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Minnesota (MN) Savings Rates - April 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Savings Rates Last Updated and Verified: April 4, 2026

The best savings rates for Minnesota include Fidelity Bank & Trust (IA)Fidelity Bank & Trust (IA)205 Main St, Frost, MN 56033A+5.0 ★Texas Ratio: 1.72% Snap $tack Savings at 5.12% APY, Genisys Credit UnionGenisys Credit Union3300 Central Park Village Dr, Eagan, MN 55121 7707A+5.0 ★Texas Ratio: 5.03% High Yield Youth Savings at 5.12% APY, West Metro Schools Credit UnionWest Metro Schools Credit Union1001 Highway 7, Hopkins, MN 55305A5.0 ★Texas Ratio: 7.84% Holiday Savings at 5.00% APY, Grand Rapids SBGrand Rapids SB523 Nw 1st Ave, Grand Rapids, MN 55744A5.0 ★Texas Ratio: 9.12% Education Savings at 4.33% APY, and Ultima Bank MinnesotaUltima Bank Minnesota9 W Minnesota Ave, Winger, MN 56592A+5.0 ★Texas Ratio: 4.29% SMART Savings at 4.32% APY. Savings rates as of April 4, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Minnesota compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Minnesota (MN) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Minnesota and the surrounding area. Last Updated and Verified: April 4, 2026

Compare the Best Savings Rates in Minnesota

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
205 Main St, Frost, MN 56033
Snap $tack Savings
5.12%
$1,000
View
▼
Rate5.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $5,000.00

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN 55121 7707
High Yield Youth Savings
5.12%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Qualifying balance up to $500.00

West Metro Schools Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.84%
1001 Highway 7, Hopkins, MN 55305
Holiday Savings
5.00%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

max $300 deposit per month

Grand Rapids SB
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
523 Nw 1st Ave, Grand Rapids, MN 55744
Education Savings
4.33%
$0
View
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
9 W Minnesota Ave, Winger, MN 56592
SMART Savings
4.32%
$0
View
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
920 Main St E, Sleepy Eye, MN 56085 4380
EzMoney Savings
4.07%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Qualifying balance up to $5,000.00

Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
920 Main St E, Sleepy Eye, MN 56085 4380
EzMoney Savings+
4.07%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
60 Plato Blvd E, Saint Paul, MN 55107
Little Drake Savings
4.07%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Qualifying balance up to $1,000.00

Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
60 Plato Blvd E, Saint Paul, MN 55107
Investor Savings
3.92%
$0
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

FSB of Rosemount
Institution Rating:
F2.5 ★Texas Ratio: 45.47%
3025 145th St W, Rosemount, MN 55068
Elite Savings
3.82%
$25,000
View
▼
Rate3.75%
Min Deposit$25,000
Min Balance—
UpdatedApr 3, 2026
Details

FSB of Rosemount
Institution Rating:
F2.5 ★Texas Ratio: 45.47%
3025 145th St W, Rosemount, MN 55068
Elite Business Savings
3.82%
$25,000
View
▼
Rate3.75%
Min Deposit$25,000
Min Balance—
UpdatedApr 3, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN 55121 7707
Business High Yield Savings Account
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
9 W Minnesota Ave, Winger, MN 56592
UBM Direct Savings
3.75%
$1,000,000
View
▼
Rate3.69%
Min Deposit$1,000,000
Min Balance—
UpdatedApr 3, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1650 Lake St S, Forest Lake, MN 55025
High-Yield Savings
3.60%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Contact your local banker for more details!

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
IRA Variable Rate Savings
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
325 S Broad St, Mankato, MN 56001
High-Yield Savings
3.55%
$5,000
View
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
Peoples Preferred Savings
3.51%
$1,000
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
Luminate Radiant Savings
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

(Personal & Business)

Fairmont School Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
110 Eltinge Pl, Fairmont, MN 56031 3423
Share Savings Account
3.50%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

At the December board meeting, it was voted by the board to raise our dividend rate to 3.50%.

