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North Dakota Savings Rate Trends

Killdeer, North Dakota (ND) Savings Rates - March 2026

The best savings rates for Killdeer, North Dakota and the surrounding area include Service Federal Credit UnionService Federal Credit Union589 Holzapple St Bldg 210, Grand Forks Afb, ND 58204 1020A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, Med Park Credit UnionMed Park Credit Union2150 32nd Ave S Ste E, Grand Forks, ND 58201A+5.0 ★Texas Ratio: 0.18% Savings Account at 5.10% APY, First State Bank (ND)First State Bank (ND)423 Broadway, Buxton, ND 58218A+5.0 ★Texas Ratio: 0.17% Vision Savings at 3.80% APY, Bell BankBell Bank520 Main Ave, Fargo, ND 58103A+5.0 ★Texas Ratio: 2.41% IRA Variable Rate Savings at 3.56% APY, and Capital Credit UnionCapital Credit Union204 W Thayer Ave, Bismarck, ND 58501A5.0 ★Texas Ratio: 11.17% Growth Savings at 3.04% APY.

To see how these savings rates in Killdeer, North Dakota, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Killdeer, North Dakota (ND) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Killdeer, North Dakota and the surrounding area. Last Updated and Verified: March 20, 2026

Killdeer, ND Savings Rate Trends

Compare local Killdeer, ND savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full North Dakota Savings Trends →
High-Yield Savings — ND Avg
0.301%

North Dakota high-yield savings rates currently average 0.301% APY based on data from institutions in our monitoring network.

Standard Savings — ND Avg
0.398%
▼ 0.052 from last week

North Dakota standard savings rates fell 0.052 points this week to 0.398% APY, down from 0.450% last week.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Killdeer, North Dakota & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
589 Holzapple St Bldg 210, Grand Forks Afb, ND 58204 1020
Deployed Warrior Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Med Park Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2150 32nd Ave S Ste E, Grand Forks, ND 58201
Savings Account
5.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
589 Holzapple St Bldg 210, Grand Forks Afb, ND 58204 1020
Primary Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

First State Bank (ND)
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
423 Broadway, Buxton, ND 58218
Vision Savings
3.80%
$100
Rate3.75%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
520 Main Ave, Fargo, ND 58103
IRA Variable Rate Savings
3.56%
$50
Rate3.50%
Min Deposit$50
Min Balance
UpdatedMar 16, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
204 W Thayer Ave, Bismarck, ND 58501
Growth Savings
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
520 Main Ave, Fargo, ND 58103
Elite Money Market Savings*
3.01%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
13 Main Ave N, Kulm, ND 58456
IRA Savings
3.00%
$100
Rate3.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
212 5th Ave, Edgeley, ND 58433
IRA Shares
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Western Cooperative Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
1300 Bison Dr, Williston, ND 58801 3770
Pledge of Savings Loan
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
5650 37th Ave S, Fargo, ND 58104
Forward Money Market Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$5,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
5650 37th Ave S, Fargo, ND 58104
Business Forward Money Market Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$5,000 minimum opening deposit

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
212 5th Ave, Edgeley, ND 58433
IRA Shares
1.80%
$0
Rate1.80%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1006 E Main St, Mandan, ND 58554 3762
IRA Savings
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1006 E Main St, Mandan, ND 58554 3762
High Yield Savings
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
415 Main St, Cando, ND 58324
Premier 22 Savings
1.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
204 W Thayer Ave, Bismarck, ND 58501
Thrive Savings Account
1.61%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Grow your money with up to 1.61% APY

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
204 W Thayer Ave, Bismarck, ND 58501
Thrive Savings
1.61%
$0
Rate1.60%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
5650 37th Ave S, Fargo, ND 58104
Business Forward Money Market Savings
1.60%
$0
Rate1.59%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$5,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
5650 37th Ave S, Fargo, ND 58104
Forward Money Market Savings
1.60%
$0
Rate1.59%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$5,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
5650 37th Ave S, Fargo, ND 58104
Business Forward Money Market Savings
1.55%
$0
Rate1.54%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$5,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
5650 37th Ave S, Fargo, ND 58104
Forward Money Market Savings
1.55%
$0
Rate1.54%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$5,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
5650 37th Ave S, Fargo, ND 58104
IRA Savings Account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

United Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
1001 1st Ave N, Fargo, ND 58102
IRA Share Accounts
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Hometown Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
18 MAIN AVE S, KULM, ND 58456
Youth Share Savings
1.50%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

ages 21 and under only

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
5650 37th Ave S, Fargo, ND 58104
Forward Money Market Savings
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$5,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
5650 37th Ave S, Fargo, ND 58104
Business Forward Money Market Savings
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$5,000 minimum opening deposit

