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Alabama Savings Rate Trends

Millbrook, Alabama (AL) Savings Rates - March 2026

The best savings rates for Millbrook, Alabama and the surrounding area include Alabama State Employees Credit UnionAlabama State Employees Credit Union74 Dudley Dr, Millbrook, AL 36054A+5.0 ★Texas Ratio: 1.38% KASASA Saver (Savings Account) at 1.00% APY, Alabama One Credit UnionAlabama One Credit Union3390 Highway 14, Millbrook, AL 36054A5.0 ★Texas Ratio: 6.47% Little ONE Membership Savings at 1.00% APY, ValleyDirectValleyDirect3740 Highway 14 At Highway 143, Millbrook, AL 36054A+5.0 ★Texas Ratio: 3.76% Kids First Savings at 0.25% APY, Max Credit UnionMax Credit Union3441 Highway 14, Millbrook, AL 36054A+5.0 ★Texas Ratio: 3.24% Share at 0.15% APY, and Avadian Credit UnionAvadian Credit Union15660 Highway 280, Chelsea, AL 35043A+5.0 ★Texas Ratio: 3.11% Centsible Savings2 at 7.00% APY.

To see how these savings rates in Millbrook, Alabama, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Millbrook, Alabama (AL) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Millbrook, Alabama and the surrounding area. Last Updated and Verified: March 21, 2026

Millbrook, AL Savings Rate Trends

Compare local Millbrook, AL savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Alabama Savings Trends →
High-Yield Savings — AL Avg
1.551%

Alabama high-yield savings rates currently average 1.551% APY based on data from institutions in our monitoring network.

Standard Savings — AL Avg
0.418%

Alabama standard savings rates currently average 0.418% APY based on data from institutions in our monitoring network.

As of Mar 21, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Millbrook, Alabama & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
74 Dudley Dr, Millbrook, AL 36054
KASASA Saver (Savings Account)
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $50,000

Alabama One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
3390 Highway 14, Millbrook, AL 36054
Little ONE Membership Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
3740 Highway 14 At Highway 143, Millbrook, AL 36054
Kids First Savings
0.25%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 15, 2026
Details

No minimum balance; Available for minors under 18

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
74 Dudley Dr, Millbrook, AL 36054
Share Draft (Checking)
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Alabama One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
3390 Highway 14, Millbrook, AL 36054
Savings Accounts or greater
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

$1,000

Alabama One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
3390 Highway 14, Millbrook, AL 36054
Savings Accounts
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

$1,000 or greater

Max Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3441 Highway 14, Millbrook, AL 36054
Share
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
3740 Highway 14 At Highway 143, Millbrook, AL 36054
Tiered Money Market Savings
0.10%
$2,000
Rate0.00%
Min Deposit$2,000
Min Balance
UpdatedMar 15, 2026
Details

Earn great rates on large balances; No maintenance charge for average daily balances of $10,000 or more

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
74 Dudley Dr, Millbrook, AL 36054
Share Draft (Checking)
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
74 Dudley Dr, Millbrook, AL 36054
ASE Share Account (Savings)
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
74 Dudley Dr, Millbrook, AL 36054
ASE Business Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Max Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3441 Highway 14, Millbrook, AL 36054
Share
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
3740 Highway 14 At Highway 143, Millbrook, AL 36054
Money Market Savings
0.05%
$10,000
Rate0.00%
Min Deposit$10,000
Min Balance
UpdatedMar 15, 2026
Details

Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
74 Dudley Dr, Millbrook, AL 36054
Share Draft (Checking)
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
3740 Highway 14 At Highway 143, Millbrook, AL 36054
All Access Savings
0.01%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 15, 2026
Details

Comes with a card for ATM withdrawals; No maintenance charge for average daily balances of $300 or more

Max Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3441 Highway 14, Millbrook, AL 36054
Share
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Alabama One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
3390 Highway 14, Millbrook, AL 36054
Savings Accounts
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

under $1,000

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15660 Highway 280, Chelsea, AL 35043
Centsible Savings2
7.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $1000.00

First US Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
131 Main St, Grove Hill, AL 36451
NextGEN Savings
5.12%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $500.00

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr, Montgomery, AL 36109 2601
Round-Up Savings
5.10%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1400 20th St S, Birmingham, AL 35205 4914
Incentive Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $1,000.00

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL 35893
Brighter Day Savings Account
4.06%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $2,500.00

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2020 Patton Chapel Rd, Hoover, AL 35216
Youth Savings
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2020 Patton Chapel Rd, Hoover, AL 35216
High-Yield Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2020 Patton Chapel Rd, Hoover, AL 35216
High Yield Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
548 Main St, Roanoke, AL 36274
FirstUp Savings
3.82%
$50
Rate3.75%
Min Deposit$50
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr, Montgomery, AL 36109 2601
High-Yield Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $10,000.00

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr, Montgomery, AL 36109 2601
High Rate Savings
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

($10,000 required average daily balance)

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15660 Highway 280, Chelsea, AL 35043
High Yield Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $25,000.00

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
409 Battle St E, Talladega, AL 35160
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2020 Patton Chapel Rd, Hoover, AL 35216
College Savings Plan
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
50 N Royal St, Mobile, AL 36602
Freestyle Savings Account
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
50 N Royal St, Mobile, AL 36602
Freestyle Savings Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
50 N Royal St, Mobile, AL 36602
Freestyle Savings Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Family Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2204 Family Security Pl SW, Decatur, AL 35603
Share Account
2.12%
$25
Rate2.10%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Family Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2204 Family Security Pl SW, Decatur, AL 35603
Share Savings Account
2.12%
$25
Rate2.10%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL 36609 5195
Super Savings
1.81%
$0
Rate1.80%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL 36609 5195
Super Savings
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Balance cap for high rate: $100,000

Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
22 Inverness Center Pkwy, Hoover, AL 35242 4814
Round-Up Savings
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL 36609 5195
Super Savings
1.66%
$0
Rate1.65%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Local Bank Red Level, AL
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
205 Mcfarland Cir N, Tuscaloosa, AL 35406
Savings Account
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Millbrook, Alabama directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Millbrook, Alabama. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AL.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Millbrook, Alabama

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Alabama, help your money grow faster through a higher APY.

Are savings accounts in Millbrook, Alabama safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Alabama up to $250,000 per depositor, per institution.

How often do savings rates change in Millbrook, Alabama?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Alabama rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Millbrook, Alabama may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Millbrook, Alabama?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Millbrook, Alabama offer in-person customer service, which some customers prefer.

How do I open a savings account in Millbrook, Alabama?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Millbrook, Alabama

Here are recent savings rates observed in Millbrook, Alabama and the surrounding area:
  • Alabama State Employees Credit Union
    KASASA Saver (Savings Account) — 1.00% APY
  • Alabama One Credit Union
    Little ONE Membership Savings — 1.00% APY
  • ValleyDirect
    Kids First Savings — 0.25% APY
  • Max Credit Union
    Share — 0.15% APY
  • Avadian Credit Union
    Centsible Savings2 — 7.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Millbrook, Alabama. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 21, 2026