Fairview Park, Ohio Savings Rates - October 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Fairview Park, Ohio savings account rates range from 0.02% to 10.00% APY, verified by MonitorBankRates as of October 12, 2026. The best savings rates for Fairview Park, Ohio and the surrounding area include First Federal S&L of LakewoodFirst Federal S&L of Lakewood22380 Lorain Rd, Fairview Park, OH 44126A+5.0 ★Texas Ratio: 4.66%Real return: -0.27%APY minus 2.8% CPI (February 2026) Uplift Savings Account at 2.53% APY, Navy Federal Credit UnionNavy Federal Credit Union3161 Westgate Mall Drive Unit 13, Fairview Park, OH 44126A5.0 ★Texas Ratio: 8.14%Real return: -0.65%APY minus 2.8% CPI (February 2026) Jumbo Money Market Savings Account at 2.15% APY, North Coast Credit UnionNorth Coast Credit Union22735 Lorain Rd, Fairview Park, OH 44126 2222A+5.0 ★Texas Ratio: 2.53%Real return: -2.60%APY minus 2.8% CPI (February 2026) Share Savings at 0.20% APY, Farmers National Bank of CanfieldFarmers National Bank of Canfield22720 Fairview Center Dr, Fairview Park, OH 44126A+5.0 ★Texas Ratio: 5.45%Real return: -2.72%APY minus 2.8% CPI (February 2026) Health Savings at 0.08% APY, and Bayer Heritage Federal Credit UnionBayer Heritage Federal Credit UnionA5.0 ★Texas Ratio: 11.93%Real return: +7.20%APY minus 2.8% CPI (February 2026) High Yield Savings at 10.00% APY.
Fairview Park has 22 local institutions in our database, with savings rates as high as 2.53% APY from First Federal S&L of Lakewood at 22380 Lorain Rd, Fairview Park, OH 44126. Use the table below to compare all available offers, including options from institutions serving the broader Ohio area. Rates are continually updated, so we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Fairview Park, Ohio and the surrounding area. Last Updated and Verified: October 12, 2026
Compare the Best Savings Rates in Fairview Park, Ohio & Surrounding Communities
Balance: $50,000 - $99,999
Balance: $1,000,000 and over
Balance: $0 - $49,999
Balance: $500,000 - $999,999
Balance: $250,000 - $499,999
Balance: $100,000 - $249,999
Balance: $50,000 and over
Balance: $25,000 - $49,999
Balance: $10,000 - $24,999
Balance: $2,500 - $9,999
Balance: $0 - $99,999
Balance: $100,000+
Balance: $10,000 and above
Balance: $5,000-$9,999.99
Balance: $2,500-$4,999.99
Balance: $0.00-$2,499.99
Balance: Up to $1000.00
Earn up to 10% APY* on the first $1000 in our new High Yield Savings account! See all the details.
Earn an impressive 8.00% APY* on your first $1,000 and 1.00% APY* on balances over $1,000, giving your savings a powerful boost from day one.
Balance: $.01 to earn dividends
Balance: $0-$1500.00
Balance: $0.00 - $1,000.00; The first dividend rate and APY shown on the Current Dividend Rates sheet will be paid only on the portion of your average daily balance that was greater than $0.00 but less than $1,000.01.
Balance: $0.01 to $1,000.00
Balance: up to $2000
ages 0-17 or older with current Student ID
Balance: Up to $1,000; Youth savings account for kids under 18
Age: 0-18; 5.00% APY on balances up to $1,000; 5.00% to 3.21% APY on balances between $1,000 and $2,500 depending on balance in account; 3.21% to 0.50% APY on balances over $2,500 depending on balance in account; 1 free withdrawal per quarter; $25.00 fee for each additional withdrawal
APY dividend of 5.00% is earned on balances $100.00 to $5,000.99. Balances $5,001.00 and above will receive APY of 0.20%. One Accelerate It Savings per Social Security or Taxpayer Identification Number. For Accelerate It Savings accounts, you must have an open checking account located under the same membership number as the Accelerate It Savings account. If your checking account is closed for any reason, your Accelerate It Savings account will convert to a Regular Savings account. You must be 22 years or older to open an Accelerate It Savings account. Balance: $100.00 - $5,000.99
- Sep 18, 20265.00%▼ from 5.00%
- Sep 14, 20265.00%first recorded
Range: $5.00; for members under 18; matures on child's 18th birthday to primary share/savings; Dividend Rate 4.25%, APY 4.32%
Save now
No monthly service fees. Interest is compounded and credited monthly.
