Current personal loan options available to borrowers in Mesquite, Texas include: Neighborhood Credit UnionNeighborhood Credit Union2201 N Belt Line Rd, Mesquite, TX, 75150 5820A5.0 ★Texas Ratio: 8.73% offering Unsecured Personal Loans at 7.14% APR, Mesquite Credit UnionMesquite Credit Union1510 N Galloway Ave, Mesquite, TX, 75149A+5.0 ★Texas Ratio: 0.76% offering Personal Loans at 7.84% APR, Resource One Credit UnionResource One Credit Union2750 N Galloway Ave, Mesquite, TX, 75150B+4.7 ★Texas Ratio: 19.00% offering Personal Loans at 8.99% APR, ADVANCIALADVANCIAL2151 N Belt Line Rd, Mesquite, TX, 75150A+5.0 ★Texas Ratio: 0.31% offering Signature at 9.90% APR, and Americas Credit UnionAmericas Credit Union3001 Motley Dr Ste H, Mesquite, TX, 75150 3457A+5.0 ★Texas Ratio: 3.51% offering Signature Loan at 9.99% APR. Personal loan rates as of March 25, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Mesquite, Texas can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Mesquite, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Mesquite, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 25, 2026
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As Low As; Annual Percentage Rate (APR) quoted is lowest possible for qualified borrowers. APR quoted represents up to a 36-month term for a personal loan. Estimated monthly payment of $86.30 per $1,000 borrowed for 12-month term. Your rate may vary. Qualifications based on credit history, debt and ability to repay. Loan amounts $1,000 - $25,000. Refinancing of existing Mesquite Credit Union loan is not permitted.
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As Low As; Rates as low as 9.90%
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As Low As; Up to 36 months
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Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Under $10K; Term: Up to 12; Credit-A
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As Low As; 37 to 48 months
Amount: Under $10K; Term: Up to 12; Credit-B
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Under $10K; Term: 13 - 24; Credit-A
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
As Low As; 49 to 60 months
0.00 APR that includes an application fee
Amount: Under $10K; Term: 13 - 24; Credit-B
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
0.00 APR that includes an application fee
Amount: Under $10K; Term: 25 - 36; Credit-A
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Under $10K; Term: Up to 12; Credit-C
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Under $10K; Term: 37 - 48; Credit-A
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Under $10K; Term: 13 - 24; Credit-C
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Over $10K; Term: 49 - 60; Credit-A
Over $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Over $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Under $10K; Term: Up to 12; Credit-D
Amount: Under $10K; Term: 13 - 24; Credit-D
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Under $10K; Term: Up to 12; Credit-E
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Under $10K; Term: 13 - 24; Credit-E
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
As Low As; APR= Annual Percentage Rate. Must be 18 years or older, individual borrowers or primary account holders only, and must be a Member of Resource One Credit Union for a minimum of 12 months to apply. Commercial accounts are not eligible. Loan application and approval required. A fee of $20 will be charged for each loan application, whether the loan is approved or declined. Loan cannot exceed $2,000 with a term not exceeding 12 months. An APR of 25.00% will be applied. Applications can only be filed once every 7 days. Loans are processed one at a time, with a maximum of 3 loans in a rolling 6-month period. The Quick Cash Loan is not eligible for the Skip-a-Payment program. Payment example: Estimated monthly payment of $95.04 per $1,000 borrowed at 25.00% APR for 12 months. Other restrictions may apply; see Credit Union for details. All loans are subject to approval. Rates as of March 21, 2026. Rates are subject to change without notice.
$500.00-$2,000.00. No Credit Check. $25.00 Loan Fee. Minimum 1 Year Membership.
$500.00-$2,000.00. No Credit Check. $25.00 Loan Fee. Minimum 1 Year Membership.
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As Low As; Payment Example: 36 monthly payments of approximately $29.55 per $1,000 borrowed at 4.25% APR.
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20% down
No additional details available.
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balance $20,000
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As Low As; Months
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As Low As; With Approved Credit
No additional details available.
48 TO 72 MOS*SAME AS NEW CARS
As Low As; Subject to credit approval
No additional details available.
As Low As
No additional details available.
balance $75,000
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10% down
As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days
balance $75,000
As Low As; Borrow up to $2,000 for up to 24 months.
No additional details available.