First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
730 Forest Ave E, Mora, MN 55051
Platinum Savings
3.43%
$0
View
▼
Rate3.38%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
130 23rd Ave SW, Rochester, MN 55902
Premium Money Market Savings
3.40%
$1,000,000
View
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMar 27, 2026
Details

South Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
2573 Credit Union Dr, PRIOR LAKE, MN 55372
Money Market Savings
3.40%
$2,500
View
▼
Rate3.36%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
High Yield Savings Account
3.40%
$75,000
View
▼
Rate0.00%
Min Deposit$75,000
Min Balance—
UpdatedMar 28, 2026
Details

APY accurate as of 1/1/2026 and may change after account opening. Opening balance of High Yield Savings Account is $75,000. High Yield Savings Account (HYSA)

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
High Yield Savings
3.40%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
Estate Savings
3.39%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
60 Plato Blvd E, Saint Paul, MN 55107
Investor Savings
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Border Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
123 Main St S, Clearbrook, MN 56634
Limited Edition Savings Account
3.30%
$50
View
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedApr 2, 2026
Details

Qualifying balance up to $25,000.00

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
High Yield Savings
3.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2350 Fairview Ave N, Roseville, MN 55113
PNC High Yield Savings®
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Ideal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN 55125 9201
High Yield Savings
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
Peoples Preferred Savings
3.20%
$1,000
View
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
730 Forest Ave E, Mora, MN 55051
Platinum Savings
3.14%
$0
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Ideal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN 55125 9201
High Yield Savings
3.10%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
130 23rd Ave SW, Rochester, MN 55902
Premium Money Market Savings
3.05%
$750,000
View
▼
Rate3.02%
Min Deposit$750,000
Min Balance—
UpdatedMar 27, 2026
Details

Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
12080 73rd Ave N, Maple Grove, MN 55369
MONEY MARKET SAVINGS
3.04%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
1501 Adams St, Mankato, MN 56001
Money Market Savings
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
Elite Money Market Savings*
3.01%
$0
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8111 Lyndale Ave S, Bloomington, MN 55420
IRA SAVINGS (Traditional, Roth, or Educational)
3.00%
$2,500
View
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMar 29, 2026
Details

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
Youth Education Savings (YES) Account
3.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Qualifying balance up to $500.00

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN 55121 7707
Business High Yield Savings Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN 55311 1565
SafeGuard Savings, Municipal
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN 55311 1565
SafeGuard Savings, Consumer
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN 55426
eSavings^ - Introductory Rate
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Qualifications Required: monthly direct deposit; Balances above $10,000 will earn the going rate on the Secondary Savings, currently 0.10% APY.

SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN 55426
eSavings
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Qualifications Required: 50 minimum direct deposit per month; enroll in online banking; Intro rate expires: 24; Qualifying balance up to $10,000.00

Ideal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN 55125 9201
High Yield Savings
3.00%
$0
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
YES (Youth Education Savings)
3.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Qualifying balance up to $500.00

TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN 55369
TopLine Savings
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
Youth Savings
3.00%
$0
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Qualifying balance up to $2,000.00

Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
Luminate Brighter Savings
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

(Personal)

Bonanza Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
147 Central Ave S, Brooten, MN 56316
Christmas Club Savings
3.00%
$0
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Bonanza Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
147 Central Ave S, Brooten, MN 56316
Tiered Savings
3.00%
$0
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN 55309 4653
High Yield Savings Plus
3.00%
$100,000
View
▼
Rate0.00%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details

$1,000 bonus

Stearns Bank National Association
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
600 Hillside Ave Sw, Pine City, MN 55063
Above the Norm Personal Market Savings
2.99%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Stearns Bank Holdingford
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
580 Main St, Holdingford, MN 56340
Above The Norm Personal Market Savings
2.99%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Grow your money

Stearns Bank Upsala N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
105 S Main St, Upsala, MN 56384
Above the Norm Personal Market Savings
2.99%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Grow your money

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
325 S Broad St, Mankato, MN 56001
High-Yield Savings
2.98%
$5,000
View
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
60 Plato Blvd E, Saint Paul, MN 55107
Investor Savings
2.94%
$0
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
130 23rd Ave SW, Rochester, MN 55902
Premium Money Market Savings
2.90%
$500,000
View
▼
Rate2.87%
Min Deposit$500,000
Min Balance—
UpdatedMar 27, 2026
Details

Riverview Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN 55075 2421
Premium Money Market Savings
2.90%
$0
View
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

($25,000 minimum balance requirement to obtain APR/APY)

TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN 55369
TopLine Savings
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Minnesota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Minnesota

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Minnesota, help your money grow faster through a higher APY.

