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Kentucky Savings Rate Trends

Nortonville, Kentucky (KY) Savings Rates - April 2026

The best savings rates for Nortonville, Kentucky and the surrounding area include Kemba Credit UnionKemba Credit UnionA5.0 ★Texas Ratio: 6.17% Ohio Homebuyer Plus Savings at 6.25% APY, Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit UnionA+5.0 ★Texas Ratio: 1.44% Accumulation Share at 5.12% APY, General Electric Credit UnionGeneral Electric Credit UnionA5.0 ★Texas Ratio: 7.74% Round-Up savings at 5.00% APY, Commonwealth Credit Union Frankfort, KYCommonwealth Credit Union Frankfort, KYA+5.0 ★Texas Ratio: 2.66% Round UP Savings at 5.00% APY, and University of Kentucky Federal Credit UnionUniversity of Kentucky Federal Credit UnionA5.0 ★Texas Ratio: 7.63% Share Savings Account at 4.00% APY.

Nortonville is a smaller community with no bank or credit union branches currently in our database. 44 institutions serving the Kentucky area are available to Nortonville residents, with savings rates as high as 6.25% APY from Kemba Credit Union. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Nortonville, Kentucky and the surrounding area. Last Updated and Verified: April 12, 2026

Compare the Best Savings Rates in Nortonville, Kentucky & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
6.25%
$0
Rate6.08%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

about homebuyer plus

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
5.25%
$0
Rate5.13%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

about homebuyer plus

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Accumulation Share
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Round-Up savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Earn a 5% match each month; Get rewarded up to $350 each year

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Round UP Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

Round up savings is only for funds transferred from the Round UP Checking account. No additional deposits allowed. Dividends paid annually and subject to change without notice.

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

about homebuyer plus

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
Share Savings Account
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
High Yield Savings Account Tier 1
4.00%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $25,000.00

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
High Yield Savings Account
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $25,000

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
Share Savings Account
3.59%
$0
Rate3.53%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
Huntington Relationship Savings
3.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedApr 11, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Youth Savings
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $2,500.00

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
Share Savings Account
3.34%
$0
Rate3.29%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

West Point Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
High Yield Savings
3.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
Share Savings Account
3.09%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Greater Kentucky Credit Union Inc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
High Yield Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $100,000.00

Greater Kentucky Credit Union Inc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
High-Yield Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Pair with a Rewards Checking account to earn up to 3.00% APY , with full access to your funds.

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedApr 11, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
Huntington Relationship Savings
2.98%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Money Market Savings Account
2.90%
$0
Rate2.86%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
Share Savings Account
2.84%
$0
Rate2.80%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Savings Elite
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
SAVINGSELITE
2.53%
$25,000
Rate2.50%
Min Deposit$25,000
Min Balance
UpdatedMar 26, 2026
Details

Balances $25,000.00 or more

Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Money Market Savings Account
2.40%
$0
Rate2.37%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
Share Savings Account
2.34%
$0
Rate2.32%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
IRA Savings Account
2.28%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Health Savings Account
2.28%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Money Market Savings
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Premium Savings Tier 5
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Money Market Savings Account
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
IRA Share Account
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Youth Savings
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $5,000.00

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Premium Savings Tier 4
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Health Savings Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Business Share Savings Account
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Regular Shares
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Murray Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
E-Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Murray Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
E-Savings
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

First FSB of Kentucky
Institution Rating:
A5.0 ★Texas Ratio: 12.83%
Christmas Savings
1.50%
$10
Rate1.50%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Limited Transactions. Minimum Deposit to Open waived with direct deposit. Minimum deposit of $250 at maturity (October 15th). Withdraw/Close Fee Prior to Maturity: $10. Interest compounded daily and credited at maturity.

Farmers Bank Nicholasville, KY
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
Christmas Club Savings
1.15%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Minimum daily balance to obtain APY $10

Farmers Bank Nicholasville, KY
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
Regular Statement Savings
1.15%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

Minimum daily balance to obtain APY $250

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
American Incentive Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Nortonville, KY Savings Rate Trends

Compare local Nortonville, KY savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kentucky Savings Trends →
High-Yield Savings — KY Avg
2.632%
▼ 0.150 vs 7 days ago

Kentucky high-yield savings rates fell 0.150 points over the past 7 days to 2.632% APY, down from 2.782%.

Standard Savings — KY Avg
0.589%
▼ 0.067 vs 7 days ago

Kentucky standard savings rates fell 0.067 points over the past 7 days to 0.589% APY, down from 0.656%.

As of Apr 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Nortonville, Kentucky directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Nortonville, Kentucky. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in KY.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Nortonville, Kentucky

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Kentucky, help your money grow faster through a higher APY.

Are savings accounts in Nortonville, Kentucky safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kentucky up to $250,000 per depositor, per institution.

How often do savings rates change in Nortonville, Kentucky?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kentucky rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Nortonville, Kentucky may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Nortonville, Kentucky?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Nortonville, Kentucky offer in-person customer service, which some customers prefer.

How do I open a savings account in Nortonville, Kentucky?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Nortonville, Kentucky

Here are recent savings rates observed in Nortonville, Kentucky and the surrounding area:
  • Kemba Credit Union
    Ohio Homebuyer Plus Savings — 6.25% APY
  • Louisville Gas & Electric Company Credit Union
    Accumulation Share — 5.12% APY
  • General Electric Credit Union
    Round-Up savings — 5.00% APY
  • Commonwealth Credit Union Frankfort, KY
    Round UP Savings — 5.00% APY
  • University of Kentucky Federal Credit Union
    Share Savings Account — 4.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Nortonville, Kentucky. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 12, 2026