Promotional APY. Balances at or below $9,999.99 do not qualify for this promotional rate and are subject to the current non-promotional interest rate applicable to this account type. At the end of the 180-day promotional period, the interest rate and APY will revert to the then-posted non-promotional rate(s) applicable to this account type. The interest rate(s) and annual percentage yield(s) are variable and may change at any time before or after the account is opened. To qualify, you must be a new personal savings client of Flagstar Bank and open a Flagstar Ready Savings account. You must make an initial minimum opening deposit of at least $1.00. To qualify for the promotional rate, you must deposit additional funds, to maintain a balance greater than or equal to $10,000 is required and must be "new money," which is defined as money that is not currently on deposit in any Flagstar Bank account; money moved from any Flagstar Bank affiliate or subsidiary account or funded from a Flagstar/affiliate loan or line of credit does not qualify. For purposes of this offer, funds from maturing certificate of deposit accounts held at Flagstar Bank will be considered eligible. The account must remain open for the full 180-day promotional period. This offer is limited to one promotion per household. If any signer on this account has previously received a savings promotion from Flagstar Bank, you are ineligible for this offer. This offer cannot be combined with any other offers or promotions. An early account closure fee may be imposed for accounts closed within 180 days. Offer subject to change or cancellation at any time without notice. Receiving this offer does not guarantee eligibility. All account applications are subject to our normal approval process. Personal accounts only. Area restrictions may apply.
- Oct 6, 20264.00%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Max Amt. $1,000, One Per Account
- Oct 12, 20264.00%▲ from 0.10%
- Sep 14, 20260.10%first recorded
Qualifications Required; Balance: $0.00 - $25,000.00; Qualifying balance up to $25,000.00; Non-qualifying rate 0.00% APY; New accounts receive qualifying rate for first statement cycle
Balance: $25,000+; Compounding: Monthly
- Oct 9, 20263.90%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Balance: $1,000,000+
Rate as of 9/17/2026
Rate as of 9/17/2026
Additional Deposits: Any Amount
Minimum balance to obtain APY $100.00
Rate valid on 12/16/2025
- Oct 6, 20263.56%▼ from 3.63%
- Sep 30, 20263.63%first recorded
Balance: $100,000 and over
Balance: $200,000 & Over
Earn up to 3.50% APY when you are an account owner of a Bank Smartly Checking, Safe Debit account, or Bank SmartlyTM Visa Signature Card and a CQB of at least $25,000. APYs may vary by location and are accurate for accounts opened on today's date. Restrictions apply.
On balances $25,000+; Higher balances earn higher rates
Balance: $25,000 +
Rate as of 9/17/2026
Balance: $500,000 - $1,000,000
Balance: $25.00+
Rate valid on 12/16/2025
- Oct 6, 20263.49%▼ from 3.66%
- Sep 30, 20263.66%first recorded
Balance: Balances Through $249,999.99
Minimum initial deposit $1,000 for Traditional and Roth IRA Certificates; $500 for Educational IRA Certificates
- Oct 8, 20263.30%▲ from 3.05%
- Sep 16, 20263.05%first recorded
Balance: $100,000-$199,999
Balance: $5,000.00 to $2,000,000.99
Balance: $5,000.00 to $2,000,000.99
On Balances $100,000-$499,999; Rate based on average daily balance; Higher balances earn higher rates
Balance: $10,000 - $24,999
Balance: $500,000+; Balance Frequency of Crediting: Daily/Monthly; $10.00 if ADB <$2,500
Balance: $75,000.00+
Balance: $200,000 - Over
Rate based on current balance
Balance: $0.01 - $149.99
Balance: $50,000 and over
Balance: $100,000 and higher; Dividends compound & paid monthly
Super Share $25,000 & up
- Sep 21, 20263.04%▲ from 2.63%
- Sep 14, 20262.63%first recorded
Balance: $250,000 to $999,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fairview Park, OH Savings Rate Trends
Compare local Fairview Park, OH savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
Ohio high-yield savings rates rose 0.019 points over the past 7 days to 2.780% APY, up from 2.761%.