As Low As; Call the credit union for loan promotion rates
No additional details available.
As Low As; must be secured by adequate collateral. See loan officer for more details
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No additional details available.
balance $75,000
No additional details available.
As Low As; To sweeten the deal, every holiday loan comes with an entry to a raffle to WIN $500! *APR is Annual Percentage Rate. One $500 prize for loans booked before December 24th and one for those booked between December 29th through January 30th. Minimum holiday loan amount $350, maximum determined by credit qualifications up to $15,000.
No additional details available.
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As Low As; For Loans over $50,000
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As Low As; Up to 70%
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Months
Loan rate of 6% is effective January 1, 2021. Must have an open established Membership Savings Account in good standing. Must be able to provide two paystubs and have at least 1-year of job history.
No additional details available.
As Low As; With Approved Credit
No additional details available.
Refinance up to 100% of the value of your home. A variety of terms are available. Option to finance the funding fee.
No additional details available.
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No additional details available.
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No additional details available.
Refinance up to 90% of the value of your home. Option to finance the funding fee.
No additional details available.
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48 TO 60 MOS*SAME AS USED CARS
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No additional details available.
No additional details available.
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up to $5,000.00 maximum with approved credit
No additional details available.
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As Low As; Regular APR: 10.090%
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As Low As; Fixed rates ranging from 2.79%APR2 to 6.89%APR2 (Auto Pay Discount)
No additional details available.
No additional details available.
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As Low As; 71% to 80%
No additional details available.
As Low As; No-fee, fixed-rate Debt Consolidation Loan
As Low As; Other terms available.
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CONTACT LOAN DEPARTMENT FOR DETAILS
As Low As; With Approved Credit
5.00% A+ rating
up to $5,000; As Low As
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As Low As; For Loans over $80,000
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As Low As
No additional details available.
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As Low As; from $1,001 to $75,000
As Low As
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No additional details available.
As Low As; WITH NO PAYMENTS FOR 60 DAYS! *Minimum APR (Annual Percentage Rate) of 7.39% applies. Rates vary based on length of term, age of vehicle, and your individual credit worthiness. Excludes internal refinances. **Interest accrues from date of loan disbursal. Call for details. Qualifying criteria applies. Rates and terms subject to change without notice.
As Low As; 81% to 90%
No additional details available.
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No additional details available.
UP TO 48 MONTHS
As Low As; Up to 84 Months
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As Low As; Up to $35,000 Financing
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As Low As; from $75,001 to $250,000
No additional details available.
10% Down
As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available
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up to $5,000.00 maximum with approved credit
No additional details available.
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As Low As
5.00% A+ rating
As Low As
As Low As; Up to $35,000 Financing
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As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available
As Low As; No-fee, fixed-rate Debt Consolidation Loan
As Low As; Other terms available.
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No additional details available.
As Low As; 90 day no pay
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Up to 72 Months
No additional details available.
No additional details available.
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As Low As; Rates as low as 9.90%
As Low As; Up to 36 months
Amount: Under $10K; Term: Up to 12; Credit-A
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
As Low As; 37 to 48 months
Amount: Under $10K; Term: Up to 12; Credit-B
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Under $10K; Term: 13 - 24; Credit-A
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
As Low As; 49 to 60 months
Amount: Under $10K; Term: 13 - 24; Credit-B
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Under $10K; Term: 25 - 36; Credit-A
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Under $10K; Term: Up to 12; Credit-C
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Under $10K; Term: 37 - 48; Credit-A
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Under $10K; Term: 13 - 24; Credit-C
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Over $10K; Term: 49 - 60; Credit-A
Over $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Under $10K; Term: Up to 12; Credit-D
Over $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Under $10K; Term: 13 - 24; Credit-D
Amount: Under $10K; Term: Up to 12; Credit-E
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Amount: Under $10K; Term: 13 - 24; Credit-E
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
Under $10; Minimum payment & term: 12 months, per $1K, up to 60 months.
As Low As; Payment Example: 36 monthly payments of approximately $29.55 per $1,000 borrowed at 4.25% APR.
As Low As; With Approved Credit
As Low As; Borrow up to $2,000 for up to 24 months.
As Low As; With Approved Credit
Months
No additional details available.
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up to $5,000; As Low As
As Low As; With Approved Credit
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As Low As; from $1,001 to $75,000
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As Low As