Nevada (NV) Savings Rates - April 2026
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Brian McKay
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Nevada include First Foundation BankFirst Foundation Bank6725 Via Austi Pkwy, Las Vegas, NV 89119A+5.0 ★Texas Ratio: 1.45% Online Savings at 3.75% APY, Royal Business BankRoyal Business Bank3919 Spring Mountain Rd, Las Vegas, NV 89102A5.0 ★Texas Ratio: 6.64% New Year Flexible Savings Account at 3.75% APY, Boulder Dam Credit UnionBoulder Dam Credit Union530 AVENUE G, BOULDER CITY, NV 89005A+5.0 ★Texas Ratio: 0.16% IRA Savings at 3.04% APY, American First National BankAmerican First National Bank1600 S State Hwy 373, Amargosa Valley, NV 89020A5.0 ★Texas Ratio: 6.60% VIP savings account at 3.00% APY, and Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL2651 Paseo Verde Pkwy, Henderson, NV 89074A5.0 ★Texas Ratio: 8.23% High Yield Savings Plus at 3.00% APY. Savings rates as of April 2, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Nevada compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Nevada (NV) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Nevada and the surrounding area. Last Updated and Verified: April 2, 2026
Compare the Best Savings Rates in Nevada
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
6725 Via Austi Pkwy, Las Vegas, NV 89119
Online Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
3919 Spring Mountain Rd, Las Vegas, NV 89102
New Year Flexible Savings Account
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Terms and Conditions apply.
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV 89005
IRA Savings
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
American First National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
1600 S State Hwy 373, Amargosa Valley, NV 89020
VIP savings account
3.00%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 24, 2026
Details
guaranteed through June 30, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV 89074
High Yield Savings Plus
3.00%
$100,000
▼
Rate0.00%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
$1,000 bonus
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV 89128
SafeGuard Savings, Municipal
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV 89128
SafeGuard Savings, Consumer
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV 89005
Secondary Savings
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV 89005
Primary Savings
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV 89074
High-Yield Savings
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV 89128
Rainy Day Savings
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
On balances above $25,000 and up to $50,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV 89128
Rainy Day Savings
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
On balances up to $25,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV 89128
SafeGuard Savings, Business
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV 89113
IRA Shares
1.25%
$100,000
▼
Rate0.00%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
667 S Maine St, Fallon, NV 89406 3801
Savings Account
1.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Over $100,000
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
210 Front Street, Caliente, NV 89008
IRA SAVINGS ACCOUNT
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV 89523
Health Savings Account (HSA)
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Minimum opening deposit of $50.00 required.
Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
667 S Maine St, Fallon, NV 89406 3801
Savings Account
0.80%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$50,000-$100,000
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV 89113
IRA Shares
0.75%
$25,000
▼
Rate0.00%
Min Deposit$25,000
Min Balance—
UpdatedMar 29, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV 89523
Health Savings Account (HSA)
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Minimum opening deposit of $50.00 required.
Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
667 S Maine St, Fallon, NV 89406 3801
Savings Account
0.65%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$25,000-$50,000
Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
667 S Maine St, Fallon, NV 89406 3801
Savings Account
0.55%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Up to $25,000
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
210 Front Street, Caliente, NV 89008
HEALTH SAVINGS ACCOUNT
0.50%
$50
▼
Rate0.50%
Min Deposit$50
Min Balance—
UpdatedMar 28, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV 89523
Health Savings Account (HSA)
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Minimum opening deposit of $50.00 required.
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV 89113
IRA Shares
0.50%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
210 Front Street, Caliente, NV 89008
IRA SAVINGS ACCOUNT
0.50%
$200
▼
Rate0.50%
Min Deposit$200
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $9,999.99
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
210 Front Street, Caliente, NV 89008
VARIABLE RATE SAVINGS ACCOUNT
0.50%
$50
▼
Rate0.50%
Min Deposit$50
Min Balance—
UpdatedMar 28, 2026
Details
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Holiday Savings
0.50%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedApr 2, 2026
Details
$10 minimum to earn APY.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Money Market Savings
0.50%
$2,500
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details
$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Coverdell Educational Savings (formerly Education IRA)
0.35%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedApr 2, 2026
Details
$10 minimum to open; no minimum to earn APY.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
IRA Savings Account (Traditional, Roth and Coverdell)
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Money Market Savings
0.25%
$2,500
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details
$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV 89523
Health Savings Account (HSA)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Minimum opening deposit of $50.00 required.
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
4299 E Sunset Rd, Henderson, NV 89014
Health Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
4299 E Sunset Rd, Henderson, NV 89014
Holiday Club Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Qualifying balance up to $9,999.99
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
4299 E Sunset Rd, Henderson, NV 89014
HSA Checking (Health Savings Accounts)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
6100 Neil Rd Ste 150, Reno, NV 89511
Regular Shares
0.14%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business Money Market Savings
0.10%
$5,000
▼
Rate0.10%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Gold Money Market Savings
0.10%
$5,000
▼
Rate0.10%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Gold Money Market Savings
0.09%
$5,000
▼
Rate0.09%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business Money Market Savings
0.08%
$5,000
▼
Rate0.08%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Gold Money Market Savings
0.08%
$5,000
▼
Rate0.08%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Gold Money Market Savings
0.06%
$5,000
▼
Rate0.06%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business Money Market Savings
0.06%
$5,000
▼
Rate0.06%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV 89521
Performance Checking & Health Savings Account [HSA] Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$100 Minimum Initial Deposit; E-Option
Cathay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6110 Spring Mountain Rd, Las Vegas, NV 89146
Student Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 25, 2026
Details
Cathay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6110 Spring Mountain Rd, Las Vegas, NV 89146
Statement Savings
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4425 Spring Mountain Rd, Las Vegas, NV 89102
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Gold Money Market Savings
0.04%
$5,000
▼
Rate0.04%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business Money Market Savings
0.04%
$5,000
▼
Rate0.04%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Cathay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6110 Spring Mountain Rd, Las Vegas, NV 89146
Student Savings
0.03%
$10
▼
Rate0.03%
Min Deposit$10
Min Balance—
UpdatedMar 25, 2026
Details
Cathay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6110 Spring Mountain Rd, Las Vegas, NV 89146
Statement Savings
0.03%
$100
▼
Rate0.03%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Nevada directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Nevada. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Nevada
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Nevada, help your money grow faster through a higher APY.
Are savings accounts in Nevada safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nevada up to $250,000 per depositor, per institution.
How often do savings rates change in Nevada?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nevada rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Nevada may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Nevada?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Nevada offer in-person customer service, which some customers prefer.
How do I open a savings account in Nevada?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Nevada
Here are recent savings rates observed in Nevada:
- First Foundation Bank
Online Savings — 3.75% APY - Royal Business Bank
New Year Flexible Savings Account — 3.75% APY - Boulder Dam Credit Union
IRA Savings — 3.04% APY - American First National Bank
VIP savings account — 3.00% APY - Credit Union 1 Credit Union Rantoul, IL
High Yield Savings Plus — 3.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Nevada. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 2, 2026
Cities in Nevada
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