Ohio standard savings rates rose 0.008 points over the past 7 days to 0.420% APY, up from 0.412%.
Fairview Park, Ohio Savings Rate Forecast, Next 12 Months
Savings rates move with Federal Reserve policy. Our model uses the current OH high-yield average and a Fed funds spread to project the likely rate trajectory for 2026 to 2027.
Savings account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current OH high-yield savings average of 2.780% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit rates at banks and credit unions track policy-rate changes within 60 to 90 days. High-yield online savings rates tend to adjust faster than standard branch-based savings rates.
Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in Fairview Park, Ohio.
Savings Account Earnings in Fairview Park, Ohio
Annual interest earnings at current OH average APYs, based on the high-yield and standard savings averages tracked in our database. Compounding assumed monthly.
| Balance | HY Savings (2.780% APY) | Monthly Earnings | Standard Savings (0.420% APY) | Monthly Earnings |
|---|---|---|---|---|
| $5,000 | $139.00 / year | $11.58 | $21.02 / year | $1.75 |
| $10,000 | $277.99 / year | $23.17 | $42.03 / year | $3.50 |
| $25,000 | $694.98 / year | $57.92 | $105.08 / year | $8.76 |
| $50,000 | $1,389.95 / year | $115.83 | $210.15 / year | $17.51 |
| Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, and daily balance maintained. Rates are variable and subject to change. Source: Fairview Park, Ohio savings rate averages as of October 13, 2026. | ||||
About Our Fairview Park, Ohio Savings Rate Database
MonitorBankRates found 4 institutions with branches in Fairview Park (2 banks, 2 credit unions), plus 40 additional state-chartered and national online institutions available to Fairview Park residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: First Federal S&L of Lakewood offers a savings account at 2.53% APY. Use the rate table above to compare all current offers in Fairview Park, Ohio.
How to Find the Best Savings Rates in Fairview Park, Ohio
What to compare when shopping for a savings account in Fairview Park, Ohio
To find the best savings APYs in Fairview Park, Ohio, start with credit unions and online-only banks: Fairview Park, Ohio has 23 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.
Always compare the APY (Annual Percentage Yield), not just the interest rate. APY reflects compounding and is the true measure of what you’ll earn. Savings accounts that compound daily earn slightly more than those compounding monthly at the same stated rate. The current OH high-yield savings average is 2.780% Use the table above to find the best available offer.
Unlike a CD, savings account rates are variable. Your rate can change at any time with Federal Reserve policy. Many institutions offer elevated introductory rates that reset after a promotional period. Review your account periodically to ensure your APY remains competitive.
When a High-Yield Savings Account Makes Sense
- Emergency fund: Financial experts recommend 3 to 6 months of expenses in a liquid, FDIC-insured account. Fairview Park, Ohio high-yield savings rates currently average 2.780% APY, far above a typical checking account.
- Short-term savings goals (6 to 24 months): If you may need the money soon, a savings account gives you immediate access without early withdrawal penalties.
- Parking cash between investments: A high-yield savings account at Fairview Park, Ohio institutions keeps idle cash working harder while remaining fully accessible.
- You prefer banking locally: 44 institutions in Fairview Park, Ohio report savings rates to our database.
- You’re among Fairview Park, Ohio’s 20.6% of residents aged 65+ for whom liquid, accessible savings complement fixed-income holdings.
