Palos Verdes Estates, California Savings Rates - October

Balance: $5 - $5000

Qualifications Required: Member has a First Entertainment Checking Account and has requested eStatements only (member must discontinue receipt of paper statements); Member must also have either active online Bill Pay service or Direct Deposit. Active is defined as one transaction every ninety (90) days for either service.; First500 Youth Accounts will earn 5.00% APY on account balances up to $500 with Digital Banking enrollment and eStatements only. Balances above $500 in qualifying accounts and any balance in a non-qualifying First500 Account will earn the First500 Savings Base Rate. One First500 Account per Social Security Number. Rates subject to change without notice and may vary. In certain instances when the minimum balance is not maintained and no other services or accounts are open, a low balance monthly fee may apply. Check with the credit union for complete details.

Qualifications Required: Digital Banking and eStatements; First500 Youth Savings Accounts are available to any minor with a Social Security Number. Must have a parent or legal guardian as Joint Owner. Joint Owner must be a member in good standing. Balances above $500 in qualifying accounts and any balance in a non-qualifying First500 account will earn the First500 Savings Base Rate. One First500 Account per Social Security Number. Rates subject to change without notice. Call us for current rates, or visit firstent.org/rates . Earned dividends are reported as income under the minor's name and Social Security Number. Transactions can only be performed by the account custodian. Custodian can close the account anytime, as long as it is in the best interest of the minor. Due to the nature of custodial accounts, they cannot be opened online at this time. For assistance, please give us a call at 888.800.3328 or schedule an appointment to meet with one of our branch staff. Balance: up to $500.00

Balance: $0-$499.99

Bonus dividend rate for balances of $0.01 to $2,500: 4.88%; Non-Bonus Rate is 0.05% with anticipated APY of 0.05% for balances of $2500.01 and greater

Balances between $5,000.01-$10,000 will earn the lower dividend rate of 2.25% APY. Balances $10,000.01+ will earn the dividend rate of 0.10% APY. No monthly fee

Variable-tiered rate. Balances between $5,000.01-$10,000 will earn the lower dividend rate of 2.25% APY. Balances $10,000.01+ will earn the dividend rate of 0.10% APY. Fees may reduce earnings. $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. One Harvest Savings account per member.

Tiered-based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,000.01-$10,000 will earn the lower dividend rate of APY. Balances $10,000.01+ will earn the dividend rate of APY. $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. One Harvest Savings account per member.

APY* applies to balances up to $25,000.

Balance: $100 to $10,000

New accounts earn a 4.20 % APY on all balances. This is a variable rate account, and the APY may change without notice. Available exclusively online and by phone.

Qualifications Required; LevelUp Rate applies when depositing $250+ per month (statement cycle); rate applied to full balance; Standard Rate of 3.00% APY otherwise

Earn LevelUp Rate on entire balance when you deposit $250+ per month; Standard Rate of 3.00% APY otherwise

Limited-time boost applies for up to 6 months after you open your account. Offer ends 10/31/26.

Simple, high-yield savings earning up to 4.01% APY for up to 6 months.

All Balances

Introductory promo for new customers. Introductory Interest Rate is determined by adding 0.67% to the variable interest rate paid on the Valley Direct High Yield Savings account (the "Standard Interest Rate"). The Introductory Interest Rate, Standard Interest Rate and APY are variable and may change after the account is opened.

The $25 bonus will be deposited by Poppy Bank into the Poppy Blooms Youth Savings Account upon account opening. Available for children under 18 years old. Parent/guardian oversight and access. Online and mobile banking for easy monitoring.

