Lincoln, Delaware (DE) Savings Rates - April 2026
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Brian McKay
Brian McKay
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Lincoln, Delaware and the surrounding area include FsnbFsnbA5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Comenity BankComenity BankB4.4 ★Texas Ratio: 21.76% High Yield Savings at 4.00% APY, Cross River BankCross River BankF1.0 ★Texas Ratio: 85.67% I Connect/E Connect Tiered Savings at 3.40% APY, Dexsta Federal Credit UnionDexsta Federal Credit UnionA5.0 ★Texas Ratio: 8.79% High Yield Savings at 3.35% APY, and PNC BankPNC BankA5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY.
Lincoln is a smaller community with no bank or credit union branches currently in our database. 60 institutions serving the Delaware area are available to Lincoln residents, with savings rates as high as 7.00% APY from Fsnb. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lincoln, Delaware and the surrounding area. Last Updated and Verified: April 5, 2026
Compare the Best Savings Rates in Lincoln, Delaware & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 3, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
High-Yield Savings Account
4.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 3, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Retirement High-Yield Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
I Connect/E Connect Tiered Savings
3.40%
$0
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
High Yield Savings
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
I Connect/E Connect Tiered Savings
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Premier Relationship Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
360 Performance Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
SEP-IRA Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
I Connect/E Connect Tiered Savings
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
POWER SAVINGS
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
I Connect/E Connect Tiered Savings
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
High-Yield Savings
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
on all balances up to $49,999
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
I Connect/E Connect Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
I Connect/E Connect Tiered Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Statement Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Share Savings Account
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Balance Range $250,000+
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
POWER SAVINGS
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
High-Yield Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Health Savings Account
1.46%
$100
▼
Rate1.45%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Share Savings Account
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Balance Range $100,000 to < $250,000
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Share Savings Account
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Balance Range $50,000 to < $100,000
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
High-Yield Savings
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Share Savings Account
1.20%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Balance Range $10,000 to < $50,000
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Share Savings Account
1.10%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Balance Range $1,000 to < $10,000
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
Holiday Club Savings
1.00%
$0
▼
Rate1.01%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
SUPER SAVER SAVINGS
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Educational Savings Account
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
High Yield Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Shares***
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
High-Yield Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
High Yield Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Savings
0.40%
$25
▼
Rate0.40%
Min Deposit$25
Min Balance—
UpdatedApr 2, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Money Fund Shares**
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Premier Yield Savings Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Sand Dollar MMA
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
IRA Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Name Your Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Regular Shares
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Regular Share Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
Vacation Club Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Sand Dollar MMA Plus
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share Draft Checking (75 & 76)
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Sand Dollar MMA Plus
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Sand Dollar MMA
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Sand Dollar MMA Plus
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Sand Dollar MMA
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Savings
0.15%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 28, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Preferred Shares
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Savings Account
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 24, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lincoln, DE Savings Rate Trends
Compare local Lincoln, DE savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — DE Avg
1.999%
▲ 0.071 vs 7 days ago
Delaware high-yield savings rates rose 0.071 points over the past 7 days to 1.999% APY, up from 1.928%.
Standard Savings — DE Avg
0.902%
▲ 0.675 vs 7 days ago
Delaware standard savings rates rose 0.675 points over the past 7 days to 0.902% APY, up from 0.227%.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lincoln, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lincoln, Delaware. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in DE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Lincoln, Delaware
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Delaware, help your money grow faster through a higher APY.
Are savings accounts in Lincoln, Delaware safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Delaware up to $250,000 per depositor, per institution.
How often do savings rates change in Lincoln, Delaware?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Delaware rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Lincoln, Delaware may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Lincoln, Delaware?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Lincoln, Delaware offer in-person customer service, which some customers prefer.
How do I open a savings account in Lincoln, Delaware?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Lincoln, Delaware
Here are recent savings rates observed in Lincoln, Delaware and the surrounding area:
- Fsnb
Cents-able Savings — 7.00% APY - Comenity Bank
High Yield Savings — 4.00% APY - Cross River Bank
I Connect/E Connect Tiered Savings — 3.40% APY - Dexsta Federal Credit Union
High Yield Savings — 3.35% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lincoln, Delaware. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 5, 2026
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