- No rate lock-in risk: Unlike a CD, your rate moves up with the market if rates rise further.
Consider an Alternative If…
- You want a locked-in, guaranteed return Fairview Park, Ohio CD rates
- You want check-writing flexibility Fairview Park, Ohio money market rates
- You need daily transaction access Fairview Park, Ohio checking rates
Fairview Park, Ohio Financial Snapshot
Local demographics and economic context for savers. Source: U.S. Census Bureau
20.6% of residents are 65 or older, above the national average of 17.3%, making liquid, accessible savings accounts a particularly relevant option in this market. At today’s OH high-yield savings average of 2.780%, saving 10% of the local median salary ($4,985/year) would earn an additional $139 annually in interest.
Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.
Savings Accounts vs. Other Fairview Park, Ohio Options
How high-yield savings accounts compare to other deposit products available at banks and credit unions in Fairview Park, Ohio.
| Feature | High-Yield Savings | Standard Savings | Money Market | CD (12-Month) |
|---|---|---|---|---|
| Current OH Avg APY | 2.780% | 0.420% | View MMA Rates | View CD Rates |
| Rate Type | Variable | Variable | Variable | Fixed for term |
| FDIC / NCUA Insured | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K |
| Withdraw Anytime | ✓ Yes | ✓ Yes | ✓ Yes | ✗ Penalty applies |
| Check Writing | ✗ No | ✗ No | ✓ Often yes | ✗ No |
| Debit / ATM Card | Some institutions | ✗ Rarely | ✓ Often yes | ✗ No |
| Typical Min Deposit | $0 to $100 | $25 to $100 | $0 to $2,500 | $500 to $1,000 |
| Rate Risk | Variable, moves with Fed policy | Variable, moves with Fed policy | Variable, moves with Fed policy | None, locked for term |
| Best For | Emergency fund, short-term goals, parking cash | Everyday saving, low-balance accounts | Active savers wanting flexibility + check writing | Locking in a rate for a defined period |
APY data reflects Fairview Park, Ohio averages tracked in our database as of October 13, 2026. Rates are variable and may differ by institution. See individual product pages for full details.
Savings Calculators for Fairview Park, Ohio
At OH’s top rate of 2.53% from First Federal S&L of Lakewood, a $10,000 deposit earns $253 annually. Enter your balance to see your exact return.
Savings Goal CalculatorA 3-month emergency fund for the median Fairview Park, Ohio earner is roughly $12,500. At 2.780% APY, saving $1,040/month gets you there in about 12 months. Set your target and see your exact timeline.
CD vs. High-Yield SavingsOhio’s high-yield savings average is 2.780% APY, variable and always accessible. A local CD may offer a higher fixed yield in exchange for locking in your deposit. Compare both side-by-side to find the better fit for your timeline.
Budget CalculatorBefore you can grow your savings, you need to know how much you can set aside each month. The median Fairview Park, Ohio earner makes $49,851/year. Track your income vs. expenses to find your monthly surplus, then put it to work at 2.780% APY.
Retirement PlannerA $25,000 high-yield savings balance earning 2.780% APY grows to roughly $43,262 over 20 years with compounding. See how your current savings trajectory lines up with your retirement income needs.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fairview Park, Ohio savings rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fairview Park, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fairview Park, Ohio. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Fairview Park, Ohio
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Fairview Park, Ohio safe?
How often do savings rates change in Fairview Park, Ohio?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Fairview Park, Ohio?
How do I open a savings account in Fairview Park, Ohio?
Best Savings Rates in Fairview Park, Ohio
- First Federal S&L of Lakewood
Uplift Savings Account: 2.53% APY - Navy Federal Credit Union
Jumbo Money Market Savings Account: 2.15% APY - North Coast Credit Union
Share Savings: 0.20% APY - Farmers National Bank of Canfield
Health Savings: 0.08% APY - Bayer Heritage Federal Credit Union
High Yield Savings: 10.00% APY
Fairview Park, Ohio Rates & Resources