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
520 Main Ave, Fargo, ND 58103
Premier Money Market Savings*
1.36%
$0
Rate1.35%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
415 Main St, Cando, ND 58324
Premier 22 Savings
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
520 Main Ave, Fargo, ND 58103
Premier Money Market Savings*
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Dakota West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.58%
340 N MAIN ST, Watford City, ND 58854
IRA Savings
1.25%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1006 E Main St, Mandan, ND 58554 3762
Senior Express Club Savings
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1006 E Main St, Mandan, ND 58554 3762
High Yield Savings
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
520 Main Ave, Fargo, ND 58103
Premier Money Market Savings*
1.16%
$0
Rate1.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1006 E Main St, Mandan, ND 58554 3762
IRA Savings
1.11%
$0
Rate1.10%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
520 Main Ave, Fargo, ND 58103
Money Market Savings
1.06%
$0
Rate1.05%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
615 S Broadway, Minot, ND 58701 4473
Health Savings Account
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
415 Main St, Cando, ND 58324
Premier 22 Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
5650 37th Ave S, Fargo, ND 58104
Money Market Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$1,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
5650 37th Ave S, Fargo, ND 58104
Forward Money Market Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$5,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
5650 37th Ave S, Fargo, ND 58104
Business Money Market Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$1,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
5650 37th Ave S, Fargo, ND 58104
Business Forward Money Market Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$5,000 minimum opening deposit

Community Credit Union New Rockford, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
20 1st St N, New Rockford, ND 58356 2201
Market Share
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
1462 Broadway N, Fargo, ND 58102
Money Market Savings
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1006 E Main St, Mandan, ND 58554 3762
IRA Savings
0.85%
$0
Rate0.85%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Riverfork Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
2150 32ND AVE S, Grand Forks, ND 58201
IRA Share Accounts
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 5, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
212 5th Ave, Edgeley, ND 58433
Money Market Savings
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
1462 Broadway N, Fargo, ND 58102
Money Market Savings
0.80%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Riverfork Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
2150 32ND AVE S, Grand Forks, ND 58201
Shares
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 5, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1006 E Main St, Mandan, ND 58554 3762
Senior Express Club Savings
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Northern Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
3030 Demers Ave, Grand Forks, ND 58201
Shares/Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Average daily balances must be $100 or greater to earn interest on savings accounts.

Community Credit Union New Rockford, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
20 1st St N, New Rockford, ND 58356 2201
Market Share
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Dakota West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.58%
340 N MAIN ST, Watford City, ND 58854
Badlands Gold Savings
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Kirkwood Bank & Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2911 N 14th St, Bismarck, ND 58503
Statement Savings Tier 1
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Rates may change any time after opening account.

First State Bank (ND)
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
423 Broadway, Buxton, ND 58218
HSA Savings
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First State Bank (ND)
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
423 Broadway, Buxton, ND 58218
IRA Savings
0.75%
$200
Rate0.75%
Min Deposit$200
Min Balance
UpdatedMar 20, 2026
Details

First State B&T Williston, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
24 Rr Avenue, Ray, ND 58849
Classic Savings Accounts
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
5650 37th Ave S, Fargo, ND 58104
Business Money Market Savings
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$1,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
5650 37th Ave S, Fargo, ND 58104
Money Market Savings
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$1,000 minimum opening deposit

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1006 E Main St, Mandan, ND 58554 3762
High Yield Savings
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Killdeer, North Dakota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Killdeer, North Dakota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in ND.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Killdeer, North Dakota

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in North Dakota, help your money grow faster through a higher APY.

Are savings accounts in Killdeer, North Dakota safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in North Dakota up to $250,000 per depositor, per institution.

How often do savings rates change in Killdeer, North Dakota?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local North Dakota rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Killdeer, North Dakota may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Killdeer, North Dakota?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Killdeer, North Dakota offer in-person customer service, which some customers prefer.

How do I open a savings account in Killdeer, North Dakota?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Killdeer, North Dakota

Here are recent savings rates observed in Killdeer, North Dakota and the surrounding area:
  • Service Federal Credit Union
    Deployed Warrior Savings — 10.00% APY
  • Med Park Credit Union
    Savings Account — 5.10% APY
  • First State Bank (ND)
    Vision Savings — 3.80% APY
  • Bell Bank
    IRA Variable Rate Savings — 3.56% APY
  • Capital Credit Union
    Growth Savings — 3.04% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Killdeer, North Dakota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026