Chaska, Minnesota (MN) Savings Rates - March 2026
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Chaska, Minnesota and the surrounding area include BankVistaBankVista1420 White Oak Dr, Chaska, MN 55318A5.0 ★Texas Ratio: 12.88% Money Market Savings at 3.04% APY, Center National BankCenter National Bank120 Pioneer Trl, Chaska, MN 55318A+5.0 ★Texas Ratio: 0.10% MONEY MARKET PLATINUM SAVINGS at 1.74% APY, Security Bank & Trust Company MNSecurity Bank & Trust Company MN1575 White Oak Dr, Chaska, MN 55318A+5.0 ★Texas Ratio: 5.01% Savings at 1.38% APY, Nicolet BankNicolet Bank706 N Walnut St, Chaska, MN 55318A+5.0 ★Texas Ratio: 2.86% Junior Savings at 1.00% APY, and Genisys Credit UnionGenisys Credit Union3300 Central Park Village Dr, Eagan, MN 55121 7707A+5.0 ★Texas Ratio: 5.03% High Yield Youth Savings at 5.12% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Chaska, Minnesota, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Chaska, Minnesota (MN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Chaska, Minnesota and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Chaska, Minnesota & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
1420 White Oak Dr, Chaska, MN 55318
Money Market Savings
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
1420 White Oak Dr, Chaska, MN 55318
Money Market Savings
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
1420 White Oak Dr, Chaska, MN 55318
Investor Savings
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Center National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
120 Pioneer Trl, Chaska, MN 55318
MONEY MARKET PLATINUM SAVINGS
1.74%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
1420 White Oak Dr, Chaska, MN 55318
Money Market Savings
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
1575 White Oak Dr, Chaska, MN 55318
Savings
1.38%
$0
▼
Rate1.37%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
1575 White Oak Dr, Chaska, MN 55318
Super Kids Savings
1.38%
$0
▼
Rate1.37%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
1575 White Oak Dr, Chaska, MN 55318
Savings
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
1575 White Oak Dr, Chaska, MN 55318
Super Kids Savings
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
1420 White Oak Dr, Chaska, MN 55318
Investor Savings
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
1420 White Oak Dr, Chaska, MN 55318
Basic Savings
1.01%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
1575 White Oak Dr, Chaska, MN 55318
Super Kids Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
1575 White Oak Dr, Chaska, MN 55318
Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
706 N Walnut St, Chaska, MN 55318
Junior Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
1575 White Oak Dr, Chaska, MN 55318
Savings
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
1575 White Oak Dr, Chaska, MN 55318
Super Kids Savings
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Center National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
120 Pioneer Trl, Chaska, MN 55318
MONEY MARKET PLATINUM SAVINGS
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
1420 White Oak Dr, Chaska, MN 55318
Money Market Savings
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
1420 White Oak Dr, Chaska, MN 55318
Investor Savings
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
1575 White Oak Dr, Chaska, MN 55318
Health Savings Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
1575 White Oak Dr, Chaska, MN 55318
Health Savings Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Center National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
120 Pioneer Trl, Chaska, MN 55318
MONEY MARKET PLATINUM SAVINGS
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
1420 White Oak Dr, Chaska, MN 55318
Money Market Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
1575 White Oak Dr, Chaska, MN 55318
Savings
0.25%
$50
▼
Rate0.25%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
1575 White Oak Dr, Chaska, MN 55318
Super Kids Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
1575 White Oak Dr, Chaska, MN 55318
Health Savings Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Center National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
120 Pioneer Trl, Chaska, MN 55318
MONEY MARKET SAVINGS
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Center National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
120 Pioneer Trl, Chaska, MN 55318
MONEY MARKET PLATINUM SAVINGS
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
706 N Walnut St, Chaska, MN 55318
Personal Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
706 N Walnut St, Chaska, MN 55318
Health Savings Account (HSA)
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN 55121 7707
High Yield Youth Savings
5.12%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $500.00
West Metro Schools Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.84%
1001 Highway 7, Hopkins, MN 55305
Holiday Savings
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
max $300 deposit per month
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
920 Main St E, Sleepy Eye, MN 56085 4380
EzMoney Savings
4.07%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $5,000.00
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
920 Main St E, Sleepy Eye, MN 56085 4380
EzMoney Savings+
4.07%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $5,000.00
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN 55121 7707
Business High Yield Savings Account
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fairmont School Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
110 Eltinge Pl, Fairmont, MN 56031 3423
Share Savings Account
3.50%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
At the December board meeting, it was voted by the board to raise our dividend rate to 3.50%.