Are savings accounts in Minnesota safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Minnesota up to $250,000 per depositor, per institution.

How often do savings rates change in Minnesota?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Minnesota rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Minnesota may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Minnesota?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Minnesota offer in-person customer service, which some customers prefer.

How do I open a savings account in Minnesota?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Minnesota

Here are recent savings rates observed in Minnesota:
  • Fidelity Bank & Trust (IA)
    Snap $tack Savings — 5.12% APY
  • Genisys Credit Union
    High Yield Youth Savings — 5.12% APY
  • West Metro Schools Credit Union
    Holiday Savings — 5.00% APY
  • Grand Rapids SB
    Education Savings — 4.33% APY
  • Ultima Bank Minnesota
    SMART Savings — 4.32% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Minnesota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026

Minnesota Rates & Resources

$
Minnesota CD Rates
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Minnesota Money Market Rates
$
Minnesota Checking Rates
$
Minnesota Mortgage Rates
$
Minnesota Auto Loan Rates
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Minnesota Personal Loan Rates

Cities in Minnesota

  • Acton
  • Ada
  • Adams
  • Adolph
  • Adrian
  • Afton
  • Ah Gwah Ching
  • Aitkin
  • Akeley
  • Albany
  • Albert Lea
  • Alberta
  • Albertville
  • Alborn
  • Alden
  • Aldrich
  • Alexandria
  • Almelund
  • Alpha
  • Altura
  • Alvarado
  • Amboy
  • Andover
  • Angle Inlet
  • Angora
  • Angus
  • Annandale
  • Anoka
  • Appleton
  • Arco
  • Argyle
  • Arlington
  • Ashby
  • Askov
  • Atwater
  • Audubon
  • Aurora
  • Austin
  • Avoca
  • Avon
  • Babbitt
  • Backus
  • Badger
  • Bagley
  • Baker
  • Balaton
  • Barnesville
  • Barnum
  • Barrett
  • Barry
  • Battle Lake
  • Baudette
  • Baxter
  • Bayport
  • Beardsley
  • Beaver Bay
  • Beaver Creek
  • Becker
  • Bejou
  • Belgrade
  • Belle Plaine
  • Bellingham
  • Beltrami
  • Belview
  • Bemidji
  • Bena
  • Benedict
  • Benson
  • Bertha
  • Bethel
  • Big Falls
  • Big Lake
  • Bigelow
  • Bigfork
  • Bingham Lake
  • Birchdale
  • Bird Island
  • Biwabik
  • Blackduck
  • Blomkest
  • Blooming Prairie
  • Blue Earth
  • Bluffton
  • Bock
  • Borup
  • Bovey
  • Bowlus
  • Bowstring
  • Boyd
  • Braham
  • Brainerd
  • Brandon
  • Breckenridge
  • Brewster
  • Bricelyn
  • Brimson
  • Britt
  • Brook Park
  • Brooks
  • Brookston
  • Brooten
  • Browerville
  • Browns Valley
  • Brownsdale
  • Brownsville
  • Brownton
  • Bruno
  • Buckman
  • Buffalo
  • Buffalo Lake
  • Buhl
  • Burnsville
  • Burtrum
  • Butterfield
  • Byron
  • Caledonia
  • Callaway
  • Calumet
  • Cambridge
  • Campbell
  • Canby
  • Cannon Falls
  • Canton
  • Canyon
  • Carlos
  • Carlton
  • Carver
  • Cass Lake
  • Castle Rock
