 9 - 14
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate3.53%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Any Amount
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Church Variable Shares
3.55%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$200,000 & Over
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
3.55%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
F&M Bank Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Super Saver Savings
3.55%
$25
▼
Rate3.50%
Min Deposit$25
Min Balance—
UpdatedApr 4, 2026
Details
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Youth Savings Clubs
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Platinum Savings
3.50%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedApr 2, 2026
Details
NCF Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Community Builder Savings
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$25,000 +
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Church Variable Shares
3.29%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000-$199,999
Buckeye State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Buckeye Championship Savings
3.25%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedApr 3, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
NCF Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Community Builder Savings
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$10,000 - $24,999
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Ohio Homebuyer Plus Savings Account
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Everyday APY
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
Collateral - Statement Savings
3.25%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
over current rate account is earning
Greenville Federal
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Premium Money Market Savings
3.15%
$25,000
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedApr 4, 2026
Details
FNB of Pandora
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Regular Savings Account
3.10%
$50
▼
Rate3.05%
Min Deposit$50
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedApr 3, 2026
Details
The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
Savings Personal and Business
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
Sher-Advantage Savings (With Sher-Advantage Checking Relationship)
3.05%
$100
▼
Rate3.05%
Min Deposit$100
Min Balance—
UpdatedApr 3, 2026
Details
Monthly compounding
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
DOVER PHILA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Health Savings Account HSA Checking
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Pillar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
Pocket Saver Share/Savings Accounts
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Qualifying balance up to $149.99
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Open Online
First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Health Savings Account
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Consumers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Dimes to Dollars Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $1,000.00
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Syracuse, OH Savings Rate Trends
Compare local Syracuse, OH savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — OH Avg
3.253%
▲ 0.251 vs 7 days ago
Ohio high-yield savings rates rose 0.251 points over the past 7 days to 3.253% APY, up from 3.002%.
Standard Savings — OH Avg
0.936%
▲ 0.266 vs 7 days ago
Ohio standard savings rates rose 0.266 points over the past 7 days to 0.936% APY, up from 0.670%.
As of Apr 7, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Syracuse, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Syracuse, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Syracuse, Ohio
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Ohio, help your money grow faster through a higher APY.
Are savings accounts in Syracuse, Ohio safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.
How often do savings rates change in Syracuse, Ohio?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Syracuse, Ohio may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Syracuse, Ohio?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Syracuse, Ohio offer in-person customer service, which some customers prefer.
How do I open a savings account in Syracuse, Ohio?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Syracuse, Ohio
Here are recent savings rates observed in Syracuse, Ohio and the surrounding area:
- Century Federal Credit Union
Savings Jar — 10.47% APY - Bayer Heritage Federal Credit Union
High Yield savings account — 10.00% APY - Pathways Financial Credit Union
Owner Rewards Savings — 10.00% APY - Seven Seventeen Credit Union
Youth Startup Savings Account — 7.17% APY - Wright-Patt Credit Union
Health Savings Aount — 7.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Syracuse, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 6, 2026
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