Willard, Missouri (MO) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Willard, Missouri and the surrounding area include Freedom Bank of Southern MissouriFreedom Bank of Southern Missouri502 State Highway Ab, Willard, MO 65781A+5.0 ★Texas Ratio: 4.04% Minor Savings at 0.40% APY, Mid-Missouri BankMid-Missouri Bank306 Procter Rd, Willard, MO 65781A+5.0 ★Texas Ratio: 0.74% Savings Account at 0.03% APY, Commerce Bank Kansas City, MOCommerce Bank Kansas City, MO203 W Jackson St, Willard, MO 65781A+5.0 ★Texas Ratio: 1.37% myRewards Savings at 0.01% APY, Neighbors Credit UnionNeighbors Credit UnionA5.0 ★Texas Ratio: 8.62% SMART Savings at 10.00% APY, and Infuze Credit UnionInfuze Credit UnionA+5.0 ★Texas Ratio: 4.06% Share Savings Account at 5.01% APY.
Willard has 4 local institutions in our database, with savings rates as high as 0.40% APY from Freedom Bank of Southern Missouri at 502 State Highway Ab, Willard, MO 65781. Use the table below to compare all available offers, including options from institutions serving the broader Missouri area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Willard, Missouri and the surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Savings Rates in Willard, Missouri & Surrounding Communities
Qualifying balance up to $1,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $500.00
Qualifying balance up to $15,000.00; Link a High-Rate Checking account, meet transaction requirements, and pay $0 monthly fees.
Qualifications Required: 10 debit card purchases post and settle (excluding ATM transactions); one automatic payment or direct deposit post and settle; Be enrolled in and agree to receive E-Statements; Qualifying balance up to $10,000
Prizes for deposits over $10; Annual birthday surprise
Qualifying balance up to $5,000.00
Qualifications Required; Qualifying balance up to $2,500.00
Qualifying balance up to $250,000.00
Qualifying balance up to $500.00
Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.
Qualifying balance up to $50,000.00
Qualifying balance up to $2,500.00
Earn $5.00 Quarterly with a deposit of at least $25.00; Qualifying balance up to $2,500.00
Qualifying balance up to $10,000
Quarter ending March 31, 2026
Rates effective as of 10/14/2025
on balances up to 1,499,999.
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $50,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $50,000.00
All Balances
Qualifying balance up to $100,000
On balances above $25,000 and up to $50,000
Qualifying balance up to $25,000.00; Qualifications Required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Willard, MO Savings Rate Trends
Compare local Willard, MO savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri high-yield savings rates rose 0.783 points over the past 7 days to 1.999% APY, up from 1.216%.
Missouri standard savings rates fell 0.051 points over the past 7 days to 0.595% APY, down from 0.646%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Willard, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Willard, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Willard, Missouri
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Willard, Missouri safe?
How often do savings rates change in Willard, Missouri?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Willard, Missouri?
How do I open a savings account in Willard, Missouri?
Best Savings Rates in Willard, Missouri
- Freedom Bank of Southern Missouri
Minor Savings — 0.40% APY - Mid-Missouri Bank
Savings Account — 0.03% APY - Commerce Bank Kansas City, MO
myRewards Savings — 0.01% APY - Neighbors Credit Union
SMART Savings — 10.00% APY - Infuze Credit Union
Share Savings Account — 5.01% APY