  • Cedar
  • Center City
  • Ceylon
  • Champlin
  • Chandler
  • Chanhassen
  • Chaska
  • Chatfield
  • Chisago City
  • Chisholm
  • Chokio
  • Circle Pines
  • Clara City
  • Claremont
  • Clarissa
  • Clark
  • Clarkfield
  • Clarks Grove
  • Clear Lake
  • Clearbrook
  • Clearwater
  • Clements
  • Cleveland
  • Climax
  • Clinton
  • Clitherall
  • Clontarf
  • Cloquet
  • Cohasset
  • Cokato
  • Cold Spring
  • Coleraine
  • Collegeville
  • Cologne
  • Comfrey
  • Comstock
  • Conger
  • Cook
  • Correll
  • Cosmos
  • Cottage Grove
  • Cotton
  • Cottonwood
  • Courtland
  • Crane Lake
  • Cromwell
  • Crookston
  • Crosby
  • Crosslake
  • Crystal Bay
  • Currie
  • Cushing
  • Cyrus
  • Dakota
  • Dalbo
  • Dalton
  • Danube
  • Danvers
  • Darfur
  • Darwin
  • Dassel
  • Dawson
  • Dayton
  • Deer Creek
  • Deer River
  • Deerwood
  • Delano
  • Delavan
  • Dennison
  • Dent
  • Detroit Lakes
  • Dexter
  • Dilworth
  • Dodge Center
  • Donaldson
  • Donnelly
  • Dover
  • Dovray
  • Duluth
  • Dumont
  • Dundas
  • Dunnell
  • Eagle Bend
  • Eagle Lake
  • East Grand Forks
  • Easton
  • Echo
  • Eden Prairie
  • Eden Valley
  • Edgerton
  • Effie
  • Eitzen
  • Elbow Lake
  • Elgin
  • Elizabeth
  • Elk River
  • Elko
  • Elkton
  • Ellendale
  • Elrosa
  • Ely
  • Elysian
  • Embarrass
  • Emily
  • Emmons
  • Erhard
  • Erskine
  • Esko
  • Essig
  • Euclid
  • Evansville
  • Eveleth
  • Excelsior
  • Eyota
  • Fairfax
  • Fairmont
  • Faribault
  • Farmington
  • Farwell
  • Federal Dam
  • Felton
  • Fergus Falls
  • Fertile
  • Fifty Lakes
  • Finland
  • Finlayson
  • Fisher
  • Fleming
  • Flensburg
  • Flom
  • Floodwood
  • Florence
  • Foley
  • Forbes
  • Forest Lake
  • Foreston
  • Fort Ripley
  • Fosston
  • Fountain
  • Foxhome
  • Franklin
  • Frazee
  • Freeborn
  • Freeport
  • Frontenac
  • Frost
  • Fulda
  • Garden City
  • Garfield
  • Garrison
  • Garvin
  • Gary
  • Gatzke
  • Gaylord
  • Geneva
  • Georgetown
  • Ghent
  • Gibbon
  • Gilbert
  • Gilman
  • Glencoe
  • Glenville
  • Glenwood
  • Glyndon
  • Gonvick
  • Good Thunder
  • Goodhue
  • Goodland
  • Goodridge
  • Graceville
  • Graham Lakes
  • Granada
  • Grand Marais
  • Grand Meadow
  • Grand Portage
  • Grand Rapids
  • Grandy
  • Granite Falls
  • Grasston
  • Green Isle
  • Greenbush
  • Greenwald
  • Grey Eagle
  • Grove City
  • Grygla
  • Gully
  • Hackensack
  • Hallock
  • Halma
  • Halstad
  • Hamburg
  • Hamel
  • Hampton
  • Hancock
  • Hanley Falls
  • Hanover
  • Hanska
  • Hardwick
  • Harmony
  • Harris
  • Hartland
  • Hastings
  • Hawick
  • Hawley
  • Hayfield
  • Hayward
  • Hector
  • Henderson
  • Hendricks
  • Hendrum
  • Henning
  • Henriette
  • Herman
  • Heron Lake
  • Hewitt
  • Hibbing
  • Hill City
  • Hillman
  • Hills
  • Hinckley
  • Hines
  • Hitterdal
  • Hoffman
  • Hokah
  • Holdingford
  • Holland
  • Hollandale
  • Holloway
  • Holmes City
  • Holyoke
  • Homer
  • Hope
  • Hopkins
  • Houston
  • Hovland
  • Howard Lake
  • Hoyt Lakes
