Scottsburg, Indiana (IN) Savings Rates - April 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Scottsburg, Indiana and the surrounding area include Centra Credit UnionCentra Credit Union281 N Gardner St, Scottsburg, IN 47170 1307A5.0 ★Texas Ratio: 7.15% Business & Public Funds Premium Money Market Savings at 3.05% APY, Kemba Credit UnionKemba Credit UnionA5.0 ★Texas Ratio: 6.17% Ohio Homebuyer Plus Savings at 6.25% APY, Beacon Credit UnionBeacon Credit UnionA+5.0 ★Texas Ratio: 1.45% Ownership Share and Business Ownership Share at 6.00% APY, Everence Trust CompanyEverence Trust CompanyA+5.0 ★Texas Ratio: 0.00% Youth savings at 5.00% APY, and Horizon Bank Michigan City, INHorizon Bank Michigan City, INA+5.0 ★Texas Ratio: 2.79% Business Money Market Savings at 3.65% APY.
Scottsburg has 27 local institutions in our database, with savings rates as high as 3.05% APY from Centra Credit Union at 281 N Gardner St, Scottsburg, IN 47170 1307. Use the table below to compare all available offers, including options from institutions serving the broader Indiana area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Scottsburg, Indiana and the surrounding area. Last Updated and Verified: April 13, 2026
Compare the Best Savings Rates in Scottsburg, Indiana & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
Business & Public Funds Premium Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
High Interest Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
High Interest Money Market Savings
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
Business & Public Funds Premium Money Market Savings
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
High Interest Money Market Savings
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
Business & Public Funds Premium Money Market Savings
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
High Interest Money Market Savings
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
High Interest Money Market Savings
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
Business & Public Funds Premium Money Market Savings
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
Business & Public Funds Premium Money Market Savings
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
High Interest Money Market Savings
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
High Interest Money Market Savings
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
Money Market & Classic Plus Savings
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
Money Market & Classic Plus Savings
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
Money Market & Classic Plus Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
HSA Money Market Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
HSA Money Market Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
Money Market & Classic Plus Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
HSA Money Market Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
Money Market & Classic Plus Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
Business Savings Escrow
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
IRA Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
Membership Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
Money Market & Classic Plus Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
You Choose Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
281 N Gardner St, Scottsburg, IN 47170 1307
Business Special Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
6.25%
$0
▼
Rate6.08%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
about homebuyer plus
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Ownership Share and Business Ownership Share
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
5.25%
$0
▼
Rate5.13%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
about homebuyer plus
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $1,000.00
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Business Money Market Savings
3.65%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Money Market Savings
3.64%
$100
▼
Rate3.58%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
Huntington Relationship Savings
3.55%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
3.55%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Bippus State Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
Elevated Savings
3.25%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $10,000.00
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Money Market Savings Rate
3.09%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Earn 5x the national average**
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Money Market Savings
3.09%
$100
▼
Rate3.05%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $1,000,000.00
Peoples T&S Bank Boonville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Elite Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Our uncapped, high-yield, savings account gives you the flexibility of a savings account without locking up your savings in a long-term investment! *Click for more details!
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Jubilee savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $1,000.00
Rate2.96%
Min Deposit$1
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $500.00
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
Huntington Relationship Savings
2.98%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifications Met
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Relationship savings
2.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifications Required; Qualifying balance up to *Qualifications met
Old Plank Trail Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
Statement Savings Advanced Special
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
With qualifying activities
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Scottsburg, IN Savings Rate Trends
Compare local Scottsburg, IN savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — IN Avg
2.953%
▼ 0.068 vs 7 days ago
Indiana high-yield savings rates fell 0.068 points over the past 7 days to 2.953% APY, down from 3.021%.
Standard Savings — IN Avg
0.645%
Unchanged vs 7 days ago
Indiana standard savings rates currently average 0.645% APY based on data from institutions in our monitoring network.
As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Scottsburg, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Scottsburg, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Scottsburg, Indiana
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Indiana, help your money grow faster through a higher APY.
Are savings accounts in Scottsburg, Indiana safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Indiana up to $250,000 per depositor, per institution.
How often do savings rates change in Scottsburg, Indiana?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Indiana rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Scottsburg, Indiana may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Scottsburg, Indiana?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Scottsburg, Indiana offer in-person customer service, which some customers prefer.
How do I open a savings account in Scottsburg, Indiana?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Scottsburg, Indiana
Here are recent savings rates observed in Scottsburg, Indiana and the surrounding area:
- Centra Credit Union
Business & Public Funds Premium Money Market Savings — 3.05% APY - Kemba Credit Union
Ohio Homebuyer Plus Savings — 6.25% APY - Beacon Credit Union
Ownership Share and Business Ownership Share — 6.00% APY - Everence Trust Company
Youth savings — 5.00% APY - Horizon Bank Michigan City, IN
Business Money Market Savings — 3.65% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Scottsburg, Indiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 13, 2026
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