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Nebraska Savings Rate Trends

Wynot, Nebraska (NE) Savings Rates - April 2026

The best savings rates for Wynot, Nebraska and the surrounding area include Chadron Federal Credit UnionChadron Federal Credit UnionA-5.0 ★Texas Ratio: 14.92% Kids Club Savings at 5.25% APY, I3 BankI3 BankA5.0 ★Texas Ratio: 7.81% SuperSaver Kids Club Savings at 5.00% APY, Lincoln FSB of NebraskaLincoln FSB of NebraskaA+5.0 ★Texas Ratio: 1.59% Premier Savings at 3.55% APY, First Bank and Trust of FullertonFirst Bank and Trust of FullertonA+5.0 ★Texas Ratio: 0.00% IRA Savings at 3.49% APY, and Archer Cooperative Credit UnionArcher Cooperative Credit UnionB+4.8 ★Texas Ratio: 17.60% Junior Growers Savings Account at 3.03% APY.

Wynot is a smaller community with no bank or credit union branches currently in our database. 49 institutions serving the Nebraska area are available to Wynot residents, with savings rates as high as 5.25% APY from Chadron Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Wynot, Nebraska and the surrounding area. Last Updated and Verified: April 4, 2026

Compare the Best Savings Rates in Wynot, Nebraska & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
Kids Club Savings
5.25%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $500.00

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
SuperSaver Kids Club Savings
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Premier Savings
3.55%
$50
Rate3.49%
Min Deposit$50
Min Balance
UpdatedApr 3, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Savings
3.49%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Premier Savings
3.05%
$50
Rate3.01%
Min Deposit$50
Min Balance
UpdatedApr 3, 2026
Details

Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
Junior Growers Savings Account
3.03%
$5
Rate3.00%
Min Deposit$5
Min Balance
UpdatedApr 2, 2026
Details

For Kids 12 & Under $5.00 Minimum Deposit

Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
Teens Club Savings
3.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
Youth Savings Accounts
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Benefit from special promotions just for young savers; Pick a prize with each deposit of $1.00 or more

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Business Savings
3.00%
$10,000
Rate2.96%
Min Deposit$10,000
Min Balance
UpdatedApr 3, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Money Market Savings
2.75%
$10
Rate2.72%
Min Deposit$10
Min Balance
UpdatedApr 3, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Money Market Savings Account
2.75%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedApr 3, 2026
Details

Earn interest on all balances: 2.75% APY* on balances over $90,000.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
Premium Online Savings Account
2.70%
$0
Rate2.67%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$5 minimum balance to open

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Premier Savings
2.55%
$50
Rate2.52%
Min Deposit$50
Min Balance
UpdatedApr 3, 2026
Details

Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
Education Savings Account
2.52%
$25
Rate2.50%
Min Deposit$25
Min Balance
UpdatedApr 3, 2026
Details

$25 minimum to open

Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
HEALTH SAVINGS ACCOUNTS (HSA)
2.35%
$0
Rate2.32%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Health Savings Account (HSA)
2.25%
$50
Rate2.23%
Min Deposit$50
Min Balance
UpdatedApr 3, 2026
Details

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Savings Accounts
2.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
IRA Savings
2.17%
$1
Rate2.15%
Min Deposit$1
Min Balance
UpdatedApr 3, 2026
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
IRA Savings
2.12%
$1
Rate2.10%
Min Deposit$1
Min Balance
UpdatedApr 3, 2026
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
IRA Savings
2.09%
$1
Rate2.07%
Min Deposit$1
Min Balance
UpdatedApr 3, 2026
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
IRA Savings
2.07%
$1
Rate2.05%
Min Deposit$1
Min Balance
UpdatedApr 3, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Health Savings Account
2.05%
$0
Rate2.03%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

FirstBank of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
IRA Savings Account
2.02%
$100
Rate2.00%
Min Deposit$100
Min Balance
UpdatedApr 4, 2026
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
IRA Savings
2.01%
$1
Rate2.00%
Min Deposit$1
Min Balance
UpdatedApr 3, 2026
Details

Flatwater Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
Highyield savings
2.00%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Required: CashBack Checking or HighYield Checking account qualifications are met during a Monthly Qualification Cycle; Qualifying balance up to $100,000

Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
Liberty+ Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $0.01

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
Money Market Plus Savings Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Savings Accounts
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Great Plains State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
Health Savings Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Health Savings Account (HSA)
2.00%
$50
Rate1.98%
Min Deposit$50
Min Balance
UpdatedApr 3, 2026
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Savings Account
2.00%
$100
Rate1.98%
Min Deposit$100
Min Balance
UpdatedApr 2, 2026
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
First Rate Savings
2.00%
$100
Rate1.98%
Min Deposit$100
Min Balance
UpdatedApr 2, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Premier Savings
2.00%
$50
Rate1.98%
Min Deposit$50
Min Balance
UpdatedApr 3, 2026
Details

Great Plains State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
Health Savings Account
1.93%
$0
Rate1.91%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
HEALTH SAVINGS ACCOUNTS (HSA)
1.90%
$0
Rate1.88%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Great Plains State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
Health Savings Account
1.85%
$0
Rate1.83%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Passbook Savings Account
1.81%
$0
Rate1.80%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Treasury Savings
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Youth Savings
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
IRA Variable Rate Savings Account
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
Money Market Plus Savings Account
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
Health Savings Account (HSA)
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
IRA Shares
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Savings Accounts
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
Money Market Plus Savings Account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Money Market Savings - Tier V
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Savings Accounts
1.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
Money Market Plus Savings Account
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Wynot, NE Savings Rate Trends

Compare local Wynot, NE savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nebraska Savings Trends →
High-Yield Savings — NE Avg
1.999%
▲ 1.826 vs 7 days ago

Nebraska high-yield savings rates rose 1.826 points over the past 7 days to 1.999% APY, up from 0.173%.

Standard Savings — NE Avg
0.614%
▼ 0.051 vs 7 days ago

Nebraska standard savings rates fell 0.051 points over the past 7 days to 0.614% APY, down from 0.665%.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Wynot, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wynot, Nebraska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Wynot, Nebraska

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Nebraska, help your money grow faster through a higher APY.

Are savings accounts in Wynot, Nebraska safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nebraska up to $250,000 per depositor, per institution.

How often do savings rates change in Wynot, Nebraska?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nebraska rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Wynot, Nebraska may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Wynot, Nebraska?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Wynot, Nebraska offer in-person customer service, which some customers prefer.

How do I open a savings account in Wynot, Nebraska?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Wynot, Nebraska

Here are recent savings rates observed in Wynot, Nebraska and the surrounding area:
  • Chadron Federal Credit Union
    Kids Club Savings — 5.25% APY
  • I3 Bank
    SuperSaver Kids Club Savings — 5.00% APY
  • Lincoln FSB of Nebraska
    Premier Savings — 3.55% APY
  • First Bank and Trust of Fullerton
    IRA Savings — 3.49% APY
  • Archer Cooperative Credit Union
    Junior Growers Savings Account — 3.03% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Wynot, Nebraska. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026