The best savings rates for Machesney Park, Illinois and the surrounding area include St. Charles Bank & Trust CompanySt. Charles Bank & Trust Company7005 N Perryville Road, Machesney Park, IL 61115A+5.0 ★Texas Ratio: 3.69% Statement Savings Advanced Special at 2.00% APY, Connexus Credit UnionConnexus Credit Union7144 N Perryville Rd, Machesney Park, IL 61115B-4.3 ★Texas Ratio: 22.87% Health Savings Accounts (HSAs) at 1.01% APY, Rock Valley Credit UnionRock Valley Credit Union11280 Forest Hills Rd, Machesney Park, IL 61115A+5.0 ★Texas Ratio: 5.65% Health Savings Account at 0.15% APY, First Mid Bank & TrustFirst Mid Bank & Trust9609 Forest Hills Rd, Machesney Park, IL 61115A+5.0 ★Texas Ratio: 2.74% Retail Savings at 0.05% APY, and Fidelity Bank & Trust (IA)Fidelity Bank & Trust (IA)242 Wall St, East Dubuque, IL 61025A+5.0 ★Texas Ratio: 1.72% Snap $tack Savings at 5.12% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Machesney Park, Illinois, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Machesney Park, Illinois (IL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Machesney Park, Illinois and the surrounding area. Last Updated and Verified: March 28, 2026
Qualifications Required: Open new Statement Savings Advanced account; mention offer during in-branch account opening or visit URL provided; deposit new money (money not currently held at any Wintrust Financial Corporation location) into the new Statement Savings Advanced account at account opening; With qualifying activities
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
4th Quarter 2025; Qualifying balance up to $20,000.00
Terms and Conditions apply.
Intro rate subject to change
Minimum of $5,000 not currently deposited at Huntington.
$250,000.00 - $499,999.99
Daily Balances Of $5,000-$100,000
$150,000.00 - $249,999.99
Minimum of $5,000 not currently deposited at Huntington.
$50 Minimum (effective 3/01/2025)
$50 Minimum (effective 3/01/2025)
Daily Balances Of up to $4,999.99
$50,000.00 - $149,999.99
Compare local Machesney Park, IL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Illinois high-yield savings rates rose 0.760 points this week to 2.559% APY, up from 1.799% last week.
Illinois standard savings rates rose 0.033 points this week to 0.504% APY, up from 0.471% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Machesney Park, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Machesney Park, Illinois. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.