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
High Yield Savings
3.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
High Yield Savings Account
3.40%
$75,000
▼
Rate0.00%
Min Deposit$75,000
Min Balance—
UpdatedMar 20, 2026
Details
APY accurate as of 1/1/2026 and may change after account opening. Opening balance of High Yield Savings Account is $75,000. High Yield Savings Account (HYSA)
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
2573 Credit Union Dr, PRIOR LAKE, MN 55372
Money Market Savings
3.40%
$2,500
▼
Rate3.36%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
130 23rd Ave SW, Rochester, MN 55902
Premium Money Market Savings
3.40%
$0
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
Estate Savings
3.39%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Rates as high as
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
High Yield Savings
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Rates as high as; Qualifying balance up to $199,999.00
Ideal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN 55125 9201
High Yield Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN 55125 9201
High Yield Savings
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
130 23rd Ave SW, Rochester, MN 55902
Premium Money Market Savings
3.05%
$0
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
12080 73rd Ave N, Maple Grove, MN 55369
MONEY MARKET SAVINGS
3.04%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
YES (Youth Education Savings)
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Rates as high as; Qualifying balance up to $500.00
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
Youth Education Savings (YES) Account
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $500.00
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8111 Lyndale Ave S, Bloomington, MN 55420
IRA SAVINGS (Traditional, Roth, or Educational)
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMar 22, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN 55125 9201
High Yield Savings
3.00%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN 55426
eSavings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifications Required; Qualifying balance up to $10,000.00
SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN 55426
eSavings^ - Introductory Rate
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifications Required: 50 minimum direct deposit per month; enroll in online banking; Intro rate expires: 24; Qualifying balance up to $10,000.00
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN 55311 1565
SafeGuard Savings, Consumer
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN 55311 1565
SafeGuard Savings, Municipal
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN 55121 7707
Business High Yield Savings Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Chaska, MN Savings Rate Trends
Compare local Chaska, MN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — MN Avg
1.186%
▲ 0.348 from last week
Minnesota high-yield savings rates rose 0.348 points this week to 1.186% APY, up from 0.838% last week.
Standard Savings — MN Avg
0.409%
▼ 0.028 from last week
Minnesota standard savings rates fell 0.028 points this week to 0.409% APY, down from 0.437% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Chaska, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Chaska, Minnesota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Chaska, Minnesota
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Minnesota, help your money grow faster through a higher APY.
Are savings accounts in Chaska, Minnesota safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Minnesota up to $250,000 per depositor, per institution.
How often do savings rates change in Chaska, Minnesota?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Minnesota rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Chaska, Minnesota may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Chaska, Minnesota?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Chaska, Minnesota offer in-person customer service, which some customers prefer.
How do I open a savings account in Chaska, Minnesota?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Chaska, Minnesota
Here are recent savings rates observed in Chaska, Minnesota and the surrounding area:
- BankVista
Money Market Savings — 3.04% APY - Center National Bank
MONEY MARKET PLATINUM SAVINGS — 1.74% APY - Security Bank & Trust Company MN
Savings — 1.38% APY - Nicolet Bank
Junior Savings — 1.00% APY - Genisys Credit Union
High Yield Youth Savings — 5.12% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Chaska, Minnesota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
