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Indiana Savings Rate Trends

West Baden Springs, Indiana (IN) Savings Rates - April 2026

The best savings rates for West Baden Springs, Indiana and the surrounding area include Kemba Credit UnionKemba Credit UnionA5.0 ★Texas Ratio: 6.17% Ohio Homebuyer Plus Savings at 6.25% APY, Beacon Credit UnionBeacon Credit UnionA+5.0 ★Texas Ratio: 1.45% Ownership Share and Business Ownership Share at 6.00% APY, Everence Federal Credit UnionEverence Federal Credit UnionA5.0 ★Texas Ratio: 8.68% Youth savings at 5.00% APY, Everence Trust CompanyEverence Trust CompanyA+5.0 ★Texas Ratio: 0.00% Youth savings at 5.00% APY, and Horizon Bank Michigan City, INHorizon Bank Michigan City, INA+5.0 ★Texas Ratio: 2.79% Business Money Market Savings at 3.65% APY.

West Baden Springs is a smaller community with no bank or credit union branches currently in our database. 51 institutions serving the Indiana area are available to West Baden Springs residents, with savings rates as high as 6.25% APY from Kemba Credit Union. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in West Baden Springs, Indiana and the surrounding area. Last Updated and Verified: April 4, 2026

Compare the Best Savings Rates in West Baden Springs, Indiana & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
6.25%
$0
Rate6.08%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Ownership Share and Business Ownership Share
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Ownership Share
6.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Business Ownership Share
6.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
5.25%
$0
Rate5.13%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $1,000.00

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1,000.00

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Business Money Market Savings
3.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Money Market Savings
3.64%
$100
Rate3.58%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

Peoples State Bank Ellettsville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Health Savings Account
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Church Variable Shares
3.55%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$200,000 & Over

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Business Savings Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Savings Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Church Variable Shares
3.29%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$100,000-$199,999

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
Collateral - Statement Savings
3.25%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

over current rate account is earning

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Bippus State Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
Elevated Savings
3.25%
$10,000
Rate0.00%
Min Deposit$10,000
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $10,000.00

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Money Market Savings
3.09%
$100
Rate3.05%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $1,000,000.00

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
3.05%
$0
Rate3.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
High Interest Money Market Savings
3.05%
$0
Rate3.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Church Variable Shares
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$25,000-$99,999

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
Livin' Free Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $500

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Savings Account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Business Savings Account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
Jubilee savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $1,000.00

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
High Yield Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
High Yield Savings Plus
3.00%
$100,000
Rate0.00%
Min Deposit$100,000
Min Balance
UpdatedMar 25, 2026
Details

$1,000 bonus

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Municipal
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Consumer
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Youth Savings
3.00%
$1
Rate2.96%
Min Deposit$1
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $500.00

Peoples T&S Bank Boonville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Elite Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Our uncapped, high-yield, savings account gives you the flexibility of a savings account without locking up your savings in a long-term investment! *Click for more details!

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Jubilee savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1,000.00

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
High Yield Savings
2.90%
$0
Rate2.86%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
2.90%
$0
Rate2.86%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
High Interest Money Market Savings
2.90%
$0
Rate2.86%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

DeMotte State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Savings Growth
2.83%
$0
Rate2.80%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
Money Market Savings
2.78%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Springs Valley B&T Co.
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
Savings
2.78%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Met

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Relationship savings
2.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $5,000.00

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
Relationship savings
2.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required: personal checking account; debit card; Qualifying balance up to $5,000.00

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
High Yield Savings
2.70%
$0
Rate2.67%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Church Variable Shares
2.52%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$10,000-$24,999

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Coverdell Educatio Savings Club
2.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Hicksville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Hometown Savings
2.35%
$10,000
Rate2.32%
Min Deposit$10,000
Min Balance
UpdatedApr 2, 2026
Details

$10,000 New money or $25,000 in existing THB deposit acct(s).

Hicksville Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
Bus. Hometown Savings
2.35%
$10,000
Rate2.32%
Min Deposit$10,000
Min Balance
UpdatedApr 2, 2026
Details

$10,000 New money or $25,000 in existing THB deposit acct(s).

Peoples State Bank Ellettsville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
BUSINESS SWEEP SAVINGS
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Peoples State Bank Ellettsville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Health Savings Account
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Old Plank Trail Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
Statement Savings Advanced Special
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

With qualifying activities

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

West Baden Springs, IN Savings Rate Trends

Compare local West Baden Springs, IN savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana Savings Trends →
High-Yield Savings — IN Avg
1.999%
▲ 0.770 vs 7 days ago

Indiana high-yield savings rates rose 0.770 points over the past 7 days to 1.999% APY, up from 1.229%.

Standard Savings — IN Avg
0.592%
▲ 0.192 vs 7 days ago

Indiana standard savings rates rose 0.192 points over the past 7 days to 0.592% APY, up from 0.400%.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for West Baden Springs, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in West Baden Springs, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in West Baden Springs, Indiana

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Indiana, help your money grow faster through a higher APY.

Are savings accounts in West Baden Springs, Indiana safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Indiana up to $250,000 per depositor, per institution.

How often do savings rates change in West Baden Springs, Indiana?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Indiana rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in West Baden Springs, Indiana may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in West Baden Springs, Indiana?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in West Baden Springs, Indiana offer in-person customer service, which some customers prefer.

How do I open a savings account in West Baden Springs, Indiana?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in West Baden Springs, Indiana

Here are recent savings rates observed in West Baden Springs, Indiana and the surrounding area:
  • Kemba Credit Union
    Ohio Homebuyer Plus Savings — 6.25% APY
  • Beacon Credit Union
    Ownership Share and Business Ownership Share — 6.00% APY
  • Everence Federal Credit Union
    Youth savings — 5.00% APY
  • Everence Trust Company
    Youth savings — 5.00% APY
  • Horizon Bank Michigan City, IN
    Business Money Market Savings — 3.65% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in West Baden Springs, Indiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026