MonitorBankRates
We Find the Best Rates

Ventura, California (CA) Savings Rates - January 2026

  1. Home
  2. Savings Rates
  3. Savings Rates in California
  4. Savings Rates in Ventura, California
Citi Savings
0.03% APY
Citi
Platinum Savings
0.05% APY
Wells Fargo
Advantage Savings
0.01% APY
Bank of America

Current Savings Rates in Ventura, California

Ventura, California savings rates Citi 0.03% APY; Wells Fargo 0.05% APY; Bank of America 0.01% APY; First Bank Creve Coeur, MO 0.01% APY and First Citizens Bank 0.10% APY.

To see how these savings rates in Ventura, California, and the surrounding area, compare to other rates, feel free to use our comprehensive rate tables for side-by-side comparisons of all local Ventura, California savings rates below so you can find the best savings rates available.

Savings rates in Ventura, California (CA) are continually updated to reflect market conditions, we recommend checking back frequently to get the highest savings rates available in Ventura, California.

The following rates reflect recent market quotes and representative offers available to Ventura, California depositors. Actual savings rates may vary by financial institution and market conditions.

Local, Area and State Banks and Credit Unions
County Schools Federal Credit Union
3954 E Main St
Ventura, CA 93003
Member NCUA
Central Valley Community Bank
7100 N Financial Dr
Fresno, CA 93720
Member FDIC

Compare Savings Rates in Ventura, California

Bank
Product
APY
Min Dep
First Foundation Bank
First Foundation Bank
40865 Big Bear Blvd
Big Bear Lake, CA 92315
Online Savings
3.75%
$1,000
Community Commerce Bank
Community Commerce Bank
358 W Foothill Blvd
Claremont, CA 91711
The Vault Savings
3.25%
$50
Murphy Bank
Murphy Bank
5180 N Palm Ave
Fresno, CA 93704
Regular Savings
0.60%
$500
BAC Community Bank
BAC Community Bank
517 East Weber Avenue
Stockton, CA 95202
Diamond Savings
0.50%
$25
Home Bank of California
Home Bank of California
4493 Ruffin Rd
San Diego, CA 92123
Statement Savings
0.30%
$100
1st Northern California Credit Union
1st Northern California Credit Union
1111 Pine St
Martinez, CA 94553
Savings
0.20%
$100
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
865 Amena Ct
Chula Vista, CA 91910
Tiered Statement Savings
0.15%
$0
Nuvision Federal Credit Union
Nuvision Federal Credit Union
7812 Edinger Ave
Huntington Beach, CA 92647
Primary Savings
0.10%
$5
BluPeak Credit Union
BluPeak Credit Union
10120 Pacific Heights Blvd Ste 100
San Diego, CA 92121
Regular Savings
0.05%
$5
EverTrust Bank
EverTrust Bank
13191 Crossroads Pkwy N Suite #505
City Of Industry, CA 91746
Savings
0.05%
$100
Metropolitan Bank
Metropolitan Bank
250 E 18th St
Oakland, CA 94606
Value Savings
0.05%
$1,500
The Golden 1 Credit Union
The Golden 1 Credit Union
8945 Cal Center Dr
Sacramento, CA 95826
Regular Savings
0.05%
$0
Universal Bank
Universal Bank
3455 S Nogales St 2nd Floor
West Covina, CA 91792
Community Savings
0.04%
$100
1st United Credit Union
1st United Credit Union
5901 Gibraltar Dr
Pleasanton, CA 94588
Regular Savings
0.03%
$5
PSB Provident Savings Bank
PSB Provident Savings Bank
6570 Magnolia Ave
Riverside, CA 92506
Savings Plus
0.01%
$10,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Frequently Asked Questions about Savings Accounts in Ventura, California

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in California, help your money grow faster through a higher APY.

Are savings accounts in Ventura, California safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in California up to $250,000 per depositor, per institution.

How often do savings rates change in Ventura, California?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local California rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Ventura, California may require $25-$100 to open an account and avoid monthly fees.

What are the best Savings Account rates in Ventura, California?

Here are recent savings rates observed in this area:
  • Citi: 0.03% APY ($0 Min) - Citi Savings
  • Bank of America: 0.01% APY ($0 Min) - Advantage Savings
  • U.S. Bank: 3.50% APY ($100,000 Min) - Bank Smartly Savings Account
  • First Citizens Bank: 0.10% APY ($50 Min) - Online Savings
  • First Bank Creve Coeur, MO: 0.01% APY ($100 Min) - Statement Savings
  • Wells Fargo: 0.05% APY ($0 Min) - Platinum Savings
  • Wells Fargo: 0.01% APY ($0 Min) - Way2Save Savings
  • U.S. Bank: 3.50% APY ($100,000 Min) - Bank Smartly Savings Account
  • 1st United Credit Union: 0.03% APY ($5 Min) - Regular Savings
  • First Bank Creve Coeur, MO: 0.01% APY ($100 Min) - Statement Savings