  • Hugo
  • Humboldt
  • Huntley
  • Hutchinson
  • Ihlen
  • International Falls
  • Inver Grove Heights
  • Iona
  • Iron
  • Ironton
  • Isabella
  • Isanti
  • Isle
  • Itasca
  • Ivanhoe
  • Jackson
  • Jacobson
  • Janesville
  • Jasper
  • Jeffers
  • Jenkins
  • Jordan
  • Kanaranzi
  • Kandiyohi
  • Karlstad
  • Kasota
  • Kasson
  • Keewatin
  • Kelliher
  • Kellogg
  • Kennedy
  • Kenneth
  • Kensington
  • Kent
  • Kenyon
  • Kerkhoven
  • Kerrick
  • Kettle River
  • Kiester
  • Kilkenny
  • Kimball
  • Kinney
  • Knife River
  • Kroschel
  • La Crescent
  • La Salle
  • Lafayette
  • Lake Benton
  • Lake Bronson
  • Lake City
  • Lake Crystal
  • Lake Elmo
  • Lake Eunice
  • Lake George
  • Lake Hubert
  • Lake Lillian
  • Lake Park
  • Lake Wilson
  • Lakefield
  • Lakeland
  • Lakeville
  • Lamberton
  • Lancaster
  • Lanesboro
  • Lansing
  • Laporte
  • Lastrup
  • Le Center
  • Le Roy
  • Le Sueur
  • Lengby
  • Leonard
  • Leota
  • Lester Prairie
  • Lewiston
  • Lewisville
  • Lindstrom
  • Lismore
  • Litchfield
  • Little Falls
  • Littlefork
  • Loman
  • Long Lake
  • Long Prairie
  • Longville
  • Lonsdale
  • Loretto
  • Lowry
  • Lucan
  • Lutsen
  • Luverne
  • Lyle
  • Lynd
  • Madelia
  • Madison
  • Madison Lake
  • Magnolia
  • Mahnomen
  • Makinen
  • Manchester
  • Mankato
  • Mantorville
  • Maple Lake
  • Maple Plain
  • Mapleton
  • Marble
  • Marcell
  • Margie
  • Marietta
  • Marine On Saint Croix
  • Marshall
  • Max
  • Mayer
  • Maynard
  • Mazeppa
  • McGrath
  • Mcgregor
  • Mcintosh
  • McKinley
  • Meadowlands
  • Medford
  • Melrose
  • Melrude
  • Menahga
  • Mendota
  • Mentor
  • Merrifield
  • Middle River
  • Milaca
  • Milan
  • Millville
  • Milroy
  • Miltona
  • Minneapolis
  • Minneota
  • Minnesota City
  • Minnesota Lake
  • Minnetonka
  • Minnetonka Beach
  • Mizpah
  • Montevideo
  • Montgomery
  • Monticello
  • Montrose
  • Moorhead
  • Moose Lake
  • Mora
  • Morgan
  • Morris
  • Morristown
  • Morton
  • Motley
  • Mound
  • Mount Morris
  • Mountain Iron
  • Mountain Lake
  • Murdock
  • Nashua
  • Nashwauk
  • Navarre
  • Naytahwaush
  • Nelson
  • Nerstrand
  • Nett Lake
  • Nevis
  • New Auburn
  • New Germany
  • New London
  • New Market
  • New Munich
  • New Prague
  • New Richland
  • New Ulm
  • New York Mills
  • Newfolden
  • Newport
  • Nicollet
  • Nielsville
  • Nimrod
  • Nisswa
  • Norcross
  • North Branch
  • Northfield
  • Northome
  • Northrop
  • Norwood
  • Noyes
  • Oak Island
  • Oak Park
  • Oakland
  • Odessa
  • Odin
  • Ogema
  • Ogilvie
  • Okabena
  • Oklee
  • Olivia
  • Onamia
  • Ormsby
  • Oronoco
  • Orr
  • Ortonville
  • Osage
  • Osakis
  • Oslo
  • Osseo
  • Ostrander
  • Ottertail
  • Outing
  • Owatonna
  • Palisade
  • Park Rapids
  • Parkers Prairie
  • Paynesville
  • Pease
  • Pelican Rapids
  • Pemberton
  • Pengilly
  • Pennington
  • Pennock
  • Pequot Lakes
  • Perham
  • Perley
  • Peterson
  • Pierz
  • Pillager
  • Pine City
  • Pine Island
  • Pine River