Balance: $.01 - $500.00

Promotional APY. Balances at or below $9,999.99 do not qualify for this promotional rate and are subject to the current non-promotional interest rate applicable to this account type. At the end of the 180-day promotional period, the interest rate and APY will revert to the then-posted non-promotional rate(s) applicable to this account type. The interest rate(s) and annual percentage yield(s) are variable and may change at any time before or after the account is opened. To qualify, you must be a new personal savings client of Flagstar Bank and open a Flagstar Ready Savings account. You must make an initial minimum opening deposit of at least $1.00. To qualify for the promotional rate, you must deposit additional funds, to maintain a balance greater than or equal to $10,000 is required and must be "new money," which is defined as money that is not currently on deposit in any Flagstar Bank account; money moved from any Flagstar Bank affiliate or subsidiary account or funded from a Flagstar/affiliate loan or line of credit does not qualify. For purposes of this offer, funds from maturing certificate of deposit accounts held at Flagstar Bank will be considered eligible. The account must remain open for the full 180-day promotional period. This offer is limited to one promotion per household. If any signer on this account has previously received a savings promotion from Flagstar Bank, you are ineligible for this offer. This offer cannot be combined with any other offers or promotions. An early account closure fee may be imposed for accounts closed within 180 days. Offer subject to change or cancellation at any time without notice. Receiving this offer does not guarantee eligibility. All account applications are subject to our normal approval process. Personal accounts only. Area restrictions may apply.

Qualifications Required; Qualifying balance up to $25,000; requires direct deposit(s) of at least $500.00 per month to a Freedom Direct, Justice National, Beyond the Badge or Student checking account; No minimum balance requirement

Qualifications Required: 5 debit card purchases; minimum monthly average daily balance of $500; minimum $25 per month auto transfer from any of your Rize Credit Union checking account; enrolled in digital banking and eStatements; High-Yield Savings

Earn 4.00% APY* on balances up to $25,000; Earn 0.500% APY* on balances over $25,000; Balance: $0.01 - $25,000

Balance: $1,000.01 - $10,000

Highest yield on balances up to $1,000. A blended APY is calculated based on balances in each earning tier.

Highest yield on balances up to $1,000. A blended APY is calculated based on balances in each earning tier. Dividend rates are variable and subject to change monthly after the account is opened.

Balance: $0.01 - $4,999.99

APY=Annual Percentage Yield. The APY is accurate as of the effective date. Rates and terms are subject to change. Fees could reduce earnings. A penalty may be imposed for early withdrawal.

Compounding and crediting - Dividends will be compounded annually. Dividends will be credited to your account annually. Dividend period - For this account type, the dividend period is annually, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is December 31. The dividend declaration date follows the ending of a dividend period, and for the example above is January 1, of the following year. If you close your share account before dividends are paid, you will not receive the accrued dividends. Average daily balance computation method - Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is annually. Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.

Limited-time promotional rate on all balances for up to 6 months. Use promo code BOOST41.

The annual percentage yield (APY) is accurate as of January 8, 2026 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY.

Earn up to 3.50% APY when you are an account owner of a Bank Smartly Checking, Safe Debit account, or Bank SmartlyTM Visa Signature Card and a CQB of at least $25,000. APYs may vary by location and are accurate for accounts opened on today's date. Restrictions apply.

Balance: $500-$249,999.99

All Balances

Balance: $50,000 +

Balance: $0-$9,999.99

Balance: $1+; RELATIONSHIP: 3.10% APY

Balance: $500-$249,999.99

APY* refers to Annual Percentage Yield. Interest Rate** refers to the rate paid on the account.

Balance: $500-$249,999.99

2.80% APY for balances of $0.01 - $4,999.99; 2.80% APY for balances of $5,000 or more.

Online account opening required; Must be funded within 30 days of opening the account; $3.00 per in-branch deposit; $3.00 per in-branch withdrawal; $10.00 per paper statement request; Annual Percentage Yield (APY) is accurate as of 10/01/2026. Interest will be compounded and credited monthly. Rate for this account is variable, determined by the Bank of Guam at its sole discretion and can change before or after account opening. Fees could reduce earnings.

Balance: $500-$249,999.99

APY* refers to Annual Percentage Yield. Interest Rate** refers to the rate paid on the account.

Balance: $250,000+

Balance Tiers: $0 - $49,999.99 | 2.20% APY; $50,000 + | 2.70% APY

Balance: $100,000-$249,999

Banner checking account required. Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account. Additional restrictions may apply. View current rates. Annual Percentage Yield (APY) accurate as of 8/20/2026. Rates may change. The interest rate tier is determined by the actual daily account balance. Monthly service charge of $10 is waived when you meet one of the following criteria during that monthly statement cycle: $5,000 minimum daily balance or $10,000 average daily combined balance for checking and savings deposit relationship. If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%. Public fund accounts not eligible.

Balance: $500.01 - $1000. Checking account required to open

APY* refers to Annual Percentage Yield. Interest Rate** refers to the rate paid on the account.