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California Savings Rate Trends

Mammoth Lakes, California (CA) Savings Rates - April 2026

The best savings rates for Mammoth Lakes, California and the surrounding area include Chevron Federal Credit UnionChevron Federal Credit UnionA+5.0 ★Texas Ratio: 2.35% MySavings Youth at 7.00% APY, Schools Federal Credit UnionSchools Federal Credit UnionA+5.0 ★Texas Ratio: 1.31% Summer Safeguard Savings at 6.60% APY, LBS Financial Credit UnionLBS Financial Credit UnionA+5.0 ★Texas Ratio: 2.06% Summer Savings Accounts at 6.50% APY, F&A Federal Credit UnionF&A Federal Credit UnionA+5.0 ★Texas Ratio: 0.85% Youth Savings at 6.18% APY, and Foothill Credit UnionFoothill Credit UnionA+5.0 ★Texas Ratio: 1.23% Summertime Savings for School Employees at 6.00% APY.

Mammoth Lakes is a smaller community with no bank or credit union branches currently in our database. 51 institutions serving the California area are available to Mammoth Lakes residents, with savings rates as high as 7.00% APY from Chevron Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Mammoth Lakes, California and the surrounding area. Last Updated and Verified: April 4, 2026

Compare the Best Savings Rates in Mammoth Lakes, California & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
MySavings Youth
7.00%
$0
Rate6.77%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Summer Safeguard Savings
6.60%
$0
Rate6.44%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Maximum contribution of $2,000 per month from a qualified source, such as payroll from LAUSD or LACCD

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Summer Savings Accounts
6.50%
$0
Rate6.30%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Youth Savings
6.18%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Summertime Savings for School Employees
6.00%
$0
Rate5.83%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Certificated and classified school employees of our Board approved SEGs are eligible for our Summertime Savings Account bonus rate.

Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
Summertime Savings
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Sun Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
Hello Summer Savings
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Coasthills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
Early Savers Shares
5.64%
$0
Rate5.50%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $500.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Qualifying balance up to $5,000.00

Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Harvest Savings
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $5,000.00

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
First500 Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $500.00

Adelfi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Harvest High-Yield Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Adelfi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Non-Profit Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
First500 Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required: First Entertainment Checking Account; eStatements only; active online Bill Pay service or Direct Deposit; Qualifying balance up to $500.00

Eagle Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
Next Gen Savings
5.00%
$5
Rate5.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $5000

Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Business Harvest High-Yield Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Ministry Harvest Savings Daily Balance
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 28, 2026
Details

$0-$5,000

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Youth Smart Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Excite Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.89%
Go Savings
5.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $2,500.00

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
Premier Savings for New Members
4.50%
$0
Rate4.40%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
Premier Savings
4.50%
$0
Rate4.40%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Stanford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Youth Savings Account
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $5,000

Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
High-Yield Savings Balance 1
4.00%
$50,000
Rate3.94%
Min Deposit$50,000
Min Balance
UpdatedApr 2, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Smart Start Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $2,000.00

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
FREEDOM DIRECT SAVINGS
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

when you add Direct Deposit to a new or existing Justice Federal Checking Account.

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $25,000.00

San Joaquin Power Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
REGULAR SHARE ACCOUNT
4.00%
$5
Rate4.00%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Kids Cash Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifying balance up to $500.00

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
LevelUp Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $250.00

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
90th Anniversary Share Cert
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Performance® Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Sterling Bank and Trust, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
EverBank Performance Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 29, 2026
Details

San Mateo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Premium Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

As High As

Poppy Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
Poppy Blooms Youth Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$25 Bonus

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
New Year Flexible Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Terms and Conditions apply.

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
Business High Yield Savings
3.65%
$50,000
Rate3.59%
Min Deposit$50,000
Min Balance
UpdatedMar 26, 2026
Details

New money is described as funds that have not been on deposit in a First Entertainment Credit Union Account within the past 30 days.

EverTrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Smart Saver Savings Account
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Bank of Guam
Institution Rating:
A5.0 ★Texas Ratio: 10.07%
Boost Savings
3.56%
$10,000
Rate0.00%
Min Deposit$10,000
Min Balance
UpdatedApr 3, 2026
Details

Available online for Guam and CNMI and in the branches for all other regions.

L A MISSION
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
Share Loans
3.49%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Bloom Savings Account
3.35%
$0
Rate3.29%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
WooriWON Savings
3.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 29, 2026
Details

$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Premier Relationship Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Relationship

Bank of Guam
Institution Rating:
A5.0 ★Texas Ratio: 10.07%
True Savings Plus
3.04%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Available online for Guam and CNMI and in the branches for all other regions.

American First National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
VIP savings account
3.00%
$10,000
Rate0.00%
Min Deposit$10,000
Min Balance
UpdatedMar 24, 2026
Details

guaranteed through June 30, 2026

PCB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Your major-milestones savings account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
LevelUp Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
WooriWON Savings
2.95%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 29, 2026
Details

$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Bloom Savings Account
2.85%
$0
Rate2.81%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PCB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Your major-milestones savings account
2.75%
$0
Rate2.71%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Mammoth Lakes, CA Savings Rate Trends

Compare local Mammoth Lakes, CA savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California Savings Trends →
High-Yield Savings — CA Avg
0.205%
▼ 0.308 vs 7 days ago

California high-yield savings rates fell 0.308 points over the past 7 days to 0.205% APY, down from 0.513%.

Standard Savings — CA Avg
0.849%
▲ 0.291 vs 7 days ago

California standard savings rates rose 0.291 points over the past 7 days to 0.849% APY, up from 0.557%.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Mammoth Lakes, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mammoth Lakes, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Mammoth Lakes, California

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in California, help your money grow faster through a higher APY.

Are savings accounts in Mammoth Lakes, California safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in California up to $250,000 per depositor, per institution.

How often do savings rates change in Mammoth Lakes, California?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local California rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Mammoth Lakes, California may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Mammoth Lakes, California?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Mammoth Lakes, California offer in-person customer service, which some customers prefer.

How do I open a savings account in Mammoth Lakes, California?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Mammoth Lakes, California

Here are recent savings rates observed in Mammoth Lakes, California and the surrounding area:
  • Chevron Federal Credit Union
    MySavings Youth — 7.00% APY
  • Schools Federal Credit Union
    Summer Safeguard Savings — 6.60% APY
  • LBS Financial Credit Union
    Summer Savings Accounts — 6.50% APY
  • F&A Federal Credit Union
    Youth Savings — 6.18% APY
  • Foothill Credit Union
    Summertime Savings for School Employees — 6.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Mammoth Lakes, California. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026