Ohatchee, Alabama (AL) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Ohatchee, Alabama and the surrounding area include Fort Mcclellan Credit UnionFort Mcclellan Credit Union7718 AL HIGHWAY 77, OHATCHEE, AL 36271A+5.0 ★Texas Ratio: 2.60% IRA Share Accounts at 0.20% APY, Avadian Credit UnionAvadian Credit Union15660 Highway 280, Chelsea, AL 35043A+5.0 ★Texas Ratio: 3.11% Centsible Savings2 at 7.00% APY, First US Bank (AL)First US Bank (AL)131 Main St, Grove Hill, AL 36451A+5.0 ★Texas Ratio: 3.21% NextGEN Savings at 5.12% APY, Guardian Credit Union Montgomery, ALGuardian Credit Union Montgomery, AL1789 Cong W L Dickinson Dr, Montgomery, AL 36109 2601A5.0 ★Texas Ratio: 11.42% Round-Up Savings at 5.10% APY, and Legacy Community Federal Credit UnionLegacy Community Federal Credit Union1400 20th St S, Birmingham, AL 35205 4914A+5.0 ★Texas Ratio: 1.54% Incentive Savings at 5.00% APY.
To see how these savings rates in Ohatchee, Alabama, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Ohatchee, Alabama (AL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Ohatchee, Alabama and the surrounding area. Last Updated and Verified: March 20, 2026
Ohatchee, AL Savings Rate Trends
Compare local Ohatchee, AL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Alabama high-yield savings rates currently average 1.440% APY based on data from institutions in our monitoring network.
Alabama standard savings rates fell 0.118 points this week to 0.332% APY, down from 0.450% last week.
Compare the Best Savings Rates in Ohatchee, Alabama & Surrounding Communities
Qualifying balance up to $1000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $2,500.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Qualifying balance up to $10,000.00
($10,000 required average daily balance)
Qualifying balance up to $25,000.00
Balance cap for high rate: $100,000
Balance cap for high rate: $25,000
Balance cap for high rate: $2,500
Qualifying balance up to 1.50%
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Ohatchee, Alabama directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ohatchee, Alabama. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Ohatchee, Alabama
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Ohatchee, Alabama safe?
How often do savings rates change in Ohatchee, Alabama?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Ohatchee, Alabama?
How do I open a savings account in Ohatchee, Alabama?
Best Savings Rates in Ohatchee, Alabama
- Fort Mcclellan Credit Union
IRA Share Accounts — 0.20% APY - Avadian Credit Union
Centsible Savings2 — 7.00% APY - First US Bank (AL)
NextGEN Savings — 5.12% APY - Guardian Credit Union Montgomery, AL
Round-Up Savings — 5.10% APY - Legacy Community Federal Credit Union
Incentive Savings — 5.00% APY
