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Minnesota Savings Rate Trends

Grygla, Minnesota (MN) Savings Rates - April 2026

The best savings rates for Grygla, Minnesota and the surrounding area include American State Bank of GryglaAmerican State Bank of Grygla102 S Main Ave, Grygla, MN 56727B+4.8 ★Texas Ratio: 17.89% High Yield Savings at 2.00% APY, Fidelity Bank & Trust (IA)Fidelity Bank & Trust (IA)A+5.0 ★Texas Ratio: 1.72% Snap $tack Savings at 5.12% APY, Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 5.03% High Yield Youth Savings at 5.12% APY, West Metro Schools Credit UnionWest Metro Schools Credit UnionA5.0 ★Texas Ratio: 7.84% Holiday Savings at 5.00% APY, and Grand Rapids SBGrand Rapids SBA5.0 ★Texas Ratio: 9.12% Education Savings at 4.33% APY.

Grygla has 1 local institution in our database, with savings rates as high as 2.00% APY from American State Bank of Grygla at 102 S Main Ave, Grygla, MN 56727. Use the table below to compare all available offers, including options from institutions serving the broader Minnesota area. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Grygla, Minnesota and the surrounding area. Last Updated and Verified: April 5, 2026

Compare the Best Savings Rates in Grygla, Minnesota & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
American State Bank of Grygla
Institution Rating:
B+4.8 ★Texas Ratio: 17.89%
102 S Main Ave, Grygla, MN 56727
High Yield Savings
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Minimum $10,000; ABOVE ACCOUNTS HAVE A VARIABLE RATE. THIS RATE MAY CHANGE AFTER ACCOUNT OPENING.

Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Snap $tack Savings
5.12%
$1,000
Rate5.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $5,000.00

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
High Yield Youth Savings
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $500.00

West Metro Schools Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.84%
Holiday Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

max $300 deposit per month

Grand Rapids SB
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
Education Savings
4.33%
$0
Rate4.25%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
SMART Savings
4.32%
$0
Rate4.25%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
EzMoney Savings+
4.07%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
EzMoney Savings
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $5,000.00

Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Little Drake Savings
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifying balance up to $1,000.00

Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Investor Savings
3.92%
$0
Rate3.85%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

FSB of Rosemount
Institution Rating:
F2.5 ★Texas Ratio: 45.47%
Elite Savings
3.82%
$25,000
Rate3.75%
Min Deposit$25,000
Min Balance
UpdatedApr 3, 2026
Details

FSB of Rosemount
Institution Rating:
F2.5 ★Texas Ratio: 45.47%
Elite Business Savings
3.82%
$25,000
Rate3.75%
Min Deposit$25,000
Min Balance
UpdatedApr 3, 2026
Details

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Estate Savings
3.81%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Business High Yield Savings Account
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
UBM Direct Savings
3.75%
$1,000,000
Rate3.69%
Min Deposit$1,000,000
Min Balance
UpdatedApr 3, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Contact your local banker for more details!

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
IRA Variable Rate Savings
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Peoples Preferred Savings
3.51%
$1,000
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedApr 3, 2026
Details

Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
Luminate Radiant Savings
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

(Personal & Business)

Fairmont School Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
Share Savings Account
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

At the December board meeting, it was voted by the board to raise our dividend rate to 3.50%.

First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Platinum Savings
3.43%
$0
Rate3.38%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
High Yield Savings Account
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$1,000,000
Rate3.36%
Min Deposit$1,000,000
Min Balance
UpdatedMar 27, 2026
Details

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
High Yield Savings
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

South Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Money Market Savings
3.40%
$2,500
Rate3.36%
Min Deposit$2,500
Min Balance
UpdatedMar 28, 2026
Details

Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Investor Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Border Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Limited Edition Savings Account
3.30%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $25,000.00

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
High Yield Savings
3.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $199,999.00

