Riverside, California (CA) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Riverside, California and the surrounding area include PNC BankPNC Bank16920 Van Buren Blvd, Riverside, CA 92504A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Banner BankBanner Bank5030 Arlington Ave, Riverside, CA 92504A+5.0 ★Texas Ratio: 1.69% High Yield Relationship Savings at 2.63% APY, Arrowhead Central Credit UnionArrowhead Central Credit Union6135 Van Buren Blvd, Riverside, CA 92503A+5.0 ★Texas Ratio: 2.28% Arrowhead Savings at 0.15% APY, Credit Union of Southern California Credit UnionCredit Union of Southern California Credit Union4333 Orange St Ste 100, Riverside, CA 92501A+5.0 ★Texas Ratio: 2.57% Sub-Savings/IRA Savings at 0.10% APY, and Altura Credit UnionAltura Credit Union2847 Campus Pkwy, Riverside, CA 92507 0906A+5.0 ★Texas Ratio: 2.02% Side Share at 0.10% APY.
Riverside has 22 local institutions in our database, with savings rates as high as 3.25% APY from PNC Bank at 16920 Van Buren Blvd, Riverside, CA 92504. Use the table below to compare all available offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Riverside, California and the surrounding area. Last Updated and Verified: April 11, 2026
Compare the Best Savings Rates in Riverside, California & Surrounding Communities
A Banner Bank checking account is required to open a High Yield Relationship Savings account.
Qualifying balance up to $25,000.00
$1 minimum opening deposit and $1 balance to maintain.
$1 minimum opening deposit and $1 balance to maintain.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$1 minimum opening deposit and $1 balance to maintain.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
$1 minimum opening deposit and $1 balance to maintain.
Maximum contribution of $2,000 per month from a qualified source, such as payroll from LAUSD or LACCD
Qualifying balance up to $1,000.00
Certificated and classified school employees of our Board approved SEGs are eligible for our Summertime Savings Account bonus rate.
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5000
Qualifying balance up to $499.99
Qualifying balance up to $1,000.00
As high as
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifications Required: First Entertainment Checking Account; eStatements only; active online Bill Pay service or Direct Deposit; Qualifying balance up to $500.00
Bonus dividend rate of 5.00% APY* is paid on the first $2,500 balance in the account for the first 12 months
Earn 10x the National Average2
introductory promo for new customers*
Qualifying balance up to $500.00
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Terms and Conditions apply.
$25 Bonus
Interest will be credited upon maturity. Rate for this account is variable, determined by the Bank of Guam at its sole discretion and can change before or after account opening. Fees could reduce earnings on the account.
Grow Your Savings
Existing customers earn 3.40% APY, that's still 8x the national average!
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
RELATIONSHIP
Interest will be compounded and credited monthly. Rate for this account is variable, determined by the Bank of Guam at its sole discretion and can change before or after account opening. Fees could reduce earnings.
guaranteed through June 30, 2026
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Riverside, CA Savings Rate Trends
Compare local Riverside, CA savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield savings rates rose 0.754 points over the past 7 days to 0.959% APY, up from 0.205%.
California standard savings rates rose 0.072 points over the past 7 days to 0.921% APY, up from 0.849%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Riverside, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Riverside, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Riverside, California
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Riverside, California safe?
How often do savings rates change in Riverside, California?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Riverside, California?
How do I open a savings account in Riverside, California?
Best Savings Rates in Riverside, California
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Banner Bank
High Yield Relationship Savings — 2.63% APY - Arrowhead Central Credit Union
Arrowhead Savings — 0.15% APY - Credit Union of Southern California Credit Union
Sub-Savings/IRA Savings — 0.10% APY - Altura Credit Union
Side Share — 0.10% APY