  • Pipestone
  • Plainview
  • Plato
  • Plummer
  • Ponemah
  • Ponsford
  • Porter
  • Powers
  • Preston
  • Princeton
  • Prinsburg
  • Prior Lake
  • Puposky
  • Racine
  • Randall
  • Randolph
  • Ranier
  • Ray
  • Raymond
  • Reading
  • Reads Landing
  • Red Lake Falls
  • Red Wing
  • Redby
  • Redlake
  • Redwood Falls
  • Remer
  • Renville
  • Revere
  • Rice
  • Richmond
  • Richville
  • Richwood
  • Rochert
  • Rochester
  • Rock Creek
  • Rockford
  • Rockville
  • Rogers
  • Rollingstone
  • Roosevelt
  • Roscoe
  • Rose Creek
  • Roseau
  • Rosemount
  • Rothsay
  • Round Lake
  • Royalton
  • Rush City
  • Rushford
  • Rushmore
  • Russell
  • Ruthton
  • Sabin
  • Sacred Heart
  • Saginaw
  • Saint Bonifacius
  • Saint Charles
  • Saint Clair
  • Saint Cloud
  • Saint Francis
  • Saint Hilaire
  • Saint James
  • Saint Joseph
  • Saint Martin
  • Saint Michael
  • Saint Paul
  • Saint Paul Park
  • Saint Peter
  • Saint Stephen
  • Saint Vincent
  • Salol
  • Sanborn
  • Sandstone
  • Santiago
  • Sargeant
  • Sartell
  • Sauk Centre
  • Sauk Rapids
  • Savage
  • Sawyer
  • Scandia
  • Schroeder
  • Seaforth
  • Searles
  • Sebeka
  • Shafer
  • Shakopee
  • Shelly
  • Sherburn
  • Shevlin
  • Side Lake
  • Silver Bay
  • Silver Creek
  • Silver Lake
  • Slayton
  • Sleepy Eye
  • Solway
  • Soudan
  • South Haven
  • South International Falls
  • South Saint Paul
  • Spicer
  • Spring Grove
  • Spring Lake
  • Spring Park
  • Spring Valley
  • Springfield
  • Squaw Lake
  • St. Leo
  • Stacy
  • Stanchfield
  • Staples
  • Starbuck
  • Steen
  • Stephen
  • Stewart
  • Stewartville
  • Stillwater
  • Stockton
  • Storden
  • Strandquist
  • Strathcona
  • Sturgeon Lake
  • Sunburg
  • Swan River
  • Swanville
  • Swatara
  • Swift
  • Taconite
  • Talmoon
  • Tamarack
  • Taopi
  • Taunton
  • Taylors Falls
  • Tenstrike
  • Thief River Falls
  • Tintah
  • Tofte
  • Tower
  • Tracy
  • Trail
  • Trimont
  • Trosky
  • Truman
  • Twig
  • Twin Lakes
  • Twin Valley
  • Two Harbors
  • Tyler
  • Ulen
  • Underwood
  • Upsala
  • Utica
  • Vergas
  • Vermillion
  • Verndale
  • Vernon Center
  • Vesta
  • Victoria
  • Viking
  • Villard
  • Vining
  • Virginia
  • Wabasha
  • Wabasso
  • Waconia
  • Wadena
  • Wahkon
  • Waite Park
  • Waldorf
  • Walker
  • Walnut Grove
  • Waltham
  • Wanamingo
  • Wanda
  • Wannaska
  • Warba
  • Warren
  • Warroad
  • Warsaw
  • Waseca
  • Waskish
  • Watertown
  • Waterville
  • Watkins
  • Watson
  • Waubun
  • Waverly
  • Wayzata
  • Webster
  • Welch
  • Welcome
  • Wells
  • Wendell
  • West Albany
  • West Concord
  • West Union
  • Westbrook
  • Wheaton
  • White Earth
  • Willernie
  • Williams
  • Willmar
  • Willow River
  • Wilmont
  • Wilton
  • Windom
  • Winger
  • Winnebago
  • Winona
  • Winsted
  • Winthrop
  • Winton
  • Wirt
  • Wolf Lake
  • Wolverton
  • Wood Lake
  • Woodstock
  • Worthington
  • Wrenshall
  • Wright
  • Wykoff
  • Wyoming
  • Young America
  • Zimmerman
  • Zumbro Falls
  • Zumbrota