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Ideal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
High Yield Savings
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Peoples Preferred Savings
3.20%
$1,000
Rate3.15%
Min Deposit$1,000
Min Balance
UpdatedApr 3, 2026
Details

First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Platinum Savings
3.14%
$0
Rate3.10%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Ideal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
High Yield Savings
3.10%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$750,000
Rate3.02%
Min Deposit$750,000
Min Balance
UpdatedMar 27, 2026
Details

Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
MONEY MARKET SAVINGS
3.04%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Money Market Savings
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Elite Money Market Savings*
3.01%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Business High Yield Savings Account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Youth Education Savings (YES) Account
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $500.00

Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
IRA SAVINGS (Traditional, Roth, or Educational)
3.00%
$2,500
Rate2.96%
Min Deposit$2,500
Min Balance
UpdatedMar 29, 2026
Details

TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
TopLine Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
eSavings^ - Introductory Rate
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: monthly direct deposit; Balances above $10,000 will earn the going rate on the Secondary Savings, currently 0.10% APY.

SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
eSavings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: 50 minimum direct deposit per month; enroll in online banking; Intro rate expires: 24; Qualifying balance up to $10,000.00

Ideal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
High Yield Savings
3.00%
$0
Rate2.95%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
High Yield Savings Plus
3.00%
$100,000
Rate0.00%
Min Deposit$100,000
Min Balance
UpdatedMar 25, 2026
Details

$1,000 bonus

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Municipal
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Consumer
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Youth Savings
3.00%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifying balance up to $2,000.00

Bonanza Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
Christmas Club Savings
3.00%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Bonanza Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
Tiered Savings
3.00%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
Luminate Brighter Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

(Personal)

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
YES (Youth Education Savings)
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $500.00

Stearns Bank Upsala N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Above the Norm Personal Market Savings
2.99%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Grow your money

Stearns Bank National Association
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
Above the Norm Personal Market Savings
2.99%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Stearns Bank Holdingford
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Above The Norm Personal Market Savings
2.99%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Grow your money

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Premium Money Market Savings
2.90%
$500,000
Rate2.87%
Min Deposit$500,000
Min Balance
UpdatedMar 27, 2026
Details

Riverview Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Premium Money Market Savings
2.90%
$0
Rate2.87%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

($25,000 minimum balance requirement to obtain APR/APY)

TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
TopLine Savings
2.80%
$0
Rate2.76%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Grygla, MN Savings Rate Trends

Compare local Grygla, MN savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Minnesota Savings Trends →
High-Yield Savings — MN Avg
0.446%
▼ 1.279 vs 7 days ago

Minnesota high-yield savings rates fell 1.279 points over the past 7 days to 0.446% APY, down from 1.725%.

Standard Savings — MN Avg
0.916%
▲ 0.504 vs 7 days ago

Minnesota standard savings rates rose 0.504 points over the past 7 days to 0.916% APY, up from 0.412%.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Grygla, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Grygla, Minnesota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Grygla, Minnesota

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Minnesota, help your money grow faster through a higher APY.

Are savings accounts in Grygla, Minnesota safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Minnesota up to $250,000 per depositor, per institution.

How often do savings rates change in Grygla, Minnesota?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Minnesota rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Grygla, Minnesota may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Grygla, Minnesota?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Grygla, Minnesota offer in-person customer service, which some customers prefer.

How do I open a savings account in Grygla, Minnesota?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Grygla, Minnesota

Here are recent savings rates observed in Grygla, Minnesota and the surrounding area:
  • American State Bank of Grygla
    High Yield Savings — 2.00% APY
  • Fidelity Bank & Trust (IA)
    Snap $tack Savings — 5.12% APY
  • Genisys Credit Union
    High Yield Youth Savings — 5.12% APY
  • West Metro Schools Credit Union
    Holiday Savings — 5.00% APY
  • Grand Rapids SB
    Education Savings — 4.33% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Grygla, Minnesota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 5, 2026