Barnegat, New Jersey (NJ) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Barnegat, New Jersey and the surrounding area include PNC BankPNC Bank849 W Bay Ave, Barnegat, NJ 08005A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Fulton BankFulton Bank870 W Bay Ave, Barnegat, NJ 08005A+5.0 ★Texas Ratio: 4.98% Health Savings Account at 0.07% APY, Wells FargoWells Fargo242 S Main St, Barnegat, NJ 08005A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, Apple Bank for SavingsApple Bank for Savings99 Wood Ave S, Iselin, NJ 08830A+5.0 ★Texas Ratio: 1.54% SmartStart Savings for Young Adults at 5.00% APY, and Andrews Federal Credit UnionAndrews Federal Credit Union2200 Mount Holly Rd, Burlington, NJ 08016A5.0 ★Texas Ratio: 11.92% Online Savings Account at 5.00% APY. Savings rates as of April 2, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Barnegat, New Jersey, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Barnegat, New Jersey (NJ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Barnegat, New Jersey and the surrounding area. Last Updated and Verified: April 2, 2026
Compare the Best Savings Rates in Barnegat, New Jersey & Surrounding Communities
$14,999.01 +
$4,999.01 - $14,999
$999.01 - $4,999
$100 - $999
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Balances $0.00 - $1,000.00
Qualifying balance up to $10,000.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifications Required: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements; Qualifying balance up to $5,000.00; Monthly fee for Advantage Banking - $10 can be avoided by doing the following: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements
Qualifying balance up to $10,000; for one year!
Qualifying balance up to $5,000.00
Qualifications Required: direct deposits totaling $1,000 or more monthly; 10 (ten) or more Point-of-Sale (POS) Debit Card transactions monthly; Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Interest earned on all balances; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Earn $3005 when you deposit $15,000 or more in new money while earning a highly competitive blended rate.; Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Qualifying balance up to $1,000.00
Earns 3.75% APY2 on balances up to $15,000
New Money Only
Terms and Conditions apply.
Interest Compounded Daily | Posted Monthly
Simple Banking Program
Qualifications Required; Qualifying balance up to $100,000.00
Qualifications Required
Qualifying balance up to $1,000,000
$1,000 - $99,999.99
$1,000 - $99,999.99
Qualifying balance up to $10,000.00
$5 minimum balance to open
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Barnegat, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Barnegat, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Barnegat, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Barnegat, New Jersey safe?
How often do savings rates change in Barnegat, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Barnegat, New Jersey?
How do I open a savings account in Barnegat, New Jersey?
Best Savings Rates in Barnegat, New Jersey
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Fulton Bank
Health Savings Account — 0.07% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Apple Bank for Savings
SmartStart Savings for Young Adults — 5.00% APY - Andrews Federal Credit Union
Online Savings Account — 5.00% APY
